What is the most profitable and profitable deposit in Sberbank in 2020: read how to choose and open a deposit with a higher interest rate today.

Sberbank, perhaps, primarily attracts depositors with its stability. It is no secret that the registration of deposits individuals in Sberbank - this is one of the most reliable ways to invest money today. Sber is largest bank Russia in terms of the volume of deposits of individuals and ranks first in the ratings in terms of assets, the presence equity and many others.

You can open a Sberbank deposit not only in Moscow, St. Petersburg or another large city, but even in small towns, since there are a lot of branches.

Of course, many banks in Russia offer depositors higher interest rates. But even in the updated line of Sberbank today you can find savings programs with high interest rates. So let's consider what is the most profitable deposit in Sberbank in 2020.

What is the most profitable deposit of Sberbank today

Like many banks, Sberbank today has savings programs for ordinary individuals and premium customers. Of course, the latter are a little more profitable, but due to the large down payment and a number of other requirements, not everyone can issue premium deposits. We will return to them below, but for now we will consider the most profitable products from the basic line that anyone can arrange.

1. Most profitable deposits from the base line

More recently, in order to issue any of the basic deposits in Sberbank at the highest interest rates, you needed a computer or phone with an Internet connection, or at least an ATM. This was important because when opening a deposit in the Sberbank-Online Internet bank, an ATM or a self-service device, the interest rate was higher. But today this rule does not work!

Now the profitability of basic deposits does not depend on the method of registration, but varies only on the amount and term.

Accordingly, the rates for online deposits and those opened at a bank branch are the same.

Seasonal deposit of Sberbank "Catch the Spring"

This is a new promotional deposit that can be issued only from February 19 to March 14, 2020. And only remotely: via the Internet or at an ATM. The deposit has an increased rate of 5%, the investment period is 5 months.

(-) Minus: Without replenishment and partial withdrawal.

Terms

• Term: 5 months;
• Amount: from 50,000 rubles;
• Refill: no
• Partial withdrawal: no.
• Interest accrual: at the end of the term

Interest rate

5% per annum

Sberbank deposit with a high interest rate

This savings program will be useful for safe keeping of your money and getting a guaranteed income.

(+) Plus: high profitability.

(-) Minus: there is no possibility of replenishing the account and partial spending of money without losing interest.

Terms

• Term: 1 month. - 3 years;
• Replenishment: not provided
• Partial withdrawal: not allowed, except for accrued interest.
• Interest accrual: monthly. Accrued interest can be withdrawn, as well as transferred to the card account.
• The accrued interest is added to the amount, increasing income in the following periods.

Interest rate

from 1000 capitalization
from 100000 capitalization
from 400000 capitalization

In dollars

from 100 capitalization
from 3000 capitalization
from 10000 capitalization
from 200000 capitalization

Doesn't fit? See the percentage of deposits in VTB Bank -

Deposit calculator

Sberbank deposit

A replenishable deposit for those who prefer to save and regularly save their funds using the convenient and reliable Sberbank Internet Bank.

(+) Plus: it is possible to replenish the account.

(-) Minus: there is no possibility of partial spending of money without losing interest.

Terms

• Term: from 3 months to 3 years;
• Amount: from 1000 rubles / 100 US dollars;
• Replenishment: provided;
• Minimum deposit: in cash - from 1,000 rubles / 100 US dollars, non-cash - unlimited;
• Partial withdrawal: not allowed;
• Capitalization: provided.

Interest rate

In dollars

from 100 capitalization
from 3000 capitalization
from 10000 capitalization
from 200000 capitalization

See also: 50 most profitable deposits today -

Sberbank deposit

This is a savings program for free money management with the ability to use part of the funds without losing interest.

(+) Plus: it is possible to replenish the account and partially spend money without losing interest.

(-) Minus: low profitability.

Terms

• Term: from 3 months to 3 years;
• Amount: from 30,000 rubles. / $1,000;
• Replenishment: provided. Cash - from 1000 rubles. / $100; Cashless - unlimited;
• Partial withdrawal: allowed up to the level of the minimum minimum balance without loss of accrued interest.

