Bank Vostochny provides the opportunity to place a term savings deposit in national or foreign currency With fixed rate. The Bank has also developed a deposit program with an increasing interest rate. Possibility of placement in the Bank savings deposit. It is also possible to open a spending-savings deposit with the possibility of increasing the principal amount and withdrawing money in part.

Features of deposits. When placing a deposit with Vostochny Bank, the client needs to pay attention to following features Bank programs:

• Opening a deposit is possible at any office of the Bank; existing clients can open a deposit remotely, receiving a higher interest rate;
• There is a program of interest rate supplements for Bank clients who are owners of a package of services, as well as pensioners. Bonuses cannot be summed up. When registering a deposit remotely, bonuses are not accrued;
• Opening an account with the Bank is available to citizens/nationals of any other state - they need to provide documents identifying them and confirming the right to stay on the territory of the Russian Federation, as well as a migration card;
• You can close a deposit or withdraw partial money ahead of schedule at any branch of the Bank in the country;
• Current programs the Bank's deposits do not provide for the possibility of their extension after the expiration of the agreement;
• The client has the right to transfer the right to carry out the main set of operations on the deposit to a third party; to do this, it is necessary to issue a power of attorney at the Bank branch where the deposit agreement was concluded;
• Funds in a deposit account with the Bank may be the subject of a will drawn up by a notary.

How to open a deposit? The bank provides the following methods for placing a deposit:

• At the Bank branch. The client is required to have an identification document with him: a general civil passport of the Russian Federation, a military personnel identification card, a temporary identity card of a citizen of the Russian Federation. A foreigner, in addition to a national passport, must have a document confirming the right to stay in the country - a visa or residence permit, as well as a migration card;
• Remotely – using Internet banking. Available to existing clients of the Bank who are cardholders or owners of other products. When opening a deposit remotely, the Bank offers higher interest rates.

Closing the deposit and withdrawing money. Closing of the deposit and return of funds is carried out on the last day of the agreement. Before closing the deposit, as well as in case of partial withdrawal of funds, the client is recommended to order a refund in writing no later than 2 days before the operation. You can close a deposit at any branch of the Bank without being tied to the office where the agreement was concluded. The client must have with him the identification document used to make the deposit.

Premature termination of the deposit agreement is allowed, in which case the accrued interest is recalculated at the rate of the permanent deposit.


Individual deposits are the best way to save money for a large purchase, create a “safety cushion” for a rainy day, and protect your hard-earned money from inflation.

How does everyone who decides to open a bank deposit hope to increase their savings? The answer is simple: through bank interest. There are two main ways to calculate interest. They depend on the form of the deposit and are fixed in the agreement between the bank and the client. The document is signed when an individual deposits funds into an account and determines the conditions under which you trust the bank with your savings.

Advantages of storing money at PJSC CB Vostochny

Before opening a deposit in a bank, you need to carefully study the information about it. PJSC KB "Vostochny", better known as Eastern Bank, reliable and safe, which is confirmed by many facts:

• The Bank of Russia included Vostochny Bank in the list of organizations in which Pension Fund has the right to place the collected funds, which means the highest level of reliability.
• The RAEX rating agency assigned PJSC CB Vostochny a credit rating of B++, which confirmed the stability of the bank and the serious size of its assets.
• Branch network Eastern Bank covers major cities of Russia, which means you can make a deposit, receive bank interest, and withdraw your funds where it is convenient for you.

Main types of deposits of individuals

Banking cash deposits can be divided into two groups: demand deposit and time deposit. A demand deposit is a checking account from which money can be withdrawn at any time. Simple interest is accrued on such a deposit, and it is low. The second type of deposit is term deposit. In this case, the person cannot withdraw money from the account until the end of the contract term. These ruble deposits have the highest interest rates.

The bank does not store depositors' funds in safes, it invests them in projects, the money works, and the deposit amount increases in size. If a deposit of funds can be called at any time, the bank does not have the right to make long-term investments using these funds. If it is known that the deposit amount will be at the bank’s disposal for a year or more, then the money is already used to implement more profitable projects. From this profit the bank pays bank interest to depositors. For this reason, banks prefer time deposits over any other.

How to choose a profitable bank deposit

Thus, if you want to issue profitable investment at the bank, choose a time deposit with compound interest. This process is called interest capitalization, and it is what makes bank deposits for individuals so profitable. Long-term deposits are especially profitable in this case.

