Over the past few years, Belagroprombank has acquired the main features of a diversified credit institution. His clients include not only individuals, but also large enterprises from various industrial sectors. At the moment, interactions with other financial organizations are clearly established.

Many people consider Belagroprombank deposits as additional source income. The institution has developed for them a large number of special programs.

"Maximum"

One of the interesting offers for individuals is the “Maximum” fixed-term irrevocable deposit. It does not provide for any special conditions or benefits for individual categories citizens. The main term depends on the monetary units in which the account is opened. Interest is added to the principal amount of the deposit or transferred to the account.

Options	Currency
	Belorussian rubles	Russian rubles	American dollars	Euro
Rate in percent	11,5	7,5	2,6	1,6
Minimum amount	1000	30000	500	500
Duration in days	370	735	735	735
Possibility of replenishing your account	No	Eat
Expense transactions	Not provided

Attention: In addition, you can familiarize yourself with . The institution is the largest in Belarus.

"Maximum Plus"

Of all the deposits of Belagroprombank, this one should be highlighted. An account is opened by means of a non-cash transfer of funds. There are three main currencies available to consumers. The accrued interest is added to the amount that was deposited when opening the account.

Options	Currency
	Russian rubles	U.S. dollars	Euro
Interest rate	8	3	2
Minimum amount	100000	1000	1000
Duration in days	735
Possibility of replenishing your account	Absent
Withdrawals under the program	Impossible

Important: to find, you need to compare several programs with each other at once, and then select the offer that implies the highest rate.

"@gro"

To open a deposit, it is proposed to use a remote method. There is no need to visit a bank branch, just go to the website and make a deposit in 5 steps. The timing of this program varies. Consumers can choose the most suitable time period. As the period increases, the rate increases.

Options	Currency
	Belorussian rubles	American dollars	Russian rubles	Euro
Set bet size	5-8	0,7-1,6	3-4,1	0,2-0,5
Minimum amount	50	25	2000	25
Duration in days	35-370
Refill	Allowed for deposits with a period of 95-370 days
Partial claim of money	Not provided

"@gro irrevocable"

Another option with the possibility of remote opening. It differs from the previous deposit of Belagroprombank in higher rates. As for the other conditions, they are very similar. However, it should be noted that in this case there is no possibility of replenishing the set.

Options	Currency
	Belorussian rubles	U.S. dollars	Russian rubles	Euro
Bet range	5,5-11,5	0,7-2,6	3-6,5	0,3-1,8
Minimum amount	50	25	2000	25
Duration in days	35-370
Deposit replenishment	Impossible
Expense transactions	Not allowed

For your information: not so easy to find. There is a huge amount on the market banking offers, which have completely different conditions and rates.

"Standard"

Within the existing deposit interest rate may be variable or fixed. You can choose one of four available monetary units. When opening a deposit for a longer period, it is possible to replenish the account.

Options	Currency
	Belorussian rubles	Euro	American dollars	Russian rubles
Fixed rate	6-7	0,4-1	0,6-2,1	4,5-5
Variable rate	9,1-11,5	0,6-1,8	0,9-2,7	4,5-6,5
Minimum contribution	50	50	50	3000
Term at a fixed rate (in days)	95-735
Term at variable rate (in days)	95-1110
Deposit replenishment	Provided only for periods of 735 days
Withdrawing money under the program	Not allowed

On a note: Although the American dollar is not , it is in demand in many countries. This monetary unit occupies a leading position in liquidity.

“Growth line 3.0. Up to a year"

Considering the deposits of Belagroprombank, one cannot help but highlight the improved savings program, which opens up new opportunities for clients. Interest on the deposit is paid in cash or by transfer to the specified account.

Options	Currency
	Belorussian rubles	U.S. dollars	Russian rubles	Euro
Deposit rate	4-7,9	0,6-1,2	2-4	0,1-0,3
Minimum contribution	10	10	500	10
Duration in days	35, 95, 185 and 280
Possibility of replenishing your account	Available for deposits for a period of 95 days or more
Carrying out expense transactions	No provided

“Growth line 3.0. Over a year"

The deposit is similar in many respects to the previous option, but the terms in this case are significantly increased. As for interest charges, they are added monthly to the principal amount or transferred to the account reflected directly in the application.

Options	Currency
	Rubles RB	U.S. dollars	Russian rubles	Euro
Interest rate	8	1,5-2	4	0,4-0,5
Minimum contribution	10	10	500	10
Duration in days	370, 735 or 1110
Depositing money after opening an account	Maybe
Partial withdrawal	Not allowed

Interesting: the listed deposits can be compared with . Institution for individuals offers special programs with additional features.

