The MasterCard card from Beeline is available not only to subscribers of this company, but also to any other mobile communications clients. The card is used in the same way as any other bank card - to pay bills, make purchases and much more.

1. Ability to pay bills worldwide, wherever available electronic system payments.
2. Free account replenishment, SMS notifications, and no service fees.
3. Benefits when transferring rubles to other currencies. Conversion is carried out according to official rate Central Bank, without any extra commissions.
4. Useful bonus system. Bonuses are credited to your account for any purchases, and you can spend them on paying for communications, TV or Beeline Internet. You can also get additional bonuses on promotions, as well as in the form of gifts on holidays.
5. Availability convenient application for smartphones, with which it is easy to pay for communication services, transfer funds and track transactions.
6. The guarantee of transaction security is international system MasterCard.

Types of cards

A Beeline payment card can be presented in one of three types:

1. MasterCard World– is available only to Beeline subscribers. The difference between the card is the amount of bonuses for each transaction.
2. MasterCard Standard – the amount of bonuses for this card is smaller, but even a client of another mobile operator can apply for it.
3. MasterCard PayPass is a personalized chip card with contactless technology. It can only be issued to those Beeline clients who already have one of the two previous cards.

How to get a MasterCard from Beeline?

MasterCard Standard and World cards are issued at any office of the Beeline network operator. If you have one of these cards, you can exchange for a contactless card.

Registration of MasterCard World

The owner of this card can be absolutely any Beeline mobile communication subscriber who has a passport. When receiving it, the card account must be topped up with at least 3,000 rubles. Clients who have a Premium status can skip this step. Activation occurs quite quickly, because after registering the card, you only need to get a PIN code.

The Beeline Mastercard debit card offers a lot of interesting things, but it has its own limitations and conditions. Is it worth opening such a card and is it really interesting?

Conditions of the Beeline Mastercard debit card

With a Beeline Mastercard debit card, you get up to 7% income on your account balance, up to 5% cashback in your favorite category, you can use plastic for free and withdraw cash without commission at any Mastercard ATM.

It seems to be a profitable product, but there are some nuances.

Interest on balance

Let's start with interest on the balance. They are calculated depending on the size of turnover at the following rate:

• with a balance of 500 rubles. - 15 thousand interest will be 0.01%;
• the balance of 15 - 100 thousand will allow you to receive a profitable 3%;
• 100 - 300 thousand will provide 4% per annum;
• 300 thousand - 1 million – 6.5%;

Only if the account balance is at least 1 million rubles. A rate of 7% will become available.

And that's not it. In order for the service of calculating interest on the balance to be free, certain conditions must be met (amounts in rubles):

• Maintain a minimum account balance of 3 thousand every day.
• Top up for a month in the amount of 3 thousand.
• Incur expenses for the same amount.

If this is not observed, the service is paid at a rate of 99 rubles per month. Nothing is paid only in the first two months.

How to get cashback

Many banks today offer cashback - a return of a percentage of purchases made with a card.

Beeline offers 1-5% return bonuses on spending (in regular/favorite categories), which can be used to pay up to 90% of the payment only if:

• purchasing goods at Beeline offices;
• Beeline connection replenishment;
• making purchases from a small number of partners. You can indicate your favorite categories in your client’s personal account.

These are significant restrictions.

When paying for purchases from partners, a refund of up to 15% of the cost is possible. The maximum allowable monthly bonus amount is RUB 3,000.

Free cash withdrawal

Without commission, cash withdrawals are possible at any Mastercard ATM, but when withdrawing 5 - 50 thousand rubles, otherwise the tariffs will be:

• withdraw less, commission - 149 rubles;
• withdraw more - 2%;
• If you withdraw more than 50 thousand in cash per month, you will have to pay 2%, but not less than 199 rubles.

Interest-free cash withdrawal is available at the Beeline cash desk, but for an amount up to:

• 500 thousand per operation;
• 1 million/month
• at the cash desks of third-party financial institutions, 4% will be written off, but not less than 350 rubles.

Favorable cash withdrawals are offered for salary plastic in a network of partner banks.

How to top up your card

You can instantly top up your Beeline debit Mastercard from another card using the command *407# for Android clients and *408# for IOS clients.

Replenishment from 3 thousand is carried out without commissions. You can top up your card for free through the Beeline office/terminal of PJSC Moscow Credit Bank.

Personal account and other features

There are additional convenient services in the form of contactless payment via phone (Apple/Android Pay). Conveniently top up another card/make a payment through:

• Personal Area Online;
• mobile application on your phone;
• SMS service.

In it you can create templates and automatic payments for Beeline provider service fees. When you connect the latter, 10% of the payment will be returned to your phone balance within three months.

