Western Union is a reliable and secure system of instant international money transfers. Currently Western Union present in over 200 countries. You can receive money in just 10-15 minutes after they are sent in any of the 500 thousand points Western Union all over the world. The transfer is carried out without opening a bank account in favor of any recipients (organizations and individuals).

To send a money transfer you need:

• Come to the nearest customer service point Western Union.
• Tell the teller the full name of the recipient and the destination of the transfer.
• Present a passport or other substitute identity document (a residence permit in the Russian Federation, a serviceman's certificate, a military ID or a document issued in exchange for a lost passport).
• Enter the amount to be transferred and pay for the service at the current tariff at the Bank's cash desk.
• Get a copy of the form from the operator, which indicates the control number of your transfer, which you need to inform the recipient (without it, the recipient will not be able to receive the transfer).
• Notify the recipient of the transfer.

To receive a money transfer you need:

• Know the control number, the amount of the transfer, the full name of the sender, the country of departure, the answer to the security question (if the sender included the security question in the transfer form).
• Come to the nearest customer service point.
• Present to the operator an identity document (passport, residence permit in the Russian Federation, serviceman's certificate, military ID or a document issued in exchange for a lost passport.

Restrictions on sending money:

• You can send from Russia no more than 5000 USD(equivalent in rubles). For foreign citizens, this limit is more - 7500 USD.
• Maximum total amount of cross-border money transfers sent by one sender to one country: 600,000 RUB per month (equivalent in USD/EUR). The maximum transfer amount to the countries: Kazakhstan, Kyrgyzstan, China and Vietnam is 100,000 RUB per month (equivalent in USD/EUR).
• In Russia, you can send only rubles. You can receive a transfer abroad either in US dollars or in the currency of the receiving country.

Ways to send and receive money:

• At the bank office.
• Through an ATM. All you need is a plastic card.
• Through the Internet. If you have remote access to your bank account.
• Through the post office upon presentation of a passport.
• Through a self-service terminal payment system QIWI. without a passport and bank card. The maximum transfer amount is 15,000 RUB.

In this section, all information (including tariffs) is indicated for bank branches.

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The international money transfer system firmly occupies one of the leading positions, enabling millions of citizens to transfer funds to anywhere in the world. Western Union has been sending money for over 150 years, being the oldest organization of its kind. Each transfer operation implies a certain expense for the sender. The commission for a Western Union transfer depends on a number of factors: the size of the shipment, the country, the currency.

Billing

Western Union service involves a commission fee. When receiving a financial transfer, the recipient does not need to pay anything extra. The commission will be higher with greater remoteness from the place of transfer - sending money to a resident of far abroad is much more expensive than to neighboring countries. When sending large amounts, the deduction will be less in percentage terms.

In rubles

These transactions are made instantly - you can receive the sent funds after ten to fifteen minutes. According to Russian legislation transfer of money within the state is made only in the national currency.

Western Union transfers in the Russian Federation have the following tariffication:

• 100 rubles of commission will be written off when transferring from 100 to 10,000;
• 1% of the amount sent to be more than 10,000, but less than 100,000;
• 1,000 commission rubles - more than 100,000.

Tariffs when sending to Azerbaijan or Kazakhstan imply a write-off of 80 rubles. for amounts from 100 to 10,000, 0.8% - more than 10,000. Western Union transactions to non-CIS countries will require a commission from 250 to 2528 rubles, if you send 100 - 60,000.

In US dollars

Western Union money transfers in this currency can be transferred to all foreign countries. The amount of the commission will also increase with the distance of sending funds. The lowest rates when transferring to Kazakhstan and Azerbaijan, sending 3-250 dollars you have to pay 2, the deduction of the fee over this amount will be 0.8%.

To transfer money to non-CIS countries, you must take into account the minimum commission amount - $ 10. Sending more than 2,000 US dollars will cost $101. Before a financial transaction in dollars, it is recommended to double-check the price of the service.

Sending online

Citizens can send finances through the system money transfers Western Union, using the official website of the organization. Transfer fees are listed on the main page. Those wishing to send money in the amount of 100-10,000 to the CIS countries will have to pay 100 rubles, 1% will be debited when transferring amounts over. The recipient will receive the funds in foreign currency. If the recipient takes the rubles, then 100 rubles. they charge during a transaction from 100 to 5,000, 2% - more than this value.

If you transfer to foreign countries, then the minimum commission will be 100 rubles for amounts up to 10,000, more than this value - 1%. By remote method, you can transfer money through the Western Union website with all bank cards, including the domestic MIR.

Other tariffs

The size of the commission, in addition to the range of funds transferred, is set by specific points of departure for Western Union: branches of banking structures, Russian post, Megafon mobile phone stores.

