Promsvyazbank offers 8 mortgage programs with an interest rate of 9% per annum. You can take a maximum amount of up to 30,000,000 rubles. Promsvyazbank mortgage calculator in one click will calculate the following parameters: monthly mortgage payments, overpayment amount and payment terms for early repayment. Our online calculator Mortgages are completely free and do not require registration.

90% of transactions when buying real estate are made with the involvement of mortgage money. Mortgages have become an integral part of our daily lives. To choose the most profitable of them, plan payments, early repayment of the mortgage and the amount of overpayment, you need a reliable and proven financial instrument whose calculations can be trusted. Why is it worth using our Promsvyazbank mortgage calculator?

• Current interest rates on mortgages (updated once a day)
• Simple and clear interface
• Dynamic online loan calculation Promsvyazbank in one click
• Completely free and no registration required

An online mortgage calculator is suitable for:

• For individuals
• For individuals receiving payment to Promsvyazbank (for holders salary cards- special conditions)
• For pensioners

Be sure - the mortgage calculator Promsvyazbank 2018 - 2019 will calculate 100% accurately. Have a nice choice and a happy life in a new apartment.

Each bank offers its own loan programs, has its own unique features and distinctive features. Favorably stand out against the general background of the rates and conditions for mortgages in Promsvyazbank in 2019. They allow you to purchase housing on the most favorable and affordable conditions, making it possible to celebrate housewarming without worrying about the future of the family budget.

At the same time, it is important to remember that lending conditions in Moscow and St. Petersburg differ markedly from offers available to residents of other regions of Russia (for example, Samara). The existing differences are caused by the difference in real estate prices and incomes in different regions. I.e, potential clients do not worry about inequality and possible difficulties. The people who worked on the creation of credit programs tried to take into account all the wishes and feedback from customers, not forgetting the interests of the credit institution itself.

Mortgage Lending Programs

In 2019, clients are offered 3 main mortgage programs that allow them to receive money to purchase real estate:

• "New building", which allows you to buy new housing;
• "Secondary market", allowing the purchase already finished house from his owners;
• "Light", requiring a minimum set of documents and excluding a work book and income statements from the package of papers;
• "Without down payment» helping to save on initial investments.

The official website indicates that those wishing to save and reduce interest rate you can take advantage of the offer from the partners of the bank and buy an apartment from them.

In addition, the financial institution offers 2 additional types of loans secured by real estate. Their main positive side is the lack of purpose.

Promsvyazbank - mortgage for secondary housing

Those wishing to purchase secondary housing in a mortgage from Promsvyazbank should prepare for the following conditions:

• the maximum loan amount is 30 million rubles (20 million in the regions);
• debt repayment period - up to 25 years;
• interest rate - from 9.6%;
• a pledge of acquired secondary housing is required.

In addition to the secondary, borrowers are able to pay attention to new buildings. The conditions for acquiring new or under construction real estate are extremely similar to those already described. The main difference in this case is the need to choose a house from the new buildings accredited by the bank. If housing is purchased elsewhere, prior approval is required, which can be obtained through the official website.

Mortgage without down payment

Special attention deserves a mortgage without a down payment from Promsvyazbank. It stands out favorably by the absence of the need to pay the starting amount, allowing you to repay the debt gradually, after moving into the purchased housing. In general, this program offers conditions similar to the above, the only drawback that borrowers may not like is the increased interest rate. In this case, the minimum level will be 10.9% per annum. In this case, the period will be the same. The basic requirements for borrowers and the package of documents will not change either.

To get rid of the need to collect a huge amount of certificates, you should choose loan program"Light". In this case, customers will only have to provide identification documents and papers for the purchased house. A complete list of requirements and exact conditions can be obtained from bank employees or by calling the contact center.

Mortgage interest rates from Promsvyazbank

Having dealt with the main programs and proposals, you need to focus on the conditions that affect the change in the interest rate.

