Cherekhapa rarely spoils us with promotional codes. A new coupon for 2019 was finally released in July. Want to save some money on your travel insurance? We ourselves and many of you buy insurance on the Cherehapa website. The new coupon gives a 5% discount on some insurances. If you are going to travel somewhere in the coming months or fly to Asia for the winter, then why not buy insurance for 5% cheaper right now?

Use promo code avia-leto19 on the website. The promotional code gives a 5% discount on the cost of the policy and is valid from July 8 to August 31 for insurance from VTB and Energogarant.

How to apply a coupon on Cherehapa

The coupon for Cherekhap (many say Turtle) is valid until August 31, 2019 for VTB and Energogarant insurance for any country in the world. Using this promotional code you can buy insurance for Cherekhapa at a 5 percent discounted price. Instructions on how to make insurance:

Under the price, click “I have a coupon” and insert the current promo code

The Turtle coupon worked and the price was recalculated. The photo shows that the cost has become 239 rubles less

Is it possible to buy insurance in advance?

Yes, if the dates of the trip are known exactly, then you can buy now and use it in the new year 2019, next summer and even autumn. On Cherehape You can buy insurance in advance, up to a year in advance.

What insurance companies are covered by the Cherehapa coupon?

The Turtle coupon is not activated for every insurance policy in 2019! Works only on VTB and Energogarant.

Will the coupon work if I'm already traveling?

Yes, check the “I’m already traveling” box, select your insurance and then click “I have a coupon”. The promotional code is valid for all insurances, additional options and with the possibility of purchasing a policy while traveling. Just keep in mind that insurance purchased from the country of insurance will become active only 5-6 days after purchase.

Cherekhapa annual insurance with coupon bonus

If you were planning to buy annual insurance for Thailand, Schengen or other countries, now is the time to do it profitably. The coupon is valid for insurance of any duration. The coupon makes -5% both for 1 day and for the whole year. For example, I took screenshots when applying for annual insurance in Thailand on Cherekhapa.ru by coupon.

Medical insurance in Thailand for 1 year without coupon

Insert a coupon for Cherekhapa and save 3 thousand rubles

Clients here are offered complete information on all kinds of travel insurance. We have put together a variety of insurance packages for you, taking into account the specifics of the country you are traveling to and the rules in force there.

Cherekhapa cooperates only with reliable companies - industry leaders that have received recognition and trust from customers. Among them are Rosgosstrakh, Ingosstrakh, AlfaStrakhovanie and others.

The services offered include the following types of insurance:

• health care
• emergency dentistry
• pregnancy travel
• accident insurance
• protection of luggage, personal vehicle or documents from loss, theft or damage and others

Due to competition for clients among insurance companies, prices for services here are often cheaper than in the offices of these companies. And if you have a Cherekhapa promo code for a discount, you can additionally save 10% or more.

Insurance without overpayments with Cherekhapa coupons

Coupons and promotional codes are a way for any user to buy a policy online at a discount.

A unique code of symbols is hidden inside the promotional code, and a link to the site is hidden inside the coupon. In the first case, copy the combination and paste it into the ‘I have a coupon’ field in the checkout window and click ‘Apply’. In the second, go to the page with special promotional offers.

Please note that promotional codes have a limited validity period and may also contain additional conditions, for example, country or insurance period.

What benefits can you get with Cherekhapa coupons?

• discounts of 5%, 7% and higher on services of certain insurance companies
• reduced prices when purchasing annual policies
• discounts on compulsory insurance tourists traveling to Schengen countries
• access to the best insurance offers in specific countries, including exotic ones
• discounts in cash equivalent on any insurance policy, such as in the 2018 Cherekhapa coupon “Minus 100 rubles for all policies”
• savings when purchasing multiple policies

Where to look for Cherekhapa Insurance coupons

To search for discount coupons valid for Cherekhapa, use specialized resources. Such as the Utro website, which works on the principle of an aggregator. Information about all promotions, discounts and sales is collected by site specialists from across the network, checked and published completely free of charge on the pages of Utro.

