Connected paypal. How to fund your PayPal account - step by step instructions. What does linking a bank card to Paypal give?

25.12.2021

Distance shopping is rapidly gaining momentum, making it possible to receive goods almost without leaving home. For this to be real, you must have a wallet that allows you to pay for the goods. Of course, you can pay for goods with a card, but some Western online stores, such as eBay, only accept payment via PayPal.

Pros:

  • no need to control the status of the account, it is enough to replenish the bank card
  • no limit on payment amount
  • card binding is online and takes a few minutes

Minuses:

  • double conversion when paying with a ruble card
  • only certain cards are suitable for binding, for example, a Visa card from Sberbank
  • if there are not enough funds on the card, you will have to replenish the card or PayPal account
  • deliberately unfavorable exchange rate when paying in foreign currency

In fact, when using this method, funds are not credited to the PayPal wallet, but debiting occurs directly from the card. It is convenient that you do not need to check how much money is in the account, knowing that there are enough funds on the card.

Replenishment of the account through QIWI

A QIWI wallet is convenient in that money can be deposited into it through a huge network of terminals located throughout the country. Also, you do not need to remember your login, because it is your phone number, and go through complex verification procedures.

We can safely say that QIWI is one of the most common tools for remote payment in our country.

The scheme of this method is similar to the previous one. An account in the QIWI system is a QIWI Visa Card virtual card account - their balance is unified and synchronized.

  1. Log in to your QIWI wallet or register it if necessary.
  2. Go to the "Bank cards" tab located under the search bar.
  3. Below, in the "Your cards" window, click the "Get details" button and wait for the SMS with the data.
  4. Link your virtual QIWI card to PayPal account, similar to the described method.

Now, when paying for purchases in stores that accept PayPal payment, debiting will occur from your QIWI wallet.

Top up Qiwi account no commission can be in the amount of 500 rubles, for smaller amounts a commission of 3% is applied

Replenishment from a Yandex.Money or Webmoney wallet

If your employer sends you wages to an electronic wallet of the Yandex or WebMoney system, and you need to pay for the goods through PayPal, then you will have to exchange one electronic currency for another.

As a rule, this exchange is available only through special exchange offices electronic currencies. For example, the site bestchange.ru lists exchangers with minimal commissions.

Pros:

  • the possibility of carrying out the exchange remotely
  • no supporting documents required
  • no card required

Minuses:

  • high exchange commission
  • The term for crediting funds can be up to 24 hours
  • the minimum exchange amount is 300 rubles

Undoubtedly, for those who have a bank card or there is a Euroset or Svyaznoy communication salon nearby - the first methods will be more convenient. But, if you live in a small town, or could not connect the card to your account - it is more convenient to use the last two.

It is important that no matter which method you choose, you can be sure that the funds credited to your PayPal account are safe.

Svyaznoy offers its clients a wide range of additional services. Making a purchase, you can save time at the same time by extending the car insurance or making a utility bill, and even try your luck in the lottery! Everything you need in one place.

Quick Gadget Setup

According to statistics, most people use their gadget for only 30%. Do you want to make your device work 100%? Svyaznoy's professional consultants will quickly and efficiently set up your smartphone or tablet, install the necessary software and update the software. And your gadget will live in a new way. Customization services can be viewed.

Product repair

If your phone or digital equipment is out of order, do not be discouraged. "Connected" will help solve the problem. Wherever you are, just contact the nearest Svyaznoy, and our qualified staff will help you. We work only with trusted authorized service centers equipped with equipment for diagnosing and repairing phones, which have a large technical base. Repairs are made only with the help of advanced technologies recommended by manufacturers. Contact Svyaznoy for repairs, and it will be as it was.

Insurance

In Svyaznoy you can buy not only the most modern gadgets, but also various insurance products.

"Certificate of Service". How I wish the warranty on my favorite gadget lasted, lasted, and lasted. "Certificate of Service" - this is the name of the service that extends the official warranty for the goods for 1, 2 or 3 years additionally. This service is available to buyers of gadgets with any manufacturer's warranty period. In addition to the standard warranty conditions, the “Certificate” includes coverage for damage from electric shock. For example, if you put your smartphone on the charger in the wrong outlet. In addition, even when the manufacturer's warranty ends, the "Certificate" continues to cover damage from manufacturing defects.

Attention! The service does not apply to discounted goods, weather stations, modems, photo, audio, and GSM accessories, payment cards, DVDs, SkyLink telephones, corded telephones, DECT telephones, audio and video players, photo and video cameras, photo frames, game consoles, walkie-talkies, voice recorders, goods of the category "Toys".

"Purchase Protection". It happens that you bought a new smartphone and did not have time to show it off yet, but it broke or was stolen. In such cases, the Purchase Protection service helps. In case of theft of a mobile phone, we will calculate and reimburse its cost (purchase price minus wear and tear during operation), and if the device breaks down, we will compensate for the cost of its repair.

The service is provided by the insurance company VTB Insurance.

"Comprehensive Protection". If you love the all-inclusive format, then Comprehensive Protection is just for you. This service combines the two above - "Purchase Protection" and "Certificate of Service". We offer protection against most of the risks associated with the operation and use of mobile and home appliances in the first 12 months from the date of entry into force of the policy, plus an additional 12 months of warranty against manufacturing defects. The latter condition applies to new mobile phones, smartphones, communicators (GSM), iPhone, iPad, monoblocks, laptops, netbooks, tablet PCs, audio and video equipment, photo and video cameras, fitness trackers, SMARTWATCH, smart bracelets, sports watches , GPS navigators, DVRs, radar detectors, e-books.

Attention! The service does not apply to discounted goods, weather stations, modems, photo, audio and GSM accessories, payment cards, DVDs, SkyLink phones, corded phones, DECT phones, photo frames, game consoles, walkie-talkies, voice recorders, goods of category "Toys", accessories.

