Credit card with a grace period - this is already a familiar attribute of a modern person. But not every citizen thinks about how profitable their credit card is and whether it’s better? But this is an important nuance that allows you not only to save, but also to earn money on your daily expenses. Great competition among banks for potential clients forces them to come up with new card products that would be interesting not only to the bank, but also beneficial to clients. And in this situation, people have a question: “ Which bank is profitable to open a credit card at?” and “Which is the most profitable in 2019-2020?”

In this review, we will look at the most profitable credit cards of 2019-2020.

What should be a profitable credit card?

Let’s decide what a profitable credit card should be. What advantages and conditions should it have?

1. Annual card maintenance– this is the main parameter when choosing a profitable credit card. “By default,” everyone would like to have a card without annual maintenance, but it happens that a card with paid annual maintenance can still be profitable and interesting, provided that the card has certain tariffs that can easily recoup the cost of maintenance.
2. Cashback accrual. It's hard to imagine now bank cards for which the bank would not establish a cashback function, but the size of the cashback and the conditions for receiving it differ in each bank.
3. Grace period. For credit cards, an important role is played grace period, which can be “honest” or “dishonest”, covering cash withdrawals or not, as well as an important parameter – the duration of the grace period. The longer the grace period, the more profitable the card.
4. Cash withdrawal fee. A profitable card is mainly sought by those who plan to withdraw cash, because such a parameter as the commission for cash withdrawal plays a very important role and is quite expensive when using a credit card to withdraw cash.
5. Commission on additional services. Additional services include SMS notifications, topping up a card from another bank, transfers to other banks, including from card to card, and so on. In some banks, these services are absolutely free, while in others they may charge a fee for this.

The most profitable credit cards of 2019

Below is a list of ratings of the TOP 8 bank credit cards that are the most profitable cards in 2019. The selection of credit cards was carried out on the basis of current tariffs, personal experience and reviews on the Internet. This selection will help you choose the most advantageous offer for yourself and get an answer to the question: “What is the most profitable credit card with a grace period?”

Tinkoff Platinum - the most profitable credit card from the best online bank

Credit card Tinkoff Bank is one of the most popular credit cards in Russia. The card is issued by the best online bank in the world (according to numerous ratings). The flagship product is popular because it can be ordered via the Internet and without certificates from your place of work. Unlike other cards, Tinkoff map You will receive the bank in 2-3 days by courier to your home.

But besides the convenience of issuing a card, the card has several undoubted advantages that make it the most profitable credit card for all categories of users: students, working citizens and pensioners.

What are the benefits of the Tinkoff card

1. Bonus program "Bravo", which allows you to receive bonuses for your purchases up to 30% special offers which can be seen on the Internet and mobile banking. These are, for example, large online stores, well-known chains of cafes and restaurants, popular services for ordering air and train tickets, and much more. For any other cashback purchases will be 1%.
2. If you have a credit card debt in another bank, and you decide to get a card from Tinkoff, then you can transfer your debt from another bank to Tinkoff. The service is called "Balance transfer". When transferring debt from another bank, you will receive a grace period of 120 days for this transferred debt. That is, no interest will accrue for 4 months. This is a unique service that is available only at Tinkoff Bank.

Credit card "Platinum" from Russian Standard for cash withdrawal without commission

Since last year, Russian Standard Bank has become more active in the credit card market. One of the main cards in this bank is credit card Platinum. The card is very different from all other and previous cards of this bank.

Main benefits of a credit card

• No commission for cash withdrawals credit money from the map.
• The cost of annual maintenance is 590 rubles.
• Low rate from 21.9%
• Cashback 15% with bank partners and 5% in selected categories. Standard 1% on all other purchases.

"Alfa-Bank - 100 days without interest" - the best credit card for cash withdrawals and purchases without interest

A credit card from the largest private bank in Russia stands out from others in that it has a grace period of 100 days. Alfa-Bank became one of the first banks to begin issuing cards with a grace period beyond the traditional 55-60 days. Today, the card is considered the best in terms of such parameters as the duration of the grace period and conditions for cash withdrawal.

