Thanks to development modern technologies It has become possible to use mobile devices to pay for various purchases. How to connect Apple Pay from Sberbank is of interest to many users. The new payment system is based on contactless shopping technology. The operation occurs through confirmation by placing your finger on Touch ID on an iPhone, iPad, Apple Watch or Mac.

Almost every day, technology continues to develop and surprises with its achievements.

Before connecting, you should study the setup instructions and rules for using the service. Using technology, you can make card payments on the Internet, in apps and at retail outlets.

The following principles and actions must first be observed:

1. Availability of a Touch ID scanner. For security purposes, it is prohibited to register the fingerprints of family and friends to be linked to your smartphone.
2. Registration in iCloud (occurs by entering the ID in the Settings application).
3. Availability of a card.
4. It must be added to Wallet (an application on your gadget).

The service is also available for online store owners. As part of the acquiring service, you can order the setup of accepting transfers through mobile devices on your applications and online stores. With this opportunity, you expand the circle of your customers, give them the opportunity to save time when paying and keep up with modern technologies.

How to connect Apple Pay on mobile?

You can connect and use the application on iPhone, smart watches and iPad. Let's look at how to configure each of them in more detail.

Connection steps

Connection on iPhone

The instructions have two variations, depending on the chosen method. The first way is to set up through the online banking service by downloading the application first. This can be done through the institution’s website for free.

• Log in to Sberbank Online.
• Select plastic from the list of your products and go to its page.
• Click "Connect to iPhone".
• Next, you need to follow the instructions to link the card: you do not need to scan or enter any personal information.
• Check the status of the selected plastic, it should change.

The second way is to use the Wallet app. After visiting it, you need to click on the add icon (plus sign).

Here choose one of the options available to you:

• Add a product associated with your iTunes account. The service will request a verification code for this plastic.
• If this is not possible, you need to select the “add another” option. In this case, you need to use your iPhone camera to transfer data via your plastic (it must be available at the time of activation).

How to use the system on Apple Watch and iPad?

Separately, it is worth noting the safety of this technology. Data about the card product is not saved on the iPhone, and therefore, even if it is lost, outsiders will not be able to use it. And at the time of payment no confidential information not getting through. Another person will not be able to perform the operation for you, because the procedure involves the interaction of Touch ID and the use of contactless technology.

How to use the service is described in detail in these instructions:

• If you need to make a payment, bring your mobile device to the terminal.
• Place your finger on the fingerprint scanning button.
• The signal for depositing money will be a slight vibration and a sound signal.

To use the “smart watch” when paying, you need to double-click the side button and turn it with the display towards the terminal. Confirmation of the completion of the operation occurs through a sound signal.

Instructions for paying for purchases using the new contactless technology.

Visa announced the launch of Apple Pay in Russia. At the first stage, the service will be available to clients of Alfa-Bank and Tinkoff Bank A. Reported this to the Banki.ru portal CEO Visa in Russia Ekaterina Petelina.

“Starting today, we launched together with Alfa-Bank and Tinkoff Bank. This is a big project that we implemented on a very tight schedule,” she said in an interview with the Banki.ru portal.

According to Petelina, the service will also be provided to clients of other Russian banks.

“We are glad that Alfa-Bank was one of the first to launch Apple Pay with Visa. Now, using Apple Pay, bank clients can easily load their card into their iPhone and use it as a means of payment wherever contactless payment is accepted,” comments Tatyana Yarmola, director of products and e-business projects at Alfa-Bank.

“The service is in great demand, the first thousand users connected in just half an hour, and the transaction turnover is already several million dollars. Our customers use contactless payments all over the world, with purchases made in 36 countries. The age of the oldest client is 84 years old (and she is a woman),” said a representative of Alfa-Bank.

She also said that Alfa-Bank has added a unique option to the service: “If a client has lost his plastic card, he can block the card itself and use payment with mobile phone, this is especially true for travelers.”

Let us remind you that in Russia from October 4. At the initial stage, only holders of MasterCard debit and credit cards could use Apple Pay. The service became available on November 1. In particular, the launch of Apple Pay was announced by VTB 24, Alfa-Bank, Otkritie Bank, B&N Bank group, Tinkoff Bank, Raiffeisenbank, Bank St. Petersburg, MTS Bank and the same name mobile operator, as well as Yandex.Money. In addition, the Ubank financial marketplace announced the availability of Apple Pay for users. From the banks' messages it followed that the service was available only to MasterCard card holders.

Technology contactless payment At points of sale, Apple Pay supports iPhone SE, iPhone 6 and later models, and Apple Watch.

Read about how the Russian payment industry is developing in an interview with Ekaterina Petelina on the Banki.ru portal.

