Money earned on the Internet can be used to pay utility bills, mobile bills, make non-cash credit payments, pay for purchases in online stores, or you can withdraw webmoney to a Sberbank card and cash them out.

In this article:

Not so long ago, it was possible to withdraw money to a card only through webmoney exchangers. The disadvantage of this method: expensive commissions and a large number of fraudulent sites. Today, money can be withdrawn without resorting to the services of such services and with minimal financial costs.

By attaching your bank card to your wallet, it will not be difficult to replenish it with WMR. The main condition for such a withdrawal method is the presence of a certificate not lower than the formal one. To register a formal passport, you must fill in personal data and upload copies of the document to verify the authenticity of the information. This procedure will take no more than three business days.

How to attach a Sberbank bank card to Webmoney?

After authorization in your personal account, you need to go to the "Finance" tab, open an additional menu by clicking on the "+", select the item "Attach your card" in the list.

In the window that opens, fill in all the fields according to the card data. After checking the entered information - "Continue".

The system will block a small amount to identify the user. For successful authorization, you must confirm the code via SMS. After successfully linking the card, it will appear in the menu on the main page.

How to withdraw webmoney to a Sberbank card in two clicks?

On the main page, select the operation "To a bank card". Next, the wallet from which the money will be withdrawn. In the window that opens, specify the amount you want to withdraw and the method for confirming the operation.

Confirm the transaction using the selected method.

The tariffs of the system indicate that the money is transferred no later than three business days, it happens that the amount withdrawn from webmoney is credited to the card on the day of the application. This method of transferring money is considered not only the easiest, but also the most profitable, because the commission is only 0.8% + 25 rubles for the operation performed.

How to withdraw money to a third-party card without being tied to a wallet?

In the "Payment for services" tab, select "Transfer to any card" and "Card in RUB". Next, in the window that opens, specify the card details (they do not have to match the personal data of the wallet owner), the desired transfer amount and the method for confirming the operation.

Confirm the transaction. The commission for such a transfer will be higher: 2.5% of the total withdrawal amount + 40 rubles per transaction + 1.5 rubles with SMS confirmation. It's still cheaper to tie a card.

Withdrawal to a Sberbank card through exchangers

As in any system, there are failures in Webmoney when withdrawing money to a Sberbank card may not be available. For urgent replenishment of a bank card, you can use the services of exchangers. But before entering personal data and confirming the transfer, you need to make sure that the service is reliable by reading the reviews of other users about it and find out the size of the withdrawal fees. On average, such services keep 2.5 - 5% of the total withdrawal amount.

WmStream is a reliable and convenient webmoney exchanger

Via this service you can not only withdraw money to a Sberbank card, but also make a currency exchange at a favorable rate.

Registration is optional. You can withdraw funds without authorization. But for regular users there are several significant advantages: a cumulative discount system and the opportunity to participate in an affiliate program. This service has a certificate of the seller, is in the official list of WebMoney Transfer exchangers - this is the main guarantee of reliability.

Features of withdrawing money through WmStream

• It is mandatory to have a formal Webmoney passport, which is more than seven days old;
• The withdrawal is made to the card of the user - the owner of the wallet, the transfer to the accounts of third parties is prohibited;
• There is a threshold for the minimum amount for withdrawal - 500 WMR;

In order to withdraw webmoney to the card through, you must select the appropriate method of replenishing the card.

Fill in all required fields in the window that opens.

After checking the entered data, log in to the system and confirm the operation being performed.
Of course, the commissions on such resources are higher than in the electronic payment system itself, but using bonus program discounts, it is quite profitable to cash out electronic currency.

How to secure the withdrawal process?

1. Use only trusted services and exchange offices. The first thing you need to pay attention to is the certificate of the seller, it should not be lower. Find and read reviews. By asking simple questions to the technical support of the service, if they answer you indistinctly or do not answer at all, then it is better not to contact this exchanger.

2. For the first time, withdraw the minimum amount that can only be exchanged;

3. Always check the address bar of the browser, if the address is written incorrectly or with errors, this is a sign of a phishing site, follow the fifth paragraph of this list, then enter the correct address;

4. Keep track of updating the databases of anti-virus programs;

5. Clear browser cookies before making money transactions.

So we see that withdrawing webmoney to a Sberbank card is easy, and it is available to any user over 18 years old. Find a suitable way for yourself, transfer virtual money to cash and let everything be fine with you.

This article will describe several ways to withdraw Webmoney WMR and WMZ to a ruble card (Visa, Mastercard of Russian banks are suitable), as well as ways to replenish webmoney without commission.

What is webmoney

Webmoney is the most common electronic payment system in the CIS. In general, this is due to several reasons:

• For many years of existence on the market, it has established itself as a reliable and serious system of electronic payments.
• Low fees for transfers between wallets of the same currency: 0.8% of the transfer amount
• An excellent security control system (according to beginners, it’s even too paranoid, but I think that there is no other way with money).
• Many ways to deposit and withdraw with minimal fees or no fees at all
• Many internal services: currency exchange, payment acceptance services, and so on

And so far, in my opinion, there are no analogues that could surpass Webmoney in all respects.

Why Webmoney does not withdraw money

So, before, the most popular and profitable option for cashing out webmoney electronic rubles into real money was to use their Banking Guarantee service. In it, you could link bank ruble account details to your Webmoney account and, by exchanging WMR title units from your R-purse for live rubles, receive them to your bank account. The commission was quite miserable - standard 0.8% + 15 rubles for 1 transaction. As a rule, to bank account was a linked card Visa or mastercard, which could already be paid in stores or cashed out from it at ATMs.
Of course, this was not the only way to cash out. WMR, since he required a personal certificate, which was not for everyone, but the most profitable. And everyone who seriously used this system took care of verification and certification to the required level.

In general, in fact, the Webmoney company independently engaged in cashing out money. Naturally, all this was for the time being, until the time when the Central Bank of the Russian Federation took seriously the control of the turnover of shadow funds and the fight against money laundering. As a result, not so long ago, Webmoney had problems with controlling currency market authorities, as a result of which it became impossible to withdraw WMR directly to the linked account in banking.guarantee.ru.

Of course, there were ways out, but now such a low commission cannot be found. However, there are still options to withdraw Webmoney with a low commission: c2c.web.money, wire.exchanger.ru, telepay.wmtransfer.com, and others - and about them further.

Deposit, exchange and withdraw WMR via Yandex Money, QIWI, Emoney.Exchanger

At the moment, it is the most profitable way to withdraw WebMoney rubles: the exchange rate for Yandex money is -2.25%.
The scheme is simple:

• Get a Yandex Money account;
• Identify your Yandex Money account. This will expand the limits, make bank transfers and make it possible to withdraw money from an ATM;
• Get a Yandex Money plastic card. It costs 300 rubles for 3 years of service. You can withdraw up to 10 thousand rubles from ATMs without commission monthly. Then the commission is 3%, at least 100 rubles. Considering the positive WMR -> YD conversion rate, the total commission for withdrawing WMR to cash will be about 1%

How to transfer WebMoney rubles to Yandex Money:

Withdrawal and deposit using Webmoney Cards Exchanger (c2c.web.money)

• For input, it is suitable for any citizen of the Russian Federation with any Webmoney passport, for withdrawal - for users with a formal WebMoney passport and higher
• Commission
  • for input: 0 - 50 rubles (plus a bonus you will receive to your WMR account from the service in the amount of 1% of the replenishment)
  • for withdrawal: service commission (2)% + 0.8% Webmoney commission
• Service commission 2% when returning unused funds is compensated, Webmoney commission (0.8%) - no
• When you purchase WMR, the bank may charge an additional fee for card-to-card transfers. It is compensated by the c2c service if you transfer an amount of at least 2800 rubles
• The withdrawal amount must be a multiple of 100
• Works fast (money usually arrives within a few hours on weekdays)
• Guaranteed safety of funds (provided that you did not make a mistake with the card details)

What is Webmoney Cards Exchanger (c2c.web.money)

Webmoney Cards Exchanger, aka c2c.web.money is a Webmoney service for exchanging WMR title units for rubles and vice versa using bank transfers. The main difference between this service and Banking guarantee is that here Webmoney does not cash out money on its own, but is only an intermediary between users (customers). Hence, in fact, the name c2c — customer to customer or cards to cards or from user to user.

How to withdraw Webmoney using c2c.web.money

You can return the money back at any time if payments to the card have not yet been made on them or they will be returned after the date specified in the application. At the same time, the service commission of 2% will return, and the webmoney commission of 0.8% will not.

If, according to the application, there was not a single transfer within the specified period, the money will be returned back to the wallet, including the commission:

The following changes have been made to the service recently:

1. We have reduced the time the application is in the queue to 24 hours; you will receive funds on the card no later than this period
   (the only exception is if the balance on the application is less than 2 thousand rubles; in this case, we return the balance of WMR and commission to the wallet)
2. Access is open to holders of initial certificates - citizens of the Russian Federation. Previously, only holders of personal certificates and above could use this service.
3. Increased card withdrawal limit to 90,000 WMR

As you can see, the availability of the service has been increased.

How to replenish Webmoney using c2c.web.money

Go to the main page c2c.web.money and fill in all the fields that are required.

Terms: All citizens of the Russian Federation can use the service. It is enough just to have a card of any Russian bank.

