Sberbank invites its clients to take advantage of a new bonus offer. The premium Visa Platinum debit card with big bonuses returns up to 10% of the cost of purchases to its owners and provides an expanded range of additional services. With the Visa Platinum Sberbank card, a new world of privileges opens up for bank clients.

On the Premier Platinum Visa card with big bonuses, points are awarded as follows:

• For each purchase paid with a prestigious card, the bank returns 0.5% of expenses to the client.
• For purchases at any supermarket, Sberbank cashback is 1.5%.
• For spending in cafes and restaurants, the owner of the Visa Premier bonus card will return 5% to his bonus account.
• For taxi expenses through the Internet services “Yandex.Taxi” and Gett and for any purchases at gas stations, a bank client can expect a 10% refund.

Holders of the prestigious Visa can also receive additional bonuses through the “ ” program. After receiving the card, the client must register in this program according to a simplified procedure. It is enough to send just one message to the number 900 with the text " THANK YOU" and the last four digits of the card.

The Sberbank premium Visa Platinum will bring its owner 20 times more points than any other means of payment. According to the terms of the program, 1 “Thank you” bonus is equal to 1 ruble discount. Points can be exchanged for a discount of up to 99% of the purchase price.

Using bonuses

The official website of the program provides a complete list of sellers from whom you can exchange accumulated bonuses. Among Sberbank partners - large online stores and retail chains.

Using your points, you can get a discount on air tickets and hotel stays around the world. To do this, the client needs to use the “Thank you from Sberbank” service. Trips".

Visa holders can exchange bonuses for entertainment programs and events, providing themselves and their family with an exciting, unforgettable vacation. Using the service “Thank you from Sberbank. Impressions”, the holder of the Sberbank Visa Platinum card will learn about the latest and most interesting events in their city.

Sberbank has set the following restrictions on the accrual of “Thank you” points per month:

1. The total number of bonuses should not exceed 5 thousand.
2. The maximum number of points for taxi and gas station services is 1 thousand.
3. In the “Restaurants and Cafes” category, a client can receive no more than 2 thousand bonuses.

The bonuses are valid for 36 months. After this time, unused points “burn out.”

World of Visa Platinum privileges | the advantages are obvious

Having issued the prestigious Visa Platinum, the client has the following additional opportunities:

• The client receives equal conditions when cashing out funds both in Russia and abroad.
• Service to the card holder is a priority for bank employees and is carried out in specially designated comfort zones.
• A personal manager is assigned to the Visa card holder.
• Visa Platinum can be linked to an electronic wallet, including Yandex.Money.
• You can top up your Visa Premier Sberbank card either in cash or by non-cash method.
• The card holder receives medical and legal support abroad.
• The client has the opportunity to use Sberbank.
• In the event of a force majeure situation, namely loss, damage or expiration of the card abroad, the client can use emergency cash withdrawal.
• A Visa holder can manage an account, make transfers and payments through the remote services “Mobile Bank” or “”.
• You can install the “ ” service on the card for automatic housing and communal services, the Internet, cellular communications, etc.
• The client gets the opportunity to conduct transactions on the Internet using innovative 3D-secure technology. This payment mode provides financial security by protecting transactions from fraudsters.
• The owner of a payment card can connect to the modern Apple Pay payment system in order to make purchases in online stores with maximum comfort.
• Visa Platinum holders receive protection from Sberbank against theft, loss and damage to goods purchased with the card. The insurance period is 90 days from the date of purchase.

Medical support for cardholders abroad

Abroad, the Sberbank Visa Platinum premium card is serviced by the international company International SOS, which is a leader in the medical services market.

Visa holders can count on assistance in the field of medical assistant:

1. The card holder and his family members receive medical and legal support when traveling outside the Russian Federation for up to 90 days.
2. Services include telephone consultation regarding medical care, obtaining information about the location of medical centers, and monitoring the patient’s condition during and after hospitalization.
3. Obtaining information about vaccinations, visas, translators and lawyers.

Cost of servicing the Visa Platinum Premier card

The cost of annual servicing of a debit card depends on the currency in which it is issued and is:

• For the first year, the cost of service is 2.4 thousand rubles, for the second and subsequent years – 4.9 thousand rubles for a ruble Visa;
• $100 US for dollar card;
• 100 euros for a card in European currency.