Tariffs for servicing Beeline Mastercard

Issuing a debit Beeline World Mastercard will cost 300 rubles, but you don’t need to pay for servicing the card if you don’t use the option of calculating interest on the balance.

SMS notifications and other additional services do not require payment.

To open a non-personal instant debit, you need to visit the Beeline office with your passport, where you can also get free card Beeline with a credit limit.

If you want to receive a personalized product with the PayPass contactless payment function, you need to go to your personal account in Internet banking and order a plastic exchange.

Is it worth opening a Beeline debit card (reviews)

So, for Beeline debiting to be profitable, a number of requirements must be met. Is it worth opening such a card?

Perhaps, it’s worth opening it for active clients of the Beeline provider: it will be possible to use the operator’s services for almost the same amount, in return for cashback.

Should I open the map to others?

Free service and SMS information make the product quite attractive, but ordinary.

There are more profitable similar products on the market with similar options, for example cards:

• Limited from Touch Bank, allowing you to receive up to 7% income on your balance, with base rate 6% (no need to pay for the service, unlike debit card Beeline);
• MTS Weekend also has attractive tariffs for accruing income at 6.5% and more convenient cashback conditions.

The Beeline debit card has a relatively small interest rate on the balance, limited cashback spending and conditionally commission-free cash withdrawals. You shouldn't open it for these options.

Otherwise, it turns out to be branded plastic, especially interesting for Beeline customers.

Conclusion

The Beeline debit card offers up to 7% of income on the balance, you can replenish your account/withdraw cash without fees, the service tariff also allows you to use plastic for free when replenishing/spending/storing a balance of 3 thousand rubles or more. There are many additional promotions/bonuses, but there are also many restrictions on them.

The great development potential of cellular operators has led to the recent emergence of payment cards of their own brands, among the current new products is the Beeline MasterCard World card, which can be issued at any Beeline cellular communication store.

Like other operators, Beeline offers to receive a plastic card in deposit or credit form, attracting customers with favorable terms of service and other advantages. Thus, any client can quickly receive a non-named card by leaving a request on the website at www.beeline.ru/customers/how-to-pay/platezhnaya-karta-beeline or by contacting the operator’s representative office.

Unlike many inexpensive offers from competitors, Beeline offers cards from the MasterCard Standart and World payment systems (the latter can only be obtained by clients of the Beeline cellular operator). These are classic cards with full functionality. Usually, in such cases, banks issue Maestro cards: is it VISA or MasterCard?

Maestros belong to the MasterCard system, so it turns out that Maestro and MasterCard are one and the same. But Maestro cards do not have pre-authorization and, as a result, the card is accepted for payment only in Russia; it also cannot be used when paying for goods and services via the Internet.

Advice: when choosing among the types of payment systems and finding out whether Maestro is VISA or MasterCard, remember that Maestro does not have full functionality classic card. So if you plan to use it abroad and when paying for online purchases, give preference to another option.

Advantages of the Beeline MasterCard World card

Favorable tariffs and terms of service for the Beeline debit card make it an effective personal financial instrument, allowing you to combine the convenience of electronic payment for goods and services and saving money.

Among the main distinctive features this debit offer:

• Free maintenance for the first and subsequent years, reissue and SMS notifications are also free for customers.
• On cash, stored on a card account, is charged 8% per annum, which is comparable to the profitability of the most profitable deposits. In this case, the client has the right to dispose of funds at his own discretion; only a minimum balance of 500 rubles is provided.
• For purchases in stores and on websites, 1% cashback is awarded in standard situations and up to 15% for special bonus promotions from Beeline. The client has the right to choose up to three favorite categories, the return on which reaches 5% of the amount spent.

• Topping up the card is available at any Beeline mobile phone store by depositing cash into the account through the trading floor operator. Also, by linking cards from other banks in your personal account, you can transfer money to your Beeline account without additional fees.
• Inexpensive ones are available to clients interbank transfers(minimum commission – 50 rubles or 1.5% of the transfer amount), which can be made in your Beeline MasterCard personal account.
• Spending abroad is made by converting rubles into the desired currency at the Central Bank exchange rate on the day of purchase. A small part of the amount (about 5%) is temporarily blocked in the account for the payment period, but after some time it becomes available again.
• A highly functional Beeline MasterCard personal account allows you to easily manage your accounts and get maximum benefits when paying for goods and connecting new services.

Attention: credit option this plastic card also has significant advantages compared to competitive offers. The main advantages include free service and SMS notifications, a long grace period (60 days), and bonuses for purchases.

Disadvantages of the Beeline card

The main drawback lies in the fact that the card offered to clients is not a banking product: it is a so-called prepaid card, which acts as online wallet client. So the action compulsory insurance deposits do not apply to funds that you store in your Beeline account.

