Sberbank - KOLIBRI transfers

Hummingbird transfers within Ukraine, as well as between Ukraine, Russia, Kazakhstan and Belarus, will soon be stopped, as Sberbank of Russia is selling its subsidiary bank JSC Sberbank of Russia (Ukraine).

In October 2016, a number of Russian payment systems (including Hummingbird) came under expanded sanctions from Ukraine; in response, on March 22, 2017, the State Duma, in the third reading, adopted changes to the federal law “On the National Payment System”, prohibiting cross-border money transfers from Russia to Ukraine using foreign payment systems. The law was signed by Putin.

Of all types of money transfers in Russia, urgent cash transfers “Hummingbird” of Sberbank of Russia are considered one of the youngest. This type of transfer appeared at the beginning of 2013, when Sberbank rebranded the Blitz money transfer system, popular among the population, which received a new life as urgent cash transfers Kolibri. The conditions for processing this urgent transfer have been significantly improved.

Hummingbird logo

So, KOLIBRI, these are urgent cash transfers from Sberbank of Russia, which are carried out both between Sberbank branches in Russia, and between Sberbank of Russia and its subsidiary banks abroad, as well as within one of the subsidiary banks. Transfers are made without opening an account (by both the sender and the recipient).

The system of urgent transfers "KOLIBRI" of Sberbank of Russia consists of several types of money transfers, namely:

• Transfers within Russia - urgent cash transfers between Sberbank branches throughout Russia.


• Transfers abroad - international urgent money transfers between Sberbank of Russia and its subsidiary banks abroad.


• Transfers within Ukraine - urgent cash transfers between branches of Sberbank of Russia JSC across the territory of Ukraine.

It should be noted that on the Crimean peninsula (Simferopol, Sevastopol, etc.), which joined Russia in 2014, there are still no branches of Sberbank of Russia, and therefore this type of transfer is not available in this part of Russia.

Banks participating in Kolibri transfers

The branch network of participants in the Kolibri transfer system consists of 4 banks:

• OJSC "Sberbank of Russia" (Russian Federation)- with a branch network that ensures the receipt and issuance of transfers in more than 10,000 branches of the bank. Sberbank carries out transfers within Russia and transfers abroad. The list of branches of Sberbank of Russia that carry out Hummingbird money transfers can be viewed


• SB Sberbank JSC (Republic of Kazakhstan)- with 33 service units that carry out transfers with Russia (Almaty, Astana, Aktau, Aktobe, Taldykorgan, Atyrau, Karaganda, Pavlodar, Uralsk, Kostanay, Ust-Kamenogorsk). You can view the list of branches of SB Sberbank JSC that carry out international urgent money transfers “Kolibri”


• JSC "Sberbank of Russia" (Ukraine)- with 160 bank branches, which are present in all regions of Ukraine (Kiev region, Crimea, Dnepropetrovsk region, Donetsk region, etc.). The Bank carries out transfers both from Russia and across Ukraine (within its branch network). The list of branches of Sberbank of Russia JSC that carry out these transfers can be clarified


• OJSC "BPS-Sberbank" (Republic of Belarus)- with divisions in 46 cities of the republic (Minsk, Mogilev, Brest, Vitebsk, Gomel, etc.), which carry out transfers with Russia. The list of structural divisions of BPS-Sberbank can be viewed

On none of the websites of the banks listed above did I find information that using the Kolibri system you can process transfers between the subsidiary banks of Sberbank of Russia directly. That is, for example, transfers from Kazakhstan to Ukraine or from Ukraine directly to Belarus are not made and this is a big disadvantage of the system.

Conditions and commission for urgent money transfers KOLIBRI

The main conditions and commissions for KOLIBRI transfers, which operate in Sberbank of Russia and its subsidiary banks in 2013, can be divided into the following areas:

• Transfers within Russia


• Transfers abroad


• Transfers within Ukraine

“Hummingbird” transfers are carried out only between individuals, only in cash (without opening current accounts for clients), and cannot be associated with business activities.

