How to pay a loan from a bank Russian standard. What is the best way to pay off a Russian standard bank loan? What information do you need to know when paying for a loan?

19.08.2023

Persons who have drawn up a loan agreement must know how to pay for a Russian Standard loan through Sberbank Online. The ability to pay via the Internet with a Sberbank card saves your free time, and you can pay from anywhere you have access to the Internet.

Instructions for paying a loan through Sberbank Online

select the section “Payment of a loan from another bank”;

find the Russian standard in the proposed list; if the search fails, you can go to the “Credit” item and click “By BIC”;

fill out the form required to complete the transaction;

select the card from which funds will be debited;

check the correctness of data entry;

click “Pay”;

confirm the operation.

In the form that the application will ask you to fill out, you must indicate the name banking organization, which issued you the loan, and its BIC. Also enter the number loan agreement, data of the person who pays the loan. Indicate the amount that should be debited from your account and transferred to the creditor.

Important! Transfer Money using this method occurs within three days. Please note this when you are about to make a payment, this means that the transaction should be completed in advance to avoid late payments.

Using the mobile application, you can check whether funds have been credited to the lender's account or not. The commission payment when making a transaction is equal to 1 percent of the total transfer amount. Please note that, in addition to the described method of making loan payments, Sberbank has developed other offers for clients. In particular, the operation can be performed using an ATM installed in the bank. To do this, you will need to initially top up the card balance, then insert it into the device and select “Payments”. Next, enter the details credit organization and deposit funds. Don't forget to take your receipt.

In the case when you want to make a payment using cash, you should contact the terminal. It has a similar principle of operation as an ATM. You can also pay for the loan at the bank's cash desk. To do this, you need to have a document with you that verifies your identity and have information about the loan agreement.

Please note that you can use an autopay service that allows you to debit funds from your account every month and transfer them to the lender's account. The amount that will be debited is specified by you when activating this service. In this case, you don’t have to worry about missing the payment date. The only thing you need to keep under control is the card balance sufficient for payment. A day before the funds are debited, you will receive an SMS message on your phone with a misunderstanding that tomorrow is the payment date. If you miss a payment, you should send the code in a reply SMS message.

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Russian Standard Bank provides its clients with a wide choice of methods for making loan payments. The editors of Bankonomics have prepared detailed review and instructions for all available payment types and services.

Payment online

There are several services that are convenient for customers with Internet access.

Bank in your pocket

This card allows you to access a full range of financial services and transactions. To repay the loan, you can activate automatic payment, thanks to which required amount will be debited automatically. The transfer occurs immediately and without commissions. To do this you need to follow simple instructions:

  1. Get debit card"Bank in your pocket." You can apply for free at any branch or partner stores of the bank.
  2. When the card is activated, a login and password for logging into Internet banking are sent to the specified phone number.
  3. If the loan is paid in cash, the funds are automatically debited on the debit date. In case of debt on other loans, you should contact the office and fill out an application for auto payment or activate the service in personal account.

After connecting, all that remains is to make sure that there is money on the card for debiting at the right time.

On the bank's website

To obtain a login and password for Internet banking, you need to conclude an agreement for remote banking services by contacting any office of Russian Standard Bank. After your first login, you will be able to change your temporary password. Your personal account has a clear web interface, which makes it easy to navigate the transactions performed. Each transaction is confirmed by a one-time password in the form of an SMS to your phone.

Payment can also be made on the official website, using the contract number. If paid before 19:00, the money is credited on the same day; if later, then on the next banking day. No commission is charged. From the main page you need to go to the transfers and payments section and fill out the form.

Through other banks

If you receive regular payments on a card from another issuer, you can pay the loan payment through it. Let's look at the example of Sberbank online:

  • go to your personal online banking account or mobile app;
  • select the menu section “Payments and transfers”;
  • click on the item “To an account in another bank”;
  • in the new window, carefully enter the details specified in the loan agreement (BIC, account number, bank name, full name of the loan owner, amount);
  • after checking, click the “translate” button;
  • enter one-time password, which comes via SMS to confirm payment.

