Deposits for pensioners in Promsvyazbank are by far one of the most profitable among all banks in Russia. Therefore, people of retirement age should pay attention to this bank, because you always want to save and increase your savings, increase your monthly income and improve financial stability.

After all, older people always want to help their children, grandchildren, buy them nice things and take care of them with unfailing love. And, of course, with age, the cost of medical care and drugs increases.

Deposits in Promsvyazbank for 2020 for pensioners are very diverse, everyone will have something to choose from.

After all, Promsvyazbank is one of the largest banks in Russia, it has a large branch network throughout the country and he simply cannot help but have a wide range of programs. Each deposit is individual, so any person will find a suitable program.

• • The deposit can be opened in mobile bank, bank office and even at an ATM!
  • You will receive +0.1% to the rate if you open an account through mobile bank or ATM. This is a nice bonus.
  • Additional savings can be put on the deposit. But only in the first month after opening an account.
  • You can't spend money.
  • The program can be opened for 0.5 years; 1; 1.5 and 2 years for rubles and only 0.5 and 1 year for dollars.
  • Rates - from 5.95% to 6.4% - on ruble accounts and from 1.2% to 1.55% - on $.
  • No Max for attachments.
  • Min amount for opening - 10,000 rubles if you open a deposit through an ATM, or 100,000 rubles for opening at a bank office. For $ everything is the same - from $ 15,000.
  • Capitalization at the end of the contract.

• • Rates: from 1 to 90 days - 6%; from 90 to 180 days - 6.15%; from 180 to 270 days - 6.2% and from 270 to 360 days - 8%.
  • Only in rubles.
  • Additional savings can be put on the deposit. But only in the first two months after opening an account.
  • You can't spend money.
  • Automatic prolongation, but no more than three times.
  • You can open a deposit and issue it to any person.
  • If you terminate the contract ahead of schedule after 90 days, then your interest rate will be halved. And if the deposit was closed before the 90th day, then the rate will be 0.01%.
  • The program can be opened from 1 day to 1 year.
  • Max investments - 20 million rubles.
  • Capitalization at the end of each period.

• • The program can be opened from 1 month to 3 years.
  • Rates are from 4.5% to 5.75% each year for rubles, and 0.1% for euros and dollars.
  • Max investments - no.
  • Min amount to open - 10,000 rubles or 300 dollars, euros.
  • Interest is capitalized at the end of the period.
  • A deposit can be opened in a mobile bank and a bank office.
  • Each period has its own percentage of the program.
  • Additional savings can be put on the deposit. If you opened a deposit for a month, in the first 15 days, if for three months, and in other periods in the first 30 days.
  • You can't spend money.
  • Automatic prolongation, but no more than three times.
  • You can open a deposit and issue it to any person.
  • If you terminate the contract ahead of schedule after 90 days, then your interest rate will be halved. And if the deposit is closed before the 90th day, then the rate will be 0.01%.

It is important to know! If you open a deposit for a certain amount, then you will be connected to a package of services for free:

• If you deposit from 100,000 rubles, then the “Your PSB” package will be opened.
• If you deposit from 500,000 rubles, they will open the “Your PSB +” package.
• If you deposit from 1 million rubles, then the package "Your PSB Premium" will be opened.
• If you deposit more than 2 million rubles, they will open the OrangePremiumClub package.
• • The program can be opened for 0.5 - 2 years.
  • The rates are from 4.75% to 5.25% each year for rubles, and 0.1% for euros and dollars.
  • You can't spend money.
  • You can open a deposit and issue it to any person.
  • Max for investments - 20 million rubles or 50 thousand euros or dollars.
  • Min amount to open - 50,000 rubles or 300 dollars, euros.
  • Monthly capitalization.
  • A deposit can be opened in a mobile bank and a bank office.
  • Each period has its own percentage of the program.
  • Additional savings can be put on the deposit. Only in the first month.
  • Automatic prolongation, but no more than three times.
  • If you have "Your PSB Premium" and "Orange Premium Club" packages, you will receive +0.15% to the basic interest rate. Nice bonus.

