Payoneer MasterCard card experience in Russia. Payoneer and PayPal: another way to withdraw money to your account Payoneer withdrawal to a bank account

25.12.2021

Working on foreign freelance exchanges, as well as directly with customers living in other countries, is always fraught with a number of difficulties. First of all, of a financial nature. Since it is necessary to immediately decide for yourself the question of how to withdraw the earned money as efficiently and safely as possible. The solution suggested itself: it was necessary to create a banking product that would solve the daily tasks of freelancers around the world. So, in 2005, the Payoneer payment service appeared (in Russian it is often called Pioneer or Pioneer).

At the Pioneer payment system more than 2000 partners in all over the world who pay directly to the card account!

At the moment, a Paoneer bank card is a universal means of payment that allows you to quickly carry out the process of paying out earned funds to freelancers. Plastic can be used to withdraw money around the world at any ATM. In addition, you can pay with it in regular stores and on the Internet. For freelancers in Russia, this solution is a real find, as it allows them to receive payments from American companies directly, as well as work with the largest freelance exchanges on the planet. At the same time, there is no need to report to the state about the presence of a deposit abroad. The only negative is the commissions, but they can be leveled, since earnings abroad are usually much higher, and this circumstance will allow you to recapture most of the service costs.

Important information on Payoneer for Russians:
please note that customers residing in Russia since February 2020 will no longer be able to order a plastic card from Payoneer due to restrictions from the financial legislation of the Russian Federation. At the same time, existing customers who already have this card in their hands will be able to fully use it. until May 27, 2020 inclusive. There are no other restrictions. You will still be able to receive payouts to your Payoneer account and withdraw them to your local bank (using local bank details). Payoneer account maintenance will be free.

These are commissions for replenishment operations only from the Payoneer payment system (they will be debited from the recipient of the money).

Payoneer has implemented a cool option for you to get paid for your work - the option bill. This invoice can be sent, for example, by e-mail to the customer or employer. It can be both companies and individuals.

How to top up Payoneer through the payment of an invoice (the customer chooses the most optimal option for him from the proposed):

  • from a bank card ( commission 3% , limit 2000$ for the operation);
  • by transfer from your bank account through the Global Payments Service ( there is no commission for EUR (SEPA transfers), but for USD (ACH transfers) it is 1% , no limits);
  • electronic check ( for US residents - 1% and limit 5000$ for the operation).

You can also pay for any service to a supplier or customer directly from Payoneer by selecting the option " Make a Payment“, specifying his E-mail as the recipient, even if the recipient does not yet have a Payoneer account. After registration, he will receive this payment. This transaction will no commission.

What is Global Payment Service?

For transfers from the USA

If earlier interaction with the payment system was carried out directly through the company's partners, because only they had the opportunity to replenish Payoneer prepaid debit cards, then with the connection of the service US Payment Service(as mentioned just above) in 2012 you can now receive payments from any American company. Now they just need to send money by local bank payment through the system ACH (Automated Clearing House)- the largest clearing system in the United States.

Global Payment Service System

Global Payment Service: to an account in $ - ACH-transfer (US interbank), an account in euro - SEPA-transfer (in euros).

Expanded the possibilities US Payment Service. Significantly increased the geography of partners. Now you can receive money to your Payoneer account in euros (EUR) via SEPA (Single Euro Payments Area) from partners from the European Union and the European Economic Area (34 countries), from the UK and Ireland in pounds sterling (GBR) via BACS and FPS, Japan - in yen (JPY) according to Zengin. Since 2018, it has also become possible to receive money via the Chinese payment system CNAPS (China National Advanced Payment System) and in Canadian dollars through Canadian banks via EFT (Electronic Funds Transfer). In Australia - according to BECS (Bulk Electronic Clearing System). The service is actively developing - more currencies and opportunities are promised in the near future.

As part of this opportunity, you can also issue an additional card for payments In Euro. To do this trick: through the support service, request the ability to accept payments in euros. And when will your euro account have more than 50 EUR, then in personal account button will appear Order Card, by which you can order an additional prepaid card Payoneer EUR.

It is important to note that it is local payment services countries, thus avoiding the use of more expensive international system Wire. As a result, there are significant savings on commission.

