B&B bank interest rates per year. B&B bank deposits for individuals. Conditions for individuals

17.02.2023

Binbank - credit institution which has received a license to operate on the market banking services November 18, 2016 The bank was included in the system register compulsory insurance deposits. The company is engaged in servicing the accounts of commercial enterprises, working on foreign exchange market and the securities market.

Binbank has its head office in Moscow, which is located at: Moscow, Sokolnicheskaya Square, 9. Contact phone number of the organization: 8 800 200-50-75.8 800 555-55-75. In total, the financial network includes 38 branches. Holders plastic cards served by 810 ATMs.

Binbank offers its clients a wide range of financial services.

Full information on financial products placed on tabs for each category of offers. Here you can check the current exchange rate for selling/purchasing currencies. Currently the euro is 78.18/76.16. Dollar - 67.72/65.92 (indicators are updated regularly). In the rating of the international agency Moody’s Investors Service, Binbank has an indicator of Ba1. In the Standard&Poor's rating - ruA-. In the ratings for assets, deposits and loans, it took 17th, 8th and 40th places. Amounts of assets, deposits and loans - 642,268 million rubles, 355,044 million rubles. and 32,252 million rubles. respectively.

It is impossible not to say that Binbank Digital is one of the largest Russian financial organizations.

This bank manages to successfully combine the use modern technologies with the search for an individual approach to its clients.

Customers are also offered modern options for solving various problems.

Binbank Digital was the first to use one-time SMS passwords that help protect customer accounts.

They have also released many mini-terminals and implemented online banking login using a QR code. Apart from this, he has created various financial mobile applications.

The main shareholder of Binbank Digital is one of the public joint stock companies Binbank. This is one of the large federal banks, which has been showing steady dynamics of active development of such business for more than twenty years.

Also among the main shareholders of B&N Bank it is worth mentioning Mikail Osmanovich Shishkhanov and Mikhail Safarbekovich Gutseriev. Their size total share ownership is equal to ninety-six percent of the amount of bank shares.

Important! Binbank is the country's largest credit institution, ranking twelfth in terms of total assets of Russian banks. Assessment given by international rating agency confirms that Bin Bank is reliable and stable bank.

At B&N Bank, a client can receive various deposits.

“Foresighted” contribution

Thus, thanks to the “Forward-thinking” deposit, the client can receive a deposit for seven hundred and thirty days.

The user can also withdraw the payment early if necessary. Interest can only be received at the end of the term.

The main advantage of the “profitable” deposit is the possibility of placing cash for one month. The user can replenish deposits and withdraw previously received funds.

You can also automatically renew your deposit. If desired, you can receive interest both monthly and at the end.

Important! A multi-currency deposit allows you to open deposits for six months. Users are also offered replenishment and automatic renewal.


Conditions for deposits in Binbank

The Magnificent Seven contribution

Capitalization occurs daily. However, there are no special conditions or special deposits.

Topping up your account is possible, but there are some restrictions. So the replenishment period ends one month before the deposit expires.

If necessary, you can partially withdraw money. In this case, the minimum deposit balance for the year is ten thousand rubles.

With deposits for one hundred and eighty-one days, this amount will be three million rubles or fifty thousand euros.

It is impossible not to mention this type of contribution as “Investment in the Future”. Maximum amount, for which such a contribution can be made is one hundred fifty thousand rubles.

The rate is nine percent. The maximum period for which you can take out such a loan is one hundred eighty-one days.

Separately, it is worth mentioning the conditions of such a contribution. It opens no later than three working days from the moment the client has purchased an insurance policy that provides investment insurance life. In this case it is impossible partial withdrawal money.

Important! It is possible to automatically extend the contract, in which case it switches to the “income” deposit without any options for the required period.

Binbank deposits for individuals

1. Separately, it is worth mentioning Binbank deposits, which are offered for individuals. Thus, one of the popular deposits for individuals is the “Multi-currency” deposit.