• • Only the person who bought the policy can use the program investment insurance life.
  • You can only make a deposit for yourself.
  • Only for ruble investments.
  • The program can be opened for six months or a year.
  • Rates - from 7.75% to 7.85% annually.
  • Max for investments - 3 million rubles.
  • The minimum amount to open is 50,000 rubles.
  • Interest is capitalized at the end of the period.
  • The deposit can only be opened at the bank office.
  • It is impossible to spend funds, as well as replenish.
  • Automatic prolongation, but no more than three times.
  • If you terminate the contract ahead of schedule after 90 days, then your interest rate will be halved. And if you closed the deposit before 90 days, then the rate will be 0.01%.

How to open a deposit: calculate the income from the program

Open a deposit for pensioners and others individuals in 2020, Promsvyazbank is very simple. You just need to know what kind of deposit and how you can open it. It should be noted right away that you can open any Promsvyazbank deposit for pensioners in 2020 at any bank branch.

Important! It is possible to open some deposits through a mobile bank or even through an ATM. In which programs these opening options are provided, you can check with specialists at the bank branch or call the hotline.

Specialists will be able to professionally advise and suggest which of the deposits is right for you.

One of the most important aspects when choosing a program is the calculation of the profitability that this or that investment will bring you. By going to the official website of Promsvyazbank - "Deposits", you will find the "Deposit Calculator".

By entering in it the amount of the estimated deposit and a few other parameters of interest to you, you can evaluate which of the deposits is the most profitable and convenient.

Important to know: decipher banking terms

Capitalization is the accrual of% on%. That is, when interest is calculated every month, and the next interest is calculated from the larger amount that you had at the end of the previous month.

Deposit insurance is a guarantee of stability. If the bank fails, disappears, or other unforeseen events happen to it, then, according to 177 federal law, The Deposit Insurance Agency (DIA) will return the deposit amount up to 1,400,000 rubles.

Automatic prolongation - if they themselves did not close the deposit and did not withdraw all the money from it, then the deposit will last for the same period and on the same conditions.

Savings account in Promsvyazbank

In addition to the usual deposits for pensioners, Promsvyazbank also has savings accounts, they are also included in the line of deposits and with the help of them you can increase your monthly income.

• • It is possible to open only in rubles.
  • An account can be opened both through a mobile bank and at a bank office.
  • Guaranteed rate - 6.5% every year.
  • There is no "ceiling" for the account.
  • You can top up with any amount and at any time.
  • You can withdraw money.
  • Monthly capitalization.

All these programs for deposits and savings accounts make Promsvyazbank one of the most interesting banks for investing accumulated funds by any person, including a pensioner.

Attention! In connection with latest changes in legislation, the legal information in this article could be out of date!

Our lawyer can advise you free of charge - write a question in the form below.

Even in a crisis, you can always find additional sources of income, especially if you already have certain savings and savings. So where to? For example, in a small business. Risky, but often justified if you approach it correctly. There are other ways. One of the simplest is deposits that will bring you passive income, and your money will be made to earn instead of you. You can do, you can also open, Sberbank, VTB24 and other popular organizations. But do not forget about the services of Promsvyazbank, because it offers favorable and convenient conditions.

Promsvyazbank - deposits for individuals in 2016, interest on deposits

Promsvyazbank in 2016 offers several different options profitable investment money with different conditions that you can choose specifically for your case.

Contribution "Welcome!"

The deposit is classic and its undoubted advantage is the ability to replenish the first 50 days after opening, and the minimum amount of the additional deposit is not limited. At the same time, they promise an interest rate of up to 11% per annum in rubles and a minimum amount of 10 thousand rubles, and a maximum of 20 million rubles. Unfortunately, no other currency is provided. It is convenient that you can open a deposit not only at the bank office, but also sitting at home on the Promsvyazbank website. During the entire term of the deposit, you will have a division into several periods, and for each period they will assign their own rate. Prolongation of the deposit is available no more than 3 times. If it happens that you want to terminate the agreement ahead of schedule, you will not lose interest, but it will decrease and will be charged at the rate of the “On Demand” deposit.