Interest rate

from 30000 capitalization
from 100000 capitalization 0.01%
from 10000 capitalization
from 200000 capitalization

Not enough? See the conditions for storing money in the Russian Agricultural Bank -

Sberbank's contribution "Give life"

This deposit for individuals is charitable. Part of the funds is directed to help children with oncological, hematological and other serious diseases. Every 3 months, Sberbank transfers an amount of 0.3% per annum of the deposit amount to the Podari Zhizn charitable foundation.

Terms

• Term: 1 year
• Currency: Ruble
• Amount: from 10,000 rubles
• Replenishment: not provided
• Partial withdrawal: not provided
• Capitalization: provided.

Interest rate

4.50% per annum (4.58% per annum with capitalization).

The most profitable deposit of Sberbank in 2020: which one to issue

Let's try to find out which of the basic deposits of Sberbank is the most profitable today. The easiest way is to compare percentages. But since the deposit rates change depending on the duration of the investment, we will compare the profitability for specific periods.

Let's say you need to invest 500 thousand rubles up to 1 year. Which contribution do you prefer? For clarity, the site compiled a comparative table, where they indicated the best offer for a specific investment period.

	Income after 1 year and the amount of 500,000 rubles.
gift a life	22 946

As you can see, with a period of 1 year, the “Give Life” charitable deposit can be considered the most profitable today.

When investing for 5 months, the most profitable today will be the seasonal promotional deposit “Catch the Spring”.

But when investing money for other periods, the deposit "" gives the maximum income.

And if you intend to save money, then pay attention to the “Replenish” deposit. If you need to be able to withdraw part of the money from the bank at any time, then the “Manage” deposit will be the most profitable for you.

And finally, the most important thing. If you want to invest more than 700,000 rubles, then it may be most preferable for you to open a deposit with a higher rate for premium clients.

During the holidays in February and March 2020, Sberbank of Russia offers individuals and pensioners to open a new promo deposit “Catch the Spring” with a rate of 5 percent per annum in rubles.

By the holidays of February 23 and March 8, Sberbank, together with partners, decided to hold a promotion and offered customers discounts on various types of services and goods. Thus, he supposedly helps his clients “congratulate their relatives and friends and create a memorable #wow-day for them.”

The new promo deposit “Catch the Spring”, which Sber introduced for the holidays, is an integral part of this big #wow-promotion. What else the Security Council of the Russian Federation offers for gender holidays, we will tell below, but for now we will focus on the deposit. He's worth it.

Terms of Sberbank's "Catch the Spring" deposit

This is a typical promotional offer.

• Funds can be invested for a period of 5 months.
• The minimum amount is 50,000 rubles.
• Replenishment of the account and partial withdrawal of money without loss of profitability is not allowed.
• If you decide to withdraw the money before the end of the term, you will receive it without accrued interest.

If you forget to withdraw the money after the end of the term, the deposit will be extended at a rate of 0.01% per annum.

In a word, the terms of the deposit are quite expected. What then is so attractive about it? And this…

Interest rate on Sberbank's "Catch the Spring" deposit

Today, Sberbank does not please investors with profitability. After the end of accepting winter promotional deposits "New Year's Bonus" and "Favorable Start", the maximum profitability of Sberbank deposits decreased to 5.54% per annum. You can get so much if you open a “Save” deposit with an amount of 400,000 rubles or more for a period of 6 months to 2 years. And this is taking into account the capitalization of interest.

The interest rate of the Seize the Spring deposit is 5% per annum in rubles.

It does this contribution the most profitable among the basic deposits of the Security Council of the Russian Federation.

An overview of the conditions and rates of Sberbank deposits can be viewed.

When can I open a deposit?

The deposit is seasonal, it is dedicated to the holidays, and therefore the period of its acceptance is limited.

The "Catch the Spring" deposit from Sberbank is accepted only from February 19 to March 14, 2020.

