OTP bank loan payments. Bank details for loan payment. Details for crediting funds in Swiss francs

A loan is a loan of a specifically specified amount on the terms of the above organization, which can be repaid in various ways, including using loan payment via the Internet. OTP Bank has created everything necessary to ensure that all elements related to lending satisfy the consumer, including the ease of payment.

There are few types of debt repayment credit institutions– cash and electronic. The first method of loan repayment can be used by the departments of EuroSet, MTS, BEELINE, MegaFon, as well as the KARI shoe store, agent.ru, retail chains M.Video, Eldorado, postal organization, Rostelecom service centers, ATMs, self-service terminals, where if you don’t know any aspects of this event, specialists from these organizations will always help you figure it out, but we must not forget that when paying, a percentage is charged for using the company’s service.

For such an option as using electronic funds, the YandexMoney, Elexnet, QIVI-wallet and online service of OTP Bank help, for which you only need the ability to access the Internet.

Repaying an OTP Bank loan is not a labor-intensive undertaking, but under different conditions it takes a certain amount of free time (moving to the place of payment, finding an Internet access point, etc.). Of course, it is better to turn to the possibility of paying for an OTP Bank loan via the Internet, since the World Wide Web is located almost anywhere, and the majority of people have devices with access to the Internet.

Paying for an OTP Bank loan via the Internet

A practical option for paying for an OTP Bank loan is via the Internet: the bank’s online service is organized in such a way that it is easy to understand the process of returning amounts without using any heavy manipulations.

Bank loan repayment procedure online way consists of the following actions:

1. Opening of the OTP bank online system;
2. Access to your personal account (registration);
3. The loan insert already contains completed contract data, so you only need the required amount in the account (it is recommended to check);
4. Click to complete the loan payment operation;
5. Obtaining the result of the actions taken.

Having considered the above actions, it is clear that OTP Bank has created a basic online service for comfortable cooperation with it. Five action points won't take much time, even for the most insecure person.

Payment of an OTP Bank loan via the Internet from a card of another bank

The cooperation of OTP Bank with other commercial enterprises allows you to pay off loans with their help, and within the required time frame. These days, every banking organization has an online platform for collaboration with it and its business partners. Thus, a clear example that will show the procedure for repaying an OTP bank loan is the Sberbank system.

It consists of:

Any bank will always provide assistance in case of problems with carrying out this event, which is considered a respectful attitude towards the client of OTP Bank. Also, to obtain written confirmation of the operation, you can contact the bank department where the OTP Bank loan payment was made, where a certificate certified by the organization’s seal will be issued.

How to pay a loan by agreement number

The procedure for paying for an OTP Bank loan by agreement number does not differ much from the actions when paying through a card of various banks. The example given is also based on the Sberbank system. It consists of the following manipulations:

1. Login to the online system;
2. Login to the personal account;
3. Selecting the “payments” section;
4. Click on the “transfers to another bank using BIC” tab;
5. Based on the loan agreement, the necessary data is entered;
6. Click on the “continue” layout;
7. Enter the personal data of the borrower (full name), contract number, telephone number (by which it is possible to contact the payer and send a security code in the form of SMS), payment amount;
8. Click on the “next” layout;
9. Do not forget to pay attention to checking the entered data, where you should not rush;
10. Receiving a security code and entering it in the established column;
11. Obtaining results about the execution of the operation.

There is no need to be afraid of the option of paying a loan via the Internet. All monetary manipulations carried out are recorded in the organization’s system, a report on which can always be obtained in writing and in electronic format, as well as in any way (personal contact with the bank, by call, online application).

OTP Bank is included in the list of the largest banks operating in the Russian Federation. The range of services and products is diverse, branches operate in different regions. To perform a number of operations (for example, to repay existing loan or transfers to a card) clients regularly use bank details. OTP Bank indicates its complete data when concluding contracts; they are publicly available. The article will indicate how to find the necessary information if necessary and what details may be required by potential and current clients.

Details are data that are necessary for its activities. Every financial institution has them, including OTP Bank. Bank details are used in a variety of situations:

• for concluding various contracts;
• translations of various types (including international);
• to repay existing loans;
• for transfer to any card (salary card, credit card, debit card);
• to replenish current accounts, etc.

As necessary, certain data are used. For example, SWIFT is required to process an international transfer, but this code is not used if a card replenishment operation is being carried out or funds are being transferred to repay an existing loan.

