Not long ago, Sberbank launched Apple Pay - the ability to make contactless payments from your mobile phone. In this case, the payment card data is loaded into the application, and the payment occurs without its physical presence.

Sberbank launched Apple Pay in Russia

Apple Pay has been operating all over the world for a long time, but the service was launched in Russia in 2016. The first banks to connect the service are Sberbank of Russia, VTB, Tinkoff, Alfa-Bank, BINBANK, Raiffeisen, Otkritie, Yandex.Money.

As stated, Sberbank card holders will be able to use Apple Pay, but only if they belong to the MasterCard system. At the time of launch, Russian banks did not support Visa. In the spring of 2017, Sberbank launched Apple Pay for Visa holders. At first there were glitches and problems with payments.

World practice confirms the convenience and speed of payment via Apple Pay. At the same time, developers adapt to consumer preferences in order to make the purchasing process quick and seamless. Around the world, more than 11 million merchants already accept Apple Pay payments.

Apple Pay Security

The principle of operation is to transmit data via near-contact communication – NFC. In addition to this option, competitor Samsung Pay also uses magnetic transmission. In this case, a magnetic field is simulated, which the terminal perceives as a magnetic stripe on a bank card.

Today, you can use Sberbank's Apple Pay in Russia only on terminals equipped with an NFC module. Regarding the issue of security of using Apple Pay in Russia, experts agree that scammers pay more attention to common services that the majority use.

Due to its limited distribution, Apple Pay is considered secure. In addition, it works on iOS devices. The platform is characterized by a high degree of security, it is not so easy to hack, and malicious code is extremely rare on it.

What devices support

The Apple Pay purchase process involves tapping Touch ID on your smartphone. You must first install the application and download the card. It is worth remembering that the card number and other important data are not stored either in the phone’s memory or on Apple’s servers in order to increase the level of security.

What cards can be connected?

Considering which Sberbank cards can be connected to Apple Pay, we can say that today almost any payment and credit MasterCard and Visa:

• Momentum;
• Classic, Standard, incl. with individual design;
• Gold;
• Platinum;
• Infinite, World Black Edition;
• Aeroflot;
• Youth;
• Gift a life;
• Virtual.

Connection features

Before you connect Sberbank's Apple Pay, you need to make sure that your smartphone is equipped with a Touch ID scanner and is logged into iCloud. The latter happens through the Settings item on the mobile and entering your Apple ID.

Through Sberbank Online

You can connect Sberbank's Apple Pay through online banking or the Wallet tab on your phone. In the first case, you need to go through the following steps:

1. Launch Sberbank Online from your phone.
2. Click on the card you want to connect.
3. Click on Connect Apple Pay.
4. Follow the instructions to upload your information to Apple Pay. To do this, you don’t need the plastic itself, since you won’t need to scan it or enter your details.
5. Log in to Sberbank Online and view the status of the payment product. He will change.

In the Wallet app

The second option for connecting the service involves using the Wallet add-on. After entering it, you need to click on the Plus sign and add a card in one of the following ways:

• Enter the security code – for products related to recording in iTunes;
• Point the camera at the plastic through the Add another card item.

You can work with Apple watches in the same way as connecting Sberbank Apple Pay to your iPhone.

How to use Apple Pay

Apple Pay is suitable for payments in retail outlets, applications or in online stores and websites. There is no need to connect to the Internet in stores. Communication with the device for accepting payments occurs via the NFC channel.

On iPhone

Before you pay using Apple Pay, you need to make sure that the terminal accepts contactless payments. If we are talking about using it on the Internet, then you should find Apple Pay in the list of proposed options.

The instructions on how to use Sberbank's Apple Pay are quite simple:

1. Bring your mobile phone to the device at the checkout by tapping Touch ID.
2. Authorization occurs.
3. The device reports successful acceptance of funds.

Sometimes the cashier may ask you to write down your PIN. Usually, if the cost exceeds 1000 rubles. To prevent use by outsiders, it is prohibited to register fingerprints of other users, even relatives.