This card will be of interest to those who are accustomed to using a grace period for medium and large purchases, as well as for those who often withdraw cash from a credit card (the grace period for the Alfa-Bank card also applies to cash withdrawals). That is why the Alfa Bank card can be considered one of the most profitable credit cards for withdrawing cash from ATMs.

Installment credit cards “Conscience” and “Halva” for profitable purchases

Have you ever made purchases in installments? For example, for a promotion in M.Video or Eldorado. When arranging such installment plans, which are arranged through a bank, very often credit specialists “push” supposedly compulsory insurance life. That is, it is almost impossible to arrange a “naked” installment plan. There will still be an overpayment.

And in 2016, credit cards appeared that allow you to buy goods and pay for services from card partners in installments of up to 12 months. For example, to buy a refrigerator in a hardware store in installments, you do not need loan officer. You simply choose a product, go to the checkout and pay there with your installment card. And then pay in installments to the card. Without any imposed insurance or anything like that. The savings here are significant, since if you had processed the goods in a standard way, you would have paid for what was imposed bank insurance a tidy sum. In Russia now only 2 banks issue such profitable installment credit cards.

Card "Conscience" from Qiwi Bank allows you to purchase more than 40,000 thousand goods and services from Qiwi Bank partners in installments of up to 12 months. A card with a credit limit from 5 to 300 thousand rubles without annual maintenance and issue fees. To apply, you only need to submit an online application, and after approval, the card will be delivered to your home. Perhaps this best choice for shopping lovers, especially among girls.

Similar "Halva" card from Sovcombank. “Halva”, as well as the card from Qiwi Bank, is absolutely free. In addition, to receive a card, you just need to fill out an online form and, after approval, receive the card at any Sovcombank branch or by courier. The card is not personalized and is issued immediately. For registration you only need a passport. You can use both debit and credit. The card provides cashback up to 20 percent! Everyone, including pensioners, will be able to experience the benefits and benefits of the card. Details in map overview.

CASHBACK credit card with the best conditions from Vostochny Bank

Among the most profitable credit cards of 2019 with better conditions For cashback, you can select a credit card from Vostochny Bank, which is simply called “CashBack”. It allows you to receive a 5% refund on purchases in categories that the bank sets every three months. Currently there are Pharmacy categories; Clothing and Footwear; Products for children. For all other purchases, the traditional 1% cashback.

The card is serviced free of charge for the entire period. But you will have to pay 1000 rubles for the release. But this fee will pay for itself in the first month of using the card. The credit limit on the card is from 55 to 400 thousand rubles, a grace period of up to 56 days and for storage own funds 4% per annum on the card.

Vostochny Bank also has a credit card, where instead of interest on a loan a daily fee is charged - a “Simple” card and a credit card called “Seasonal” with instant issuance, a grace period of up to 56 days and a low rate of 11.5% per annum in the first 3 months.

To apply for one of these cards, just leave an application using the link below and wait for a call from a bank specialist who will announce the decision and help you choose the best and most profitable credit card for you, depending on your needs.

Credit card with a favorable grace period of 120 days from UBRIR Bank

At the Ural Bank for Reconstruction and Development you can order a credit card with a long grace period, which is 120 days for all purchases. Such a long grace period automatically makes the card very profitable for making both large and small purchases wherever cards are accepted. But in addition to 120 days without interest, the bank gives another 1% cashback for any purchase.

It’s worth getting a UBRIR card because:

• Credit limit from 30 to 300 thousand. To get maximum limit You can provide 2-personal income tax if desired. In general, all you need is a passport.
• The grace period applies to all card transactions. Even if you withdraw cash from an ATM, there will be a four-month grace period!
• Card service - zero rubles. The same thing with the production of plastic - you don’t have to pay for it either!
• Age for registration from 19 to 75 years. That is, both young people and pensioners can apply for the card.

To apply for a card, you must receive a ready-made card at the nearest bank branch or delivery to a convenient address.

