Rosselkhozbank deposits for individuals today they have favorable interest rates: up to 8.5% in rubles and 3.0% in dollars. The bank is completely state-owned: 100% of the bank's shares are owned by the Federal Agency for State Property Management. Rosselkhozbank has a large branch network, which includes 78 branches. There are representative offices of the bank in Belarus, Kazakhstan and Tajikistan. See updated conditions and deposit rates for the population of Russia, including in 2020.

Interest on deposits of the Russian Agricultural Bank for 2020.

The bank offers its clients more than 10 deposit products for different categories citizens, for example: “profitable”, “replenished”, “Amur tiger”, “pension income” and others, which we will consider in this article.

The minimum term for placing deposits in Rosselkhozbank is 1 month, the maximum is 5 years. If speak about target audience bank, then deposits are available to everyone. The minimum amount varies from 3000 rubles, for pensioners the minimum is 500 rubles. All deposits can be capitalized at the client's choice. the contributor can also choose at their discretion.

You can calculate the yield and benefit on the deposit directly on the bank's website inconvenient online calculator (as always, profitability is affected by 3 main conditions: amount, term, deposit currency)

Rosselkhozbank deposit calculator - calculate online 2020

• before 7,50%

  from 50 000 R.

  term: from 181 days

  • Capitalization: No
  • Interest payment: at the end of the term
  • Refillable: No
  • Partial withdrawal: impossible
  • Early dissolution: at demand rate

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  • before 7,30%

    from 50 000 R.

    term: from 180 days

    • Capitalization: No
    • Interest payment: at the end of the term
    • Refillable: No
    • Partial withdrawal: impossible
    • Early dissolution: at demand rate

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    • before 7,20%

      from 3 000 R.

      term: from 31 days

      • Capitalization: No
      • Interest payment: at the end of the term
      • Refillable: No
      • Partial withdrawal: impossible
      • Early dissolution: at demand rate

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      Deposit of Rosselkhozbank "Profitable" up to 8.5%

      

      • Amount: from 3,000 rubles. / 50 dollars or euros;
      • Term: 31 - 1460 days;
      • Expenditure operations: not provided;
      • Capitalization: provided;
      • Interest payment: at the end of the term or monthly, to the account or capitalization.

      This deposit assumes a high interest rate even if a small amount investments. It is possible to open through remote service channels. If there is a deposit of more than 50,000 rubles, a free card is issued with the Amur Tiger - card for deposit tariff plan.

      From the pros:high interest rate, increased profitability when opening online.

      Minuses:there is no possibility of replenishment of the account and partial withdrawal of money without loss of interest.

      The contribution of the Russian Agricultural Bank "Reliable Future" 7.55% and 8.1%

      

      • Amount: from 50,000 rubles;
      • Term: 180 and 395 days;
      • Replenishment: not provided;
      • Partial withdrawal without loss of interest: not provided;
      • Interest payment: at the end of the term.

      Opening this deposit is possible with the simultaneous purchase of the policy investment insurance life (LIS) of one of the bank's insurance partners. The amount of the ILI policy must be equal to the down payment on the deposit.

      Plus: high .

      Minuses:there is no possibility of replenishing the account and partial withdrawal of money without loss of interest, the mandatory purchase of an ILI policy.

      Deposit of the Russian Agricultural Bank "Amur Tiger" up to 7%

      

      • Term: 395, 540 and 730 days;
      • Amount: from 50,000 rubles;
      • Deposit replenishment: not provided;
      • Interest payment: monthly to the account of the card with the tariff plan "Amur tiger - card to deposit".

      Short-term deposit of Rosselkhozbank with monthly payment percent on a card with the tariff plan "Amur tiger - card to deposit".

      From the pros:high interest rate

      Minus:no possibility to replenish the account

      Deposit of the Russian Agricultural Bank "Replenished"

      

      • Term: from 91 to 1095 days;
      • Minimum amount: 3,000 rubles. / 50 dollars or euros;
      • The minimum amount of the additional contribution: 3,000 rubles. / 50 USD or EUR;
      • Replenishment: provided no later than 30 calendar days before the end of the deposit term;
      • Maximum amount: 10,000,000 rubles. / 300,000 USD or EUR;
      • Saving expense transactions interest rate: not provided;

      This type of contribution of the Russian Agricultural Bank in 2020 may be suitable for those who wish to accumulate funds for a specific event or date. Please note that when making this deposit, the client can choose what to do with the accrued interest: withdraw or monthly increase capitalization. At early termination of the deposit agreement, interest is paid at the rate "On Demand".

      From the pros:there is the possibility of replenishment, the choice of the method of paying interest, increased profitability when opening online.

      Minus:

      Deposit of Rosselkhozbank "Comfortable" up to 6.05%

      

      • Term: from 91 to 1095 days.
      • Minimum amount: 10,000 rubles. / $150;
      • The minimum amount of the additional contribution: 5,000 rubles. / 100 USD;
      • Replenishment of the deposit: provided no later than 30 days before the end of the deposit term;
      • Maximum amount: 10,000,000 rubles. / $300,000;
      • Debit transactions with the preservation of the interest rate: are allowed provided that the minimum balance of the deposit is maintained;
      • Interest payment: monthly to the account or capitalization

      This type of deposit may be of interest to clients who prefer partial withdrawals, even at the expense of the interest rate. It can be fearlessly opened for a long time, and then used as an electronic wallet. The main thing is to maintain a "minimum balance" without spending every last penny from the account. The profitability of this deposit of the Russian Agricultural Bank will be higher than that of another similar product - the Savings Account.