"Care"

For older people who are issued state benefits and pensions, Belagroprombank offers a special product. The deposit is available to clients at the place of registration of the “Zabota” pension account. Only Belarusian rubles are used as the base currency.

Basic conditions:

• fixed rate - 7,9% ;
• The minimum available amount is 10 rubles of the Republic of Belarus;
• the standard storage period for money is 270 days;
• account replenishment is possible within 235 days after opening a deposit;
• partial recovery of funds is acceptable.

Additionally: for comparison you can take . Within the framework of the developed programs, there are quite attractive offers for the majority of consumers.

"Deposit card"

When registering a deposit account, a plastic card is issued MasterCard Standard. Money can be stored on the card as in Belarusian rubles, and in American dollars or European currency.

Conditions for opening a deposit:

• bid - 4% when stored in rubles of the Republic of Belarus, 0,7% — in US dollars, 0,1% - In Euro;
• the minimum amount is 100 units for all currencies;
• the card is valid for 315 days;
• period - 360 days;
• account replenishment is allowed using a card;
• There is a possibility of partial withdrawal of money.

Let's sum it up

It can be noted that there are quite a lot of options for opening Belagroprombank deposits, so most consumers will be able to find something for themselves optimal solution. Offers with higher rates deserve special attention, as in this case you will be able to get the highest income.

The option of a deposit card may be suitable for many clients. With its help, it is possible to carry out incoming and outgoing transactions, which is very convenient for citizens.

Choice bank deposit is always the most important stage for any investor, because it will depend on it how much profit their own savings will bring and whether they will cover the level of inflation. In Belarus, one of the popular banks is Belagroprombank, and its deposit offers are in no way inferior to the programs of large Russian banks such as Sberbank, Rosselkhozbank and others. Let's try to figure out what Belagroprombank deposits are available for individuals today and their parameters.

Growth line 3.0

This is a deposit product that provides a lot of opportunities for its clients and ensures maximum growth of their own investments. According to the terms of the banking application, you can open an account in any currency, namely dollar, euro, Russian and Belarusian rubles, the minimum amount is 10/10/500/10 units for each currency, respectively.

Regardless of the deposit currency, the validity period of the deposit agreement is 35, 95, 185, 280 days. The interest rate depends on the term of placing money in the account and the currency. For Belarusian rubles and the minimum value is 4% per year for a period of 35 days, it increases by 0.5 points for each subsequent period. For Russian rubles minimum bid 3% for a period of 35 days, it increases by 0.5 points for each subsequent period. For deposits in dollars and euros, interest rates are distributed as follows: 0.3/0.5/0.8/08 points for each term, respectively.

Interest is paid monthly on the day the funds are received into the deposit account.
As for the automatic extension of the contract, extension is possible for contracts concluded for a period of 35 and 95 days. But if the contract is concluded for 35 days, then it can be automatically extended 8 times, if for 95 days, then only twice, and contracts concluded for a period of 185 and 200 days are not subject to automatic renewal at all. By the way, the peculiarity of this deposit offer is that the deposit account can be replenished with amounts ranging from 1 Belarusian ruble to 5 dollars and euros, 100 Russian rubles.

Growth line 3.0 above year

This is similar to the previous offer, with the only difference being the terms of placement of funds and annual interest. Deposit currency is Belarusian rubles, dollars, euros, Russian rubles, the minimum investment amount is 10, 10, 10, 500 units. Among other things, the deposit is replenished, the minimum investment amount is from 1 Belarusian ruble, 5 dollars or euros, or 500 Russian rubles.

The interest rate depends entirely on the term and currency of the deposit. By the way, as for the terms, they are 370, 735 or 1110 days. Now let’s return to the issue of interest rates; the minimum value for an account opened in Belarusian rubles is 8%, for minimum term, then the annual values ​​increase by 0.5 points for each period, respectively. Minimum percentage for dollars and euros 1.65%, which increases as the term increases by 0.05 points. To contribute to Russian rubles the rate will be fixed 5% regardless of the duration of the contract.

Please note that for this deposit offer, the extension of the agreement for the next term is not provided for by the bank’s terms and conditions.