Commission:

1. If you replenish the amount up to 2800 rubles inclusive: 50 rubles
2. If you replenish the amount up to 2800 rubles inclusive: no commission

Some banks may charge a fee for card-to-card transfers. The c2c.web.money service will compensate for it if the transfer is not less than 2800 rubles.

Stock! When replenishing your wallet for more than 3000 WMR, you will receive an additional 1% of the replenished amount.

The promotion is quite pleasant, and is especially noticeable against the background of other replenishment methods.

Way to withdraw and enter WMR: Wire.Exchanger

It is the most profitable way to withdraw WMR to a bank card. Lowest exchange rate so far: 1.52%

• The service can be used by users with a passport, everyone who has a formal passport or higher
• Suitable for those who have a bank card or an account in the relevant currency
• Commission: standard 0.8% of the Webmoney system. The exchange itself does not take a commission.
• Minimum amounts for exchange: 1000 units (WMZ, WMR, WME or WMU)
• On the WMR account, it is required to leave a certain amount for collateral (exchange guarantee). Upon completion of the transaction, it will return back to the account

What is wire.exchanger.com

Wire.Exchanger is an exchange for exchanging Webmoney currencies (WMZ, WMR, WME, WMU) for real money: dollars, rubles, euros and hryvnias, respectively. The exchange takes place directly between the participants-users of Webmoney. The exchange acts as a guarantor during the exchange.

How to withdraw Webmoney using wire.exchanger.ru

On the main page of the exchange, you will see 2 main sections, on the left is an application for the sale of WMR, on the right - for the purchase

We click on the right on "Sell WMR" or, if the exchange rate suits, we select a ready-made application. I'll choose a ready-made one for testing at 3000 WMR. If you want, you can create your application, then it will fall into the left section of the exchange.

We selected an application, clicked on it, and detailed information was opened: application number, details, how much you will give and how much you will receive. Take a close look at the data, especially in the column additional information. It happens that the seller exchanges only for the accounts of certain banks, so you need to be careful.

If you are using the exchange for the first time, you will need to set the trust for WMID#845151618214 - this is the passport of the Wire exchange itself.

This procedure must be completed once. We press Establish trust and counter bid

Trust can only be established if additional confirmation of operations is enabled! Turn on confirmation in the Security section.

You will need to enable additional confirmation of transactions: using enum or SMS to your phone

Further, after confirming the installation of trust, the above amount of WMR (3000 WMR) + Webmoney commission (24 WMR) + insurance fee (61 WMR + 0.49 WMR) will be automatically debited from your account, which will be returned back upon completion of the operation, and you will have to wait for a bank transfer .

After receiving money on the card, you need to confirm to the exchange that you have received the money. You can do this by finding the required application in Wire Exchanger list. In return, you will receive the premium back to your WMR wallet.

Exchange on wm.exchanger.ru

For withdrawal to rubles through the above exchanges, only WMR is suitable, so if you only have WMZ on your account, then the best and most profitable option would be to exchange WMZ (WME, WMU or other currency) for WMR using the wm.exchanger.ru exchange.

The principle of operation is very similar to Wire Exchanger - you also apply for a currency exchange, pay and wait until other exchange participants redeem it. Or, if you don't feel like waiting, you can redeem already exposed offers.

Earnings on the Internet are becoming more and more popular, and therefore you will no longer surprise anyone with a salary that is not handed over, but transferred to an electronic wallet. The most popular service for this is Webmoney, but not all users know how to cash out electronic money. How to withdraw money from WebMoney?

The service offers several ways, calling them safe. This list includes withdrawal of funds to a bank card, transfer through a bank or an ordinary money transfer. It is also possible to withdraw cash at special WebMoney points or from official dealers of the service.

In addition, they offer to make a special card, to which you can also withdraw money. Or the funds can be withdrawn to a virtual card. It should be borne in mind that regardless of the withdrawal method, a commission will be charged.

However, the most burning question is how to make virtual money real and get it in your hands. How to withdraw funds from WebMoney?

Possible output directions

Firstly, it is possible if you arrange the withdrawal of money by postal money order.

Secondly, an intermediary between the user and the e-wallet service - exchanger.ru offers its services. In big cities, in addition, you can use the cash withdrawal service at exchange offices. You can also issue a Western Union transfer or simply withdraw WebMoney to a card.

Another seemingly simple and convenient way is to withdraw money through an intermediary. However, there are two caveats to this approach. Firstly, the commission for the transaction is not less, and often more than 5 percent, in addition, there is a great chance of being robbed and left completely without funds. Therefore, the options offered by the service itself will be optimal. How to withdraw cash from WebMoney?

Postal transfer

First of all, you need to focus on the method that takes the maximum amount of time compared to others - this is a postal order. But the service is available not only in metropolitan areas, but also in small towns. In this case, it will cost 2% of the transfer. The minimum amount that the Russian Post will require for its services is 40 rubles.

This means that transfers of less than 2 thousand rubles are not very profitable. However, it is worth considering the commission of the e-currency service itself, which varies from 5 to 8 tenths of a percent. Having performed simple mathematical operations, one can understand that monetary losses will amount to at least 3.3 percent. The money will be in your hands after at least 2, maximum after 5 working days.

Step-by-step instructions for receiving funds through Russian Post offices

How to withdraw money from WebMoney by mail order? To cash out electronic savings in this way, you must do the following:

1. Confirm your identity, or, in terms of the service, issue a passport. To do this, you must send a photocopy of your main document, that is, a passport, to a special service. To do this, go to the section passport.webmoney.ru. and get authorized. A page opens where you should enter your data and click "Submit". After that, a sign will appear in the lower left corner, saying "Get a certificate." You need to click on it. Below there will be a window for uploading your documents. After this operation, photocopies are sent to the server.

It is important to indicate exactly your passport data, without involving friends or relatives in this. Otherwise, in order to receive a transfer, each time you will have to take with you to the post office the one for whom the certificate was received.

3. An invoice will be issued for the service, which must be paid no later than 3 days later, otherwise the money will not be sent and you will have to go through the procedure again.

We receive money through the terminal

In addition to a postal transfer, you can cash out funds through terminals. They are located in many cities of Russia. You can find them on the service website. full list. By the way, this is the fastest and easiest way to get money in hand. However, those who live in places where the necessary electronic systems have not yet appeared will have to use a different method.

How to withdraw WebMoney to a card

With "WebMoney" you can withdraw money through a bank card. To do this, as in the case of a postal order, you will have to issue a certificate. An application for withdrawal of funds will be considered within 24 hours, after which an invoice is presented to its owner. When the latter is paid, the money is transferred to the bank that owns the card, and after verification of the data, the funds are available to the cardholder. For the implementation of such a procedure, the commission is about one and a half percent.

For the whole of Russia, it has long been no secret how to withdraw money from WebMoney, having them in the virtual world. Of course, you can use a relatively new, but already well-known method - a transfer to a bank card. To carry out this operation, you will need to use a mandatory tool - the WebMoney electronic wallet system, which is becoming more and more popular every day. So, you have a WebMoney wallet. How to withdraw money?

This system is available to absolutely everyone, but not everyone wants to use it because of the difficulties in working with the system and the fear of taking risks. But users encounter all these difficulties only at the initial stages, and then, in the process of getting acquainted with the system, everything becomes clear and not so confusing. The WebMoney service has its own goal - to ensure the safety of virtual money, which is why the fear of using this service should not arise.

How to attach a card to a WebMoney wallet

In order to attach a bank credit or debit card to a specific wallet, you need to enable Keeper. After that, open WebMoney-passport. Then, on this page, open the "Passport Control Panel", the next step is to select the "Your Bank Cards and Accounts" tab. A template appears on the screen in which you need to fill in all the fields, be sure to indicate: the name of the bank, current and correspondent accounts, personal information, which must match the one in WebMoney passport, as well as TIN.

Even before the attachment procedure, you need to have color photocopies of the card and TIN, passport pages, so it is advisable to make them in advance.

On the “Passport Control Panel” tab, namely “Your Documents”, screenshots must be uploaded. Photo TIN, in principle, is not required. Although it should be with you in case any of the WebMoney services requests it.

During the day, the sent template will be checked, after which it will be possible to safely use the service and transfer money to the card at any convenient time.

Perhaps, when looking at the template for the first time, everything will seem complicated and completely incomprehensible. But if you know what photos to send and what exactly to specify in the template, then the procedure will be quite simple.

Withdrawals

How to withdraw funds from WebMoney? You can do this directly on the "WebMoney" page when using the keeper-light or keeper-mini. Additionally, the "Output" tab will need to be opened in Keeper Classic.

On the "WMR Withdrawal Methods" screen, open "Bank transfer", after which a captcha will appear, which you need to fill out in order to go to the required page.

According to the first output, the template will be filled with the information that was transmitted when the card was attached, in the future it will also be filled in. After that, you need to click on the "Next" button.

The window on top contains the amount to be withdrawn, while the bottom window is the amount that will have to be left after deducting the commission, which is 0.8 percent. This amount will be transferred directly to the card.

After agreeing with the withdrawal, you update the wallet page, and also confirm the account with the specified amount. In one day, the money will be on the card, and it will be possible to withdraw it freely, but a certain amount of commission is charged for services, which depends on the bank. For example, VTB-24 bank needs to pay half a percent for the transaction, and other banks need to pay interest when withdrawing money from an ATM.