To issue an invoice and pay, it is enough to generate from your personal account payment order and send it to your partner. It must be legal face. Transfers under this scheme between individuals are prohibited.

If you do not have this option and it is limited, write to Payoneer support to enable this functionality. The system is the same - you are provided with bank account details to which you can transfer money. This account does not personally belong to you, but is linked to your account. It is common to all. All proceeds will be distributed to functional purpose and credited to the card account of the payee.

Payoneer and taxes in Russia

At VTB and Alfa Bank ATMs, it is most profitable to withdraw rubles from Payoneer!

In this case, we recommend looking for ATMs from VTB Bank that allow you to withdraw up to 100,000 rubles from "foreign cards" per transaction. In the comments, people write that Raiffeisen ATMs can issue up to 150 000 rubles (not checked!). Also, judging by the reviews, Alfa Bank can give you rubles at its ATMs on a Payoneer card ( from 200,000 to 450,000 rubles depending on the ATM model).

There was also information that since October 2017 up to 200,000 rubles can be withdrawn from ATMs Tinkoff Bank " (Moscow). Withdrawal operation in rubles carried out without commission. There is also information that in "Opening" and "Promsvyazbank" you can withdraw up to 200,000 rubles.

For comparison (withdrawal limits from "foreign cards" in ATMs of other banks):

  • Post Bank - up to 50,000 rubles per operation;
  • Russian standard - up to 40,000 rubles per operation;
  • Sberbank - up to 5,000 rubles per transaction.
  • Raiffeisen - 10,000 rubles per transaction.

Another important point:
Only Payoneer charges money from your card. ATM owners in Russia don't take your additional commission for withdrawing rubles RF (ATM fee).

    Various ways to deposit and withdraw money from a Payoneer card. Relevance: 2018.

    You can withdraw money from your account (not available at all!) to a bank account in Russia. The operation will be carried out in rubles. Commission: 2%. Interbank payment (from Russian partner banks). At the moment, payments in dollars to Russian banks are not made. Money comes from Qiwi Bank» with the comment payment for provided services from Amazon.com, Inc. Private transfer, No VAT.

  • Map directly top up it is forbidden(C2C top-up is not possible).
  • You can issue an invoice for payment to a specific person or company, send a link to him or email to receive payment directly in different ways for the paying party: bank check(in USA), bank card (commission 3%, limit $2000 per transaction) or bank transfer via Global Payment System ( commission 1% in USD, EUR - 0%).
  • You can "pull" money from the card, but only from those services for which it is not critical lack of 3DSecure by Pioneer. The operation with the Payoneer card will be carried out as a regular purchase with a card, not counting the commission of third-party services.
  • Transfer of funds from one Payoneer card to another (may not be supported if there are restrictions from the partner or if the funds have not been received in the standard way for it for a long time). The option is not available immediately, but after receiving payments in the “traditional way”.
  • Private replenishment of Payoneer cards (here can be used bank cards Russian banks). All transactions are carefully monitored, a payment may be refused (especially if it has not been replenished for a long time in the standard way for it - through partners or the US Payment Service). The commission fee is 3,75% and can be withheld from both the sender and the recipient.
  • Payment request» allows you to receive money from any customers around the world. Even from those who don't have a Payoneer account.

    You can receive money on Payoneer simply by issuing an invoice (button " Payment Request"). At the same time, the customer will not even need to be registered with Payoneer, he will have many opportunities to pay for your services or goods (via a payment card, bank payment or electronic check).