Among them:

• participation in the salary project (receipt of salary on a bank card);
• purchase of real estate from accredited partners of a financial institution;
• life, health, risks and purchased home insurance;
• usage special programs to qualify for benefits;
• receiving military mortgage;
• reducing the time to pay off debt (each additional year increases the total amount of debt).

Special attention deserves the fact that those who want to save money are able to use maternity capital to pay off part of the debt or down payment. To do this, it is enough to inform the manager about such a desire and prepare in advance a certificate proving the right to manage money.

Mortgage conditions in Promsvyazbank

Like any reputable financial institution, Promsvyazbank does not issue loans to everyone who wants to get them. The bank has special requirements for potential applicants for funds.

To be approved, you must meet the following conditions:

• Russian citizenship;
• age from 21 to 65 years at the time of full repayment of the debt;
• registration and permanent residence in the subject of the country where there is a branch of the bank;
• work experience - one year (for individual entrepreneurs - 2 years);
• continuous labor practice at the last workplace - 4 months;
• as co-borrowers, it is allowed to involve any close relatives, if this is allowed by law and they have the opportunity to make contributions (except for minors and incapacitated);
• 2 telephones are required, one of which must be a landline.

If a person meets the listed requirements, he can now apply for a loan online.

The documents

The next item, which requires no less attention than reviews of mortgages at Promsvyazbank or a description of lending programs, is related to the list of documents that allow you to receive funds. Borrowers should prepare:

• the passport;
• a second identity document;
• work book and its certified copy;
• certificates and papers confirming income;
• military ID or its equivalent;
• documents for the acquired property;
• passports and profiles of co-borrowers.

Additionally, you will need to fill out an application for receiving money.

It is important to emphasize that salary card holders can do without work book and income statements, but complete list required securities depends on the manager making the decision to issue a loan. He is able to request additional information and documents that will help him make the right decision.

Refinancing

In addition to these programs, the credit institution offers refinancing. With it, customers will be able to reduce the amount of monthly payments. The bank currently offers the following conditions:

• interest rate from 10.5%;
• amount - up to 15 million rubles;
• term - from 36 to 300 months.

At the same time, it is important that the debtor has no delinquency on the current loan. In addition, the payer must comply with the requirements listed above. This is the only way to get approval of the application and calculate payments according to the new schedule.

Another significant nuance to keep in mind is the need to provide the bank with a mortgage loan agreement that needs to be refinanced. Without it, it is pointless to count on approval.

Mortgage calculator of Promsvyazbank - calculate the amount of the mortgage

Apartment price:

An initial fee:

Credit term:

months years

Interest rate:

% per year % per month

Repayment scheme

Annuity Classic

One-time commission

Monthly commission

Annual Commission

Monthly loan payment:

Choose a loan program

Mortgage in "Tsaritsyno-2" Mortgage with state support "Novostroyka"

Minimum down payment in %

15 % percent

Sum mortgage loan

65,000,000 rubles

Mortgage term

252 months

Minimum interest rate on a loan 10.3 %

Calculation result

• The value of the property: 4,000,000 rubles,
• The initial payment of 30% will be: 12,000,000 rubles,
• Loan amount: 950,000 rubles,
• Bank interest rate: 13.8% per annum,
• Loan term: 60 months.

• Confirmed monthly income- not less than 454 456 rubles.
• Monthly payment (annuity): RUB 181,782,
• For the entire period, the following must be paid: 43,627,797 rubles,
• Overpayment for a loan: 27,627,797 rubles,

Send a preliminary calculation by mail

Loan payment schedule

Open Joint Stock Company Promsvyazbank has been providing services since 1995. PSB ranks 15th in Central and Eastern Europe in terms of size equity and 440th in the world.
On the domestic market Mortgage lending to the population occupies a special place in the bank's activities. The Bank has ample financial opportunities to implement mortgage programs, the implementation of which is supported by the mortgage calculator of Promsvyazbank.