The service is provided by the insurance company VTB Insurance.

"Anti-theft". If your smartphone is stolen, it does not mean that everything is lost. The Anti-Theft service allows you to return your phone or tablet if it is stolen or lost and protects the personal information stored on the device. The Anti-Theft application helps:

  • determine the location of the mobile device;
  • send a message to the finder or the kidnapper;
  • remotely block a lost mobile device;
  • erase all confidential information;
  • remotely take a photo of the finder or thief;
  • track the date and time of the last use of the lost device.

The service applies to mobile devices of the Android 2.3 (+) platform.

OSAGO. Forgot to renew your car insurance? Something needs to be done urgently. For example, to issue OSAGO in Svyaznoy. Payment for the service is made instantly, and without commission. Registration is even faster, and you are back on horseback. You can find out about the availability of the service in your city by calling 8-800-700-33-66.

Critical illness insurance. Even in the most difficult life situation, you should never despair. In any "Svyaznoy" you can quickly connect to the "Live!" insurance program, which provides financial protection in life situations associated with deadly diseases. The insurance payment will help compensate for the financial costs of treatment and recovery, and in the event of the death of the insured person, financial support will be provided to his relatives. Insurance program "Live!" covers risks:

  • diagnosing oncological diseases;
  • myocardial infarction;
  • stroke
  • terminal renal failure;
  • diseases of the coronary arteries.

The sum insured is 1,000,000 rubles. The term of insurance is 1 year starting from the day following the payment of the policy. The waiting period is 60 days.

Apartment (house) insurance. If you are afraid for the safety of your apartment or house, then Svyaznoy has a unique insurance product “Though a flood!”. "Though the flood!" protects against:

  • fire,
  • flooding,
  • poor quality repairs
  • burglary.

Even if, through your fault, the apartment of the neighbors was damaged, “Though the flood!” cover this risk.

AlfaStrakhovanie has the right to pay compensation up to 30,000 rubles. without information from the competent authorities. Learn more from sales assistants in the nearest Svyaznoy store.

"Migrant 03". Far from home, but not from the doctor. The Migrant 03 policy allows foreigners to receive medical care in Russia. Assistance will be provided even if a person is in the country illegally. The Migrant 03 insurance policy fully complies with the requirements of the law and is suitable for obtaining a patent or a work permit! The Migrant 03 program provides for:

  • provision of emergency medical care at the place where the ambulance brigade was called, in vehicle during medical evacuation;
  • provision of emergency inpatient care, including expenses for diagnostic tests, surgical interventions (without the use of consumables), as well as medicines prescribed by a doctor, dressings and immobilization means; emergency inpatient care is provided until the threat to the life of the insured is eliminated.

"Emergency inpatient care" is a form of emergency medical care, the criteria of which are signs of a threat to human life and the associated requirements for the timing of its provision (i.e. rendered without delay, urgently).

Accident insurance. Cases are different - happy and unhappy. You can insure against the latter in any Svyaznoy. Accident insurance is intended to compensate for damage caused by death, hospitalization or traumatic injuries of the insured as a result of accidents. Insurance costs only 40 rubles per month, and registration takes three minutes.

Insurance "Antiklesch". A tick is a very small insect, a meeting with which promises big problems. Unless, of course, you have Anti-Tick insurance. "Antiklesh" will help minimize the consequences of an insect bite and guarantee highly qualified medical care aimed at treating tick-borne encephalitis and other diseases transmitted through a tick bite. The insurance indemnity limit is 100,000 rubles. The policy comes into force on the fourth day from the date of purchase. Take care of your health in advance!

Property insurance. Don't worry about your property, it's better to insure it. The “Property Insurance” service package covers:

  • civil liability: if you damaged the property of your neighbors and harmed their life and health, insurance will compensate for everything;
  • your property: if your furniture, household appliances, musical instruments, clothes are damaged, insurance will compensate for everything.

In the event of an insured event, call the round-the-clock call center at 8-800-333-8-800. Insurance Company everything will be settled with a minimum package of documents within 15 days. An additional service is attached to the insurance when settling:

  • emergency restoration of windows and doors;
  • cleaning and clearing of premises;
  • opportunity to announce the event day and night.

Travel insurance. Travel insurance (TID) is a qualified assistance anywhere in the world during a trip, which will provide timely medical and other assistance in an unforeseen situation for a total amount of 30 or 50 thousand euros. Moreover, you can buy both a single policy (for one trip) and multiple (annual insurance abroad). In the event of an insured event, simply call 8-800-333-8-800. Renaissance Insurance organizes all assistance independently. The insurance is valid worldwide. The TCD insurance policy includes:

  • emergency medical care (includes surgical and hospital services);
  • dentistry (payment for dental first aid services caused by acute toothache or the consequences of injuries received during the trip);
  • medical equipment (payment for the temporary provision of medical equipment and aids, including crutches and wheelchairs);
  • medicines (payment of the cost of medicines according to the prescription of the doctor who assisted in the trip);
  • medical transportation (payment for emergency transportation from the scene to one of the nearest hospitals);
  • transportation of the remains in the event of the death of the Insured (payment for the transportation of the body, autopsy, coffin required for transportation, and transportation of the remains to the homeland of the Insured);
  • legal assistance (at the request of the Insured person, they are obliged to organize the provision of legal assistance and pay expenses as a result of his involvement in judicial and extrajudicial (administrative) proceedings during the trip, as a result of harm to health, property, property interests of the Insured person caused by third parties; causing harm to life, health or property of third parties, which caused the civil liability of the Insured person);
  • loss of documents (in case of loss or theft of documents necessary for travel abroad - passport, visa and air ticket - the Insurer will pay the consular fee, and the service company will provide the Insured person with the information necessary to complete formal procedures in the relevant local organizations to replace the lost or stolen documents) .

