Pervomaisky Bank credit card online application. Credit card Pervomaisky Bank online application Bank Pervomaisky credit cards for young people

08.07.2023

On our credit portal you can submit an online application for a Pervomaisky Bank credit card.

Bank Pervomaisky, despite its rather long history by the standards of most banks, is a little-promoted local brand. This is also due to the policy of the bank’s management, which does not seek to win a large number of regions, but concentrated on several markets in the southern region of our country.

In the 90s and early 2000s, the bank conducted its main activities related to insurance activities, namely compulsory insurance deposits. Then there was a change in the course of activity, and the bank completely switched to providing a range of financial and credit services.

Due to the fact that Bank Pervomaisky operates to provide services in only a few regions, it has managed to gain leading positions in the places where it operates.

Bank Pervomaisky primarily works in the field of providing credit services to small businesses and individuals. The bank has a representative office in the form of several dozen offices in four regions: Volgograd, Astrakhan and Rostov regions, as well as Krasnodar region. Accordingly, the bank’s financial and credit services are available only to residents of these regions.

Today, the bank’s activities comply with all generally accepted standards, and its level increases annually, adding new services to the list of services. Bank "Pervomaisky" provides you with the opportunity to receive and.

You can submit an online application for a Pervomaisky Bank credit card. This proposal is quite interesting and is designed for practically all major groups of the population.

One of the interesting points is the availability of a revolving credit line of up to 500 thousand rubles. It is worth noting that this is a fairly large figure among all credit cards available in this moment on financial market. The interest rate on the Pervomaisky Bank credit card is currently 22.9% per annum, which is also a good indicator. For most small banks, this figure starts at 30 percent.

The bank is very loyal to the emergence of new clients in its ranks, and therefore, in the vast majority of cases, consideration of your online application for a credit card will take no more than one day.

The bank provides its customers with the option of free credit card delivery, which is quite convenient. Like most credit cards, there is Grace period lending duration of 55 days. We remind you that during this period of time you can use your credit card without paying any interest.

As for the bank's requirements for a potential card owner, they are minimal. You will need to meet the age limit - from 21 to 65 years, and be a citizen of the Russian Federation living in one of the 4 regions of the bank.

Basic information about the Pervomaisky Bank credit card:

  • Credit line up to 500,000 rubles

  • Interest rate from 22.9% per annum

  • Free card delivery

  • Grace period for lending up to 55 days

Filling out an online application for a Pervomaisky Bank credit card will significantly save your time and allow you to receive it in the shortest possible time.

PJSC Bank "Pervomaisky": License revoked by order of the Bank of Russia No. OD-3035 dated November 23, 2018

The pace of modern life, which has changed beyond recognition, dictates the working conditions for many large structures. Openness, convenience, simplicity - today are the main criteria for evaluating various services. Absolute transparency, safety of use and the possibility of instant access are offered by various online lending platforms.

At the moment, one of these platforms can offer residents of the Astrakhan Territory Rostov region, Volgograd region and Krasnodar region optimal services for providing credit cards without proof of income. Such a platform today is the Pervomaisky Bank service, since here you can find a unique credit product card with an interest rate of 22.9% per annum provided with free delivery to the specified address.

The credit card is provided in the following constituent entities of the Russian Federation:

Volgograd region and Volgograd

Astrakhan region and Astrakhan

Krasnodar region and Krasnodar

Rostov region and Rostov

What parameters can a recipient of a Pervomaisky Bank card count on:

  • Online application to a lender. Filling out a special short form via the 1mbank service.
  • Response to solution within 1 day. The service takes as its basis the need to perform its work as quickly as possible, so for each request a decision is made in no more than a day.
  • Grace period 55 days. If you don’t want to overpay extra money, then you can easily calculate your budget and make purchases in such a way as to have time to return the money spent in billing period and then the cost of the loan will be 0% per annum.
  • Lifetime use. The credit cards issued do not have a time limit for use.
  • Minimum interest rate 22.9% per annum. The current price is set if the consumer wants to use money from a higher interest-free period.
  • Bargain purchases. Using a card from Bank "Pervomaisky" (PJSC) you can make purchases in the bank's partner stores with a discount of up to 25%.
  • Revolving credit line according to the terms of use of the card up to 500,000 rubles.
  • Delivery. A bank employee will deliver the card to you at the specified address free of charge.
  • No certificates. The bank does not require you to confirm your income.

How the interest-free period works at Pervomaisky Bank:

  • Each consumer is given 1 month to make purchases.
  • The next 25 days from each 1st day of any month are provided for debt repayment.

Let's give an example of using money during the Grace period. Using the example of a hypothetical user Ivan Ivanov, we will carry out expenses on the card and make payments so as not to pay any interest to the bank. Let’s say today is July 5th on the calendar and our Ivan has just received a card and is going to buy a new phone for 10,000 rubles using the credit line on its balance. Having made such a purchase, the balance will become depleted by -10,000 rubles. But a week has passed and today is July 14 and our Ivanov again needed to buy something in the store, for example, an electric kettle for 1,500 rubles. Quite calmly, Ivan buys the necessary kettle using a credit card and now his balance is 11,500 rubles less. Time passes and August 1st arrives (every 1st day of the month is the date for fixing the debt) and the bank fixes the debt in the amount of 11,500 rubles. From August 1 to August 25, our Ivan has time to fully pay off his debt, and if he manages to complete the payment within the specified period, then the bank will not charge any interest.