Deposit "Solid Interest"

Well, a solid percentage is built on a large amount of money. The minimum is 50 thousand rubles. Interest rate up to 10% and also only in rubles. However, unlike the previous version, the deposit is non-replenishable and it does not provide for debit transactions. Like all the others, this one can be opened both in the office and on the site. In case of early termination, the benefit will be equal to half the interest rate. The contribution has some advantages that make it special:

• A deposit from 100 thousand rubles opens up the opportunity to use the service "Your PSB" for free, namely, to open a card with a 10% return on purchases with its help. Banking online transfers up to 10 thousand rubles.
• From 500 thousand rubles - there is an opportunity to use the “Your PSB Plus” privilege, which means that you can also receive a bonus in the form of 10% of purchases and make transfers up to 15 thousand rubles.
• From 1 million - the privilege "Your PSB Premium". 10% of purchases and up to 20 thousand - transfers.
• From 2 million - the program "Orange Premium Club" - a premium service program, which includes some non-banking privileges.

Deposit "Maximum Opportunities"

To match the interest rate, for this deposit it will be equal to 9%. However, this service is suitable only for fairly wealthy people, since the minimum amount is as much as 150 thousand rubles. But at the same time, you get the possibility of replenishment and the possibility of debit transactions without losing interest. The currency here is available only in rubles and you can also draw up an agreement both in the office and on the bank's website. And early termination of the deposit threatens with tariffing on the deposit "On Demand". The same privileges apply as in the previous version.

Contribution "My Opportunities"

Unlike the previous ones, this deposit can be opened both in rubles and in dollars and euros. The interest rate in this case will be up to 7.84%, 1.47% and 0.35% respectively. The minimum amount is 50 thousand rubles, and the maximum is 20 million rubles or 500 thousand dollars or euros. Replenishment and partial withdrawal without loss of interest is possible. When prolonging, add 0.5%.

Deposit "Multicurrency basket"

The main difference from all other deposits is the possibility of opening in three currencies at once. The minimum amount is only 10 thousand rubles at a rate of up to 7.85% for rubles, 1.6% for dollars and 0.3% for euros. Replenishment and partial withdrawal are possible without loss of interest.

Deposit "My piggy bank"

The “My piggy bank” deposit offers enough favorable interest, namely: 8.91% for rubles, 1.71% for dollars and 0.45% for euros. Payment of interest at the choice of the client, there is the possibility of replenishment. An increase in the interest rate is expected with an increase in savings.

Savings account "Simple rules"

"Save and save money simply!" - this is the slogan of this program. She offers an interest rate of 6.5% for rubles. At the same time, the account is opened for any period, and replenishment and withdrawal are offered without loss of interest. There is interest capitalization.

Deposits of Promsvyazbank in 2016 for pensioners

Even with a small pension and small savings, you can open your own deposit and receive additional income- so say the representatives of Promsvyazbank. Depending on the size of their savings and preferences for the life of the money, a pensioner can open a deposit for every taste. But plus Promsvyazbank has developed special program for this category of citizens with very favorable conditions, and it is called "My pension". Such a deposit can be opened in one of three currencies - rubles, dollars or euros. Interest rates will, of course, vary - 8.94%, 1.62% and 0.45% respectively. The deposit is replenishable and is opened in the presence of a pension certificate to confirm the right to special benefits. Interest is paid at the choice of the client, and prolongation occurs automatically up to three times.

Advice: the best option the deposit for you will be one that will not make you sit without money and wait for the expiration of the deposit agreement. This means that you need to determine whether you can not need extra money, and based on this, choose the term of the deposit, or profitable proposition upon early termination of the contract.

Save the article in 2 clicks:

A legal and very profitable option for obtaining today passive income is a bank deposit. Moreover, you can make this deposit not only in popular banks, but also in specialized organizations. However, among the largest banks, Promsvyazbank looks confident, reliable and solid with its high-interest deposits and very profitable withdrawals in case of unforeseen situations and early termination of the contract. And this means that when choosing this organization, you will not only save your savings, but also increase them.

In contact with

In 2020, Promsvyazbank is placing Money individuals at interest in rubles and foreign currency. Residents of Moscow have access to a range of basic tariff plans and premium deposits in the Private Banking segment.

Terms of deposits

Promsvyazbank customers can choose the appropriate deposit depending on their current needs: classic or investment, with or without partial withdrawal and replenishment, with monthly interest capitalization or payment to a separate account.

