Assets- This is everything that can generate money. And the liability, accordingly, is everything that takes away this money. According to many economists, in order to become rich you need to get rid of liabilities and acquire assets. Yes, it's a simple formula, but if you look at it, that's how it is.

Many people who are not at all familiar with the economic topic often confuse these concepts, but if you look into it, it is not at all difficult to understand their differences, because these are completely opposite definitions.

In order to answer the question of how to acquire assets, you need to understand for what purpose you need to attract them to yourself, and, on the contrary, move away from liabilities as far as possible.

In simple words, we can say that an asset is the generation of cash flow, that is, the sale of what you have.

What can be an asset?

The following things can act as an asset:

• Bank deposit;
• Property that is leased;
• Securities;
• Other items that are rented for profit include cars, personal items, and clothing.

But the car and the apartment where you live are a liability, because you invest in these things yourself, take care of them and spend money on their maintenance. And, for example, if you use your car as a taxi driver, then it acts as an asset. Passive– this is something that can take away money.

Below are some tips on how to how to acquire assets. If you chose real estate as an asset, it is best if these are foreign assets from which you can get higher income. You just need to approach the choice of country wisely; it is worth remembering that it must first of all be economically developed. If you learn everything from you, then you can receive rental income of up to thirty percent per year.

If you don’t have enough money to buy a home, you can also buy it on credit by cooperating with banks in other countries; in practice, it shows that there are more favorable offers for clients there. But if this option does not suit you, then you can purchase real estate under construction, and when the time comes, sell it at a profit.

Developing companies will bring good income, but you just need to first study this area of ​​the market.

If you want to work with assets, but do not have the opportunity to purchase them, you need to start saving for them. Each salary needs to be set aside ten percent to invest assets. At first glance, this may not seem profitable, but in practice it brings good income.

It must be remembered that only those who invest large amounts of money in them can earn big money from assets.

Anyone should gain as much knowledge as possible about how to profitably buy assets and limit their liabilities.

The video below shows what they are.

In order to start making money on binary options, you need to decide on the choice of the asset for which the forecast will be made. However, many do not know which asset to start trading with and how to choose the most profitable and reliable asset.

Financial instruments can be primary or otherwise basic ( stock, bonds, raw materials, etc.) and secondary or derivatives (futures, options). In the first case, trading (with or without delivery) is carried out directly by the instrument, and in the second - by an obligation for future delivery (futures) or the opportunity to make a forecast for an increase or decrease (binary option).

What is an asset for binary options

The underlying assets of a binary option are those instruments whose value will be predicted. These can be various indices, securities, goods etc. Taken as a whole, they can all be divided into four large categories:

• securities ( shares of companies like Apple, Boeing, Microsoft);
• goods and raw materials ( gold, wheat, oil);
• currency pairs ( EUR/USD, USD/JPY, GBP/USD);
• various indices ( S&P 500, Dow, MICEX, dollar index, etc.).

The concept " best, profitable and beneficial“Asset is very subjective and depends on the trader, his knowledge, previous experience, depth of market monitoring, and character. In order to make a correct forecast and at the time of expiration end up with a profit and not a loss, you need to know well what factors influence the formation of the price of the selected instrument.

1. For currencies, these are, first of all, statements and decisions of the heads of the Central Bank, monetary policy, the economic state of the country, the geopolitical and geoclimatic situation.
2. Corporate shares are influenced by news related to the company's activities: its purchase, sale, merger, demand for products, investments, general situation in the industry, etc.
3. Stock indices are formed on the basis of a group of several companies, united according to a certain characteristic (success, economic sector, industrial, IT, etc.).
4. The price of goods and raw materials is determined by their demand - demand, supply, yield (for agricultural crops), explored deposits for raw materials, geopolitics.

How to choose a profitable asset for binary options

When you get to the trading platform, you see more than a hundred assets, including the most famous stocks, more than 25 currency pairs, a dozen indices and commodities. How to decide on an asset and transactions? What to analyze with such diversity?

Start from your inner self.

If you are closer and to your liking, or if you are interested, even if you don’t know anything about stocks, but you like to think about it and just like it - then this is your most profitable asset at the moment!

Many people, out of ignorance and simply confusion, begin to scatter deals, opening deals in stocks, currencies, commodities within a week... that is, in all markets at once - this is a big mistake.