Time deposit Standard

If you are looking profitable deposits at Belagroprombank in foreign currency, then this proposal will be just that. According to the terms of this offer, a depositor can open a deposit account in 3 currencies: Belarusian rubles, dollar/euro or Russian rubles. The investment amount is 50 Belarusian rubles, dollars or euros, or 3000 Russian rubles. The terms of the agreement do not provide for early receipt of cash. The contract terms are 95, 185, 37, 735 days. Account replenishment is allowed in the amount of 1 Belarusian ruble, 5 dollars/euro or 100 Russian rubles, depending on the deposit currency.

The annual return on a deposit depends on several factors: for a contract with a variable interest rate, the annual value will depend on the term and currency. For domestic currency, the annual value will be distributed as follows: 95 days - 7%, 185 - 8%, 370 - 10%, 735 - 11.5%. For dollars in euros, the annual profit is distributed as follows: 95 days - 0.8%, 185 - 1.3%, 370 - 2.4%, 735 - 2.5%.

For contracts with variable interest rates, profit is distributed as follows depending on the duration of the contract and the currency of the deposit. Deposit in Belarusian rubles: 95 days - 6%, 185 - 7%. for Russian rubles: 95 – 185 days 5%, 370 – 735 days – 6%. For accounts in foreign currencies (dollars and euros), the rates are as follows: 95 days – 0.8%, 185 days – 1.3%, 370 – 735 days – 2%.

Automatic renewal of the contract for the next term within the framework of this offer is not provided for in the terms of service.

25 years together

As part of this offer, you can also open a deposit in domestic currency, dollars, rubles and euros. The minimum deposit amount is 100 units of Belarusian rubles, dollars or euros, or 5000 Russian rubles. The contract period is 370 days. This deposit offer provides for capitalization of interest, every 10 days, if the deposit reward has not been received by the depositor. The interest rate depends on the deposit currency and is distributed as follows:

• Belarusian rubles - 4.5%;
• dollar and euro - 0.8%;
• Russian rubles - 4%.

As for other conditions, the deposit can be replenished with an amount from 1 Belarusian ruble, 5 dollars and euros, and 100 in Russian rubles. Partial cash withdrawals are not provided, with the exception of interest already accrued. Prolongation is not provided; if at the end of the contract the deposit remains unclaimed by the depositor, then the entire amount of his savings will be transferred to the account “on demand”.

Please note that within the framework of this offer, for the first 95 days of the deposit agreement, profit will be accrued at the “on demand” rate, that is, 0.01% per annum, then profitability will depend on the currency of the deposit.

"@GRO"

This is a specialized deposit offer for Belagroprombank clients, because opening a deposit is possible if you have payment card linked to the client's current account. Accordingly, the deposit currency will be the same as the open bank account. And you can open a bank account in national and foreign currency. Minimum size investment 50 Belarusian rubles, 25 dollars or euros, 2000 Russian rubles.

Please note that only individuals – Internet banking users – can become depositors under this program.

The terms for placing funds are 35, 95, 185 and 370 days. The annual yield was distributed depending on the term and currency; the bank accrues interest on an account in Belarusian rubles as follows: 35 days - 4.5%, 95 - 6.5%, 185 - 7.5%, 370 - 9%. For deposits in dollars or euros: 35 days – 0.5%, 95 – 1%, 185 – 1.4%, 370 – 1.9%. For a deposit in Russian rubles: 35 days – 4%, 95 – 5%, 185 – 5.5%, 370 – 6.5%.

"Care"

According to the terms of service, the account is replenished; additional amounts can be deposited through Internet banking. You cannot withdraw cash, interest is paid at the end of the contract, capitalization is carried out monthly. From previous deposit products we can conclude that Belagroprombank deposits in Belarusian rubles have a higher profitability compared to others. The “Care” deposit is available to bank clients only in national currency . The peculiarity of this offer is that the term and rate for it are fixed. The period for placing funds is 370 days, interest is 8% per year

. You can replenish your deposit and withdraw cash only within the accrued interest limits. The minimum amount is 10 Belarusian rubles.

Pension and demand deposits In addition to profitable irrevocable deposits, you can open current accounts and a pension deposit with a minimum return at Belagroprombank. Concerning pension deposit

Please note that a current account for pensioners can be opened to transfer social security payments.

A demand account is designed for a wider audience; it is needed for storing and moving funds; it can be opened in different currencies: Russian and Belarusian rubles, dollars or euros. Interest rate is fixed for everyone: 0.01%. There are no restrictions on depositing or withdrawing cash. By the way, it is to such accounts that unclaimed deposits end up at the end of their validity period, without the possibility of extension. And the interest rate will apply if the deposit is withdrawn early.