  • Top up from bank accounts located in the CIS, including through payment systems it is forbidden(including via SWIFT). However, through the system US Payment Service (by entering data for ACH) you can top up your Payoneer balance through Skrill, PayPal and other services. In this case, the standard fee for ACH is taken, equal to 1% of the transfer amount. For SEPA, BACS and Zengin commission not charged.
  • You can receive money from any company registered in the US, UK, Japan and the European Union (Euro area) through Global Payment Service. The commissions are the same as indicated above.
  • you can release in addition to the main card in dollars and card with euro currency. To do this, you need to request from support the ability to accept payments in euros. After that, an item will also appear with the conversion of one currency to another in the section " Currency management«.
  • You you can't link your Payoneer card to PayPal registered on Russian resident.
  • There is no SMS notification, but you can download the official app from Google Play and AppStore to your gadget and keep track of your balance.
  • In stores or on the Internet, you can pay for something with a card no more than 9 times. The total limit is $2500 (for purchases and withdrawals).
  • Funds with Payoneer can replenish other bank cards. For example, through the service MoneySend. The card supports "pulling" (that is, an outgoing transaction: you can carry out the operation in the personal account of your bank, on the card of which you want to receive funds).
  • Payoneer debit can be blocked if no transactions are made on it within 6 months

    In the AdvCash system, you can issue both physical and virtual cards. And even link them to the payment systems Google Pay, Samsung Pay. Cards from free service (fee only for the issue).

Recently, I learned and tried first hand a way to withdraw money from Payoneer with minimal fees. The method itself is not complicated, but involves going abroad. Further in the article I share information on how the output scheme works.

Very briefly, what is the essence of the method

We withdraw money in euros from a Payoneer euro card in the European Union.

Who is this method for?

For those who travel, live in the EU, or in the border areas, whose relatives travel abroad.

Main idea

With Payoneer, you can withdraw money as follows:

  • to an account in local bank;

  • using a Payoneer card at an ATM or bank teller.

There are no other options. We are interested in the 2nd option - the Payoneer card.

In addition to Payoneer's own ATM withdrawal fee, there is a cross-border Mastercard fee if the card is used outside the country where it was issued.

Dollar cards are issued somewhere very far away, and therefore we always pay an additional 1.8% commission for each transaction in US dollars, and 3.5% for transactions in national currencies (hryvnia, ruble, etc.).

However, Payoneer also has cards in other currencies. We are interested in a card in euros.

Payoneer Euro cards are issued within the European Union, and therefore there should be no additional cross-border Mastercard fees.

For the first time I was convinced of this when I paid for purchases in Estonia. Unlike the dollar card, the amount debited from the euro card was exactly what was on the price tag.
On another occasion, I was withdrawing cash from an ATM in Finland. Withdrawn only €2.50 - Payoneer commission for each ATM transaction. The rule - to withdraw the maximum possible amount at a time, remains in force.

Thus, the main idea is to withdraw money from a Euro-card in the EU.

If you withdraw euros from ATMs outside the EU, then the commission will most likely appear again.

But I earn in dollars, it won't suit me

Will do.

Yes, most of us earn and withdraw money to our Payoneer account in dollars. And here the function comes to the rescue - currency conversion. This feature appeared in Payoneer relatively recently. And therefore, not everyone knows about it and actively uses it. The option is in your account, in the tab "History"

General scheme

The schema looks like this:

  1. We receive payments, as usual, in dollars to our Payoneer account;

  2. Convert USD to EUR in your Payoneer account;

  3. We withdraw money in EUR from a euro card in the EU.

Commissions

For currency conversion, Payoneer takes a commission of 0.5% of the amount. The EUR/USD exchange rate corresponds to the current exchange rate.

More than once I compared the Payoneer course with the course on xe.com. The course coincided, and sometimes it turned out even a little more profitable.

How to get a Payoneer card in euros

If you do not yet have a Payoneer card in EUR, you can order it in your account.

The ability to order a card may not be available until you have a certain amount in euros on your balance. Usually from 50 euros.

Accordingly, we use the currency conversion service.

If you already have a card in USD, then you do not need to pay anything for the issuance and annual maintenance of an additional card in Euro.

Results

Compare commissions for withdrawing money from Payoneer:

  • withdrawal to a local bank account - 2%;

  • dollars from a card at an ATM - $3.15 + 1.8%;

  • dollars from the card at the bank's cash desk - $3.15 + 1.8% + possible bank commission;

  • national currency (ruble, hryvnia) from a card at an ATM - $3.15 + 3.5%;

  • euro from a euro card at an ATM in the EU - €2.50 + 0.5%.

Thus, the last method is the most profitable.

It is clear that this option is not for every day, since most of us do not live in the European Union. But going on a trip, it is worth taking a card in euros with you. It is also beneficial for her to pay for purchases on European sites.