Attention: when activating the “Interest on Balance” service, the card is equal to bank deposit, placed in the bank "KhMB Otkritie" and becomes a participant in the DIA.

Among other shortcomings that customers complain about:

• Constant unilateral changes in tariffs and commissions. In order not to overpay for new commissions, you will have to regularly study the tariff items posted on the page of the RNCO providing the security financial transactions by card rnko.ru/cardholders/beeline

• Bonuses received as cashback for purchases can only be spent by paying for Beeline communication services, in Beeline stores, as well as from a few partners (LitRes, Kari, KariKids, Biletix). At the same time, the client does not have the right to transfer the entire amount of bonuses to his mobile phone account: it is limited as a percentage of the amount of his own expenses on mobile communications.
• Despite the fact that Maestro and MasterCard are the same thing, withdrawing cash from ATMs payment system MasterCard for Beeline clients is free only from 5 thousand rubles, otherwise you will have to pay a commission of 149 rubles. for cashing out your own funds. When withdrawing an amount over 50,000 rubles. the commission amount will be 2% (not less than 199 rubles).
• Upon initial issue, the user receives a non-embossed card; to receive a personalized card, you must fill out an application at any office or personal internet office.

Taking into account the advantages and disadvantages, the Beeline MasterCard World card is one of the most attractive among similar offers. Diverse and interesting categories for accruing bonuses, and no costs for account maintenance make it a convenient financial tool. However, when using it, you will have to regularly monitor changes in service that appear on the Beeline website almost every month.

In April 2014, the VimpelCom company, better known to consumers under the Beeline brand, launched New Product- Beeline payment card. The main goal of the innovation is to increase customer loyalty to this operator. The payment card allows users to spend less money on paying for mobile communications and the Internet, and accumulate bonus points and receive profitable offer from VimpelCom and its partners.

The Beeline payment card is an unnamed instant card MasterCard (MC). It is available in two versions: MC Standard and MC World. The differences between them are in the conditions for receiving and the number of accumulated bonuses.

How to get a payment card

In order to receive a Beeline MC Standart card, you need to contact the official Beeline office. When opening a card, you will need to present your passport and deposit 100 rubles into your account. You receive the card on the day you apply (subject to the availability of cards in this Beeline branch). The money credited to your account can be spent immediately after receiving the card. MC Standart can be attached to both the Beeline operator and any other operator.

To receive an MC World card, you will need to transfer 3,000 rubles to your account. A passport is also required. MS World can only be attached to Beeline phone numbers.

Advantages of Beeline cards

The main advantages of Beeline cards over competitors include the following factors.

One of the main advantages of Beeline payment cards is the bonus system. For any purchase made using MC Standart, 1% of the transaction amount is returned to your account in the form of extra bonuses. When paying for a purchase with an MC World card, you will receive 1.5% back of the amount spent. You will also receive a bonus 0.5% when paying for cellular communications and 1% when making other payments from your personal account.

You can also accumulate bonuses by purchasing goods and services of Beeline partners or goods directly from Beeline participating in various promotions. This way you can save up to 30% of the purchase price.

You can spend bonus points on payments home internet, mobile communications or television of the Beeline network. You can also pay with extra bonuses up to 99.9% of the cost of goods and services of Beeline partners and up to 90% from the range retail outlets Beeline.

Registration of a credit limit for a payment card

Initially, Beeline payment cards are debit. However, if necessary, you can arrange for yourself credit limit for an amount from 15 to 90 thousand rubles. The loan rate is 41.99%, and there is a grace period of 60 days, during which the amount spent is not subject to interest. This service is provided by Beeline's partner - Alfa-Bank.
To register the service, the following documents are required:

1. Passport.
2. Driver's license.
3. SNILS.

Disadvantages of cards

The main disadvantage of Beeline payment cards is the fact that this service is provided not by a bank, but by an RNKO (non-bank settlement credit institution) "Payment Center". This means that your funds are not protected by anything, and if some force majeure happens, you risk being left without your savings. Therefore, you should not keep large sums of money on these cards.

Also a small minus is the fact that you can receive a maximum of three Beeline payment cards from one passport.

In general, Beeline payment cards are a very convenient service. Free receipt and service, coupled with a bonus system and the ability to make credit payments and exchange currency with a minimum commission, make these cards convenient, functional and generally a desirable purchase, regardless of whether you are a Beeline subscriber or not. The main thing is not to keep large amounts of money on these cards.

The Russian mobile market is constantly changing and transforming, and any successful company must develop in accordance with its requirements. The VimpelCom trademark, representing the services of the mobile operator Beeline, is not limited to the constant improvement of existing projects. In 2014, the company introduced a new product - the premium MasterCard World Beeline card. It is intended for non-cash payments on the Internet and in stores. In addition, the product offers a lot of advantages to users of the services of the mobile operator Beeline. Let's take a closer look at what makes this card different from others.

