Belarusbank debit cards. Apply for a credit card at Belarusbank Visa card Belarusbank silver

05.10.2023

Bank plastic card- a means of non-cash payments that allows you to pay for goods and services, receive cash from ATMs both in the territory of the Republic of Belarus and abroad. Bank plastic cards are divided into various types in accordance with the capabilities they provide, terms of service and additional services. Based on these characteristics, cards are divided into more expensive and prestigious “gold” cards - Visa Gold, universal “classic” cards Visa Classic and MasterCard, inexpensive “electronic” cards Visa Electron, Maestro and virtual Visa Internet.

Bank cards are also divided into “credit plastic cards” and “debit plastic cards” depending on the funds (borrowed or own) the client uses to make transactions. Debit card transactions are carried out at the expense of your own funds, which must first be deposited into the account. In some cases, it is possible to spend funds in excess of the amount deposited by the client by providing the bank with a loan (overdraft) to the client. Credit card transactions are carried out at the expense of bank funds taken by you on credit. The process for issuing debit cards is simpler as it does not involve extensive customer verification. Interest is charged on the balance on the card.

Below is information that allows you to avoid unnecessary expenses when using a bank card (debit) at ATMs of various banks.

cards Type of bank card Card transactions in other banks without charging a commission phones
OJSC "Belagroprombank" Visa Electron, Visa Classic, Visa Gold, Maestro, MasterCard Standard, MasterCard Gold, BelCard at ATMs of JSC "ASB Belarusbank", JSC "Belinvestbank", "Priorbank" JSC (Visa).
OJSC "BPS-SBERBANK" Visa Electron, Maestro, MasterCard, Visa Classic, Visa Gold at ATMs of JSC "JSSB "Belarusbank", "Priorbank" JSC 148
rates
OJSC "ASB Belarusbank" Visa Electron, Maestro, MasterCard, Visa Classic, Visa Gold, BelCard No fee is charged when withdrawing cash:
- at ATMs of the National Bank of the Republic of Belarus, OJSC Belinvestbank, OJSC BPS-SBERBANK using Maestro, VISA Electron, VISA (Classic, Gold), MasterCard (Standard, Gold), BelCard cards with a magnetic stripe;
- at ATMs of OJSC Belagroprombank using VISA Electron, VISA (Classic, Gold), BelCard cards with a magnetic stripe
147
rates
OJSC "Belinvestbank" Visa Electron, Maestro, MasterCard, Visa Classic, Visa Gold, BelCard

Belarusbank classic visa card allows owners to discover many opportunities for a reasonable price.

Description of Classic Visa from Belarusbank

Visa Classic is most popular payment system in the world, thanks to its ease of use and reliability.

At Belarusbank, the international Visa Classic card, by default, is issued in American currency, but at the client’s request, cards can be opened where four different currencies:

  1. Euro.
  2. U.S. dollars.
  3. Russian rubles.
  4. Belorussian rubles.

Therefore, holders can freely use both within the country and when traveling abroad, and pay for services or goods provided using terminals, ATMs or Internet services.

The validity period of this banking product is 3 years from date of issue.

Cost of servicing the Visa Classic card of Belarusbank

To open an account in Belarusbank need to contact to any of its branches, the address of which can be found on the company’s website.

When registering, the client can choose a payment system at his request, according to which she will work– Classic visa or Belarusbank Mastercard.

The tariffs of these two systems in the company do not differ - the difference is that the base currency for Visa is the US dollar, and MasterCard works with both the dollar and the euro.

Pay attention to interest on cash withdrawals

Before applying for a classic visa definitely worth checking out with service rates:

ServiceTariff in US dollars or eurosTariff in Russian rublesTariff in Bel about Russian rubles
Order for release through a bank branch20 1000 27
Order for release via Internet banking or contact center20
Release of a special Olympic design through a bank branch25 1450 35
Issue of special Olympic design through Internet banking or contact center30
Insurance deposit300 22000 650
% rate on card balance0.1 0.5 0.1

How to apply for a card in Belarusbank of the Visa Classic payment system?

The card is available to Belarusbank clients who, at the time of application, have reached 14 years of age.

If registration is made through a bank branch, then the procedure is as follows:

  1. Pay a visit to one of the offices.
  2. When communicating with the manager, provide identification documents.
  3. Sign the contract with the bank about servicing the card account.
  4. Fill out and submit to work application form for plastic processing.

In addition to bank branches, clients can order a card for other in a convenient way for him— on the hotline by phone 147, on the company’s website, through Internet banking, at the information kiosk.

Other methods:

Application on the bank's website

Registration via information kiosk

Registration using Internet banking

Advantages of the Visa Classic card from Belarusbank

Holders of Visa Classic cards who issued them at Belarusbank can take advantage of a number of benefits:

  • Non-cash payments in various retail chains in the country and abroad.
  • On the maps no need enter a PIN code or sign on checks for payments up to 20 Belarusian rubles (and their equivalent in foreign currency).
  • Plastic production occurs in a short time - from 3 to 5 days.
  • At the request of the client, the bank issues 2 categories cards - personalized or non-personalized.
  • At the client's request, the bank considers applications for card accounts.
  • The release of plastic is carried out on time for 3 years.
  • The currency used may be not only national, but also foreign(US dollars, euros and Russian rubles).
  • There is a promotion for opening an additional card to your account - at a reduced price.
  • For protection, technology is used in which the main protective element chip protrudes.
  • Holders of Visa Classic from Belarusbank participate in the loyalty program"Wow! Discounts."
  • Using Visa Classic you can pay on the Internet for services and goods.
  • A deposit rate applies to a positive card balance 0.5% per year for national currency, and foreign - 0.1%.
  • To fully use banking services, the owner has the opportunity to connect additional tools

SB "Belarusbank" is the largest bank in the Republic of Belarus. It occupies a leading position in terms of capital, assets and cards issued. They will be discussed in this article.