1. Conditions and tariffs for KOLIBRI transfers across Russia

   Transfers within Russia are urgent cash transfers from Sberbank of Russia OJSC, which are carried out between the bank’s structural divisions and are carried out:



2. Conditions and tariffs for KOLIBRI transfers abroad
   

   №	Conditions/Participating countries	OJSC "Sberbank of Russia" - from Russia	SB Sberbank JSC - from Kazakhstan	JSC "Sberbank of Russia" - from Ukraine	OJSC "BPS-Sberbank" - from Belarus
   1.	Transfer currency KOLIBRI	rubles, US dollars and euros	rubles, US dollars and euros	rubles, US dollars and euros	rubles, US dollars and euros
   2.	Maximum amount of transfers per day	for residents no more than 5,000 US dollars (equivalent); for non-residents 10,000 (Ten thousand) US dollars		5000 US dollars (at the Bank of Russia exchange rate on the day of the transaction)	10,000 US dollars.
   3.	Bank commission for transfer - when sending a transfer to Kolibri	1% of the amount, but not less than 150 rubles. (5 US dollars/euro depending on the currency of transfer), max 3000 rubles, 100 US dollars/euro.		1% of the amount, min 150 Russian rubles; 1% of the amount, min 5 US dollars/5 euros	1% of the amount, min 150 Russian rubles; 1% of the amount, min 5 US dollars/5 euros
   4.	Bank commission for transfer - upon receipt of the Kolibri transfer	1% of the amount	1% of the amount	1% of the amount	1% of the amount
   5.	Deadline for money transfer	no more than 1 hour from the moment of registration by the sender	no more than 1 hour	no more than 1 hour	no more than 1 hour
   6.	Additional service (Recipient Notification)	informing the recipient at the request of the sender by telephone about the fact of acceptance of the transfer in his favor - 10 rubles.	50 tenge	No	No
   7.	Cancellation of a transfer (until the recipient requests the transfer)	150 rub.	750 tenge	30 UAH	150 rub.

3. Conditions and tariffs for KOLIBRI transfers in Ukraine

How to send a transfer to Kolibri?

To make a transfer through a Sberbank branch, the sender will need:

1. Visit the Sberbank branch that provides Hummingbird transfers.


2. Present an identification document.


3. Provide the bank employee with the necessary information:
   
   
   • Last name, first name and patronymic of the recipient of the money transfer;
   
   
   • security question and answer for the recipient (if desired);
   
   
   • your mobile phone number and/or the recipient's phone number (it is not necessary to indicate) - then the sender will be informed free of charge via SMS about the receipt of the transfer, and the recipient about the sending or cancellation of the transfer.


4. Carefully check the application for transfer completed by the Sberbank operator and sign it.


5. Deposit the transfer amount and the commission amount into the Bank's cash desk.


6. Receive a receipt containing the transfer control number.


7. Inform the recipient independently of the transfer control number.

The list of Bank branches that carry out urgent transfers can be viewed by going to the participants’ websites from the section of the material “Banks that carry out urgent cash transfers Hummingbird”.

How to get a translation of Kolibri?

To receive a Kolibri transfer, the recipient must do the following:

• Visit any branch of Sberbank or a subsidiary bank that processes such transfers.


• Present a passport or other identification document.


• State the control number of the transfer and the answer to the security question (if specified) and the sender’s last name.


• Get a translation.


• For international transfers, you must also pay your part of the commission for receiving the transfer.

How to check the status of a transfer

It is not possible to check the status of the KOLIBRI transfer through the Sberbank website, since there is no such service.
Instead, Sberbank invites the sender, and only if he wishes, to indicate in the application his mobile phone number and/or the phone number of the transfer recipient, i.e. This bank service is optional.
In this case:

• the sender will be informed free of charge via SMS about the receipt of the transfer,
• recipient - SMS message about sending or canceling the transfer.

How to correct mistakes made when completing a translation

Payment of the transfer is not made if the sender of the transfer, when filling out the “Application for Transfer”, indicated incorrect recipient information, i.e. when the recipient's full name and/or passport details do not match the data entered into the system as directed by the sender.
In this case, the sender has the right to amend the data of the transfer recipient in terms of changing the surname, and/or first name, and/or patronymic of the recipient, upon presentation to the bank:

• receipt/receipt cash order 0402008 with the control number of the transfer, issued when processing the transfer.

In the absence of a receipt/cash receipt order 0402008 with a transfer control number, the sender can make amendments if:

• correctly indicate the transfer control number,


• and the data of the Identification Document of the sender of the transfer will coincide with his data (client data) specified in the transfer details when sending it.

According to the “Conditions...” Sberbank does not classify the following discrepancies as errors in the spelling of full names:

• different spelling in the transfer details and details of the recipient’s identity document, the letters “E” or “E” and the letters “I” or “Y”,


• the same spelling of letters in Latin and Cyrillic. For example, “P” (Latin) and “P” (Cyr.).


• the absence or presence of a full name in the details - a space or a hyphen.

