Do you urgently need to transfer funds to another person's bank account? If you have a card, then everything is simple. But what if not? We will describe below how to deposit money onto someone else’s Sberbank card through an ATM, as well as in other ways.

Is it possible to put money on a card without a card?

If you need to put money on someone else’s Sberbank card, but do not have your own bank account, a reasonable question arises as to how to do this and whether it can be done at all. You can, but you need to familiarize yourself with the possibilities and their nuances, which will be discussed in this article.

There are several ways to top up a Sberbank client’s card account without a card. For example, they top up Sberbank card accounts in the offices of telecom operators (Beeline, Megafon, Tele2, MTS) and their partners. Or they turn to Pochta Bank, Zolotaya Korona and other similar networks.

How to put money on a Sberbank card through an ATM in cash without a card

Transferring money through the terminal without a card is impossible. In order to combat shadow circulation of funds, such actions are prohibited.

If you often transfer funds to one of your relatives or friends, you can add an additional card to your account. In this case, another one is issued plastic carrier with other details and PIN code. It can be used for any transactions, including depositing cash. It is drawn up at the bank in the presence of the account owner and the person for whom the additional account is opened. map.

If you have been entrusted with a bank card and PIN code, then putting money on someone else’s Sberbank card through an ATM in cash will not be difficult. To do this you need:

1. Find branded ATM network, since there is no commission for depositing.
2. Insert the plastic carrier and enter the PIN code.
3. Select the operation for crediting funds. Please note that not all ATMs support this function, so it is recommended to check information about this on the bank’s website in advance.
4. Deposit the money, check that the bills are counted correctly and complete the transaction. Don't forget to take your receipt and card.

ATTENTION. It is recommended to transfer plastic media and create an additional card only if you completely trust the person. Otherwise, there is a high risk of unauthorized use of funds from the account.

Through the Sberbank cash desk

You can also top up someone else’s Sberbank card at any bank branch, even if you are not its client. Sequence of actions:

• contact any branch;
• take a ticket at a special terminal;
• wait your turn, and then go to the window, the number of which will be displayed on the electronic display opposite your coupon number;
• sign an application for transfer of funds;
• fill in the fields: recipient’s name, card number, amount;
• transfer money to the operator.

If you need to transfer money to someone else’s Sberbank card in the amount of over 15,000 rubles, you must have your passport with you and show it to the manager. For smaller amounts, confirmation of the sender's identity is not required, however, in order to avoid misunderstandings, it is still recommended to have the appropriate document with you.

NOTE. Transfers through the branch take on average 1-3 business days. The exact timing depends on the region where the recipient is located, the amount, day of the week and other nuances. For more information, please contact an employee at the branch.

Using a telephone subscriber's account

Mobile operators Beeline, Megafon and MTS have provided their subscribers with the option of transferring money from their phone accounts to card accounts, including those of third parties. The commission fee will be from 3-7%, but not less fixed rate. The transfer amount is limited to approximately 15,000 rubles.

On the portals of telephone operators in the relevant sections (for example, “Services and transfers”) you need to find a suitable option (“ Money transfers on bank card"), fill out the form provided and perform other actions requested by the resource.

Transfer through electronic payment systems

You can make a transfer in favor of another person using online electronic payment systems. Services of this kind are promoted by Alfa Bank, “ Tinkoff Bank", "Promsvyazbank", as well as Yandex.Money, CONTACT and their competitors. In order to use such a resource, you do not have to be an authorized client; you do not need to register.

Such services work with accounts of third-party issuers, but charge a commission of up to 2-5%. Funds are credited almost instantly.

Such resources usually offer to fill out standard form, where they indicate the card form numbers of the addressee and recipient, expiration date and CVV or CVC of the card from which the debit will occur. The operation is confirmed by a password from an SMS, which will be sent to the sender’s phone via the Verified by Visa or MasterCard SecureCode security system.

How to transfer money to someone else's Sberbank card on the Internet

There are several known methods for sending money to someone else’s card account using Internet resources.

Replenishment via Internet Banking

It is very clear how to transfer money to a Sberbank card in personal account"Sberbank online". After logging into the system, you should go to the “Payments and Transfers” category, where you need to activate the “Transfer to a Sberbank client” link.

In the columns that appear, indicate either the recipient’s phone number or his card number, as well as the amount to be transferred. The transaction is confirmed by a password from SMS, which will be sent to the sender’s phone number. No commission is deducted from such transactions if the accounts of the addressee and the sender are created in the same region. If different, the fee will be 1%.

It is important to identify the recipient by first name, patronymic and the first letter of his last name. This information is displayed after filling out the form and is duplicated in an SMS with a code.