Those who have websites are probably familiar with the concept of SEO(website promotion), and there are many branches in this matter, for example, in the SEO studio there is a person who advertises the site only on Facebook, and someone only on classmates, that is, each of them promotes the site only in one social network, and not in all at once. You also need to approach the market analysis. You need to choose only one market and work with it deeply and thoroughly.

For beginners, the easiest option would be commodity market assets - oil, gold, silver (you need to choose one of them). For each asset there is clear data for analytics, analytical sites and forecasts that are released during the planned period, for example, for oil you can easily follow important data in, where each event plays a big role for the market.

In general, oil is a fairly predictable asset for which you can easily collect a base for analytical material, for example, specialized sites with sources of information and news from this market.

If the underlying asset is promotion, then you need to analyze its schedule and read the reports, statistics and news for the company to which it belongs.

If options for currency pairs, then it is advisable to familiarize yourself with the fundamental and technical data on them. For the most common pairs there seems to be the most information, but this does not mean that CAD/CHF It’s harder to make money, it all depends on you - whether you like to look for something that few people can find.

Everyone decides for themselves how to choose an asset, but there are also a number of objective reasons which tools are undesirable to use. Since we are talking about a forecast, if possible, you should not get involved with unpredictable, littlepredictable and highly volatile underlying assets, because even with high-quality analytical work there is no certainty about where exactly the price will be at the time of expiration - higher or lower.

Reliable broker for binary options trading

Just as if you take the brush of a famous artist, you cannot immediately begin to paint well like him, and if you choose a profitable asset of a successful trader, you will not necessarily succeed in it yourself. It is necessary to find your own path through trial and error.

A good solution would be to try different markets, but not immediately, but one by one, and based on the results of such testing, select the best and most profitable asset or several of the most promising ones, and then, depending on the current situation, turn to one or the other.

• The question itself of whether to work with only one underlying asset or several at once is rhetorical, and the debate on this topic has not stopped to this day.

What's your favorite asset?

“Buy assets, get rid of liabilities”- approximately this is the conclusion made by a person who has firmly decided and has collected a variety of useful tips from popular literature on wealth and hundreds of sites on the topic.
If you remember that the great and terrible Robert Kiyosaki wrote “an asset is everything that puts money in your pocket, a liability is everything that sucks money out of it, outwardly everything looks great.
But they’re not quite the same as the American millionaire imagines. And following this simple advice can lead to problems with your personal finances.

So what's wrong with the "buy assets" formula?

The thing is that this formula, as well as the description of the concepts of liabilities and assets, which was stolen from Kiyosaki’s books to hundreds of websites and guides on personal money, is very simplified and distorts the real state of affairs. This is natural: concepts that are given in popular books on finance simple in themselves, but difficult to use, because there are many additional conditions to keep in mind. Now everything will become clear to you.
The point is that simply defining assets and liabilities doesn't really allows you to clearly separate them. Here's a very simple example. Let's say you have a certain asset, say high-yield commercial real estate. You receive a high rent, which is more than enough for ongoing repairs and other operating expenses. But suddenly a railway and an airport were built next to your house. Residents have fled in all directions; renting out living space at the same prices is simply unrealistic. But you still need to pay for utilities! As a result, the income from the building costs less for its maintenance.
And what is this house like? Active or passive? After all, the house itself has not changed. It stands as it stood. But then he began to suck money out of your pocket.
The example with the house is still very simple and clear. Certain objects can move from liabilities to assets with stunning consistency. This is pretty obvious and understandable. Well, now ask yourself: is it easy, will it be convenient to build your budget, your business, your financial plan based on such concepts? If they are so fickle? Is this what the foundation of your well-being should be?
Another example. An expensive car for which a loan is paid is, of course, the “king of liabilities”! Yes? But it can bring a lot of benefits, including in monetary terms:

• pleasure from a comfortable ride;
• high status (not only “show-off”, but also a real increase in a person’s prestige in the eyes of business partners);
• finally, a car can be borrowed at 15% per annum, and the owner’s business brings in 40% per annum, which is more difficult than asking for a consumer loan.

Well, how do you like this passive?

What was written above is all the lyrics necessary to bring you up to date. Let's look at the problem more specifically.

First, some summary.

a) Often, separating assets and liabilities (according to Kiyosaki) is damn difficult. Many IMPORTANT AND USEFUL things do not bring us income - even our body: feed it, dress it, treat it, entertain it. Oh-oh-oh, but it takes our money!
b) Possessing things that require money or investments is not a sign of financial illiteracy.