Card Credit Plus - the best credit card with instant cashback

Credit Europe Bank has a credit card that stands out significantly for its favorable conditions — Card Credit Plus. This card product has the following advantages:

• Instant card issue when ordering online.
• Credit limit up to 600 thousand rubles. For a limit of up to 350 thousand, you only need a passport!
• Grace period up to 55 days. Installment plans with bank partners range from 2 to 11 months.
• Free cash withdrawal abroad.
• Free service for purchases over 15 thousand rubles, otherwise 79 rubles.
• Well, the most interesting thing is 5% cashback in 4 categories of purchases(Clothes and shoes; Beauty and health; Entertainment; Cafes and Restaurants). All other purchases earn 1 percent cashback. Cashback is credited in the form of points, which can be used to pay for any purchase in any store in the world (the purchase is debited from the bonus account, not in money).
• Moreover, unlike other similar credit cards, cashback on this card is credited instantly!
• Almost every month the bank launches new promotions on this card, which allow you to receive additional cashback up to 15-20%. For example, 7 days before a birthday and 7 days after it, an increased 10% cashback is provided for cafes, restaurants and entertainment.

Svyaz-Bank credit card without interest on purchases, cashback and discounts

The next bank in our rating, where you can get one of the most profitable credit cards with cashback and a grace period, is Svyaz-Bank. Banking organization issues a credit card with a 7 percent cashback and the ability to choose 1 category of increased refund.

Retailer categories of your choice for purchases with cashback

• Construction stores.
• Catering establishments.
• Entertainment and leisure.
• Beauty salons.
• Gas stations and car service companies.

Thanks to a large cashback, interest-free grace period of 55 days, discounts from VISA partners this product Svyaz-Bank can be called not only profitable, but also the best card according to the amount of cashback accrual..

Everyone will decide for themselves where to open a profitable credit card, but I hope this review will help you make the best choice. If you already use one of the cards, then leave your review about it under this post.

The main purpose is to perform non-cash payments in trade and service networks. However, there are situations when cash is required. Most people are used to receiving wages by withdrawing money from a debit card.

In a situation with your own funds, everything is clear. Issue occurs without commission. When we're talking about Regarding credit money, banks may charge fees not only for their use, but also for withdrawals from ATMs. The size is determined by the tariff plan and Russian banks on average is 1–5% of the amount. When signing an agreement, it is worth asking what the percentage of cash withdrawals from the card is in order to make the right decisions in the future.

There are cards with preferential cash withdrawals - this means a small commission. This can be done at the Vostochny Bank ATMs of others financial institutions. Pay attention to the uniqueness of the offer. Typically, for cashing out funds at a “foreign” ATM, a commission is paid in the amount stipulated by the owner of the ATM. It is worth paying attention to the different conditions in Moscow and Russia.

Credit card with cash withdrawal without interest: advantages

“Simply” card with just two documents. This is very convenient if you don’t have time to collect a large package of papers and wait for approval. The product has a number of other significant advantages:

• The grace period is 5 years. At correct use With this option you don’t have to pay interest at all for using this option. borrowed funds. If there is actual debt, a fixed commission of 30 rubles is charged daily. After the grace period, the rate is low - 10% per annum. The grace period applies to all operations;
• The cash limit is 120 thousand rubles. This amount will help you if you need to make an unplanned purchase, organize a trip, or pay for your studies. We are loyal to the age of borrowers; pensioners up to 71 years old, young people over 21 years old (subject to one year of work experience) can count on approval;
• 4% per annum is charged on the balance of own funds;
• credit card without interest on cash withdrawals.

You can submit it remotely on our official website. This, together with the speed of its consideration, complements the list of advantages of the “Simply” card. Holders can also make non-cash transactions. At the same time, if purchases are made from partner sites of Vostochny Bank, cashback of up to 40% is accrued.