Apple Watch

Using an Apple watch that supports this feature is no less convenient than Sberbank Apple Pay on an iPhone. You will need to put them on and enter a password. Press the button on the side twice and select the required card, then bring the display to the reader.

To make a transaction online or in apps, you need to find the Apple Pay icon, tap it to check the transaction details and contacts. After clicking on the fingerprint recognition service, the money is sent to its destination.

Conclusion

Sberbank was one of the first to launch and successfully support the ability to quickly and securely pay via Apple Pay from an iPhone or other smartphone. You can connect Apple Pay in Sberbank Online or Wallet. You can pay on websites or in retail stores using your fingerprint, without transmitting additional information.

Apple Pay is a convenient mobile service, the connection of which raises many questions among modern users. But if you approach the problem correctly, there will be no problems. How to connect Apple Pay? Sberbank offers all its clients who work with Apple devices a similar service. The instructions we have studied contribute to the implementation of the idea. In reality, everything is much simpler than it seems at first, so let’s move on directly to the instructions.

Preliminary preparation

How to connect Apple Pay? Sberbank was one of the first in Russia to offer such an option. It is on the example of this financial organization that we will consider the process.

Before connecting, you need to prepare. Need to:

• enable the Touch ID scanner (if it is not there, Apple Pay will not work);
• register with iCloud and activate the cloud service;
• get a MasterCard from Sberbank;
• add plastic to Wallet on your device.

I guess that's all. Now let's try to understand from Sberbank. It all depends on what device we are dealing with.

iPhone

Let's start with the simplest and most common - an Apple smartphone. iPhone is used in practice very often. Many modern people work with these devices.

How to connect Apple Pay from Sberbank? To do this you will need:

1. Register in Sberbank Online. Temporary data for logging into the service can be obtained from an ATM ("Other services" - "Sberbank Online" - "One-time login and password"). You are also invited to register here.
2. Login.
3. Click on the image of your plastic card - the one to which Apple Pay is connected.
4. Click on the line "Connect to iPhone".
5. Follow the instructions on the screen. Usually you need to add a card to Apple Pay by clicking on the corresponding menu item. The citizen's first and last name are indicated and the terms of the agreement are accepted.

Ready! If everything is done correctly, a message will appear on the screen indicating that the card was successfully added to Apple Pay. Sberbank Online must be opened directly on your phone. Otherwise, bringing the idea to life will be extremely problematic. This is the option that is used most often. Setting up Apple Pay through Wallet is not that popular. Therefore, we will not talk about it.

Apple Watch

It’s better to consider possible options with other devices from Apple. Today, devices like Apple Watch are being used more and more often. They also have Apple Pay. Sberbank offers activation of the option even on similar watches.

You can either use the previously proposed instructions, or go a different route. More precisely, you will have to:

1. Open app on iPhone
2. Click on "Wallet and Apple Pay".
3. Click on "Add...".
4. Specify the card type.
5. Enter the requested data.

That's all. As soon as the actions taken are behind you, Apple Pay will be connected to Apple Watch.

iPad and service

How to connect Apple Pay (Sberbank Visa)? This is done in exactly the same way as we have already said. The service being studied also works on the iPad.

Unfortunately, you won’t be able to connect it through Sberbank Online. We'll have to do things differently. How exactly?

How to connect Sberbank Apple Pay to iPad? The following type of guidance will solve the problem:

1. Go to the device settings.
2. Click on "Wallet and Apple Pay".
3. Click on "Add card".
4. Enter your plastic details.
5. Confirm the operation.

After these steps, Apple Pay will be activated on the iPad. The procedure will only take a few minutes. The main thing is to follow the instructions on the device screen. They are extremely simple and understandable.

Usage

We found out how to connect Sberbank Apple Pay on iPhone. How can I use this application now?

They usually work like this:

1. Bring your phone to the payment terminal.
2. Place your finger on the fingerprint scanner.
3. Wait for a special sound signal. A slight vibration will appear along with it. It means successful processing of the request.
4. Put away the phone.