With the help of a Payoneer card in euros, there is another way to profitably withdraw money without having to travel anywhere. More in this material:

If you are not already using Payoneer

Sign up now using the link below and get a $25 bonus to your account when you top up your Payoneer account within a year in the amount of $1000:

* Previously, it was enough to deposit $100 to receive the bonus. Now, unfortunately, conditions have changed. And if on other resources you see an offer of a bonus of $100, most likely the information there simply has not been updated.

I myself am active by Payoneer. If you have any questions or want to make additions to the article, leave them in the comments. It is not necessary to have a livejournal account, you can log in through social networks. Also, in my blog there are other materials about this payment system.

And receiving the first payments, you can withdraw funds from your personal account to an account opened in any Russian bank. This is very convenient because it gives you the freedom to plan large purchases and manage large amounts of cash. If to bank account a payment card is linked, then the received funds become available immediately.

Whether your Payoneer account has US dollars, British pounds, euros, Japanese yen or yuan in your currency, you can make a withdrawal to your local bank account. The payment will be converted into rubles at the average market rate at the time of withdrawal. In order to get your bearings, you can use the converter on XE.com.

The scheme is quite simple: you make an application in your personal account for the withdrawal of funds, having previously entered and confirmed the data on the bank account. Normal withdrawal terms: 2-3 working (banking) days.

Conditions for withdrawing to a bank account

Withdrawal is possible only to a bank account owned by the owner of the Payoneer account, sending to third parties is prohibited.

The commission fee is 2% of the amount translation.

Withdrawal currency - only Russian rubles.

Minimum amount to send $50, maximum 10 thousand dollars.

Transfer credit term: up to 3 working days.

pros

You get cash almost without any restrictions, at a fixed commission of 2% of the amount. When withdrawing cash from a Payoneer card at ATMs and bank cash desks, there are always quite strict restrictions with a higher commission.

Payment card Payoneer MasterCard is not required.

No additional or hidden fees, only a fixed 2% of the amount.

No problems with ATMs, which very often accompany the withdrawal of cash (lack of the required amount, exceeding limits, paid balance viewing, payment for each operation, etc.).

When paying with a Payoneer card, the daily spending limit is limited to the equivalent of $2,500, withdrawing funds, and you you can plan and make larger purchases.

Minuses

The bank can inquire about the origin of incoming funds, especially if the amount is large, and the account is opened on individual. In banks, where the rules are particularly strict, they may require copies of the contract or other documents on the basis of which the funds are transferred. Therefore, if you plan to regularly withdraw significant amounts, then it is preferable to open a current account for an individual entrepreneur (individual entrepreneur).

Withdrawal is possible only in Russian rubles , the conversion rate is defined as "average market". However, it is usually a few percent lower than the commercial rate offered by banks.

Once the funds reach the local bank account, they somehow come under the scrutiny of the fiscal authorities. While the money is on the Payoneer balance and the card, information about them is not available.

Entering Russian bank account details into your Payoneer account

If you do not currently have a bank account, then you will have to open it by visiting a bank branch with a passport and an individual tax number on hand. Select and arrange the proposed service or package. Do not rush with registration, if you have payment cards (salary, social, for payments), then bank accounts correspond to them and you should find out from the bank support service whether it is possible to use them to receive funds from other sources. Most likely, the answer will be positive. Then it remains to get information about account details and limits from the same service.

Having the details in hand, in your personal Payoneer account, go to "Settings" - "bank accounts", where information about the bank account (maximum two) that is linked to your account is stored.

If you already entered your account details when registering with Payoneer (this was not required before 2017), then you will see the entered details. If not, then click "Add bank account".

Now, select your country where the bank account is actually opened. If it is open to an individual, then mark “personal”, if the owner is individual entrepreneur or entity put a mark on "corporate".

Follow the prompts and fill in the details carefully. Please note that some fields are filled in Latin, while others are filled in Cyrillic. If any data is missing, then you can easily find it online. In particular, the address and postal code of the bank branch (where you opened an account) or BIC.

Check all the numbers again, especially the account number, remember that a mistake can lead to the fact that the funds will not be credited. Check "I verify bank account details" and click "Next".