In fact, dividing your property into two lists is absolutely unnecessary work. As I already wrote in a previous article on this topic (), Kiyosaki needed this division to simply explain with his fingers and with a picture to any fool that they need to strive to generate income and get rid of expenses (isn’t it a terribly original idea?).

So here it is. For practical purposes (real financial planning, making decisions about investing or getting a loan, and so on and so forth), it is much more convenient to use the real concept of liabilities and assets - see the link above.

In short, liabilities don’t really exist at all. They exist in human relationships. These are loans, lending, profit accumulated over a lifetime (which no longer exists - it has turned into assets that really exist - that’s all we have).

So how can we use this new understanding? What will our formula look like in this case? Yes, very simple: manage your balance sheet wisely. Keep an eye on both column “A” and column “P”. Don't be afraid to buy assets that come with some liabilities (example with an expensive car above), but manage them wisely. And a correct (accepted throughout the world!) understanding of this balance will help with this. You just need to look at the “threats” of this or that action in relation to your budget. Any transaction simultaneously affects both assets and liabilities- and this must be remembered.

To put it even more correctly, you need to operate with the balance sheet, and not with actually existing objects. Let's remember the house shown in the first example. It has gone from being a source of income to a source of liability. But he himself remained unchanged. This means that we need to make a minimal impact that will help get rid of the harmful influence of the surrounding buildings, increase its attractiveness for renters in other ways - then profits will increase. Do you understand? The task is not so mechanical: buy/sell profitable or unprofitable. The task is to correct the balance through your skillful management.

(If you managed to read the article all the way to here - and you still have a feeling of misunderstanding - don't worry! Just keep working on your financial literacy - and understanding - real, deep understanding! - will definitely come!)

It’s more important to think about your money once a month
than 30 days to earn them.
J. Rockefeller.

Friends, we have already introduced you to. I hope our initial tips will help you find the 10-15% difference between your income and expenses so you can start saving and investing. In this step, we'll look at how to put your spare money to work. But before each of you can answer the question of where to invest money in 2015, let's look at the basic investment options and compare them with each other according to a number of criteria.

Let me remind you that we have already introduced our classification of investment instruments by type of risk and level of profitability:

Today we will draw up a more detailed map of financial instruments. Let's learn about the new parameters. Such as liquidity, starting amount, additional costs associated with investments. Let's break down the investment methods so you can understand what's right for you.

So, where to invest in 2015?

1. Bank deposits.

The very first and most understandable investment instrument for most people is a bank deposit.

Difficulty/Activity: The simplest and most accessible investment tool for everyone. No activity is required from the investor; now in most banks deposits can even be opened online.

Profitability: Low. By low yield we mean a level of interest rates that only allows you to save money from inflation, but not to increase it.

Income predictability: 100%. You see the bid before the trade begins. Rates, as a rule, do not change during the term of the contract.

: High. High liquidity means you can withdraw your money at any time.

Starting amount: from 1000 rubles.

Additional costs: as a rule, no, but they may issue you a debit card, which will have a paid service or will have an overdraft attached to it. The advice here is this: when you go to the bank for a deposit, ask only for the deposit – clarify everything else and ask how much it will cost, even if they immediately say it’s free.

An airbag is a reserve in case of job loss or other problems, using which you can live peacefully for several months. It is better to form such a reserve on deposits, because with other assets there may be problems with the prompt withdrawal of funds.

Intermediate storage location. For example, you are saving for a car or an apartment, putting aside 100 rubles each. per month. You have 4 months left until the required amount. At the same time, you are searching for the desired asset, and the money is on deposit. In any case, this is more profitable than storing them at home.

It is also easiest to apply the currency diversification rule to deposits. It is enough to open a multi-currency deposit or 2-3 deposits in different currencies. It is worth paying attention to the fact that inside such a deposit you can only move money at the rate of the given bank. For example, I once had a similar deposit in Svyaznoy, where the courses were not the most profitable, it was a shame. :-)

Let's consider other investment instruments.

2. Promotions.

Difficulty/Activity: High. The tool is more for professionals. Even if you are a long-term investor and not a trader, high activity is required to keep abreast of current events. Personally, it takes me from 30 minutes to 1 hour a day to read relevant news, view quotes and otherwise analyze information. Despite the fact that I do not consider myself a trader, but am engaged in medium-term investments. Active trading implies full employment only with this activity. This is a profession.