Bank branches

You can send cash via Western Union at some offices of banks that cooperate with the international system. Translate cash in Russia will require the following commission:

• one hundred rubles - up to ten thousand;
• from ten to one hundred thousand include one percent of the fee;
• one thousand rubles is charged for amounts over one hundred thousand rubles.

If you send finances to the CIS countries and neighboring countries, the amount of the commission starts from one hundred rubles or three dollars. The maximum shipping rate is 1%. For non-CIS countries, the fee starts from ten dollars or two hundred and fifty rubles.

The cost of a Western Union transfer of more than 60,000 Russian currency at subsequent intervals of 15,000 will amount to an additional 500 rubles of commission. Sending more than 2,400 US dollars, for the next 600, you will need to pay an additional 20.

Post office

The fee for transferring Western Union to distant countries starts at 250 rubles for amounts up to 2,500. Sending 60,000 - 70,000 will cost about 3,000. Subsequent 15,000 over the limit will require an additional 500 rubles. Sending to neighboring countries will be from 150 Russian currency to 2%.

Western Union services within Russia through post offices are not available. It will also not work to transfer cash to most CIS countries. The list of these states includes: Ukraine, Turkmenistan, Georgia, Kazakhstan, Azerbaijan, Belarus, Lithuania, Estonia, Kyrgyzstan, Tajikistan, Moldova, Latvia, Uzbekistan.

Salons of communication "Megafon"

The commission for sending Western Union to distant countries is similar to sending through the Russian Post. Transferring amounts over 75,000 to Macau, Vietnam, Hong Kong, Taiwan, Mongolia will require a fee of one thousand domestic monetary units. The fee for transferring to a bank account in Russian currency will be 100 for amounts up to 10,000. Sending 10,000 - 200,000 will cost 1%.

How to calculate the transfer fee?

The Western Union money transfer system has only recently launched a sending service financial resources legal entities. The main focus of the service is sending money individuals. To calculate the cost, you should familiarize yourself with the current rates on the Western Union website in advance. The main page menu offers a commission calculation item. When you click on this option, a window will open in which you will need to enter the destination, transaction amount, method of receipt and payment.

Tariffication of transfers to individuals

Western Union offers to transfer money in one of two tariffs: “ Urgent translation' and '12 o'clock'. According to the tariffication of the first type, for a minimum payment transaction, the commission is three dollars or one hundred rubles, depending on the financial unit of the shipment. Sending the maximum allowable values ​​costs 1.2%.

The second type of Western Union fare will be available for collection twelve hours after departure according to the name. You can send a maximum of three thousand dollars or one hundred thousand in Russian currency. It is impossible to transfer money from Russia to Turkmenistan according to this billing. The fee for the minimum amount of sending is two dollars or fifty rubles.

Tariffs for overseas transfers

To send money abroad by Western Union, you should familiarize yourself with the commission, which will be deducted according to the remoteness of the addressee.

To China

China belongs to the non-CIS countries and is on the same line with Mongolia, Macau, Vietnam, Taiwan and Hong Kong. Transfer to China by Western Union is made starting from three dollars. The commission for the maximum size of the shipment is one thousand in Russian currency or forty-one dollars.

Transfers to Turkey, UAE

The minimum transaction fee through Western Union to both countries starts from 10 US monetary units. When sending the maximum allowable values ​​through Western Union, the sender will pay one percent, transferring to Turkey, twice as much - the United Arab Emirates.

From Russia to Ukraine

Western Union (Western Union)

Western Union rates

Western Union rates for money transfers in US dollars sent abroad are also set in this currency. The applicable rates are quite flexible. For selected countries international system Western Union sets individual rates for money transfers. In system international transfers Western Union uses two types of tariffs:

• "Urgent"
• "12 hours"

Western Union tariffs in US dollars are now in effect, introduced from April 15, 2014, which in the context of different directions look like this:

1. Western Union tariffs for transfers to neighboring countries

   The Western Union system refers to neighboring countries: Azerbaijan, Armenia, Belarus, Georgia, Kazakhstan, Moldova, Kyrgyzstan, Tajikistan, Turkmenistan, Uzbekistan, Ukraine.



2. Western Union tariffs for transfers to non-CIS countries

   
   

   Transfers to non-CIS countries - US dollars
   Money transfer amount	Tariff "Urgent"
   3.00 - 100.00 USD	$10.00
   100.01 - 200.00 USD	$20.00
   200.01 - 400.00 USD	$30.00
   400.01 - 600.00 USD	$40.00
   600.01 - 800.00 USD	$50.00
   800.01 - 1,000.00 USD	$60.00
   USD 1,000.01 - USD 1,200.00	$71.00
   USD 1,200.01 - USD 1,600.00	$81.00
   USD 1,600.01 - USD 2,000.00	$91.00
   2000.01 - 2400.00 USD	$101.00
   $2,400.01 - $3,000.00	$121.00

   For transfer amounts over USD 3,000.00 to non-CIS countries, USD 20.00 is added to the payment for sending the transfer in each subsequent interval of USD 600.

