Plastic cards have become as common as paper bills. And replenishing a card account is an ordinary routine for millions today. People use debit cards and credit cards everywhere. It is as easy for another person to put money on a Sberbank card as for the owner himself. Only a third party will have slightly fewer ways to transfer money.
Sberbank cards, like, in principle, any other debit cards, can be topped up in the following ways:
It is possible to deposit money on a Sberbank card to another person in three of the following ways. That is, through a terminal/ATM, by mail or using the Sberbank Online service. In cases where the personal presence of the owner of the card product is not required. But each of these methods has its own characteristics. You can deposit money onto a Sberbank card through a terminal or ATM only in the currency in which the card account linked to the “plastic” was opened. But this is not the main thing here, since almost always we're talking about about rubles. But the commission is much more relevant. There is no commission only at Sberbank’s “native” ATMs. And only when using classic debit cards.
If funds are sent to the card through a third-party, integrated ATM, then certain interest will be deducted from the amount sent. The amount of these percentages is determined by the conditions of the bank for which the selected ATM is “native”. The commission when transferring money to a credit “plastic” will depend on the class of the credit card, lending conditions, and other things. The most expensive option is when credit card transfer money from a third-party, unified ATM.
The terminal has the same scheme, only you will have to additionally specify your card details. It may happen that there is “change left” inside the machine, but it will not be possible to return the cash. It’s easier at an ATM - you can simply send the entire amount to the “plastic”, and then withdraw “change” from the card. True, if some kind of commission is charged for depositing/withdrawing, then the user will lose some money. But with the terminal, the only way out will be, for example, to pay for cellular communications and the Internet. This is how you can pay public utilities. Attention! In the question of how to deposit financial resources through an ATM, there is one subtlety. Even two:
The fact is that many clients of Sberbank (and other well-known banks too) encountered a problem when the ATM made an error when dealing with large volumes of banknotes. For example, he counted not 40, but 30 “pieces of paper”. It was especially bad when each such “piece of paper” was worth 5,000 rubles. There is nothing surprising about this. An ATM is a machine, a piece of equipment, and the equipment can malfunction. Sometimes the bill acceptor breaks down. Or the software malfunctions. The problem then has to be solved in a long, tedious and nervous manner. It all depends on the quality of work of a particular branch. It happened that some clients received their money back after 5 days without any problems.
And it happened that after a month the client received a notification that “no failure was registered,” therefore, there was supposedly nothing to return. Occasionally, the case began to smack of litigation. By the way, in this regard, it is important to clarify - any modern ATM/terminal must be equipped with a video surveillance camera that records everything financial operations in real time. This may be the only evidence that such and such an amount was deposited. Because due to a system glitch, even the receipt may turn out to be incorrect. Clients can only advise enough large sums(more than 15-20 thousand rubles) deposited in person through a cash desk at a bank branch or by mail.
If there is no other option other than an ATM, and you need to deposit, say, 30 thousand rubles into your card account, then it is better to deposit the money in five thousand dollar bills one at a time. After replenishing your balance, mandatory you should take the receipt as this is the main financial document, confirming the operation. When you wonder how to put money on a Sberbank card for another client, it is important to remember that there is also an inter-card method that is not listed in the first list. That is, when funds are transferred from one bank card to another. Moreover, both cards can belong to Sberbank. Or one card will be from Sberbank, and the second from another bank. In this case, funds will be contributed depending on a number of factors:
Is it possible to transfer money from card to card by everyone? accessible ways? Yes, but it is best to do this either at a bank branch or through Sberbank Online. When both card products are from Sberbank, the transfer process is always faster, easier and more economical. Finally, it should be said that if the recipient card is not on hand, then to transfer cash you always need to know the number of this “plastic” (or the personal account to which the product is linked) and the holder’s full name. This article is fully intended to answer the question “How to put money on a card in Sberbank?” The text discusses all the main methods of replenishment and the special aspects of each method.
Maxim Pogorelov
Worked for 7 years in a bank. I have two higher education FINEK(St. Petersburg State University economics and finance) and SPbPU(Peter the Great St. Petersburg Polytechnic University).