Canceling a bank transfer Kolibri

The sender has the right to cancel a transfer unclaimed by the recipient and return his money. True, the commission for processing the transfer is not refundable, in addition, the sender will additionally pay for the service of canceling the transfer.

Cancellation of an unclaimed transfer is carried out in the structural unit of Sberbank of Russia / the Respondent that accepted the transfer, upon presentation of:

• identification document


• receipts with transfer control number.

Cancellation of an unclaimed transfer and return of funds to the sender, in the absence (loss) of a receipt/receipt cash order 0402008, is carried out in the following order:

1. A written application is drawn up in any form addressed to the head of the branch of Sberbank of Russia OJSC / structural unit of the Respondent that accepted the transfer.


2. The Bank checks the primary documents for the accepted transfer, after which it obtains permission from the head of the structural unit of the Respondent/structural unit/branch of Sberbank of Russia to pay out the money.


3. The funds are paid to the sender.

Senders of Kolibri transfers must remember that in case of loss of the receipt/cash receipt order 0402008 containing the control number of the transfer, duplicates and copies will not be issued. And in order not to get into a difficult situation, it is advisable not to lose or throw away the receipt for the sent transfer until you receive information that the recipient has received the transfer.

Transfer from card to card is a convenient service that allows you to transfer funds to a loved one without leaving home. You can perform such an operation or by contacting the bank that issued your card for help.

Most often, a transfer can be made through online banking or a mobile application; for some financial institutions this list is supplemented by information kiosks, ATMs and transfer services on the corporate website.

However, it is worth remembering that a fee may be charged for such a service. The size of the bank's remuneration may depend on several factors:

• Which bank issued the card to which the transfer is made?
• who owns it, you or another individual
• where the transfer is made, for example, in online banking or an information kiosk

We monitored Belarusian banks to find out which of them provide services for transferring funds from card to card, and how much does it cost? For your convenience, information for each bank is presented in a separate table.

Transfer method		between cards of different banks
Internet bank / Service on the bank's website	no commission	no commission - from a card of another bank to an Alfa-Bank card
Mobile Bank	no commission	no possibility
ATM / Information kiosk	no possibility

Transfer method	between cards issued in the same bank	between cards of different banks
Internet bank / Mobile Bank	between cards of different persons: 0.9% - transfer using the Internet Bank service 0.9% (min 0.49 BYN) - transfer "Hot on the card"	1.5% (min 0.49 BYN) - to a Visa, Mastercard, Belkart card of another bank / between cards of other banks no commission - from a card of another bank to a BelVEB Bank card
ATM / Service on the bank's website	no commission - between cards of the same person 0.9% (min 0.49 BYN) - between cards of different persons

Transfer method	between cards issued in the same bank	between cards of different banks
Internet bank / Mobile Bank / ATM / Service on the bank's website	no commission	1% (min 1 BYN) - to a Visa, Mastercard card of another bank / between cards of other banks no commission - from a card of another bank to a VTB Bank card

Transfer method	between cards issued in the same bank	between cards of different banks
Internet bank / Mobile Bank	no commission - between cards of the same person 1% + 0.14 BYN - between cards of different persons Exceptions: 1.5% + 0.14 BYN - salary “Basic”, “Bonus” 0.5% + 0.14 BYN - salary "Premium"	1.5% + 1 BYN - to a Visa, Mastercard card of another bank / between cards of other banks / from a card of another bank to a Dabrabyt Bank card
Service on the bank's website	no possibility
ATM	no possibility
	2% - from a Dabrabyt Bank card to a card of another bank (except for devices and services of Belgazprombank) free - salary "Elite"

Transfer method	between cards issued in the same bank	between cards of different banks
Internet bank / Mobile Bank	no commission	no possibility
ATM / Service on the bank's website	no possibility
Transfer in devices and services of other banks	0.5% - from a Solution Bank card to a card of another bank (except for V-BANKING cards)

Transfer method	between cards issued in the same bank	between cards of different banks
Internet bank / Mobile Bank	no commission - between cards of the same person 1.5% (min 0.49 BYN) - between cards of different persons	1.5% (min 0.99 BYN) - to a card of another bank
ATM / Information kiosk / Service on the bank's website		1.5% (min 0.99 BYN) - to a card of another bank / from a card of another bank to a Belagroprombank card 1.5% (min 1.49 BYN) - between cards of other banks