Co-branded cards

Co-branded cards are cards with images of logos of both the bank and WebMoney. To issue such cards, banks enter into an agreement with WebMoney. Now it is "Russian Standard" and "Opening". In order to withdraw WebMoney to a card, it does not need to be attached to an electronic wallet, you can open it directly at the bank. These cards have many advantages, as they can be used to withdraw money very quickly, returning 1%. The same card makes it possible to have a regular one attached to the wallet.

How to withdraw money from Webmoney through Alfa-Bank? This bank also cooperates with WebMoney, but in a slightly different way. To attach a card to an electronic wallet, you need to make a link using the Internet bank, and indicate the wallet number there. Alfa-Bank withdraws money as a commission of two percent, which is quite a lot. If you are a client of Sberbank, then you can instantly withdraw WebMoney to a Sberbank card.

Is there an obligation to pay taxes on the withdrawal amount?

Nowadays, such operations as the transfer of funds are of great interest to tax inspectorates. Information about these transfers is not sent to the Federal Tax Service. But subject to registration individual entrepreneur and failure to indicate further receipts of accounts, you will need to pay a tax or a fine for non-payment.

In general, the WebMoney service is a very necessary and convenient discovery. Now virtual money can also find its worthy use in the form of cash, and it is this service that guarantees their complete safety and the absence of any risk. A little time spent to get acquainted with the nuances of WebMoney - and in the future, the withdrawal will take a couple of minutes of work.

How to withdraw WebMoney without commission

For many working with the help of the Internet, the problem of transferring virtual funds into cash is relevant. Most often, funds are withdrawn from WebMoney, as this is the most popular service. When withdrawing funds, a certain commission is most often charged, which you don’t want to give away, ideally you want to withdraw money without a commission.

It's amazing, but it's possible! Immediately a reservation - here we are not talking about the commission of the WebMoney system itself for the transfer, this is 0.8%, it will be charged in any case. This withdrawal procedure is possible only for WMR signs, this is an analogue of the ruble. In the event that money is saved in another currency, you can exchange it for rubles in the WebMoney system itself or in any online exchanger.

Step-by-step instructions for interest-free withdrawal of funds

So, how to withdraw cash without commission? First you need to order a TKS bank card.

You can order a card online (on the bank's website), it's free, and in a couple of days it will be sent to you by mail.

The card itself is a credit card, on which some funds will already be present, but you can use them at your discretion, or not use them at all.

When you already have the card, you just need to withdraw money from WebMoney to Qiwi at the rate of one to one. You can get a wallet in this system on their website, you must specify the mobile number, which will be the number of your Qiwi wallet.

When money gets into the Qiwi wallet, you need to withdraw it to the TCS card without any commission. Withdrawal is instant. The whole operation will take you no more than twenty minutes, and you can run to get cash at the nearest ATM.

This is the best way to instantly withdraw WebMoney without commission. It may not be clear why online exchangers make such an equivalent exchange of 1: 1 currencies? Everything is simple here: a huge number of ordinary users buy online using a Qiwi wallet.

This is the simplest, most understandable and user-friendly online payment system. In addition, the presence of a large number of terminals in the CIS and Russia makes this service extremely popular. It is not difficult to replenish or withdraw money from a Qiwi wallet, it is available even to a child.

At the same time, not all online stores work with Qiwi, while Webmoney money is accepted without problems, and owners of Qiwi funds have to exchange their money in online exchangers, while losing interest. This is because the demand of users for Webmoney today is higher than for Qiwi. It turns out that there is an excess of qiwi in online exchangers, but a shortage of wmr, because of this they are happy to change wmr to qiwi without interest, and this is beneficial for us.

It is worth clarifying that the withdrawal of Qiwi funds to a TCS bank card is interest-free possible only four times a month and no more than 15 thousand rubles at a time. That is, it is profitable to withdraw WebMoney in the amount of no more than sixty thousand rubles a month in total. Anything more will be subject to a 2% commission. But if you count on average, the amount of sixty thousand rubles per month is quite sufficient for Internet hard workers.

It has long been known that it is more pleasant for the general public to hold money in their hands than to look at the mythical numbers of an electronic account. It is at such moments that an irresistible desire arises to withdraw funds from WebMoney. A person is more accustomed to dealing with something that has a real value, and not with virtual information. Let's figure out how to withdraw money from WebMoney, because it is much more convenient to have money somewhere nearby in your wallet or under your pillow than on a virtual account.

Peculiarities

When it comes to Webmoney, the desire to quickly withdraw funds from the account is a normal reaction, given the service's habit of blocking wallets for no particular reason. That is why each user should know how to withdraw money through WebMoney. Legally, wmz or wmr is not money, but simply "title units" that have no value. Of course, many may object: “Rubles are the same conventional unit that has a certain value only if there is Russian Federation". However, think about who you are more confident in entrusting your own funds: an offshore company or the government?

five ways

In order to transfer funds to your pocket, first of all, you need to acquire a WebMoney certificate, which allows you to make various bank transfers easier and faster. In addition, install the Keeper Classic program on your computer beforehand, which will further facilitate the procedure.

Accountant. "Debit", "Credit", "Balance" - this is where I am, like a fish in water. But the endless numbers are tiring of course. I would like to talk about travel and visit all corners of the globe.

Electronic payment systems have firmly entered our daily lives. We make payments without thinking about how everything happens in the bowels of the system. We are not interested. But there comes a time when you need to withdraw the accumulated funds from the payment system. And we ask ourselves - what methods are available? What are the withdrawal requirements of the system? Most often, such questions are asked about the well-known WebMoney system. Do you need a certificate? Do you need a passport? Is it possible to transfer to e-wallets or receive funds in cash?

Withdrawing Webmoney to a card

People often wonder how to withdraw money from a Webmoney electronic wallet to a bank plastic card, to a bank account or in another way and not get into large amounts.

Despite the relative high cost of the method, it is the withdrawal to a bank card that many consider the best solution for cashing out money earned on the Internet. Money because of its simplicity, speed and versatility. A transfer to a card can be received instantly (within five minutes), which, in comparison with the withdrawal of money to a bank using details, is just space!

IMPORTANT: since March 4, 2016, Webmoney has had difficulty withdrawing money from a WMR wallet to bank cards and not only to them - a year has passed, but the problems are the same!

Chronicle of events:
Since May 2016, the output to the "Corn" card has stopped working. Also, the official withdrawal of money from a ruble wallet to a virtual WM-Card from a PSA does not work, to linked Visa cards/Mastercard, money transfers fell off to the bank account. In addition to this, in August 2016, Webmoney stopped official payments to settlement accounts of Russian legal entities!
Since December 5, 2016, additional restrictions have been introduced for pseudonym passports: they have disabled the ability to top up mobile phones in any way when paying with Webmoney.

At the end of 2016, WebMoney also had difficulties in Ukraine due to the blocking of Russian payment systems by the authorities of this country. Nevertheless, the Ukrainian version of Webmoney UA continues to work and conduct operations with WMU, WMR and WMZ.

Representatives of the company remain silent, do not tell anything intelligible to users, conceal information about what is happening. Although it is obvious that it is deplorable: the company has serious problems in Russia, and its future here is foggy. Draw your own conclusions, ladies and gentlemen! ? A year has passed, and the problem is still relevant!

Exchange money through online exchangers is the best option. It has become especially popular since March 2016, when the first problems with the withdrawal of WMR began.

Withdrawal to Qiwi, Yandex, etc.

Choose a course with a minimum commission and the best conditions at the moment it is possible in the largest search engine of Runet exchangers - on the Bestchange service. The system includes a variety of exchangers that perform transfers both to bank accounts and exchange WMR for electronic money: QIWI (“Kiwi”) and “Ya.Dengi” (YD). There is also their rating, user reviews, work opportunities: instant withdrawal of Webmoney, manual execution of an application, the need to verify a bank card, etc.

In addition, exchangers allow you to get a number of opportunities that are not provided even with standard cashing methods. For example, withdrawal to foreign wallets and payment cards.

What options are there for January 2018?

How to withdraw "WebMoney" through "Megaphone"

(the most economical and safe scheme for "pocket spending")

Replenishment of a mobile phone account with Webmoney with subsequent withdrawal of money from it. This option is suitable for persons with a formal certificate and above and for small amounts (up to 6,000 rubles per day and not more than 60,000 per month). However, the money at all stages belongs to you. Today it is the cheapest option for cashing out.
Bank card "Megafon Mastercard": features

In September 2016, a prepaid MasterCard Standard instant issuance card (unnamed, embossed, with a chip and PayPass, breaks through BIN as DEBIT PREPAID) from MegaFon became especially popular for Webmoney cashing out.

Its feature is that it is linked directly to the phone account (for Megafon subscribers) and even foreigners can apply for it by purchasing a SIM card in advance (not citizens of the Russian Federation). That is, the money that is on the mobile account can be used for the usual payment for goods and services in stores and on the Internet. Today it is the only such product on the market. Cool, isn't it? ?

Since October 2016, it has been available for collection in most regions of Russia. The card is serviced free of charge during the entire period of validity. SMS-informing is free. Its issuer is Bank Round LLC, but does the personal account work under the banner of Megafon Bank?