After this, you will receive a notification that the details have been accepted for verification and consideration.

The verification takes several hours, once it is completed you will receive a notification on email and you can immediately use the account to withdraw funds.

How to withdraw funds to a Russian bank account

Once the account is added and approved, submitting a withdrawal request will only take a couple of minutes. It is enough to log in to your account and select "To a bank account" in the "Withdrawal" tab.

Choose from which balance you want to withdraw funds - you can choose any, choose the desired bank account. At the stage of confirming the operation, you will immediately be informed about the exchange rate.

Check the box "confirm" and click "withdraw". Usually, funds arrive in the bank account the next day after the withdrawal request. Delays are rare.

Greetings, dear friends! If any of you are familiar with e-commerce or freelance with customers from other countries, then the issue of withdrawing earned funds is extremely acute for you. Being a resident of Russia or Ukraine, or Belarus, or any other state of the post-Soviet space, you, one way or another, face the problem of receiving funds from abroad. Ordinary bank transfers cannot be used as a payment instrument due to huge commissions. By resorting to this method of paying for your labor or goods that you sold abroad, your activity immediately turns into a loss. Needed here completely different approach. Ideally, of course, if you could receive money directly on the card or withdraw it to online wallet. Today you and I can stop dreaming about it, because now to each a payoneer card is available for order, designed just the same to receive payments from foreign companies.

A small digression into the history of the payment system

So, for starters, I propose to find out what kind of berry this is - the Payoneer payment system? To do this, it makes sense to move back to the origins of history. Thus, the American company Pioneer appeared on the market in 2005 year. The main office of the corporation is located in New York. Payoneer is one of the top 100 providers of Financial services, according to the results of the INC rating. Among the services offered by the company to its customers, you can find many salary projects . But I want to dwell on those services that can be useful for you and me.

As of today, the holders plastic card This payment system are more than three million people around the globe. Of course, most of them are freelancers, among which, undoubtedly, there are many who live in Russia. The card is available for order in Belarus, Kazakhstan, and Ukraine. In total, the company serves clients from more than 200 countries, thereby supporting work with approximately the same number of national currencies.

The main advantage of the Payoneer card, of course, is instant withdrawal funds received from foreign payers from Europe and America. It should also be noted that if you compare the rates of this company with other methods of withdrawing money, then you will simply be amazed at how much lower the rates will be in the case of Pioneer. The main instrument of the payment system is the most common debit card Pioneer MasterCard. With its help, you can pay for any services on the Internet, transfer money to electronic currency, pay for purchases in the store or cash out at the nearest ATM.

Because Payoneer is based in the United States, Payoneer is subject to strict US and international laws and regulations, including Know Your Customers, Bank Secrecy Act and Anti-Money Laundering. If any of you have doubts about the reliability of this company, I strongly advise you to study the list of companies that cooperate with Pioneer, and all your doubts will vanish like dust.

System advantages

To make sure you are completely exclusivity and the need for a Pioneer card, I suggest you familiarize yourself with the list of its advantages:

  1. Payoneer is simplest and most convenient a way to withdraw funds received from foreign companies.
  2. To receive money from abroad, you will not need to open your personal account in a Western bank.
  3. You can keep a card account both in dollars and in euros, thereby converting the currency when withdrawing at the current rate.
  4. To withdraw money you need only two hours.
  5. You can withdraw money at any terminal in both dollars and euros, and even in local currency.
  6. The card can be used to pay for any purchases on the Internet or offline.
  7. When withdrawing money from a card at an ATM, you will have the opportunity decide on your own conversion rate: select the bank rate or withdraw money at the rate of the MasterCard system.
  8. Cash account will be available to you anywhere in the world. In order to use it, it will be enough to find a working Internet network.
  9. You can manage your account from your personal account in Payoneer system . The service is good for its simplicity and functionality.
  10. With a Pioneer card, you can exchange currency, cash out electronic money and transfer funds to individuals.
  11. At any time of the day or night company consultants ready to help you, provide technical support online.

If I managed to convince you that payoneer plastic is a convenient and very useful tool for receiving payments from abroad for those who are used to working remotely and consider themselves to be freelancers, then let's figure out how we can get this product and start take advantage of all its features.