Where to open the Seize Spring deposit

The Seize Spring deposit can only be made remotely, which means it is only suitable for those who are already Sberbank clients. You can open it in three ways:

1. In the Internet bank Sberbank Online;
2. AT mobile application Sberbank Online;
3. At a Sberbank ATM.

How to open a deposit for those who are not a client of Sberbank?

If you are not yet a client of the Security Council of the Russian Federation, then contact the bank branch with a passport and issue some debit card. After that, you will get access to Sber's remote service channels and will be able to open a deposit.

What discounts does Sberbank offer by February 23 and March 8

As part of the celebration, the “Million THANKS” campaign is planned for participants in the “Thank you from Sberbank” loyalty program. It runs from February 13 to March 13, 2020.

Discounts during this period will also apply to insurance products:
Travel insurance (10% discount from 20.02 to 10.03),
"Home Protection" and "Card Protection" (23% - from February 20 to 23 and 28% - from March 5 to 8).

When opening an individual investment account with a strategy trust management"Cumulative" and a one-time contribution of 250 thousand of the Security Council of the Russian Federation gives filling tax return. The service is valid from 21.02 to 10.03.2020.

But the main bonuses will be received by those who use the services or services of the Sberbank ecosystem during this period.

Sberbank ecosystem discounts by February 23 and March 8

Sberbank ecosystem services participate in the project as follows:

• up to 25% discount - from the Delivery Club ready-made food delivery service;
• 21 days of subscription to Optimum and START service packages - from the Okko online cinema;
• 50% discount on a subscription until the end of the English Premier League season - from Okko.Sport;
• 10% discount for five trips with the Citymobil taxi service;
• discounts on gifts up to 50% on the Beru marketplace;
• one month of unlimited consultations with a therapist and pediatrician (23 rubles - from February 14 to 23, 8 rubles - from March 1 to March 8) - from DocDoc;
• discount on the SberMarket food delivery service (7% - from February 14 to March 23, 8% - from February 25 to March 31).

At Beru, you can buy gifts not only at a discount, but also get them on credit using the Buy with Sberbank service.

Sberbank of Russia today offers already updated interest rates on deposits for individuals. See under what conditions in 2020 you can store funds in rubles and dollars in Sberbank.

Why Sberbank updated interest on deposits in 2020

In 2020, interest rates on deposits for individuals at Sberbank decreased again. This time by 0.1-0.25 percentage points. Today, the rates are 2.7-4.5%, depending on the amount and term of investments. This is primarily due to the decrease key rate Central Bank.

This is confirmed by Sber itself. According to TASS with reference to the chief analyst of Sberbank Mikhail Matovnikov, the reduction in deposit rates wins back the latest decision of the Bank of Russia to cut the key rate.

Because the interest rates on deposits are sometimes updated several times a year, then on some sites on the Internet, irrelevant, outdated information may be presented.

Our advice: before making a deposit, be sure to check its profitability with the bank itself. Pay attention to the conditions for attracting money, which may also be updated from time to time.

Updated interest on Sberbank deposits for today

Contribution

This deposit for individuals will provide secure storage savings with the ability to withdraw part of the funds before the expiration of the deposit without loss of interest.

(+) Plus: it is possible to replenish the account and partially withdraw money without losing interest.

(-) Minus: low interest rate.

Terms

• Term: from 3 months to 3 years.
• Currency: Rubles / Dollars
• Amount: from 10,000 rubles / 1,000 dollars
• Replenishment: provided;
• Minimum deposit: cash - from 1,000 rubles / 100 US dollars, non-cash - unlimited.
• Partial withdrawal: provided up to the level of the minimum amount of the minimum balance without loss of accrued interest.
• Capitalization: provided.

Interest rate

Contribution "Special Manage"

Expenditure deposit with increased rates for owners of the Sberbank Premier or Sberbank First service package. It is opened in the amount of 700,000 rubles or 50,000 dollars.