The service is provided by the Renaissance Insurance Company.

Flight insurance. The Flight Insurance package offers a wide range of services. You can insure not only yourself, but also your luggage. Air insurance covers everything from damage to property to loss of an aircraft. The “Insurance for the duration of the flight” package can be purchased with an air ticket both when flying within Russia and to foreign countries. The insurance includes the following risks:

  • baggage insurance (luggage damage, baggage delay for 48 hours, loss of baggage);
  • insurance against non-departure (flight delay from 12 hours before the start of official registration);
  • accident insurance (death, disability of groups 1, 2 and 3, bodily injuries).

The service is provided by the Renaissance Insurance Company.

Insurance for the sale of railway tickets. The insurance policy is designed to compensate for damage caused by death, disability group I, hospitalization or traumatic injuries as a result of an accident that occurred during a trip by rail. The insurance covers the following types of accidents that occurred on railway transport:

  • disability group I,
  • injuries and burns
  • hospitalization,
  • death.

The insurance is valid for one trip on the route specified in the railway ticket. The validity of the insurance begins and ends according to the data of the railway ticket from the moment of departure of the train until the moment of arrival. That is, insurance is paid if an accident occurs on the train while moving or standing, as well as on the stairs when entering and exiting the train.

The service is provided by the insurance company "Independence".

Registration of bank cards

Credit cards. Want so much and eat so little? Make a credit card. In any "Connected" you can issue credit card Tinkoff Platinum. More than four million Russians have already appreciated the benefits of using it:

  • registration without certificates and guarantors;
  • credit limit up to 300,000 rubles;
  • interest-free period up to 55 days;
  • monthly payment about 6% of the debt.

Gift points up to 30% of the purchase amount are awarded for card purchases. The Tinkoff Platinum credit card was created for life and everyday spending. The more purchases, the more points! Make purchases, return money on time and do not pay interest. You can replenish the card and pay off the debt in any Svyaznoy. Commission 0%!

Debit card« Tinkoff Svyaznoy Club. More money, more benefits. In partnership with Tinkoff Bank, we have created a card with which you can get even more benefits! In addition to the fact that the card will earn money for you (every month, 8% of the account balance is credited to the Svyaznoy-Club card), you will receive pluses under the Svyaznoy-Club program for purchases using the card or its details. Get up to 15% plus and up to 8% on the card balance! The Svyaznoy-Club card can be topped up in Svyaznoy without commission!

Money transfers

How to transfer money to family and friends? Will they get lost along the way? Will they come? And how fast? All these questions are answered in Svyaznoy.

"Gold Crown". Commission from 0%! Zolotaya Korona - Money Transfers is a service of instant addressless money transfers without opening an account with 39,000 pickup points! You can send a transfer in any Svyaznoy. Make it very easy! To send a transfer, you will need an identity document, money, the full name of the recipient, as well as the country and city of receipt. Transfer money to friends, relatives and acquaintances! Fast, convenient, no commission! The service guarantees:

  • transfer speed - it can be received in a few seconds after sending:
  • unaddressed - when making a transfer, you only need to specify the country and city where the transfer is sent, the recipient himself will be able to choose the most convenient pickup point for him.

You can also monitor the status of the translation online on the website: www.perevod-korona.com.

You can learn about tariffs and current promotions from the seller.

moneygram. Commission from 0%! MoneyGram is an international instant money transfer system that allows you to quickly and securely send cash around the world. The MoneyGram network consists of 350,000 branches, including retail chains, national postal services and financial institutions in 200 countries around the world. In the CIS, the MoneyGram network already has more than 38,000 branches and continues to expand. In Russia, the MoneyGram network consists of more than 25,000 branches. You can send or receive a money transfer in any country in the world where MoneyGram is available, at any branch of the system. The sender and recipient only need ID. You can receive a transfer within a few minutes after sending it. Money Gram is convenient, fast, reliable and easy! Sending money transfers from Russia is carried out in rubles. In order to transfer money through MoneyGram in Svyaznoy, you only need a passport or driving license. Restrictions on transferred amounts - up to 5,000 US dollars per day when transferring from Russia to abroad (for residents of the Russian Federation, in accordance with the legislation of the Russian Federation) in ruble equivalent. For non-residents, MoneyGram has set a limit of $9,999 per day in ruble terms.

You can find information about rates and service points at moneygram.com.

You can find out the status of your money transfer by calling the round-the-clock information service at 8-800-500-9253 (calls are free from landline phones in the territory of the Russian Federation).

Bank account replenishment

Urgently need to put money into the account, but the bank is closed? Go to the Messenger. In Svyaznoy, at cash desks and payment terminals, you can replenish a bank account (credit, deposit, debit) of any bank in the Russian Federation, repay microloans, and also replenish Visa / Master Card cards. Fast! Conveniently! No queues! To make the first replenishment payment, you must have bank account details and a passport with you. For subsequent payments, you need to tell the cashier only the phone number, the passport must be presented only for payments over 15,000 rubles. To make a payment through the terminal, you need to enter a phone number in the "Bank payments" section. The commission for the service is 2%, at least 50 rubles. from the payment amount. And when replenishing a bank card " Tinkoff Credit systems" commission is 0%.

You can also make a payment for a ruble loan. For the repayment of loans of the following banks, the commission is 0 rubles: Tinkoff Credit systems”, Otkritie Bank, Moscow Credit Bank (for payments outside of Moscow and Moscow Region), MC Bank Rus, Renaissance Credit Bank (deposit replenishment), Mezhtopenergobank, Home Money, Nano-Finance LLC, Kviku , OTP Bank CJSC (only initial payment when issuing a card), Credit Europe Bank JSC (on the part of TT Svyaznoy). To top up a Visa/Master Card during the initial top-up, you must have your passport and card number with you. For subsequent payments, you need to tell the cashier only the phone number, the passport must be presented only for payments over 15,000 rubles. The commission for the service is 2%, at least 50 rubles. from the payment amount.