Please note that the funds on it are not insured in the DIA and are, in fact, EMF (electronic money). If you are on the tariffs “Turn on! Listen/Speak/Communicate/Watch/Premium, All Inclusive M/L/XL/VIP, then handing it over to you is free. In other cases, 99 rubles (without PayPass), 149 rubles with it, and 249 rubles for a premium card. On the daily balance of the phone account over 500 rubles, interest is charged on the balance of 8% (if the account, for example, 600 rubles, then you will receive a bonus only for 100 rubles) + you need at least one purchase per month. We advise you to get the one for 99 rubles and link it to Android Pay / Samsung Pay, and this card can be used to pay from a phone that supports contactless payments without overpaying 149 rubles for PayPass.

Topping up the card is simple: you just need to pay for the phone number to which the card is linked. The transaction fee will be only 0.8% (standard Webmoney fee).

With a Megafon payment card, even cashback for purchases in stores in the form of megabytes on the mobile Internet is relied upon. They come in packages of 10 MB for every 100 rubles spent. If the purchase is less than 100 rubles, then you will not receive megabytes, and if, for example, 189 rubles, then you will receive only 10 megabytes. Here is such a rounding, but megabytes can be spent during the year. A trifle, but nice! For purchases using these MCC codes, megabytes from Megafon are not credited: 4813, 4814, 6012, 6532, 6533, 8999.

WALLET LIMITS:

- after all, there is a Telepay restriction on replenishing the phone $ 100 per day (about 6,700 rubles) and $ 1000 per month.
- at least a formal certificate is required (a pseudonym will not work under any sauce).

CARD LIMITS:

- 100,000 rubles per day (300,000 per month) in total for replenishment, cashing out at ATMs and transfers (for purchases of 600,000 per month) - for citizens of the Russian Federation, you can open up to 10 cards per phone number and with a total limit;
- the limit for citizens of other countries is 60,000 per day and 100,000 rubles per month;
- cashing out the balance of the phone with a card at ATMs in the Russian Federation - 2.5% of the transaction amount (there is no minimum amount, which is very convenient!). Withdrawal of funds in total 2.5% + 0.8% = 3.3%;
— transfer to other cards (via MoneySend) - 1.99%. For example, by pulling to "Kukuruz", "Beeline Mastercard", "Tinkoff Black" and others that support C2C. In total (including the initial Webmoney commission): 1.99% + 0.8% = 2.79%;
- purchases by card without commission, purchases in foreign currency at the conversion rate (Central Bank of the Russian Federation + 2%).

In fact, you can replenish the phone number of the Megafon operator with Webmoney with a standard commission of 0.8%, issue yourself payment card to a phone number for free or for a certain amount and continue to use it for free for the entire validity period (5 years!): buy goods, withdraw money, transfer them to other cards.

But be careful: lately, card blocking on suspicion of dubious transactions under the Federal Law-115 has become more frequent. The bank is testing its anti-fraud system. If your transaction seems suspicious to the bank, then it blocks the card just like that, without explaining anything, and without the possibility of recovery. Do not drive large sums in this way, do not tease the bank! Use the card to the fullest: make purchases, and not just as a means of cashing out.

Wire Exchanger: Withdraw WMR to a bank account

for larger amounts in rubles, to Russian banks by interbank payment (using bank details)

This is the stock market. It is possible to carry out an exchange according to the P2P scheme between its participants. Beneficial for those who want to cash out larger amounts. Applications start from 2000 WMR. There is a risk: the responsibility for the transaction lies entirely with its participants (the system only generates statistics and updates the ratings of participants, well, it also freezes part of the amount from the deposit for a guarantee).

Universal recommendation: look for an exchange individuals, offering the comment "transfer of own funds" in order not to fall under the possible sanctions of banks. The service is available for holders of formal passports and above. Before conducting transactions, it is important to establish "trust" for the recipient of funds. At the stage of payment for the application, the system will offer to do this. After payment, the money is debited automatically. The system will notify you that the funds have been sent to your bank account.

Commissions, on average, are 1.5-2.5% of the transaction amount. We also do not forget about the standard commission of 0.8%, which must be additionally added.

From time to time, an affiliated representative of Webmoney appears on the exchange, who offers to conduct an operation with a commission of 1.52% of the amount (+ standard 0.8%). It is always standard, so it is easy to recognize. Applications are made from 2000 WMR in increments of 1000 rubles. The maximum amount that can be exchanged at the indicated commission is 60,000 WMR per transaction. Keep track of the daily limits of your passport. The money comes from a Webmoney partner bank in Russia: JSC Bank "KKB" ("Conservative commercial Bank"). But the maximum you can get from KKB is no more than 100,000 rubles per month. If you need more, then look for other intermediaries on the Wire exchange: they have a higher percentage, unfortunately. ?

MINUSES:

- The method is not instantaneous. You can receive funds only to a bank account in the Russian Federation. The money goes by interbank payment (that is, you can receive it to your bank account only on weekdays; on average, it takes 1-2 business days to process the transaction).
- This option is not suitable for those who do not want to show their income to banks or want to receive money instantly. For transactions, you must specify the TIN.
- Often the amounts are inconvenient: you can not pay part of the transaction (as on their WM.Exchanger currency exchanger). You can submit your application, but there is no guarantee on the time when it will be executed.
- It is not easy to find performers - individuals - with a good percentage.
- "Muddy" conditions (in the contract with Wire it is said that the loan is issued and that it terminates on the basis of a "compensation statement").
— Transactions may fail due to the fault of the executor of the application.
- The Wire exchange deposit is returned, but the commission for it (0.8%) is not.

How to cash out WME and WMZ to a bank card

who has income in $ and euro, through replenishment mechanisms by bank card number; fast, but payments do not always go through

There is an experience of withdrawing to the card "Alfa-Bank", "Sberbank" ( Visa Classic) or "VTB-24 Mastercard Multicurrency". Does not work for Tinkoff and RNKO Payment Center cards (Corn, Kari, Beeline, etc.).

And if in general, then:

— cards must support 3D Secure;
— be open for receiving funds through Visa Direct / Transfer and MasterCard Moneysend;
— cannot be prepaid or virtual. DEBIT or CREDIT only (check card type with BINBASE).

The transfer is instant if it is VISA (MasterCard - up to 3 days).

Commission: 2% + 3 WMZ / WME + % for bank conversion if the card is in rubles.

— Not more than 500 2 000 USD/EUR per day;
— Not more than 10,000 20,000 USD/EUR per month.

The rest of the banks have not been tested, therefore, at your own peril and risk. We inform you that, in general, this operation is not very safe! The payment comes from a foreign company Paymaster24 Ltd (sometimes the name and surname of the recipient is substituted), which is perceived by many security services as a dubious operation.

Caution: the bank can block the card (after all, its replenishment does not come from Russia).

Withdraw WMZ to ePayments. Ukraine, Kazakhstan, etc.

transfer to foreign cards (including ePayments debit card), guaranteed, it is profitable to cash out amounts in $, including large

If you live in Ukraine, Belarus, Kazakhstan, as well as in other countries of near and far abroad, then this method is the most optimal for you. It is also useful for citizens of the Russian Federation who plan to transfer their WMZ to Bitcoin or withdraw money to a foreign card.

ePayments and WebMoney

The ePayments electronic payment system has been actively developing for the last two years. On the plus side, it supports both an e-wallet and a MasterCard debit card. We have a good detailed review of ePayments on our website. We recommend to read.

If you have previously worked with affiliate programs on the Internet, then you probably know it. The advantage of the system is that it is integrated with Webmoney.

You can withdraw WMR or WMZ to ePayments at only 1% (minimum $5) + 0.8% of the traditional commission from WebMoney.

To make the exchange possible, it is enough to order their prepaid ePayments Card, which provides the following features:

- Payment for goods in regular stores and purchases on the Internet 0%, in rubles + 2.6% commission for currency conversion.
- Withdrawal of dollars from ATMs in the Russian Federation - with a fixed amount of $ 2.60. If you need rubles, then $ 2.60 + 2.6% will come out.
— Issuing an ePayments card costs only $5.95 (2 months of service for free, then $2.90 per month, but there is the possibility of further free service, read more in our review).

And if, on the contrary, you plan to withdraw money from ePayments to Webmoney, then you won’t even have to order their plastic card! Everything is done through their personal account: quickly and conveniently.

The advantage of the ePayments system is the free withdrawal of US dollars to Bitcoin and Litecoin, transfer to other users of the system. Registration in the system and maintenance of the ePayments wallet is free. You only pay for using your prepaid ePayments card.

Then the money can be sent to your Bitcoin / Litecoin / Ethereum wallet for free. The scheme can also be beneficial if you plan to pay by card in stores or withdraw dollar cash from ATMs in Russia and around the world. Well, or if you need cryptocurrency.
For citizens of the Russian Federation:

TELEPAY - withdrawal of WMR to a card of a Russian bank

expensive, fast, small limits, withdrawal only to some cards (by bank card number)

In July 2016, it became possible to withdraw rubles to a Russian bank card via TelePay (available in the website menu "Withdraw - To a bank card - in rubles"). The scheme is noteworthy in that it is possible to transfer WMR directly to a ruble card without converting it into dollars. The money goes well to Alfabank and ruble-denominated Tinkoff. The disadvantage of the scheme is that high commissions and low limits apply.

Commission: from Webmoney 0.8% + from TelePay (2.5% + 40 WMR).

Telepay limits:

- Only MasterCard and Visa cards are accepted, virtual and prepaid cards are not accepted. 3D Secure support and the ability to accept payments via Visa Transfer / Direct and Mastercard Moneysend are required.
- The scheme is suitable only for citizens of the Russian Federation.
— No more than 35,000 WMR per day.
— No more than 200,000 WMR per month.