      If there is a deposit of more than 50,000 rubles, a free card is issued with the Amur Tiger - card for deposit tariff plan. Can be opened through and Mobile bank.

      Pros:there is the possibility of replenishing the account and partial withdrawal of money without losing interest, increased profitability when opening online.

      Minus:relatively low interest rate.

      The contribution of the Russian Agricultural Bank "Pension income" up to 6.5%

      

      • Term: 395, 540 and 730 days.
      • Amount: from 500 to 2 million rubles.
      • Deposit replenishment: provided.
      • The minimum amount of the additional contribution: 1 ruble.
      • Debit transactions with the preservation of the interest rate: not provided.
      • Interest payment: monthly to the account or capitalization.

      This RSHB contribution for individuals is intended directly for people, . It is opened in the name of the depositor, including for a minor child, upon presentation of supporting documents.

      Pros:the possibility of replenishing the account, choosing the method of paying interest.

      Minus:there is no possibility of partial withdrawal of money without loss of interest.

      Deposit of the Russian Agricultural Bank "On Demand" with a rate of 0.01%

      

      • Minimum amount: from 10 rubles / 5 dollars or euros;
      • Replenishment: no restrictions;
      • The amount of additional contributions: no restrictions.
      • Debit transactions: allowed up to a minimum balance of 10 rubles / 5 dollars or euros.
      • Interest payment: quarterly.

      A deposit that is great for modern and novice investors - you can easily open it through the Internet Bank and Mobile Bank, having the smallest amount. Learn to manage your own savings.

      Plus:it is possible to replenish the account and partial withdrawal of money without loss of interest.

      Minus:low interest rate.

      Savings account of Rosselkhozbank 5% (unlimited)

      

      • Term: indefinitely;
      • Minimum amount: 0 Russian rubles / 0 US dollars;
      • Replenishment: no restrictions;
      • Minimum amount of additional contribution: not established;
      • Debit transactions with the preservation of the interest rate: no restrictions.

      This investment and savings product is not a direct representative (because it has a term for your funds in the account), but nevertheless, we decided to cover it in this article. The main advantage of such an account from the Russian Agricultural Bank, even in 2020, is the ability to replenish and withdraw money from the account at any time up to zero balance. At the same time, your actions will not affect the size of the bet in any way. Interest is calculated daily on the balance Money on the account (and not on the minimum account balance that was fixed during the month) Interest is paid monthly on the last business day of the month by crediting it to the account.

      Plus:the possibility of replenishment and partial withdrawal of money from the account without loss of interest.

      Minus:relatively low interest rate.

      Promotion* "Lock your income" at 7.5%

      

      • Deposit term - 1095 days
      • Minimum size down payment 10 000 rub.
      • Interest is paid:
        - on the expiration date of the deposit by adding the amount of interest due to the amount of the deposit
        - on the expiration date of the deposit by transferring the amount of interest due to the depositor's account opened with the Bank
      • The deposit is opened in the name of the depositor, as well as in favor of a third party

      Increased rate when opening a deposit for a period of 1095 days with interest paid at the end of the term. When opening a deposit from 50,000 rubles, a free card is issued with the Amur Tiger - card for deposit tariff plan. The deposit can be opened through remote service channels.

      Pros: high income with a relatively short placement period, unlimited maximum deposit amount

      Minuses: replenishment/withdrawal of funds from the account is not provided, in case of early demand of the deposit, interest is paid at the rate of the “On Demand” deposit

      Investment deposit up to 7.75%

      

      • The contribution can only be in the name of the contributor.
      • The term of the deposit is 180 and 395 days.
      • The minimum initial deposit is 50,000 rubles / 1,000 dollars
      • The maximum deposit amount is not limited
      • Interest is paid at the end of the term

      Receiving income both from the placed funds in the deposit, and through investments in shares investment funds. Free card with the tariff plan "Amur Tiger - card to deposit" with a deposit of 50,000 rubles or more

      Pros: high yield

      Minuses: the opening of a deposit is possible subject to the simultaneous acquisition of a share (shares) of mutual investment funds managed by RSHB Asset Management LLC for an amount equal to the initial contribution on the deposit, the deposit agreement is concluded in the same bank division in which the shares are paid by the client, prolongation is not provided, replenishment and debit transactions with the preservation of the interest rate are not provided

      Deposit "Save for a dream" up to 6.10%

      

      • Deposit term - 730 days
      • The minimum initial deposit is 3,000 rubles / 100 dollars / 100 euros
      • Interest is capitalized monthly
      • Maximum deposit amount RUB 10,000,000 / USD 300,000 / EUR 300,000