Transfer method	between cards issued in the same bank	between cards of different banks
Internet bank / Mobile Bank / ATM / Info kiosk / Service on the bank's website	no commission - between cards of the same person 1.5% - between cards of different persons	2.5% - to a card of another bank / between cards of other banks 2% - from a card of another bank to a Belarusbank card
Transfer in devices and services of other banks	2.5% - from a Belarusbank card to a card of another bank

Transfer method	between cards issued in the same bank	between cards of different banks
Internet bank / Mobile Bank / ATM / Information kiosk	no commission	no commission - from a card of another bank to a Belgazprombank card
Service on the bank's website	no possibility

Transfer method	between cards issued in the same bank	between cards of different banks
	no commission	1.5% (min 0.49 BYN) - only Belagroprombank, Belarusbank
ATM / Information kiosk / Service on the bank's website		1.5% (min 0.49 BYN) - to a card of another bank / between cards of other banks no commission - from a card of another bank to a Belinvestbank card

Transfer method	between cards issued in the same bank	between cards of different banks
Internet Bank / Mobile Bank	no commission	no possibility
ATM / Service on the bank's website	no possibility

Transfer method	between cards issued in the same bank	between cards of different banks
Internet Bank / Mobile Bank	no commission - between cards of the same person 2 BYN per transaction - between cards of different persons	1.5% (min 2 BYN) - to a Visa, Mastercard card of another bank
ATM / Information kiosk / Service on the bank’s website	no possibility
Transfer in devices and services of other banks	2% (min 2 BYN) - from a BPS-Sberbank card to a card of another bank (for cards serviced at BPC - on the back of the card number 2992525)

Transfer method	between cards issued in the same bank	between cards of different banks
Service on the bank's website	no commission	1.5% (min 0.5 BYN) - to a Visa / Mastercard card of another bank / between cards of other banks no commission - from a card of another bank to a BSB Bank card
ATM	no possibility

Transfer method	between cards issued in the same bank	between cards of different banks
Internet Bank / Mobile Bank / ATM	no commission	no possibility
Service on the bank's website	no possibility

Transfer method	between cards issued in the same bank	between cards of different banks
Internet bank	no commission - by contract number / telephone	no possibility
Mobile Bank	no commission - by contract number / telephone 1.5% (min 2 BYN) - by card number	1.5% (min 2 BYN) - to a Visa, Mastercard card of another bank / between cards of other banks
ATM	no possibility
Service on the bank's website	1.5% (min 2 BYN) on Visa, Mastercard cards

Transfer method	between cards issued in the same bank	between cards of different banks
Internet Bank / Mobile Bank / Service on the bank's website	no commission	1.5% (min 0.49 BYN) - to a Visa, Mastercard card of another bank / between cards of other banks no commission - from a card of another bank to an MTBank card
ATM / Information kiosk	no possibility

Transfer method	between cards issued in the same bank	between cards of different banks
Internet bank / Mobile bank	no commission	no possibility
ATM / Information kiosk / Service on the bank's website	no possibility

Transfer method	between cards issued in the same bank	between cards of different banks
Internet Bank / Mobile Bank / ATM	no commission	1.2% + 1.5 BYN - to a card of another bank / between cards of other banks
Service on the bank's website	no possibility
Transfer in devices and services of other banks	0.5% - from a Priorbank card to a card of another bank

Transfer method	between cards issued in the same bank	between cards of different banks
Internet bank / Mobile bank	no commission	no possibility
ATM / Service on the bank's website	no possibility

Transfer method	between cards issued in the same bank	between cards of different banks
Internet bank / Mobile bank	no commission	no possibility
Service on the bank's website	no possibility	1.5% (min 1 BYN) - to a Visa, Mastercard card of another bank / between cards of other banks no commission - from a card of another bank to a StatusBank card
ATM / Information kiosk	no possibility

Transfer method	between cards issued in the same bank	between cards of different banks
Internet Bank / Mobile Bank	no commission	1.5% (min 2 BYN) - to a Visa, Mastercard card of another bank / between cards of other banks / from a card of another bank to a Technobank card
ATM / Service on the bank's website	no possibility

Transfer method	between cards issued in the same bank	between cards of different banks
Internet bank	no commission - between cards of the same person no possibility - between cards of different persons	no possibility
Mobile Bank / ATM / Service on the site	no possibility

Thus, all listed financial and credit institutions allow you to transfer funds within one bank. Please note that making a transfer to a card Fransabanka You can only use your cards.