You can top up your Sberbank card balance different ways. Each person chooses the method that is most suitable for this moment taking into account current circumstances. It would be fair to note that non-cash methods replenishment of the card balance is much greater. Therefore, if it is necessary to transfer cash to a Sberbank card, many are lost, because there are not so many options. The main ones are replenishment through the Sberbank cash desk and through an ATM. However, in different situations, when you have cash on hand and need to put it on a card, you can use non-cash payment methods as an intermediary, but they have their pros and cons. You can transfer cash to a Sberbank card in the following ways:
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Of course, it is most profitable to transfer cash using the first two methods. However, it would be useful to know about other methods and, if necessary, resort to them.
The only downside of this method is that you need to appear in person and stand in line with the operator, thereby wasting valuable time. However, the older generation prefers to use this method of replenishing cash, as they consider it the most convenient and reliable, because they are not particularly versed in modern technology.
This operation is only possible if you have the bank card itself. The advantage of this method is the ability to top up the card balance at any time of the day, but the disadvantage is the need to find one with a cash acceptance function. You can find out the list of such ATMs via the Internet in the 2GIS program, for example, or on the official website of Sberbank.
While searching for an ATM, you may find payment terminal, for example Qiwi, through which you can also put money on a Sberbank card. The advantage of this method is that the card itself is not needed for such an operation; it is enough to know its number. The downside is the commission charged by the payment terminal.
If you have money in your hands and need to put it on a Sberbank card, and other methods are not available, then you can use a little trick: put money into your phone account in any way (for example, via a mobile phone or through a terminal), and then transfer funds from the account phone to a Sberbank card through the “ ” service. This method has one drawback - a high transfer fee from 4% to 8% plus a certain fixed amount, the size of which can range from 10 to 259 rubles, so it is justified only in case of urgent need.
How to transfer money from your phone balance to a Sberbank card
You can familiarize yourself with the tariffs and terms of transfer on the official websites of mobile operators.
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Transferring money via mail is justified in exceptional cases. Not only does the post office take its own commission for carrying out the operation, but the time frame for receipt of funds into the account is quite long and can take up to 7 – 10 days.
If you urgently need to transfer money to a card, but it is not possible to get to the nearest Sberbank branch, the operation can be performed at any bank. Wherein third party bank will take its commission for such a service, and the period for crediting funds will be up to 3 – 5 business days.
Some of the methods discussed above are relevant when you need to make a transfer to another person. To do this, most often you need to know the recipient's card number, or full card details. So, you can transfer cash to someone else’s Sberbank card:
In all cases, the other person’s plastic card itself is not required, but you need to know its number and some details. Without a commission, you can top up someone else’s card with cash only at a Sberbank branch; in other cases you will have to pay for the transaction a small amount. Thus, you can transfer cash to a Sberbank card in various ways. You can perform such an operation quickly and without commission at a branch of Sberbank itself or through an ATM. If it is not possible to travel to a Sberbank branch, you can deposit money through payment terminals, a cash register or ATM of a third-party bank, or through Russian Post. However, you will have to pay an additional commission and wait for the funds to be credited within a few days. In case of urgent need, you can resort to some tricks, and, for example, first credit cash to your phone account, and then transfer it to your card account via SMS.
Many people today prefer non-cash payment for goods and services. More and more often we use plastic bank cards at checkouts in huge supermarkets and small shops, salons, medical centers, gas stations, we pay utilities and taxes from the amount available in the account, both using cards in bank branches and without leaving home on the Internet.
When the necessary funds are not on the card at the most crucial moment, we experience deep disappointment.
But there is no reason to give up - after all, you can turn to your acquaintances, friends, and relatives for help, who, being anywhere in the city, can top up our account in a matter of minutes. Sberbank, taking care of its clients, provides several convenient ways put money on someone else's card.
This method of topping up someone else's card with cash in their wallet was previously used much more intensively than it is today. It is being pushed into the background by replenishment through terminals and ATMs, as well as online services.
Few people now like to stand in huge lines at the cash register, wasting precious time, which is always in short supply. However, if you pass by a Sberbank branch and your friend calls asking for emergency help, why not take advantage of the opportunity provided by the bank?
To do this, you should contact the cashier and provide the following information about the recipient:
After the cashier operator has processed all the specified data, you should tell him the transfer amount and provide cash. After completing the procedure, the bank employee issues a receipt for it - and your friend’s minor financial difficulty is solved.
