Everyone at least once in their life asked themselves the question of where to exchange change for paper money. At first glance, the question is primitive and this should not be a special problem, however, once you encounter it, it turns out that you have to look for ways, because in practice everything is not as simple as it seems. The solution to the issue depends on several factors, including the denomination of the coins; if “large” coins from 1 to 10 rubles can be returned to a store where they will be gladly accepted, then with small change everything is much more complicated. So, let’s answer the question of where you can exchange change for banknotes in Moscow and other regions.

Sales of coins

The easiest way is to spend money. But there are some circumstances, for example, you saved up change to make a purchase, and you don’t want to spend it thoughtlessly. Although there is a way out here too - you can pay for goods or services with coins and banknotes of the Bank of Russia, regardless of their nominal value - this is a law that is regulated Federal Law No. 86 “On the Central Bank of the Russian Federation”. That is, a store or other organization refused to accept your change, then you can complain to the Central Bank.

The Bank of Russia hotline number for individuals is 8 800 250-40-72.

Similarly, you can sell change in a bank. In simple words, you can hand over change for 10 and 50 kopecks, for 1, 2, 5 and 10 rubles you can pay for services. For example, pay a housing and communal services receipt, pay a loan, transfer funds to a bank card and carry out other settlement transactions. Federal Law No. 86 also applies to the activities of commercial banks, and they do not violate laws. Although if your case is an exception, then you can also complain about the actions of an employee of a financial institution.

Exchange at the bank

Another way to exchange change for banknotes in Moscow is to contact commercial Bank. It is worth immediately noting that the exchange of Bank of Russia coins for banknotes is not a mandatory operation, which means that the client has no right to demand its implementation. Why is that? All due to the fact that coins and bills are banknotes Bank of Russia, that is payment instrument, that is, there is no point in changing them.

But, if you still want to make an exchange, then contact any commercial bank. Just check in advance whether the bank provides the service, insofar as the range banking services exchange national currency turned off. But you can do this for a commission.
Before you go to the bank, you need to prepare. First, count all the coins and determine the total amount. Then put coins of different denominations into bags. Before visiting the bank, prepare your passport, otherwise the exchange will be refused. At the bank branch you will need to write an application in which you indicate your passport details and the amount to be exchanged.

Please note that counting coins in a bank is carried out in two ways: with a specialized device or by weighing. In the first case, the coins are counted through the device, and in the second, weighing on scales and using the total weight of coins of the same denomination can determine their number and calculate the final amount.

The second method is less reliable because the weight of the coin may change during use, and besides, coins from different years of issue have different weights. For example, 5 rubles issued in 1997 weighs 6.45 grams, and 2016 – 6 grams. That is why you must know exactly the amount of coins you want to exchange for banknotes.

Where can you exchange change for paper money in Moscow, or which bank is wiser to contact? In principle, to any commercial bank, for example, Sberbank. But it's also worth considering that most, but note not all, of them charge a commission.

Self-service devices

Here you have two options. The first of them is to use a specialized Sberbank ATM. The essence of the device is that it performs only one function, namely with the help of them you can exchange change for paper bills. The principle of its operation is this: you load coins into the receiver and receive paper money. True, such devices can only be found in Moscow, since they have not yet been installed in other regions, but in the capital you can find a terminal at the address: Vavilova street, building 19. By the way, call the Sberbank hotline number, number 8 800 555-55-50, and check with the operator for the location of terminals for exchanging coins for paper bills.

Sberbank self-service terminals

Please note that for the service via the terminal you will have to pay a commission of 3%, but not less than 50 rubles.

There is another option, but it is not related to the exchange, but to the implementation of settlement transactions. The fact is that the terminals of payment systems such as Eleksnet or Qiwi are equipped with a device for accepting coins. You can call the device hotline to find out which of them accept coins for payment and use their services. And through the terminal you can carry out various operations, for example, deposit money into your account mobile phone, pay for housing and communal services, internet or credit.

Other options

It is worth noting that you can find many options where you can donate change in Moscow. You can contact the store and offer an exchange; many of them will only be glad to receive small change, which, as a rule, is missing. But there is no point in contacting large chain stores, since they do not provide such services.

Besides, you can credit change to your debit account bank card . To do this, you need to contact the branch of the bank that issued the card, so as not to pay a commission, and transfer it to your account through its cash desk. A bank teller/operator does not have the right to refuse to accept money and charge an additional commission for this. You should be extremely careful here, because some banks may ask you to additional fee for crediting small change to the card account, but this is illegal, because cashiers charge a fee for counting coins, but counting money is their direct responsibility, and you are not obliged to pay for the service. So, after the money is credited to your card account, you can cash it out at an ATM without commission.