Most banks offer such transfers free of charge. The fee for transferring funds to another person’s card issued by the same bank as your card will be charged:

• Bank BelVEB
• Bank Dabrabyt
• Belagroprombank
• Belarusbank
• BPS-Sberba NK

15 financial and credit institutions allow you to transfer funds to another bank’s card, and this list has recently been expanded BSB Bank.

In addition, previously in Alfa-Bank’s Internet bank a transfer to a card of another bank could be made only through the service of the Russian Alfa-Bank, but now the Belarusian bank will have its own service.

If your bank is not one of the financial institutions that allow you to transfer money to a card of another bank, then you can use the services of other banks, some of them allow you to make transactions even if the sender’s card is issued in another bank.

Please note that some banks may charge a fee for transfers from their cards through third-party services!

To clarify, here's an example:

You need to make a transfer to an Alfa-Bank card from a card, say, BelVEB Bank. If you use Alfa-Bank’s P2P transfer service for the transfer, then neither Alfa-Bank nor BelVEB Bank will charge you a commission for such an operation. But if you transfer money to an Alfa-Bank card from a Priorbank card, then the latter will charge you a commission of 0.5% of the amount for “transfer in devices and services of other banks.”

Please note that according to the map Bonuses up to 5% are provided for each transaction. Bonuses can be used to compensate for purchases on AliExpress

So, today they charge a commission for transferring funds through third-party services:

• Bank Dabrabyt - 2% of the amount (exception: devices and services of Belgazprombank)
• Bank Solution - 0.5% of the amount (exception: V-BANKING cards)
• Belarusbank - 2.5% of the amount
• BPS-Sberbank - 2% of the amount, minimum 2 rubles (applies to cards serviced at BPC - number 2992525 on the back of the card)
• Priorbank - 0.5% of the amount

We have added this information to the tables of the respective banks.

In addition to transferring by card number, you can transfer money through the ERIP system; no commission is charged for such a transfer. However, in this case you will need to know the recipient's contract or account number, and crediting may take longer. Let us immediately note that you cannot top up cards through ERIP:

• VTB Bank
• Belagroprombank
• Belarusbank

Another way to transfer funds is "Arbitrary payment". In this case, there will definitely be a commission, both from the sending bank and the receiving bank. This transfer takes up to several days. Plus, you need to know all the recipient’s data:

• Account number
• UNP of the receiving bank
• BIC of the receiving bank

In addition to all of the above, you should remember that many banks have limits on transfers - minimum and maximum amounts. The information is presented as of July 30, 2019, and does not take into account possible changes in the future.

We check the quality of service in Belarusian banks. Today we will test transfers to the card BPS-Sberbank. Let's find out how to transfer money instantly, and how without commission.

First, we call the bank’s contact center.

- Good afternoon. My name is Alina. How can I help you?

- Hello. I need to transfer money to your bank card. How can i do this?

— You want to transfer from a card of some other bank, right?

— I have 2 translations. One transfer from a card of another bank to your card, and the second - from my BPS-Sberbank card to another BPS-Sberbank card.

— In this case, if you use our bank’s Internet banking, you can transfer funds remotely in your personal account. If you have a salary package, or for personal purposes you signed up for a “Classic” or “Status” service package, or you have a ComPass card, then there are several options for transferring funds without any commissions. Maybe you know what kind of card you have?

A few minutes later, we found out that I had the most ordinary card, which means that for a transfer to another bank client, they would still charge me a commission - 1.8% of the amount.

— This is a regular debit card, not included in the package of services, so a commission will be charged - this is 2BYN, if to our bank card,- the specialist explained.

— What if it’s through online banking?

—Yes, this is if through Internet banking. The card number and expiration date of the recipient's card are indicated there.

- Can I give you a phone number?

-Yes, you can also use a phone number if a client of our bank...

— What if from a card of another bank?

—If you transfer funds from a card of another bank, you can also do it remotely, without leaving your home, through the ERIP system. It indicates either the contract number or the account number in the formatIBAN This will be without any commissions.

— Clear. How fast?

— As soon as the money is credited to our bank, the funds are immediately credited to the account. As a rule, no later than the next business day.

- So not instantly?

- No, not instant translation.

— Isn’t it possible to instantly transfer to your bank card?

— If you use the information kiosk. In this case, the recipient’s card number is indicated, it is possible from a card of another bank, or in cash. This will be an instant card top-up without commissions.

The first transfer is from a card of another bank to a BPS-Sberbank card

On the advice of a specialist, we used the ERIP system.

The transfer was commission-free; we only needed to indicate the account number, which can be found in the Internet bank.

Despite the fact that the contact center specialist said that the transfer was not instantaneous, the money arrived on the card very quickly. I think we were very lucky.