      Pros: the possibility of replenishing the deposit (minimum 3,000 Russian rubles / 100 US dollars / 100 euros), automatic prolongation (for the same period, on conditions and at an interest rate in the relevant currency, effective at the bank on the date of prolongation)

      Minuses: debit transactions on the account are not provided, in case of early demand of the deposit, interest is paid at the rate of the deposit “On Demand” (except for cases when the client plans to apply for a mortgage or a car on credit)

      Deposit "Pension Plus" at 6%

      

      • The deposit can be opened for a minor child
      • Deposit term: 395/730/1095 days
      • The minimum initial deposit is 500 rubles
      • The maximum deposit amount is 10,000,000 rubles
      • The minimum amount of an additional contribution to the deposit is 1 ruble
      • Minimum deposit balance of 500 rubles

      Opens upon presentation of a pension certificate or a document from Pension Fund of the Russian Federation on the establishment and / or appointment of an insurance pension or a document on the appointment of a monthly life allowance from the courts that are part of the judicial system of the Russian Federation. In case of reaching the retirement age established by law Russian Federation, and also when no more than two months are left before the old-age pension, the provision of the corresponding document from the Pension Fund of the Russian Federation is not required.

      Pros: monthly capitalization of interest, replenishment of the deposit, debit transactions are provided (while maintaining the minimum balance), automatic prolongation

      Minuses: in case of early demand of the deposit, interest is paid at the rate of the “On Demand” deposit in the relevant currency

      Which Rosselkhozbank deposit to choose in 2020

      It is worth noting that the RSHB - reliable bank-partner with state participation, which means that your savings will be in a safe place. In 2020, Rosselkhozbank has more than a trillion rubles in its deposit portfolio, and every day the public's confidence in this bank is only growing.

      The main thing that they pay attention to when choosing a certain savings product is the final interest rate in order to safely count on the increase in invested funds. If we talk about rates, then the most profitable option contribution of the Russian Agricultural Bank - "Reliable Future". Based on the figures on rates, it is also worth paying attention to the deposits “Profitable” and “”.

      Do not forget about the additional requirements for individuals that must be met in order to keep their money with the agreed percentage. For example, you will need to issue an additional bank product or there will be no possibility of partial withdrawal, etc.

      For a visual choice of a suitable deposit in Rosselkhozbank for today, use the comparative table:

      Deposit	Minimum amount (in RUR)	Interest rate	Contract duration
      Investment	50000	7.05	180 or 395 days
      Amur tiger	50000	6.6	395 or 730 days
      refillable	3000	6.2	From 3 months to 3 years
      Save up for a dream	3000	5.55	730 (you can withdraw money ahead of schedule)
      Comfortable	-	6.05	From 3 months to 3 years
      pension	500	6.15	395 or 730 days
      pension plus	500	6.15	395 or 730 days (you can withdraw money early)
      Poste restante	10	0.01	1

Deposits of Rosselkhozbank for individuals today have favorable interest rates: up to 6.6% in rubles and 1.6% in dollars. See updated conditions and deposit rates for the population of Russia, including pensioners, in 2020. The calculator will help you calculate your income.

Today, the deposits of Rosselkhozbank already have updated interest rates!

In 2020, the Russian Agricultural Bank (RSHB) has already managed to update rates on several deposits for individuals. They were reduced by 0.05 - 0.25 percentage points. This is associated with a decrease key rate Central Bank. However, the yield remains quite high today, compared, for example, with Sberbank.

Therefore, if you are planning to invest in a reliable bank with a good interest rate, then Rosselkhozbank may be exactly the place you are looking for. Why?

Firstly, it is a reliable organization that is 100 percent owned by the state and is one of the systemically important banks in Russia. (For more information about this bank, see below).

Secondly, today the bank offers a wide range of deposits for individuals for a period of 1 month to 4 years with a variety of savings storage conditions. Provided special programs.

Thirdly, the interest rates of deposits in Rosselkhozbank today are very favorable and quite competitive compared to other banks from the top 10.

What deposits are there today in Rosselkhozbank

In this review, we will compare the interest rates and terms of all RSHB deposits for individuals. Let's just list them first to make it easier for you to navigate. This comparison table shows the names and rates in rubles, dollars and euros. To make it easier for you to choose a suitable RSHB savings program for yourself, the site correspondents divided them into 4 groups:

Below we will detail the features of each deposit and compare their conditions and interest rates.

Deposit calculator

The most profitable deposits of Rosselkhozbank today

It is no secret that most clients choose a deposit based on the interest rate. Therefore, profitability is a key indicator. But high-interest deposits, as a rule, also have their drawbacks: they cannot be replenished, as well as partially withdraw money without losing interest. This has to be put up with.

To date, Rosselkhozbank has 4 such deposits: "Profitable", "Reliable Future", "Investment" and "Amur Tiger".

Deposit of Rosselkhozbank "Profitable"

This deposit involves receiving a high percentage even with a small amount of money. Can be opened through remote service channels. If there is a deposit of more than 50,000 rubles, a free card is issued with the Amur Tiger - card for deposit tariff plan.

Advantages and disadvantages

High interest rate.

No refill.

No partial withdrawal without loss of interest.