Money comes to Visa cards instantly, to MasterCard - within 3 days. You can withdraw to any cards (there is no verification of belonging to a specific person).

Caution: there is a risk of blocking your card by the bank's security service. Payment from a foreign agent Paymaster24 Ltd (UK).

Withdrawing WMR to a card via C2C Webmoney

for those who are not in a hurry, small amounts (according to the payment card number)

The work is done through the c2c.web.money service. And only in Russian. Method for citizens of the Russian Federation. An initial certificate is required.

The scheme is as follows: specify the amount, pay for the application, then the system automatically selects the contractor for your application. It can be broken up into small amounts and executed in parts.

Attention: A large number of transfers for small amounts may be of interest to your bank.

Commission: 2% + standard 0.8% from Webmoney. Minimum 100 WMR (limit 90,000 WMR), withdrawn from the account in multiples of 100

A significant drawback of the method is the need to have an initial wallet certificate, as well as time (the operation can take a long time). One thing pleases - the amount will be returned if the application is not processed after the deadline. Even a commission.

If you are not in a hurry for money, then you can use this option. Separately, it is worth noting that replenishment of a WMR wallet in the amount of 3,000 rubles and more in this service is bonused by 1%. That is, replenish, for example, by 3054 rubles, you get 3084 WMR for this!

Withdraw WMR via Cards Exchanger

In the same bundle, it is appropriate to mention one more Cards.Exchanger service. In its functionality, it resembles the Wire exchange with bank accounts, only here applications are left for withdrawal precisely by card number. This is also a stock market. Only for citizens of the Russian Federation, cardholders of Russian banks. Performers - third-party people and services. Webmoney acts as a guarantor of transactions, but the responsibility for the transaction lies directly with the participants.

Commissions: you can find applications starting from 2% (+0.8% from WebMoney)

Webmoney and Bitcoin in 2018

Deposit and withdrawal of Bitcoin in Webmoney world currency, as well as the blockchain technology in general. The Webmoney system can be quite effectively used for speculating on the price of bitcoin (recall that the system has a special WMX wallet linked to the value of the bitcoin cryptocurrency). WMX can be bought from any available Webmoney purse (WMZ, WMR and others) both within the system and on the wmx.wmtransfer.com internal exchange (the most profitable option) between system participants. Separately, we note that 1 bitcoin BTC is equal to 1000 WMX. It is according to this scheme that you need to consider when you will carry out transactions. If anything, then the exchange itself will tell you, you will not be mistaken.

The main advantages of WMX: instant transactions and a commission of only 0.8% (that is, standard from Webmoney).

Entering Bitcoin in Webmoney

In addition to purely speculative purposes, you can enter and withdraw cryptocurrency from the outside in Webmoney. If we want to add bitcoin to WebMoney, then, again, go to wmx.wmtransfer.com and click "Introduce Bitcoin". On the next page, we get the address (public key) to which we will send money from our crypto wallet (for example, "Kryptonator" - you can store many cryptocurrencies in it at once and change them among themselves if necessary, there is a convenient mobile application, a Russian-language wallet) or exchanges (our favorite crypto-exchange is Yobit, by the way, everything is in Russian there too).

Withdrawal from Webmoney to Bitcoin

If you need to withdraw money from Webmoney to cryptocurrency, then click “Withdraw Bitcoin” in the same place and then do the reverse procedure: indicate the public key of the exchange or wallet in the address to receive and send our WMX, which will be automatically converted to Bitcoin and sent in the right direction ( confirmation of the transaction usually occurs within a day).

Are Bitcoin Cash and Litecoin supported in WebMoney?

Depositing and withdrawing Bitcoin Cash (BCH) to WebmoneyYes, since the fall of 2017, you can deposit and withdraw your funds not only to Bitcoin itself, but also to its younger counterpart Bitcoin Cash, and from December 2017 to Litecoin. In some cases this is justified. Recently, due to the growing popularity of the main currency on the market, the overall load on the Bitcoin network has also increased, and, consequently, the commissions have also increased. In this regard, it is more profitable to use BCH (“Bitcoin Cash”) or LTC (“Lightcoin”), because both transactions are faster and the transaction cost is lower.

To store Bitcoin Cash in the system, a special WMH wallet was created, and for Litecoin - WML. Similar ratio: 1 BCH is equal to 1000 WMH and 1 LTC = 1000 WML.

Actually, the same manipulations with the purchase and sale of BCH and LTC can be carried out on the website https://wmh.wmtransfer.com/ and https://wml.wmtransfer.com/ Including trading on these exchanges, as well as external deposit and withdrawal of funds to crypto wallets or to major exchanges.

Tip: it is most profitable to use Bitcoin Cash for withdrawal from Webmoney to cryptocurrency (because it is corny faster and cheaper) with withdrawal to the Yobit crypto exchange, where you can later buy any altcoin (well, or bitcoin itself) at a market price 24/7 and later withdraw from it for storage in your crypto wallet.

If you need global exchanges, then you can look towards Binance. This exchange is located in Hong Kong (the largest financial center), and the whole world literally trades here. A big plus of the exchange is excellent liquidity and support for rare coins. Moreover, Binance supports coin forks - a great way to get a new coin for free?

And there is also a convenient mobile application, there is a Russian-language interface, there is no verification when the amounts on wallets are less than 2 BTC (2 bitcoins), two-factor verification is also supported. Money can be deposited here at the wallet address of the corresponding cryptocurrency. For example, with Webmoney you can replenish Bitcoin, Bitcoin Cash and Litecoin wallets of this exchange. And withdraw back to WebMoney from them too.

What to do with the pseudonym certificate?
For example, buy a train ticket, goods in a store and book a hotel for Webmoney

Why not? A good option, given that the official website of the Russian Railways does not accept WebMoney for payment, and even more so the popular Booking.com service does not do this with the option with hotels.

Webmoney can also be spent in such large stores as Aliexpress, Ozon.ru and even Yulmart.
And even return part of the funds from the purchase (cashback)!

Since June 2017, the Webmoney Bonus bonus system has been launched, which allows you to return part of the funds from the purchase and thereby level the 0.8% commission. ? In fact, this is a cashback service, but from the WebMoney system (what is a cashback service?). Money is paid to the Webmoney wallet. For example, on Aliexpress, their rate is 6%.

On a trip for Webmoney

You can buy a ticket and book a hotel stay directly on the official Webmoney Travel service. Or contact third-party companies: Aviasales, Tutu.ru (by the way, the promotional code for a discount on railway tickets is 50 rubles - ZHDSEKRET) and Pososhok.ru (here, however, only the trip and air tickets). We are sure that it is possible to find an acceptable offer in this variety. Compare prices on designated sites and buy where it is convenient and profitable. You don’t need to spend money on withdrawing funds from your wallet, because you can get a ticket simply by paying for a ticket or staying at a hotel / hostel for Webmoney?

You can also try to pay for other goods or services where you can pay for Webmoney. For example, some Internet Service Providers. If you work in the IT field, then finding a way to sell your WMR and WMZ is much easier - more offers! ?

Withdrawing money has become more expensive. But, alas, in the current situation, there is actually nothing to choose from. We hope for the best, but prepare for the worst! Universal recommendation - do not keep money in your wallet, withdraw as soon as possible. While it's still possible!

An important point: we are not official representatives of the sites that we write about in the article, so if you have a question of an individual nature (for example, problems with logging into your account / not receiving bonuses or money / identification, etc.), then it is better to ask them directly to service providers.

Source: http://dataworld.info

How to withdraw (transfer) money from WebMoney to a Sberbank card without commission

Naturally, I somehow don’t want to pay for the services of exchangers: I want to withdraw for free, well, or at most with a commission from the Webmoney system.

Still, it is one thing to pay 0.6-0.8% and quite another - 4-5% who want to get exchangers.
If you need to withdraw money to a bank card urgently (not in 2-3 days, but within one day) - you can not read the article, but simply use a cheaper exchanger: https://onlinechange.com/.

For an amount of 30 thousand rubles. the difference will be approximately 0.67% or 200 rubles. - as a surcharge for the urgency of the exchange.

After searching the Internet, I found instructions for withdrawing money from webmoney to VTB24 and Alfa-Bank, made by Alexander Alaev. You can read it here: withdrawal of funds from WebMoney to VTB-24 and Alfa-Bank cards. The article is gorgeous, but there are two “buts”: firstly, the interface has changed for WebMoney, and secondly, I needed a solution for withdrawing funds from WebMoney to a Sberbank card.

By the way, Alaev’s article has a bunch of comments that contain additional ideas for withdrawing funds to bank cards. But they turn out to be more expensive than just withdrawing money through the interface of the system itself.

Therefore, I decided to make my own article on how to withdraw money from WebMoney to a Sberbank card without commission. As Alaev wrote: “All this will be honest and without deceit, and I myself have been doing this for many years.”

So. The algorithm for withdrawing money from Webmoney to a card in a bank is the process of preparing and verifying, issuing new details.

Initial data for transferring money from WebMoney to a Sberbank card:

- The laptop has WebMoney Keeper Classic installed (otherwise called WebMoney Keeper WinPro). You can download it here: WebMoney Keeper Classic (Keeper Win Pro)
- A formal webmoney passport of the most initial level is used (registration is not fresh, but I did not upload any documents)
— I am a resident of Russia, that is, I have Russian citizenship, and I permanently live in the Russian Federation
- Opened a card account in the bank, respectively, there is a plastic card. In this article I describe the output to the Maestro card - this is the initial level of cards Mastercard systems
- I have time to wait, since transfers from WebMoney to any commercial bank are carried out within up to 3 working banking days, and to Sberbank - up to a week.