Come to Vostochny Bank, our specialists will help you open a deposit with interest that suits your goals, draw up documents, and tell you how to place your cash as profitable as possible.

A deposit in the Eastern Bank for individuals 2019 will allow you not only to reliably place money for storage, but also to receive a stable passive income. This type of investment is very popular among the population. Attractive profitability indicators, a wide selection of programs and the ability to quickly open an account set the bank’s offerings apart from competitors.

Our website contains complete and up-to-date information about deposit products, interest rates and terms of placement of funds. To choose the best option for preserving and increasing capital, just use an online calculator and study the conditions.

Program options

There are several types of deposits:

1. Urgent. One of the most common products when the contract specifies a specific period for the return of funds.

2. Cumulative. They are usually chosen by citizens for a specific purpose. Money is deposited under high percent, and the contract is for 1 year. With automatic renewal, the commission amount is added to the initial payment.

3. On demand. The yield on such programs is usually the lowest, but the client can withdraw the entire amount at any day.

You can open a savings account in dollars or rubles. Ruble is the most profitable, but when placing funds long-term, you should immediately calculate the risk percentage and the projected inflation rate.

For those who plan to periodically withdraw money, it is better to choose perpetual types of investments. This way you can get a small income without losing interest.

Popular deposit

Practical is very popular, with a rating of 76.

The minimum rate for it today is 5.4. And the maximum is 6.6.

To take advantage of this offer, you must conclude a contract for at least 181 days.

The minimum amount required to open an account is 100,000.

How to order a service?

Using the service you can get acquainted with the most profitable and current offers banks from their official websites.

For further advice or to apply for opening, please call the phone number on the website.

In March 2019, Vostochny Bank offers deposits for individuals, including pensioners, with a maximum interest rate of 8.72% per annum in rubles. Let's look at how to open the most profitable deposit of this bank.

Before the New Year, banks in Russia traditionally increase interest rates on deposits for individuals, and also introduce special seasonal deposits. This is done, for example, by Sberbank, VTB and many other banks. Correspondents from the economic block of the online magazine website made a whole selection New Year's deposits 2018-2019 of other Russian banks (see review). They are distinguished increased interest.

At Vostochny Bank, such a special seasonal offer in January 2019 is the “Rozhdestvensky” deposit. Like most seasonal offers this contribution has conditions for raising funds that are not very convenient for the client, but a very favorable interest rate.

Opening such a deposit is good way attachments available funds. The contribution of the Eastern Bank "Rozhdestvensky" today is very profitable deposit. Let's take a closer look at its terms and interest rates.

Terms of the Rozhdestvensky deposit

As mentioned above, seasonal promotional deposits are not particularly different favorable conditions in terms of the ability to manage funds. The Rozhdestvensky contribution included.

1. The deposit cannot be replenished. This means that you need to immediately invest the maximum possible amount. If you planned to deposit money from your salary or pension into the bank from time to time, then this offer is not for you.
2. Partial withdrawal of money without loss of profitability is not provided. This means that you will lose all previously accrued interest if one day you suddenly decide to withdraw some of the money from the bank. You will only get back what you invested. But you can’t see the percentages like you can see your ears. Why put money in the bank if not for interest?
3. Early dissolution deposit agreement made at the demand deposit rate. What does this mean - see point 2. Bring to the bank only the money that you definitely will not need during the entire deposit period!

CONCLUSION. When opening the Eastern deposit “Rozhdestvensky” at the bank, try to correctly calculate your financial capabilities.

Interest rates of the Rozhdestvensky deposit

Now let's look at the numbers. So, the deposit is attracted for a period of 91, 181, 367 or 732 days. The minimum amount is 30,000 rubles, the maximum is 1.5 million rubles. Interest is accrued and paid at the end of the deposit period.

For ease of perception, the site’s correspondents have summarized the interest rates in a table:

As you can see, the maximum rate today is 7.8% per annum. But there is an opportunity to get an even higher percentage - up to 8.50% per annum in rubles.

Conditions for receiving an increased rate

Today Vostochny Bank is holding the “Interest as a Gift” promotion. The premium to the deposit rate will be:

For clients opening a deposit in Russian rubles for a period of 91 to 732 days and applying for an investment product (“ Investment insurance life" or "Accumulative life insurance"). If the client has taken out both “Investment life insurance” and “Accumulative life insurance”, then the amounts of these products are summed up to calculate the bonus. The size of the bonus is determined in accordance with the amount of opening the deposit and the share of the contribution to the ILI/NSZh from the amount of the opened deposit, and ranges from 0.05 to 1.4%.