Terms

• Amount: from 3,000 rubles. / 50 USD or EUR;
• Term: 31 - 1460 days;
• Replenishment: no ;
• Expenditure operations: no;
• Capitalization: yes;
• Interest payment: at the end of the term or monthly.

Interest rate

When applying online with interest paid at the end of the term.

Rubles Dollars Euro

Amount / Term
from 15,000 to 25,000

Amount / Term
from 15,000 to 25,000

Calculate the possible income on the deposit

Deposit of the Russian Agricultural Bank "Reliable future"

Opening this deposit is possible with the simultaneous acquisition of an investment life insurance policy (ILI) by one of the insurance companies - partners of the bank. The amount of the ILI policy must be equal to the down payment on the deposit.

Advantages and disadvantages

Increased interest rate.

Mandatory purchase of an ILI policy.

Terms

• Amount: from 50,000 rubles;
• Term: 180 and 395 days;
• Replenishment: no ;
• Partial withdrawal without loss of interest: no;
• Interest payment: at the end of the term.

Interest rates

Amount / Term	180 days	395 days
from 50 000 ₽	6,10%	6,50%

See at what percentage today you can open a deposit in Sberbank -

Deposit of the Russian Agricultural Bank "Investment"

Rosselkhozbank's deposit for individuals "Investment" provides an opportunity for clients to receive income both from the money placed on the deposit, and through investments in mutual funds (UIFs). When opening a deposit, a free card is issued with the tariff plan "Amur Tiger - card for deposit".

Advantages and disadvantages

Maximum interest rate.

Mandatory placement of funds in mutual funds.

Terms

• Term: 395 and 730 days;
• Minimum size: 50,000 rubles. / 1,000 USD;
• Replenishment: no ;
• Debit transactions with preservation of interest: no;
• Interest payment: end of term.

Interest rates

Rubles Dollars

Amount / Term	395 days	730 days
from 1,000 to 25,000	1,40%	1,50%
from 25,000 to 80,000	1,45%	1,55%
from 80 000	1,50%	1,60%

Look at the percentage of deposits in VTB Bank today -

Deposit of the Russian Agricultural Bank "Amur Tiger"

This is a deposit of Rosselkhozbank with a monthly interest payment on a card with the Amur Tiger - card to deposit tariff plan.

Advantages and disadvantages

High interest rate.

No deposits and partial withdrawals without loss of interest.

Terms

• Term: 395, 540 and 730 days;
• Amount: from 50 thousand rubles;
• Replenishment: no ;
• Debit transactions with the preservation of the interest rate: no;

Interest rates

395 days	540 days	730 days
5,20%	5,25%	5,25%

Deposits of Rosselkhozbank with replenishment

These deposit programs will be of interest to those who have the opportunity to save money for any major purchase, or simply, as they say, "for a rainy day." To date, there are only two such deposits in the RSHB: “Replenished” and “Save up for a dream”. The possibility of replenishment is their main feature and advantage. But the profitability of these deposits will be somewhat less than that of the previous ones.

Deposit of the Russian Agricultural Bank "Replenished"

This deposit of the Russian Agricultural Bank may be suitable for those who wish to accumulate funds for a specific event or date. If there is a deposit of more than 50,000 rubles, a free card is issued with the Amur Tiger - card for deposit tariff plan. Please note that when making this deposit, the client can choose what to do with the accrued interest: withdraw or monthly add to the amount (capitalization). In case of early termination of the deposit agreement, interest is paid at the rate "On Demand".

Advantages and disadvantages

Possibility of replenishment of the account.

Choice of interest payment method.

Increased profitability when opening online.

Low interest rate.

Terms

• Term: from 91 to 1095 days;
• Min. amount: 3 000 rub. / 50 USD or EUR;
• Maximum amount: 10,000,000 rubles. / 300,000 USD or EUR;
• Replenishment: yes;
• The amount of the additional contribution: from 3,000 rubles. / 50 USD or EUR;
• Expenditure operations: no;
• Capitalization: yes;
• Interest payment: monthly.

Interest rates

When applying online

Rubles Dollars Euro

Amount / Term
from 5,000 to 15,000
from 15,000 to 25,000

Amount / Term
from 5,000 to 15,000
from 15,000 to 25,000

Deposit of the Russian Agricultural Bank "Save for a Dream"

This deposit with preferential early termination is suitable for clients who plan to purchase a property or a car on credit. It has two main differences from the previous "Replenished" deposit.

1. Firstly, the interest accrued monthly cannot be withdrawn, but can only be capitalized.
2. Secondly, even in case of early withdrawal of the deposit, interest can be accrued for the actual time the funds are in the bank, and at the rate of the deposit. True, for this it is necessary that a certain condition is met: at least 90% of the deposit amount must be sent as a down payment on a mortgage or car loan taken from the Russian Agricultural Bank.

If there is a deposit of more than 50,000 rubles, a free card is issued with the Amur Tiger - card for deposit tariff plan.

Advantages and disadvantages

Possibility of replenishment of the account.

Preferential conditions for early termination.

No partial withdrawals without loss of interest.