Contribution "Leader Manage"

Few? See what is the interest rate on bank deposits today

Contribution

This deposit for individuals will be of interest to those who prefer to save and regularly save money. But there is also the possibility of monthly withdrawal of interest.

(+) Plus: there is the possibility of replenishing the account.

(-) Minus: there is no possibility of partial withdrawal of money without loss of interest.

Terms

• Term: from 3 months to 3 years.
• Currency: Rubles / Dollars
• Amount: from 1,000 rubles / 100 dollars
• Replenishment: provided.
• Minimum deposit: cash - from 1,000 rubles / 100 dollars, non-cash - unlimited.
• Capitalization: provided.

Interest rate

when applying in the office and online

Contribution "Special Refill"

A replenishable deposit with increased rates for owners of the Sberbank Premier/Sberbank First service package. It is opened in the amount of 700,000 rubles or 50,000 dollars.

Contribution "Leader Replenish"

This is a premium deposit with increased rates for owners of the Sberbank First service package. It is opened in the amount of 5 million rubles, 150,000 dollars or 150,000 euros.

Did not impress? See what interest on deposits gives

Contribution

You should pay attention to this deposit for individuals if you need to securely save money and receive a guaranteed stable income. By putting a large amount in the bank, you can withdraw good interest every month.

(+) Plus: high interest rate.

(-) Minus: there is no possibility of replenishing the account and partial withdrawal of money without losing interest.

Terms

• Term: from 1 month to 3 years;
• Currency: Rubles / Dollars;
• Amount: from 1,000 rubles / 100 dollars;
• Replenishment: not provided;
• Partial withdrawal: not provided;
• Capitalization: provided. Accrued interest is added to the amount of the deposit, increasing income in the following periods.
• Interest accrual: monthly withdrawal or capitalization.

Interest rate

when applying in the office and online

Contribution "Special Save"

A deposit with increased rates for owners of the Sberbank Premier or Sberbank First service package. It is opened in the amount of 700,000 rubles or 50,000 dollars.

Contribution "Leader Save"

This is a premium deposit with increased rates for owners of the Sberbank First service package. It is opened in the amount of 5 million rubles, 150,000 dollars or 150,000 euros.

Contribution "Pension - plus Sberbank of Russia"

This is a retirement income deposit. It is intended for individuals receiving a pension from the Pension Fund of the Russian Federation, non-state pension funds, as well as ministries and departments providing pensions.

Terms

• Term: 3 years;
• Amount: from 1 ruble;
• Replenishment: provided;
• Partial withdrawal without loss of interest: provided up to the level of the minimum balance amount;
• Interest accrual: every 3 months. Accrued interest is added to the amount of the deposit, increasing income in the following periods.
• Capitalization: provided.

Interest rate

3.50% per annum without capitalization (3.67% per annum with capitalization).

Deposit "Give Life"

This deposit for individuals is charitable. Part of the funds is directed to help children with oncological, hematological and other serious diseases. Every 3 months, Sberbank transfers an amount of 0.3% per annum of the deposit amount to the Podari Zhizn charitable foundation.

Terms

• Term: 1 year
• Currency: Ruble
• Amount: from 10,000 rubles
• Replenishment: not provided
• Partial withdrawal: not provided
• Capitalization: provided.

Interest rate

4.50% per annum (4.58% per annum with capitalization).

Seasonal deposit of Sberbank "Catch the Spring"

This is a new promo deposit that can only be issued from February 19 to March 14, 2020. And only remotely: via the Internet or at an ATM. The deposit has an increased rate of 5%, the investment period is 5 months.

(+) Plus: high profitability.

(-) Minus: Without replenishment and partial withdrawal.

Terms

• Term: 5 months;
• Amount: from 50,000 rubles;
• Refill: no
• Partial withdrawal: no.
• Interest accrual: at the end of the term

Interest rate

5% per annum

How to draw up Sberbank deposits for individuals

Opening a deposit at Sberbank is easy, the main thing is that you have money that you can deposit with the bank!