How to register in the service?


The registration process in the Pioneer system will not take you much time. In order to order a card, you will only need to follow each step of the instruction one by one:

  • Let's go to official website of the company .
  • Set in the system login, which will be used whenever you want to log into your account. After that, fill out the registration form provided by the site, indicate your passport details and send them to the system.
  • Prescribe postal address where you want to receive the card.
    Be sure to indicate the index, country, city, street, house and apartment number, the name of the recipient of the plastic.
    Given that the site is in English, you will need to enter the address Latin. Residents of Russia need to wait for the card for about 1-2 weeks.
  • Now you will need verify your identity so that the service is sure that it is you who withdraw money from the account. In addition, this data may be needed if you accidentally lose your card.
    Just enter your passport number in the appropriate fields of the registration form and that's it, registration can be considered successfully completed. Now we just have to wait for the card to be delivered to us, and we can start withdrawing our earnings.
  • When you finally get the long-awaited plastic, you will need it activate.
    This will require a special activation code, which you will find in the envelope with your card. Now that Payoneer MasterCadr is active and ready to use, you just need to go to your personal account of the service and start withdrawing money.

Re-ordering a card

If your card has not arrived within the agreed time, I advise you check status your application in the personal account of the service. If the card has already been sent to you, then at the very top of the profile you will see the estimated date of its delivery. If this period has already expired, it makes sense to repeat the plastic order. For this:

  1. Click on the link in your account " Didn't receive a card?” located in the upper corner of the screen.
  2. Enter your mailing address and click the " Order».
  3. Then go through the process verification by indicating your date of birth and password from the personal account.
  4. Receive by email letter, indicating that your request has been received.

Go to registration

Payoneer Security

Almost every freelancer is concerned about the issue of his financial security. If we consider the Pioneer product from this point of view, then I simply cannot help but highlight such Benefits:

  • Since the company is registered in the United States of America, this means that it works based on US law. As you know, US laws that control the sphere personal finance are of particular rigor. That is why you can not worry that information about your personal accounts will be transferred to a third party, that is, the tax. Absolutely all information about money movements kept in the strictest confidence.
  • Since Payoneer is not a banking structure, but positions itself as a financial service, this allows it to “bypass” quite a few laws in states where citizens are not allowed to have money savings abroad. In the case of money stored on Pioneer accounts, this problem does not exist, because cash are not in the bank, which means that the law is not violated.

About tariffs and commission rates

You can find out about all tariffs in your personal account by going to the " Help' and selecting the tab ' Tariffs».
In total, the system provides for three types of commissions:

  • for the withdrawal and cashing out of funds at ATMs - $3.15;
  • for checking the balance of an account at an ATM - 1 dollar;
  • for refusal to withdraw funds if you requested cash from an ATM - $ 1.

In order to minimize the loss of money when withdrawing cash from a Payoneer card, we need to know what commission the system will deduct from us. I want to warn you right away that this information is constantly changing due to the fact that banks periodically change the size of commissions and set new limits on withdrawal amounts. According to the latest data, the withdrawal fee consists of:

  1. A fixed amount of commission for withdrawing money from an ATM or receiving cash from a bank teller. The size of this amount will fluctuate depending on which service partner you are connected to. Most often it is $ 3.15, which I mentioned earlier.
  2. Fixed withdrawal fee. If you withdraw funds from national currency, then you will have to pay up to 3.5% of the withdrawal amount. If you cash out an account in dollars, then you will need to pay only 1.8%.
  3. %, which is set at the cash desk of the bank where you withdraw money.



In order for you not to puzzle over how to withdraw money from the card with minimal losses, I will advise you withdraw the maximum amount in one operation. This way you won't have to pay the same fees every time you withdraw money.

Limits

As for restrictions on ATM withdrawal limits in dollars, here you need to know the following:

  • The largest amount to withdraw $400- you will be offered Unicredit And Citibank.
  • A bit less - 300 dollars- will be available at Rosbank, Raiffeisen Bank, CreditEurope and in Bank Russian Standard.
  • The smallest amount available for a single withdrawal is 200 dollars, and offer it in AlfaBank.