Terms

• Deadline: 730 days.
• Amount: from 3,000 rubles / 100 US dollars;
• The minimum amount of the additional contribution: 3,000 rubles. / 100 USD;
• Replenishment: yes;
• Expenditure operations: no;
• Interest payment: monthly capitalization.

Interest rates

Rubles Dollars Euro

Deposits with partial withdrawal without loss of interest

These deposit programs are convenient primarily because they allow the client to freely manage the money in the bank. They can be replenished, but the main thing is that it is possible to partially withdraw funds if they are suddenly needed without losing the accrued interest. True, for all these conveniences you have to pay with your income. Their interest rate is much lower than those that do not provide for the possibility of debit transactions.

Deposit of Rosselkhozbank "Comfortable"

This deposit may be of interest to clients who are willing to put up with a low interest rate in exchange for the ability to withdraw money if they suddenly need it urgently. It can be fearlessly opened for a long time, and then used as an electronic wallet. The main thing is not to spend every penny, but to leave a certain amount on deposit - the so-called "minimum balance". At the same time, the profitability of this deposit will be higher than that of another similar product of the RSHB - Savings account.

If there is a deposit of more than 50,000 rubles, a free card is issued with the Amur Tiger - card for deposit tariff plan. Can be opened via Internet Banking and Mobile Banking.

Advantages and disadvantages

With replenishment.

With partial withdrawal.

Increased rate when opening online.

Low interest rate.

Terms

• Term: from 91 to 1095 days.
• Amount: from 10,000 rubles. / 150 dollars or euros;
• The amount of the additional contribution: from 5,000 rubles. / 100 dollars or euros;
• Deposit replenishment: yes;
• Debit transactions: are allowed provided that the minimum balance of the deposit is maintained;
• Interest payment: monthly to the account or capitalization.

Interest rates

When applying online

Rubles Dollars Euro

Amount / Term

Amount / Term

Savings account Rosselkhozbank

This savings product can be called a deposit with some stretch, but the correspondents of the site included it in this review. Its main advantage is the ability to replenish the account and withdraw money to zero balance at any time. In this case, the rate will remain unchanged. And interest will be charged daily on the balance of funds in the account.

Please note that interest is charged not on the minimum balance on the account, which was fixed during the month, but on a daily basis! But interest is paid monthly on the last business day of the month by crediting it to the account.

Terms

• Term: indefinitely;
• Amount: not established;
• Replenishment: no restrictions;
• Expenditure transactions: no restrictions.

Interest rates

See percentages for savings account VTB Bank -

Deposit of the Russian Agricultural Bank "Poste restante"

Can be opened via Internet Banking and Mobile Banking.

Terms

• Amount: from 10 rubles / 5 dollars;
• Replenishment: no restrictions;
• The amount of additional contributions: no restrictions.
• Debit transactions: allowed up to a minimum balance of 10 rubles / 5 dollars.
• Interest payment: quarterly.

Interest rates

Contributions for pensioners

In the line of bank deposits today there are special deposits of individuals for pensioners at preferential interest. Rosselkhozbank opens them only upon presentation of a pension certificate or a document from the Pension Fund of the Russian Federation on the establishment and (or) appointment of an insurance pension.

But for women over 55 years old and for men over 60 years old, and also when no more than two months are left before the onset of the old-age pension, the provision of an appropriate document from the Pension Fund of the Russian Federation is not required.

Deposit of the Russian Agricultural Bank "Profitable pension"

This is a modification of the “Profitable” deposit, but on more favorable terms. If in the original contribution the rate depends on the amount, then the RSHB made a benefit for pensioners. By investing only 500 rubles, you can get a decent percentage. But, of course, it makes no sense to open a deposit of 500 rubles. Because you can't replenish it later. To get the maximum income, you need to invest more.

Interest rates

395 days	730 days	1095 days
4,8%	4,9%	5,0%

See which special deposits offer pensioners the most reliable

How to open deposits of Rosselkhozbank

Deposits for individuals in Rosselkhozbank today can be arranged in several ways:

1. in the RSHB office;
2. in the Internet Bank;
3. Through mobile banking.

Money can be deposited within 10 calendar days from the date of signing the application for deposit placement.

With a deposit amount of more than 50,000 rubles, the RSHB, as a rule, offers to issue a free card with the tariff plan "Amur Tiger - card to deposit" of the international payment MasterCard systems or National payment system"PEACE". The client will receive additional income on the balance of the account and protect nature: from each payment for a purchase with a card, Rosselkhozbank will transfer part of its income to the Center for the Study and Conservation of the Amur Tiger Population.

Conclusions: which of the deposits in Rosselkhozbank is the most profitable?

Interest rates vary by term and amount. Therefore, to answer this question, let's bring them to the same denominator. Suppose you plan to invest 100,000 rubles for 1 year and not withdraw interest until the end of the term. In this case, the bank will most likely offer you the following rates:

Comparative table of deposits of the Russian Agricultural Bank

Maximum interest rates for an amount of 100,000 ₽ and a term of 1 year.