The service is provided by LLC NBCO "Rapida"/NCO "Payment Center" (LLC).

Payments

In "Svyaznoy" you can easily pay for anything:

  • mobile communications of leading mobile operators: Megafon, Beeline, TELE2, Yota, Motiv, Smarts and others - 0% commission;
  • replenishment electronic wallets no commission for online payments: Yandex.Money, WebMoney, Visa Qiwi Wallet, PayPal and others;
  • public services: kindergartens in Moscow (commission 2%), tax payments, housing and communal services, traffic police fines (50% discount in the first 20 days);
  • travel cards: "Troika" (receipt and replenishment), "Strelka" (replenishment);
  • Internet providers: Beeline, Rostelecom, Rinet, 2KOM, Starlink, Kverti, Inet com, Onlime, Morton, Telecom, Netbaynet and others ;
  • digital TV: Tricolor NTV+, Beeline, AKADO (Comcor-TV), Stream-TV, ER-Telecom, Rostelecom and others;
  • online stores: Ozon.ru, Exist, Royal Canin, LitRes, AliExpress (commission 0%!) and others;
  • catalog items: Avon (commission 1.5%), Mary Kay, Oriflame, Faberlic (no commission!);
  • air and railway tickets: Aeroflot, Vim Avia, S7, Utair, 24 Avia, TuTu.ru, Vokzal.ru and others;
  • security systems: CobraConnex, AutoLocator, CaesarSatellite, Echelon, Gulfstream, Arkan and others;
  • games: games Mail.ru, World of Tanks/World of Aircraft, Steam xsolla and others;
  • bookmakers: Fonbet Marathon, BaltBet and others.

Payment can be made either through the terminal or at the checkout. Qualified employees of the salon will always prompt and help in making a payment. It is also possible to personally check and determine the status of the payment made - http://service-ok.site/.

Lotteries

Try your luck in the most popular lotteries in the country. To date, the largest lottery win in Russia has amounted to more than 250 million rubles. Imagine what you could buy with that money. In Svyaznoy you will find tickets for the most popular games: Draw and Instant Lottery.

« Gosloto "5 out of 36". Every week a new millionaire! Only in 2015, 61 participants became a millionaire. Maybe you're next. Draws take place every day. The minimum cost of participation is 60 rubles.

« Gosloto "6 out of 45"."Gosloto" 6 out of 45 "- these are the biggest wins in Russia! Each raffled super prize makes its owner a multimillionaire! On January 30, 2015, a record super prize was raffled off - over 203,000,000 rubles! No one else won in modern Russia. The victory went to two participants at once. Buy your ticket today and set a new record! Draws take place every day. The minimum cost of participation is 100 rubles.

« Sportloto« 6 out of 49» . “Sportloto “6 out of 49” is a revived legend of the Soviet era! For more than 45 years, 6 out of 49 draws have been bringing joy to their loyal fans. You win - the sport wins! Draws take place every day. The minimum cost of participation is 20 rubles.

« housing lottery» . A lottery that gives everyone a chance to make their dream of owning an apartment come true. For 3 years more than 400 real estate objects have been raffled off! Broadcasts of the draws take place on Saturdays at 8:15 on the NTV channel, in the Housing Lottery Plus program. Win an apartment for your family! The ticket price is 100 rubles.

« Russian loto» . A game with a long history and permanent host Mikhail Borisov. Apartments are raffled off in weekly draws, country houses, cars, travel and large cash prizes. Broadcasts of the draws take place on Sundays at 8:15 on the NTV channel, in the Russian Lotto Plus program. The ticket price is 100 rubles.

« Gosloto "7 out of 49". Over the four years of its existence, the lottery has made 19 lucky people millionaires! “Gosloto “7 out of 49” is an opportunity to win a multimillion-dollar super prize at the minimum bet, as well as big wins already for 6 or even 5 guessed numbers. Draws take place every day. The minimum cost of participation is 40 rubles.

Instant lotteries "Sportloto". Instant lotteries are popular due to the high probability of winning, its size and low cost of tickets. The maximum win is 10,000,000 rubles. The ticket price is only from 20 to 100 rubles. Whoever plays wins!

Football lottery."6 out of 36" is a well-known formula and football traditions in every ticket! Each ticket has 36 numbers printed on it. Of these, 6 have already been crossed out. This is the game combination. You just have to choose a ticket with the game combination that you like and wait for the Saturday draw. The ticket price is 100 rubles.

If you have chosen the Gosloto game, then after you fill out the coupon, our employee will scan the coupon and give you a receipt. It will indicate the number of the circulation, its date, your mobile phone and the combination you choose. If you win, your phone will receive an SMS message with a special code that can be used to claim the prize. To receive your winnings at Svyaznoy, present your receipt, SMS code and your phone number. On the spot, you can receive cash winnings up to 5,000 rubles. Buy lottery tickets at Svyaznoy!

In most online stores in Europe and America, the purchase of goods and services is possible using the PayPal payment system. If registering with the service is quite simple, then the options for replenishing your PayPal account are described on the official website without the necessary details. All ways to deposit money to a personal account in PayPal are described in the article.

PayPal payment system

Paypal account replenishment methods

You can put funds on the balance in the settlement system using:

  • showrooms "Svyaznoy" and "Evroset";
  • international bank card VISA or MasterCard;
  • another PayPal wallet;
  • electronic exchange applications;
  • self-service terminals.

To replenish the balance in PayPal, you can use money that is stored on accounts in electronic wallets or on phone numbers, but you will not be able to directly transfer funds to PayPal from a virtual wallet or from a phone, you will have to use additional financial instruments.