It is also important for a person who tops up someone else’s card to remember: if the recipient’s card is not registered in the region from which the account is topped up, Sberbank charges a commission for the operation. It is 1.5 percent (but does not exceed 1 thousand rubles) of the deposited amount.
You will need information about the recipient, his account number, as well as the sender’s own card (if money will be debited from it) or cash.
So, the procedure for replenishing someone else’s account using these devices is as follows:
And in this case, do not forget about the bank commission: it is equal to 1 percent of the deposited amount.
Especially for those who do not like to fill their wallet with “unnecessary things”, advice: do not be lazy to take a receipt from an ATM and terminal. At any moment, a failure may occur in the system, and to prevent money from flying away into the abyss without a trace, it is better to always have proof of the operation performed.
Today, along with Internet services, this is a very popular way to replenish accounts. It always comes to the rescue if you don’t have a computer with access to the World Wide Web at hand, and the Internet on your mobile phone doesn’t work for various reasons. Here it is important for the sender to ensure that this service is connected to his card.
If everything is in order with connecting to the service, you need to send an SMS with the following content to a number consisting of only a combination of three numbers - 900:
Mobile banking provides for a limit on the payment amount - up to 10 thousand rubles. And you can’t do without paying a commission, as in other cases. It is 1 percent of the specified amount.
Another option for putting money on someone else’s Sberbank card is to use the capabilities of the Sberbank Online service. It is enough to have any means of accessing the Internet at hand, as well as connected to the card mobile bank ing to confirm the funds transfer operation.
And in a matter of minutes the money will be credited to the recipient’s card.
If you are the owner of a personal electronic wallet, the funds in it can also be used to quickly top up someone’s bank card.
Electronic money systems offer such services for a certain percentage of the transfer amount (depending on the system). The procedure itself is quite simple: you need to withdraw the specified amount to the recipient’s card, and the job is done.
A question that interests many Sberbank clients. Indeed, by coincidence, it often happens that there are no Sberbank branches nearby, and there is absolutely no time left to search.
In this case, thanks to partnerships with other banks and with the thought of the comfort of its regular customers, Sberbank took care of the possibility of transferring funds to a third-party bank. This procedure is carried out both at the cash desk and using an ATM/terminal.
To put money on someone else’s Sberbank card at the cash desk of a third-party institution, you need the following data:
If you decide to use an ATM/terminal from a third-party bank for these purposes, be sure to bring personal card Sberbank - the required amount can be written off from it.
Whatever option you choose, in any case you will have to pay a commission - a certain percentage of the specified or deposited transfer amount, which differs from bank to bank. Information about it can be obtained both from an employee at the cash desk and on the terminal/ATM screen.
Conclusion: Sberbank, focusing on regular customers and based on their needs, offers a lot of ways to deposit money not only on a personal card, but also on someone else’s. Each client can use the most convenient option for him.
If you are faced with the need to help your friends or relatives in financial matters by replenishing their bank cards, tell us how you managed to do this? We are waiting for your impressions about the service in the comments.
Now you know how to put money on someone else’s Sberbank card.
Today people are increasingly using plastic cards in everyday life: they are used to pay in stores, when making online purchases, to pay taxes, fines, and loans. In short, all operations in our time can be carried out using regular card. Moreover, the possibilities are constantly increasing.
If a few years ago it was very difficult to top up your own bank card, now it is not difficult to do so. Any of the methods described below takes very little time. Top up someone else's bank card today is as simple as your own.
Today, there are several answers to the question of how to put money on someone else’s Sberbank card. Moreover, all of them are very comfortable and effective for system users.
Contacting a branch of Sberbank of Russia is necessary if it is important not only to put money on another person’s card, but also to indicate his full name. This cannot be done without the help of an operator.
Indication of your full name is usually required when paying alimony, for example.
To make a payment, a person will need to provide the following information about the cardholder (recipient):
These details must be received by the cardholder himself. You can do this in several ways:
In the latter case, you will need to take your passport with you.
After this, a person who wants to credit another person’s card with a certain amount must inform:
It should be taken into account that when transferring funds to a card registered in another region, a commission will be charged in the amount of 1.5% of the transfer amount, but not more than 1,000 rubles.
This method is not as popular today as it used to be. It is an alternative to transferring funds via the Internet or ATM.