1. In the office. To make a deposit, it is enough to contact any of the bank branches with money and a passport. Sberbank employees will complete all the necessary paperwork, and you will only have to sign where required.
2. Online. If you are already a client of Sberbank and use the Internet Bank, then you can open a deposit without leaving your home. Log in to the Internet bank, select the appropriate deposit and click the "Open deposit" button.
3. At an ATM. Use the nearest ATM and follow the instructions on the monitor.

Conditions for early termination

In any unforeseen situation, if clients need money before the end of deposits, they can always be received.

Early dissolution deposits "Save", "Replenish", "Manage" and "Give Life" is subject to the following conditions:

1. For deposits for up to 6 months (inclusive) - at an interest rate of 0.01% per annum;

2. For deposits for more than 6 months:

• during the first 6 months of the main (extended) term - based on the interest rate of 0.01% per annum;
• after 6 months of the main (prolonged) period - based on 2/3 of the interest rate set by Sberbank for this type of deposits on the date of opening (prolongation) of the deposit.

In case of early termination of deposits, interest is recalculated without taking into account the monthly capitalization!

In case of early withdrawal of the deposit "Pension-plus of Sberbank of Russia" the rate set on the date of opening (prolongation) of the deposit does not change.

Conclusions: which Sberbank deposit is better to issue

Deposits of Sberbank of Russia for individuals today remain attractive, although they do not have the most favorable interest rates in 2020. Compare the updated conditions for opening deposits in rubles and foreign currencies, online and in a branch.

Updated deposit rates of Sberbank of Russia for today

Sberbank in 2020 updated interest rates on deposits of individuals. Today, deposits are not as profitable as in many other banks. But individuals, when choosing a bank for investing funds, often prefer Sberbank, as the most reliable. In addition, Sberbank deposits for individuals are insured by the state. This means that if the bank loses its license, which is unlikely, you will be refunded an amount of no more than 1.4 million rubles, including interest. Read more about deposit insurance

The line of deposits of individuals in Sberbank is simple and understandable:

1. – “Keep” and “Special Keep”,
2. – “Replenish” and “Special Replenish”,
3. with replenishment and partial withdrawal of money without loss of interest - "Manage" and "Special Manage".

Sberbank deposits for individuals today can be opened in Russian rubles and foreign currency (US dollars). It is possible to make deposits in the branch and online via the Internet.

For clients of retirement age - on deposits "Save" and "Replenish" the maximum interest rate is set for the selected period, regardless of the amount of the deposit. See the terms and interest rates of Sberbank deposits

Deposits in Sberbank today: interest and conditions

Let's compare interest rates and conditions for opening deposits of individuals in Sberbank today - in 2020.

Sberbank's "Catch the Spring" deposit: conditions and rates

This is a new holiday deposit that can only be issued from February 19 to March 14, 2020. It is timed to coincide with the holidays and has an increased interest rate.

Terms

• Term: 5 months;
• Minimum amount: 50,000 rubles.
• Replenishment: no;
• Partial withdrawal without loss of interest: no.

Terms of interest

• Interest is calculated at the end of the term;
• In case of early termination, interest is paid at a rate of 0.01%.

Interest rate

5% per annum in rubles.

Sberbank deposit "Save": interest and conditions

Deposit of individuals for reliable savings and obtaining a guaranteed stable income. Without the possibility of replenishment and partial withdrawal without loss of profitability. Opens in branch, online and ATM.

Terms

• Term: from 1 month to 3 years inclusive;
• Minimum amount: 1,000 rubles / 100 US dollars.
• Replenishment: no ;

Terms of interest

Interest rates

Without capitalization

Taking into account capitalization

In Russian rubles

In US dollars

Sberbank temporarily does not open new deposits in euro, and offers to use the Savings account in euro at a rate of 0.01% per annum.

Deposit of Sberbank "Replenish": interest and conditions

A replenishable deposit for those who prefer to save and regularly save money in a reliable bank. Opens in branch, online and ATM.