Profitability: Can be quite high. Prices for individual shares can change by up to 1000% over the course of a year. In general, for the Russian stock market, for example, profitability can be assessed as follows: over the past 10 years, from 2004 to 2014, the MICEX index (the average share price of 50 Russian companies) has grown 2.5 times. Those. roughly speaking, the growth was 25% per year from the initial cost of the asset.

Income predictability: No predictability. Tomorrow the directors of the company may be imprisoned and the shares will depreciate 10 times. A mine, for example, will collapse and the exchange rate will also fall rapidly.

Liquidity (the speed at which you can pull money out of your asset): Relatively high. You can withdraw money from Russian sites the next day. If you trade on foreign platforms, as a rule, there are two brokerage companies involved - Russian and foreign. Deposits/withdrawals may take from several days to a week. In addition, if you urgently need money, there is a risk of losing greatly on the difference in the exchange rate, since there is a risk that it will not be the most profitable on the withdrawal date you need.

Risks: High. Both general systemic risks (economic situation in the country, etc.), and separately for a specific security (here there are risks associated directly with the issuing company).

Starting amount: There are shares at 6.7 kopecks, for example, this is the current price of VTB shares. But the minimum lot for selling VTB shares is 10,000 shares. At the same time, a more significant limitation on the amount is not even the cost of one share or lot, but commission expenses and the threshold amount for entering the market from the broker company through which trading will be carried out. As a rule, this is 30-50 tr. lower is also possible, but it does not make sense, since the commission will be too high compared to the turnover.

Additional costs: May be significant. These include a broker’s commission on each transaction, a subscription fee for software (separately for a computer, separately for a tablet or phone), an increased commission for carrying out transactions over the phone, etc. Professional players still have paid access to analytical sites, etc. But you can get by with the minimum, for example, if you deposit 100 thousand rubles on the exchange. and make 1-2 transactions per month, the minimum commission will be on average about 2.5 tr. in year.

Diversification of long-term investments, in cases where money is not needed by a certain date, but the task is to make it work.

Often the stock market becomes a haven for capital when there is nowhere else to run. For example, in the current situation, the level of risk on ruble deposits has increased, you can switch to bonds (the risks are already comparable, but the yield on the second is higher).

Obtaining speculative income during a crisis, when the market is falling and everything is cheap and most likely will rise in price later.

Separately, I would like to remind you that from January 1, 2015, it will be possible to open so-called individual investment accounts (IIA), through which it will be possible to issue a personal income tax refund. Those. It turns out that the state is ready to pay 13% per annum just for keeping money in an investment account. Thus, for the investor, it does not matter what kind of financial result he receives; in any case, if all the terms of the contract are met, a return of 13% per year is guaranteed.

3. Bonds.

A bond is a security that is issued either by an enterprise or by government agencies (federal, local, regional). Unlike a stock, it has a fixed return - the cost of repurchase at a certain time, or the cost of redemption. In addition, bonds pay coupon income - interim payments that the issuer pays to paper holders. Bonds, like shares, are traded on the stock exchange, and you can also buy them through a broker company. However, they have a market value.

For example, bonds of Russian Standard Bank at the beginning of 2009 were worth 33% of their face value. Those. their market price fell sharply due to the banking crisis and high risks for all banks. However, the bank resisted and fulfilled all its obligations under the bonds in full, and the owners of these bonds received a yield of 200%.

Difficulty/Activity: Not the simplest, but not the most complex tool either. The biggest time costs are at the stage of analyzing the issuer and selecting a security. Then you can relax and hold on until the end.

Profitability: Average. Strong fluctuations are possible only during periods of crisis. Therefore, now it is worth seriously considering this type of investment.

Income predictability: 100%. You know the purchase price of the bond and the yield before entering into the transaction. After the transaction, of course, the price of the bond may fall and those who buy after you will earn more. But that's another question. The final profitability is immediately clear.

Risks: Average. The main risk is the risk of issuer default.

Other parameters: Liquidity, costs, starting amount - everything is the same as with shares.

Suitable investment objectives:

In stable times, a good alternative to deposits for temporary storage/accumulation of funds for periods of 1-5 years. In this case, bonds will be used as a conservative asset.

In unstable times, you can get fairly high and predictable returns. In this case, the situation turns bonds into medium or high risk assets.

4. Structured (or structured) products.

These are products of banks and brokerage companies that simultaneously combine elements of risk and predictability. For example, you invest 300,000 rubles for 1 year and a broker or bank links your deposit to a specific asset. If the value of this asset in a year exceeds the value on the date of the transaction, then you receive an increased return on this asset. Otherwise, you only get your amount back or a minimum percentage of income. A kind of lottery. We'll have a post soon about how it works and how the bank makes money here...