If the ATM prompts you to choose account type, then know that according to your map, the choice of options is appropriate " Current" And " Estimated».

Withdrawal at the cash desks of banks

If you decide to withdraw money from the card at the bank's cash desk, then here you will have to pay additional interest for withdrawing money from a card issued by a third-party bank:

  • in banks Rosselkhozbank, Vanguard And Mosoblbank commission will be 2% .
  • IN Rosbank And Raiffeisen for the same service will have to pay already 3% .
  • IN Bank of Moscow for a withdrawal transaction up to 60 000 you have to give 5% , if you withdraw more than the specified amount, then interest rate will drop to 2%.

Every year, as a cardholder, you need to pay for the content of plastic. Depending on the partner through which you order the card, the amount will also change. annual service. For example, if you have issued a card through my invite link , then the cost of service will be for you $29.95, and card activation for residents of Russia will be free.

If you ordered a product through DepositPhotos or 123RF, then for using the card for a year you will have to pay at least $35, that is, $3 per month. I just want to say that if per month you will make from 5 payments, the commission will drop to $1. Besides, for card activation in the first year of operation you will be charged $12.95.

Use payoneer services

Payoneer Global Payment Service

After activating the card, an email should be sent to your e-mail, in which you will be notified that you have received access to special details for receiving payments from abroad. These details are required in order for you to receive Money transfers, for example, from or webmoney.

Supports work with payments in dollars, euros and British pounds sterling. The system provides all Pioneer card holders with the details by which they can receive cash payments in all listed currencies.

Unfortunately, in September 2013, it became impossible to link a GPS bank account to the cardholder's PayPal account. That's why withdrawal of funds from PayPal is possible today only to cards and bank accounts of Russian banks.

For all other cases, you can ask the system to send you this letter with details immediately after you receive and activate the card. You can get access to the registration of this service in your account in the tab " Receipt».

payoneer and paypal

Quite often, Pioneer card holders have questions related to the compatibility of plastic and the PayPal payment system. I think it makes sense to note the main theses on this topic so that none of you get confused:

  1. freely accepts Pioneer cards for making payments in any services and for any goods. The only thing that is required of you is to indicate four-digit PayPal code, which you will find on your Payoneer account statement. This event is necessary for successful card verification.
  2. It is also real to withdraw funds stored on a paypal account to a Payiner card without any difficulty. The only limitation at this point is geolocation. The thing is that the system allows you to withdraw money to bank accounts in the United States or the European Union, only to users of these countries. You and I, being residents of the post-Soviet space, will not be able to use this service. As for the residents of Kazakhstan, Georgia and Moldova, they will be able to withdraw money from Paypal exclusively to a Visa type card, while the pioneer issues a mastercard.
  3. Check your details carefully, which you specify during the registration in paypal. Any inconsistencies are detected by the system once or twice, and therefore you can pay for your deception with the loss of funds that will remain on the balance of your frozen account.

payoneer and webmoney

Among the huge variety of all kinds of services that the WebMoney electronic payment system provides to its users, there is also the possibility of attaching a special debit card to wmz account, which simplifies the exchange and withdrawal of funds. One of these debits may be precisely payoneer mastercard. Being the owner of such a bundle, you will forever forget about any withdrawal procedures.

To acquire such a useful payment tool, you just need to place an order for attaching a card through the Webmoney Cards service, located in one of the sections of the company's official website. If any of you have already thought about how to replenish the Pioneer card, then you can do this using the funds stored on the WMZ wallet. Any participant registered in the WebMoney system who has at least formal certificate.

Payoneer Affiliate: Who's $25?

Impressions of working with the system

Register Payoneer

Summary

I hope that this review will allow many freelancers working with foreign companies, solve the problem of predatory commissions. Test the card, and share your impressions in the comments under this article. It will also be interesting for me to know which payoneer analogues you use, and what is their advantage over this payment system. Do not forget to subscribe to blog updates, because there is still a lot of interesting things ahead of you. See you soon, dear friends!

If you find a mistake in the text, please highlight a piece of text and click Ctrl+Enter. Thanks for helping my blog get better!