SMP Bank announces a change in the terms of the term deposit "financial multiplier". SMP bank deposit for individuals SMP bank deposit financial multiplier conditions

“Very often situations arise when a client who has placed a deposit urgently needs a certain amount,” Vladimir Gartsev, head of the retail business department at SMP Bank, comments on the terms of the “Financial Multiplier”. - "Financial multiplier" will just satisfy the desire of the depositor and solve his problem - You can take off money Anytime- and get interest on fixed rate! Can top up contribution in some moment- and receive the replenishment amount interest rate contribution! “Financial multiplier” is a universal deposit that combines ALL possible advantages of a savings and settlement tool.”

The deposit can be opened in rubles, US dollars or euros for a period of 90, 181, 271 and 365 days. The minimum deposit amount is 1,000 rubles or 40 USD/EUR, the minimum amount of additional deposits is unlimited. The advantages of the "Financial multiplier" deposit is that it is possible to replenish the deposit and withdraw money from the deposit during the entire period of the deposit, it is possible to change the period of placement of funds.

Interest is paid monthly or capitalized. The rate is 10.75% in rubles, 9.5% in US dollars, and 8% in euros, regardless of the term of the deposit. The main advantage of the "Financial Multiplier" is that the depositor receives a fixed interest rate, regardless of the amount and term of the deposit.

“To those customers who are happy owners of a payment card SMP Bank with “V.I.P” tariff plan - we offer to use this opportunity and open a term deposit "GOLD financial multiplier", with higher interest rates. The range of deposits of our Bank is constantly expanding, offering the most profitable deposits and flexible types of deposits. We make deposits (deposits) as manageable as possible while maintaining high profitability for each specific deposit. Deposits such as: deposit (deposit), deposit (deposit), deposit (deposit) (new deposit!) and deposit (deposit) can satisfy the most demanding depositors as much as possible. SMP Bank is trying to satisfy the needs of any customers, regardless of how much they have at their disposal, in the market of deposit offers. We invite clients to visit us at the Bank,” Vladimir Aleksandrovich added.

Deposits are the most popular way to replenish your income, requiring almost no action on the part of the client. Every year, the degree of people's trust in banks is growing, and the number of institutions that offer favorable investment conditions is also increasing.

SMP Bank (the name is rather popular) in the full version sounds like the "Northern Sea Route" was established back in 2001. Today, this bank is the largest and most popular in the market among those that were formed after 2000. More than a hundred branches of SMP Bank throughout Russia have attracted 50,000 customers since the beginning of their existence. The institution serves individuals as well as entire businesses. It is a member of the state insurance company.

At the moment, the bank provides deposits in the following areas:

1. Investments for wealthy clients. The initial amount in them is most often high, but favorable conditions are offered.
2. Offer for deposits that exist only for cardholders.
3. Classic deposits for a wide range of clients.
4. Pension contribution.

The range of deposits is very wide, the rating rates are higher than the average for Russia. To make deposits, you need a passport or a pension certificate.

Current contributions for 2015

In 2015, SMP Bank customers are provided with a wide range of different deposits:

• "Get rich";
• "Strategist";
• "Financial multiplier";
• "Pragmatist";
• "VIP";
• "Short";
• "ATM";
• "Pension";
• "Premium".

The most popular deposit in the institution is "Rich". It is provided for a period of one year favorable conditions- 14% if you choose an investment in rubles. The minimum amount to open an account is three hundred thousand. For dollars, the rate is 5% and ten thousand dollars. This deposit allows you to withdraw interest on a monthly basis and replenish the account. But there is no extension.

As for the VIP deposit, this type of investment is suitable for wealthy people. After all, the minimum funds credited to the account are two million rubles. And in dollars, this figure is eighty thousand. Interest here is also impressive - 12.6% and 4% (for rubles and dollars). There is the possibility of replenishment, as well as monthly withdrawal of interest. The term of the deposit is one year.

The deposit with the speaking name "Pragmatik" offers a pragmatic approach to deposits. You can conclude an agreement for three years, but you can withdraw your funds with interest at any time. In rubles, customers receive 13%, and in foreign currency (dollars) - 4.75%. The minimum investment is ten thousand (and three hundred dollars). Also, the deposit can be replenished.

The "Premium" deposit in SMP Bank is offered to cardholders. The contract is concluded for a year, and the minimum amount is only a thousand rubles (forty dollars). The interest rate remains the same even with early withdrawal. There is capitalization, the possibility of replenishment. The maximum rate is 12.25%.

Currency and offers for pensioners

As with many banks, SMP offers deposits suitable for those interested in investing in foreign currencies. The peculiarity of such deposits is in favorable conversion conditions without loss of profit. A good currency deposit is the "Strategist", thanks to which you can make a profit of 12.8% per annum in rubles. For dollars, the percentage is 4. The payment is made at the end of the term, which is one year. You can replenish the deposit. The minimum amount is ten thousand. In dollars, it is 300 conventional units.

Pensioners who want to invest their savings in the bank may also be interested in special offers from SMP Bank. After all, it has a special “Pension Deposit”. Such a deposit allows you to partially withdraw money at any time. High percent will be interesting for pensioners, because it is more than 11% in rubles (and 5% in dollars). It is important that the account can be opened with an amount of a thousand rubles.

Another deposit that could be included in this category is “Financial multiplier”. After all, he also has a low initial investment of a thousand rubles. And you can fill it up as much as you like. The percentage in this case is 11.5%. The term of such an agreement is one year, but it is possible to withdraw funds ahead of schedule without loss.

Should I trust SMP

Clients' deposits are insured by the state, so in any situation you don't have to worry about the loss of funds. Numerous ratings note the high reliability and quality of the NSR. Many promotions and additional services are provided for customers, Internet banking, a calculator on the site. On the other hand, numerous reviews on the Internet indicate a deterioration in the quality of service. This also applies to employees of branches in different cities. There were delays in payments, confusion with documentation and other unpleasant things. In general, it cannot be said that the situation with the service is generally bad, in addition, interest is calculated regularly.