   
   Non-CIS countries do not include: China, Mongolia, Hong Kong, Taiwan, Macau, Russia, Kyrgyzstan, Azerbaijan, Armenia, Georgia, Ukraine and neighboring countries.



3. Western Union rates for transfers to the People's Republic of China, Mongolia, Hong Kong, Taiwan, Macau and Vietnam

   For transfer amounts over USD 7,000.00, USD 20.00 is added to the payment for sending the transfer in each subsequent interval of USD 2,000.00.

When sending a transfer in US dollars, please note the following:

1. In addition to sending money transfer fees, Western Union deducts the difference between foreign exchange rates.
2. Payment of money transfer "12 hours" is possible after 12 hours from the moment of departure.
3. The transfer fee is charged only from the sender of the money transfer. Payment for
   the transfer may be charged from the recipient of the transfer only if the transfer is sent to the address legal entity, which is the payer of the transfer fee.
4. For transfers from Russia to Turkmenistan, the 12-hour tariff does not apply.
5. The maximum transfer amount for Russian residents is USD 5,000 or its equivalent Russian rubles within one business day.
6. Russian Post does not send money transfers within Russia, as well as to Azerbaijan, Belarus, Estonia, Georgia, Kazakhstan, the Republic of Kyrgyzstan, Latvia, Lithuania, Moldova, Tajikistan, Turkmenistan, Uzbekistan and Ukraine.
7. The maximum amount of money transfer "12 hours" cannot exceed 3,000.00 (three thousand) US dollars.

Information about Western Union money transfers (Western Union) can also be found in the materials.

All modern people highly value mobility and efficiency. That is why, if you need to transfer money to another person, and do it as soon as possible, most do not think about which program to choose. People choose Western Union money transfer.

We are talking about a system of instant money transfers that operates in almost all countries of the world. This is very convenient, because in this way you can implement quick transfer money abroad through Western Union, knowing that the recipient will receive the funds in just a couple of minutes.

How money is transferred via Western Union

Let's take a closer look at what you need to transfer Western Union money. To carry out the operation, it is enough to come to any bank branch where services for such transfers are provided. You need to have your passport with you. The financial institution will give you an application to fill out. The procedure will not take much time. Here you need to specify the full information about the recipient: full name, address, amount to be transferred, as well as the required currency.

When the transfer of money through Western Union is completed, the recipient will be able to cash out the funds in a couple of minutes. To do this, he will need to come to the bank branch, having a personal passport with him. Before receiving money by Western Union transfer, a person will have to fill out a form to receive money. Here the data of the sender, the amount that was transferred by him are indicated, and the control code is also required. It consists of 10 characters and is issued to the sender after sending funds. And in order for the second party to receive a money transfer through Western Union, she will definitely need to provide this code.

Tariffs for the provision of services

Of course, the cost of translation plays an important role. And if you need to save money, it is better to use the usual by postal order. If you want the money to go abroad as soon as possible, then, of course, it is better to make a transfer through Western Union.

The Western Union money transfer fee will be a certain percentage of the transferred sum of money. It should be noted that it also differs depending on the state where the transfer is made:

• to neighboring countries - a commission of 150 rubles. when transferring amounts up to 7500 rubles. Anything above is transferred with a commission of 2% of the amount;
• to non-CIS countries - here the Western Union money transfer fee will depend directly on the recipient's country and the amount transferred, it can vary between 250-3000 rubles.

In any case, money transfers abroad with Western Union remain very popular, because they are a convenient and reliable service. They allow you to make transfers in different directions, to be completely sure that the money will go to the recipient.

It is worth noting that in cases where the transfer is carried out in favor of a legal entity, the tariffs for transferring money through Western Union increase. An amount up to 90,000 rubles can be transferred to the recipient by paying a commission equal to 450 rubles. All amounts in excess of 90,000 involve paying a commission of 750 rubles. If the transfer is made in dollars, then the commission for the provision of services will be 15 dollars - for transferring amounts up to 3,000 dollars and 25 dollars for transferring amounts from 3,000 to 5,000 c.u.

Western Union offers such conditions for transferring money to its customers. And these figures are well founded.

Many are faced with the need to transfer money from abroad or abroad for various reasons: work trips, tourist holidays, change of residence, etc. Western Union is a large international system that allows you to transfer money safely and quickly. Let's talk about how to transfer Western Union money using various methods.

What you need to transfer Western Union money

What do you need to transfer money through Western Union? In most cases, only the details of the recipient are required to complete the transaction, however, in some countries, when visiting the office, the sender will also be required to present an identity card to make a transfer.