The maximum interest rate is set for the My Strategy product. It is available to clients who have taken out an investment life insurance policy. Interest is paid at the end of the contract term.

Premium deposits are opened if the client has a valid agreement on connecting to the Private Banking program.

Registration of deposits of Promsvyazbank in Moscow

To make a deposit, the client must contact one of the offices of Promsvyazbank with a passport. After the paperwork is completed, the depositor makes a cash deposit. It is also possible to transfer funds from an account opened with a bank. After that, the client receives documentary confirmation of the deposit and making the required amount.

Also, depositors can use the PSB-Retail Internet banking system. To do this, you need to come to the office of Promsvyazbank and open a current account (get a bank card) and apply for the service remote service. Funds for placement will be debited at the choice of the client from the current account or account bank card. Documentary confirmation the client can receive the deposit and deposit the required amount of money at the bank office.

Deposits for pensioners in Promsvyazbank are not represented by special individual programs, but some deposits are more beneficial for this category of persons, as they have surcharges.

How to choose a deposit for a pensioner?

Pensioners are often hesitant to invest money in a bank for a deposit, as they fear for the safety of their savings and their return, or because they do not find acceptable conditions. Promsvyazbank fully guarantees the safety of deposits of individuals, as they are insured by the state, and because of this point, pensioners can be calm. When it comes to choosing a deposit, it is necessary to look at the conditions of the deposit so that they correspond to the strength of a person, and not just his wishes.

It is worth starting with the minimum deposit amount. Retirees often do not have a lot of money for an initial investment, and even 50,000 rubles is an unbearable amount for them. For such investments, the bank offers good interest, but to open an account, you will first need to collect money.

This deposit account has simple terms and good interest rates. It makes no sense to talk about it in more detail, since the program is not available now, it is better to describe in detail the conditions of the “My piggy bank” deposit, which is practically a copy of the pension deposit, but with minor amendments.

Deposit "My piggy bank"

Today, for pensioners, this is the best option from the entire line of Promsvyazbank. He is fully responsible standard requirements almost every pensioner and allows you to get a good income. The terms of the deposit account are as follows:

• Multicurrency - National currency, dollars and euros.
• The opening is made from convenient minimum amounts - 10,000 rubles, 300 dollars, 300 euros.
• You can open an account for one of the terms in the time range of 91-731 days.
• Promsvyazbank does not limit pensioners in the number and amounts of additional contributions, they can be made for the entire duration of the contract, except for the last 30 days before the closing of the deposit.
• Withdrawals before closing are not allowed.
• Capitalization of interest or their transfer to the pensioner's card is provided - at the request of the depositor.
• Interest may increase depending on the account balance. If the amount reaches a certain threshold (information is presented in the rate table), then the rate is automatically increased or decreased depending on the movement of capital. This allows you to raise the bet even if an initial fee was small.

If a pensioner wishes to open a deposit account in foreign currency, then Promsvyazbank will offer him 0.1%, regardless of the chosen term and amount of the deposit. But on the ruble deposit, interest rates are very different.

Sum	Annual interest rate (when capitalization/when transferring interest to a card) depending on the number of days the deposit is valid
	91	181	367	547	731
10 000 – 499 999	5.78% / 5.75	5.97% / 5.90%	6.06% / 5.90%	6.04% / 5.80%	6.02% / 5.70%
500 000 – 1 499 999	5.93% / 5.90%	6.02% / 5.95%	6.12% / 5.95%	6.10% / 5.85%	6.08% / 5.75%
Over 1,500,000	6.03% / 6.00%	6.07% / 6.00%	6.17% / 6.00%	6.15% / 5.90%	6.13% / 5.80%

This deposit could be standard from the entire line of bank offers, but for pensioners it has a distinctive advantage - an increased interest rate. For the ruble contribution of this program, each pensioner (upon presentation of a certificate) is entitled to an increase in the rate by 0.15% for periods of more than 181 days and with a deposit of at least 10,000 rubles. It is this option that inclines pensioners in favor of the “My piggy bank” deposit, but also play a big role good conditions programs.