Sberbank draws attention to the fact that annual maintenance will be fully compensated by bonuses. To do this, monthly expenses on the card must exceed 30 thousand rubles.

Additional cards

The bank offers to issue several additional cards to the main debit Visa. This opportunity allows not only the client, but also his relatives to use funds. The annual maintenance of these cards is 2.5 thousand rubles. For their reissue you will need to pay the same amount.

As part of the Sberbank Premier tariff plan, a client can issue up to five premium Visas for himself and his family free of charge.

Cash withdrawal limits

The premium status of the card product improves the conditions of the services provided. Thus, a Sberbank client can use increased daily limits on withdrawals:

• 500 thousand rubles for ruble Visa Sberbank;
• 12.5 thousand US dollars for a dollar card;
• 10 thousand euros for a card in European currency.

Monthly limits are:

• 5 million rubles for a ruble card;
• 170 thousand US dollars for a dollar card;
• 125 thousand euros for Visa in European currency.

There will be no fee for withdrawals within the specified amounts. If the daily limit is exceeded, the client will incur additional costs. The commission will be 0.5% of the amount that exceeded the limit established by Sberbank. This tariff applies to transactions carried out through the cash desks of a credit institution.

For cashing out amounts exceeding the limit in other banks, the client will need to pay a commission of 1%, but not less than:

Conditions for obtaining a premium Visa Platinum card

To issue a card, the following conditions must be met:

• Client age – from 18 years;
• Availability of Russian citizenship;
• Availability of permanent or temporary registration in the Russian Federation;
• Completed application form for opening a card.

Despite the high status of the card product, Sberbank does not require the client to confirm his solvency.

Applying for a Sberbank card online

To start issuing a card with big bonuses, the client does not have to visit a bank branch. The application can be submitted remotely from the official website of Sberbank. In the application form, the applicant must provide the following information:

1. Client personal data: full name, date of birth, place of birth, contact phone number, email address. The full name must also be filled in in Latin (for inclusion on the card).
2. Data from a document confirming the identity of a citizen of the Russian Federation.
3. Address of the Sberbank branch where it is convenient for the client to pick up the finished card.

After submitting the online application, the manager will contact the client. He will inform you that the personalized plastic card is ready. The Visa Platinum card is valid for 3 years.

Some clients are not ready to be satisfied with the standard list of features provided by a debit card. In this case, it is worth considering a Sberbank platinum card, the advantages of which relate not only to banking services, but also to other privileges provided throughout the world. It also has disadvantages, although not so obvious.

Conditions of the Sberbank platinum card

At Sberbank it can be debit - within the framework of the Premier PU or under the Big Bonuses promotion or - credit. The first one is issued only in the Visa payment system, while the credit card can be issued in the MasteCard system. The advantages are expressed by the basic conditions of the product and additional privileges. The first ones are expressed like this:

• Validity period: 3 years;
• Possible release to receive wages;
• Replenishment by any means: cash through a cashier or self-service machine, cashless transfer from another card through any services;
• Payment at retail outlets and online;
• Carrying out banking operations: transfers, payments.
• Receiving cash, incl. Abroad;
• Emergency cash issuance in case of loss of plastic outside the country;
• Linking to electronic wallets;
• Monitoring the status of accounts and performing transfers and other transactions through mobile and online banking.

The card allows the owner to participate in promotional and special offers provided everywhere. These benefits are guaranteed by Visa and MasterCard.

For the owner of a Sberbank platinum card, service is provided with the help of an individual manager. The client also has the right to receive service in Sberbank Premier zones without queues.

Cost of card and PU

How much a Sberbank platinum card costs depends on the method of issue. In most cases, it is opened as part of the Premier service package. It is not significantly more expensive than.

A platinum card costs 4,900 rubles per year or 100 USD. Additional plastic costs 2500 rubles or 75 USD. If the issue takes place at PU Premier, you do not need to pay for it. Its cost is included in the package. How much the package costs depends on the conditions of the individual client:

• 2500 rubles per month (the first 2 periods are free);
• Free, if you have a balance of over 2.5 million on all accounts, cards and deposits.