It should be noted that the contact center specialist spoke in some detail about translations.

However, for transferring from a card of another bank, I was offered only one “non-instant” option - the ERIP system. But that's not true.

In fact, BPS-Sberbank has its own transfer system "Translate for me", the money should arrive instantly, but such a transfer will require a 1.8% commission, and only Mastercard and Maestro cards can be used for transfers.

Second experiment - transfer between BPS-Sberbank cards

For the second transfer, the specialist advised using transfers in the Internet banking system with a commission.

In chapter "Catalog" choose “Transfer to a private person”.

You can transfer money either by card number or by phone number. I used the second option. The system automatically found the recipient, so all I had to do was check the name and card number.

All that remains is to confirm the translation of the SMS. The money appeared on the recipient’s balance at that very moment!

Personal opinion of the correspondent

The consultation turned out to be incomplete, the girl suggested using the ERIP system and transfers in the Internet bank for transfers, but did not tell me about the “Transfer to me” transfer system!

Despite the fact that the transfer through the ERIP system is “not instant”, the money can only arrive the next day, it appeared on our balance sheet very quickly.

If you use the “Transfer to me” service, the transfer will be instant, but with a commission and only between Mastercard and Maestro cards.

As for intrabank transfers, they are also instant, the only pity is that you have to pay a commission. :(

Test result: 22.5 points out of 50 possible

Evaluation criteria for the competition				BPS-Sberbank
By phone	Waiting time for a response from the Contact Center on the line	1 point - 3.5 minutes 2 points - 3 minutes 3 points - 2 minutes 4 points - 1 minute 5 points - less than 30 seconds	MAX 15	5
	Completeness of information received from the Contact Center	. did they offer transfer options between cards - 5 points (if more than one)		5
		. talked about each option in detail and named the commission - 5 points		2,5
		. offering only offline transfer options (info kiosk or bank branch) - minus 2 points		0
Online transfers within one bank	Transfer speed from this bank's card	. 3 points - during the day	MAX 40	10
	Cost of transfer from a card of this bank	. 0 points - any commission . 10 points - free		0
Online transfers from a card of another bank	Speed ​​of transfer from a card of another bank	. 0 points - next day or longer . 3 points - during the day . 10 points - within half an hour		10
	Cost of transfer from a card of another bank	. 0 points - more than 1% . 5 points - less than or equal to 1% of the transfer amount . 10 points - free		10
Is it possible to make an online transfer between cards from different banks for all payment systems (Visa, Mastercard, BELKART) - minus 10 points (for the absence of one of the systems)				-20
Maximum number of points			MAX 55	22,5

Alfa Bank Belagroprombank Belarusbank BelVEB Belgazprombank Belinvestbank BNB-Bank BPS-Sberbank BSB Bank BTA Bank VTB (Belarus) Idea Bank Moscow-Minsk MTBank Paritetbank Priorbank Solution RRB-Bank Technobank

Alfabank transfers funds from the card account of one person to the card account of another person without commissions and fees. This condition applies to transfers via Internet banking and mobile banking. Transferring money from card to card via an ATM or information kiosk is not possible.

When transferring funds from the card account of one person to the card account of another person, Belagroprombank deducts a commission from the sender in the amount of 1.5% of the transfer amount, but not less than 0.2 BYN per transaction. The commission size is the same and applies to all transfer methods: Internet banking, m-banking, information kiosk.

When transferring funds from the card account of one person to the card account of another person, Belarusbank deducts a commission from the sender in the amount of 1.5% of the transfer amount. The commission amount is the same and applies to all transfer methods: Internet banking, m-banking, ATM/info kiosk.

BelVEB Bank carries out transfers of funds from the card account of one person to the card account of another person without commissions and fees. This condition applies to transfers via Internet banking and mobile banking. Transferring money from card to card via an ATM or information kiosk is not possible.

Belgazprombank transfers funds from the card account of one person to the card account of another person without commissions and fees. This condition applies to all transfer methods: Internet banking, m-banking, ATM/info kiosk.

Belinvestbank transfers funds from the card account of one person to the card account of another person through Internet banking and m-banking without commissions and fees. In case of transfer through an ATM or information kiosk, a commission of 1.5% of the transfer amount is charged, but not less than 2BYN per transaction.

BNB-Bank transfers funds from the card account of one person to the card account of another person without commissions and fees. This condition applies to transfers via Internet banking and mobile banking. Transferring money from card to card via an ATM or information kiosk is not possible.