Other deposits of Promsvyazbank

Promsvyazbank may offer pensioners other deposits that differ in conditions. Each contribution has its own benefits and this is the first thing we will now look at:

The seventh deposit is “My piggy bank”, which has already been described in detail. When choosing a deposit account, it is best for a pensioner to compare all options with each other in terms of advantages and opportunities, but it is also worth taking a closer look at standard conditions deposit programs.

Comparison of deposit offers

Enough has already been said about the advantages and disadvantages of Promsvyazbank deposit accounts, and it has been shown what pensioners should focus on. But it is better to give a comparative table on the main parameters, so that it is easier to navigate.

Name of the deposit	Minimum amount	Timing	Replenishment	Partial withdrawal	Interest rates
Growing income	50 000 rub.	91-360 days	Allowed	Forbidden	6.0-8.0%
My income	100 000 rub.	91-367 days		Forbidden	6.5-6.6%
my benefit		1 month-2 years for rubles, and for currency - 3 months. - 3 years	Allowed (limited time)	Forbidden	5.0-6.25% for rubles, 0.1% for foreign currency
My piggy bank	10,000 rubles, 300 dollars, 300 euros	91-731 days	Allowed	Forbidden	5.75-6.17% for rubles, 0.1% for foreign currency
My Opportunities	50,000 rubles, 300 dollars, 300 euros	181-731 days	Allowed	Allowed	5.0-5.47% for rubles, 0.1% for foreign currency
Savings account "Profitable"	No restrictions (only rubles)	No restrictions	Allowed	Allowed	6.8%
My strategy	50 000 rub.	181, 367 days	Forbidden	Forbidden	7.85-8.0%

Using this table, you can quickly navigate the deposits of Promsvyazbank. For pensioners, the most profitable will be offers with the possibility of replenishment, where the minimum contribution is not very large.

If required, you can choose a savings account, where there are no restrictions on debit transactions, and the interest rate allows you to get a large income, even for a short time period of funds in the account.

Promsvyazbank in 2020 proposes to open profitable deposits for individuals under high interest. Consider what rates today can be claimed by ordinary depositors, pensioners and premium clients.

Promsvyazbank is one of the top 10 largest banks in Russia and is a universal commercial bank, whose history goes back 20 years. It was recognized by the Central Bank of the Russian Federation as one of the financial institutions.

Branches of Promsvyazbank operate in Moscow, St. Petersburg, Krasnodar, Nizhny Novgorod and many other Russian cities. The regional network of Promsvyazbank includes more than 300 offices, more than 10,000 ATMs (including ATMs of partner banks) and more than 200 self-service terminals throughout the country.

Promsvyazbank has been selected as a reference bank for the implementation of the state defense order and support for large government contracts, provides a full range of services to retail and to corporative clients, small and medium-sized businesses, the site reports.

Promsvyazbank deposits for individuals are insured by the state, which means that the depositor can always count on compensation in the amount of up to 1.4 million rubles.

Promsvyazbank deposits for pensioners: increased rates

Pensioners can draw up any of the deposits offered by Promsvyazbank for general conditions. But in the line of bank deposits today there are Special offers for women over 54 and men over 59. They can get interest rate surcharge of + 0.1% when opening or prolonging deposits: "My income", "My piggy bank" and "My opportunities".

Promsvyazbank 2020: interest on deposits of individuals

In 2020, Promsvyazbank deposits for individuals can be opened in rubles, dollars and euros, depending on the strategies for accumulating funds. For pensioners today, higher rates are provided for the My Piggy Bank deposit, there are special deposits for premium clients. The site site has compiled an up-to-date overview of Promsvyazbank's current deposits.

Deposit of Promsvyazbank "My income"

This is a classic deposit of individuals with the possibility of obtaining maximum income and early termination on preferential terms, the site says. You can apply for it at the branch or online. The deposit can be opened in favor of third parties.

Conditions

• Currency: Russian rubles / US dollars;
• Deposit term: 122, 181, 367, 547, 731 days;
• Minimum amount: 10,000 rubles.
• Expenditure operations: not provided;
• Replenishment: provided within the first 30 days from the date of opening;

Interest rates

Allowances:

0.10% when placing or prolonging a deposit for pensioners (provided to women over 54, and men from 59 years old with a deposit amount of 100,000 rubles).
+ 0.10% when placing a deposit on the Internet and mobile banking, as well as at ATMs.

