Electronic payments and commerce

The Russian service company "Eleksnet" provides its customers with the opportunity of round-the-clock instant payment for services and goods, making money transfers through their account in the system. The company was founded in 2000, it is a "pioneer" in the market for accepting electronic payments through ATMs.

In 2005, the Eleksnet service became the first on the payment ATM market to attract cash professional investor - direct investment fund Mint Capital. In 2006, a cooperation agreement was signed with the European venture fund Balderton Capital. The total contribution of investors to the development of the company reaches 12 million US dollars.

The Eleksnet processing center is connected in real-time with the billing systems of telecom operators - this ensures instant replenishment of the client's personal account and immediate access to paid services. It is worth noting the absolutely unique service of the Eleksnet system, which has no analogues in the whole world - the client can replenish the account of any Visa cards issued to him by one (any) of the Russian banks.

Working with a personal wallet "Eleksnet"

Eleksnet wallet is payment service, which allows you to pay for various services and goods around the clock and instantly, as well as make money transfers. These operations can be performed in terminals with the Eleksnet system logo or online from your personal computer.

After the first replenishment of the wallet, the user receives a payment password printed on the receipt, designed to confirm payments. When registering the Eleksnet purse on the site, the payment password is sent via SMS. The wallet number is the user's mobile phone number specified during registration.

Ways to replenish an electronic account in the system: through Eleksnet ATMs or partner ATMs, as well as through Internet banking, including through Internet banks of partners of the HandyBank system (in this case, the commission is 3%).

The amount of a one-time payment made using an electronic wallet does not exceed 15 thousand rubles. If necessary, larger payments can be paid in several transfers.

Advantages of the Eleksnet wallet

Advantages of the Eleksnet e-wallet: anonymity, instant redemption bank loans, the ability to pay the exact amount (for example, 934.5 rubles), as well as the ability to change the password regularly to ensure greater account security.

As part of the electronic wallet, it is possible to create a Notebook, you can also start a similar book at an ATM.

Notebook allows you to:

• View the history of payments made;
• Work with your menu on Eleksnet ATMs already from the first screen of the ATM, without wasting time scrolling through the ATM menu in search of the necessary services;
• Enter user-friendly names for your own payments;
• Receive discounts and bonuses when paying for services through the use of the Eleksnet network.

To simplify access to the Notebook, it is planned to issue special Client Cards with an integrated RFID chip. The card is issued through any system terminal or on the official Eleksnet website. Delivery is carried out by mail, the cost of delivery is 100 rubles. To enter the menu, the cardholder simply needs to bring it to a special reader, without the need to enter a login and password.

It should be noted that any contactless card can also be attached to the Notebook - social, transport, banking.

Represents the largest Russian network instant payment, which offers its users maximum comfort, from the absence of queues in front of ATMs to instant payments.

Today, we can see Eleksnet ATMs literally everywhere: in order to make a transfer, pay for any service, we do not have to go to the other end of the street / district / city, stand in huge queues, and so on. It is enough just to go to the nearest shopping, entertainment center or, for example, a bank, and with the help of Eleksnet ATMs, you will quickly send money to where you need it.

Payment "Eleksnet"

The company's processing center is connected online with the billing systems of the largest telecom operators, which allows for instant replenishment of the subscriber's personal account with immediate access to the paid service.

In addition, you can deposit money from an ATM to any Russian Visa account - there are no analogues of this service not only in the domestic, but in the world market.

All transactions are carried out on behalf of the licensed credit institution JSC NPO "MOSKLERINGTSENTR", which guarantees customers the reliability and safety of their financial resources, which completely eliminates the risk of losing payments.

Eleksnet ATMs

Eleksnet ATMs today can be found almost everywhere - in shops, supermarkets, large entertainment and shopping centers, underground passages, universities, gas stations, bars, cafes and restaurants.

Most ATMs operate around the clock without holidays and weekends, so you can transfer money at any time convenient for you.

