In real life, belonging to a particular social group is determined by the method of earning income, the possibilities of personal capital and the policy of its use. During the game, each participant has one of three role statuses: “hired employee”, “aspiring entrepreneur”, “established businessman”. For a “hired employee,” the main source of income is wages from an enterprise of which he is not the owner. The “hired employee” mainly spends the funds received, as they say, “on himself,” and the possibilities of his personal capital are small. The income of a “beginning entrepreneur” is the income of his small enterprise. The entrepreneur invests his profit in maintaining and developing his own business. An “established businessman,” in contrast to a “beginning entrepreneur,” is not inside his business, but above the business, investing capital in creating a sustainable financial system.

The game begins from the moment you graduate from school and are faced with a choice: go to school or get a job earning a minimum wage. The life of a “hired employee” is filled with accidents that fall on your head. The game has a well-thought-out mechanism for transitioning to the status of a “budding entrepreneur” and the banal accumulation of money will not work.

Player's task: skillfully using the possibilities of personal capital, find a way and reach a new financial level. All data on income, expenses, loans and development are recorded in a special accounting sheet. The board game features a unique way to play on the stock exchange, the rise and fall of currency rates, gold and commodity prices. The game features an extremely simple calculation system and small numbers, which will be convenient for the whole family, regardless of age.

You can board game

Technical characteristics and composition of the game

Box.

Size: 430x220x35 mm.

Playing field. Made of thick cardboard with full color printing.

Size: sheet A2.

Game cards. Thick paper, double-sided printing.

Quantity: 96 pcs.

Business cards. Thick paper, double-sided printing. Quantity: 24 pcs.

Game money. Colored paper, single-sided printing, convenient bank.

Quantity: 216 pcs.

Game and gameplay

Up to six people can take part in the game at the same time. Everyone chooses a chip and places it in the central circle on the sector with the inscription “Start”. Players stock up on a pencil, an eraser and receive financial accounting sheets. A broker player and a banker player are appointed. The broker monitors the players' loan payments, receiving an additional 1f. The banker receives 3f by making all payments and withdrawals during the game. Before you start, you need to shuffle the cards in the decks and place them in the appropriate places on the playing field.

To determine their starting capital, players roll a dice. The number 1 on the die corresponds to 10f of starting capital, the number 2 to 20f and so on. Each player at the start has a starting salary of 6f and an amount of monthly expenses of 4f, which is recorded by the player on the financial accounting sheet. The one who has the smallest starting capital goes first. A controversial situation is resolved by throwing a die.

All players start in the Development sector on the inner circular track. Before you make your first move, you can undergo training. If you have other plans or don't have enough funds, roll the dice and move along the path. Once you are in the “Good News”, “Bad News”, “Pleasure Expenses” or “Business Development” sectors, draw the corresponding top card from the deck and carry out the actions described on it. Remember to record any changes in equity on your financial accounting sheet.

When passing the “Salary” sector on the circular track or “Profit” on the entrepreneur’s tracks, you receive the amount of your net profit, which is calculated in the financial accounting sheet.

Allegedly, they are driving us into debt bondage, the consequences of which will be stress, alcoholism, obesity (stress is usually consumed with flour and sweets) and total lack of money. But in the same way, almost everything can be called evil. For example, an axe. If you use it to cut people, then, of course, this item is definitely harmful, but if you use it for chopping wood, it will be perfect. The question is in whose hands it is.

There is a working recipe for making money on bank credit cards; it doesn’t put you in debt and allows you to pay for mobile communications and utilities. Tested for myself.

Let's start with the fact that I have an excellent credit history. There have been no delays in 18 years. Over the years there have, of course, been mistakes in the selection of bets and products. But this is also a positive experience.

The life hack itself, which we will conditionally call the “banking carousel,” is as follows:

We will need two credit cards and one debit card. It’s better in different banks, but, of course, you can do it in one. If you have a stable income and you worked at your last job for at least six months, then getting two credit cards and a debit card will not be difficult.

Credit card interest doesn't matter. We do not take them in order to pay excess profits to the bank. But the lower the percentage, the better. But such a parameter as the grace period is very important. The best cards are those with a deferred payment period of 50–60 days. Second point: choose cards with free annual maintenance.

The debit card is the most important thing. This is the key point in making money. You need a card with a cashback of 1% or more, plus interest (7% or more) on the balance. The combination of these qualities will be the main generator of our savings.

When we have all three cards in our hands, we launch the “banking carousel”. In the first month, for example, March, we pay only on the first credit card. In the second month (April) only on the second credit card. On the third (May) - again on the first credit card and so on. You cannot violate and confuse, otherwise everything will collapse.

In March, our entire salary is on a debit card, which accrues interest. In April, the second salary and interest for the first month are added to the first amount on debit. That is, we are already in the black.

We replenish the first credit card, which we used in March, with a debit card at the end of April. Thus, for 50 days our salary money worked for us and increased. Moreover, in April we already had double salaries. Yes, it was 20–30 days (depending on the grace period of the first credit card), but the money worked.

Each subsequent month the “banking carousel” repeats itself, savings grow and income increases.

In addition, a number of banks offer all sorts of loan bonuses in the form of award miles or discounts on purchases by product category or in certain networks.