Each financial institution has its own details. Some of them may differ between branches, for example, TIN in different regions. This code indicates tax registration at the place of actual activity; therefore, in different regions, the TIN may be different and not coincide with the head office. Clients should take this into account when making payments, transferring funds to plastic cards or paying OTP loans jar.

Bank details (headquarters and other offices) are freely available. These include:

• Name: OTP Bank (if you need to indicate the full name, then the abbreviation JSC is not used, you must indicate Joint-Stock Company fully);
• Legal (same as postal) address: 125171, Moscow, st. Leningradskoe highway, 16A, building 1;
• Taxpayer Identification Number ( an identification number taxpayer) 7708001614;
• BIC (bank identification code) 044525311;
• KPP (reason code for registration) 774301001;
• CORSCHET 30101810000000000311;

as well as codes such as:

• OGRN 1027739176563;
• OKPO 29293885;
• OKVED, 64.19, 66.19.

All these codes are used as payment details. To repay an OTP Bank loan or transfer to a card, not only this data will be required; we will consider which data later. But first, let’s find out where to look for the necessary information if necessary.

Where to find reliable information

What sources can be used if bank details are urgently needed to carry out a certain operation? OTP Bank recommends:

• find the necessary information on the official website;
• contact any branch;
• make a phone call hotline;
• view the necessary data in the contract (this option is available only to existing clients);
• print out any receipt at an ATM, for example, about the balance on a plastic card.

Any of the above methods will allow you to obtain the necessary information. At the same time, you are guaranteed to receive the correct data, which will eliminate errors that may occur if you use third-party resources. If the information is incomplete or incorrect, then any operation, for example, transfer, transfer to a card or loan repayment will be impossible.

Payment details for loan repayment

We learned about the data that may be required during various operations. But they will not be enough in some cases. For example, details for repaying an OTP Bank loan must contain not only payment codes, but also contract data, namely:

• the account number that was opened when concluding the agreement (it is indicated when filling out the Payee's account column);
• When filling out the Payment Purpose column, you will also need to indicate the borrower's full name, personal account and agreement number.

This information is personal; each borrower has his own copy of the agreement. When making a payment at the bank's cash desks, you will need to indicate them yourself or enter them in the appropriate fields when filling out the first payment order in your personal Internet banking account when repaying the loan. In the future, to make the next payment, you will only need to select the desired account.

Details for transferring to a bank card

Full details for transfer to OTP card banks also contain additional data:

• the number of the card itself (engraved on the plastic);
• card account number (can only be found in the contract, consists of 20 digits).

Currently the replenishment procedure is plastic cards simplified as much as possible; to top up, the card number itself is often enough; the rest of the data when using your own services (for example, ATMs or Internet banking) is filled in automatically.

Conclusion

In OTP Bank, bank details are used as needed. Additional information may be required for different operations, for example, when registering international transfers. To transfer to a card or repay loans, the data of the OTP Bank itself is often not required; information such as the personal account number or the card itself is sufficient.

Today every financial institution strives to reach the widest possible audience. One of possible ways expansion of the client base is considered to be accessibility and ease of making subsequent loan payments. Pay OTP loan The borrower can use several services at once.

Debt repayment is available through the lender's offices in cash and non-cash funds, through Internet resources, both the bank itself and third-party services, as well as through branches and resources of other organizations.

Online methods

Frequently asked questions from borrowers are how to pay for an OTP Bank loan using an application, through terminals or in cash. And especially when the commission fee is minimal.

You can understand the clients, because what could be more convenient than paying without leaving home, and without additional fees. Let's look at what methods exist for this.

Through the Internet

The bank has its own Internet banking - OTPdirect. This service allows you to make any payments at any convenient time, including paying for an OTP Bank loan via the Internet by bank card. There are only two conditions for this: access to personal account and the Internet, as well as money in your debit account linked to direct.

Performing operations through the specified resource is not difficult. If you have any questions, you can contact the support service or hotline. In both cases, you will receive an answer instantly.

From a card of another bank

If the borrower has several debit cards, various banks, it becomes possible to transfer funds to an account with the help of a provider by going to the website. To transfer money from a card of another bank you need:

• open a card payment method.
• fill in the required fields for the account number,
• Full name and email address;
• enter the amount;
• then select the “continue” button.

This transfer option involves a commission fee of at least 2% of the amount. Funds are transferred within 24 hours. IN this moment such a transfer is not the most successful payment option, but the developers are working on it so that in the near future anyone will be able to pay for a loan on their own without any problems.