In this case, it makes absolutely no difference whether the client uses the terminal or the ATM. In the first case, he will only need the recipient’s data, and in the second - his own card, through which the money will be transferred.
The algorithm of actions is the same:
Once the required amount has been approved, it is important to print the receipt by clicking on the appropriate button. It may be needed if the funds are suddenly not transferred. The check is proof of the payment and indicates how much money was transferred and to which account number. If this is not done, there is a risk of losing the transferred amount.
You can transfer funds to someone else’s card without leaving your home. Moreover, this can be done in a very short time and without much effort.
The user making the transfer must have:
To replenish you need:
No less in a fast way than use Online Sberbank, is to send funds via mobile banking.
It is important that a mobile bank is connected to the debit card.
So, the user will need to send a message to the short number 900 with the following text: “Transfer 0456 0124 5000”, where:
When performing such an operation through a mobile bank, you cannot transfer more than 10 thousand rubles.
In this case, the currency is determined by the card from which the funds will be debited.
You can use this method only after creating a template. You can do it at a terminal or bank branch.
If the recipient of the funds also has a mobile bank connected, then you can use another message: “Transfer 918ххххххх 5000”, which indicates the phone number (without 8) and the amount of funds transferred.
However, it will not be possible to transfer more than 8 thousand.
In addition, the payer is charged a commission of 1% of the payment amount.
Another quick way is to transfer funds to the card via electronic monetary systems(Yandex Money or Webmoney). In this case, you will only need to withdraw funds to a specific card number. These systems also charge a commission to the payer.
How to put money on a Sberbank card for another person
Quite often there is a need to transfer funds to a bank card. This could be a gift, payment for goods or services, or a simple transfer to a loved one. Sberbank cards are the most common and are available to almost every person.
You can top up another person’s SB card in various ways: from personally visiting a bank branch to using an electronic payment system and mobile device. Let's take a closer look at what you need to put money on another person's card, how you can carry out this operation at a bank branch and in other alternative ways?
When using any replenishment method, you need to know:
Replenishment methods:
The easiest way is through the Internet right now. Knowing the recipient's card number, you can make a transfer from your card using the offer below
To do this you need:
Transferring through a bank cash desk is quite inconvenient in terms of the fact that you will have to waste time going to the bank, standing in line, and paying a commission, which is always higher than when using a terminal. This method will be appropriate if there is no payment terminal nearby, or it does not work, or there is no personal security card, or you need confirming information about the completed transfer in the form of a payment order.
This option is one of the simplest. For him, it is enough to have a personal SB card and know the plastic number of the receiving party. To send money through an ATM/terminal, you need:
Funds will be credited almost instantly. If the transfer is made between cards issued in one branch, then no commission will be charged, and if cards are issued in different branches, then the commission fee for the transfer will be 1%, min. 50 rubles.
Many terminals have the function of crediting funds to a card of another issuer. The principle of replenishment is the same as in SB terminals. If you have a card, you can transfer funds to the card account of any bank.
In this case, just select the “Transfer to another client’s card” option, enter the card number and amount. The funds will be debited from the sender’s card, and the payment will arrive almost instantly.
If you transfer from personal account another bank, you will have to enter all the details of the recipient’s card (BIC, INN, Correspondent Account, Account and card number, recipient’s full name).
If the Mobile Bank service is activated, then it will be enough to send an SMS to 900 with the text “Transfer AAAA ВВВВ CCСС”, where AAAA is the four digits of the sender’s plastic number, ВВВВ is the four digits of the recipient’s card number and CCCC is the amount (maximum 10,000 rubles) If the sender also has a mobile bank connected, then you can send an SMS “Transfer 927ХХХХХХХ ССС”, where 927ХХХХХХХ is the phone number of the receiving party, and ССС is the amount. The commission in this case will be 1%.
Not long ago it became possible to top up Sberbank cards through a mobile phone account. This service is currently provided by Beeline, MTS and Megafon. To do this you need:
It is worth noting that there are some restrictions on transfer limits and terms of crediting to the card.
These include QIWI, Webmoney, Yandex.Money. To make such transfers, you must have a wallet status of at least formal (identified). So in QIWI you can immediately enter the Sberbank card number, the amount and transfer funds. In Webmoney you will have to enter all the details. In Yandex.Money you need to enter the card number, amount, address Email recipient (optional).