Story

In 1987, the Belarusian Republican Bank was created, which in 1991 changed its name to the Savings Bank of Belarus. In 1995, it merged with CB Belarusbank into the current OJSC ASB Belarusbank. In subsequent years, the financial organization also included Belsvyazbank, Belzheldorbank and MinskComplexBank. Today, the holding includes institutions engaged in leasing, brokerage, consulting activities, and providing non-banking services.

Financial indicators

By 2011, Belarusbank was recognized as the largest in the domestic market. In the annual ranking of world banks by The Banker for 2015, JSC JSB Belarusbank was in 10th place among 25 institutions in Eastern Europe. More than 99% of shares are owned by the state.

As of 01/01/16, the bank’s resource base amounted to 268 trillion. rub., regulatory - 33.8 trillion. rubles, authorized capital - 26.7 trillion. rub. The bank's presence in the domestic market was 41.2%: deposits - 45%, loans - 72%. The bank raised $1.8 billion from foreign financial companies, and $79 trillion from legal entities. rub., individuals - 95 trillion. rub.

Payment systems

Belarusbank issues cards of the Belkart system and international Visa and MasterCard. More details on how to put money on a Belarusbank card will be discussed below. Since 2012, American Express cards have also been in circulation. Their acquiring is carried out by BPS-Sberbank and Belarusbank. There are more than 20 thousand retail outlets and 30 thousand terminals to serve customers.

Refill

How to put money on a Belarusbank card? You can perform this operation in two ways:

  • Cash;
  • Transfer from another card or account.

Let's take a closer look at each of these options.

Cash replenishment

Is it possible to put money on a Belarusbank card through a cash desk? Yes, you can. To complete the transaction, you need to provide the cashier with the following information:

  • FULL NAME. owner.
  • Account service agreement number.
  • Information about the bank branch where the agreement was signed.
  • Card number.

Funds are credited to your account within three days.

Transfer between cards

The easiest way is to carry out a transaction between cards of the same person. There is no commission charged for such transactions. You can also transfer funds between cards of the same bank issued to different owners. For such an operation you will have to pay 2.5%. How to put money on a Belarusbank card? You need to indicate the card number and expiration date in the application form on the bank’s website. The operation is carried out only in rubles.

How else can you deposit money? The Belarusbank card can be topped up through international payment systems. On the Visa and MasterCard websites you can find services for instant transfer of funds between cards issued by the same payment system. You will have to pay an additional 5% for the processing speed of the transaction.

Another way to put money on a Belarusbank card? The accounting department of an enterprise can transfer funds to an employee to a card of any bank. An Internet banking system is provided specifically for this operation.

Using information kiosks

Information kiosks (POS terminals) are actively used all over the world by banks and other organizations to pay for goods and services, order tickets, etc. With their help, you can use services without visiting a branch. An information kiosk is not an ATM. You cannot withdraw funds through it.

The machines are conventionally divided into two parts: some work only with cards, the second also accept cash (Cash-in function). Most often, bills end up in a special converter. Subsequently, bank employees seize it, open it and conduct an inventory. After these procedures, the funds are credited to the recipient's account. There are also machines of the second type, which immediately recognize banknotes and credit the money to the client’s account. They are more common.

How to put money on a Belarusbank card through an information kiosk? First of all, you need to select the “Cash Transactions” item in the device menu. The system will provide a form to fill out. To make a payment, you need to indicate the card number and expiration date, insert banknotes and confirm the payment. When replenishing your account, you need to take into account that the terminal does not give out change. For this operation there is a commission of 1.5% of the deposited amount. Through the infobox you can top up your card balance by 1-999 BYN. rub. The operation is carried out in real time. Funds are credited to your account within a few minutes.

Another way to put money on a Belarusbank card? If you don’t have cash, you can top up your account using a bank card. To do this, you need to select the “Cashless payment” section in the terminal and insert the card on the payment page. The system will require a PIN code to confirm the transaction.

Other functions

The information kiosk can be used to obtain reference information about the account. It is enough to insert the card of OJSC "JSSB Belarusbank" and select the appropriate menu item:

  • view account balance;
  • pay for bus tickets;
  • pay for the services of a mobile operator, home telephone, Internet;
  • pay off debt on utilities (water, gas, electricity, etc.);
  • pay taxes;
  • repay the loan issued by ASB Belarusbank, AKB Belrosbank, Delta Bank;
  • transfer funds between accounts;
  • replenish your deposit account;
  • order or cancel the SMS banking service.

Without using a card, you can only view background information about the bank.

To pay for services, you need to insert the card into the card reader and enter the PIN code. After authorization, you should select the “Payments” operation and then the desired service, for example, RUE “Beltelecom” (home phone payment). To carry out a transaction, you must enter a phone number with a code (10 characters). At the next stage, the system will require your full name. subscriber In order not to re-enter data, it is enough to save the payment in the system and, if necessary, return to the template. The amount owed will automatically be displayed on the screen. You can change it by clicking on the “Correct” or “Pay” button. Upon completion of the transaction, you need to pick up the check and card.