Terms

• Term: from 3 months to 3 years;
• Minimum amount: 1,000 rubles / 100 dollars.
• Partial withdrawal without loss of interest: no.
• Interest rate increase: automatically upon reaching the next sum gradation.

Terms of interest

• Interest is calculated monthly.
• The accrued interest is added to the deposit amount, increasing income in the following periods (capitalization).
• Accrued interest can be withdrawn, as well as transferred to the card account.

Interest rates

Without capitalization

Taking into account capitalization

In Russian rubles

in US dollars

Sberbank deposit "Manage": interest and conditions

A deposit for the safe storage of your savings with the possibility to withdraw part of the funds before the expiration of the deposit without loss of interest. Refillable. Opens in branch, online and ATM.

Terms

• Term: from 3 months to 3 years;
• Minimum amount: 30,000 rubles / 1,000 dollars.
• Replenishment: yes. Cash - from 1,000 rubles / 100 dollars. Cashless - not limited;
• Partial withdrawal without loss of interest: yes. Up to the level of the minimum amount of the minimum balance without loss of accrued interest.
• An increase in the interest rate: when the deposit amount increases to the next amount gradation and when an additional agreement is concluded to increase the amount of the minimum balance.

Terms of interest

• Interest is calculated monthly on the entire amount of the deposit (the interest rate depends on the amount of the minimum balance).
• Accrued interest can be withdrawn, as well as transferred to the card account.
• Accrued interest is added to the deposit amount, increasing income in the following periods.

Interest rates

in Russian rubles

in US dollars

Deposit of Sberbank "Give Life": conditions and rates

Deposit to help children with oncological, hematological and other serious diseases. Every 3 months, Sberbank transfers an amount of 0.3% per annum of the deposit amount to the Podari Zhizn charitable foundation. Opened at the branch.

Terms

• Term: 1 year;
• Minimum amount: 10,000 rubles.
• Replenishment: no ;
• Partial withdrawal without loss of interest: no.

Terms of interest

• Interest is accrued every 3 months;
• In case of early termination of the deposit, interest is recalculated without taking into account capitalization of interest.

Interest rates

4.58% per annum with capitalization (4.5% per annum without capitalization)

Deposit “Pension-plus of Sberbank of Russia”

This is a special deposit for retirement income. It is intended for individuals receiving a pension from the Pension Fund of the Russian Federation, non-state pension funds, as well as ministries and departments providing pensions.

Terms

• Term: 3 years;
• Minimum amount: 1 ruble;
• Replenishment: unlimited;
• Interest accrual: every 3 months. Accrued interest is added to the deposit amount, increasing income in the following periods;
• Early termination: upon demand of the deposit, the rate set on the date of opening (prolongation) of the deposit does not change.

Interest rate

3.67% per annum with capitalization (3.50% per annum without capitalization).

Sberbank "Social" deposit: conditions and rates

This is a special deposit for social payments to orphans and war veterans.

Terms

• Term: 3 years;
• Minimum amount: 1 ruble;
• Replenishment: unlimited;
• Partial withdrawal without loss of interest: up to the level of the minimum balance amount;

Terms of interest

• Interest is calculated quarterly.
• Accrued interest is added to the deposit amount.
• Interest accrued can be withdrawn.

Interest rate

Sberbank changed the rates on deposits of individuals downward. In the leadership of this very big bank Russia was explained that in this way the bank follows the general trend of lowering interest rates, which has emerged in the country. So how much high rates on deposits in Sberbank today in Moscow, St. Petersburg and other cities of Russia, is it really profitable to place money at interest in this bank now? Let's figure it out together.

In the line of deposits of Sberbank today there are several deposits for different types of money management. There is a deposit for those who are ready to deposit funds for several years and not touch them in the hope of getting the maximum percentage. And there are deposits for those who need to take part of the money from time to time or replenish the deposit. The rates for deposits with and without replenishment, respectively, are different.