A similar scheme for performing such an operation is applicable to branded mobile application Sberbank, and to Internet banking of others financial and credit organizations. If the transaction is made by a card holder of another bank, then the commission is charged regardless of the region of issue of the card products.

Through the services "Payments and transfers Visa" and MasterCard MoneySend

MasterCard Moneysend and VISA Money Transfer (“Visa Payments and Transfers”) are branded online services of the respective payment systems. The first resources allow you to transfer money from accounts MasterCard cards and Maestro, the second - with VISA. Whether the recipient's card belongs to a particular payment system does not matter, but the sender's registration on the official websites of these companies is required. It is also possible to download a proprietary application of any payment system.

The algorithm of actions on such services is similar to what electronic payment systems offer: a form is filled out, the legality of the transfer is confirmed by a code from the SMS. The speed of receipt of money is 1-3 days.

Yandex.Money

The Yandex.Money resource allows you to transfer funds from a wallet opened on this online platform in favor of other citizens. Translation is carried out according to the following algorithm:

• login to the wallet;
• goes to the “Withdraw” section;
• select the “Transfer to bank card” option;
• the operation is confirmed.

Here you only need to specify the recipient’s card number and amount. Receipt will be visible in 1-3 days.

QIWI

They transfer money from QIWI to someone else’s card account through the Internet portal of this network in the “Payments and Transfers” category in the “Transfer to Card” subcategory. It is enough to specify the recipient’s card number and the transaction amount, and then follow the site’s prompts one by one.

The limit for 1 operation is 15,000 rubles, but not more than 600,000 rubles per month. Commission for payments from a QIWI Wallet account is 2% plus 50 rubles. If you transfer money without registration from another card account, the fee will be 2% (minimum 100 rubles). The system works with VISA, MasterСard, Maestro and MIR products. Enrollment will take 1-3 days.

WebMoney

You cannot directly deposit money from a WebMoney account into someone else's card account. The solution is to use an online exchanger where they sell WebMoney and buy rubles. The commission will be up to 3%, the money transfer period will be up to 5 banking days.

Transfer via Mobile Bank

Transferring money through the service " Mobile bank» is carried out both by SMS instructions and USSD commands. The legality of the transfer is confirmed by receiving and redirecting an SMS containing a one-time code.

Clarifications:

• if the operation needs to be performed from the account of one of several cards, then after the command indicate the last 4 digits of its number;
• possibility of transfer in favor of another individual from credit, virtual, and also corporate cards not provided;
• starting from 2018, SMS to phone number 900 is paid. The tariff is set by telephone operators;
• The daily limit for such actions is 8,000 rubles. If a template has been created in Sberbank Online, then transactions within the limit of 100,000 rubles per 1 banking day are allowed. The path to create an individual team is as follows: “Settings” - “Mobile Banking” - “Create SMS template”;
• The service is available only to Sberbank clients who are subscribers of the telecom operators Beeline, Megafon, Tele2.

Transfer via SMS

• TRANSLATION may be replaced by PEREVOD, PEREVESTI or PEREVESTI. This is a command to transfer funds from the account of one person to the account of another;
• XXXXXXXXXXXXXXXX – recipient’s card number. It can be either 16- or 18-digit, like, for example, Maestro;
• 000 – amount to be sent. A transaction to another person’s account is carried out only in rubles;
• 9XXXXXXXXXX – telephone number of the recipient of the money.

Transfer using USSD commands

USSD commands are dialed on the phone in tone dialing mode:

• *900*12*1111*2222*000#;
• *900*12*9XXXXXXXXXX*000#.

Here 1111 is the last 4 digits of the addressee’s number, and 2222 is the same data as the recipient. After typing the commands, press the call button.

How to deposit money using a card number using third-party bank resources

You can also transfer funds to a Sberbank client’s card account using the resources of any other financial and credit organizations; you just need the details of a Sberbank card.

If you use the material and technical base of the sender card issuer, then the commission will be minimal, if third-party organizations - more significant.

After completing the transaction, be sure to keep proof of the transfer (receipt) until the money arrives.

Through a branch of a third-party bank

You can also top up other people's accounts at third-party bank branches. Here you can make a transfer from a card of any bank, for which it is presented to an employee, and you can also deposit cash.

When contacting a bank teller, you are always asked to present your identification. The commission for cashier services will always be high: it is cheaper to use a self-service device.

Transfer to card at ATMs of other organizations

How to put money on someone else’s card through a third-party bank terminal:

• place the form in the card reader;
• dial PIN;
• go to a subsection like “Payments and transfers”;
• find a category like “Transfer to an individual”;
• indicate card details;
• set the amount;
• confirm actions.

