Forte Bank is one of the most popular financial institutions Kazakhstan. The structure lends to the population, serves salary projects and attracts deposits. Forte Bank issues loans under several programs, some of which do not require collateral and the submission of income certificates.

A pleasant bonus for you will be the possibility of early repayment of the loan received without paying penalties.

Loan without credit collateral

Sometimes we need money for shopping, education or treatment. That is why the financial institution gives each applicant the opportunity to apply for an express loan that does not require credit collateral. Forte Bank offers loans without collateral under the following conditions:

• loan term 1–60 months;
• permissible amount from 100 thousand to 5 million;
• no need to provide collateral or take out insurance;
• the rate starts from 20.99%;
• the commission for issuing a cash loan by Forte Bank may be zero, or may be charged according to the tariff, established by the bank(depending on the selected program option).

Loan for urgent needs

Suitable for those applicants who are counting on a large sum of money.

Assumes:

• a loan in the amount of 50 thousand to 50 million rubles;
• long loan term up to 10 years;
• the ability to get a loan without proof of income, but the rate is 2 percentage points higher than the base rate;
• the need to provide collateral and compulsory insurance of residential premises;
• interest rate 17.99% when the loan amount is 70% of the loan collateral, otherwise - 19.99%.

Loan payments can be annuity, that is, divided into the number of payments, and in equal amounts, and differentiated - as the loan is repaid, the amount of accrued interest will decrease due to the minimization of the loan body.

Car loan

This is an interesting offer for everyone who wants to buy a car. You can compensate the missing amount for the purchase vehicle in the amount of 8.5 million tenge.

• the need for a down payment from 5 to 20%;
• low interest rate - 4%;
• the maximum loan term is 60 months;
• there are no commissions;
• required compulsory insurance auto;
• The work experience must be at least 12 months.

It is necessary to provide documents for the purchase of the vehicle, as well as an issued insurance policy. If the owner is married, the consent of the spouse will be required.

Mortgage lending program

You can obtain a mortgage for a term of up to 180 months. You can get up to 85% market value of purchased housing if income is confirmed or 50% without confirmation. The loan rate is set at 14.49%, but you will need to obtain insurance for the property.

IN mandatory A loan from Forte Bank for housing involves drawing up a mortgage. The loan collateral is a residential property for which you do not have enough money.

Additional documents include a certificate of family composition and a real estate valuation report.

Requirements for the applicant

A financial institution in Kazakhstan puts forward the following requirements to the applicant for free funds:

• age from 21 to 63 years;
• citizenship of the Republic of Kazakhstan;
• permanent employment (you must have worked for at least 6 months with your last employer).

Of course, credit analysts will check your borrowing history for creditworthiness.

If you fail to repay previously taken loans on time or are in arrears, be prepared to hear a loan refusal.

Required documents

To apply for a loan you will need:

• identification;
• application form;
• document on marital status;
• document on the ownership of the object provided as collateral, as well as an estimate of its value;
• extract from the pension fund;
• insurance policy for car loans.

How to apply

Of course, you can go the classic route and visit the Forte Bank office. But in the era modern technologies You can avoid some red tape regarding paperwork by filling out the form.

Forte Bank suggests submitting an online application for a loan on your official website. First you make a preliminary calculation monthly payment, selecting the required amount, loan term and indicating whether you are the holder plastic card this bank.

Potential borrowers can take out a loan from ForteBank by filling out an online application. The bank issues consumer loans in cash individuals in the Republic of Kazakhstan.

Loan products and basic conditions

The bank offers several loan products through which borrowers can receive a cash loan:

No collateral is required for an express loan. When applying for a loan for urgent needs, ForteBank will require collateral in the form of residential or commercial real estate. In case of applying for a car loan, you must an initial fee for the selected car in the amount of 5 to 20% of its cost and compulsory insurance purchased vehicle.

Online application methods

Potential borrowers can use the online form to fill out an application for the selected loan product.

There is a widget “Leave a request” on the official website.

“Leave a request” tabs appear at the bottom of any open page of the site

Clients can use the service " Credit calculator» when filling out an application and select suitable conditions.

Example of calculation using a loan calculator

The result of the calculation does not mean that the client will be provided with a loan on the specified terms. The final ones will be contained in loan agreement and depend on information provided by the client. Next, a questionnaire form will appear in which the client’s personal data should be entered and sent for consideration.

After sending the application, the user only has to wait for the organization’s decision at the phone number he specified.

A bank specialist will contact the potential borrower and clarify the missing information.

Internet bank

To submit an application in personal account You must register or log in.

Registration

To register in the Internet banking system from Forte Bank, the user must go to the official page.

To activate the profile, you will need the client’s IIN, his mobile phone number and a bank card

If the client does not have bank card, then he will be able to connect to the Internet banking system at the nearest branch. When connected, the manager will provide the login and send the initial password via SMS so that the client can log into his personal account. The user must have an identification document and a mobile phone, which will receive an SMS with a temporary password.

If the client has forgotten his login or password, he can use the recovery form by mobile phone number

Help is always available to clients hotline jar.

You can call 24 hours a day, 7 days a week

To complete an application in your personal account, the borrower must go to the “Loans” tab and select “Apply for a loan.” When clicked, the application form will open in a new screen. After filling out all the fields, click “Submit Application”.

Loan Eligibility

ForteBank imposes a number of conditions on its potential borrowers for compliance with various parameters - citizenship, age, length of service and others.