It can be taken in rubles, dollars, and euros. Among its main advantages, it is worth highlighting the possibility of automatic renewal.


2. Also popular is the contribution “ Monthly income».

It can be received in rubles, dollars and euros. The maximum period for which you can take out such a loan is thirty-one days. Such a loan can only be partially withdrawn early. The term can also be automatically extended.

3. We can’t help but mention a loan like the “Piggy Bank” savings account. Such a loan can only be taken in rubles.

The interest rate on such a loan is six and a half percent. The user can also partially withdraw such a deposit ahead of schedule.

In addition, you can withdraw such a deposit in full ahead of schedule.

Important! With the savings account “Piggy Bank”, the user can receive monthly interest on his current account.

Also, if desired, he can take advantage of bonus automatic renewal. If necessary, you can top up your deposit.


Individuals are offered various deposits at Bin Bank

Documents for opening a deposit

Separately, it is worth mentioning the documents that are necessary to open such a deposit.

To do this, the user must provide the bank employee with one of the documents that confirms his identity.

Thus, Russian citizens can provide the following documents:

  • Passport of a citizen of the Russian Federation;
  • Certificate issued by a military unit;
  • Residents working in Russian maritime transport can provide a seafarers' passport;
  • To perform transactions on open deposits, you must provide a general passport.

Foreign citizens must provide a passport from their state, and stateless persons must provide a residence permit.

Important! It is worth paying attention to the fact that if you change your passport details, you need to inform the bank employees about this. It is necessary to fill out a written application at the bank branch where one of the deposits is open.

It is necessary for the user to present to the bank a certificate from the internal affairs authorities, which confirms the exchange of the passport.

Alternatively, he can show a mark in the new document about the old passport data. It is also worth informing in advance about a change of surname.


Deposit and interest rate calculator

The user can find out information about interest rates by going to the official Binbank website. It is on this resource that the user can obtain up-to-date credit card information.

To familiarize yourself with the necessary information on loans and deposits, the user must select the option: “individuals: deposits” and familiarize themselves with the available conditions.

Such information is available to all individuals. However, to perform the necessary operations, the user must log into his personal account. Before this you need to register.

Also, by going to the official website, the user can see loan calculator. To calculate the amount of deposit interest, you need to make a corresponding request in the search tab or click “deposit calculation”.

A similar action can be performed under any products for an individual.

Important! In this form, be sure to fill out all the proposed conditions and proceed with the calculations. After completing these actions, the system will inform you about the preliminary conditions of the issued loan. If the user is interested, he can proceed to register for this product.


Reviews

To find out if Bin Bank is really that good, you should read user reviews. So here are some of them.

Vladimir.
Once again I am convinced that best option– Bin Bank. After all, here, if necessary, you can repay the deposit ahead of schedule. I was also pleased that this bank has friendly employees who are happy to help the client and, if necessary, explain anything unclear.

Elena.
You often have to make deposits. During this time, I managed to make sure that it is best to do this at Bin Bank. Among the advantages of this bank, I can highlight the pleasant service staff, who are always happy to help, as well as the fact that to receive a loan or make a deposit, you just need to present your passport.

Evgeniy.
When I needed to make a deposit, I consulted with friends who work in a bank. They recommended Bean Bank. I was not disappointed in my choice, since the bank offers clients various deposit options, and also quickly transfers money to the account.

Tatiana.
Recently there was a need to make a contribution. For this I decided to choose Bin Bank and was pleased with my choice. What pleased me most was that friendly and competent employees work here, and the client can choose suitable option contribution.
So, Bin Bank is very popular among clients, as it offers clients deposits with optimal conditions.

Attention! This site does not violate Federal law dated July 27, 2006 N 152-FZ “On Personal Data”. The site does not collect personal data from users. All information provided is provided for informational purposes only.

If you, like us, are in search of the most high stakes in rubles and foreign currency to invest your savings in Russia, then welcome to B&N Bank - a place where they value your care for yourself and your family. For your attention Banbank deposits of individuals 2016 and interest.