To summarize, if you want to exchange coins for banknotes, then it is wiser to contact any bank directly or credit them to a card, which will cost you less. If you just want to sell coins, then it is not necessary to exchange them for paper money; pay for goods and services with them.

→ Where to donate coins (changes)?

Where to donate coins (changes)?

What to do with pennies?

Currently in cash circulation there are coins of the following denominations: 1 kopeck, 5 kopecks, 10 kopecks, 50 kopecks, 1 ruble, 2 rubles, 5 rubles, 10 rubles and 25 rubles. All of them are solvent, but among them there are coins of the Bank of Russia that are in little demand - these are coins in denominations of 1 kopeck, 5 kopecks and 10 kopecks.

Many of us don’t see the point in carrying around handfuls of accumulated coins, so we pour these worthless little things into various vases, jars, baskets, boxes... Ultimately, all these containers are filled with kilograms of “money” and the question involuntarily arises - where to donate the penny coins denomination?

In this article we will tell you how to donate the accumulated change.

Which banks accept small coins?

Coins of any solvent denomination and any year of minting, which is indicated on front side any coin (obverse), must be accepted in any Russian bank, including our beloved Sberbank. Instead of pennies, the bank must give us coins of larger denominations or paper bills.

In accordance with Article 5.8 of the Regulations Central Bank RF dated April 24, 2008 “ On the procedure for conducting cash transactions and the rules for storage, transportation and collection of banknotes and coins of the Central Bank in credit institutions on Russian territory» cash exchange by bank cashiers is carried out upon a written application from the client, which is drawn up in any form in a single copy, and upon presentation by the client of a passport or other identification document.

Yes, it’s really not as simple as one might imagine. The application, although written in free form, according to the same Regulations of the Central Bank, it must contain the following information:

• Full name of the person applying to the bank individual;
• date of application;
• the total amount of cash to be exchanged (necessarily with an explanation in words);
• detailed decoding of coins by denomination (1 kopeck - 234 pcs., 5 kopecks - 482 pcs., etc.).

By the way, before going to the bank, take the trouble to sort the coins by value. It is unlikely that the cashier will want to do this work for you.

Can all banks exchange change for paper money?

Many people complain that in practice it is not always possible to deposit a large number of small coins at the bank. The cashier replies with a smile that she would gladly accept the coins, but literally 5 minutes ago the bank’s counting machine broke down and now it is not known when it will be repaired. To the question " where to donate coins?"The bank employee simply shrugs.

You can return coins at Russian Post

Russian Post offices still work with kopecks every day, accepting correspondence for dispatch and handing over change. Therefore, sorted coins are accepted quite willingly there. In addition, in any department there are high-precision scales that help determine the number of coins in an instant, because each coin has its own standard weight.

Is your piggy bank finally full, has your wallet become heavy with iron money, or is your income coming to you in the form of coins due to duty? In such a situation, you will certainly someday ask yourself the question: “Where can I exchange change for paper money?” We will tell you a few secrets that will help you do this quickly and without any problems.

Opening a deposit

Naturally, the first thing most of us will do is take a bag of accumulated change to the bank. And they will be surprised to discover that the cashier has every right not to provide you with exchange services! However, do not rush to leave the bank in anger. You can use a little trick - contact the operator with a request to open a deposit on demand. And then - top up your account with the amount you brought. In this case, the cashier simply cannot refuse to accept your money, even if you brought 10-kopeck coins.

And then you can terminate this contribution at least on the same day, having received the deposited amount already normal paper bills. However, we do not advise you to rush into this - nothing prevents the cashier from giving you the money back in your own coins. Therefore, it is better to come for your savings on another day, when a shift worker is working or when the employee’s annoyance with you for the tedious counting of coins has subsided.

You can also divide your wealth into several parts and open similar deposits in different branches, so as not to overload the cash register workers. Alternative way- pay off loan debts in small change, pay at the cash register public utilities or apply for a so-called “instant issue” card. Remember that according to Art. 16 of the Federal Law "On the Protection of Consumer Rights", as well as according to Federal Law No. 318-P, in this case you should not be charged any fee for counting coins.