Methods for replenishing your deposit

As you can see, almost all deposits in Belagroprombank are replenished, so the question of how to replenish them is always relevant for the client. In fact, there are not many ways to replenish an account; more precisely, the client has only three options:

• through a bank cash desk;
• through self-service devices;
• by bank transfer from a bank card account via online service Internet banking.

By the way, to make a transfer to a deposit account you need to know its number (it is indicated in the service agreement), the surname, name and patronymic of the depositor and the number of the bank division where the agreement was concluded.

Thus, foreign currency deposits Every resident of Belarus can open Belagroprombank, but they are not highly profitable, although it is possible to get additional income from exchange rate differences in the event of a jump in the value of foreign currency. The most profitable accounts can be opened only in Belarusian rubles, because it is in them annual interest can reach 11.5% per annum.

Belagroprombank offers several options for various categories of citizens in Russian and Belarusian rubles, dollars and euros.

The currencies in which you can make a deposit under this program are Belarusian rubles, dollars, euros and Russian rubles. In this case, the minimum deposit amount is 50 Belarusian rubles, 25 dollars, 25 euros or 2 thousand Russian rubles. Partial withdrawals are not provided, but you can replenish the deposit if you wish. You can make a deposit for a period of 95 to 185 days, and the interest rate will be as follows:

• 15.5-16% for Belarusian rubles;
• 2.5-3% for dollars and euros;
• 10-12% for Russian rubles.

If you want to withdraw money from the deposit ahead of schedule, interest will be accrued at the “On Demand” rate, which means that part of your earnings will be retained. But the most important thing about the deposit is that you can make it without leaving your home, right on the Internet.

Deposit "Standard"

This is a fixed-term irrevocable deposit. Minimum deposit amount: 50 Belarusian rubles, 50 dollars or euros and 3 thousand Russian rubles. It is possible to replenish the deposit, but it is not possible partial withdrawal amounts. If you want to make a deposit in Belarusian rubles, then you will expect an interest rate of 17-20.5%, if in dollars and euros - 2.5-4%, and if in Russian rubles, then your profit will be 8-12% per annum, while in foreign currency the terms are in the range of 95-735 days. Such conditions can rival.

The minimum amount of this special deposit is 100 Belarusian rubles, 100 dollars or euros and 5 thousand Russian rubles. The interest rate depends on the period - fixed and variable. The period that you can determine for yourself ranges between 95 and 370 days. At the same time, the highest interest rate will be for Belarusian rubles - 16%, for dollars and euros - 2.8%, and for Russian rubles - as much as 12%, which is quite a lot for a foreign currency.

Interest on the deposit is accrued every 10 days, which is very unusual for deposits. It is also possible to replenish the deposit, but, unfortunately, partial withdrawal of money from the account is not possible. If you want to terminate the contract ahead of schedule, you will receive interest at the Demand Deposit rate for a period of up to 95 days. And in the period from 95 to 370 days you will not lose interest at your own rate, which significantly adds to the advantages of the “25 years together” deposit.

This deposit has a minimum amount that will pleasantly please those who want to make money, but do not have an impressive amount of capital. After all, it is only 10 Belarusian rubles and 10 each for the dollar and euro, and for Russian rubles the minimum amount is only 500 units. The storage period can range from 35 to 280 calendar days, and interest rates for Belarusian rubles are 14-16%, for dollars and euros - 1.5-3%, and for Russian rubles - 8-11%.

The conditions for the deposit are the same as in the previous one. But interest rates are fixed at maximum heights, namely: 16% for Belarusian rubles, 3% for dollars and euros and 12% for Russian rubles.

The current bank account of Belagroprombank is designed to provide it for storing and depositing funds. By opening this account, you can:

• transfer money to a current account;
• transfer money from a current account to any other, including the bank itself;
• receive cash from a current account;
• carry out other operations that do not contradict the legislation of the Republic of Belarus.

For Belarusian rubles the rate is 0.5%, for dollars, euros and Russian rubles - 0.1%.

The Demand Deposit seems to have been created specifically for those who do not want to bother their heads with numbers and have the risk of early withdrawal of funds. In addition, the deposit conditions are very simple. You can open an account for any amount in any currency offered. At the same time, in standard Belarusian rubles the interest rate will be 2%, and in foreign currency 0.1%.

Deposit in Belagroprombank for pensioners

For pensioners, Belagroprombank has developed a special deposit at favorable preferential terms. All a pensioner needs to open a deposit is to confirm his social status, that is, present documents confirming your right to benefits. However, the “Pension” deposit at 2% per annum, unfortunately, does not imply an account in foreign currency.