Conditions for withdrawing cash from a credit card

The amount allowed for withdrawal is always specified in the tariff plan. Limits can be one-time, daily or monthly. Their size also depends on payment system. The “Prosto” card is issued in Visa options Instant Issue or Visa Classic. The following restrictions are provided for cash transactions:

• up to 100 thousand rubles per day;
• up to 1 million rubles per month.

Some tips:

• Some ATMs have a limit on the number of bills dispensed at a time (up to forty). Therefore, if you decide to withdraw maximum amount, in the ATM menu it is better to select banknotes large denomination;
• at ATMs of other banks, several transactions are required to withdraw the entire amount;
• By connecting to Google Pay or Samsung Pay, you can take full advantage of the product's technological advantages.

So, the owners of such a card receive the maximum benefit: they cash out without interest, receive a refund for online purchases, enjoy high withdrawal limits, and use borrowed funds for free, subject to the rules of the grace period.

A credit card holder may be faced with a situation where he urgently needs cash. In such cases, he will need a card that limits the withdrawal of money from it as little as possible. #AllLoansOnline found out which credit cards are the most profitable for withdrawing cash.

Banks earn not only from interest on credit cards, but also from various commissions when using them - including for withdrawing cash from ATMs. But this rule also has its exceptions. Below are interest-free cards from which you can freely withdraw money without additional fees. Some banks allow you to withdraw money only from their ATMs, while others allow you to withdraw money from any device around the world.

1st place. Winner. Just a credit card (Citibank) - MasterCard

1st place

Citibank is the Russian division of the American financial group Citigroup, one of the largest in the world. Offers deposits, loans and bank cards to the population, conducts transactions with currency and securities. The Citibank card features completely free service and the absence of any restrictions on cash withdrawals.

The card does not limit anything.

You can issue a credit card as a primary or additional one.

You can receive discounts for purchases from partners.

Division of a large American bank.

You can order delivery of the card by courier or mail.

• No
• Where can I withdraw cash? at any ATMs
• Limit size up to 300,000 rubles
• Grace period up to 120 days
• Interest rate from 13.9% per annum
• Bonuses for purchases discounts up to 20% with bank partners
• Additional features contactless payment, transport application for Moscow
• Opening cost for free
• Maintenance cost free, transport app - 65 rubles per month
• Design method
• Registration deadlines 3-5 days

Advantages

• Free card issue and maintenance
• Cash withdrawal without restrictions and commissions
• You can pay for travel on public transport

Flaws

• Proof of income required

2nd place. 120 days without interest (Ural Bank for Reconstruction and Development) - Visa

2nd place

This is one of the largest banks in the Ural region, which also has representative offices in many large cities of Russia. It offers people all the basic banking services. The credit card of this bank allows you to withdraw without commission quite large sums at any ATM. However, this transaction ends the grace period.

You can withdraw money from any ATM.

Cashback is credited without restrictions on the amount.

UBRD maintains a high level of reliability.

A small limit can be obtained from your passport.

• Restrictions on cash withdrawals up to 30,000 rubles per month
• Where can I withdraw cash? at any ATMs
• Limit size up to 299,999 rubles
• Grace period up to 120 days
• Interest rate from 30.5% per annum
• Bonuses for purchases 1% cashback on all purchases, 10% in selected categories (changes every quarter)
• Additional features
• Opening cost for free
• Maintenance cost free when spending more than 40,000 rubles per month, otherwise - 199 rubles per month
• Design method
• Registration deadlines instantly

Advantages

• Instant issue by passport
• Cash withdrawal from any ATMs
• Cashback without restrictions on the return amount

Flaws

• The monthly withdrawal amount is limited
• High interest rates

3rd place. 100 days without interest (Alfa-Bank) - Visa, MasterCard

This is the second largest bank countries after Sberbank and one of the most popular among the population. Its branches and ATMs are located in many cities of Russia. Alfa-Bank offers a card with a long grace period, which is valid for cash withdrawals. Apart from these features, the credit card is unremarkable.

The card has a long grace period that applies to withdrawals.

The card can be used as a main or additional card.