You can also use the “Repayment of loans from other banks” menu, find Russian Standard Bank and enter the agreement number.

Regardless of the method, when transferring a commission of 2% of the amount is charged (at Sberbank), and the operation is completed within 3 banking days.

Electronic money

Let's look at the most popular methods.

Yandex money

For owners of the Yandex.Money e-wallet who have registered or identified status, payment must proceed as follows:

  • find the “payment for services” section, select “loans” in it;
  • the proposed list will include Russian Standard;
  • select the number identifier: account, agreement or card;
  • dial the number and indicate the amount.

A transaction fee is charged - 3% of the amount plus 15 rubles. The payment is credited instantly.

Qiwi e-wallet

Use the following instructions:

  • in the menu located at the top, open the “payments” section;
  • go to the “loan repayment” item;
  • select Russian Standard bank from the list;
  • select the type of identifier (card number, account number, contract number) and enter its number;
  • indicate the amount to transfer.

The transfer charges a commission of 1.6% of the amount, but not less than 100 rubles. Upon receipt, the bank may charge an additional fee.

There are restrictions on the transfer amount: the minimum amount is 15 rubles, and the maximum is 15,000 rubles, taking into account the commission.

WebMoney wallet

You must proceed according to the following instructions:

  • in the menu, select the items “Pay” and then “Repay the loan”;
  • The “Banks, loan repayment” window will open, select Russian Standard;
  • The window “You are entering the secure area of ​​the site: Universal account replenishment service” will appear, enter your password and the captcha from the image;
  • An SMS or e-num is additionally requested, enter them;
  • in the form that opens for Russian Standard Bank, enter the account number and amount;

There is a limit for the operation from 100 to 15,000 rubles. The funds will be transferred instantly, but a commission of 1.8% of the payment amount is charged for the operation.

From phone account

If you have funds on your phone account, you can pay the next loan payment from your balance.

For subscribers cellular communication MTS you can install the MTS Money mobile application or make a payment on the website. For this:

  • select “Transfers and Payments” from the menu;
  • click on “Credits”;
  • through the search, find Russian Standard Bank;
  • in the window that opens, in the form to fill out, enter the account number, contract number, owner’s last name, first name, patronymic, payment amount;
  • check the details and click “pay”.

The payment amount is not less than 50 rubles and not more than 60,000 rubles. When using the MTS Money Website, a commission of 2.5% is charged, but not less than 30 rubles.

Megafon clients can use payment via SMS. A message is sent to number 8408 with the text “RSХХХХХХХХ ****”, г, ХХХХХХХХ - agreement number, **** - payment amount. There is a 3.5% commission for the transfer. If the payment is sent before 20:00, it will be credited on the same day, if later, then on the next day.

Payment offline

For those who do not have access to the Internet, there are still classic methods:

  1. At the bank's cash desk. You can come with your passport and loan agreement number to any bank branch and pay for the loan at the cash desk. Money is credited instantly and no commission is charged.
  2. At bank ATMs with Cash-in function. Convenient, fast and no commissions. All you need to do is know the contract number and deposit cash. ATMs of other banks charge a commission according to the tariffs, on average about 1.5%.
  3. Postal transfer. Contact any branch of the Federal State Unitary Enterprise "Russian Post" with your passport and loan agreement number. Enrollment period is 3-7 working days. A commission of 1.5% is charged, but not less than 40 rubles.
  4. Payment terminals. It is convenient to make your next payment through terminals. To transfer, you only need the contract number and cash.

The terminal may provide a commission for the selected service, which is withheld at the time of depositing funds. You must deposit the amount to repay the payment, taking into account the commission.

Instant deposit without commission is possible only in ComePay terminals; if you choose other terminals, it can take up to 5 business days for the deposit to appear in your account.

Please check your details carefully and be sure to keep your receipt or receipt after depositing monthly payment. These simple rules are able to save a large number of time and money.

Review existing methods loan payment

Due to the fact that Russian Standard is one of the leaders in the field of retail lending to the population, the number of bank clients is several million people. Therefore, it is natural that the bank’s management pays great attention to the development and improvement of Russian Standard loan payment services. After all, the bank is interested in returning funds and increasing the number of clients, which is quite problematic if borrowers have difficulty depositing funds to pay the loan.