PayPal payment methods

Replenishment through Euroset and Svyaznoy communication stores

Since the beginning of PayPal's work in Russia, the organization has entered into agreements for accepting funds with Svyaznoy and Euroset salons. At each office of the companies, customers can deposit cash to their PayPal accounts free of charge.

To complete the operation, the employee of the communication salon must inform:

  • their intentions to put money in PayPal;
  • an email address or phone number that serves as an identifier;
  • amount to replenish.

Finances are available in the e-wallet immediately after the completion of the transaction in the store-salon.

There are limits for replenishing a PayPal account through Euroset and Svyaznoy:

  • You can deposit no more than 15,000 rubles on one balance at a time.
  • During the calendar month, the account can be replenished in cash for a total amount that does not exceed 40,000 rubles.

There is no additional transaction fee.

Replenishment of the account through Qiwi

Replenishment of the account through Qiwi

You cannot directly replenish the balance in the PayPal system from the Qiwi wallet. Moreover, the Qiwi service limits the transfer of funds from a virtual card to other electronic wallets.

Important! To make purchases through the PayPal payment system, it is not necessary to replenish your own wallet. Money can be debited directly from the buyer's card to the seller's address.

The Qiwi PayWave plastic and the Qiwi Virtual Card virtual payment method will work in the PayPal system only in the purchase mode, retaining all the benefits of paying through PayPal. For operations of payment for goods, commissions are not charged by any of the parties servicing settlements.

Replenishment from a YandexMoney or Webmoney wallet>

Replenishment of PayPal account from YandexMoney wallet

Using popular Russian Internet wallets from Yandex and Webmoney, you can also pay via PayPal, but the principle of transferring funds from online wallets is different.

It is impossible to deposit money into a PayPal account directly through YandexMoney. The way out of the situation is to link the YandexMoney card to your PayPal account. The wallet account and card balance in Yandex are the same, so payments made through PayPal will be made both on the card and on the account at the same time. No additional fees will be charged from the owner of the wallet when making a payment.

A YandexMoney card linked in your PayPal account allows you to replenish your account in the payment system, while the transaction fee will be 3% of the amount, at least 100 rubles.

The built-in Internet exchanger will help you replenish your PayPal accounts from your WebMoney wallet. Withdrawal operations to the payment system are available to wallet owners with a “personal” certificate and higher. Money can be sent both from a Webmoney account to PayPal, and in the opposite direction.

To carry out the transaction, it is enough to select the appropriate application, enter the details of the WebMoney wallet and the PayPal account. The proposed transactions are carried out at the rate set by other users of the Internet wallet. The fee for transferring funds ranges from 2 to 5% of the amount. If necessary, the user can make his request for an exchange operation, in this case, you can earn money on the conversion, but you will have to spend time waiting for the transaction to be completed.

WebMoney e-wallet cards can be linked to a PayPal account and pay for goods by analogy with cards from Yandex and Qiwi. The exception is PaySpark payment instruments. UnionPay systems which are not supported by PayPal.

Top up balance with a bank card

Top up your PayPal account with a credit card

You can make payments through PayPal without replenishing your balance, for this you need to add a VISA or MasterCard card to your profile. Money in payment for purchases will be debited immediately from bank plastic. Paypal offers a high degree of protection for all confidential user data, bank details are stored in the system and are not transferred to the seller.

To perform transactions, it is enough to enter the card number, first name, last name, expiration date and secret CVV code into the system once.

Important! Payments from the card through the payment system are carried out without a commission, but if the client needs to replenish the PayPal account balance, for example, to transfer to other accounts, the system will take an additional fee.

Linking plastic to an account is simple, for this you need to perform 6 actions:

  1. Log in to your personal account.
  2. Select "Add card".
  3. Enter the details of the plastic and click "Link card".
  4. To use a financial instrument without restrictions, it is necessary to confirm the card in the system, the operation can be carried out in the "Accounts" menu, the "Payment Methods" section, select the appropriate plastic and click "Confirm card".
  5. To complete the transaction, the service will block an amount on the card in the amount of 60 to 120 rubles, while the bank card account statement will contain a verification code that must be entered in your personal account in the "Payment methods" section.
  6. At the end of registration, the money will be returned to plastic.

You can attach a bank card to PayPal when you activate your account or at any other time in your personal account.

Nuances of replenishment from a Sberbank card

PayPal replenishment from a Sberbank card

Sberbank payment instruments work in the PayPal system within the rules established by the service. You can link a Sberbank debit or credit card to your account, each of them is suitable for making payments and transferring money to the account.

Important! The plastic of the MIR system, as well as the Maestro and VISA Electron cards previously issued by Sberbank, will not work in PayPal.

It is impossible to replenish the balance in PayPal through the Sberbank Online Internet service, you can transfer money from a Sberbank card only in your PayPal account.

Replenishment from a virtual card

The PayPal payment system does not impose restrictions on the use of virtual or real cards in settlements, unlike issuers who may prohibit replenishing the balance of electronic wallets using their virtual instruments.

You can attach the details of online plastic to your Pay Pal account if the virtual card belongs to VISA systems or MasterCard has full details, including CVV code.

When making purchases using PayPal, the details of the virtual card will need to be entered once. In the future, the service debits money as payment without specifying the details of the plastic.

Their virtual cards PayPal does not issue.

Transfer to PayPal within the system

You can send money from your personal account to PayPal to another user from your own funds on the balance sheet or by debiting from the linked card. In the first case, there will be no commission for the operation; when transferring from a card, the service will charge an additional fee of 3.4% plus 10 rubles.

To transfer money between PayPal users, it is enough to indicate the recipient's email address in the "Money transfers" menu, the "Send" section.

For the convenience of using the address book in PayPal, you can transfer contacts from Google services, Outlook.