The main advantages of Utro:

• a large selection of coupons and promotional codes, thousands of offers freely available every day
• variety of online stores and services - clothing, shoes, restaurants, tourism, lending and many other categories
• reliability and relevance, the site team monitors the timely updating of information
• special offers for its users in the ‘Best promotional codes’ section, most of which you will not find on other resources
• mailing list, subscribe and follow the latest news from the world of discounts

Today, fewer and fewer people wonder why they need insurance. It is especially important to minimize risks and increase safety when traveling. Service "Cherehapa."ru» offers visitors to explore all offers from market leaders, the opportunity to compare prices and select appropriate additional options, as well as receive support from professional service consultants. The team of employees knows the peculiarities of traveling to different countries and gives tourists practical advice and tips. Promo code Cherehapa.ru September-October 2019 – luck is on your side!

The service works with such insurance companies as Liberty, Absolut Insurance, AlfaStrakhovanie, ARSENAL, VTB Insurance, Zetta Insurance, Ingosstrakh, Opora Insurance, Renaissance, RESO, Rosgosstrakh, Russian Standard, Consent, Tinkoff Insurance. These are large companies that have established themselves exclusively as reliable partners providing quality services.

Why will you like Cherehapa?

Insuring yourself and your loved ones is much more profitable than seeking medical care in a foreign country. Medical insurance includes reimbursement of expenses for medical services (for outpatient and inpatient treatment), as well as payment for necessary medications prescribed by a doctor after examination.

Coupon Turtle September-October 2019 – feel free to go on a trip!

To receive a coupon, just click on the promotion that is useful to you, after which a unique an identification number coupon will be displayed on the monitor screen. Follow the link provided, and this code will appear on the service website when you select insurance policy so that its cost is automatically calculated taking into account the discount. The Cherekhapa promo code has a limited validity period, so regularly check the relevance of promotions on the website of the travel insurance purchasing service.

How to choose and obtain travel insurance?

You indicate the country and dates of travel, the number of travelers, select the necessary insurance options, select an insurance company and pay for the policy in a way convenient for you.

The electronic insurance policy provided to the client has the same legal force, like the paper version. The paid insurance policy is sent to email client.

Let your trip be bright, emotional and unforgettable, and at the same time you can be confident in the reliability of your protection. All Cherehapa Cherehapa discounts on our website!

The Turtle online service demonstrates the highest level of customer service culture in the field of insurance, both for independent travelers and for groups. The resource is an interactive platform for the sale of electronic policies from leading domestic insurance companies, acting as an official representative.

The advantages of Cherepaha are fast, convenient and optimal quality selection and purchase of travel insurance online.

Cherehapa provides users best conditions for almost instant selection and purchase of an electronic policy for travelers. The site has convenient functionality. It compares prices and offers from companies, the most qualified insurers.

According to experts in the online insurance services market, Turtle is the leading portal in its domestic segment.

The team became a leader back in 2012 and constantly demonstrates a professional approach and deep knowledge in the field:

• programming and IT technologies;
• insurance business;
• rules for conducting tourism business.

The site is a convenient platform where a user, uninitiated in the depths of the insurance business, receives the tips and comparative characteristics he needs in an interactive and most understandable form, which allows him to confidently find the level of insurance protection that he deserves or desires.

Having used the service, a person, regardless of experience and level technical training:

1. Without difficulty, he establishes in prepared forms the parameters of the contract that suit him.
2. Selects from the proposed search options, first the most preferred positions of price/quality combinations, and then, among them, finds the most profitable insurance contract for him.
3. In one click he goes to the payment section, where, having filled in the necessary bank card details and personal information, he instantly completes the transaction of the necessary funds and becomes the owner of the electronic policy.
4. As a result, the user receives by mail the insurance that is optimal in terms of the cost of the contract, spending only 10 - 20 minutes of time.

“Turtle” insurance allows travelers to arbitrarily choose the period of validity of the policy, both before traveling abroad and while already in another country.

Advantages of online insurance

In the modern world the sphere financial services, including insurance, tends to completely switch to remote services. The first online insurance projects were carried out in the USA and the European Union. They successfully passed tests, where some shortcomings were worked out and rough edges were smoothed out.