You can pay for a Russian Standard loan in the following ways:

Whatever payment method you choose, always keep the payment receipt - it is confirmation of the fact of payment and may be required if, for technical reasons, the transferred funds do not reach your account.

  • Bank in Karman– holders of “Bank in Pocket” cards get access to automatic regular debiting of funds from the card account. If there are sufficient funds on the card account, then the loan payment occurs without the participation of the card owner. When receiving a cash loan, the automatic payment service is included in the package of services by default, for clients who have issued consumer loan Russian Standard, you will have to contact a bank branch and activate the “Debit from Bank in Pocket” service. Naturally, the transfer of funds occurs at the same moment and without commissions.
  • Russian Standard ATM– perhaps this is one of the simplest and most convenient payment methods, since in most Russian cities over 5 thousand modern devices are installed that have the ability to accept cash. That is, you can pay for a Russian Standard loan even without a card in hand - you just need to know the loan agreement number and have cash on hand.
  • Internet Bank Russian Standard– every client of Russian Standard Bank can use free Internet banking services. Through the system interface, you can pay the loan at any time in the “Transfer money” section. It is important to consider that money transferred after 19 pm Moscow time will be credited to the account on the next banking day.
  • Bank cash desk– you can deposit funds to pay for the loan without commission at any branch of Russian Standard. It should be taken into account that payment may not take place immediately, but within 24 hours.
  • From account mobile phone MTS or Beeline– subscribers of the MTS and Beeline cellular networks can transfer funds to pay for Russian Standard credits directly from the balance of their mobile phone. To do this, you must have a sufficient amount on your phone account to pay. The transfer is carried out via the Internet from the page of the Eleksnet payment service (you will find links to go to the payment pages at the end of the article). The transfer is received by the bank instantly, the commission amount is 2.5% for MTS subscribers, and 2.99% for Beeline subscribers of the transferred amount.
  • From a Megafon mobile phone account– Megafon subscribers can also pay for a Russian Standard loan from a mobile phone account; to do this, they need to send an SMS with the letters RS to the short number 8408 (this means that the transfer is made in favor of Russian Standard Bank), the loan agreement number and the amount for the transfer. An example of such a message is “RS12345678 1120.45”. Transfers sent before 20:00 Moscow time are credited on the same day, if the transfer is made later, then on the next day. A 3.5% commission is charged.
  • Wire transfer to another bank– without any problems you can transfer money to pay for a loan from Russian Standard Bank in any commercial bank transfer without opening an account. The transfer fee depends on tariff rates the selected bank, and the period for crediting funds can reach 3 banking days.
  • Post office– if there are no Russian Standard branches or ATMs in your locality, and other payment methods are inconvenient for you, then you can always use the services of the Russian Post and make a postal transfer. However, it can take up to 10 days for funds to arrive in your account, so with this payment method you need to contact the post office in advance. For postal transfer services, a commission of 1.5% of the transferred amount is charged, minimum 40 rubles.
  • Terminals QIWI, CyberPlat, Pay on the way (Rapida system), CONTACT terminals– a fairly convenient payment method that involves depositing cash using the loan agreement number. As a rule, terminals of these payment systems can be easily found in any district of almost every city in Russia. Please note that if funds are deposited after 19:00 Moscow time, they will be credited to your account the next day. The commission amount for this payment method is small - 1% for CONTACT terminals and 1.5% for terminals of other payment systems.
  • You can pay for a Russian Standard loan not only through CONTACT terminals, but also at the points for receiving and sending transfers of this payment system. Contact the branch employee and tell him your intention to make a payment in favor of Russian Standard. You will need your passport and loan agreement details. Currently with CONTACT system Many banks work with full list which you can find at https://www.contact-sys.com/where. A transfer fee is charged in the amount of 1% of the payment amount, but not less than 50 rubles.