Thanks to this article, you now know how to connect Apple Pay from Sberbank to one or another Apple device. The instructions work 100%.

How to use Apple Pay Sberbank - which cards are supported: how to connect and configure

Many users have long appreciated the benefits of paying for goods via mobile phone. If you have a modern device, you can link a bank card and use your smartphone instead. If you don’t know how to connect apple pay Sberbank to iPhone 5 s, consult a specialist from the support service. Some Apple devices do not support this service due to lack of software. If you have a modern smartphone, we recommend trying this service.

Almost all Sberbank cards are supported in Apple Pay. The exact list of programs that work under this system can be found on the official website of the organization. Please note that this service is supported exclusively by Visa and MasterCard. World salary cards do not have the necessary chips that could transfer data to a mobile device. Among Visa cards, almost all systems receive support from Apple Pay: Classic, Aeroflot, Youth, Gold, Platinum and others. There are no restrictions for Mastercard or Maestro cards.

How to connect Apple Pay for Sberbank?

Only devices equipped with a fingerprint scanner receive Apple Pay support. Touch ID is present in all Apple devices, starting with the iPhone 5s. Please note that only users authorized in iCloud can link a card to a mobile device. You will also need constant access to the Internet. Before you start using Apple Pay, you need to link your card to the Vollet e-wallet. To understand how to connect Apple Pay on iPhone 5s, follow the algorithm:

• Open the Sberbank mobile application and log in to it. Don't forget to get the code from the ATM.
• Open the page with bank cards, select the one you need and select Connect Apple Pay or to iPhone.
• Follow the instructions provided by the application.
• Scan your bank card and confirm your identity using SMS messages.
• If you do everything correctly, the card status on the main screen will change.

If no changes occur, you need to check whether you are using the connected card. If so, then try launching the Wallet application, click on “Add account”. Enter the requested data, and then take a photo of your bank card. To start using Apple Pay on your watch, follow the algorithm:

1. Launch the bank application on the linked mobile device.
2. Open the list of bank cards, select the one you need.
3. Click on “Connect to Apple Pay or Apple Watch.”
4. Follow the instructions that the device creates for you.
5. Log in using SMS code.
6. A map with the changed status will appear on the screen.

Keep in mind that if you want to withdraw money from an ATM, you will not be able to use the device. If this procedure does not result in a successful connection, check whether the card is connected to mobile banking. Try launching the smartwatch application on your phone, find the Vollet item in it. Add a debit or credit card this way, follow all instructions. Activating a similar service on an iPad is also easy. All you have to do is launch the mobile application and act in the same way. If you don't know which cards are supported by the service, call a consultant.

How to use Apple Pay Sberbank?

Apple Pay cards are easy to use. All control lies with the Wallet program, which is standard for all Apple devices. Using the application, you can track spending, add and remove bank cards. Also, your account balance will always be available to you on the main screen. If you don’t know how to use Apple Pay Sberbank, you can contact a specialist from the technical support service. If you understand a little about how the device works, you can easily figure out the settings yourself. You don't need to carry all your bank cards with you to make purchases.

Keep in mind that not all terminals work with Apple Pay. You can tell that a device supports this function by looking at a special sticker on it or looking at the screen of the device.

If it says PayPass, PayWave or NFC, then you can use the service. Place your mobile device on the terminal and place your finger on the fingerprint scanner. If you do everything correctly, you will automatically pay for a purchase worth up to 1000 rubles; for larger expenses, you must enter a password. If you don't know how to pay, ask a consultant.

If necessary, you can independently connect a payment password along with a fingerprint. This significantly increases payment security and reduces the risk of unauthorized access. At any time you can block the card or start using it again. Today, many stores and organizations support working with such services. Using Apple Pay, you can pay for purchases in online stores. It looks like this:

• Select the product you are interested in and start checking out.
• Select your Apple Pay payment type.
• Enter the required information.
• Wallet will receive a notification that a purchase has been made. Confirm it. After that, you can pay via your smartphone anywhere.