How to deposit money into someone else's bank account

You can top up someone else’s bank account using one of the methods described above, simply focusing on replenishing not a card account, but a bank account. For the success of the operation it is important to know bank details recipient.

This path is convenient for Maestro card holders, because not all services work with this product.

Sberbank installs its ATMs not only to withdraw cash from them. This device has many more functions. Through this device you can top up your cell phone, pay off a loan, find out your account balance, or even transfer money to a Sberbank card. The system also allows you to connect various services such as Internet banking, mobile banking or manage your own bonuses.

Sberbank has the largest network of automated teller machines (ATMs). After all, it performs not only the commercial function of a bank, but is also socially responsible financial enterprise. Even the smallest locality in the country has its branch and a 24-hour cash dispensing machine.

Place cash on a Sberbank card through an ATM

To replenish your card account, you need an ATM with the appropriate function. This feature is called "cash-in". Visually, the device is slightly larger than a regular ATM. You can also see an additional slot on the front part, called the “bill acceptor”.

To deposit own funds on the card, you need to insert the plastic into the ATM. Then enter the PIN code from the card and select the “Deposit cash” button. Next, the machine will ask you to insert banknotes into the bill acceptor.

There are two types of ATM nodes for accepting banknotes. In the first case, the contribution must be piecemeal. Most often, the slot for this operation is quite narrow and will not allow several sheets of paper to pass through. But there are devices into which you can insert a stack of bills of up to fifty sheets of different denominations. The electronic sorter will recognize all the denominations of the money and display the final amount on the screen.

How to deposit cash

If any of paper money were damaged or dented, then the ATM will not allow such funds to pass through, but will return them back. You can try inserting it with the other side if the bill is clearly not damaged. Remember that no ATM will give out change. Therefore, there must be banknotes available for payment. They can be exchanged in the required denomination at the nearest bank cash desk if the transaction is performed near a branch of a financial institution. Otherwise, you need to take care of this in advance.

After depositing all funds in full, you need to check the total numbers on the screen. If everything matches, then you can confirm completion. A citizen who tops up cash through an ATM must pick up the check. This document is documentary evidence performing a transaction in the event of controversial situations.

How to put money on a Sberbank card through a terminal without a card

A large number of terminals offer replenishment of Sberbank cards. These devices are often located in shopping centers or stores, train stations or other crowded places. With the help of such machines, you can not only transfer money to yourself, but also top up someone else’s card. To do this, you only need to know the plastic number. These numbers are on the front side.

You need to remember that a commission is charged for replenishing via the terminal. The amount is often indicated before the bills are deposited. Therefore, the final figure can be calculated in advance. The process of replenishing a Sberbank card is quite simple. You just need to find the required item in the menu and insert the bills into the receiver. Change in such machines, as in the case of an ATM, is not provided.

How to put money on a Sberbank card for another person

You can put money on someone else's Sberbank card without having a card. To do this, you need to contact the branch of this financial institution. In order for the money to reach the recipient, you need to take your passport to the bank for identification and dictate to the operator the card number of the owner to whom you plan to send the money, and the recipient’s full name.

Enrollment is often completed within 3 business days. However, as a rule, the finances are credited to the card already on the next business day. Personal presence at the bank can be avoided. If the sender also has a Sberbank card with a sufficient amount of money, then the funds can also be sent to another user. This operation is done through an ATM or via the Internet.

If you send via ATM, you need to insert the card into the device, then select the transfer option to another card and enter the amount. Funds arrive within a day.

You can also reset money through Sberbank Online. In your account, after logging into the banking website, select the transfer direction and enter the recipient’s card number. You can also print a confirmation receipt there.

How to deposit cash on a Sberbank card? The easiest option is through an ATM, accessible at any time. We will write how to carry out the cash deposit procedure, the size of the established limits and commissions. Let's consider the possibility of replenishing someone else's card.

How to top up your card with cash

There are few options for depositing cash into plastic compared to non-cash transfers. The main ones are to put cash on a Sberbank card through an ATM or an operator at the cash desk. Moreover, it is better to use Sberbank offices/ATMs, taking into account the commission charged by third-party financial institutions.

Through the cash register

Through an operator, you can deposit cash on a Sberbank card to another person or yourself. To deposit money you need:

• present the plastic;
• give passport details and name the card number (personal);
• give the recipient's details (if you are depositing money to another person).

This is one of the ways to deposit cash using the Sberbank card number and the owner’s full name. The procedure will take a few minutes - the funds will reach the recipient almost instantly, but a lot of time will be spent traveling to the office and waiting in line. This is the main drawback cash service.

If both cards are issued by Sberbank, the service is free, but if they are issued by different financial institutions, then this method will not work.