The insurance system began operating in Western countries, received public approval and began to gain popularity around the world.

As a result of the reform to automate processes, insurance companies were freed from the need to hire a huge staff of agents concluding contracts, most of whom, worried about the size of their remunerations, did not always objectively approach the needs and expectations of clients.

Remote insurance is also free of a number of disadvantages associated with the notorious “ human factor»:

• the policyholder chooses only those conditions, tariffs and methods of compensation for damage that he personally considers necessary, regardless of the advice and recommendations of the company specialist serving him, whose tips may contain personal or corporate self-interest;
• the operation of the insurer's website is not interrupted for a moment, the user has the opportunity to log on to the Internet at any time of the day to conclude, renew a contract or get acquainted with new products, prices and promotions, without leaving his workplace;
• non-cash, transparent form of payment is used, excluding mechanical errors and miscalculations.

The financial world has recognized that the main advantage of selling a policy over the Internet is the huge savings in costs for the maintenance of released workers, which allows insurance companies to reduce prices and optimize the quality of insurance payments.

Today, online insurance has become available to domestic users, but its popularity is gaining momentum more slowly than expected.

Should we be afraid?

As it turned out, many compatriots and policyholders are not yet ready to trust the decision of their financial problems faceless robots in the form of online services, although process automation is one of the main factors for fast and high-quality service.

Fearing fraud, many Russians still deny remote document processing and prefer to wait patiently until the employee draws up an agreement in person and in cash.

Mistrust most often manifests itself in those segments of the population who are not entirely confident in using computers or Internet resources, and rarely visit abroad. However, there is no need to fear unfoundedly, since world-famous companies have been practicing such work for many years, primarily for the benefit of improving the quality of services for their clients.

Gradually all these shortcomings are becoming a thing of the past:

1. The number of users of online services is steadily increasing.
2. Along with the trust of citizens, the quality of service on Internet resources increases.
3. The popularity of electronic policies in the tourism industry is gaining momentum.

Types and conditions of insurance for “Turtle”

“Turtle” organized travel insurance at the highest level international standard quality, providing users with maximum comfort and speed of service and providing multiple additional benefits.

The proposed Cherehapa site is provided with enhanced security measures. It is directly connected via a secure channel (SSL 3.0) with an authorized bank server serving payment systems. The conditions for the protection of personal information are aimed at maintaining the rights and dignity of citizens.

Insurance abroad

International legislation requires that persons receiving a Schengen visa must have insurance. A similar policy is also necessary for tourists or vacationers to compensate for possible damage in the event of a number of unforeseen circumstances.

These include:

• loss of luggage, documents or personal belongings;
• injury as a result of an accident;
• unexpected exacerbation of the disease requiring professional medical attention.

International system identifies three main types of basic travel insurance:

Name	What does it provide?	Compensation for additional damages
Type A	Medical assistance in emergency cases in the amount of up to 15 thousand euros	Not provided
Type B	All type A possibilities + return of the sick person and his minor children to their place of permanent residence.	Provides
Type C	Includes type B offers + baggage insurance, legal assistance for returning to the country in case of loss of personal documents or a ticket.	Provides

An insurance contract can be:

1. One-time - concluded and valid within the framework of one trip.
2. Annual – valid multiple times during each regular trip abroad during the year.

Medical insurance for visa

Turtle provides travel insurance for visa purposes in both basic and extended versions.

According to international rules, a travel policy must cover expenses if necessary:

• outpatient and inpatient treatment and payment for necessary medications prescribed by doctors;
• medical transportation to a hospital or plane to return home;
• delivery of minor children of the victim, left without guardianship, onto a plane to return to their homeland;
• the arrival of a relative to care for the patient (payment both ways);
• emergency dental care due to injury or acute pain.

The policyholder chooses additional health insurance options independently, depending on the expected risks:

1. Accident (mutilation, injury, disability).
2. Damage or loss of luggage during air travel.
3. Flight cancellations (reimburses the costs of purchasing new tickets, reserving a hotel room, transfer).
4. Trip cancellations due to visa refusal, illness, problems with sick relatives (provides for reimbursement of consular fees, hospitalization costs and other risks).
5. Traveler's civil liability for unintentional damage caused to third parties.
6. Flight delays - funds spent on temporary accommodation and meals are compensated.
7. Restoration of personal documents lost as a result of theft or negligence.
8. Legal assistance in matters of prosecution and problems with the authorities.
9. Car insurance when traveling on a personal basis vehicle.
10. Pregnancy insurance – reimburses medical services for complications.