The card can be issued immediately, as soon as you have a passport. That is, at least from the age of 14 you can open a bank account and get a plastic card.

Opening a Maestro card in savings takes 15 minutes to write an application and about two weeks to make it. By the way, you should not count on the fact that the bank will call you when the card is made: for example, they didn’t call me. And it’s good that I have a branch of Sberbank within a three-minute walk: I went myself.

After receiving plastic card you can withdraw webmoney without interest and commissions)

As for the types of WebMoney wallets (Keeper Classic, Mobile and Lite), I only use the classic keeper.

Why them? Because the limit on withdrawal and deposit of funds (daily and monthly transactions) is the maximum for the classic keeper. And the procedure for withdrawing funds from wallets to accounts and cards is similar.

The limits also depend on the WebMoney passport used. The list of these limits is here: WebMoney limits for different passports

In this article, I consider the use of a formal passport. That is an entry level certificate.

So. Let's get started.

Withdraw funds from webmoney to a Sberbank card

Opening WebMoney Keeper Classic
Go to the "My WebMoney" tab
We find the link "withdraw WM", click it
A new page opens
We find the item "Bank transfer"
Click on WMR

UPDATE: FOR AUGUST 2015 THE FIRST TWO WINDOWS IN THE PROGRAM HAVE BEEN UNITED INTO ONE.

Therefore, the previous pictures are left only for history: when you go to the “My WebMoney” tab, you must immediately click on “Bank Transfer”. And then everything is as described. Minor changes in the interface, but generally understandable.

A new browser window will open
Make sure you are logged into WebMoney Keeper Classic
Click on the item "R-wallets"
Make sure the yellow Webmoney Keeper Classic icon is selected at the bottom
Press the "Login" button
Enter the code from the page in the confirmation field
Click the "Yes" button
By the way, if you turn the mouse wheel on this window, its transparency will change. This allows you to see the code without moving the windows.
After entering, we again get into banking, but now we are already authorized.
Click on this page on the item "Outgoing transactions"
We get to the main page with bank transfers
Press the "Withdraw" button

When you have chosen the withdrawal method from your WMR wallet:
By bank transfer to a ruble account of a resident of the Russian Federation in a bank of the Russian Federation
When you try to withdraw funds, you may receive the following error:
The operation is prohibited because to order and pay for a bank transfer for withdrawal of funds, you must have a certificate not lower than formal (with verified documents)
Withdrawal of funds from a WMR wallet by bank transfer to a ruble account of a Russian resident in a bank of the Russian Federation

So. We will continue to withdraw money to the Sberbank card. To do this, we will return to the stage that required verification of documents. Now there will be no more errors with unverified documents.

For this

1. Make sure that Webmoney Keeper Pro is running
2. Click on the link: choose your preferred WMR wallet withdrawal method
3. Enter the confirmation number in the window that opens and click "Yes"
4. In the window that opens, select "by bank transfer (ruble account of a resident of the Russian Federation in a bank of the Russian Federation)" and click "Forward"

A window opens in which you need to enter payment details
To find out, there are at least two options: firstly, they were given to you when the card was issued, and secondly, they can be seen in your Sberbank Online personal account.
So. Then again we return to the details tab for withdrawing funds from WebMoney

Banking WebMoney

We fill in all the fields. It is enough to enter only the value of the "Beneficiary's bank BIC", then the name of the bank and the correspondent account will be filled in automatically. Be sure to fill in your account number and TIN. Without them, you can't move on to the next step. Leave the purpose of the payment blank. Press the "Forward" button

The "Enter the amount to send to the bank" window appears.

Enter the desired amount, click "Next". In the screenshot, as an example, an amount of 100,000 rubles is entered. You can see that no additional commission is charged: 15 rubles for payment order and 0.8% WebMoney commission. About the commission it is written here: tariffs for a bank transfer from WebMoney

To begin with, you can enter 100 rubles here: even if you make a mistake somewhere in the details, it will not be so scary, because the amount of 100 rubles, if anything, is not a pity. In general, you can enter any amount.

The window "Acceptance of the agreement for the sale of certificates with the company "Agency Guarantee" LLC" appears. Check the box next to the item "By paying the invoice according to the application, you agree with the Agreement of the company "Agency Guarantee" LLC". Click "Forward"

Now you need to enter the name of the payment.
Enter the one that is most convenient for you.
Let's go to the next stage

We see: “The payment was successfully saved and sent for verification. You will be informed about the verification result additionally on WebMoney Keeper. In case of a positive answer, you will be issued an invoice to the keeper for the withdrawal of funds to the bank details

1. A notification will be sent to the keeper program that the details have passed
2. A bill will come, which you will need to pay to yourself

Well, the status of the payment can be tracked by the link "My payments"

As long as the "requisites are being checked", you can do nothing.
After some time, Keeper WebMoney will pick up on you. And there will be a message

You can just close it. Details verified

When you close this message about the details, another one will pop up: incoming invoice, not paid.

Click "pay". Please note: they write that you need to visit the page, but this is not necessary yet. For now, just click "Pay"

This operation (Invoice payment) naturally requires confirmation. Click "Next"

Well, we pay the bill.

After paying the bill, you can see where we were asked to go earlier, which page
Open WebMoney Keeper
Press "Menu"
Then "Incoming Accounts"
Then "View All..."
The account window opens. Click the one in which "Correspondent" begins with LLC "Agent ...". Since this is an invoice from the Guarantee Agency
A window opens with a description of the account, the date of processing and the link we were asked to follow
Click on it
In a couple of days, the keeper will receive a message that the transfer has been sent to the bank

Then we wait until the money comes to the bank. From the moment the transfer is sent to the moment it arrives at the bank, it takes several minutes in one branch of Sberbank, and from region to region (as we do) - up to half a day.

And again: an SMS about the transfer of funds should come, but it happens that it doesn’t reach.

After the SMS has arrived, this means that you have set up a mechanism for withdrawing money from WebMoney to a Sberbank card.

Now you can withdraw large amounts: just do it by analogy as described above, but now you don’t need to enter all the data: just select a ready-made template, click “Next”, enter the amount, accept the agreement, receive an invoice in your WebMoney Keeper, pay for it yourself , wait for the message that the money went to the bank, rejoice when they come to you there. The last item is required

How long did it take to withdraw webmoney to the Sberbank card:

Start of withdrawal - November 3, 2014 at about 14 00
The money was withdrawn on November 10, 2014 at 17:22 (SMS from Sberbank)
From this time:

– verification of documents – 1 day (from 14 40 November 3 to 16 12 November 4) – done once
- the time from November 4 to November 6 was busy with work)) so the output did not touch
– withdrawal template created on November 6 (done once for each bank)
– the template was successfully approved on November 7 at 1142, that is, it took about half a day to agree on the template (also done once)
- immediately received an invoice, that is, also at 11 42 on November 7
- the account was processed at 17:14 of the same day, that is, after 5.5 hours approximately
– bank transfer sent to the bank on November 10 at 11 42
- the money came to the card at 17 22, that is, the transfer took 5.5 hours

Thus, for the first time, the withdrawal took November 3-4, November 6-10, or 7 days
Re-withdrawal (without unnecessary operations) would take November 7-10 or 4 days

That, in fact, is all. Now you know how to withdraw money from WebMoney to a Sberbank bank account without interest, commissions and exchangers. Use on health, with questions and ideas - in the comments.

Source: http://aleksandr-krylov.ru/

How to withdraw money from webmoney to cash and what needs to be done for this

Today, continuing the topic of electronic payment system WebMoney, I will tell you about ways to cash out funds stored on your wallets. Because if you have already begun to consistently earn at least some money in boxes, even if 100 rubles a day, then you will definitely want to withdraw some part of the accumulated amount for some of your needs. I have already seen a similar question on this blog and I think that this article would be very helpful for many to quickly get their bearings.

Also, in my opinion, very important point is the connection to WebMoney of other payment systems, for example - Yandex-Money. Because first of all it is very convenient. Money after all not all will be stored only on one WebMoney. At first, it may be so, but with the growth of income and the expansion of areas of activity, others will definitely be connected. payment systems for convenience. Therefore, by linking the same Yandex-Money system to WebMoney, it will be possible to transfer to favorable conditions money back and forth.

What are the ways to withdraw WebMoney currency to bank cards, as well as limits and commissions?

First of all, to get acquainted with the available withdrawal methods, let's log into your WebMoney account. The fastest withdrawal methods can be seen by opening the "Wallets" section in the main menu and selecting the "Withdraw" item:

But let's consider for a better understanding the section where all withdrawal methods will be displayed with an indication of commissions. To do this, go to the "Individuals" system menu and open any of the items in the "Withdraw" section. Any, because each of the points leads to the same page with a list of all withdrawal methods. The only difference is that if you select the specific option you need for yourself (for example, “To a bank account”), then on the new page all suitable options will be highlighted in a different color.

All withdrawal methods will be displayed on the page that opens:

In my example, when going to this page, I chose the item "Withdraw" > "To a bank account" and therefore you see that the lines with withdrawal methods to bank accounts and bank cards are highlighted in a different color. If you chose, for example, “Cash”, then other lines (withdrawal methods) would be highlighted, respectively.