Exchange at the bank

No matter what the cashier tells you, but, according to Art. 5.8 Regulations of the Central Bank of the Russian Federation dated April 24, 2008 “On the procedure for conducting cash transactions”, banks still provide services for exchanging small denomination money for large denominations, and vice versa. But it's not that simple. For the owner of iron wealth, this is associated with a lot of inconvenience. We'll tell you how to exchange change at Sberbank (and other banks work on a similar principle):

• The bank is authorized to make such an exchange with a commission - usually it is 3-5% of the total amount (Article 29 of Federal Law No. 395-1).
• The applicant must present a passport or other document proving his identity.
• Savings should definitely not lie in a common pile, but be sorted by merit. Without this, the cashier may not accept the money - the counting machines break down from counting coins of different denominations.
• It is imperative to draw up a written statement in free form, indicating:
  • FULL NAME. applied;
  • the total amount of money brought for exchange (in numbers and in words);
  • a detailed transcript of what was brought (1 kopeck - 123 pieces, 5 rubles - 10 pieces, etc.);
  • signature.

Some Sberbank branches are also equipped with special machines where you can exchange change for banknotes, as well as terminals that can accept change as payment for services. However, finding such devices is rare, so you may want to call hotline and ask where such terminals are located in your immediate vicinity.

Exchange at Russian Post

Where else can I donate change? Post offices still carry out operations, the cost of which is specified down to the kopeck, so small change is in use there. There is a high probability that the operator will exchange your savings very willingly. However, he is not obliged to do this and may well refuse if there is a line of visitors behind you, there is already a lot of small change in his cash register, or he simply does not want to bother with the counting. Therefore, it is best to visit the branch on a weekday morning, when there are not many customers, and bring with you a small bag of coins.

In payment terminals

We continue to list places where it is possible to exchange change for paper money. Pay attention to terminals like QIWI with openings for accepting coins. By paying for online purchases or utilities through them, after a certain period of time you will get rid of your iron savings. In Moscow, for example, there is a network of Coincom.ru terminals that accept coins for payment. However, the commission for such a payment is appropriate - more than 10% of the amount.

Self-service cash registers

In many large hypermarkets, payment for purchases is made not at the cashier, but using a special coupon in the terminal. The latter have the option of accepting payment not only paper money, but also little things.

Where can I exchange change for paper money this way? In a number of chain stores:

• "Auchan".
• "Crossroads".
• "Magnolia".

In vending machines with food and drinks

In this case, you need to use a little trick:

• Load the change into the device, and then click on “Cancel action”. The machine will return what you loaded to you in a larger denomination.
• Not all machines have a "Cancel" button. But many give change. Therefore, where to donate change is already obvious. Throw your coins into the device and choose the cheapest product. There is a high probability that the change will be counted in “ten-ruble” or “five-ruble” units.

Pay with coins

The easiest way is to slowly, every day, get rid of your small change, buying something necessary with it. Where can I exchange change for banknotes? Pay for travel with it - minibus drivers often do not have enough change for change. You can't go wrong if you go to the pharmacy with coins - in some branches there is an acute shortage of them. However, in these cases, you need to carry small handfuls of iron money with you so that the worker does not spend a lot of time counting them.

Well, that’s basically all we wanted to tell you about where to exchange change for paper money. All you have to do is choose a method convenient for yourself and get rid of the accumulated coins.

The habit of hoarding change is inherent in each of us, that is, everyone probably has a bunch of coins, dating back to the times of the Soviet Union, that you do not use in everyday life. But not everyone knows that some items, both old and modern, have a certain value for numismatists, and they can be sold for a lot of money. Therefore, it is worth answering the question of which coins can be sold at a high price.

Banknotes from the times of the USSR

Surely absolutely every house has at least a few coins left over from the times of the Soviet Union. They have long been out of circulation and it will no longer be possible to hand them over anywhere, and this is not necessary insofar as they can be sold at a high price, because the main task here is to find a numismatist who will be ready to purchase them. However, we’ll talk about selling methods a little later. Now let’s look at which coins can be sold at a high price.

Coins of 10 rubles, minted at the Moscow Mint in 1992, are of particular value; you can recognize that they are of high value using a simple magnet; if the coin is not magnetic, then its real value from numismatists can reach 12,000 rubles or more. If a coin is magnetic, it is not particularly valuable. You can also sell coins in denominations of 50 rubles and 100 rubles minted in Moscow mint in 1992, for 150-200 rubles, provided that they are not magnetic.

Coins of 10 and 20 rubles from 1993, minted at the Leningrad Mint, are especially valuable. Here, on the contrary, if they are magnetic, then their cost can reach 30,000-90,000 rubles per piece. Coins of the same denomination minted at the Moscow Mint have a low cost of 1,700 to 7,000 rubles.

This, of course, is not the entire list of coins that can be sold for big money. Ancient coins from the USSR, made in the 50-60s of the last century, can also be sold for a lot of money because in certain years they were minted from silver.