The system has the ability to send a request for receiving money through payment service PayPal. There are two ways to fund your account. You can create a link to your own social media account or send an email to a specific recipient.

How to top up a PayPal account from your phone

The PayPal payment system does not cooperate with Russian mobile operators, so it is impossible to transfer money from the phone balance to an account in the service. Withdrawing funds to a phone number will also not work.

To use the funds on the balance of mobile devices, you need to get a plastic card, the service is offered by MTS, Megafon and Beeline, and link it to your PayPal account.

Bank cards from Megafon have a common balance with the phone, so if you link payment instrument to the PayPal profile, then the money will be debited directly from the subscriber's number. For MTS and Beeline plastic, funds must be deposited in a separate operation.

PayPal replenishment through exchange offices

You can transfer electronic money that is in Internet wallets, cards, cryptocurrencies using online exchangers. One example is the exchange of funds through the Webmoney Exchanger described above.

There are independent companies and sites aggregating money transfer services from one source to another on the network.

Before using the services of an Internet exchanger, you need to read the reviews about its work on third-party resources, because all operations carried out through such services are not secured by anything and you should beware of fraudulent activities.

All existing applications work on the same principle:

  • in the exchanger, you need to select the option to debit money and the place where they should be sent;
  • offers on the amount and rate of the operation will appear in the window;
  • after selecting a deal offer, a window appears in which the counterparty will indicate the number for transferring the amount and details for crediting to Paypal.
  • after sending funds, you should wait for the replenishment of the account.

Various systems take an additional commission for using the Internet site, the amount of the fee differs significantly, in addition, when exchanging funds, the user loses on the exchange rate difference.

PayPal replenishment through exchange offices

How to transfer money to PayPal through the terminal

How to transfer money to PayPal through the terminal

Deposit cash into your PayPal account using self-service devices Russian companies will not work.

In the terminal, you can only replenish a bank card, then link it to your PayPal account. If the card and the terminal belong to different financial companies, then a commission will have to be paid for the cash deposit.

PayPal is an international debit payment platform that allows you to make transfers around the world. To use the system's capabilities at 100%, you need to replenish PayPal. The firm was founded in 1998 by a group of American students. The platform was supposed to make a breakthrough in financial industry and become an alternative to traditional banking structures. At the beginning of 2019, more than 267 million users were registered in the system. The platform supports 25 national currencies of the world and works in more than 200 countries.

Nuances of replenishment

On the official website of the organization paypal.com there is no detailed description of how to deposit funds into your account. The interface of the personal account is minimalistic, but unusual for Russian users, since the company is focused on American clients. ReplenishmentPayPalassociated with some features.:

  1. Cash deposits are only available for private accounts.
  2. RUR are used for enrollment in the Russian Federation.
  3. You can only deposit money into your own wallet.
  4. When entering cash, the system sets limits (15,000 rubles per operation and 40,000 rubles per month). Payment for goods and services, the amount of funds on the balance sheet is not limited.

Depending on the methods of replenishing PayPal, crediting is made instantly or over some time. If for a long time the money is not credited to the account balance in the system, you should contact the technical support of the organization.

Deposit Methods

Before you figure out how to replenish the main account on the PayPal platform, you need to register a personal account, specifying a login and a security code, confirm the user's email address, and attach a credit card. Instead of the wallet number for mutual settlements on the Internet, the email specified during registration is used.

How to putown money to the account in PSPayPal:

  • self-service devices;
  • transfers from EPS holders (, YAD, WMT);
  • representative offices of Euroset, Svyaznoy;
  • VISA cards, MasterCard;
  • transactions between two PayPal accounts.

For users in the US, Europe, and some other countries, a wider range of options may be available. Commissions and limits will depend on the option chosen. There is no direct deposit to a PayPal account through a personal account, so you will have to use third-party tools to deposit money.

Self Service Devices

It is impossible to increase the account balance in the PayPal payment system through terminals. The service is not provided by the payment platform. Resourceful users have come up with a way to bypass the restriction. The method implies a more complicated procedure than when depositing funds to third-party wallets.

Instructions on how to deposit money to PayPal through the terminal:

  1. Entering cash to the balance of the Qiwi Bank card. In the menu on the screen of the device, select the "QIWI wallet" section. Insert banknotes into the bill acceptor one at a time.
  2. Linking to a PayPal account.

Using the method, you can pay for goods with tied plastic. If you figure out how to replenish PayPal through the terminal, you can use a card of any bank in the same way. The scheme has a similar principle. The only caveat is that when depositing funds through self-service machines, a commission will be charged.

Representative offices of Euroset and Svyaznoy

Replenishment in the offices of retailers is possible in cash. To make a transaction, you need to visit any showroom of the partner companies represented. The official portals svyaznoy.ru and euroset.ru are used to find the nearest offices. A detailed description of how to replenish PayPal is in the reference block in the "Replenishment of the account balance" tab.

Step-by-step instructions on how to replenish the walletPayPal through cell phones:

  1. Select the nearest office address. During the visit, an identity card, the required amount of money and wallet details (email address) will be required. A phone may be required to confirm the operation.
  2. An employee of the company will transfer the client's personal data to the database of the Rapida partner payment resource.
  3. The cashier will print a check, which will require a signature.

The procedure takes 3-5 minutes. The amount instantly appears on the balance in the system account. In some cases, the transfer may take up to 24 hours. Both companies may charge a fee for making a payment.

Transfer of funds via QIWI

It is not possible to directly transfer funds to PayPal in your personal account. The procedure is complicated by restrictions on sending money to third-party electronic wallets that QIWI has installed. Much easier, perhaps, to use as intermediaries.

The site has a wide variety of destinations and a huge number of exchangers. Few resources provide direct: in most situations, you will have to do a double exchange.

You can link QIWI PayWave or QIWI Virtual Card to your PayPal account, but the cards will only be available for paying for goods: utility bills, loan repayments, transfers to other users will not work.