Via QIWI wallet

The bank provides the opportunity for clients to pay the loan through Qiwi wallet. Firstly, this is the most common network monetary system. Secondly, it is the most reliable and proven. To open a wallet, the user will need a few minutes: go to the website Qiwi.com, where select “create wallet”, enter your personal phone, enter the number from the SMS that arrived and send it. In the new window, enter your password. That's all, the wallet is opened.

The transfer fee is 1.6% of the total amount, minimum 100 rubles. Within 24 hours, a limit of 15,000 rubles is set, during the week a maximum of 600,000 rubles.

Via Yandex.Money

Transfer of funds is also possible electronic Yandex money. This is another one affordable way to pay for an OTP Bank loan online. With this payment option, the maximum commission will be charged, since Yandex.Money takes not only a commission equal to 3%, but also 15 rubles. for the payment itself. The only advantage of this option is instant transfer to your account.

Cash payment

For clients who want to pay off debt in cash, there are also several ways to do this; let’s look at them in more detail:

Through bank branches

OTP Bank branches are located in all major cities of our country; detailed addresses can be seen when visiting the official website. If you do not find a branch nearby, you can pay at another bank, but with an additional commission.

The transfer period is no more than 3 days. In branches of third-party organizations, the commission fee will be 3% of the total amount, and the enrollment period will be up to five days.

Through terminals and ATMs

The most convenient method of payment, since both terminals and ATMs are located in easily accessible places. And the functionality of these devices is so simple that even a child can figure it out. To pay, you only need an invoice or contract number.

Funds are transferred within 24 hours, and the commission amount is minimal - only 1%.

Via postal transfers

The most a large number of Russian Post has branches throughout the country. You can make almost all types of payments there. The term for transferring funds using this method will be up to seven working days, the commission is only 1%.

Through payment systems

Payment systems are considered a fairly common method of transfer, but we will consider only Unistream, because so far only OTP Bank works with this system.

To pay, you will need to find the payment point closest to you and contact a specialist there. By providing the customer's account details, the payment will be processed. The money arrives in your account within one day, there is no additional commission.

Via Eleksnet terminal

Despite the fact that Elexnet terminals are located in almost every large shopping complex, sometimes it is still difficult to find them.

How to make a payment using the terminal:

• open the “Loan payment” tab;
• find the required bank;
• fill out an invoice;
• fill in personal information;
• enter the amount;
• insert cash to the terminal;
• receive a check.

The money arrives within a few hours, and the commission is less than 1.4%.

other methods

An additional way to pay for a loan can be called repayment through salons cellular communications“Svyaznoy” or “Megafon” specialists will independently process the payment using the contract or account number. The commission fee will be 1%, the money will arrive in less than 24 hours.

OTP Bank is an organization that provides various services for private and legal entities. Bank branches exist in more than 3.5 thousand cities and towns of our country. Russian OTP Bank is part of the Hungarian banking service, which occupies one of the leading positions in the market financial services in central Europe and Eastern European countries.

The group of companies also includes Touch Bank, which specializes in servicing individual entrepreneurs and legal entities; in general, it is a bank for business!

ATTENTION! There are 3 types of OTP bank details for paying a loan, and the type you need depends on the currency in which you want to conduct the transaction.

Details for Rubles

Details of JSC OTP Bank.

Name: OJSC OTP Bank

Correspondent account: 30101810000000000311

BIC: 044525311

INN OTP bank: 7708001614

OGRN: 1027739176563

Checkpoint: 997950001

OKPO: 29293885

SWIFT: OTPVRUMM

Your current account(if you are going to repay the loan or deposit money).

Details for US dollars

Intermediary Bank: Bank of America N.A., New York, USA

SWIFT: BOFA US 3N

SWIFT: OTPV RU MM

Account: 6550975817

Details for Euro

For payments to clients (commercial).

Intermediary Bank: OTP Bank plc, Budapest, Hungary

SWIFT: OTPVHUHB

Beneficiary Bank: OPEN JOINT STOCK COMPANY “OTP BANK”

SWIFT: OTPVRUMM

ACCOUNT: 11782007-21191341

IBAN: HU79117820072119134100000000

For payments between banks.

Beneficiary Bank: Deutsche Bank AG, Frankfurt am Main, Germany

SWIFT: DEUT DE FF

Beneficiary: OPEN JOINT STOCK COMPANY “OTP BANK”

SWIFT: OTPV RU MM

Account: 100947455210000

IBAN: DE72500700100947455210

The word “props” comes from the Latin “requisitum”, which can be translated as “required, necessary”.