Calculation. The maximum yield on the “My income” deposit in the amount of 7.5% per annum in rubles is achieved when opening an online deposit in the amount of at least 1 million rubles for a period of 547 days. In this case, the income for 1.5 years will be 112,397 rubles. You will receive 1,112,397 rubles in your hands.

Calculate the possible income on the deposit

Few? See what interest on deposits it offers today

Deposit of Promsvyazbank "My Benefit"

This is a replenishable deposit of individuals with the possibility of obtaining a decent income and early termination on preferential terms. It can be opened at the bank office and in the PSB-Retail Internet Bank.

Conditions

• Currency: Russian rubles, US dollars, euros.
• Term: 32-731 days. in Russian rubles / 91-1095 days. in US dollars and euros;
• Minimum amount: from 10,000 rubles / 300 US dollars / 300 euros;
• Replenishment: provided;
• Expenditure operations: not provided.
• Interest payment: at the end of the deposit term.
• Conditions early termination: preferential . When closing the deposit after the 90th day, interest is paid at the rate of 1/2 of the interest rate.

Interest rates

Allowances:

0.10% when placing a deposit on the Internet and mobile banking.

Doesn't fit? See what interest on deposits it offers today

Deposit of Promsvyazbank "My piggy bank"

This is a replenishable deposit with monthly interest. They can be received on hand, or they can be capitalized by increasing the amount of the deposit. For premium clients, there is a surcharge to the interest rate.

Conditions

• Currency: Russian rubles, US dollars.
• Term: from 181 to 731 days;
• Minimum amount: 10,000 rubles / 300 US dollars;
• Replenishment: provided;
• Expenditure operations: not provided;
• Interest payment: monthly capitalization or payment to the account;

Interest rates

Allowances:

Deposits of Promsvyazbank "My Opportunities"

This is the so-called "spending" deposit for individuals with the possibility of replenishment and withdrawal of funds without loss of interest. There is a surcharge for premium clients. You can open a deposit at the bank office or in the PSB-Retail Internet bank.

Conditions

• Deposit term: from 181 to 731 days;
• Minimum amount: 50,000 rubles. / $300;
• Maximum amount: 20 million rubles / 500,000 US dollars;
• Replenishment: provided;
• Debit transactions: provided without loss of interest, provided that the minimum balance of the deposit is maintained.
• Interest payment: monthly capitalization or payment to the account of the client's choice.
• Terms of early termination: at the rate of the deposit "on demand".

Interest rates

Allowances:

0.15% for program owners banking services when opening a deposit for a period of 6 months in the amount of 500,000 rubles.

0.10% for pensioners when opening a deposit for a period of 6 months or more in the amount of 10,000 rubles.

0.10% when placing a deposit in the Internet bank.

Not satisfied? See what rates on deposits in

Deposit of Promsvyazbank "My Strategy"

This complete solution for efficient savings. Clients who have issued a policy under the investment life insurance program can open a deposit.

Conditions

• Deposit term: 181, 367 days;
• Minimum amount: 50,000 rubles;
• Maximum amount: 3 million rubles;
• Replenishment: not provided;
• Expenditure operations: not provided.
• Interest payment: at the end of the term.

Interest rates

> 8.0% per annum with an amount of 50,000 rubles or more;

> 8.2% per annum with an amount of more than 1 million rubles.

In case of early termination of the investment life insurance contract, the interest rate of the deposit can be reduced by 1 percentage point!

See also what interest on deposits it offers today

Savings accounts of Promsvyazbank

To store savings, customers can open not only Promsvyazbank deposits, but also savings accounts. They combine flexible conditions for managing funds and high profitability.

1. Savings account "Profitable"

The account offers more flexible conditions and the opportunity not only to save money without much effort, but also to receive additional income both in rubles and in foreign currency. The account is available for opening at the bank office and on the Internet. Connection of accumulation rules: “Replenished-accumulated” and “Bought-accumulated”.

Conditions

• Currency: Russian rubles;
• Minimum account balance during a calendar month: from 5,000 rubles;
• Replenishment: without restrictions on the amount and term;
• Withdrawals: no loss of interest;
• Monthly interest payment;
• Interest paid is capitalised.