Alfa-Bank is one of the most reliable banks in the country.

• Restrictions on cash withdrawals up to 50,000 rubles per month
• Where can I withdraw cash? at any ATMs
• Limit size up to 500,000 rubles
• Grace period up to 100 days
• Interest rate from 11.99% per annum
• Bonuses for purchases No
• Additional features contactless payment, supports Apple Pay, Samsung Pay and Google Pay
• Opening cost for free
• Maintenance cost up to 1,490 rubles per year
• Design method online with delivery to your hands or to a bank branch
• Registration deadlines 2-3 days

Flaws

• No bonuses for purchases

4th place. Just a card (Eastern Bank) - Visa

Eastern Bank positions itself as a regional bank that offers its services not only in large, but also in small cities and regional centers. It is widespread in Siberia and Far East, however, it also has its representative offices in the European part of Russia. “Just a card” has convenient conditions and allows you to withdraw cash without restrictions.

You can withdraw from the card at any time a small amount in cash.

It’s just best to issue the card as a spare one.

You can get big cashback for purchases in online stores.

A fairly stable regional bank.

• Restrictions on cash withdrawals No
• Where can I withdraw cash? at any ATMs
• Limit size up to 120,000 rubles
• Grace period 5 years
• Interest rate 20% per annum
• Bonuses for purchases cashback up to 40% in online stores when making purchases through the bank service
• Additional features contactless payment, supports Samsung Pay and Google Pay
• Opening cost for free
• Maintenance cost
• Design method at a bank branch with an online application
• Registration deadlines instantly

Advantages

Flaws

• Under 26 years of age, proof of income is required

5th place. MTS Money Zero (MTS Bank) - MasterCard

MTS Bank is a division of the large Russian telecom operator MTS. It offers its clients all types of banking services, including credit cards. Like the previous credit card, MTS Money Zero charges a commission instead of interest. You can also withdraw money from it without restrictions at any ATM.

If you don't spend money, you don't need to pay a fee.

An MTS credit card can be issued as a spare one.

There is no bonus program.

MTS Bank maintains a sufficient level of reliability.

To issue a card, you do not need a proof of income.

• Restrictions on cash withdrawals No
• Where can I withdraw cash? at any ATMs
• Limit size up to 150,000 rubles
• Grace period 5 years
• Interest rate 10% per annum
• Bonuses for purchases No
• Additional features contactless payment, supports Apple Pay, Samsung Pay and Google Pay
• Opening cost 299 rubles
• Maintenance cost 30 rubles per day if there is debt
• Design method at a bank branch with an online application
• Registration deadlines 2-3 days

Advantages

• You can pay for any purchase without interest
• Free service if there is no debt
• Cash withdrawal without restrictions and commissions
• You can order delivery to an MTS communication store

Flaws

• Paid card issue
• No bonuses for purchases

6th place. Cash (Raiffeisenbank) - Visa

Large international bank Austrian origin. It has one of the highest reliability ratings in Europe. His card is specifically designed for cash withdrawals. However, Raiffeisenbank ATMs are rare, so it will be difficult to withdraw money.

WITH Cash card can be withdrawn at any time the required amount money.

The card can be used as a main or additional card.

There is no bonus program.

One of the most reliable banks according to Forbes.

You can order the card to be delivered to your home.

• Restrictions on cash withdrawals up to 60% of the limit amount per day
• Where can I withdraw cash? at ATMs of Raiffeisenbank and partners
• Limit size up to 600,000 rubles
• Grace period up to 50 days
• Interest rate from 29% per annum
• Bonuses for purchases No
• Additional features contactless payment, supports Apple Pay, Samsung Pay and Google Pay
• Opening cost free, delivery - up to 390 rubles
• Maintenance cost 890 rubles per year
• Design method online with delivery to your hands or to a bank branch
• Registration deadlines 1-3 days

Advantages

• Fast processing in one visit to the bank
• Cash withdrawal without restrictions and commissions
• Free emergency cash withdrawal

Flaws

• The grace period does not apply to withdrawals
• Paid card delivery
• Proof of income may be required

7th place. Pyatnaya (OTP Bank) - MasterCard

OTP Bank is part of the OTP financial group, one of the largest in Europe. It offers private and corporate clients all basic banking services. Unlike most offers, there is no fee charged for withdrawing cash from his credit card, but an increase interest rate. Because of this, such a card is not the most convenient.