Agroprombank
- this is closed Joint-Stock Company, which offers its clients profitable interest-bearing loan, make an annual contribution. The bank also offers a safe way to store money and valuables; a safe deposit box can be rented out. Loans here are issued through an order and against collateral. The organization has a certificate and a license to provide services, just like such serious financial organizations as Sberbank, which provides its clients with special services for conducting all transactions via the Internet and even allows for the approval of applications.

Due to its reliability, Agroprombank can count on good, which improves conditions for its clients.

Deposits in Belarusian rubles in Belagroprombank can be opened by all categories of citizens, including pensioners. The pension deposit is open-ended and can only be opened in Belarusian rubles. The rate on it is 36% per year. Also, residents of this republic can open a “Twenty” deposit, which is also opened only in the national currency.

Authorization in the Internet bank Agroprombank

Commit any Bank operations V online mode convenient (and don’t forget that debts can even be collected in this way). In order to pay utility bills, repay a loan, or transfer money to another account, you don’t have to go anywhere. It has become possible to carry out these and other operations without coming to the bank thanks to the Internet banking service from Agroprombank ( online procedures today are available in all areas, including even expulsion from an educational institution).

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Similar services are provided by most large financial institutions, such as Sberbank or, which increases choice for consumers.

Clients do not need to know the bank’s operating procedures, because it is possible to perform all transactions online. You can access the site without fear, because the service provides a high level of security and convenience (as with most stores, even if we're talking about, for example, about an expensive phone).

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Internet banking allows you to perform the following operations directly from your home or office:
you can make any payment, be it paying taxes, replenishing your mobile phone, fines, utilities, etc. Agroprombank allows you to work with more than 200 types of payments;

Currency exchange. Conversion of any foreign currency is carried out at the APB rate;

Money transfers to any city or country. Transfers can be received and sent. You can transfer money using your Rainbow card number;

Loans – repay, monitor their history;

Operations with international cards– make withdrawals, top up your card account, block and unblock the card if necessary;

There are also many other useful and convenient services, for example, regular payments, deposits, automatic payment utilities. To get started you need to register or log in Personal Area. Authorization does not take much time and is one of the forms of security. Simplicity and functionality attract a large number of new customers every day.

The Internet banking service is convenient, but in some cases you will have to visit the bank. And in order not to waste your time, you need to study the operating hours of the branches. The bank's official website contains detailed information about when and in what mode the departments operate. Using the map you can find branches in the cities of Rybnitsa, Tiraspol, Kamenka, Dnestrovsk, etc.

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1. “Target” deposit
- this is an offer for those who probably know what they want. It is profitable, because there is the possibility of replenishment, and interest is paid at the end of the term. Deposits can be made in Belarusian rubles, euros, and dollars.

2. Deposit “Comfortable”
"suitable for those who like to keep the situation under control. The client can withdraw up to 30% of down payment, can replenish the account, can receive interest monthly or at the end of the term. The minimum deposit amount is $1000.

3. Contribution "Strategist"
for those who always think a few steps ahead. As the account is replenished, the interest rate increases. An important condition is that the minimum deposit is $3,000.

By visiting a bank branch you can obtain more detailed information regarding all deposit programs. Experts will advise which deposit is better to open and tell you about early withdrawal.

Card for pensioners – convenient, and most importantly profitable proposition. Agroprombank Tiraspol internet bank never tires of offering interesting solutions for such categories as business, issues consumer loans for various needs, purchase and sale of currency for favorable exchange rate and much more.

It’s nice that authorization in the system is available to residents of different cities and towns
, for example, Kiknunr, St. Petersburg, Starooskolsky district, in Brest. To access the RBS system (remote banking services) you must have a computer, phone, tablet, ARV or any modern device to access the Internet.

"Growth Line" deposit

This deposit can be opened in dollars and euros. The fixed rate is 3.4% - 6.2% per annum, and the floating rate is 7.4% - 9.3% per annum. At Belagroprombank you can open demand or time deposits. Rates can also be different - fixed or floating. This will be chosen at the client's discretion.

Belagroprombank is one of the largest and most reliable Belarusian banks, which is controlled by the state and provides the highest level of customer service. Over the past few years, Belagroprombank has covered all areas of financial and credit services and can now proudly be called a multi-profile bank.