Requirements for the borrower

A client can become a bank borrower:

• with citizenship of the Republic of Kazakhstan;
• with permanent registration in the region where the bank operates;
• aged from 21 to 58/63 (male/female) years at the end of the loan term;
• with work experience of at least 6 months.

This data must be indicated in the form when filling out an application on the website or in your personal account.

Required documents

To obtain a preliminary decision on issuing a loan, clients should fill out an application and have a passport of a citizen of the Republic of Kazakhstan with them.

To apply for the “Loan for Urgent Needs” product, the client must prepare documents confirming marital status, title to real estate (for collateral) and a report on their assessment.

What to do after submitting your application

The procedure for reviewing an online application lasts approximately one day from the date of submission. If a short form of the questionnaire was sent, a bank specialist will contact the potential borrower to clarify information on the loan being received. The bank will send a response to the application in the form of an SMS notification to the number specified in the application form.

It is probably impossible to find a person who has never found himself in a difficult situation in his life. financial situation. In this case, a loan is the most simple and effective solution Problems. Despite the fact that the number of banks offering credit products in Kazakhstan is quite large, not every one of them is ready to provide their clients profitable terms cooperation

One of the financial institutions where taking a loan is not only profitable, but also convenient is Forte Bank. It is highly recommended that you pay attention to his suggestions.

To submit online applications To apply for a loan from Forte Bank, it is absolutely not necessary to go to one of its branches. You can go through the entire registration procedure remotely on the official website https://forte.bank/.

A potential Forte Bank borrower must meet the following mandatory requirements:

• have a passport of a citizen of Kazakhstan;
• be over 18 years of age;
• have a residence permit in the region in which the application is being submitted;
• fill out an online application.

If we're talking about oh small monetary amount, only one passport will be enough to issue a loan. When a larger amount is required at an acceptable interest rate, it is highly likely that you will need to present an additional document and a certificate confirming your level of income.

After the application is approved by the bank's employees, all that remains is to drive up to the bank's office to sign the agreement and receive the requested amount in your hands. To find out the amount of overpayment including interest, you can use a loan calculator.

Advantages of cooperation with Forte Bank regarding lending

Forte Bank has been issuing loans for quite a long time. Forte Bank's conditions for a loan applicant can be studied on the official page. Only if you are fully satisfied with the terms and conditions of the application and the interest rate, you can proceed to apply for a loan.

It should be noted that the bank has a sufficient number of interesting programs aimed at both corporate and private clients. Some of them offer particularly favorable conditions for interaction with a financial institution.

You can get a loan from Forte Bank for almost any purpose. Some of the loan products are issued against collateral. The latter may be real estate.

All Forte Bank credit lines offer the possibility of early repayment without penalties. The fee for arranging and servicing a loan starts at 4.99%, which is slightly lower than in some other financial institutions.

Maxim Demchenko

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The Bank of Kazakhstan offers loans to individuals for any needs without collateral and insurance up to 5,000,000 tenge. Consumer loan Forte Banka on a large amount requires collateral.

The bank offers two lending options.

Monthly payments can be of two types: annuity - divided into equal parts; differentiated - the amount of payments starts from the maximum and then decreases evenly.

Lending terms

For late repayment of the loan, a penalty is charged, the specific amount of which is determined by the contract. If there is a delay in payment of more than 40 calendar days, the bank sends a notice to the borrower with a request to fulfill the obligations within the period specified in the notice. If the borrower ignores the request, credit organisation has the right to demand early repayment of the entire amount of money issued voluntarily or judicially.

Violations for which the borrower is financially responsible to the bank:

For clients - holders salary cards For loans for urgent needs, a reduced commission for arranging a loan is provided - 0.49%.

Requirements for the borrower

The following requirements are imposed on the potential borrower:

• age 21-58/63 years;
• citizenship of Kazakhstan;
• The borrower's total work experience is at least 6 months (for obtaining a loan for urgent needs).

If the specified requirements are met, the application can either be submitted online or visit one of the bank’s branches.

Required documents

To receive a loan without collateral, the borrower must provide the bank with a passport and fill out a form.

Sometimes a credit institution requires the provision of additional documents:

• extract from an individual pension account;
• document certifying ownership of real estate;
• document confirming marital status;
• appraiser's report indicating the value of the property.

Providing the maximum package of documents to Forte Bank will increase the chances of approval of your loan application.

Design methods

Through the Internet

Go to the official website of the bank. Click the “Credits”/“Get a loan” menu. Fill out and submit the form.

When submitting an application, the program will calculate an approximate monthly payment on loan.

You can fill out the form and send it to email [email protected].

Personal visit

To apply, you can visit one of the bank branches with your ID card. You can find out the address of the nearest branch and operating hours by calling the hotline.

By phone

For free in Kazakhstan you can call the landline number 8-800-080-08-19 or mobile phone 7575. You can order a call.

The bank manager contacts the client within 24 hours.

Methods of obtaining

You can get a loan from Forte Bank:

• cash;
• to a bank card.

The method of receipt is chosen by the client.

Repayment methods

Repayment of payments is possible in several ways.

With commission

When transferring a payment through a branch of KazPost JSC on a working day before 17:00, cash credited on the same day. When transferring after 17:00 – the next working day.

No commission

Commission for early repayment no credit will be charged. The minimum repayment amount for partial repayment is 50,000 tenge.

Forte Bank of Kazakhstan offers several consumer credit programs up to 5,000,000 tenge. If you want to get more a large sum You can get a loan for emergency needs secured by commercial or residential real estate.