The list of benefits of a premium client includes:

• Deposits with increased interest for investments of 1 million or more. If the opening takes place via the Internet, the rate is 0.8% higher;
• Special tariffs for currency exchange transactions;
• Discount on cell rental;
• Access to Priority Pass areas at airports;
• Providing travel insurance for the owner and his family members;
• The right to receive a medical examination (second expert opinion) free of charge for the family 2 times a year;
• Assistance with the return of tax deductions (the declaration is filled out by a personal consultant).

Limits and commissions

Receiving cash from ATMs is one of the most important uses of plastic, because limits and tariffs are of great importance to the user.

According to the terms of Sberbank, the limits of the platinum card are:

• For 30 days: 5 million rubles. (170 thousand dollars or 125 thousand euros);
• Per day: 500 thousand rubles. (12.5 and 10 thousand USD, respectively);
• Per day (when withdrawing through the cash desks of other Sberbank divisions): 50 thousand rubles.

There is no commission charged for withdrawals through cash registers or ATMs, which is also a significant plus. When using machines and cash desks of other banks, they charge 1%.

In the office it is permissible to withdraw an amount in excess of the established limit, but you must pay 0.5% of the excess amount.

Bonuses Thank you

The increased accrual of bonuses on the Sberbank platinum card is an additional plus of the product. You can connect to the Thank You project, the terms of which require the accrual of points: 0.5% of payments made.

Activation of Thank You takes place in the office, via an ATM or via SMS. In the latter case, you should dial the message: THANK YOU and the last 4 digits from the card number.

When making payments from platinum plastic, which is issued under the More bonuses promotion, improved conditions are provided for some categories:

• 10% - at gas stations;
• 10% - for trips to Yandex.Taxi and Gett;
• 5% - in cafes and restaurants;

Accumulated bonuses are used as a discount when paying project partners. In this case, 1 point is equivalent to 1 ruble. It is permissible to pay almost the entire amount with bonuses and only 1% (minimum 1 ruble) will need to be deposited from the account.

Which offer their services in different areas:

• Air and train tickets;
• Hotels;
• Tickets for concerts and events;
• Top up your phone;
• Taxi rides;
• Salons, retail points of sale;
• Pharmacies, clinics;
• Entertainment sector;
• Online stores;
• Travel agencies;
• Etc.

Among Sberbank's partners that allow you to use bonus units for payment are MTS, OZON.RU, YOOX, l'Etoile, Mostsvettorg, Technopark, pierre cardin, pegas, TEZtour, Yves Rocher, lamoda, Suchi city, Evalar pharmacy, Pyaterochka, etc. As you can see, almost all categories are represented, including online stores.

Pros and benefits of a platinum card

The greatest advantages are expressed in unique privileges that provide more advantages for travelers, according to the terms of service:

• Providing information about treatment centers in the country of location;
• Medical observation before and after hospitalization;
• Medical assistance is provided for 90 days, incl. and family;
• Legal advice, providing contacts for translators and lawyers in the country of residence;
• Consultation about visas;
• Providing information about vaccination.

Owners of MasterCard platinum credit cards, located anywhere in the world, have the right to receive information about discounts, bonuses, ATMs, and balance checks by phone in their native language. This benefit is guaranteed as part of MasterCard's worldwide support.

If you pay for goods from your account, the buyer receives additional privileges:

• Product insurance for the first three months of use against loss, theft or accidental damage;
• The warranty for a purchased product worth over $50 is extended twice (but not more than 2 years).

The amount of coverage for one product is $1,500, for one case - 5,000. The total amount of applications is $20,000.

Cons of a premium card

No obvious disadvantages were found. If you examine the reviews of the owners, the main disadvantage of the Sberbank platinum card is that the limits are not so significant.

Many are also unhappy with the high cost of maintenance. To reduce it, you need to maintain a significant balance in your accounts, which is considered a significant disadvantage. However, the card is designed for a certain category of citizens who want to use a status product, for which they are willing to pay extra.

Some consider the Thank you project to be a minus, because... They don’t see partners with whom they are willing to spend points. Others disagree and note the undoubted advantages of being able to pay for a ticket or hotel, or simply top up your phone with bonus units.

Not a minus, but rather a shortcoming of Sberbank, according to most users, expressed in the absence of unique privileges for the owner of a platinum card. The conditions offered by Sberbank are no different from similar institutions.