Without replenishment and withdrawal
"Profitable"
"Reliable future"	6.5%
"Investment"	6.5%
"Amur tiger"
With replenishment
"Refillable"
"Save for a Dream"	cannot be opened for 1 year
With partial withdrawal
"Comfortable"
"Savings account"
Retirement
"Profitable pension"
"Retirement Income"	5%
"Pension Plus"

As you can see, the most profitable deposits in Rosselkhozbank today are "Reliable Future" and "Investment". But, please note that they can only be issued together with the purchase of other investment products of the bank.

Rosselkhozbank is inferior in some respects only to Sberbank of Russia, the largest domestic financial institution. And in the field of lending to agricultural enterprises, it occupies a leading position. Its high rating is based on the following aspects:

• 100% of the shares are owned by the state represented by the Federal Agency for State Property Management;
• created to serve the agro-industrial complex;
• focused on a full range of services for both legal entities, and for physical;
• offers customers a wide range of banking products, among which are unique and have the most favorable conditions among similar ones;
• consistently enjoys state support, participates in other, no less interesting for users.

The financial indicators of RSHB in Russia are also at a consistently high level:

• the bank ranks 3rd in terms of lending to the population and 5th in terms of funds raised from individuals;
• it ranks 4th in terms of deposits from legal entities and 5th in terms of loans issued to them.

The key to the reliable and stable operation of RSHB is its special status associated with the history of its creation. Following the crisis banking sector, which occurred in 1998, the Government of the Russian Federation decided on the need to restore a system that can work smoothly and stably with the agricultural complex, providing enterprises in the sector with a regular opportunity to receive funds for their activities. Rosselkhozbank OJSC was established in 2000 and became its main and sole shareholder federal agency for the management of state property, that is, directly the state.

This gives the financial institution not only a reliable base that allows it to survive crisis moments, but also the opportunity to provide its customers with the most loyal conditions. In addition, the funds invested in RSHB are as protected as in 2016, as well as a number of some other deposits. This is based on the fact that the institution is a member of the state deposit insurance program.

The RSHB branch network includes more than 1.5 thousand additional branches and almost 80 regional divisions.

Advice: If you live in remote areas or rural areas and are looking for big bank to make a deposit or conduct other operations, then you should pay attention to the RSHB. Its unique feature is that it is widely represented in the "Russian hinterland". It is present in small towns and villages, in addition, its network covers remote regions, including Kamchatka, Khakassia, Dagestan, Udmurtia, the Komi Republic and others.

Rates on consumer loans without and with collateral were reduced in 2016, these products, as well as enjoy continued popularity.

The focus on the agro-industrial complex is manifested not only in the specialization in financing enterprises in the sector. The mission of the bank is to provide a comprehensive and comprehensive service to the population living in rural areas, where, unfortunately, there are still less developed modern technologies remote access. In addition, he is more willing to lend to various agricultural producers. If, for example, you decide to make it your business and you do not have enough funds, then Selkhozbank will be the best partner for you. Please note that before you go to the financiers for money, you will need to. Today, no loan, regardless of its status (consumer, development or mortgage) and the amount is issued without this procedure.

Lending for the purchase of housing in "Rosselkhoz" has many features in common with in 2016. There are also loyal conditions for borrowers when buying housing under construction or finished housing from the bank's partner companies.

Deposits of Rosselkhozbank for individuals in 2016

Today, one of the largest banks in the country, included, according to financial market experts, in the TOP-5 domestic financial institutions, offers deposit products to various categories of citizens.

With a variety of formats, there are several advantages inherent in the best of the proposed options:

• the maximum rate can reach 15% per annum;
• minimum placement period 1 month;
• there are deposits with the possibility of replenishment;
• interest is accrued monthly with the possibility of withdrawing and transferring to a card (account);
• the use of capitalization of interest, that is, their calculation according to a complex formula, where interest for previous periods is added to the body of the deposit.

It should also be noted the availability of deposits. The minimum contribution is set at 3 thousand rubles, for pensioners there are preferential terms for the amount, it is 500 rubles.

Another important point is that the bank has created a number of programs aimed at wealthy clients. They offer special conditions for investors wishing to deposit a large amount of 1.5 million rubles or more.

Popular RSHB deposits in detail

For the general population, the bank offers several types of deposits with affordable and loyal conditions.

In the offer line there are several deposits related to the savings type without the possibility of replenishment and partial withdrawal without loss of accumulated interest. Among them are "Classic" and "Golden". In the first of the deposits, the minimum amount is 3 thousand rubles, transferring it to the category of "folk".

Replenishable deposits include "Cumulative", "Save for a dream" and "Maximum savings". Here you can make additional amounts.

The type of settlement can include deposits "Managed" and "Platinum", in the format of which you can not only make contributions to the bank, increasing the body of the deposit, but also make debit transactions while maintaining interest.

Each of these banking products has its own nuances that determine who the deposit is specifically designed for. The main one is the minimum amount.