Thus, if you are a client of Russian Standard Bank, paying off the loan will not be difficult for you. You just need to decide which of the methods offered by the bank is most convenient for you. When paying for a loan, keep in mind that not all payment systems provide instant transfer of funds. We recommend making the transfer in advance, at least 3 days before the date of the next monthly payment.

Description of payment methods for Russian Standard loans: http://www.rsb.ru/credits/payment/

Addresses of Russian Standard branches:

Pay a Russian Standard loan from an MTS phone account: http://elecsnet.ru/1/rsb/mts

Pay a Russian Standard loan from a Beeline phone account:

Paying off a loan without leaving home is the reality of our time. Banks are improving and striving to create the most comfortable conditions for their clients. This also applies to methods of paying loans. In this article we will look in detail at how Russian Standard Bank offers to pay a loan online. Let's imagine everything possible ways payment and give step-by-step instructions.

Online payment options

You can pay off your loan without leaving your home.

You can top up your credit account using one of the following options:

  1. Internet banking services "Russian Standard";
  2. Internet banking of any other bank;
  3. electronic wallets (WebMoney, Qiwi, Yandex.Money);
  4. from a mobile phone account;
  5. by postal order;
  6. through a bank teller;
  7. through any payment terminal or ATM.

You can use any method, but you need to take into account the size of the commission and the time it takes for funds to be credited to your account. Let's look at what methods you can use to repay a loan without leaving your home.

Loan payment via Qiwi wallet

If you are registered in the system and have your own wallet, you need to perform the following steps:

  1. Log in to the site and account.
  2. Go to the “pay” section, which is located on the top panel.
  3. Click on the “loan repayment” link.
  4. Enter the required data.

To pay you will need to enter the following:

  1. contract number;
  2. credit account number;
  3. Credit Card Number.

The commission for transferring funds is 1.6% of the payment, but not less than 50 rubles. Maximum amount, which can be transferred – 15 thousand (including commission). Money is credited on the same day if deposited before 19.00.

Payment via Yandex.Money

Loan payment via Yandex.Money.

To pay a loan through the Yandex service, you will need to enter the contract, account or card number. Your actions:

  1. Login to your account.
  2. Select the “goods and services” section.
  3. The next section is “finance and loans”.
  4. Select Russian Standard Bank.
  5. Enter number.
  6. Specify the amount.
  7. Confirm and send the payment.

Money is transferred instantly. The commission is 3% of the total amount, plus 45 rubles.

Internet bank "Russian Standard"

Bank clients can use any of the organization’s services by simply registering in their personal online banking account. Registration can be done at the sales office or at one of the bank branches. Including, this way you can pay off loans.

Advantages of paying a loan through Internet banking:

  1. Money can be transferred from any account opened with this organization.
  2. Funds are transferred instantly.
  3. There is no commission.
  4. You can activate the “Autopayment” service - money will be debited automatically every month, on the appointed day.

Other online banks

Perhaps you are not an active client of Russian Standard Bank and receive your salary into an account in another bank. In this case, you can use the Internet bank of this organization. For this:

  1. Register in your bank's personal account.
  2. Sign in to your account.
  3. Find the loan repayment section in other banks.
  4. Select Russian Standard Bank.
  5. Enter the required information.

The fee for transferring funds may vary and depends on the bank.

Payment from a mobile phone account

Subscribers of MTS, Beeline and Megafon operators can pay the loan from their phone balance. To pay off the debt you must:

  1. Top up your phone balance with the required amount.
  2. Register on the Eleksnet system website.
  3. Enter data (card number or agreement).
  4. Enter the required amount (up to 15 thousand).
  5. Select what you need means of payment, depending on your operator - MTS or Beeline.
  6. Enter your phone number and confirm payment.

Subscribers of the Megafon network can do it easier by simply sending an SMS to the number 8408. In the message, indicate:

  1. The bank name is abbreviated as RS;
  2. contract number;
  3. the required amount.

MTS withdraws 2.5% of the payment amount, Beeline - 2.99%, Megafon - 3.5%.

If there is a loan, the borrower looks for the simplest and most convenient ways to repay it. Today they offer to pay for a loan to Russian Standard through Sberbank Online, among other options.