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Conditions

Millions of residents of Belarus trust Belagroprombank and place their savings in deposit accounts of this financial institution.

In turn, the bank is constantly improving and developing various programs on deposits, offering clients profitable terms(high income, different terms of placement, several currencies, etc.).

The client can choose the optimal deposit for himself: with interest capitalization or with monthly payment, with placement for one month or several years, opening an account in national or foreign currency, with the ability to carry out debit transactions, replenishment, etc.

Particularly noteworthy is the fact that all deposits are protected by the state, so the bank’s clients can be calm about the safety of their money.

How to open?

In order to conclude an agreement with Belagroprombank and deposit money into the account, the depositor should contact the nearest branch with documents.

The bank employee will introduce you to current programs, will help you choose optimal contribution, will prepare deposit agreement.

After signing the documents, the client can transfer money from the current account to the deposit account or deposit cash through the cash register.

Replenishment (if provided for in the contract) can also be made through the cash desk in cash or by bank transfer.

Current bank deposits

The bank has prepared several deposit offers for potential and regular depositors.

The main conditions and benefits for each deposit are shown in the table below:

Contribution	Accrual laziness percent (simple/ capital lization)	Rates currency/ rubles/Belarusian rubles	Possible ness half- opinions/ withdrawals	Mini- small sum currency/ rubles/ Belarusian- Chinese rubles
			Replenishment without restrictions, withdrawal – up to 25,000 rubles	No limits
Standard			No early withdrawal allowed	50/3 000/500 000
Growth line	Client’s choice: monthly payment or capitalization		Replenishment is allowed, withdrawal of part of the deposit is possible, but with recalculation of the rate	No limits
Big money	Interest accrual upon expiration of the term	24.0% in Belarus. rubles	Replenishment - yes, partial withdrawal - no	3,000,000 Belarusians. rubles
Pension "Care"	Capitalization or monthly payment	25.0% in Belarus. rubles	Replenishment from 10,000, expense transactions are allowed	100,000 Belarusians. rubles
Poste restante			Deposit and withdrawal - yes	No limits

Start

The “Start” deposit is intended for investors who are ready to place their savings for up to 95 days.

Deposits are accepted in national and foreign currencies, interest rates are 25% in Belarusian rubles, 13% in rubles, 4.5% in euros/dollars.

Debit transactions are allowed after 31 days from the date of opening the deposit, the amount is 25,000 in rubles or 1,000 in foreign currency.

There are no restrictions regarding deposit replenishment. Upon expiration of the deposit, the deposit can be automatically extended for 1 year under the “Growth Line 2.0” deposit program.

Do you want to know which ones exist? Then you just need to follow the link provided and read the article.

If you are interested in Ugra Bank deposits for individuals in 2020, then you need to read. From here you will find out what documents are needed to register a deposit and on what conditions the bank is ready to provide its services.

Standard

The “Standard” deposit is an irrevocable deposit that can be opened in euros, dollars, Russian or Belarusian rubles.

The deposit rate depends on the currency and the period of placement of funds. You can place funds in the bank under this program from 958 to 735 days.

Grow big

Grow Big is a unique promotional program developed by the bank and designed for children from 6 to 18 years old.

It can be attended by individuals whose age has not exceeded 16 years and in whose name “Growth Line” deposits have been opened from 1,000,000 Belarusian rubles.

The program involves the annual presentation of a gift to a child who took part in this event. To participate, you must fill out the appropriate application.

Children's

Today the bank does not have a special children's deposit, however, depositors can place money in the name of a minor citizen under any deposit program.

The “Growth Line” deposit deserves special attention, for which interest capitalization or monthly payment to a current account is possible. Replenishment of the deposit and partial withdrawal of funds are also acceptable.

Big money

The “Big Money” deposit is a revocable deposit, which is placed only in Belarusian rubles for 35 days at an interest rate of 24% per annum.

Minimum deposit – from 3,000,000 Belarusian rubles, replenishment is allowed. Automatic extension – no more than once for the same period.

For individuals

Belagroprombank is a bank that offers various deposit programs for depositors.

Here individuals can place money for various periods at high interest rates.

The bank offers deposits with interest capitalization, monthly payment or accrual at the end of the term. All deposits are rollable; money can be placed in several currencies. For some deposits, debit transactions are allowed.

Poste restante

The Demand Deposit can be opened in any currency, at the request of the borrower. This program provides for deposits and withdrawals without restrictions.

It closes only upon written request from the client. Deposit rates are 0.5% per annum in Belarusian rubles and 0.1% per annum in other currencies.