Fee for cash replenishment

In order to deposit cash on a Sberbank card, a commission will be charged if the money is deposited through a cashier from a third party, and not the owner of the plastic card.

taken when transferring cash through a branch of another bank, i.e. the sender and recipient are from different regions. This applies to all types debit cards. The commission amount is 1.25%, but not less than 30 and not more than 1 thousand rubles.

If you deposit money through an operator, the commission will be withdrawn at the time of depositing funds, from the person depositing cash, in excess of the replenishment amount. When depositing cash through a cashier personally by the owner of the plastic card or on a credit card, there is no commission fee.

If you deposit cash on a Sberbank card through an ATM, no commission will be charged, but it will be charged if you use someone else’s ATM at the owner bank’s rate. The same applies to terminals - there is no commission in native Sberbank devices, but in foreign ones it will be required.

Conclusion

Thus, the easiest way is to deposit cash on a Sberbank card through an ATM, but you can also use the bank’s terminal/cash desk. There is a commission if money is deposited by a person in another territorial savings bank branch or through other people's self-service devices. In other cases there is no commission.

All adults have plastic cards from various banks. Most often they are used specifically to withdraw funds, but there are periods when funds need to be placed on the card. Of course, in this case, you can ask for help from friends and acquaintances who can transfer money from their own, but you can also deposit money yourself. It doesn’t matter at all whether the plastic from a savings bank or another bank is in the hands of a person; the principle of replenishing this plastic requisite is quite simple.

In what ways can you deposit money?

The balance cannot be unlimited, because it contains only money earned by a person or credit limit. If the funds run out, and some financial expenses must be made using the card, the person must simply replenish it.

The following methods are suitable for performing this operation:

1. Top up using another bank card.
2. Replenishment via terminal.
3. Depositing money into your balance at a bank branch.

Replenishment by each of these methods has its own specifics. For example, if you make a transfer between cards, you can use your other one or any person. The transfer can be performed using a terminal, the Internet or in a bathhouse.

Many people have no intention of asking others for help, and it is because of this that they top up their balance with cash. They simply insert bills into the terminal and send them to the card under a certain number. This is a fairly simple and comfortable way to top up, but not everyone knows how to use it and that’s why they go to the bank. At the bank, experienced employees will help each person replenish their plastic card without any problems.

What method of replenishment is used in tea?

If we're talking about about making cash, a person must choose the most comfortable method for himself. Since not everyone will want to ask for help from others, and people are even less happy about queues at the bank, the most relevant method of replenishing can be called a regular street terminal of a particular bank.

Topping up through a terminal or others is so popular for the following simple reasons:

• in the city you can find a terminal on almost every corner;
• the replenishment operation can be performed without the presence of plastic;
• you can just paste the required amount money into a special hole and enter the details;
• if the transaction is carried out through a bank terminal of which a specific person is a client, most likely he will not have to pay any commissions.

You can top up your card using the terminal in just a few minutes. Money is credited to your balance almost instantly, which is very comfortable for a person.

Topping up a bank card is a fairly simple process that anyone can do without much difficulty. In order to deposit money onto a bank card, you can use several methods, but most often people use special ATMs.

If a person has a card from Sberbank or some other bank, he will be able to replenish its balance without any problems and use his own money already in electronic form, paying for services, loans or purchases via the Internet. Storing money on a card is always very simple and comfortable, and you can use it in the same way as banknotes that are familiar to everyone. To top up your balance plastic card It only takes a few minutes and a minimum of effort.

To date plastic cards are used along with paper bills to pay for everyday expenses such as or.

From time to time there is a need to deposit funds onto a card.

From this article you will learn how to top up your card through an ATM.

What should an ATM be like to deposit funds onto a card?

To add money to your card, you need to find an ATM equipped with a bill acceptor.

If you do not know where the required terminal is located, use an Internet search. By going to the official page of the bank, you can find the location of such terminals.

Choose those marked with the “CASH-IN” icon - this is an opportunity to top up with cash.

The ATM must be serviced financial institution who made your plastic, and support payment system cards.

Step-by-step instructions for replenishing your card balance

To top up your Sberbank of Russia card, you need:

1. Find an ATM that has a bill acceptor.
2. Insert plastic, enter PIN code.
3. Select “Deposit cash” in the window that appears.

After this, you must deposit the required amount of funds.

You must pick up the receipt after replenishment and keep it until the money is credited to your balance.

The Gazprombank card is replenished in the same way. Now its network is actively developing, new payment machines are appearing. Owner credit card can find a convenient ATM through the official page of the financial institution.

Why I can’t transfer money to my account: possible reasons

To replenish your plastic balance without any problems, you need to prepare financial resources. Money must be without damage, paper clips, or rubber bands. Some payment devices allow you to place banknotes in a stack, while others accept banknotes one at a time.