It is also necessary to have the transfer amount in cash or on a card, taking into account the commission charged. The amount of the commission can be found on the WU website.

Depending on the type of transfer, you may need information about the recipient's bank account or additional information. Also, when making a cash transfer, it is necessary that there is a Western Union point in the recipient's city. This information can also be found on the website of the system.

Step-by-step instructions for translating

Make payments and transfers through Western Union very quickly, because. The system is user-optimized and easy to use. Here is a step by step guide:

• Find out the details of the recipient of the money. Before transferring money, find out the full last name, first name and patronymic of the person. In addition, you will need to accurately name the country and city of departure.
• If you send money abroad through the office of the company, then you will need to fill out certain forms. First of all, you should indicate the full name of the recipient. If the transfer is made to a bank account, then you will also need to specify BIC and IBAN - these are the values ​​\u200b\u200bthat are assigned to all international bank accounts, as well as the recipient's bank account number. Some countries may require additional information from the sender and recipient, such as a statement of income. Information about these conditions should be found on the official WU website.
• Write down KNDP - the control number of the money transfer - and tell it to the recipient, because to. it will be needed when receiving funds.

Another way to send money abroad is to use the official website to send money. The same information and operations will be required there, with the only difference that you will perform them from home or any convenient place through a web browser. However, not all countries allow online transfers - in this case, you will have to come to the office in person.

What percentage does Western Union charge for money transfers?

The minimum commission for shipments via Western Union is 1%. In addition, there may be a hidden commission in transfers - the system takes money for the service by converting the transfer currency at the internal rate.

Otherwise, the percentage of withdrawing money abroad varies depending on the country and the conditions for the functioning of Western Union in its territory. For example, some countries do not allow making transfers through this system to a bank account at all. So, in Ukraine it is impossible to transfer funds to a Sberbank card, because. The bank has suspended services in the country.

For each specific state, you should specify the terms of the transfer on the official website of the system. In addition, the required list of conditions will be automatically shown to the sender when making a payment on the website or at the company's office.

How much money can be transferred through Western Union

Residents of Russia can send money via Western Union to another country to a bank account at a branch of the payment system with a limit of 5,000 USD per transaction. If the shipment is carried out by a foreign citizen, maximum amount money transfer increases to 7,499 USD. Before sending money, you must familiarize yourself with the list of available countries, because. not every country banks accept affordable transfers. Among the states available for transfer to a bank account on this moment there are Turkey, Finland, Poland, Italy, USA and other popular tourist destinations.

Much more countries are available for transferring online to the branches of the payment company itself. Among them are our border states - Ukraine (except for transfers to the Sberbank card), Belarus, Kazakhstan. You can transfer up to 100,000 rubles per transaction, and up to 600,000 rubles per month. At the same time, 5 transactions per week and 7 per month are available for the sender.

How to receive money through a Western Union transfer

In order to receive money through the Western Union system, you need to come to the company's branch, taking your identity card with you and knowing the KNDP that the sender told you. You can get acquainted with the location of WU offices on the official website of the company.

Then you need to present your ID card to the employee of the company, the data of which will match the data specified when sending the payment. Fill out the form with your details and payment code. After that, the employee will give you the required amount.

Important! If the funds are credited to your bank account, no special action is required from the recipient. The money will be credited within guaranteed term, and then they can usually be received in the manner provided by the beneficiary's bank.

How to transfer money from Germany to Russia via Western Union

Transfers from Western Union are one of the most reliable and proven ways to send money from Germany to Russia. The company has a variety of reception points for transfers, and in Berlin alone you can find more than 400 such points. Their location is easy to find through online maps or in the corresponding section on the payment system website. In order to transfer money from a payment acceptance point, it is enough to contact an employee and provide the necessary payment data and payment details.

To transfer funds on your own and without leaving your home, you can use online banking. For this you need to go to home page Western Union website and select the appropriate country of departure and destination in the appropriate fields - Deutschland and Russland. Next, in the field with the value of the amount, you should indicate the amount of the transfer in euros.

After selecting the values, the tab for selecting the type of receipt in Russia will be opened. It will need to indicate where the money will be transferred - to a bank account or to a Western Union branch for cash withdrawal.

Then the debit account is selected - from a bank card, bank accounts or when personally depositing cash at the nearest branch. The most profitable solution would be to choose to write off money from VISA cards or MasterCard, and send money to a bank account. In this case, the system does not formally withhold a commission, but the deduction to the bank occurs due to currency conversion at the internal rate of the system. The term of such a transfer will be 1-2 days.

Another way to send remittance from Germany to Russia - send money from the card to the point of issue of Western Union. Such departures are credited almost instantly, but you will have to pay a commission of 2.99% for the speed.