Current deposits in foreign currency at Belagroprombank

As has already been said many times, in Belagroprombank you can place not only deposits not only in national currency, but also in euros, Russian rubles and dollars.

Deposit programs that provide for opening accounts in foreign currency are “Start”, “Standard”, “Growth Line”, “On Demand”, etc.

However, please note that not all programs have such offers. For example, the pension deposit, as well as the “Big Money” deposit, provides for the placement of funds only in national currency.

Interest rates

Deposit rates in all programs depend on the currency in which the deposit is placed, the period, and the amount.

The smallest income from the Demand Deposit, as well as early termination deposit agreement - 0.1-0.5% per year.

For other programs, interest can reach:

• Belarusian rubles – 30%;
• Russian rubles – 13.0%;
• euros/dollars – 5.0%.

Requirements for depositors

Any citizen of Belarus can place a deposit in Belagroprombank. The bank does not have any requirements that would prevent such action and which are mandatory to be fulfilled.

All that the bank asks is to submit documents that will allow you to open a deposit and in case of any changes, promptly notify the financial institution.

Documentation

To prepare a deposit agreement, the depositor must bring a small package of documents to the bank:

• passport;
• identification code;
• pension certificate (for pensioners).

If the deposit is opened for a minor, the guardian or one of the parents must provide a birth certificate for the child. Belagroprombank does not require any other documents.

Is it possible to withdraw money early?

Early withdrawal of funds is possible in almost all deposit programs, maximum amount the expense transaction will depend on the specific terms of the contract.

If the limit is exceeded, the deposit agreement will be considered terminated early and in this case the interest rate will be recalculated for the Demand deposit, that is, it will be 0.1% (euros, dollars, Russian rubles) or 0.5% per annum (Belarusian rubles ).

Advantages and disadvantages

There are several advantages of placing a deposit with Belagroprombank:

• all deposits are protected by the state, clients do not have to worry about the safety of their savings;
• You can now track the status of the deposit and view statements in the client bank;

• One of effective ways preserving and increasing your own funds is a deposit. The money is transferred to a specific account and after a certain period is returned to the client with interest. The opportunities offered by Belagroprombank are interesting, the deposits of this financial organization varied. Each client will find the type of deposit that seems most convenient to him.

  Before moving on to considering possible types of deposits, it is necessary to determine the basic parameters that determine the structure of each deposit. It depends on how convenient this or that deposit is, what risks it carries, and whether it satisfies his plans.

  Among these parameters:

  • the period for which the deposit is opened;
  • interest rate, is there a possibility of changing it;
  • sum;
  • currency;
  • extension option;
  • replenishment;
  • option for partial or early withdrawal of the amount;
  • possibility of using interest.

  These points constitute the basic conditions of each deposit. They need to be clarified before money is invested to avoid misunderstandings and unintended consequences in the future.

  Growth line 3.0. Up to a year

  The “Growth Line 3.0” deposit provides investors with ample opportunities for saving money. Up to a year." You can choose one of four monetary units: Belarusian ruble, Russian ruble, euro, US dollar.

  The period for which the agreement is drawn up is thirty-five, ninety-five, one hundred eighty-five and two hundred and eighty days.

  Key parameters:

  Cash in the form of accrued interest is paid on a monthly basis. Partial early withdrawal of money is not permitted. The possibility of replenishment is realized provided that there are at least thirty-five calendar days left before the expiration date of the deposit.

  General replenishment conditions:

  Automatic extension is only possible if the deposit is open for a period of thirty-five or ninety-five days. The interest rate is set on the renewal date. The term of the deposit without the participation of the client is extended eight times, provided that it is open for thirty-five days, and twice if it is open for ninety-five days.

  There is no provision for extension of an agreement concluded for 185 or 280 days.

  The “Growth Line 3.0” deposit is offered to depositors. Over a year." You can use it in one of four monetary units: Belarusian ruble, Russian ruble, euro, US dollar.

  It is possible to open for a period of 370, 735, 1.110 calendar days.

  Key parameters:

  Interest is calculated and paid on a monthly basis. This option does not depend on the deposit opening period. Partial early withdrawal of the invested amount is not permitted. The possibility of depositing funds is realized provided that there are at least thirty-five calendar days left before the expiration date of the deposit.

  The ability to replenish the deposit amount with additional funds is provided only if it is open for a period of 735 and 1,110 calendar days.

  For a deposit with a validity period of 735 days, contributions are accepted only during the first year. For a deposit opened for 1,110 days, in the first 740 calendar days.