How to get interest on small money

If you have free 3 thousand rubles, then you can open and receive a stable income on them. Rosselkhozbank provides a number of options for such cases:

• "Classic" for a period of 1 month to 4 years with an increased rate. The payment of interest is carried out at the choice of the client, it can be either monthly with crediting to the account or to plastic card or at the end of the entire term. The maximum amount is not limited, and funds are accepted in several currencies (rubles, US dollars or Euros).
• "Cumulative" deposit involves a period of 3 to 36 months. This involves an increased interest rate, foreign currency (Euro or US dollars) and Russian rubles. The peculiarity of the deposit is the presence of restrictions on the maximum amount (up to 10 million rubles, and up to 300 thousand in foreign currency).
• The “Save for a Dream” deposit also starts with a deposit of 3,000 rubles or 300 USD or 300 EUR. The limit on the maximum amount is the same as the previous option, the period is 2 years. It provides exclusively for capitalization, which is made monthly, there is no interest on the account.

Middle category deposits

Two proposals of the RSHB should be attributed to this category:

• "Managed", which is aimed at those individuals who wish not only to receive income, but also to relatively freely manage their money. The minimum contribution is set at 10 thousand rubles, 300 Euros or 300 US dollars, the maximum amount is 10 million rubles, 300 thousand in foreign currency. The minimum of additional contributions starts from 5 thousand rubles, and from 150 USD or EUR. Required condition for an additional payment - it must not be made later than 30 full calendar days before the end of the agreement with the bank. Any debit transaction is performed unlimited within the body of the deposit while maintaining the interest rate, but this does not apply to the "fireproof" account balance, which is determined by the depositor independently.
• The new version with the romantic name "Amur Tiger" is an improved version of the savings deposit, where there are no restrictions on the maximum amount. The format starts from 50 thousand rubles, is designed for a period of one to two years, as a bonus, the client is issued a card with a reduced rate.

Deposits from 1.5 million

A special type of financial products designed for those who want to profitably invest a large amount of money. RSHB created this line with an emphasis on the fact that a depositor will come to him not only because of his interest in high income, but also because he will be provided with the widest possible range of services:

• The "Golden" deposit is available in both short-term (from 3 months) and long-term (up to 4 years) options, as well as in intermediate versions. The minimum investment amount is 1.5 million rubles, 50 thousand USD or 50 thousand EUR. There are no restrictions on the maximum size, and a relatively high rate is also offered - up to 9.40% in the national currency, up to 3.65% and 2.00% in US dollars and Euros, respectively. Interest is paid either monthly or at the end of the deposit agreement (at the request of the client), in the second version, capitalization is applied.
• The "Maximum savings" deposit has the same threshold for the initial amount, but there are no versions in foreign currency. The terms are from 3 months to 3 years, the maximum rate is set at 8.35%, there is a limit on the maximum amount (up to 150 million rubles).
• "Platinum" is similar to the previous one in terms of validity, but the maximum maximum amount here is set at the amount of the initial contribution multiplied by five. The currency basket and the minimum deposit here are the same as in the "Golden".

Rosselkhozbank deposits for pensioners

Like many other leading domestic financial institutions, RSHB has targeted programs for people of retirement age. The "Pension Plus" deposit has a number of loyal conditions and benefits for this category of citizens:

• the minimum contribution is only 500 rubles;
• rate - up to 6.8% for a period of one year, in case of making a deposit for 2 years, it rises to 7.0%;
• replenishment can be made without restrictions;
• the maximum amount for which the established interest is calculated is 10 million rubles;
• minimum balance - 500 rubles, for everything over, it is possible to carry out debit transactions without loss of interest;
• if desired, you can issue interest payments to a card or other account, or “turn on” their capitalization.

This type of deposit is available only to persons who have reached retirement age, or to those citizens who have been issued a pension certificate of the Pension Fund of the Russian Federation or a document on life maintenance from various state authorities. It can also be issued for a minor child.

Interest on deposits in Rosselkhozbank in 2016 for today

According to experts, with a wide range of deposits, the overall level of profitability of RSHB deposits is in the middle category. A huge plus of the bank, which makes many choose its products, is that the degree of reliability of the safety of funds is incredibly high, because it is wholly owned by the state.

When comparing all the contributions of RSHB, it should be noted that the most advantageous offer is "Classic".

Advice: in order to receive the maximum interest on this deposit format, it must be issued through an ATM or at a bank office for a period of 180 days and without capitalization.

In the line of deposits with a minimum contribution of 1.5 million rubles. "Golden" stands out with the highest yield.

In addition, by concluding an agreement with RSHB for Ultra and Premium packages, which involve special conditions for clients, you can get at your disposal effective bank tools for managing your own finances and higher interest rates.

Rosselkhozbank is a fairly popular bank in Russia, a branch of which can be found in any major city. It was created for the development of financial and credit systems. Its leading activity is concentrated in the agrarian direction.

Deposits in Rosselkhozbank for individuals in 2016 in rubles and foreign currency

Offers for depositors in this bank provide an opportunity to protect their own funds from inflation. Along with this, there is an opportunity to earn.

Rosselkhozbank expects to receive high interest on deposits. Thus, opening a deposit account in the national currency is possible for a fixed period - from 1 month to 5 years.

The entire line for individuals consists of 10 deposits, and all of them have their own characteristics and conditions.

The interest rate on deposits depends on such factors as currency, period of placement, non-reducible balance plus the amount of the deposit. Average rates of interest on deposits are 6% - 8% per annum. However, you can get an accurate calculation by opening an online calculator on the official website page.