Payment methods for a Russian Standard Bank loan

To pay for a Russian Standard loan, there are several options so that each of its clients can choose the most convenient one for themselves at a particular time.

The bank offers the following repayment methods credit debt: QIWI, payment terminals, postal transfer, RSB ATMs

RSB's own services and transfers

The most profitable ones, which are not subject to commission, involve using a “Bank in your Pocket” card, an ATM, or paying through a cashier in the office. Such methods are not convenient for everyone, especially in the absence plastic card Russian Standard or due to the need for a personal visit to the branch.

You can also enter monthly payment transfer from another card, money or postal transfer, as well as through payment terminals (Qiwi). In this case, in mandatory commission is charged.

Through Sberbank Online

Currently, clients prefer remote options for communicating with lenders. If you have a Sberbank card (for example, a salary card), it is easy to pay the debt with its help.


The Russian Standard loan is paid through Sberbank Online (Internet banking or mobile application). In this case, the borrower will be able to fulfill obligatory payment from your home PC. You can also download the Sberbank app and transfer money via your smartphone. This will help you deposit money at any time.

You are a new user

To use online banking, . This can be done independently on the Sberbank Online website. By clicking on home page- “Registration”, the user is asked to write down the number of the existing Sberbank card and telephone number. And you will receive a confirmation password, which should be indicated in the appropriate box. Afterwards, the client is sent a password and login to visit the service. On your first visit, it is recommended to replace the received passwords with your own, using hints regarding their degree of complexity.


You are already registered in Sberbank Online

If you already have an identifier, you just need to log into the service using it. Payment of a loan to Russian Standard occurs through the menu item "Payments and transfers". Here they offer several options, for example, transfers to Sberbank, to another financial institution and so on. For the payment to go through, you need to select the “Loan payment in another bank” section.

Next, you should find Russian Standard Bank through Search or select Loan to another bank using BIC. In the second case, you need to write down the Russian Standard bank identifier in the search menu. To avoid mistakes, it is worth writing it off from the loan agreement.

Then they ask you to fill out the receipt directly:

  • name and BIC Russian Standard (entered automatically);
  • loan agreement number;
  • last name of the borrower (by default, Sberbank Online client data is recorded);
  • transfer size;
  • card or account in Sberbank from which funds are sent to Russian Standard.

After checking the specified information, you should click on Continue, receive a one-time code via SMS and enter it to confirm the transaction. The template can be saved for later use.


After paying a loan to Russian Standard Bank through Sberbank Online, it is worth checking whether the funds have been received. Interbank transfers can take up to 3 days. This must be taken into account when making payments so as not to create technical debt. It is better to pay the loan in advance, at least 3 days before the deadline.

Commission Sberbank for payment of a loan to Russian Standard is 1%

Other Sberbank services

In addition to using the Sberbank Online service, you can also turn to other offers:

  • Mobile app. The principle of operation is similar to the instructions described above.
  • Sberbank ATM. You can pay with a card through the Payments item by specifying the Russian Standard details.
  • Terminals. Suitable if you need to pay for a loan in cash.
  • Sberbank cash desk: from an account or in cash. You need a passport and information about a credit account in Russian Standard (included in the contract).

It is also worth knowing about the convenient Autopayment service. It allows you to set up a monthly payment to Russian Standard from a Sberbank card according to specified parameters: amount, day. This will free the borrower from control over loan payment dates. All that remains is to control the availability of the required amount on the Sberbank card.

On the eve of the appointed date, the client receives a notification that the automatic payment will occur in a day. If for some reason you do not need to pay this month, just send the cancellation code to Sberbank (it is indicated in the SMS received).

If there are insufficient funds on the balance, the user will receive a notification about this. After replenishment, the loan will be paid automatically.

Conclusion

It is easy to pay a loan to Russian Standard through Sberbank Online; for this you will need bank details and an agreement number. If you want to simplify the process for subsequent payments, you can save the template or configure the Autopayment option. There are other methods for paying a loan to Russian Standard through Sberbank: an application, an ATM.