When transferring funds from the card account of one person to the card account of another person, BPS-Sberbank deducts a commission from the sender in the amount of 2.5% of the transfer amount, but not less than 0.5 BYN and not more than 15 BYN per transaction. The commission size is the same and applies to all transfer methods: Internet banking, m-banking, information kiosk.

BSB Bank carries out transfers of funds from the card account of one person to the card account of another person without commissions and fees. This condition applies to transfers via Internet banking and mobile banking. Transferring money from card to card via an ATM or information kiosk is not possible.

BTA Bank carries out transfers of funds from the card account of one person to the card account of another person without commissions and fees. This condition applies to transfers via Internet banking and mobile banking. Transferring money from card to card via an ATM or information kiosk is not possible.1

When transferring funds from the card account of one person to the card account of another person, VTB Bank deducts a commission from the sender in the amount of a fixed payment - 0.15 BYN. The commission amount is the same and applies to all transfer methods: Internet banking, m-banking, ATM/info kiosk.

Idea Bank carries out transfers of funds from the card account of one person to the card account of another person without commissions and fees. This condition applies to transfers via Internet banking and mobile banking. Transferring money from card to card via an ATM or information kiosk is not possible.

When transferring funds from the card account of one person to the card account of another person, Moscow-Minsk Bank deducts a commission from the sender in the amount of 1% of the transfer amount + 0.14 BYN. The commission amount is the same and is valid for transfers via Internet banking and m-banking. Transferring money through an ATM/kiosk is not possible.

MTBank carries out transfers of funds from the card account of one person to the card account of another person only through Internet banking or the online service perevod.mtbank.by. There are no fees for this transaction.

Parity Bank carries out transfers of funds from the card account of one person to the card account of another person without commissions and fees. This condition applies to transfers via Internet banking and mobile banking. Transferring money from card to card via an ATM or information kiosk is not possible.

When transferring funds from the card account of one person to the card account of another person, VTB Bank deducts a commission from the sender in the amount of a fixed payment - 0.5 BYN. The commission amount is the same and applies to all transfer methods: Internet banking, m-banking, ATM/info kiosk.

Transfer of funds from the card account of one person to the card account of another person via Internet banking or m-banking Bank Solution carries out commissions and fees. In case of transferring funds through an ATM/kiosk, a commission of 0.5% of the transfer amount is charged, but not more than 1BYN.

RRB-Bank carries out transfers of funds from the card account of one person to the card account of another person only through Internet banking. There is no fee for this service.

Technobank transfers funds from the card account of one person to the card account of another person without commissions and fees. This condition applies to transfers via Internet banking and mobile banking. Transferring money from card to card via an ATM or information kiosk is not possible.

It is not always possible to transfer money from your card to a card of another bank, and sometimes a commission is charged even for transfers within the same bank. the site found out how much you need to pay to use the service.

By the way, you can use the TUT.BY service for transfers from card to card - it is located.

Transfers between cards can be divided into three types: transfers at the issuing bank between two of your cards, transfers at the issuing bank between two other people’s cards, and transfers to a card of another bank. In the latter case, the commission is almost always written off.

Bank		Where can I produce
Alfa Bank
Bank BelVEB
Bank Moscow-Minsk		Internet banking, mobile application
Bank Solution		Internet banking, mobile application
Belagroprombank
Belarusbank		Internet banking, mobile application, information kiosk, ATM
Belgazprombank		Internet banking, mobile application, information kiosk, ATM
Belinvestbank		Internet banking, mobile application, information kiosk, ATM
Belarusian People's Bank		Internet banking, mobile application
BPS-Sberbank		Internet banking, mobile application
BSB Bank		Internet banking, mobile application
BTA Bank
VTB Bank (Belarus)		Internet banking, mobile application, ATM
Idea Bank		Internet banking, mobile application
MTBank
Paritetbank		Internet banking, information kiosk
Priorbank		Internet banking, mobile application, ATM
RRB-Bank		Internet banking
Technobank		Internet banking, mobile application
Fransabank		Internet banking
Zepter Bank		Internet banking, mobile application