Vostochny deposit: interest and conditions

The “Vostochny” deposit, under certain conditions, may turn out to be even more profitable than the seasonal “Rozhdestvensky” deposit!

His conditions for raising money are as follows:

• Amount: from 30,000 rub. / 500 $ / 500 €
• Duration: from 31 to 1097 days.
• Replenishment: no
• Partial withdrawal: not possible
• Early termination: at the demand rate
• Interest accrual: monthly with capitalization or payment at the client’s choice
• Auto-renewal: not possible

Interest rates

With capitalization/without capitalization

In rubles

Amount/Term	31 days	91 days	181 days	367 days	732 days	1097 days
from 30,000 to 250,000 rubles.
from 250,000 to 650,000 rubles.
from 650,000 to 1.5 million rubles.

In dollars

Amount/Term	31 days	91 days	181 days	367 days	732 days	1097 days
from 500 to 5,000 $
from 5,000 to 15,000 $
from 15,000 to 25,000 $

In Euro

Amount/Term	31 days	91 days	181 days	367 days	732 days	1097 days
from 500 to 5,000 €
from 5,000 to 15,000 €
from 15,000 to 25,000 €

Rate taking into account capitalization and additional bonuses(see above for the terms of the “Interest as a Gift” promotion) on the “Vostochny” deposit can reach up to 8.49% per annum in rubles!

How to open the most profitable Vostochny Bank deposit

In principle, you can make deposits at Vostochny Bank both at a bank branch and via the Internet. But if you apply for maximum percentage, then you should check the current rates with bank employees or in your Internet bank.

The fact is that bonuses, as mentioned above, do not apply when opening a deposit through Internet Banking. In addition, interest rates when making a deposit online may be significantly LOWER than when opening in a bank branch.

If you contact Vostochny Bank, specialists will help you open a deposit at interest rates that meet your goals, draw up documents, and tell you how to place your funds as profitably as possible.

About the bank

PJSC CB "Vostochny", better known as Vostochny Bank, is reliable and safe, which is confirmed by many facts:

The Bank of Russia included the Eastern Bank in the list of organizations in which the Pension Fund has the right to place collected funds, which means the highest level of reliability.

The branch network of the Eastern Bank covers major cities of Russia, which means you can make a deposit, receive bank interest, and withdraw your funds wherever it is convenient for you.

Contacts

Find out more about the conditions for opening and interest rates of deposits for individuals at Vostochny Bank on the official website www.vostbank.ru or at bank branches.

Phone: 8 800 100 7 100

The information is not a public offer. General license of the Bank of Russia No. 1460.

In 2019, Vostochny Bank is among the 50 largest Russian banks. Is a participant in the Deposit Insurance System, which provides additional guarantees individuals- to investors.

Vostochny offers an extensive list of deposits, thanks to which each client can invest free funds on the most favorable terms.

Current deposit products

Basic tariff plans:

"Practical"– possibility of concluding a contract for a period from 6 months to 2 years. Various currencies are available (RUB, EUR, USD). The minimum deposit is 100 thousand rubles or 2 thousand dollars/euro. There is no automatic renewal; The opportunity to use additional bonuses and programs that increase the return on investment is available.

"Oriental"– provides wide possibilities for choosing the duration of the contract (from one month to three years). There is no possibility of replenishing or extending the contract. Low minimum investment – ​​30,000 rubles/500 dollars or euros; monthly interest calculation procedure.

"Sberbank"– time deposit, 181-731 days. The depositor has the right to replenish his deposit multiple times throughout the entire period of the agreement. The top-up amount cannot be less than 5,000 rubles or 500 dollars/euro. Interest is capitalized monthly, due to which the deposit amount is constantly increasing.

The “Interest for free” promotion may be applied to current rates, thanks to which you can receive an additional 1.2%.

Vostochny Bank offers VIP clients a line of premium deposits with increased interest rates, including multicurrency and investment products.

Documents required to register a deposit with Vostochny Bank in Moscow

The bank presents standard requirements to the package of documents provided by investors. The registration procedure is simple and does not take much time. To simplify the process and reduce waiting time, the branch provides the ability to fill out an online application and then submit documents.

In order to enter into a deposit agreement in this banking institution, the client must fill out a form and provide a valid national passport, migration card or other document that confirms the legality of the individual’s presence in the territory Russian Federation. Additional requirements may be agreed upon by the bank depending on the selected tariff offer, as well as other circumstances.