"Russian Agricultural Bank" constantly confirms its importance in the domestic and global financial markets. According to Forbes magazine, the bank is the leader in terms of reliability. According to the international publication "The Banker" - "Rosselkhozbank" is one of the world's largest brands. But these merits, in the opinion of ordinary Russian citizens, pale in comparison with the fact that the only shareholder of the bank is the state. For retirees, this is a key aspect of choice.

Deposits of Rosselkhozbank for individuals in 2016

In full compliance with the current legislation of the Russian Federation, all deposits are subject to insurance. Therefore, physical individuals do not have to worry about the safety of personal savings. Most deposit products have bonus options, which can significantly increase income.

Deposits in rubles

Rosselkhozbank offers customers the following options for opening an account:

1. "Classic" is a standard financial program without interest capitalization. You can open for 91-1460 days. Depending on the duration of the agreement, the rate is also formed: from 7.25% to 10% for ruble deposits, from 1.15% to 3.85% for dollar deposits, and from 1.1% to 3.3% for euro deposits . To open an account, you need 3,000 rubles, or 100 dollars or euros, there is no upper bar.
2. "Cumulative" - ​​the investor has the right to independently regulate the amount capitalized percent. Depending on the amount and terms of placement, the interest rate is also determined: from 8.2% to 8.5%. In case of early termination of the contract, the rate is cancelled. Distinctive feature of this program - the maximum deposit amount is 1,500,000 rubles.
3. "Managed" - here investors can choose the amount of non-reducible balances: from 10,000 to 500,000. The term is the same - from three months to three years. And the interest rates for all options differ insignificantly: from 6.85% to 7.15%.
   Indeed, the deposits of Rosselkhozbank for individuals for 2016 in rubles are not only diverse, but also profitable.

"Rosselkhozbank" deposits of individuals 2016: for pensioners

Rosselkhozbank actively participates in social programs, and besides this, it tries to offer its customers the most favorable conditions for cooperation. For example, the following deposits are provided for pensioners:

1. "Golden Pension" is a replenishable deposit, opened for a period of 3 months to 2 years, with an interest rate of 7.1% to 8.25%, as well as with automatic renewal of the contract.
2. "Pension plus" - this deposit is available to all pensioners without exception. The rate variability is 7.8% (for a year) and 8.15% (for two years). At the same time, there is a minimum non-reducible balance of 500 rubles, and the initial amount starts from 1,000 rubles.

In addition to fairly favorable conditions for deposits for individuals, Rosselkhozbank periodically holds promotions for pensioners, within which you can not only increase income, but also receive pleasant bonuses and gifts.

"Rosselkhozbank" deposits of individuals 2016: interest on deposits

In the list of the most profitable deposit products, one can single out “Golden”, which is opened through an ATM for 540 days and with an income of 11% per annum. True, to open this account you need 30 million. In second place in terms of the coefficient of popular popularity is - "Classic" with an interest rate of 10.3% for the same period. And the third position is occupied by "Save up for a dream" - with a minimum amount of three thousand rubles and a rate of 8.85% for a period of two years.

Promotion "high interest"

From time to time, real treasures appear in the line of deposit offers. These "treasures" include "Fabulous Interest", with almost fantastic rates - 9%, 11% and 13% per annum. Without replenishment and prolongation, for a period of 180 to 540 days. Unfortunately, the promotion for this program ended on the twelfth of February. But the press center assured that the programs " High interest"will continue.

Rosselkhozbank deposits for individuals in 2016: calculate

Various terms of placement, variability of rates, ruble or foreign currency account, the possibility of replenishment, interest capitalization - such a wide range of offers will allow each client to choose the best option for himself. Moreover, the bank constantly, taking into account the situation in the country and on the world stage, as well as being guided by consumer demand, develops and introduces new financial products. Depending on the terms of the deposit, rates start from 0.01% (Demand deposit with a quarterly income calculation) up to 13% per annum.

How to calculate: calculator

When deciding on the choice of conditions for investing funds, you can consult with specialists, or you can independently calculate the expected profit using the deposit calculator.

How to calculate yourself

It is enough to indicate the amount and period of the deposit on the "deposit calculator" page of the official website, and the program will immediately offer you placement options and the exact amount of income that you will receive.

Deposits in Moscow

The conditions for placing deposits are exactly the same for both the central office and branches. Therefore, for individuals there is no difference in the Moscow branch or in any other to open an account. On the Rosselkhozbank website, you can find the addresses of the nearest branches to save time on the road.

Rosselkhozbank deposits for individuals in 2016: official website

Promotions, conditions, gifts, bonuses, new deposit products, complete list services - all relevant information can be found on the website of Rosselkhozbank. Convenient system navigation will allow you to quickly navigate the offers and products of the bank.

Opportunity online

Keeping up with the times for Rosselkhozbank means helping its clients save time. Therefore, for some time now, in order to make a deposit, it is not necessary to go to the bank office, but you can perform this operation online: through an ATM or "Internet office". In particular, this service is available for "Classic", "Cumulative" and "Gold" deposits.

Everything for the convenience and comfort of our customers - for many years this motto has become fundamental in the work of Rosselkhozbank.