Conclusion

According to the conditions for a Sberbank platinum card, the client receives a premium product with high limits, individual service and privileges, which are designed primarily for travelers. When you connect, Thank you, an incomparably larger number of points are added to the card than with regular ones. Although this is a plus, this advantage is not so interesting to the target audience. Users consider the high cost of service to be a disadvantage, while the benefits of the Premium package are pros.

Modern plastic bank cards not only carry the usual functions of accessing the personal bank account of the plastic holder, but have also acquired an expanded range of capabilities. The leading bank of Russia, Sberbank, occupies a special position in the market of credit and financial services. In order to improve the quality of service, the leading bank of Russia regularly expands and updates its offerings. The most common and popular product is plastic cards.

Several years ago, a new bonus program became available to Sberbank clients, under which participants were invited to become a Platinum card holder. This offer was implemented by the bank on the basis of a unique offer that allows you to return up to 10% of the transaction amount. It is worth finding out in more detail what a Sberbank platinum card is, the pros and cons of which we will highlight in this article.

Sberbank cards of the Platinum level have an expanded list of features and benefits

What are the main features of platinum cards?

Plastic financial products classified as “platinum” are top-tier cards. Therefore, before applying for them, you should first carefully study all the conditions for obtaining them. It is worth remembering that Premium-class plastic, which has advanced functionality, also has a fairly high cost.

Before writing an application for a Platinum card, you should evaluate the conditions and feasibility of obtaining it.

It may be worth paying attention and considering the possibility of issuing a plastic card of a different status. Moreover, Sberbank offers a large selection of plastic. Among the varied assortment, any potential client can choose the optimal one that suits his level and needs.

What types of platinum cards does Sberbank offer?

Platinum level cards are created and designed for individuals who are interested in a high level of service. Such a financial product has a certain set of functionality and is issued by the bank in the following types:

1. Credit.
2. Debit.
3. With overdraft.

Platinum level cards are distinguished by a high level of functionality and increased service fees.

The privileges of Platinum plastic include the freedom to use it in any country in the world. Sberbank offers its clients international cards: MasterCard and Visa.

The Platinum card has advanced features

The main advantages of plastic

The Sberbank Platinum card has sufficiently diverse benefits to meet all the needs of the bank's prestigious clients. In addition to a personal manager, a highly qualified employee, the capabilities of such a financial product also include such features as:

• the possibility of cashing out plastic in foreign banks (subsidiaries of Sberbank), on similar conditions accepted in the Russian Federation;
• participation in promotional programs developed by MasterCard and Visa;
• all the privileges of the Sberbank Premier program (it becomes available to Platinum cardholders automatically);
• use of all possibilities for remote account management (Mobile Bank and Sberbank Online);
• increased credit limit with available grace period;
• premium banking services (no queues, interaction with a personal manager in separate comfortable booths);
• dedicated personal telephone line for communication with a personal manager;
• insurance of purchases (when making non-cash payments) for up to 3 months, and in the event of an insured event, the amount of payments can reach up to $1,500;
• increasing the warranty period for purchased goods (subject to a cost of $50 or more) to 2 years;
• free service and client management at International SOS medical centers (this service also becomes available to family members of the Platinum card holder);
• Concierge service, with its help the client can remotely book places in restaurants, cars and hotel rooms.

Accrual of bonuses

Premium plastic holders have the opportunity to receive 6 times more cashbacks by participating in the Thank you program from Sberbank. Which subsequently makes it possible to use large discounts when purchasing any goods in stores and supermarkets that are Sber partners. Also, additional discounts and privileges are provided for Platinum card holders when using other premium services.

One of the features of the Platinum card is the increased number of bonuses accrued

Features of using the card at the airport

This item is highlighted separately, since premium plastic holders have the right to receive special privileges at airport terminals. Namely, a 20% discount on the following types of services:

• luggage packing;
• personal transport services;
• waiting for your flight in luxury lounges;
• taxi rental (when traveling by car from Gett taxi, an increased cashback of 10% is added to the existing discount).

The list and possibilities of privileges expand significantly when you connect to the Sberbank-Premier program. In this case, the client receives a Priority Pass card for the opportunity to visit the VIP waiting area (VIP lounges). The use of this service does not depend on the class of ticket purchased. Priority Pass holders can take advantage of the following free services:

• SPA services;
• fresh press;
• conference rooms;
• free Wi-Fi;
• use of the bar;
• relaxing on comfortable sofas;
• universal chargers for gadgets;
• places for a good night's rest.