The verification code for apple pay from Sberbank PJSC does not arrive

Figuring out how to connect Sberbank's Apple Pay is quite simple. But many users encounter serious difficulties during use. They often complain that the system does not allow the password. Because of this, it is impossible to use the service. If you do not receive a verification code from the PJSC, this may be due to the following reasons:

1. Problems with fingerprint reading - if the scanner is not working properly, such deviations occur.
2. Wallet setup failed. If the system sees that they are trying to use your data illegally, it does not skip a single action.

Apple Pay is a universal contactless payment system that was developed by Apple in 2014. The advantage of this development is that it is compatible today with many contactless readers, such as MasterCard PayPass or Visa PayWave. This mobile payment system is supported by a number of devices from the Cupertino company, but we will highlight only iPhone models on which this system can function.

Smartphones that support mobile money transfers have a special NFC chip built into them that allows data exchange over a short distance. Such a chip was not installed in earlier flagships, so a problem arises in using the mobile transaction system on some devices from the Apple company. Let's look at which iPhones currently support contactless payments:

• iPhone 6/6 Plus;
• iPhone 6s/6s Plus;
• iPhone 7/7 Plus;
• iPhone SE.

To the disappointment of many users, the revolutionary iPhone 5, 5c and 5s do not support Apple Pay. The only possible solution for owners of flagships of the fifth model is to use the development of the Cupertino company using the Apple Watch smartwatch. To do this, just synchronize your iPhone 5 with your smartwatch.

How to connect Apple Pay Sberbank on iPhone

In order to connect the contactless payment system, you need to install the Wallet application on your phone, authorizing it using your personal Apple ID. After successful login, you will be able to add a payment card. Having selected the appropriate function, the user will be asked to take a photo of his personal bank card. You can opt out of this method by entering all the data manually.

Next, you will need to confirm the entered information by entering a code that Sberbank will send to the user’s number. If words such as “Card is activated” appear on the screen. MasterCard Standard card is ready for Apple Pay,” then you can begin to successfully use the contactless payment system.

Contactless transactions for Sberbank clients

For Sberbank clients, connecting the contactless payment function is much easier and faster. All you need to do is launch the Wallet application and select the appropriate bank card, which will automatically appear in the wallet collection.

Owners of synchronized smartwatches will immediately receive a notification after activating the card on their iPhone, prompting them to add this card to the device. The program will prompt you to come up with a small password, after which the user will be able to add a card in the Wallet application, having first filled in the necessary information. The only thing you need to do is confirm your identity again by entering the code from the SMS from Sberbank.

The iPhone has built-in support not only for Sberbank, but also for such popular financial institutions as VTB 24 and Alfa Bank. The setup is done in the same way as in the case of Sberbank.

Using the system

Let's look at the different ways to use a mobile payment app. After activating the card, you can safely start using this system, paying for purchases in supermarkets and stores. To do this, just bring your iPhone to the terminal without opening the Wallet application. The phone will automatically recognize the payment device and offer a fingerprint scanner. After the user touches Touch ID with his finger, the money for the corresponding purchase will be withdrawn from the bank card.

It is worth remembering that the scope of use of the apple company’s development is quite wide. The tool has been developed for users to facilitate any activity related to transactional payments. Anyone can make purchases in the online store in one click, as well as use various add-on services in a special application store. Now you can pay for any service by touching Touch ID with your finger.

Mobile transactions are a unique development that can greatly simplify the life of any person, allowing him to make any purchases and payments in a matter of seconds, without worrying about security at all.

The modern world does not stand still, and we need to move forward with it. Technologies that provide our convenience and save time are available to everyone today. For example, paying for almost any goods using your favorite gadgets.

Why do you need Apple Pay Sberbank?

Many people have been waiting for a long time to be able to make purchases using their phone. Previously it seemed fantastic. But the future has already arrived! With Apple Pay Sberbank, you can make purchases using only one iPhone or other Apple devices - you don’t have to take cards and cash with you.

It's very convenient and really saves time. In addition, this can really help out if your wallet is forgotten at home.