Today, even 22 years does not say anything about the experience of the enterprise. Today, a stable bank is a bank that is 4-5 decades old. B&N Bank is young, it ranks no higher than 7-15 in various ratings, but it is proud that it is constantly working on the quality of service. The site itself only confirms our words: complete readiness to see your questions, complaints and indications of errors. Because this is really important to him.

Rates and interest in a particular case can be clarified with the bank manager

The VKontakte group has more than 20,000 subscribers, on Facebook - about 15,000 likes, comments receive a response from bank employees, usually within an hour, and a complex issue is resolved within 24 hours.

Among other products, the line of life, health, real estate, loans and investments stands out. It seemed to us that the company focuses on this in its activities. This is proven by one of the deposits offering an increased rate for having an I(N)SG Policy.

Those for whom the reputation and publicity of the debtor are important, these points will seem sufficient to make a first and, moreover, a pleasant impression. And now to the heart of the matter: Binbank deposits of individuals 2016 and interest.

Conditions and interest on B&N Bank deposits in 2016

Compared to and is from 5 to 10 thousand, as well as Moscow credit bank(link), offering to start earning from 1000 Russian rubles, Binbank is a bank for wealthy citizens. However, we found our charm in this too.

Binbank offers products for every taste:

  • Do you want to have constant access to your funds and receive regular income from them? Choose from "Piggy Bank" or "Magnificent Seven" deposits.
  • Are you aiming for high interest income? Then you will like the contributions " Maximum percentage" and "High Season".
  • Do you know how to play exchange rates? Open a multi-currency deposit with the ability to convert currencies between accounts without commission.

It's simple! Binbank deposits of individuals 2016 and interest– this is an orientation towards your capabilities and desires. Did you like what you saw? Then read on.

Bonuses for opening deposits in 201

It turns out that it is not enough for the bank simply that you decide to place your savings with it. Some deposit offers come with additional bonuses depending on how you open and what your status is now. It's about about the contributions “The Magnificent Seven”, “Investment in the Future” and “ Maximum income».

Types of bonuses:

  • For discovery term deposit via B&N Bank online;
  • For presentation of a pension certificate.

You can open an account via Internet banking if you already have a current account and have payment card. It is quite easy to solve this issue, given that B&N Bank has made its cards profitable and sends out new discounts every month through the affiliate system. You will want to have such a card.

Connecting banking costs nothing, but by opening a fixed-term account through it you get +0,2% to the current rate in rubles. But older citizens, upon presentation of a pension certificate, apply for +0,15% to an account in any currency (rubles, dollars and euros).

The same service is provided in. Do you like high-tech solutions that do not require much time? Then you should keep an eye on him too.

We told you about deposits of individuals 2016 in B&N Bank and interest. All that remains is to choose. Are you ready to start earning money?

Binbank's deposit line in 2019 includes several offers for individuals that can satisfy the needs of each client.

You can open any B&N Bank deposit in person at one of the Moscow offices or through Internet banking.

  • Pleasant bonuses on B&N Bank deposits in Moscow

    When opening deposits in the Internet bank, there is an increased interest rate (+0.6%) for the products “Maximum Income”, “Monthly Income”, “Magnificent Seven”. There is also a premium (+0.15%) to interest rate for pensioners. The bonus is provided for the “Maximum Interest” and “Monthly Income” deposits. Incentives are valid only for ruble accounts.

  • Features of a multi-currency deposit from B&N Bank

    A fairly flexible and promising product with the ability to convert funds at any time. The deposit amount can be expressed in several currencies. Moreover, the exchange is made at the Binbank rate without commission and additional payments. The minimum amount for opening is (in total) 30,000 rubles. You can top up your account with a minimum of 1,000 rubles. The maximum deposit amount cannot exceed 30,000,000 rubles. The values ​​are indicated in ruble equivalent, but are also relevant for other currencies (with translation at the bank rate).

    The offer allows you to receive income in two directions:

    • due to interest on the deposit;
    • due to exchange rate fluctuations.