The list of services on the Priority Pass card may change and depends on the conditions of a particular airport; all services also apply to the client’s family members.

Receiving a Priority Pass card will make your stay at the airport comfortable and enjoyable

Conditions for opening deposits

The advantages of the Sberbank platinum card also include preferential and attractive conditions for customer deposits. The bank has developed a special “Platinum” package, which includes three types of deposits, which are inherently unique financial products. In particular:

1. "Preservation". The deposit is opened for a period of up to 3 months with a rate of 7.67% (for rubles), 0.61% (for EURO) and 1.95% (for dollars). Replenishment and early cashing out are not provided.
2. "Replenishment." Deposit storage periods are provided for a period of 3–36 months; it is allowed to additionally replenish savings. The rates are as follows: 6.95% (rubles), 1.69% (dollars) and 0.50% (EURO).
3. "Control". According to experts, it is the most flexible deposit in terms of use. According to its terms, clients are provided with interest-free withdrawals and additional deposits. Annual: 6.95% (rubles), 1.42% (dollars) and 0.50% (EURO).

Using a savings account opened under the Platinum program, the client has the opportunity to receive additional passive income at high interest rates. The minimum amount for opening a deposit has no restrictions.

Maximum available limit

This question interests credit card holders. Holders of a Sberbank Visa Platinum credit card have the opportunity to order a card with an available limit of 3 million rubles (for comparison, the maximum available amount for a classic credit card reaches 300,000).

If desired, a platinum card from Sberbank can be issued with an individual design

Who can become a platinum card holder

The question “how to get a Sberbank platinum card?” quite relevant, but you should understand that not every Sber client can become a Premium card holder. To do this, the client must meet certain conditions:

1. Have open deposits in the bank in the amount of 5 million rubles.
2. Over the course of six months, credit your salary card with at least 500,000 rubles.
3. Have international accounts and have a monthly turnover of 75,000 rubles.

Platinum cards are issued and issued based on the client’s application. Production time for premium personalized plastic is up to 2 weeks. Also, the future holder of elite plastic will be required to provide documents. They depend on the type of card being issued.

To receive a platinum card, Sberbank’s salary clients only need to present a Russian passport.

Platinum level cards have higher bonuses Thanks from Sberbank

Platinum card cost

The Premium class financial product has a fairly high annual service cost, which is 4,900 rubles. The cost can also be paid monthly, 409 rubles. You need to understand that this offer is designed for wealthy Sberbank clients. But the existing privileges of using such plastic more than cover the high prices.

Expiration date of plastic

The Platinum level plastic card is valid for 3 years. Then it is reissued or completely closed by the client.

Are there any disadvantages to Platinum family cards?

According to owners of elite plastic, its only disadvantages include rather expensive annual maintenance. But a large list of benefits, bonuses and privileges compensate for these costs.

conclusions

Sberbank, in order to improve interaction with its clients and increase their level of comfort, regularly reviews the conditions of platinum financial products. It is noted that recently these cards have changed quite a lot, becoming even more accessible and universal in use. According to statistics, Platinum level cards are the most popular among those clients who often travel abroad and travel enthusiasts. And increased bonuses only add more attractiveness to this already unique financial product.

In contact with

Each financial institution offers many series and levels of payment instruments. One of them is the platinum card of Sberbank of Russia. Like any banking product, it has a number of features.

Terms of Service

The first thing you need to pay attention to when choosing a bank card is tariff indicators and general characteristics. The Sberbank premium card is issued under the following conditions:

• release/re-release for any reason: free of charge;
• available currencies: Russian rubles, euros, US dollars;
• payment system: Visa*;
• validity period: 36 months.

Premium card

*cards of another payment system of the same level – MasterCard Platinum – are available for issue.