You can find the closest Eleksnet ATM to you without leaving your home: just go to the official website of the company and use interactive map ATM addresses.

Eleksnet: commission

One of critical issues, which is faced by everyone who plans to transfer money through any ATM, and Eleksnet is no exception in this regard - these are commissions.

It is not possible to talk about the exact amount of the commission, since it all depends on where exactly you send the money.

However, it can be noted that the list of banks and organizations to which money can be transferred through Eleksnet ATMs without a commission at all is quite large - this is ZAO Citibank, this is JSC " Tinkoff Bank", this is CJSC "Modern Commercial Bank”, PJSC “Bank Zenit” and so on. Full list you will find in the corresponding section on the official website of Eleksnet.

In the case of some other organizations, the commission will be, sometimes quite large. Always pay attention to the amount (before pressing the pay button), so that later big commission didn't come as a surprise to you.

Eleksnet: official site

Eleksnet is one of the largest service companies in Russia that offers consumers a unique opportunity for instant electronic payment for services and goods via online money transfers.

Would you like to learn more about the company that has become a pioneer in the Russian market for accepting payments through ATMs? Check out the official Eleksnet website. In addition to the history of the company, the legal framework and information about the achievements of the brand, the site can bring a lot of practical benefits.

Here you will find out the addresses of ATMs in your city, you will be able to pay for services and goods via the Internet, register an Eleksnet wallet, and create a notebook. If you have any questions, you can contact support.

Eleksnet was founded in 2000 and, in fact, is a pioneer in Russian market terminal payments. It provides its customers with the opportunity to make electronic payments for services and goods around the clock, to make transfers. The company has installed more than 3,700 terminals in 49 regions of the country, located in universities, subways, restaurants, shopping centers and other popular places.

It is important that "Eleksnet" guarantees its users the safety of funds, because. all transactions are carried out on behalf of NPO Moskliringtsentr, which has a license from the Central Bank for banking operations.

What is an Eleksnet Wallet?

Eleksnet wallet is a special payment service that allows you to pay for various goods and services around the clock and instantly, transfer funds. You can perform these operations both in terminals with the Eleksnet logo, and from your PC online.

The Wallet Number is your mobile phone number. It is not difficult to register a Wallet: the first time it is replenished, a receipt with a payment password will be printed in the Eleksnet terminal (needed to confirm payments). If it is more convenient for you to register the Wallet through the website, the password will be sent to your phone via SMS.

As part of the Eleksnet Wallet, there is a special service "Notebook", which facilitates the process of working with terminals, as it is something like a personal menu - here you can save any paid details. You can create a "Notebook" in the Eleksnet terminal or on the Internet. For the subsequent payment, it is enough to enter the Wallet (using a password and login), find the saved template and make a payment.

In addition, in order to simplify access to the "Note Book" through the terminal, Eleksnet offers to open a special Client Card with an embedded RFID chip. It can be issued both on the website and through any terminal of the system. It is delivered by mail, costs 100 rubles. To enter the menu, the cardholder does not need to enter a login and password - just bring the card to a special reader (do not forget to link the card to the "Book" through the terminal first).

By the way, not only the Eleksnet Client Card, but also any other contactless card (bank, transport or social) can be linked to the Notebook.

How to replenish Eleksnet Wallet

As you may have guessed, the Wallet can be topped up with cash at anyEleksnet terminal , and no commission is charged for such an operation. However, this is not the only way - you can “throw” money and from a bank card:

• Via internet banking

This service is provided by the Ministry of Finance, Uralsib, Nomos-Bank, Transportny Bank, Credit Europe Bank, My Bank, SIAB, MDM Bank. No transfer fee is charged.

I must say that the list of partners is constantly expanding. For example, recently, replenishment of the Wallet has become possible through the Internet terminal "Payment.RU" (this is a project of Ocean Bank). You can carry out the operation using a bank card of Ocean Bank (commission - 0%) or another bank (2.5%). To make a transfer, you need to go to www.platezh.ru, find the "E-money" icon in the main menu, then select "E-wallet replenishment". Funds are credited to the account instantly, and the maximum transfer amount is 15 thousand rubles.