Important note! Travelers who know a lot about the quality of wines, cognac and other alcoholic beverages will not lose out if, when filling out the policy form, they do not forget to make a note in the appropriate column that they are going to consume alcoholic products.

Tourists who choose active recreation, extreme sports, or intend to participate in MOTO or AUTO cruises should indicate their intentions.

Insurance companies-partners

Turtle – travel insurance for travelers reliable companies with a high trust rating. Under the leading Cherehapa logo, policyholders enter into contracts with leading players in the travel insurance market.

Online service sellers include:

• Ingosstrakh;
• Agreement;
• Absolute Insurance;
• Sberbank Insurance;
• Arsenal;
• Renaissance;
• Russian standard.

The list includes only companies that have reached the level of international service.

Which insurance company is better?

Turtle Travel Insurance trusts only the most reputable insurers. As the official representative of a number of leading insurance companies on the Internet, she always tries to impartially convey their services to the consumer. The service helps users instantly and without fear find the required level of insurance, and safely enter into contracts, having received guarantees of good faith and decency from the insurer. The mission of the site is to ensure transparency of transactions.

Therefore, each of the insurance companies participating in the project has previously formed strong ties with international services and passed a strict qualification selection before gaining access to international market and the right to register for “Turtle” to conduct business at the level of European standards.

All insurers included in the register are worthy of trust.

Calculation of the cost of the policy

A calculator for calculating the cost of a travel insurance policy will be available below. Here on the left side are the logos and base prices one and a half dozen insurance companies. On the right side of the page, the traveler is asked to fill out search options to select the terms of the contract that meet his needs.

The user reads the questions and ticks the affirmative answer, thus indicating:

• your age;
• what country is he going to visit?
• what basic insurance option will suit him;
• what additional options are important for him?

Offers from insurance companies that meet your requests are reflected on the left side of the calculator page.

A notification “Does not meet the specified requests” may appear next to the logo of one of the companies. In the other companies field, comparative data on the number of positions that meet the request appears: 11; 10; 8 or 5 options and policy cost.

The service’s recommendations that the company is trustworthy are located under the “More details” button. At her command, all the conditions taken into account are displayed on the monitor on the right. The result of calculating the cost of the policy is instantly sent to the policyholder’s email if desired.

Payment methods for insurance

Turtle provides travel insurance by accepting payments via Internet banking, accepting bank cards for payments:

Clients whose card is not yet connected to the network service should contact the bank that owns the card (you can call the support service) with a request for activation. This operation does not take much time, but opens up broad prospects for exciting shopping.

How to correct or cancel an insurance policy?

After paying for the electronic policy, the company sends the document to the policyholder’s email address. The received letter must be opened and its contents examined in order to ensure the accuracy of the information and the absence of errors.

If everything is written down correctly, it is printed out and attached to the package of documents required for the trip.

When not all data is entered correctly and changes need to be made to the policy, you should immediately send a response letter describing the error or contact the duty operator on the website via chat. Administrators always approach such problems with attention and find ways to correct errors or typos as quickly as possible.

“Turtle” also quickly solves the problem of canceling a policy, albeit on the condition that its validity has not yet expired.

To do this, you need to contact the site administrator with a request, indicating the policy number. Having received the request, the operator cancels the contract and returns the amount to the client’s card.

How the name Cherekhapa came about and the idea of ​​the online insurance service can be found out in this video: The bank servicing the client verifies and approves the transaction. The verification time in each bank is different, depending on the workload of the staff.

On average, it can last up to 5 or 15 working days.

How to save money on travel insurance? Electronic policy , purchased on “Turtle” - this is already a significant saving of money. Because the cost of services in offices or on the official websites of insurance companies is higher.