Tariffs for Visa/MasterCard Platinum services
Service	Price
Annual maintenance	Main card: 4900 rubles (100 euros or US dollars) Additional copies: 2500 rubles (75 euros or US dollars)
Refill	For free (in another territorial institution - 1.25% of the deposit amount, but within the range of 30-1000 rubles)
Cashing out	0.5% of the requested amount in case of exceeding the limit and 1% (from 150 rubles or 5 euros/US dollars) when withdrawing cash from cash desks or ATMs of third-party financial institutions
Requesting account status in self-service devices of third-party banks	15 rubles per request
Mini account statement (last 10 transactions) through Sberbank self-service devices
Using funds designated as an unauthorized overdraft	40% per year

Sberbank has established restrictions on cash withdrawals. You are allowed to receive no more than 5,000,000 rubles (125,000 euros or 175,000 US dollars) per month. At the same time, limits are set depending on where the cash will be issued:

To obtain a card, the borrower has special requirements

Features of use:

• the presence of a chip as an element of cash protection;
• the ability to issue several additional cards assigned to the main account;
• no restrictions on withdrawals of funds designated as an overdraft;
• all non-cash payment options in the Russian Federation and abroad;
• the ability to replenish the card account in cash or by bank transfer;
• manipulation of the account with the card number and expiration date;
• linking a payment instrument to electronic wallets;
• remote access to the account and transactions via the Internet services “Sberbank Online” and “Mobile Bank”;
• connecting an automatic payment service (when making payments for utilities, TV, etc.);
• discount program from the Visa payment system.

Another feature of such a card is the possibility of receiving it for salary clients. To do this, you need to write a corresponding application and all accruals from your place of work will be transferred to a premium-level payment instrument.

Advantages and disadvantages

The most frequently asked questions from potential holders of payment instruments are what the premium level provides and what a Sberbank platinum card is in general. To answer, you need to determine the pros and cons of this banking product.

Pros of a platinum card

Visa Platinum holders will receive a number of additional features. These include:

• profitable cash withdrawal both in the Russian Federation and abroad;
• privileges when servicing cards - priority assistance using the Sberbank Premier system without queuing;
• individual work with each premium card holder;
• access to service 24 hours a day;
• the possibility of receiving cash in an emergency if a payment instrument is lost outside the Russian Federation.

One of the main advantages of the platinum card is improved conditions for participation in the “Thank you from Sberbank” loyalty program. In this case, the number of bonuses received will be increased by 6 times, i.e. their total amount will be 3% of the cost of purchases made.

The card has great advantages

Special services

In addition, Sberbank has developed a number of services that additionally protect not only the platinum card account, but also its owner directly.

Protection of purchases paid for with a Platinum Visa:

1. Insurance of purchases against any kind of damage or loss/theft (valid for 90 days from the date of payment);
2. Possibility to file claims for a total amount of up to $20,000;
3. Compensation under the policy for one unit of goods up to $1,500;
4. Compensation upon occurrence of an insured event up to $5,000

Also, for goods paid for with a platinum card for an amount of at least $50, the warranty period is extended twice (maximum 24 months).

Legal and medical assistance outside the Russian Federation:

1. For Visa Platinum holders and their family members for trips up to 90 days;
2. Consultation with a health specialist by telephone;
3. Searching and providing information about medical institutions at the client’s place of residence;
4. Accompaniment (remote) of the client during his stay in a medical institution and after discharge;
5. Providing information on vaccination issues depending on the client’s place of stay.

To carry out all consultations for platinum card holders, the following specialists work:

By calling these numbers you can obtain additional information on visa issues and request assistance from translators and lawyers.

Helpdesk for MasterCard Platinum holders

Help in resolving some issues is also available for MasterCard Platinum owners:

1. 24-hour service and consultation;
2. Informing about the status of the card account, the location of self-service devices, promotional events, etc.;
3. Emergency cash withdrawal in case of loss/theft of a credit card.

This assistance is provided through a program developed by the Global Help Desk.

The cardholder is entitled to special treatment

Cons of a platinum card

Despite the wide range of advantages, premium cards also have a number of disadvantages:

• high cost of annual maintenance;
• charging a commission for certain types of cash withdrawals;
• availability of requirements for potential holders.

The list of disadvantages is quite insignificant and is covered by an impressive list of privileges.

How to get a platinum card from Sberbank

The Sberbank Platinum Premier debit card is issued to everyone with minimal restrictions. Before receiving plastic of this level, potential holders should familiarize themselves with a small number of requirements established by Sberbank:

• Russian citizenship;
• registration within Russia (both permanent and temporary are allowed);
• reaching the age of majority – 18 years.

An additional requirement is a passport. You must present your passport when filling out the application form to receive the card. This document not only establishes the client’s identity, but also confirms compliance with each of the above points.