Interest rates

See what interest has the most profitable deposits for pensioners in

2. Savings account "Percentage Emphasis"

This offer may be especially beneficial for those who regularly pay for purchases by debit or credit cards Promsvyazbank, and for quite large amounts. You can open a savings account "Accent on Interest" at the bank's office or in a mobile or Internet bank.

Conditions

• Minimum deposit: not set.
• Replenishment: no limits.
• Withdrawals: no limits.
• Interest payment: monthly with capitalization.

Base interest rates

If the minimum balance on the account is more than 700 thousand rubles, then for the amount up to 700 thousand rubles the client will receive income at a rate of 6.5% per annum, for amounts over 700 thousand rubles - at a rate of 5.5% per annum!

How to get a higher rate?

Pay for purchases with PSB cards in the amount of 10,000 rubles or more and receive a surcharge on the rate from 0.3% to 1.5%.

The maximum rate of 8% per annum on the Accent on Interest account can be obtained if you have up to 700,000 rubles in your account and spend from 85,000 rubles per month on the PSB card.

Promsvyazbank deposits for premium clients

1. Contribution "Orange Welfare"

This banking product for premium clients, which allows you to get a high rate on a bank deposit, as well as form target capital and provide financial support in an emergency.

One part of the client's funds is placed in a deposit with an increased interest rate, and the other - to one of the programs of accumulative life insurance (CLLI) of IC "Ingosstrakh-Life".

Conditions

	Contribution	NSJ
Currency	Russian rubles	Russian rubles
Term	181, 367 days	From 10 years old
Minimum amount	from 50 000 rubles	from 100,000 rubles (for contributions of the first year) or from 400,000 rubles (for one-time contributions)
Replenishment	Not provided	Through additional contributions to the program
Interest/income payment	At the end of the term	At the end of the term
Debit transactions	Not provided	Not provided
Yield/amount upon early termination		According to the rules for calculating redemption amounts
Insurance at DIA	insured	Not insured

Interest rate

> 8.0% per annum in rubles for a term of 181 days;

> 8.2% per annum in rubles for a period of 367 days.

2. Contribution "Investment income"

This is a comprehensive deposit for premium clients, combining reliability bank deposit And investment opportunities stock market.

One part of the client's funds is placed on term deposit with a higher interest rate, and the other is invested in shares investment funds(PIF) managed by UK PROMSVYAZ.

Conditions

	Contribution	mutual fund
Currency	Russian rubles, US dollars	Russian rubles
Term	184 days	Is not limited
Minimum amount	50 000 rubles	50 000 rubles
Replenishment	Not provided	By purchasing shares
Interest/income payment	At the end of the term	When redeeming shares
Debit transactions	Not provided	By redeeming shares
Yield on early termination	At the rate of the deposit "On Demand"	Difference between unit purchase and redemption value
Insurance at DIA	insured	Not insured

Interest rates

> 7.7% per annum in rubles.

How to make a deposit: instructions

There are two ways to open a deposit at Promsvyazbank: at a branch and online via the Internet.

How to make a deposit through Internet banking

1. Issue a card or open an account and conclude a remote banking service agreement at any bank office.
2. If you are already connected to the PSB-Retail system, then you automatically get the opportunity to open deposits through the Internet bank.
3. Go to Personal Area in the Internet bank PSB-Retail in the "Deposits" section.
4. Press the "Open deposit" button on the screen and select the deposit that suits you.
5. Cash in favor open deposit at your choice will be debited from your bank card account, current account or demand deposit opened with Promsvyazbank.
6. Confirm the operation and the deposit is open.
7. You can get a document confirming the opening of a deposit at any bank office.

How to make a deposit at the bank office

1. Visit the bank office with a passport or other identification document.
2. Sign the application for accession to the rules for placing deposits and others Required documents that the bank teller will print out for you.
3. Make a cash deposit through the cash desk or make a transfer from any of your accounts opened with Promsvyazbank.
4. After depositing funds (in cash or by transfer from an account), the operator will issue you a confirmation of the placement of a bank deposit.

List of documents for making a deposit

1. Identification document (passport or other document);
2. TIN (if any);
3. SNILS (if available).

Conclusion