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Promsvyazbank's corporate clients are mainly companies from the following sectors of the economy: communications and telecommunications, nuclear, defense and food industries, transport, power industry, aviation, engineering, and tourism. They are offered as standard services: lending, deposits, lending, cash and settlement services and factoring, trade and project financing, bank cards(MasterCard and Visa), acquiring, currency control, bank guarantees, as well as a number of investment products: brokerage, purchase and sale valuable papers, conducting operations in the debt loan and precious metals markets.

Individuals place deposits, use loans, carry out Money transfers and issue bank cards, conversion operations are available to them, etc. This category of customers reached 2 million. While legal entities- 97 thousand. A total of 1.4 million bank cards have been issued.

Geography

The central office of PSB is located in Moscow. The Bank operates through 300 branches in Russia. There is a branch in Cyprus, representative offices in India, China, Kazakhstan, Ukraine.

The ATM network is 8.5 thousand devices. Clients can make payments through 200 POS terminals.

Mortgage Lending Program

Mortgage lending programs are distinguished by a high interest rate of up to 17% and a long loan term of up to 30 years. Country real estate can be purchased in any region where the bank operates.

• Mortgage in "Tsaritsyno-2";
• Mortgage with state support "New building".

Promsvyazbank is a universal bank founded in 1995. One of the ten largest banks in Russia and the list of systemically important banks credit organizations approved by the Central Bank. Promsvyazbank has been selected as a reference bank for state defense orders and major government contracts. The bank's services are used by 2.5 million individuals and over 200 thousand legal entities, including more than 10 thousand large corporate clients. The bank's network includes about 300 points of sale in Russia.
Promsvyazbank has been selected as a reference bank for the implementation of the state defense order and maintenance of major government contracts, provides a full range of services to retail and to corporative clients, small and medium businesses.
The regional network of Promsvyazbank includes about 300 offices, about 8 thousand ATMs (including ATMs of partner banks) and more than 200 self-service terminals throughout Russia.

Mortgage programs and loan rates

• Mortgage for a new building from 8.3% to 10.3% per annum
• Mortgage refinancing from 8.85 to 10.85% per annum
• Mortgage on the secondary market from 8.8% per annum
• Secured loan target from 9.2 to 11% per annum
• Mortgage for suburban real estate from 10.3% to 11.1% per annum
• military mortgage. Military mortgage refinancing -8.85%
• Family mortgage-4.5%

The Promsvyazbank mortgage calculator will help you calculate the mortgage amount online, find out the interest rate and mortgage conditions for today. Do you want to take a mortgage at Promsvyazbank in 2019? Use the free mortgage calculator from the official website to calculate the mortgage!

Today the bank offers the following mortgage programs:

• with government support
• on the secondary (secondary housing),
• for construction private house,
• for a new building
• to the site,
• young family,
• mortgage with maternity capital,
• state employees,
• for pensioners.

Mortgage terms

We have collected all the conditions for obtaining a mortgage: passport, income statement, personal income tax-2, etc.

Interest rates

The mortgage interest rate section is updated weekly.

Participants of salary projects have significant advantages. Salary customers make a lower down payment and receive a lower interest rate.

Also, the online cost calculation takes into account different mortgage conditions:

• with early repayment
• no down payment,
• without proof of income,
• without guarantors.

You can view, download and print the calculation result with the monthly payment schedule.

We wish you a pleasant calculation and the most favorable conditions.

Promsvyazbank has a reputation as a reliable company pursuing a policy of measured financial risks. Focuses on long-term trusting relationships with clients.

The Bank recommends purchasing housing on the security of the acquired property in accredited new buildings from leading construction companies- bank partners. On the security of existing property, it is possible to purchase housing from any developer, including abroad.

To assess your capabilities and choose the right mortgage lending program, fill out the forms mortgage calculator Promsvyazbank.