Detailed instructions for replenishing the Wallet via the Internet for all other above-mentioned banks can be viewed on the Eleksnet website.

Note! Replenishment is also available through the Internet banks of partner banks of the HandyBank system, but the fee for such an operation will be 3%.

• Through ATMs

The ability to replenish the Eleksnet Wallet (which is nice, also free of charge) through their ATMs is provided by the Ministry of Finance, the Bank of Moscow, Uralsib and the Military Industrial Bank. It's simple: you need to insert a card into an ATM, enter a PIN code and follow the instructions on the screen (you will find details for each bank).

How to withdraw funds from the Wallet to a bank card

To make an operation to withdraw money to a card, you need to go to the Wallet through the terminal or the Internet, find the section of the bank in which the card is opened in the menu, and make a transfer.

It should be noted that NCO "Moskclearingcenter" has agreements with many banks, to whose accounts (including card accounts) you can make a transfer from the Eleksnet Wallet. The commission for transferring funds from the Wallet to a bank account depends on the agreements between Eleksnet and the bank and can range from 0 to 3% (see the commission of a particular bank).

Even if a credit institution does not have a partnership agreement with Eleksnet, you should not be upset - funds can be withdrawn to a card of any bank. But there are 2 points to consider: the card must be issued only Russian bank and must refer to the Visa PS.

Important! When replenishing cards through the "Visa" section, the commission will be 2% (even if there is a partnership with the bank that issued the card).

Payment for goods and services has long been carried out using special terminals installed in shopping centers, shops and subways, as well as online, without leaving home. In this regard, there are more and more different platforms offering such services.

Eleksnet is one of the largest services with branches in 49 regions of the Russian Federation. This company has been operating for a very long time, thanks to which it was possible to win the trust of millions of customers.

A bit of history

Eleksnet is a group of companies that started its activity in 2000. Initially, it was only a few payment terminals that were installed in mobile phone stores and worked on behalf of the Beeline and MTS companies. But since 2002 northern capital the first independent self-service terminals appeared. A year later, the company began cooperation with one of the largest payment services WebMoney.

Later, it became possible to credit funds to bank cards with the Visa payment system and transport cards. In 2011, the company implemented a virtual service where customers can create accounts with wallets and manage their finances. Therefore, today any user can pay for a mobile phone, utilities, fines and other bills either through the terminal or online. Let's take a closer look at all the options that are available today.

Payment via terminal

If you make a payment through a machine installed in a shopping mall or metro, you can:

• Pay for a mobile phone. The commission when using a linked wallet will be from 0 to 2.98%.
• Pay off loans or simply replenish your bank account. The size of the commission depends on the specific financial institution.
• Top up the wallet of another payment system. When replenishing the WebMoney wallet, you will have to pay the Eleksnet commission (4.5%), as well as Webmobey services (another 0.5% of the amount). Finances are credited to the Yandex.Money account with a commission of 5%. There are no fees for most other wallets.
• Pay utility bills, internet, television and telephony.
• commit Money transfers. So far, Eleksnet cooperates only with the Unistream service. The transfer fee in Russia is 1.5%. For other countries, the overpayment increases to 2%.

• Replenish transport cards (1-60 trips).
• Pay fines. If we are talking about debts in the traffic police, then the commission will be 3% (but not less than 30 rubles). When depositing funds to the RNiP account, you will need to pay 1% of the total amount and 20 rubles for the operation itself.
• Pay for the services of insurance companies.
• Pay mobile cards, using the Avito platform, contributions to betting companies, gaming services, social networks and much more.

After depositing cash, the money is usually credited to the account immediately. However, sometimes you have to wait. To clarify whether the money came to the addressee, you can use the appropriate option on the company's website. It does not require registration.