If the applicant is sure that all requirements have been met, to register and receive a payment instrument, you should follow the instructions that will tell you how to get a platinum card:

1. Contact a specialist at the nearest Sberbank branch;
2. Provide a document confirming your identity;
3. Fill out the application form to receive a card.

Next, Sberbank employees will review the questionnaire, which will take 3 business days. If the decision is positive, a corresponding notification will be sent to the applicant’s phone number. The Visa Platinum will then be notified for production and delivery to the financial institution branch. After this, you should visit the bank again and pick up the card, presenting your passport.

Every bank client who uses its services dreams, first of all, of favorable conditions, with ease of use in second place.

But there are categories of people for whom ease of use is higher than everyone else, plus they may have additional requests. Such clients need to be able to easily spend a million rubles a day. It is important that problems that may arise on everyone’s account are resolved quickly and without the participation of the client himself. We are talking about people, the VIP category.

These individuals have money and are willing to pay for quality service. Especially for them, Sberbank has developed a unique Platinum card, the benefits of which surpass many other analogues.

Advantages of a Sberbank platinum card

By receiving this product for use, the client enters that narrow circle of people who are always first. He will be the first to be served in the department, he will have a personal manager through whom almost all issues can be resolved. The payment did not go through the card, or, conversely, the money did not arrive on time? There is no need to call a common line and listen to music in standby mode for several minutes. Your personal manager will always be in touch.

Of course, one of the differences between a platinum card is the daily limit on the funds that the client can spend. A high level card indicates a high amount. Every day, you can make purchases with the card for a total value of up to one million rubles.

Further, only bigger and better. Sberbank is the country's largest bank both in terms of assets and the number of branches. In addition, it is also represented abroad, where only subsidiaries are located. From a legal point of view, any subsidiary company is already a different organization. Any banks charge a commission if funds are withdrawn from an ATM of a third-party bank. Sberbank is no exception, but it has made a special condition for platinum card holders. Such clients, if they withdraw money from ATMs of its subsidiaries abroad, will not pay a commission. For reference, Sberbank is currently represented in the following countries: Kazakhstan, Ukraine, Belarus, Turkey, Croatia, Bosnia and Herzegovina, Hungary, Republika Srpska, Serbia, Slovakia, Slovenia, Czech Republic.

Discounts and privileges of the Platinum Card

As with regular cards, clients have various discounts and privileges at partner companies. But there are special conditions for platinum cards. Not all companies cooperate with Sberbank for all categories of clients. Some are ready to provide improved service only to premium card holders.

Many people who travel the world prefer to use maps. It’s convenient and safe, the money is always with you, stealing it is problematic. But different situations may arise. For example, the card itself was lost or became unusable. But the person is abroad, and all his money is on his card. In such a situation, contacting the bank directly by phone or fax with a request to authorize an emergency cash withdrawal can help. Sberbank will transfer an amount of up to 5,000 thousand dollars using the specified details. And he will do it really urgently; on the same day the money will be in the client’s hands. And all this without paying any commissions.

Purchases with the card

Advantages of a Sberbank platinum card especially stand out when the customer is shopping. Firstly, he is guaranteed to insure his goods. And absolutely free. If the client paid with a platinum card, then within the next 90 days he has the right to apply for payment of the insured amount if the goods were lost, stolen or damaged. No other bank provides such a service. Of course, this service only applies to small purchases; a car or apartment cannot be insured this way. Sberbank set restrictions in the form of a maximum payment amount of $1,500. But this is also a lot.

The second great privilege is the extended warranty for any product purchased. If the product comes with a manufacturer’s warranty for a period of one year, then if you pay with a platinum card, the period will double. And for 2 years the client has the right to free service.

Trips

The next step towards mastering the benefits of a Sberbank platinum card will be trips abroad. Every time citizens buy a trip from a travel agency, the price for insurance is necessarily added to the price. Few people know that in most cases this is a voluntary matter, but that is not the case here. Any platinum card holder already automatically has insurance when traveling abroad. It applies to the client himself and his family. Therefore, each owner of this product can ask the agency to remove insurance from the cost of the trip.

All that remains to be said is the price for this product. At the moment, the cost of servicing a Sberbank platinum card is 10,000 rubles per year. And it really is a small price to pay for all the benefits it provides.