According to Banki.ru, as of November 1, 2019, the bank’s net assets were 561.82 billion rubles (18th place in Russia), capital (calculated in accordance with the requirements of the Central Bank of the Russian Federation) - 97.55 billion, loan portfolio- 373.48 billion, liabilities to the population - 303.45 billion.

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Translation

Additional confirmation of bank transactions is an important precaution, but sometimes it can cause some inconvenience. For example, if you don't have those on hand Plastic cards are handy tool

personal finance management. Most of their users know how to transfer money from card to card. But there are certain nuances Troika card is a convenient way to pay for services public transport and a number of other services in Moscow. The card allows you to save time and money. Thanks to electronic ticket

Not

During the first few days of Apple Pay availability in Russia, this contactless payment service received 125 thousand user-clients of Sberbank, with which Apple currently has an exclusive agreement.

In early October, Sberbank, together with the Mastercard payment system, were the first to launch the Apple Pay contactless payment service in Russia, which, according to some experts, in the long term could become a serious competitor to banks. As Kommersant reports, the results of the first ten days of operation of the Apple Pay payment service in Russia show that buyers are ready to replace a plastic card with a mobile phone.

Apple Pay in Russia According to a publication source familiar with the situation, as of October 13, more than 125 thousand cards of Sberbank clients were attached to Apple Pay, and the volume of transactions amounted to more than 120 million rubles. At the same time, the source notes that in Russia there are about 1 million owners of smartphones based on iOS, which are MasterCard clients

“This is a dangerous situation for them, because it turns out that the banks themselves are leading their clients by the hand to Apple. This is a shame, because banks and MPS did all the work, invested in infrastructure, but were late in terms of developing their own mobile payment instruments, without paying the necessary attention to their development,” the source argues.

When will it start working? Already!

A top manager of one of the large banks calls 125 thousand installations a “good and scary” result - taking into account the fact that they were completed in the first weeks, we can conclude that people choose Apple Pay as more effective method payment than payment by card, which means that trust in the service is quite high. According to him, Apple Pay puts great pressure on traditional market participants: international payment systems (IPS) and banks.

“However, the volume of transactions in the specified amount for such a number of users is a very moderate indicator,” said Kirill Gorynya. “This suggests that users rarely use telephone payments and mainly pay only for small purchases with a smartphone. In general, this type of transaction activity is normal for smartphone payments.”

The CEO of CardsMobile, Kirill Gorynya, agrees with him, believing that for a week of operation of the service, 125 thousand cards are a lot, especially taking into account the audience of users of three smartphone models and their overlap with Sberbank MasterCard cardholders. According to estimates from the AS&M Consulting agency, in 2015, mobile commerce turnover grew by 37% and exceeded 70 billion rubles, and according to the results current year expected to be more than 100 billion rubles.

Apple Pay Sberbank Visa in December

Let us remind you that Sberbank has become an exclusive partner of Apple - during October, only its clients will be able to use Apple Pay.

Apple pay iPhone 5s - does not support!

The service can be used by owners of iPhone SE, iPhone 6 and newer models, as well as Apple Watch, which has a card Sberbank MasterCard.

What banks work

In November, the number of partners will include banks such as VTB, Alfa-Bank, Otkritie, Tinkoff Bank, Raiffeisenbank. Apple Pay is expected to launch on Visa cards will take place in December.

Apple Pay Tinkoff, VTB24

Tinkoff and VTB24 should launch apple pay in December 2016

Tinkoff card is not added to Apple Pay?

Update the Tinkoff app - Apple Pay support appeared only in the latest version, from November 1

Apple Pay Sberbank how to connect

You need to update the Sberbank Online application

The Apple Pay service offers users the ability to launch contactless payments from their iPhone. The service is absolutely safe and is especially convenient because you do not need to enter any data during calculations - just put your finger on the iPhone screen. Today technology works in conjunction with MasterCard cards more than a dozen banks. Sberbank is planning to connect Apple Pay Visa in the near future.

Characteristics of the Apple Pay service

You can pay with Apple Pay in supermarkets, salons, gas stations, and establishments Catering. Depending on the device, the algorithm for connecting Apple Pay to Visa Sberbank, for example, differs. In the article we will dwell in detail on the connection features and characteristics of the service, and also learn how to launch it from each device.

How does it work

For the app to work, you need to make sure your device has installed application Touch ID fingerprint scanner. The program can be downloaded from the official Apple store, it is free.

In addition, you will need to connect your iCloud account and the installed Wallet application; launching it will allow you to scan information from plastic cards and launch contactless payment.

Some accept payment using new technology mobile applications, as well as online stores, and in the latter case, the payment will only work through Apple’s proprietary browser – Safari.