• Restrictions on cash withdrawals up to 45,000 rubles per day
• Where can I withdraw cash? at any ATMs
• Limit size up to 300,000 rubles
• Grace period up to 55 days
• Interest rate from 24.9% per annum, when withdrawing cash - up to 42.9% per annum
• Bonuses for purchases No
• Additional features No
• Opening cost for free
• Maintenance cost for free
• Design method at a bank branch with an online application
• Registration deadlines 1-3 days

Advantages

• Free issue and maintenance
• Cash withdrawal from any ATMs
• Fast registration without income certificate

Flaws

• No bonuses for purchases
• The grace period does not apply to withdrawals
• Interest increases when withdrawing cash

Most banks limit withdrawals from your account by setting daily or monthly limits, as well as fees. The withdrawal limit can usually range from several tens of thousands, and the commission can range from 5%. Cards without any restrictions on this operation are very rare.

Thus, the best offer for withdrawing cash can be called a Citibank card, since it does not have any restrictions at all for this operation. You can also note the proposals of UBRD, Vostochny, MTS and Alfa-Bank. These credit cards are universal and can be used for any purpose.

The table below contains the main conditions of credit cards from this rating:

Finally, let us remind you that a credit card is intended primarily for cashless use. Withdrawals are supposed to be a last resort in situations where this payment method is not available. This is where all these restrictions and commissions come from. Therefore, if you prefer to pay for your purchases in cash, then register debit card– for her, most often, restrictions on withdrawal of funds do not work. In addition, with this card you can get consumer loan for the required amount, and money can be freely withdrawn from any ATM.

So, withdrawing cash from a credit card is more difficult than withdrawing cash from a debit card. There are large commissions for this operation and it ends the grace period. Offers that allow you to withdraw money from credit limit freely, very little.

The most convenient conditions for withdrawing cash are with a Simply credit card from Citibank. You can withdraw money from it at any ATM without any restrictions or fees. In addition, the credit card is issued with home delivery and supports installation transport application and offers discounts of up to 20% from partners.

You can also explore offers from other banks on our website and

In the modern world, traditional banknotes are gradually losing their popularity, giving way to non-cash payments. With their help, we receive wages or pensions, pay bills and make purchases. However, situations often arise when you need money on hand. Therefore, when applying for borrowed funds on plastic, you should choose credit cards with the ability to withdraw cash.

This service is a convenient way to solve money problems. A simple procedure allows you to quickly receive payment instrument at a branch of a financial institution and use the funds at your own discretion. In addition, banks often provide a grace period - a period of time during which interest-free repayment of the debt amount is possible.

At the same time, you will be offered many useful options - for example, cash back (returns part of the amount spent) or participation in affiliate programs and discounts in some stores. For these reasons, experts call “plastic” a universal tool that saves money in everyday life.

Withdrawal conditions

Before applying for a card, you need to carefully study all the parameters for receiving cash. First of all, attention should be paid to the following aspects:

is there a restriction on cash withdrawals - monetary or temporary (per day, week, month);

size non-cash payments and bonuses provided;

what fees are provided for withdrawals from “foreign” ATMs (including abroad).

At the same time, we should not forget that when dealing with borrowed finance, it is necessary to consider the conditions of their use - the rate, duration and repayment schedule. It would be a good idea to find out about the possibility early repayment or debt restructuring for unforeseen circumstances.

Another important point which will help in decision making. There are no ideal products, so you need to focus on your capabilities and needs. Determine how often you intend to withdraw money from an ATM or an organization's cash desk - this way you will understand what limit suits you. A well-chosen “plastic” will not only help you decide financial problems, but also reduce costs.