Apply now
  1. On this page, click the “Fill out an application” button.
  2. You will see a special form with fields from Pervomaisky Bank.
  3. Indicate all the required information: full name, passport details, work details, as well as the desired limit and method of receiving the card. If all fields are filled in, a discount will be provided. interest rate — 2%.
  4. After specifying all the data, the questionnaire is sent for analysis, which lasts for 1 business day.
  5. If approved, a bank specialist will call you, tell you the amount of the approved limit and offer to either come to the bank to get the card, or make an appointment with a representative at a place convenient for you to receive and sign the agreement.

Initial credit limit calculator

The amount that the bank can approve varies from 10 to 500 thousand rubles. Quite a difference, isn't it? Therefore, it is always interesting to find out in advance what credit limit you can count on. This opportunity is now available using a calculator from Pervomaisky Bank. Enter the size in the free field monthly income and the amount of loan payments per month (if any). Taking this data into account, the calculator instantly gives the answer.

Credit card has long been firmly established in our lives. This is very convenient - to obtain it, a minimum of documents is enough, you do not need to report to the bank for what purposes the loan money will be used, use credit limit you can do it repeatedly - just replenish it, and it is restored. For loyal customers The bank provides the possibility of increasing the limit.

The Incomparable Bonus is a so-called grace period when no interest is charged on the amount spent if you repay your debt on time. Usually it is 60 days. In addition, the owners credit cards receive another “cherry on the cake” in the form of cash backCash Back up to 10%.

Bank Pervomaisky office

8 reasons why you should get a credit card

  1. It's comfortable . You can take all your money with you without fear of it being stolen or losing it. At any time, the card can be blocked with one phone call to the bank.
  2. Easy payment for goods and services . Credit cards are now accepted by almost any organization. And it’s much more convenient to swipe a card or enter a PIN code at the checkout than to count bills and wait for change.
  3. Cashback. Now almost all banks, together with many companies, have developed a program according to which, when paying with a card, the buyer receives a small discount, which can be a good help if there are a lot of purchases.
  4. Interest-free lending. As already mentioned, a credit card is a great opportunity to use credit without paying interest. It is enough to pay off the debt within a certain period, which a consumer loan cannot offer.
  5. Accumulation system. Some cards, subject to availability own funds on them, they form a savings system, that is, it can be called a small perpetual deposit with interest. It's a small thing, but nice.
  6. Shopping online. Many useful products can now be purchased only on the Internet, most often on foreign websites. This is where the map comes in handy.
  7. Co-branding programs. Nowadays, credit cards issued by a bank jointly with large partners, for example, an airline, are increasingly common. When paying for company services with a card, the holder is assigned points and bonuses.
  8. Additional benefits. Holders of elite cards such as Silver, Gold and Platinum are provided with privileges - insurance when traveling abroad, refunds (if you ordered something online and the package did not arrive), profitable terms when booking hotels.

If you have appreciated all the advantages of credit cards and want to join the number of its holders, but have not yet decided on a bank, pay attention to Bank Pervomaisky 24/7 Lending to individuals - Bank Pervomaisky 24/7
General
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The bank offers its clients very favorable conditions:

  • From 12.9% per annum;
  • Up to 20% cashback on every purchase;
  • No proof of income required;
  • One day solution;
  • Lifetime credit card.

Purchasing a credit card is very easy. To become its owner, a minimum of conditions are required:

  • Age from 21 to 65 years;
  • You are a citizen of the Russian Federation;
  • You live and are registered in the cities where bank branches are located.

How to order a credit card from Pervomaisky Bank 24/7?

You are only three simple steps away from receiving a credit card:

  • You fill out a special application on the website, online banking or smartphone application;
  • A banking specialist calls you to clarify all the nuances and details;
  • You are waiting for the courier who will deliver you the long-awaited card. And as a bonus for tea, those who ordered a credit card on the bank’s website are entitled to a 2% reduced rate.

How to top up a credit card?

Topping up your plastic wallet or paying for used credit money is very simple. You can do this in several ways:

- Through mobile app"Bank Pervomaisky 24/7"

  • In the application, select the “My Loans” section;
  • Select a section for payment;
  • Specify the desired amount;
  • Click "pay" in the upper right corner.

— Through bank branches and ATMs

— Via Internet banking

  • Select the type of loan for which you want to make a payment;
  • Indicate the card number to which you want to transfer funds and the amount;
  • Click on “perform translation”;
  • Wait for the confirmation code via SMS and enter it;
  • Click "pay".

— From a card of another bank without commissions and additional payments

Top up your credit card with money transfer « gold Crown» from a card of another bank.