Difficulty/Activity: Not difficult. The product is aimed at the “lazy”. The selling party will provide detailed advice on choosing the underlying asset. Activity is also minimal. You put it in and forget it, nothing further depends on you...

Profitability: You could say average.

Income predictability: Average. Although you will immediately know the minimum profitability 100%.

Liquidity (the speed at which you can pull money out of your asset): High. Although there are some products from which you cannot exit without losing part of your investment.

Risks: Average. Since the risk is not reflected in the entire investment amount, but only in the profitability.

Starting amount: High. As a rule, from 300,000 rubles.

Additional costs: As a rule, no.

Suitable investment objectives:

A good alternative to deposits and bonds for temporary storage/accumulation of funds for periods of 1-5 years.

Suitable for novice investors who want to take a little risk, but do not want to actively participate in the process.

5. Currency.

No preamble here. The whole country is professionals))

Difficulty/Activity: Average. Buying bucks, for example, is not difficult at all, doing it on time, and then getting out of it on time - that’s difficult. I recently gave an excellent example on .

Profitability: Average. Over the 10 years from 2004 to 2014, the exchange rate increased from 28.8 to 56.2 rubles. (see chart) or 19.5% per year. However, the growth was mainly during the crises of 2008 and 2014. From 2004 to 2009, or 5 years in a row, the dollar fell. From 2010 to 2013 it remained virtually unchanged.

Those. Currency itself as an asset does not have growth potential. Therefore, the presence of currency in an investor’s portfolio is intended to achieve other goals, namely, protection against currency risks.

Income predictability: Average. And although the fluctuations here are much smaller in amplitude than in the stock market, it is also difficult to guess the direction of movement.

Liquidity: High.

Risks: Average. It’s difficult to lose all your money here, but up to 10% in calm years and up to 50% in periods of turbulence is easy...

Starting amount: Anything, even 10 euro cents lost in your pocket, is also currency.)))

Additional costs: It's interesting here. Usually people do not pay attention to this, but the difference between the purchase and sale prices of currency at the bank is very high. Now, when the market is unstable, this difference reaches 20%. On December 16, on Black Tuesday, the difference (or spread) was 100%. This is a cost, because when you buy currency from a bank with a difference of 20%, you immediately lose 20%; you will still need to win it back on growth. There is a way out: buy currency on the exchange directly through a broker. Here the spread is minimal and commission costs are small, but when working with amounts over 100,000 rubles, the commission is not noticeable. In our article we examined this issue in more detail.

Suitable investment objectives:

Protection against currency risks. The principle of currency diversification.

In unstable times, currency becomes an aggressive and investment asset, suitable for short-term earnings on speculation. At the same time, you should also not get carried away and put your eggs in one basket. It is necessary to remember about currency diversification and speculate only with part of the funds.

6. Real estate.

Traditionally, real estate is considered the most attractive investment instrument. However, there are many pitfalls. No one will deny that, for example, owning an exclusive commercial space is a very attractive asset from all sides (profitable, reliable, even liquid, etc.). Only the total mass of real estate includes such unique objects as needles in a haystack. Therefore, consider the characteristics of the property on average.

Difficulty/Activity: High. There are a lot of pitfalls at the stage of choosing a property. There is often a need to involve professionals - lawyers, intermediaries, appraisers, etc. At the stage of profitability management, this is practically a business with all that it entails.

Profitability: Average.

The profitability of real estate consists of 2 components:

Rent. For residential real estate, our national average yield is 4-5% per annum. For commercial 7-10%.

An increase in the value of the property itself. The graph shows the dynamics of growth in value, for example, of residential real estate on average in the Russian Federation over the last 10 years: from 20.8 tr. up to 52.3 tr. (2.5 times over 10 years or 25% of the original cost per year).

Income predictability: Average. As for rental income, it’s clearer here; there are average market rates. The task is to hand over the object at the appropriate rate. As for the growth in the value of an asset, there are rarely sharp fluctuations, so you can also use the average % growth.

Liquidity: Low. If you sell quickly, there will be a high discount, but at the price at which you want you can sell for a long time.

Risks: Average. Legal risks. Commercial risks.

Additional costs: Tall. Both the costs associated with choosing an object and its design, and the costs of maintaining the object

Suitable investment objectives:

Long-term investments with the aim of generating passive income now or in the future.

Investments for the purpose of subsequent resale and earnings due to rising prices.