Checking payment status

A new window will open. In the form that appears, you need to enter the data from the check:

• Notification number. Specified at the very top of the check.
• ATM number. The PTS is indicated immediately below the notice number.
• Operation date.

After that, just click "Check" and wait until the system notifies you of the payment status.

However, when using terminals, you have to leave your home and look for where you can deposit cash into your account. Today it is much more convenient to register on the service and make payments online.

Internet payment

In this case, all the same services are available to users, but, with additional features. The site provides convenient system filters, thanks to which you can find out which services do not require a commission when paying, and in which situations the transfer is made instantly. At the same time, you can view the history of payments and get acquainted with other offers of the service.

To do this, just go through a simple registration.

Registration on the Eleksnet website

All you need is a mobile phone. To register:

• Let's go to home page and select "Wallet registration" in the right menu.

• Enter your phone number and the numbers from the picture. We agree to the terms of service.
• We enter a four-digit password, which will come in a few seconds in SMS.

• We get into the menu of our wallet.

The interface of the service is quite clear. The buttons on the top right menu are:

• "Replenish". In order to deposit funds to the wallet, you can use your bank card. Maximum amount payment is 14,749 rubles. The transfer fee will be 1.7%. You can use a card of any bank if it works through payment system Visa, MasterCard or MIR. You can also replenish your account through a payment terminal (no commission) from a mobile phone (Megafon, 8% commission), through Internet banking or a bank branch. You can also visit the cell phone shop.

• "Bring out". In this case, there are many ways available to users. If you do not want to overpay, then without a commission you can withdraw funds to Webmoney, pay for purchases or services. If you need to transfer money to a bank card, only CitiBank customers can do it for free. You can transfer money to a Sberbank card with a minimum commission of 0.95%.

The rest of the menu contains the main items, for example, "Settings", where you can edit the main operation, change the password, and more. It is worth saying only a few words about the "Notebook" option.

Notebook

In this section, you can create payment templates. The notebook contains information about mobile phone, so you do not need to look for the desired service to replenish it. However, you can create your own "blank" accounts. For this:

• Click "Add Entry".

• Enter the name of the service. For example, we need to make a template for paying for the Internet.
• Select a service provider.
• We assign a record. How the template will be displayed in the notebook.
• We click "Finish".

The next time you need to make a payment, just select the template you created earlier by name and make the payment. This saves a lot of time, since you do not need to re-enter the necessary details every time.

Also today, a simplified way of paying for services and replenishing an account is available to customers. The Eleksnet company started issuing cards.

Eleksnet cards

It should be said right away that we are not talking about cards for ATMs so that the client can withdraw money. Eleksnet issues cards with a chip, which are used only for the company's payment terminals. The main advantage of such cards is that the user does not need to enter his data every time. This saves a lot of time and provides additional data protection.

Healthy! The card is simply presented to the reader of the terminal.

There are several types of cards:

• MTS card. To pay for the services of the operator. When using the card, no commission is charged for depositing funds.
• Gambler. For fans of intellectual games.
• Premium Pay. The user can pay for the services of Internet providers and mobile communications of any operator.
• Eleksnet client card. For quick access to your "Notebook". The card costs 100 rubles.
• Alpari. When you need to pay for trading services.
• Valar. For gas station customers.
• Iskra Telecom. Payment for telecommunications, IP-telephony.
• Fast Mail. For instant transfer through Raiffeisenbank.
• Transport Card. The card can not only be replenished, but also used in public transport(so far only valid in Moscow).
• Nano finance. Payment for company services on micro-loans.

In custody

If we compare Eleksnet with other similar payment systems, then this service may turn out to be more profitable. For example, for comparison, when withdrawing money to a bank card from Yandex.Money, you have to pay a commission of 3% and 45 rubles for each operation. However, in this case, you can make quite large payments. If the transfer is no more than 15,000 rubles, then it is more profitable to pay 0.95% on Eleksnet.

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