In the catalog site you will familiarize yourself with current offers and their conditions, compare all the parameters and choose the most suitable option for yourself. It also lists all the requirements for potential clients. And if you have any questions, you can contact the support service by phone or online.

Our resource is constantly updated, and in the ratings section, visitors leave reviews and ratings about banks. To apply, just submit an online application, which will be processed by our specialists and sent to your organization. the site is the largest analytical portal in Russia, used by more than eight million people throughout the country.

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• What requirements does Renaissance Credit Bank have for the borrower’s length of service and documents when issuing a credit card?

• Service

  How to make a payment using a Renaissance Credit Bank credit card?

• Service

  Do I need to pay a fee for the annual servicing of an OTP Bank credit card if the card has not been used for several months?

• Credit conditions and registration

  Can an individual entrepreneur get an Absolut Bank credit card?

• Service

  Why was the fee charged for servicing an additional Raiffeisenbank credit card?

• Grace period

  How is the grace period calculated for Alfa-Bank’s “100 days without interest” credit cards?

• Large fish

  RNKB Bank opened a credit line of 150 million rubles to Krymhleb JSC. Additional financial resources the association of bakeries again needed to purchase production raw materials. Similar loan agreements had previously been concluded between the parties, in particular, about two years ago. Another large loan agreement

  14 Nov 2019

• Analytics

  A third of Zapsibcombank’s loan agreements are mortgages

  According to Zapsibkombank, every 8th client of a financial structure has a loan agreement. At the same time, about a third of loan agreements are mortgages. Currently, ZSKB issues mortgage loans for finished and under construction housing at a rate of 8.9% per annum. Mortgages for apartments are provided at a rate of 9.7 percentage points. Loans

  02 Oct 2019

• New product

  RNKB offers Crimeans a new credit service

  RNKB offers pensioners, as well as working residents of the Republic of Crimea and the federal city of Sevastopol, to receive a loan for consumer purposes at a rate of 12.5% ​​to 19.8% per annum. Loans are provided for a period of 3 to 7 years. The loan amount ranges from 30 thousand to 2 million rubles. “Requirements” are issued without commission, collateral or guarantors.

  11 Dec 2018

• New product

  Energobank presented a car loan calculator

  Energobank offers to use a car loan calculator and, in a convenient form, remotely calculate the size of the monthly loan payment for the purchase of a car by selecting comfortable parameters of the loan agreement. Currently, Energobank has several programs developed for those wishing to purchase a car. Minimum

  27 Nov 2018

• Financial results

  Tatsotsbank's loan portfolio increased almost 1.5 times

  For last year loan portfolio Tatsotsbank grew by 41.5%. According to credit organization, about half of the banks in Tatarstan for reporting period, on the contrary, have reduced their loan portfolios. Currently, Tatsotsbank is in the TOP-5 credit institutions Republic of Tatarstan by volume net profit(3rd place), according to your own size

  10 Aug 2018

• Something to be proud of

  MInBank is recognized as a systemically important credit institution

  The Moscow Industrial Bank is included in the list of credit institutions that are significant for the Russian economy and provide payment services. Currently, the list of systemically important financial organizations, compiled Central Bank Russia, consists of 36 credit institutions. The list includes industry leaders (Sberbank,

  April 20, 2018

• Financial results

  Center-invest Bank's retail loan portfolio reached 50 billion rubles

  Retail volume loan portfolio Center-invest Bank reached 50 billion rubles. The indicator is a record in the entire history of the credit institution. According to bank representatives, achieving growth in one of the key financial indicators The credit organization succeeded due to: lowering loan rates, prompt review

  09 Apr 2018

• Who's better

  Citibank awarded the highest credit rating

  assigned to Citibank credit rating"AAA." Today this is the maximum rating on the national rating scale used by the Russian Analytical Credit Rating Agency. According to the Citibank rating, ACRA specialists have set a “Stable” outlook. This suggests that the reliability of the credit institution

  July 17, 2017