In Sberbank today you can only open deposits in rubles and US dollars. The Bank temporarily does not open new deposits in euro, offering to use the Savings account in euro at the rate of 0.01% per annum.

Interest on deposits in Sberbank today - in 2020

1 Deposit "Save"- not replenished and without partial withdrawal. Deposit term: from 1 month to 3 years inclusive.

The rates on this deposit today are (% per annum):

From 2.7 to 4.5% in Russian rubles;
from 0.01 to 0.85% in US dollars.

2 Deposit "Top up"- replenishable, but without partial withdrawal. Deposit term: from 3 months to 3 years inclusive.

The rates on this deposit today are (% per annum):

From 3.10 to 4.19% in Russian rubles;
from 0.01 to 0.50% in US dollars.

3 Deposit "Manage"- replenished and with partial withdrawal. Deposit term: from 3 months to 3 years inclusive.

Rates today are (% per annum):

From 2.45 to 3.83% in Russian rubles;
from 0.01 to 0.30% in US dollars.

Festive promotional deposit of Sberbank 2020

Contribution "Catch the Spring"

This is a promotional deposit for individuals, which can be issued only from February 19 to March 14, 2020. Opens only online and ATM.

Terms

Term: 5 months.
Amount: from 50,000 rubles.
Refill: No
Partial withdrawal: No
Interest: at the end of the term
Early termination: at a rate of 0.01%

Interest rates

5% per annum in rubles

In the line of basic deposits of Sberbank today there are other deposits, for example:

☑ Gift of Life charitable deposit for a period of 1 year with an interest rate of 4.58% with a capitalization in rubles,

☑ "Pension plus" for 3 years at 3.67%.

See full list deposits of individuals of Sberbank with interest rates and conditions on this page >>

The most profitable deposit of Sberbank today - conclusions

More recently, more high percent on the deposit can be received if you open a deposit not at the bank office, but through Personal Area Sberbank Online. But today, the rates on deposits opened at a bank branch and via the Internet have become equal.

This means that in order to receive the maximum percentage, it is no longer necessary to make a deposit at Sberbank Online or an ATM. You can also open it at a bank branch.

How to choose the best offer? To do this, we calculate how much income you can get if you make each of the deposits for a period of 1 year and invest, for example, 400,000 rubles. To do this, use the Sberbank deposit calculator.

So, if you invest 400,000 rubles for 1 year, then the income will be as follows:

So, a simple calculation showed that with such a ratio of the amount and the term The most profitable deposit in Sberbank today is the Podari Zhizn deposit.

But with a term of 5 months, the most attractive rate of 5% per annum has a deposit "Catch the Spring"

If you plan to invest money for other periods, then the “Save” deposit will give the highest income.

But this is without taking into account those deposits that are available only to customers with Premium service packages.

See also:

Sberbank deposits for pensioners: increased interest >>

How to make the most profitable deposit of Sberbank

There are several ways to open a deposit:

1. In the Internet bank Sberbank Online.
Sign in to Sberbank Online → Deposits and accounts → Opening a deposit → Select a deposit and specify the conditions → Confirm → Deposit is open!

2. In the mobile application Sberbank Online.
Log in to the application → Deposits and accounts → Select a deposit and specify the conditions → Confirm → Deposit is open!

3. At an ATM.
Insert the card and enter the PIN code → "Cards, deposits and loans" → "+ New Product» → Open a deposit.

4. At a bank branch.
You can also make an online deposit at the office! To do this, you need to use a public computer, if one is available in your bank branch. To do this, log in to Sberbank Online and follow the instructions. By the way, the bank staff can help you.

Question answer

Are Sberbank deposits insured?

Yes. All deposits of Sberbank of Russia are insured in accordance with federal law"On insurance of deposits of individuals in banks Russian Federation» No. 177-FZ of December 23, 2003.

Is it possible to withdraw interest and in what way?

The interest added to the deposit amount can be withdrawn at any time in whole or in part. You can get them through Sberbank Online or at a bank office.

Can I open multiple deposits at once?

Can. The client can make any number of deposits.