  In order to open a deposit, you must deposit a certain minimum amount. Its size depends on the currency and is:

  1. one Belarusian ruble;
  2. five US dollars;
  3. five euros;
  4. one hundred Russian rubles.

  There is no automatic extension of the deposit. Upon expiration of the agreement cash are transferred to the “On demand” account. From the moment of transfer, interest is accrued at the rates in force for this type of deposit.

  Urgent revocable deposit “@gro”

  At first glance, the “@gro” contribution is structurally reminiscent of “Growth Line 3.0. Up to a year." However, if we consider it in monetary terms, it differs significantly from this deposit.

  Main differences:

  1. a different interest rate is used;
  2. there are different amounts of the minimum contribution;
  3. There is no automatic renewal option.
  4. Interest is included in the deposit amount; it is impossible to receive it before the end of its term.

  Key parameters:

  The peculiarity of the deposit is that it can only be opened in monetary unit the account that the potential investor already has. A bank card is usually linked to it.

  The possibility of replenishment is realized provided that there are at least thirty-five calendar days left until the end of the agreement on the deposit.

  The general replenishment conditions are as follows:

  Urgent irrevocable deposit “@gro”

  It differs from the previous one by the possibility of receiving accrued interest before the date until which the deposit is valid. No top up option.

  Key parameters:

  A deposit can only be opened in the currency of the account that the client already has and to which the bank card is linked.

  The “Standard” option is urgent and irrevocable. The agreement on opening a deposit is concluded in Belarusian and Russian rubles, euros, and dollars. It is possible to open it for 95, 185, 370, 735, 1,110 calendar days. Variable and fixed rates are used.

  Key parameters:

  Term irrevocable deposit “Maximum”

  The bank provides the opportunity to open this type of deposit for two different periods. They depend on the monetary unit:

  • deposits in Belarusian rubles are opened for 370 calendar days;
  • in Russian rubles, US dollars, euros – for 735 days.

  Key parameters:

  The possibility of replenishment and early withdrawal is not provided.

  Interest is calculated every month. Paid either monthly or with the principal amount.

  Time irrevocable deposit “Deposit card”

  The advantage of this type of deposit is that you can use the deposited money, observing only daily limit, as well as the amount of the minimum balance.

  The agreement provides the opportunity to replenish the account with any amount, but only through bank card. Payments transferred as wage, alimony is not considered a replenishment.

  It is possible to terminate the contract early. However, there is a limitation - this must be done no earlier than forty-five days from the date of the application.

  Monetary units used to open a deposit:

  1. ruble of Belarus;
  2. U.S. dollar;
  3. Euro.

  Key parameters:

  The account is linked to the depositor's card. There is no possibility of issuing an additional card.

  Poste restante

  Any client has the opportunity to use the “On demand” deposit. The conditions do not imply restrictions on the time of receiving and depositing money.

  The annual rate is the same for any currency: Belarusian ruble, Russian ruble, US dollar, euro. It is 0.1%.

  Especially for pensioners and people who receive benefits, Belagroprombank offers the “Care” deposit.

  Key parameters:

  1. monetary unit – Ruble, Belarus;
  2. opens for two hundred and seventy calendar days;
  3. interest rate – 7.9%/year;
  4. the minimum down payment amount cannot be less than ten rubles;
  5. accrued interest may be accrued or paid monthly;
  6. It is possible to deposit money. The minimum deposit is one ruble;
  7. there is no extension. Upon expiration of the term, the money is transferred to the deposit “On demand”. After the transfer, settlements are carried out at the corresponding rates.

  Deposit "Pension"

  The key parameters of the pension deposit are similar to the conditions of “Demand”, however, it is opened in only one monetary unit – the ruble, Belarus.

  Interest rate – 0.1%/year. There is no time limit. Interest is calculated monthly. There are no restrictions on withdrawing money and adding it to your account.

  Replenishment methods

  Provided that the deposit parameters provide for the possibility of replenishment, it is important to know how to use it.

  Belagroprombank provides 3 methods of replenishment:

  • cash desk of a credit institution;
  • ATMs;
  • online transfer from another account.

  To make a transfer, you must have information about the full name of the account owner, its number, and details of the bank division in which the agreement to open the deposit was concluded.

  Methods of paying interest and deposit amounts

  Payment of interest, if this possibility is provided for by the deposit, and the principal amount is made in cash through the bank's cash desk, by wire transfer to an account agreed upon by the parties.

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