Type of transfer and commission amount	Where can I produce
Alfa Bank
Transfers between bank cards - no commission. Transfer from an Alfa-Bank card to a card of another bank - 1 BYN.	Internet banking, mobile application, information kiosk, ATM
Bank BelVEB
Transfer between your two BelVEB cards is free. Transfer between two different BelVEB card users - commission 0.9% of the amount. Transfer to a card of another bank - 1% of the amount, minimum 1.50 BYN.	Internet banking, mobile application
Bank Moscow-Minsk
Transfers only between Moscow-Minsk bank cards. Cards of one client - the size of the commission is similar to the size of the commission for cash withdrawal (if the card is cashed out free of charge, the transfer is also free). When transferring between different clients - a similar commission, but not less than 1% of the transfer plus a fixed amount of 0.14 BYN	Internet banking, mobile application
Bank Solution
Transfers between bank cards Solution without commission. Transfer to a card of another bank is possible through the ERIP system - the commission is possible at the receiving bank.	Internet banking, mobile application
Belagroprombank
Only between Belagroprombank cards. Card of one client - no commission, between two different users - 1.5% of the amount, min. 0.20 BYN	Internet banking, mobile application, information kiosk
Belarusbank
Between two of your cards - free. Between two different card users - 1.5% of the transfer amount. Transfer to a card of another bank - through devices 2.5% of the transfer amount, no commission through ERIP.	Internet banking, mobile application, information kiosk, ATM
Belgazprombank
Transfers between bank cards - no commission. Transfer to cards of another bank: Transfers service - transfer commission 1.5% of the amount, min. 0.49 BYN, individual payment through the personal account of the Internet bank (mobile application) - commission 0.5% of the amount, max. 30 BYN.	Internet banking, mobile application, information kiosk, ATM
Belinvestbank
Transfers between bank cards - no commission. Cards of Belarusbank, Belagroprombank - commission 1.5% of the amount, minimum 0.49 rubles. You can transfer money to cards of other banks through a custom payment on the “Payments” tab. For the transfer, all card account details are indicated, there is no commission.	Internet banking, mobile application, information kiosk, ATM
Belarusian People's Bank
There is no commission between bank cards via Internet banking. To a card from another bank - 1% of the amount, min. 1 BYN, max. 5 BYN.	Internet banking, mobile application
BPS-Sberbank
Between your two cards - no commission. Between two different card users - up to 24.99 fixed commission 0.50 BYN, from 25 BYN to 749 BYN - 2% of the amount, from 750 BYN - commission 15 BYN. To cards of another bank via Internet banking - the “Transfer to me” service with a commission of 1.8% of the amount, min. 2 BYN (conditions - both MasterCard or Maestro cards), or arbitrary transfer using the details - commission 1 BYN.	Internet banking, mobile application
There are no commissions between bank cards. You can transfer to a card of another bank through the application or online banking using the “Free payment” function - there is no commission either.	Internet banking, mobile application
There is no commission between bank cards; when transferring through an ATM, the minimum transfer amount is 10 BYN. Transferring money to a card of another Bank - commission 0.8% of the amount (minimum 50 kopecks).	Internet banking, mobile application, ATM
VTB Bank (Belarus)
Between VTB Bank cards - 0.15 BYN, to a card from another bank - 1% of the transaction amount, minimum 1 BYN. Transfers are only possible between Visa cards.	Internet banking, mobile application, ATM
Idea Bank
There is no commission between bank cards; for a card from another bank there is a commission of 1.3% of the amount, minimum 2 BYN. It is possible to transfer money to cards of other banks using an arbitrary payment - in this case there is no commission.	Internet banking, mobile application
There is no commission between bank cards, transfer to MasterCard and Visa cards is 1.5% of the amount, min. 0.49 BYN	Online service perevod.mtbank.by
Paritetbank
There are no commissions between bank cards. To cards of other banks - via Internet banking and the “one-time payment” service, the commission will be 1% of the amount, min. 0.50 BYN.	Internet banking, information kiosk
Priorbank
Between Priorbank cards - free of charge (exception: transfer from Boomerang card, commission 3.5% of the amount + 1 BYN). To cards of other banks - 1.2% of the amount + 1.5 BYN (from the Boomerang card - 3.5% + 1 BYN).	Internet banking, mobile application, ATM
Transfer only between RRB Bank cards, no commission.	Internet banking
Technobank
There are no commissions between bank cards. To cards of other banks - using “Custom payment” using account details (that is, not by card number), commission - 1 BYN.	Internet banking, mobile application
Fransabank
Transfers are only possible between Fransabank cards, there is no commission.	Internet banking
Zepter Bank
There are no commissions between Zepter Bank cards. You cannot transfer money to cards of other banks.	Internet banking, mobile application

We also offer to use the convenient service of card-to-card transfers between Maestro and MasterСard bank payment cards issued by any bank in Belarus, Russia, Ukraine and other countries.