Let us consider in more detail to begin with the most popular withdrawal method - to a bank card. To go to information about this withdrawal method, you must click on the link in the line "Bank card" in the column with the selected currency for withdrawal. If you withdraw in rubles, then, accordingly, you need to click on the "Details" link from the "WMR" column:

We get to the page where the banks will be displayed, the cards of which can be easily attached to the WebMoney account:

Also, at the top, using the "Attach" button, you can link any Mastercard / Maestro or Visa card to your wallet. True, sometimes this service is apparently buggy, because when I tried to link a card, I often received a message stating that such an operation is not available with my passport. And I have a professional certificate for a long time, which is interesting 🙂

To begin with, you should pay attention to the limits, and most importantly - commissions for depositing / withdrawing from the card and to the card, respectively. You can find out such information by clicking on the button "Limits, tariffs, requirements" in the same window. And then, on the new page, you need to select the bank you are interested in from the list or the entire card system at once. In my example, I requested information on commissions / limits and tariffs for all Russian Mastercard / Maestro / Visa cards:

As you can see, the commission for transferring funds to cards in a Webmoney wallet will be 2.8%. The commission for withdrawal will be 1 or 1.5% depending on the amount + 30 rubles.

And let's take Ocean-Bank as an example:

Commissions, as we see, are 1% for both deposits and withdrawals.

Also, looking at the commissions, one should also take into account the standard constant commission from WebMoney for withdrawal, equal to 0.8%.

And pay attention to the limits that are displayed at the very top of the table. That is, how much you can withdraw / deposit money at a time, per day, per month, including the general limits of the WebMoney system itself.

As you can see, for transactions with large amounts of money (from 600,000 rubles per month and more), a personal certificate is simply needed. Also, in addition to limits, the presence of this type of passport opens up access to many other useful functions, which I already mentioned in my previous article about the WebMoney payment system.

If you already have a bank card, then of course it’s easier to attach it than to open a new account with another bank (Ocean-Bank, for example) for the sake of a 1% difference. On the other hand, when withdrawing certain amounts, 1% of course also plays a role.

If there is no card yet, then the most convenient and profitable at the moment is to get it from the Ocean-Bank. However, I do not consider this bank to be well-known and reliable, so I would get a card at a partner bank Alfa-Bank, which is reliable, and commissions are only 0.5-1% higher.

Thus, you can find out information about limits and commissions from any of the banks available for linking.
The method of withdrawing WebMoney currency to a bank card by linking it to a wallet

As always, I will write down the whole process step by step, because, in my opinion, information is perceived easier this way :) So - the process of withdrawing funds from WebMoney wallets to a bank card:

Consider linking any of the Mastercard/Maestro/Visa cards to the wallet. To do this, on the "Service" page, click the "Attach" button:

If your passport allows you to link cards and you receive an error message that you do not have the required passport, then just try again later. If everything goes as it should, then on the next page you will need to select the wallet to which the card will be linked and click the "Continue" button:

Next, you need to specify the limit for debiting funds from the card. I indicated 100,000 rubles in my example, but for some reason the limit is set simultaneously for the day, week and month, and as planned, it should be set separately for each of these time periods :). Next, click "Continue":

On the next page, it is possible to subscribe to notifications of ongoing transactions by E-Mail and/or phone. It has always been convenient for me to receive notifications both in SMS and in the mail, just in case. Check the appropriate checkboxes and then click "Continue":

Next, you need to specify directly the data of the card that we are going to link to the wallet. Enter the card number, its expiration date and CVV/CVC code. All these data are indicated on any bank card, and on this WebMoney page, on special sample pictures, it is indicated where this or that information is located on the card. After entering the data, click "Continue":

Now the penultimate stage of map binding. At this step, your mobile phone a message will be sent from the bank whose card you are linking. SMS will contain a confirmation code, which should be entered in the specified field. After entering the code, you must click the "Confirm" button and at that moment a random amount from 1 to 10 rubles will be temporarily blocked from your card to check that it is exactly you and your card!

Well, at the last step, just click the "Finish" button:

Ready! Now you can check the presence of the attached card in your WebMoney account. To do this, on the account page, go to the "Cards" section and in the "Card accounts" block we will see the previously linked card:

Now you can withdraw funds from the wallet to the linked card and vice versa - replenish the wallet from the card. It is very convenient!

But this linking option is not the best, because commissions can be higher than in the case of linking a card from one of the partner banks! Therefore, this method of linking is recommended only if you do not have a card from any of the listed partner banks, and you want to link a card, for example, VTB24 (or any other bank not from the list below). Here is the list:

If you have a card, for example, from PromSvyazBank or any other from the list of partner banks, then it is better to link directly through them. To do this, you should again go to the page for withdrawing funds through a bank card and select one of the partner banks by clicking on its logo. For example, I will take the same "PromSvyazBank":

By clicking on the bank logo, the window will show step-by-step instruction binding, for example:

By clicking "Continue", you will proceed to the first step of the instructions. “You just have to perform the necessary actions (depending on the bank) on the respective bank websites and the card will be connected to your WebMoney wallet.

In general, there is nothing complicated in withdrawing funds to a card from a WebMoney wallet :)
In short, you need:

Decide on the choice of the bank whose card you will link to WebMoney;

Get a card at the bank or link an existing one to your WebMoney account according to the instructions from WebMoney or the bank's website. Or link a card of any bank that is not in the list through the Mastercard / Maestro / Visa card linking service.

Let us now consider another way to withdraw funds - a transfer from a wallet to any account in any bank, which may also be needed by someone, if for some reason it is not possible to attach a bank card, or it simply does not exist and you don’t want to start .

Way to withdraw WebMoney currency to any bank account

Consider the process step by step:

As in the first method, when withdrawing to a card, from the main page of the account, go to the menu "Individuals" > "Withdraw" > "To a bank account".

Once on the page with all withdrawal methods, click on the "Details" link located under the currency you need (column) in the "Bank transfer" line:

The "Bank transfers" section and the "Withdraw" > "R-wallets" tab will open (if these tabs do not open automatically, open them manually!). It is necessary to mark the item "Bank transfer" and at the very bottom click "Forward":

On the new page, you must specify the details of your bank and the recipient's current account. All details can be found by logging into your bank account. Fill in all fields and click "Next". By entering only the “BIC of the Bank”, the rest of the data, except for your current account, can be filled in automatically:

Going to the next step, below we indicate the amount to be transferred to the account. This service always takes 15 rubles for the transfer. The minimum possible amount for transfer is 100 rubles.

Press the "Forward" button:

We agree with the agreement by checking the box “By paying the invoice according to the application, you agree with the Agreement of the company Bureau of Financial Guarantees” and click “Forward”:

At the last step, information will be displayed that the payment has been saved and sent for verification, and the results will be reported to WebMoney Keeper:

We do not press any more buttons and return to the main page of the account.

It is necessary to wait for some time. It may be over 1 hour. After that, if everything is in order with the data you specified for making the payment, an invoice for payment will be sent to your WebMoney account. After that, all you have to do is open an invoice and make a payment.

Here is such a simple way to withdraw funds from a WebMoney wallet to any bank account. And if your bank card is linked to the account, then you will see the money on it, respectively 🙂 There are no problems with the withdrawal, and you don’t have to start a card. But still, of course, it’s more convenient, in my opinion, not to be too lazy and get a card specifically for withdrawing money earned on the Internet and link it to your WebMoney account.

Of course, there are still many ways to withdraw WebMoney and they are all displayed, as you saw on one page. Previously, when WebMoney had a completely different interface, everything was much less convenient.

You can withdraw immediately into cash through exchange offices, postal orders. Who is comfortable. For me, the best option is to a bank card, and then when you just need to withdraw the required amount from it and that's it :) I think that this method is even the most common.
About ways to deposit funds in WebMoney

The methods of depositing funds into the WebMoney payment system can be said to be no different from the withdrawal methods :) I myself have not needed to deposit funds for a very long time, as a rule, at all, since I have a constant stable, good income from the Internet, and add cash from outside to my wallet WebMoney is not necessary :) This income is from different areas and, of course, from axle boxes using multi-accounts. And when it is necessary to add, I simply transfer funds from other payment systems, for example, QIWI and Yandex-Money, because there are funds and they are always on them for convenience.

So, in order:

To get acquainted with the possible ways of depositing funds to the WebMoney payment system, you need to log into your account, open the "Individuals" menu on the top control panel and then select any item in the "Deposit" section:

A window will open with all sorts of ways to replenish your WebMoney wallet. The window is similar to the one where the output methods were displayed:

You can view more details about any deposit method by clicking on the "Details" link located at the intersection of the column with the desired currency (For example, WMR) and the row with the desired deposit method:

And detailed information about the selected replenishment method with instructions will open, for example:

Or a form for replenishment via the Internet will appear.

What methods of replenishing a WebMoney account did I use earlier:
Replenishment through payment terminals. Through the Svyaznoy terminal not far from my house, I replenished at first without a commission, then with 1.5% somewhere. A little, in general, absolutely, and most importantly, I don’t need to go far and instantly :)
Replenishment from other payment systems, in my case - Yandex-Money. This is possible after linking the wallet to the WebMoney system. The commission, of course, is already much higher - 4.5%, but sometimes it’s more convenient for me than running to the terminal. I also have a QIWI wallet attached to WebMoney, but there has not yet been a need to transfer from there.