Legal details are data that a deed or some other document must contain in order for one party to make a payment or transfer to the other party to the contract.

According to the rules of payment systems and banks, details cannot be disclosed to third parties, otherwise the companies do not guarantee the safety of the client’s funds.

Details are required to make payments, to withdraw money from accounts and to credit them to the account. Without details, many banking operations cannot be carried out.

Details for money transfers and other payments differ from the debit or credit card. Although the card also has a bank account, it is different from other accounts, which is why it is called a card account. You need to know what the difference is between the concepts of “bank details” and “card details”.

Read also

Contact OTP phones Jar

Card details are information about the card itself. Usually it is also displayed on it. This is the card number, owner's name, expiration date, security code and account number. The last details are not indicated on the card itself.

The security code is the so-called CVC code or CVV code (English abbreviations). In the first case it is “CardValidationCode”, and in the second case it is “CardVerificationValue”.

The first one is applied to MasterCard cards, and the second is present on Visa cards. Both of these codes consist of three characters. They are necessary for making payments via the Internet.

Bank details or OTP bank details for loan repayment are information about the bank where the card was issued and about the account you opened with the bank.

These details include the following data:

• name of the bank itself (in full or abbreviated)
• his TIN
• its identification code (BIK)
• correspondent account number
• bank branch number
• registration reason code (KPP)
• information about your account in OTP Bank

The bank branch number of OTP Bank is written as follows:

1. numbers are indicated that indicate the number of the regional bank
2. through the “/” symbol are written numbers indicating the number of the additional office

What can you do with the details?

Using OTP Bank details you can:

• repay a loan
• make a deposit
• pay for bank services
• make a payment or transfer to foreign currency(dollars, euros)
• top up your card (but you need card details)

For payments in foreign currency, OTP Bank has excellent details; for each type of currency they are different - some in euros, others in dollars, others in rubles. Full list For details of OTP Bank for loan repayment, see the beginning of the article.

To implement any banking transaction With money you need the correct details. If incorrect data is specified somewhere, the operation will not be possible. IN best case scenario the operation will not be completed, at worst you will lose money. And it is very problematic to roll back any operation.

When transferring money, you must fill it out correctly. payment order. If it is filled in incorrectly, then banking system will not be able to make payments. Also, in case of an error, an unauthorized person may receive funds.

OTP Bank is a banking institution that provides a variety of services related to lending. The company has branches and divisions in more than three thousand settlements of our state. Russian branches"OTP" is part of the association of organizations of the Hungarian Banking Service, which is one of the leading ones in Europe.

Requisites

Each banking organization has its own unique data, using which you can pay loans remotely without coming to the bank itself. OTP Bank details for loan repayment are presented below.

1. Short name of the banking organization– OJSC “OTP Bank”.
2. Main registration number in state register(OGRN) – 1027739176563.
3. Correspondent account – 30101810000000000311.
4. Identification (BIK) – 044525311.
5. TIN – 7708001614.
6. Registration reason code number (KPP) – 774301001.
7. Number all-Russian classifier enterprises and organizations (OKPO) – 29293885.

Main purpose

The main purpose of the details described above is to carry out payment manipulations. With their help you can:

• pay existing debt;
• top up your bank account;
• pay for any service received from the bank;
• transfer funds or pay for anything in foreign currency;
• top up your account plastic card(you must have account details), etc.

How can you pay for a loan at OTP Bank?

Knowing the bank details, you can pay any debt without any problems. In case of banking institution OTP this can be done in the following ways:

• from a plastic card issued by any bank;
• using the Zolotaya Korona money transfer system;
• through terminals of Eleksnet and Qiwi companies;
• using e-commerce systems “Yandex Money” and “Qiwi Wallet”;

The above methods allow you to pay existing loan non-cash method. It is worth noting that depending on the method used during the payment process, you may have to spend additional money on commission.

Differences

It is important to understand that there are three types of OTP Bank details for loan payment. The main difference between them is that a certain set is designed to pay for something in a certain currency. The above data is suitable for performing transactions with accounts whose currency is the Russian ruble.

You can find out more information at:

• Internet portal of a banking organization;
• at the nearest branch or representative office;
• using a hotline telephone number;
• in the concluded agreement with the bank;
• in a card envelope.

To pay your existing debt, it is not enough for you to have the bank details of the currency you need. To successfully repay the loan, you also need to know the details of the concluded loan agreement.