This means that they are much more valued by numismatists. But the most important thing is that money from the beginning of the 20th century does not have a fixed value, and the most reasonable way to sell it is through an auction, where its price has no limit at all.

Please note that all 1947 coins are rocket coins, and 1958 coins have a value from 25,000 to 70,000 rubles per unit, regardless of denomination.

• We will also consider several coins from the times of the USSR, which have a high value:
• 5 kopecks 1927 – 5500 rubles;
• 5 kopecks 1933 – 12,000 rubles;
• 20 kopecks 1934 – a rarity;
• 2 kopecks 1925 – a rarity;
• 1 ruble 1958 – 70,000 rubles;
• 15 kopecks 1942 – 6000 rubles;

1 ruble 1922 – 8000 rubles.

As you can see, the cost of coins from the times of the USSR is quite high. But if you are not a specialist, then, accordingly, you will not be able to properly evaluate the cost of small items. Therefore, you should not rush into selling, first you need to find an appraiser to assess the value of the coins you have, only after that you can put them up for sale at auction or through special online platforms.

Coins of modern Russia Maybe not everyone has change in their piggy bank from the times of the USSR, but money new Russia , that is, Russian rubles , is in every wallet, and most have large quantities

in piggy banks. Not everyone knows that even they can be sold for a lot of money.

Coins of 1, 2 and 5 rubles minted in 2005 are of particular value to numismatists. After all, at that time they were minted in a very small edition.

True, it will be extremely difficult to find them among small change; the chance is approximately 1 in 453,000; these are truly rare coins; they can be sold for a lot of money.

It is noteworthy that in 2011, one of the Russian banks, namely SKB Bank, announced the acceptance of such rare coins at a price of 5,000 rubles, although at that time their cost had already reached 8,000 rubles, nevertheless, in a few days only 30 people.

These, of course, are not all coins that have a high value and are valued by numismatists; they include some others, for example, 5 kopecks of 2002, 5 rubles of 2003, 2 rubles of 2001 and others.

Their cost can range from several tens of rubles to 120,000 rubles. At the same time, not everyone can independently determine the value of the coins they have, because the assessment, as mentioned above, should be carried out exclusively by specialists.

The most expensive coins in modern Russia To begin with, it is worth saying that not all coins can be sold at the maximum price, because when assessing such collectible values, the emphasis is on condition. That is, ideally, the coin should not have any signs of wear, including chips, dents and other defects. The maximum that is allowed when selling valuables is minor traces of handling, that is, 90% of the relief must be preserved in its original form. Otherwise, the coins will not be of any special value to collectors. However, each of us has the opportunity to sell ordinary coins that are currently in circulation. After all, some modern

1. cash
2. They have a very high price and are of some value to collectors. To do this, here are the top 9 most expensive modern Russian coins: Ninth place 5 kopecks issued in 2002 without mint designation, the cost of 1 coin is only 2-3 rubles. Eighth place 2 rubles 2001 without mint mark, on the reverse side there is an image of Yuri Gagarin, banknotes were issued in 2001 for the 40th anniversary of the first flight of the Soviet cosmonaut into space. The cost of one monetary unit is 3,000 rubles, but it is worth noting that only those
3. 7th place is occupied by 5 rubles issued in 2003 by the St. Petersburg Mint, valued at 6,000 rubles. This banknote is unremarkable except for the mint mark, which can be found under the right paw of the double-headed eagle.
4. The sixth place belongs to 2 rubles of 2003 minted by the St. Petersburg Mint. It is worth noting that a copy of this banknote is very rare, due to this its real value among numismatists ranges from 8,000 rubles or more.
5. Fifth place is occupied by 1 ruble 2003 minted by the St. Petersburg Mint, average cost 10,000 rubles.
6. The fourth place is occupied by 1 ruble of 2001 of the Moscow Mint, the cost of this banknote starts from 30,000 rubles. This is the rarest coin insofar as, according to official data, it was not put into circulation, but a certain number of banknotes still ended up there, and the exact number is unknown.
7. Third place belongs to 2 rubles of 2001 from the Moscow Mint, the exact number of coins in circulation is unknown, because, according to official data, they were not put into circulation, its value is from 30 to 50 thousand rubles.
8. Second place goes to 50 kopecks, issued in 2001, costing from 100,000 to 120,000 rubles, they were also not officially released into circulation, however, several copies still made it there, the coins were minted at the Moscow Mint.
9. The first place is occupied by 5 rubles of 1999 from the St. Petersburg Mint, worth more than 200 and 500 thousand rubles. This is the most expensive and rare coin of Russia, which is the object of desire of every numismatist. According to the official version, at the moment such a banknote exists in only one copy; it was found in 2009 by one of our fellow citizens in his piggy bank. However, many believe that one coin could not have been minted, and therefore there must be more copies somewhere.