Replenishment with POISON and WMT

Through popular domestic electronic wallets, you can transfer money to PayPal, but the principle of sending money is different.

Using a Yandex wallet is similar to QIWI, since you will have to attach a Yandex.Money card, which will cost 300 rubles. for release. Validity - 3 years. The service is free. Wallet and card balances are identical, so payments are automatically debited from the e-wallet. When using the method, no commissions are taken from the owner.

You can transfer money to PayPal from the attached Yandex.Money card. The balance is updated instantly, but an additional 3% is charged for the transaction (at least 100 rubles).

You can send money via WebMoney to PayPal and back through the built-in WM-exchanger. The operation is available to users with a passport not lower than personal.

Exchange operations are carried out at the internal rate, which is set on the basis of transactions carried out by users of the system. To send an application, you must specify the details of the wallet from which the money will be debited, and email specified in your PayPal profile. The transaction fee is 2-5% on average. The account holder can open a position by setting their own rate, but will have to wait for a counter offer to appear.

The WMT service does not have a plastic or virtual media that can be attached to an account, like Yandex.Money and Qiwi.

Transfer from the card

You can make online purchases or transfer money all over the planet without replenishing your wallet balance, but you need to link a VISA or MasterCard card. You can pay for goods immediately with money located on the account of the plastic carrier. PayPal acts as an intermediary between the issuing bank and the merchant.

Do not be afraid to replenish your PayPal EPS account using a bank card, since the safety of personal information and the security of the operation are guaranteed by the EPS. Information about the card is entered into the system 1 time and stored.

If purchases are paid for with a card from Sberbank or another financial institution, there are no additional fees.

Features of making a deposit through Sberbank

The use of Sberbank cards is carried out identically to the products of other financial institutions. Important point - plastic media running on the MIR system are not supported by the platform. You cannot attach old Visa Electron and Maestro cards.

The guide on how to replenish an account in the PayPal payment system from a Sberbank card does not differ from the universal step-by-step instructions. To use the function, you need to connect the card to your PayPal account. Filling out the application takes 3-4 minutes, but confirmation will take 3-5 days.

Before replenishing PayPal through Sberbank Online, you need to resort to tricks, since it is impossible to carry out the operation directly. The essence of the trick is to transfer funds to the card third party bank or to the balance of a virtual wallet, and from there the finances are sent to the PayPal storage.

Transferring money from VirtualCard

The platform does not impose prohibitions on connecting virtual or real cards to an account. Issuing banks may impose restrictions on transfers to third-party payment systems from non-physical media.

Binding to PayPal is possible if the card number, expiration date, CVC code and full name are known. owner. With regular use, you will have to enter the data once. Further payments will be made automatically. It does not open its own virtual cards, such as QIWI, Yandex.Money or PayPal.

Users can send funds from their account balance without commission. If you transfer money from an attached card, the network will request an additional fee of 3.4% + 10 rubles.

To carry out the operation, it is necessary:

  1. In your personal account, select the "Money transfers" section.
  2. Enter the recipient's nickname or email in the empty line.

The method allows friends and family to fund PayPal accounts from a bank card or wallet. The transaction is carried out instantly. The service provides the function of transferring contacts to PayPal from Google and Outlook to the directory.

Replenishment from a mobile phone

The company does not cooperate with any of the Russian cellular providers, so it will not work to deposit money or withdraw money to a subscriber number. To bypass the restriction, you need to issue a debit card. The service is provided by MTS, Beeline and Megafon operators.

It is necessary to replenish MTS and Beeline cards through a separate operation, and Megafon combined the carrier’s account with the client’s phone, so no intermediate steps are required.

Depositing money through exchange offices

Scheme of using the method:

  1. Search for a suitable exchanger. It is recommended to use the BestChange monitoring service.
  2. Choice of direction (QIWI-PayPal, WebMoney-PayPal, etc.).
  3. Go to the site of the exchanger.
  4. Filling in the request (amount, debit source, purse for crediting).
  5. Transaction confirmation.

The course in each exchanger has its own. An additional fee of up to 3% may be charged for making a payment. In order not to run into fraud, you should study the reviews and see the number of customers.

Before you start working with the service, you need to make sure that there is enough money in the site’s reserve to carry out the exchange in the chosen direction.

Using a card when working with PayPal

The use of funds placed not on the balance of the wallet, but on bank account, is carried out similarly to the standard payment procedure. In order for the money to be debited from the card upon purchase, you must first select your preferred payment method: go to the "Payment methods" section and click on the "Change" button. After setting up a suitable option, you can purchase goods and services. Funds will be automatically debited from the account indicated by the main one.

To make full use of the cards banking organizations, you need to perform certain actions that will simplify the work with the system.

How to replenish an account on a PS from a bank cardPayPal:

  1. Login to your account.
  2. In the section with adding a bank or account card, select the card binding.
  3. Specify the required plastic details.
  4. Enter your residential address. If it is not in the user profile, you can add a new one. You need to enter it in another form, which will open after clicking on the "Add a new address" tab.
  5. Confirm link.

To check the right of ownership of the card and the accuracy of the entered data, the PayPal payment service will send two small amounts(up to 1 ruble each). To complete the attachment, it is necessary to indicate in the account cabinet in the corresponding tab what amounts were received on the bank account. If the numbers are correct, the card will be activated, and the client will be able to use it during the next transaction.

An unlimited number of cards (credit, debit) are attached to the wallet at any time.

Transfers to other users from the card

The procedure is carried out similarly to the standard transfer of funds to the account of a registered network member. As a preferred method, you need to select the appropriate card so that the money is debited from the plastic, and not from the balance of the wallet.

Sending electronic money is carried out without a commission if the wallet is selected as the source. When withdrawing funds from the card, the platform will additionally deduct the amount of the system fee.