This is due to the fact that their managers include in their tariffs some surcharges or percentages related to the maintenance of the administrative apparatus or business expenses.

Turtle, being the market leader in electronic insurance sales, adheres exclusively to the current tariffs set by companies and does not charge any interest on them, building a pure and impeccable policy of customer loyalty.

1. As a result, 3 saving channels are created:
2. Personal time due to the high speed of service provision. Money
3. , thanks to sales without interest.

Purchasing profitable and reliable insurance at the required level of protection.

Promotions, coupons for discounts when purchasing services and promotional codes are an additional and pleasant source of savings for customers. Pleasant bonuses not only delight policyholders, but also bring a feeling of celebration and happiness to the general atmosphere of the site.

And it is right! After all, “Turtle” serves as a stepping stone to organizing a safe and secure trip to the world of dreams and pleasures.

How to use insurance services correctly?

Having left the country, the policyholder falls under the responsibility of an assistant service (support service) representing the insurance company abroad. Therefore, the solution to any trouble for a tourist should begin with a consultation or by notifying an assistant by phone or SMS about an unpleasant incident.

This rule should not be neglected. Accuracy and discipline lead to success in financial matters. Without prior coordination of actions with the assistance service, you can not count on reimbursement of expenses.

What to do if an insured event occurs?

Immediately upon the occurrence of an insured event, the traveler immediately notifies the insurance company's support service.

The required telephone numbers are indicated in the policy. All calls to the service are registered with the obligatory indication of the date and time of the initial call or SMS.

When calculating payments, this data is taken into account. Having accepted the call, the operator invites the policyholder to call back from his phone to save money.

Who and how will pay the costs in case of an insured event? Having found out the essence of the problem, the assistant joins in, organization of assistance selects a specialist doctor, finds, if necessary, means for transporting the patient. At the same time, he pays for all services for the provision of medical care and diagnostics himself, in accordance with pre-concluded agreements on non-cash payments

with clinics. The traveler has to pay for treatment on his own only when he gets into, for example, an accident in a remote locality where they do not accept non-cash payment . If the assistant is approved, he will be reimbursed for such treatment expenses. Insurance Company

upon returning from a trip.

When will the insurance company refuse to pay?

Traveler compensation is denied in very limited situations. Similar examples are widely known.

• When policyholders, while abroad:
• took part in organized riots and were injured;
• have chosen a behavior that violates the norms of public order, or have suffered from excessive alcohol or drug intoxication;
• intentionally caused bodily harm to themselves.

On a note! Compensation is not paid to persons who cause self-injury or harm to health.

In the East and West, self-medication is considered as one of the ways to intentionally cause harm to health. In the context of the above, Turtle recommends that policyholders purchasing medical insurance traveler, completely abandon the habit of self-medication.

Article format: E. Chaikina

Useful video about the Turtle insurance service

Brief instructions for using the ChereHapa service:

Before activating an exclusive discount code on the Cherekhapa insurance service, select suitable option from the current discount coupons offered on this page and copy its unique value. Go to home page service and fill out the form provided.

Indicate the country for the trip, the number of travelers, the start and end date of the trip. Click the “Choose insurance” button and select the appropriate option from the list that opens. Check the entered data, current dates, read the terms and conditions and proceed to ordering the policy.

You can activate your free coupon with the Cherekhapa code on the checkout page. At the time of purchasing insurance, enter the copied value of the secret code for the discount in the special field - “I have a coupon”, located next to the “Policy cost” item. The discount has been activated, all that remains is to pay for the policy.

Please note: Free shipping will not be required for Cherehapa. You can download and print the insurance policy form online.

The service does not offer sales or new promotions, as it sells policies from insurance companies with an impeccable reputation at the maximum possible price. favorable prices, no overpayments. At the same time, the service holds competitions among registered users that help them receive various pleasant bonuses and prizes. To stay updated special offers for today, subscribe to the site's newsletter.

The Cherehapa bonus program offers special conditions for payment bank cards. Each payment made guarantees a refund of 7.5%. The enrollment period is on average 30 days, but there are delays.

If you are planning a trip soon, use the latest valid discount codes without delay. Protect the whole family from accidents!