I didn’t have to use any other replenishment methods :)

Of the convenient ways to replenish a WebMoney purse, it is also worth noting "Internet banking". This is an acceptable time (up to 4 hours) replenishment of your wallet from the account of various banks via online personal accounts on the websites of these same banks. The commission is very small and even replenishment without it is possible. Still, of course, it is convenient to replenish your WebMoney wallet from your mobile phone account, if there is a reserve of funds. But this method is more expensive than the others, and the commission is more than 5%. But it happens that the commission doesn’t matter if you need it urgently and other methods are not available or you don’t want to go anywhere :)

And now I’ll tell you about linking other payment systems to a WebMoney wallet, which is very often useful and convenient.

Linking a Yandex-Money wallet to WebMoney for the possibility of a two-way exchange. Do you need a passport?

The function of linking a WebMoney wallet to accounts in other payment systems can be very useful. For example, it happens that the WebMoney wallet is empty, and you need to pay for something right now through WebMoney. In this case, having funds on other well-known payment systems, for example, Yandex-Money or QIWI, you can transfer some necessary amount to WebMoney and perform the necessary operation: purchase, transfer to someone, or whatever. Therefore, having wallets in other payment systems, I recommend linking them to WebMoney, besides, this is not at all difficult and fast.

The commission for the transfer from Yandex to WebMoney will be 4.5%, which, of course, is not so small :)

About creating a Yandex-Money electronic wallet is described in detail in my article here How to create a Yandex-Money wallet and what you need for this!

Now I will describe step by step the process of linking a Yandex-Money wallet to WebMoney:

The first thing that is absolutely necessary, and without which you will not be able to complete the binding, is the presence of a formal certificate for WebMoney, as well as an identified Yandex-Money account. On WebMoney, many probably already have at least a formal passport, but many people forget to go through identification on Yandex-Money :) Or they simply don’t want to do it, because, for example, they rarely use this payment system and don’t store large amounts there :)

Identification in Yandex-Money is easy and you can see the methods on this page: Account identification in Yandex

I went through identification by simply coming with a passport and an application to the closest salon to me, working with Yandex-Money, and the process took 10 minutes :)

If the account in Yandex-Money is identified, then in WebMoney we need to go again to the page of all withdrawal options through the menu "Individuals" > "Withdrawal" > "To a bank account". In the window of withdrawal methods, click on the button for more details at the intersection of the "Bank card" line and the "WMR" column

As a result, we will find ourselves in the withdrawal section to various bank cards, but below there will also be a section “Electronic wallets of different systems”. This is what we need at the moment.

In the "Electronic wallets of different systems" section, click on the heading "Yandex.Money of the Russian Federation":

In the pop-up window, you must specify the WebMoney wallet (if there are several), to which the Yandex-Money account will be linked, and below the Yandex-Money account number itself. After entering the data, click "Continue":

After logging in to the Yandex-Money payment system, at the top right, where your balance is indicated, you will see an icon (number) notifying that there is an unfinished operation. Open this menu and at the bottom click on the link "Confirm the binding":

A page will open where you will be asked to enter the binding code (remember I advised you to copy it right away? That's it). Enter it in the appropriate field and click "Confirm":

If you accidentally closed the WebMoney window where the binding code was, then it still came to you as a message to your WebMoney account. To view it, you need to open the main page of your WebMoney account and go to the "Inbox" > "New Messages" section. In the list of messages you will find the one you need - about linking a Yandex-Money account to your wallet. Just copy the code from there:

Return to the page in the Yandex-Money system where you had to enter the code and paste it.

At the next stage, you need to confirm the binding operation by clicking the "Get password" button:

A confirmation password will be sent to your mobile phone. It must be entered in the "Password from SMS" field and click the "Confirm" button:

At this point, the binding of the Yandex-Money wallet to the WebMoney account is completed and the inscription "Confirmation sent" will be displayed. Just click the "OK" button:

It remains to check the appearance of a linked wallet in the Yandex-Money and WebMoney systems. First, let's check in Yandex-Money. Go to the "Wallet management" section:

We go down to the very bottom until we see the section "Payment systems"

And opposite "WebMoney" should be the status "Linked". So everything is in order. Now, to transfer money from this payment system to WebMoney, just click on the "Transfer" link a little to the right and indicate the amount to be transferred :)

Now let's make sure that the Yandex-Money wallet has been linked to the WebMoney account.

We go to the WebMoney account on the "Cards" page and in the "Electronic payment systems" section you will see your linked Yandex-Money wallet:

Well, this is the end of linking an account in the Yandex-Money payment system to a WebMoney account. As you can see, there is nothing complicated :)
Binding QIWI wallet to WebMoney for the possibility of two-way exchange

If you have a wallet in the QIWI payment system, it is also possible to link it to WebMoney, which is sometimes very convenient :) The process of linking a QIWI wallet is almost identical to the process of linking a Yandex-Money wallet. The peculiarity is that in QIWI you do not need to identify an account to link it to WebMoney, unlike Yandex-Money. But, nevertheless, I will go through step by step and show in full the process of linking QIWI to WebMoney ...

I talked about creating an account in the QIWI payment system in the article How to create a Qiwi wallet and what you need for this

As before, we need to go to the page where all banks that can be connected to WebMoney, as well as payment systems are displayed: (go).

From the options offered on the page, select "QIWI Wallet":

In the pop-up window, specify the WebMoney wallet that we will link to QIWI, and at the very bottom - the account number in QIWI. Then click "Continue":

In a new pop-up window, the binding code will be indicated, which is better to copy right away. After that, you need to click on the "payment system" link and you will be transferred to the QIWI website, where the account linking will continue:

We go into our account in QIWI, after which we click on the account balance at the top and in the pop-up window we click on the link "Working with accounts":

In the menu on the left, select "List of accounts" and the "Additional accounts" section will now display your WebMoney wallet, which you have started linking. Click on the "Confirm Link" link:

A new window will open where you need to fill in the basic information on the passport and set a limit on the amount that can be transferred to WebMoney or back to QIWI per day, week or month (your choice).

So, first of all, in the very first field you need to specify the binding code that you were shown in the window at the very beginning. Then last name, first name, patronymic, series and passport number. Next, you need to specify the limit, i.e. - the maximum amount that can be received or transferred to / from WebMoney for the set period: day, week or month. After filling in all the fields, click the "Bind" button:

Now, in the next window, you need to confirm the linking of the QIWI wallet with the code that will be sent to you by SMS to the phone (to which the QIWI wallet is registered). Usually SMS arrives almost instantly, but there may be delays. In any case, you can use the function - "Send the code again" if it does not come to your phone for more than 10-15 minutes.

So, we look at the code in the SMS and enter it on the page, after which we press the "Confirm" button:

We get a message about successful binding:

You can now transfer funds from QIWI to WebMoney from the "Working with Accounts" section (how to get there is described in paragraph 5 of this chapter) by clicking the "Transfer" button:

Now let's check if your QIWI wallet is displayed in your WebMoney account. To do this, go to the “Cards” tab of your account, and in the “Electronic payment systems” section you will see your QIWI wallet. If it is not displayed, it means that your wallets in WebMoney have not yet been updated. Usually, it is enough just to log out of your WebMoney account and log in again.

Here is such a simple procedure for linking a QIWI wallet to WebMoney :) No more difficult than linking Yandex-Money. Commission for transfer between QIWI and WebMoney will be 3%.

On this, on linking the wallets of the payment system, I will finish :) I described all the stages of linking and didn’t seem to miss anything.
Exchange of electronic currency of different payment systems through exchange offices on the Internet

Here is another interesting way to get WebMoney currency, which I had to use several times until the moment I still had no wallets linked to WebMoney and didn’t understand all this very well. This method consists in obtaining the necessary currency for the necessary payment system by exchanging the currency of another payment system through special exchange offices on the Internet.

Of course, each exchanger will take a commission, and sometimes it is high. Therefore, it is necessary to analyze and compare different types of exchangers. I also met with many exchangers - scammers who simply take the funds that you give for exchange and in the end you get nothing :) But there is one very good site - monitoring exchange offices on the Internet, and there are safe exchangers, indicating the description, reviews, commission, exchange mode and other information.

Here is this site: bestchange

All safe Internet exchangers will be presented on the site. In the window on the left, you need to select which currency, which payment system, and what you are changing for, simply by clicking on one of the options in the “Give” and “Receive” columns, for example: Yandex-Money to WebMoney rubles (WMR):

Exchange offices will appear on the right side of the page, working in the exchange direction you need. In the table, opposite each exchange office, you can immediately see how much you need to give and how much you will receive, i.e. the difference is the commission. More detailed information can be obtained by clicking on the letter "i" opposite the desired exchange office:

And by clicking on the name of the exchange office, you will go directly to the site of the selected exchanger, where you can already make an exchange. Exchanges can be instant and take a day or more, depending on the chosen exchanger. All this will always be stated in the rules on the exchanger's website.

It should also be borne in mind that if you change WebMoney, then some exchangers will require a verified formal passport in this payment system, but not all. Therefore, going through the list, you can also find exchangers that change with the simplest “pseudonym” passport.

This site may be useful to someone, because I had to use it to withdraw to a VTB 24 card 🙂 It is not difficult to understand it and everything is intuitive, and the exchange process itself at the selected exchange office does not cause any difficulties at all :)