Commissions

You can find out more in the "Help" - "All about PayPal" - "Fees" section.

There is no fee for opening an account. When transferring using a personal account, you will not have to pay anything extra. Purchases in Russian stores are not subject to commissions. If a customer purchases goods in a foreign store, an automatic currency conversion is performed. If the seller does not cover the difference on their own, the payment platform will charge the buyer 4% of the wholesale exchange rate.

Commission when transferring to the user's account:

  • from wallet balance - 0%;
  • from the card is 3.4% + 10 rubles;
  • abroad - in addition to the standard commission, another 0.4% to 1.5% is charged, depending on the country.

Sellers of goods and services in most cases take on system fees, paying from 2.9% to 3.9% + 10 rubles for each transaction. The exact amount of the commission depends on the volume of sales.

Limits

Restrictions for citizens different countries may differ. If the account is non-personalized, a strict framework is set for the client. For each type of account, specific indicators have been introduced:

  1. Anonymous- the user did not provide personal data. It is forbidden to receive transfers and send money. A one-time transaction cannot exceed 15,000 rubles. Monthly limit - 40,000 rubles.
  2. Personalized status issued when the client has indicated information about himself and linked the card, but did not provide a photo or scans of documents. Almost all the possibilities of the platform are open to clients, but a one-time transfer cannot exceed 60,000 rubles. Within a month, the total volume of transactions should be within 200,000 rubles.
  3. Verified account is assigned if the system participant has provided copies of documents (SNILS, passport, TIN, medical insurance policy, etc.). The client has access to all system functions, including the creation of an account in dollars. It opens the possibility of receiving transfers from legal entities. For one operation, you can send a maximum of 550,000 rubles. or $5000. There is no monthly limit.

The account holder independently determines which account level to establish.

If you encounter any difficulties, please contact the technical support of the company. You can find contacts in the "Contact Us" section. There are 2 options available:

  • phone hotline(for Russia - 8-800-333-2676, for international calls - +353 1 536 4800);
  • feedback form on the site.

Answers to the most common questions of account holders are collected in the "Help" section in the client's office.

To replenish PayPal without a commission, only one method is available - Euroset and Svyaznoy salons. Although PayPal does not charge any additional fees, retailers may charge money for the service. Before making a transaction, you should clarify the amount of the fee.

To expand the possibilities of the wallet and increase the limits, you need to upgrade the status of the virtual wallet. For most customers, a personalized level is sufficient. Entrepreneurs who do business online are encouraged to obtain a "verified" degree. There are special features for merchants on the platform: convenient access to money, mass payments, round-the-clock support and support for various state currencies of the world.

Financial organization PayPal is the largest storage of electronic money. Over the two decades of its existence, the company has managed to grow to the size of a global e-money giant. The company's specialists are constantly working to improve the quality of service, and full-time programmers optimize the functionality of the service.

In contact with

There are several ways to fund your PayPal account. To do this, you must have access to the Internet, an account in the payment system, a bank card (for example, Sberbank) linked to this account, cash or one of the electronic wallets: Webmoney, QIWI, Yandex Money. Consider the main ways to replenish PayPal.

Top up balance with a bank card

It should be noted right away that not everyone Russian bank works with the PayPal payment system, so you first need to consult with the employees of the credit institution whether it provides services for replenishment and withdrawal of funds. Sometimes some banks work only for PayPal replenishment.

Basic steps to replenish your account:

Now you know how to fund your account

Account replenishment at Svyaznoy and Euroset sales offices

The sequence of actions for replenishment:

  1. In the Euroset or Svyaznoy communication stores, contact the seller and inform that you want to replenish your PayPal account.
  2. The seller specifies your e-mail (i.e. account) on PayPal.
  3. Limits: 15 thousand at a time and 40 thousand per month.
  4. Be sure to get a check.

This method of replenishment through Svyaznoy and Euroset is the best for those who do not know how to use online services and is only possible for Russians. It is not available for corporate accounts.

Replenishment via QIWI wallet

The electronic payment systems Webmoney, QIWI and Yandex Money are very popular and convenient among the Russian-speaking population. Direct account replenishment is impossible, only through special exchangers, and QIWI wallet or Yandex Money are convenient to use. Everyone knows how to replenish a wallet. Consider how to replenish PayPal through a QIWI wallet. You can top up QIWI at any shopping center through the terminal.

If necessary, you can replenish your PayPal account by linking it to your QIWI wallet through a bank card. In this case, money is debited automatically for each payment. Today, each user of the QIWI electronic wallet can order a QIWI VISA Card of international standard, which will be tied to the wallet and have a balance equal to the amount on the virtual counterpart. Linking a PayPal wallet is done in the same way through a bank card.

Frequently asked questions, how to pay for a purchase abroad and? This cannot be done directly (excluded by the PayPal payment system). The only way for Russians is to have a QIWI bank card linked to a foreign payment system, which can be replenished at any time through the terminal. Now you can pay through PayPal for any purchase on European trading platforms.

Replenishment from virtual wallets

It is impossible to directly replenish a foreign account in Russia. But there are many exchange offices allowing you to do this. The bestchange.ru service is verified, where you need to choose the exchange path through PayPal. The currency to be given is indicated on the left, and the currency to be received on the right. The system moves the user to an updated list of exchangers that perform these operations. Here you can immediately see the percentage of conversion, but the commission of the electronic wallets themselves will be added.

How to use the exchange monitoring service, see the video:

The monitoring system BestChange.ru every 5-8 seconds brings the best options to the TOP in 20 popular currency pairs only on trusted network exchangers:

This short video goes over the details of the PayPal deposit process once again. Watch and listen carefully so that you can then top up without any problems.

Now, knowing all the main safe ways to replenish foreign payment system, you can freely pay for any purchase in foreign online stores.