Thus, even modern Russian money has a real high value. Therefore, you should definitely look in your piggy bank, perhaps there will be a coin there that can enrich its owner. Among other things, one cannot help but say that even coins from the times of the Soviet Union, which, at first glance, are not of particular value, can be worth good money However, it will be extremely difficult for an ordinary person to recognize this fact; to do this, you need to contact professional appraisers.

Please note that among the coins of the Soviet Union there are rare and valuable specimens, the price of which at auctions may not be limited to high, but nevertheless it is still recommended to contact a specialist in order to make an assessment.

Where to sell rare coins

If you find a precious banknote in your possession that can be sold for good money, then, of course, you first need to conduct an appraisal and then find buyers for it. This task is not so simple because best case scenario you can sell the coins through a reseller who will pay you a nominal fee.

Finding a numismatist will also not be so easy, because old banknotes can only be sold for real value through auctions; you should ask if such events are held in your city. Usually in large cities there are indeed auctions where you can sell valuables, although there is an entrance fee.

It should be said that there are online auctions where you can also post your moments and offer a starting price for them. True, true numismatists hardly visit these resources, because you can buy this or that value only after careful study and assessment of its authenticity. So, if you find an old coin or have rare banknotes modern Russia, then you should definitely try to implement them. By the way, some commercial banks may accept banknotes, but do not count on high rewards.

Almost every resident of our vast homeland has a piggy bank, jar or even a bag of small coins hidden somewhere in their home. Apparently, this passion remained with us from distant ancestors, who were accustomed to hoarding gold coins and then burying them in the ground. But if burying treasures is not part of your plans, and small change accumulates, sooner or later you have to get rid of it. Since ours works great, and the number of 5,10 and 50 kopeck coins grows regularly, sooner or later the question arises - where to put everything? Handing over small change, even more or less large ones, can be quite problematic if you don’t know the little tricks with which you can get rid of even the most impressive “little egg” in a short time.

The first thing that comes to mind is to exchange the contents of the piggy bank for paper banknotes at the nearest store. Of course, this method may not be bad, but under a number of circumstances.

First of all, in order for the employees of any store to decide to exchange your small change for big money, they must have a need for this, because they have no direct obligation to do this. Secondly, when you are deciding where to donate your change, it’s worth thinking about what will happen if you bring your treasured bag to the cashier at a time when the influx of visitors is huge. Most likely, you will be politely (or not very politely, depending on your luck) advised to take your change elsewhere. And thirdly, even if you did overcome all the obstacles and the cashier took pity on you, they won’t change a lot of small change for you, since the store simply doesn’t need a huge amount of it. Therefore, if you have accumulated quite a significant amount of coins, you should think about where to donate your change and look for another option.

So, if the store within walking distance turns out to be an impregnable fortress and your wealth is still ringing pleasantly in its bag, you can try your luck in the bank. But before you do this, count the change yourself and put it in envelopes at face value. By doing this, you will not only make life easier for both yourself and the bank teller, but also minimize the likelihood of errors during recalculation. It’s worth mentioning right away that you shouldn’t go to the bank in the middle of the working day or at the end of your shift, because your change will have to be counted, and this will take a fair amount of time.

Also, when deciding where to donate change, it is important to remember that the bank is not obliged to provide money exchange services. They can provide such a service, but only for a fee (the commission can be about 3% of the amount, but not below a certain limit). In order not to be tormented by the question of where to hand over change, it would be more advisable to put this money into an account, pay with it for any payments at the bank, or transfer the amount to plastic card. In the latter case, you will be able to receive your coveted crisp bills almost immediately by withdrawing the required amount through the terminal.

Where else can you donate change? Try contacting pharmacies. Taking into account their rather specific nature, which leads to the fact that almost every price tag indicates not only rubles, but also pennies, small change, even with the smallest denomination, is in demand among them. But here you may face the same danger as in the store - a large amount They won’t accept it from you, since the turnover of small change in the pharmacy is not prohibitive.

Well, another rather interesting option is the good old Russian Post. In addition to servicing the postal sector directly, it also delivers pensions, pays all kinds of benefits and receives, so the need for small items here is quite great. But before you carry the whole bag at once, you should consult with the operator working with money and ask how many coins they are willing to accept from you. Again, as in the case of a bank, you should not come at the end of the working day - the money at the post office, unlike a bank, will be counted manually, so the operator is unlikely to agree to spend the whole evening with you.