7. Gold and other precious metals.

Gold, along with currency and real estate, is one of the most popular and attractive objects for investment in our country. However, gold, despite its brilliance and beauty, has a number of disadvantages! Let's look at everything in order.

Difficulty/Activity: High, at the level of working with shares.

Profitability: High. Over the past 10 years, the price of gold in dollars has changed 2.9 times (see chart). At the same time, in rubles it increased from 171 rubles. up to 2168 rub. – 12.6 times. (+126% to the original cost every year). However, as can be seen from the graph, in the last 2 years there has been a downward trend in the value of gold in dollars.

Income predictability: Everything is the same as with stocks.

Liquidity (the speed at which you can pull money out of your asset): If we are talking about metal bills - high. As for ingots, it’s more complicated. The quality of the metal is also assessed there and is not accepted everywhere. Therefore, we will still write liquidity as average.

Risks: High. In addition, metal accounts are not included in the deposit insurance system. Therefore, in addition to the risk associated with fluctuations in the value of gold, there is an institutional risk associated with the intermediary bank.

Starting amount: If we are talking about metal accounts, then it’s the same as with deposits from 1000 rubles.

Additional costs: Tall. Firstly, when opening metal accounts, precious metals traditionally have very high spreads (the difference between buying and selling), about 20% currently. Secondly, when purchasing metal in ingots, you must pay VAT (value added tax) - 18%

Suitable investment objectives (for novice investors):

Protecting funds from economic shocks.

An excellent asset for portfolio diversification, since it has dynamics that differ from the exchange rate of the national currency and the stock market.

Investor chessboard.

So, to summarize: we looked at 7 basic investment assets. As a result, we get this kind of investor chessboard. It will help answer questions about how to invest money profitably, and which assets are better or worse based on certain characteristics.

In addition to the investment instruments indicated in the table, there are, of course, futures, mutual funds, ETFs, hedge funds, savings insurance and other scary words. There are tens of thousands of financial instruments and something new is constantly being invented. But we have covered all the basic things. All the rest can, with a slight stretch, be attributed to one or another segment.

In this article we tell you how to use the investor's chessboard in practice.

If the article was useful to you, like it and share it with your friends!

Good luck with your investment!

Before you start binary trading, you need to resolve a number of issues, including: choosing a brokerage company, type of binary option, type of underlying asset. If the first two questions are resolved quite simply, then choosing an underlying asset can put a beginner in a difficult position. The thing is that the broker offers its clients a huge selection of trading instruments, such as: precious metals, oil, currency pairs, stocks, futures, indices. This is where the problem arises: which asset to choose?

Let's start with the commodity market. It is represented by trading instruments characterized by a high level of volatility. These assets are quite stable and easy to predict, unlike currency pairs, where the trader requires special knowledge in the field of technical analysis. The most popular is gold, which should be preferred at the beginning of your career in the binary options market. Trading gold does not pose any particular difficulties for beginners. The situation is easily predictable and rarely goes beyond the standard framework. With the skillful use of technical analysis, you can receive reliable signals about entering the market to open a position, so in this regard this asset is ideal.

The stock segment of the market is represented by shares, bonds and other securities. Typically, the broker offers a limited number of assets that are directly related to the world's leading companies, such as: Gazprom, APPLE, Coca-Cola, etc. It is preferable to invest in securities for the long term. This is a profitable investment, especially when using strategies based on technical and fundamental analysis. As for the trading process itself, it can be fickle. For example, you can trade only when important news is released that can dramatically change the value of a security. If you carefully monitor the situation, you can make good money on this, including when using short-term option contracts.

The currency sector of the Forex market is currently the most in demand. This is where all major currency transactions are carried out. This asset is distinguished by its enormous diversity and availability. You can choose any currency pair, both popular and exotic. However, you need to take into account the fact that this asset is quite difficult to predict. After all, currency quotes are influenced by a variety of factors, both technical and fundamental. When forecasting a situation, you simply cannot do without technical and fundamental analysis, which includes a number of additional tools, such as: price charts of underlying assets, technical indicators, economic calendar, analytics, news newsletters, history of trading bars, etc. Exactly Therefore, a beginner’s attitude towards currencies should be very careful. It is better to start with simpler and more stable assets, and only after gaining the necessary experience gradually move on to currency trading. But if you still decide to start with the foreign exchange sector, we recommend that you pay attention to such assets as: GBP/USD, USD/JPY, USD/CAD, USD/CHF.