To connect Apple Pay directly, you will need the Internet (Wi-Fi or mobile). The technology currently works with most Apple devices:

• smartphones iPhone 6 and later;
• Apple Watch;
• iPad 2 and later tablets.
• MacBook.

Map support

For now, you can use the following types of Sberbank cards for payments: payment system MasterCard:

• Standard for instant issuance (Momentum);
• Standard youth categories with standard and individual designs;
• Standard Contactless;
• Gold;
• Platinum;
• World Black;
• Elite Premier.

At the same time, both regular debit cards (including salary cards) and credit cards are allowed to be used. Virtual cards There is no way to link to Apple Pay yet. Perhaps this will be developed and launched by the company over time.

Payment Features

According to changes in legislation, all stores must be re-equipped with new generation cash registers, which necessarily includes a fiscal electronic media to automatically send information to tax service and a field generator using NFC technology.

It should be noted that in anticipation of Sberbank launching Apple Pay with Visa, most large retail outlets have already acquired new terminals, so using the technology will not cause difficulties.

To start paying for a product or service in point of sale contactless using advanced technology Apple Pay Visa Sberbank, you must:

• unlock iPhone by placing your finger on Touch ID;
• tap on the card number with which you need to pay (if they are attached to account two or more);
• bring the phone to the top of the terminal, where the reading head is located;
• wait for the information to be read and the receipt to be received.

If you have the Sberbank Online application installed, you will receive a Push notification about withdrawals if the service is activated Mobile bank– then an SMS with information about the payment.

Payment using Apple Watch looks like this:

• enter the password to unlock the device;
• press the button on the side of the watch twice;
• select the desired card in the list;
• bring the device to the terminal and turn its display towards the top (reading) part.

How to connect the application

To connect to Apple Pay, you will need a Sberbank MasterCard. There is no support for Visa yet, but at the bank you can order a MasterCard Standard, which is in no way inferior in functionality to Visa, and transfer funds from one account to another. It will help to use new way transactions without waiting for Apple Pay Sberbank Visa to work.

Launch algorithm for iPhone

The method for installing the application depends on the type of device. So, for an iPhone, the connection algorithm will be as follows:

• install the official Sberbank Online application, register your account;
• tap on the Maps tab;
• select the desired card MasterCard systems and tap on it;
• click on the option Connect Apple Pay (in some versions it is written Connect on iPhone);
• via Wallet, scan the card and enter its data in the form provided. The card will be assigned to the application as the main means of payment.

Choose a convenient way to configure the application and connect the necessary Sberbank cards to it - Internet banking or Wallet

The second option works if Sberbank Online is not installed:

• immediately open Wallet;
• tap the + sign in the upper right part of the screen;
• if you have already entered your card details for payments in iTunes, it will appear and you can pin it;
• tap Add another card if the one you need is not in the list;
• scan the card, it will automatically be delivered as the main payment card.

Instructions for Apple Watch and iPad

If you use an Apple Watch, then connect the application in the same way. In addition, if you install Sberbank Online on both your iPhone and watch, data synchronization will start automatically.

To install the application on iPad you need:

• go to Settings;
• tap Wallet, then select Apple Pay;
• tap Add card;
• if you have previously paid with a card in iTune, then you need to enter its security code, and it will “pick up” to the iPad;
• If the required card is not in the list, then it must be added using the scanner.

When will the technology work with Visa Sberbank in Russia

Since, as of the beginning of 2017, Apple Pay functions exclusively with MasterCard cards, the question arises when it is planned to introduce support for Sberbank Visa in Apple Pay. Unfortunately, there is no exact answer to the question of when the technology will be launched for other systems.

As Stanislav Kuznetsov, deputy chairman of the bank’s board, noted back in November 2016 in an interview, that payment service Apple Pay will be introduced together with the Samsung Pay service. Despite the fact that the services are essentially competitors, they have a lot in common, and the target audience, using smartphones from both companies, practically does not overlap.

Undoubtedly, if Sberbank launches Apple Pay Visa in 2017, this will significantly increase the capabilities of the bank’s clients and provide an additional flow of users. Currently, just over a dozen banks are working with the technology (including Alfa-Bank, VTB24, Gazprombank, Otkritie, Tinkoff) and the electronic payment system Yandex.Money, but they also interact exclusively with MasterCard cards.

Conclusion

So not yet Apple support Pay Visa Sberbank. It is not yet clear when exactly the technology will work in Russia. If you already have a card Sberbank Visa, but you want to try new technology in action, then you can order a card of the desired payment system from the bank. Servicing an additional card will cost 750 rubles. If desired, you can issue credit card MasterCard – Apple Pay also works with this type.