About the MasterCard World premium card

The product is analogous to a bank card: you can use it to make payments, and you can also use it to borrow money from grace period. In general, this payment system can be described by the following points:

1. It is issued and reissued absolutely free of charge.
2. There is no additional fee for card servicing.
3. Available interest-free loan for any purpose, without collateral.
4. When registering, SMS notification is automatically connected to the product. Notifications are sent to your mobile phone number when performing any transactions.
5. It is implemented on the international payment system Master Card, so you can pay with the card anywhere in the world. When paying in foreign stores, there is an automatic conversion into local currency at the exchange rate Central Bank Russia without additional commission.
6. Opportunity to receive bonuses for purchases. The bonus amount is 1.5% per transaction.
7. Availability of a smartphone application that allows you to track all transactions made from the card.

Premium MasterCard World Beeline combines the best qualities of modern payment systems. This explains the popularity of the service in question.

Types of cards from Beeline

In addition to the premium card, VimpelCom is actively promoting its banking products. It is definitely worth noting here:

1. MasterCard Standard– regular payment card, the design of which is available to subscribers of any operator. The bonus system assumes accrual of 1% of the transaction to the bonus account.
2. Beeline personalized card Mastercard World provides for the presence of the full name on the front side, as well as the presence of the PayPass contactless payment system. The amount of bonuses awarded for purchases is 1.5%. Any citizen who has a Beeline MasterCard World or MasterCard Standard card can apply for such a card.

These products, in addition to the premium card, can also be issued for making purchases. They are also convenient for making non-cash payments.

Premium card features

Speaking about this product, it is impossible not to note its versatility. The Beeline premium card is intended for basic banking operations:

The company's developers are continuously improving banking service. Thanks to this, cardholders do not experience discomfort when using the product.

Credit funds

Among other things, the premium account has one more pleasant property: you can receive credit funds. The maximum loan amount is 300,000 rubles, but please note that The monetary limit is set for each user individually. Initially, the card is a debit card, that is, it can only be used own funds. But when providing a passport and identification code, company employees review the application for credit funds and set a certain limit, the size of which directly depends on the client’s income.

The grace period, during which no interest is charged for using credit funds, is up to 60 days. In the future, you must pay a minimum payment, the amount of which is 8% of the debt amount.

Mastercard World Beeline payment system offers profitable terms lending and quite large maximum amount loan This state of affairs also suits many clients.

Bonus loyalty program

All Beeline brand accounts are connected to a loyalty program in which every card holder participates. The principle of accrual of bonuses: a person makes a purchase from the Beeline payment system, after which a certain percentage of the transaction amount is transferred to his bonus account. Thus, premium account holders receive 1.5% per spend. For example, a person makes a purchase for a total amount of 1000 rubles, while 15 rubles are bonuses.

What you need to know about this loyalty program:

1. Bonuses are awarded for any purchases and payments for services, including those performed on the Internet. But when withdrawing funds from an ATM, the program does not work.
2. Bonuses can be used to pay 90% of the amount of purchases and services in the Beeline chain of stores" For example, you have 100 rubles in your bonus account, you make a purchase at the company’s office in the amount of 100 rubles. You can pay only 90 rubles with bonuses, the remaining 10 are paid from your personal account.
3. If no transactions have been made on the card for six months, previously accrued bonuses “burn out.”

The bonus system is very convenient for those who regularly use the services of the Beeline mobile operator, because you can easily accumulate bonus money and then pay with it in the branded chain of stores.

Commissions

The card can be topped up without commission in the following ways:

• at the Beeline office;
• V personal account mobile operator or in a mobile application;
• system money transfers"Gold Crown".

In other cases, the commission for replenishing your account depends on the bank where you conduct the transaction. You can withdraw funds at the bank's cash desk or at an ATM that works with MasterCard system. When withdrawing from an ATM, the commission is 1%, when receiving from a bank cash desk - 4%. Moreover, if credit funds are withdrawn, the commission will be 4.9% plus 500 rubles.

How to get a premium MasterCard World card

Any subscriber of the Beeline mobile operator can become the owner of such an account. To receive it, just go to any office of the company, present your passport and identification code (if you want to immediately set a credit limit). At the same time, to activate the account must be topped up with at least 3,000 rubles. Within 5-10 minutes after activation on mobile phone The client receives an automatically generated PIN code, which is four random digits. After this, you can start using the card.

The premium MasterCard World Beeline card was created for the convenience of Beeline customers. In addition to the existing bonus program loyalty, new profitable promotions periodically arise for them.