In addition, such a method of paying for purchases as Sberbank Apple Pay is reliable and confidential - not only the seller will not see the card data. They are not even stored on Apple servers.

Time does not stand still. iPhone users in many countries have been using Apple Pay for a long time, and not so long ago it became possible for Russians.
Samsung first launched such a service, but Apple quickly caught up with it. You can get used to this way of shopping very quickly. Just take your iPhone, link your card, and you can go shopping.

How to connect Apple Pay Sberbank to iPhone

In order for this function to become available, you need to go through a simple activation procedure. There is nothing complicated about it - it will only take a couple of minutes.
The service is available for iPhones SE, 6 and later. For the fifth iPhone, you will need an apple watch connection - you will have to pay through them.

You can enable Sberbank Apple pay on your iPhone by taking just a few simple steps. First of all you need:

1. Connect to the Internet;
2. have a Touch ID fingerprint recognizer on your iPhone;
3. sign in to your iCloud account;
4. add a Sberbank card in the Wallet application.

The connection itself is very simple:

• You will need Sberbank Online - the official application;
• in it you need to click “connect to iPhone” or “connect Apple Pay”;
• simple and clear instructions will tell you how to add a card in the Wallet application;
• card is connected!

There is a second way, you can use it thanks to “Mobile Banking”:

• Connect the Mobile Bank service to the card;
• install Wallet and add a card there by clicking on the plus button;
• You can also link a card attached to iTunes using its security code or entering data through the camera.

What about other Apple devices, does this work for them? Yes, and no worse.

Apple pay "Sberbank" on ipad

Just like with the iPhone, adding this feature to the iPad is very simple:
enable the Mobile Bank service on the card;
in the settings, click on “wallet and apple pay” and select the option to add a card;
You can also attach a card linked to iTunes using its security code or by entering information through the camera.

Apple pay "Sberbank" on iwatch

The function is available for all watches, even the first generation. In this case, the connection is made using an iPhone:
using the Sberbank Online application, you need to go to the page of the required card, where you select the connection to your apple watch;
According to simple instructions, you need to add your card to Wallet on the watch itself.

This can also be done differently, using the “Mobile Bank” connected to the card:

• On your iPhone you need to open the app to control your watch;
• in wallet and apple pay, select the option to add a card;
• You can also attach a card linked to iTunes using its security code or by entering information through the camera.

How to use Apple Pay Sberbank

Using the Apple Share Sberbank function is very simple. It is not necessary for the Internet to work on the iPhone - the main thing is that it is in a payment terminal that supports technology such as paypass.

You just need to bring the device close to the terminal that accepts payment, double-click on home, and then put your finger to take a fingerprint.
If the amount is more than a thousand rubles, you may need to enter a PIN code.

The fact that the payment has taken place will be confirmed by a characteristic sound and vibration.

If payment is made through the watch, you will need to put it on, enter the password, and press the side button twice. Then select a card and bring your apple watch to the payment terminal. A sound and slight vibration will notify you that the payment has been successfully accepted.

You can also pay in this way when making purchases on the Internet or in applications - of course, if Apple Pay is among the payment methods.
This is evidenced by a characteristic icon that can be seen among the available payment methods. In particular, only payments on the Internet and in applications are available from the iPad.

Unfortunately, not all retail outlets and not all websites allow you to make payments using an iPhone. Residents of the capital and big cities are lucky, but these technologies are not yet available everywhere.

Cards that Apple Pay works with

To connect, you will need Sberbank Mastercard or Visa cards (the main thing is not Visa Electron, this method does not work with it).

Cards can be either debit or credit. Using the application, you can see the history of payment transactions.

The user is not charged a commission for the transaction - it is taken from the payment point.

At first, the service was only possible with a Mastercard, but now it is also available for Visa.

The entire list of cards compatible with this service can be found on the Sberbank website.
Perhaps in the future the list of cards available for attachment will expand.

As you can see, with the help of modern technologies our lives are improving and becoming more and more comfortable. Connect Apple Pay and forget about carrying cash and cards with you.

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