This system only works under three conditions:

- Do not spend more per month than you earn.

- You must return money to credit cards without delays, otherwise the system will not work and you will find yourself in debt.

- Review and comply with the terms of the debit card agreement. For example, in my case, I need to spend 3,000 rubles from such a card in order for the income to be 7% per annum.

There is no violation or deception of banks in this scheme. Everything is legal and legal. You fulfill your obligations to the bank, and it provides you with leverage. Yes, banks will not receive excess income in the form of extortionate interest, but they have other income from these credit cards, which banks receive in any case when you pay with their cards in supermarkets.

The Ukrainian authorities are doing everything to ensure that the war continues, and Donbass becomes the Ukrainian Gaza Strip with a smoldering conflict, where money can always be made. And good money at that. Where can I get money for war?

The pleasure with which many of our compatriots savor the piquant details of the tragic events taking place in the country has long been suggestive of the psychological health of the majority of the population of Ukraine.

But if the number of maternal tears and broken destinies is difficult to measure in numbers, then the economic damage from the incessant game of war is quite concrete, and it is already enough to state that the Ukrainian economy is falling into a coma.

“Every month the ATO costs Ukraine UAH 1.5 billion,” Finance Minister Alexander Shlapak stated on June 21. Do you think the new minister announced this clearly underestimated figure in order to appeal to someone’s conscience, and, like a true professional, decided to ring the bells, calling for a stop?

What are you, everything is just beginning. And Shlapak complained that the money was running out, more should be allocated. The reserve fund has already been emptied; it would be necessary to get hold of a measly 9 billion UAH somewhere in order to feel comfortable. “There are now 520 million left in the Reserve Fund, and much more is needed for defense capabilities.

We have calculated that UAH 9.1 billion is needed by the end of this year. I would like to remind you that on March 27, when we considered the necessary resources for the ATO, we calculated until July 1. We are already financing from the Reserve Fund. At the moment, there are about 520 million left in it. And the ATO costs us more than 1.5 billion UAH. per month,” complains the busy Shlapak.

Arseny Petrovich, of course, listened to his minister and hastened to prepare the most interesting amendments to the state budget with the leitmotif “all to the front,” demonstrating that the government is doing its best to “keep the gunpowder dry.”

Where did Arseny Petrovich decide to look for money? In addition to the usual “help from international institutions”, “creation of a favorable investment climate” and “privatization”, two points are especially touching.

The first is taxes, which Yatsenyuk the reformer again proposes to raise.

But this is simply nonsense! How can you hope to receive any additional money from small and medium-sized businesses in conditions of war and the collapse of the economy? Networks are withdrawing their representative offices from Lugansk and Donetsk, the Donbass business itself has gone deep underground, the words “profitability”, like “timely salary”, have become dirty words in small enterprises.

And Yatsenyuk craves patriotic hryvnia... This is a diagnosis. If you look at official sources, in the first half of the year the economy sank by 3% with an eye to sagging by the same amount in the second half of the year. In fact, this figure is at least twice as high. The level of shadowing is growing every month - people are thinking about how to zigzag in order to survive, and you have to be a complete hypocrite to condemn them for this.

By the end of the year, there will not be a single white scheme left in any industry, and the government will not force anyone to pay taxes for a very long time in a state where every percentage on the tax return turns into a purchased body armor.

The second is forced leave for civil servants. The patriotic crowd was even indignant. “These creatures should not be sent on vacation, but either to prison or to the trash heap.” You know, I don’t like officials either. These stealing office rats, repainting themselves after every change of power.

But I know that they are not the ones who will suffer. And simple heads of departments and secretaries, in whose place I would have been looking for a new job long ago and would not have humiliated myself, both by running errands for “Svidomo social activists” and by a salary of 1200 UAH. Now they will become a symbol of the fight against embezzlers and state savings.

As a result of such very simple measures, the government plans to receive an additional 6 billion UAH. budget revenues and accordingly reduce expenditures by 1 billion UAH. The proceeds, of course, will go to the army, how could it be otherwise?

Where are the promised reforms that “must be carried out even during war”? Where is the promised economic effect from the legendary Association Agreement, which will begin to work “immediately after signing, without waiting for ratification”?

I remember that Tigipko at one time went bankrupt due to the fact that his reduction of expenses and increase in income was called with the big word “reforms”. And in this case, I can’t even say how to characterize Yatsenyuk’s attempts. According to this logic, he has already reformed us at least for the third time, raising taxes, utility bills and freezing social standards, which are also being depreciated by inflation.

How much has the war already cost Ukraine? A good question, the answer to which no one knows for sure. The Ministry of Defense talks about some 20 billion UAH, which allegedly went to restore the serviceability of military equipment, purchase fuel, provide cash, purchase and modernize military equipment, as well as purchase bulletproof vests.

But let's look at things soberly - even a cursory analysis of the equipment and technical equipment of the Ukrainian troops suggests that the war in the East has turned into a real carousel for money laundering. And, of course, there will always be few of them.

In just a few months, the information field has been cleared to such an extent that the facts of corruption in the security bloc, which seem sensational to any journalist, seep through the concrete wall of censorship only in a thin trickle.

But we still know. We know how National Guardsmen are cheated out of their salaries. We know how low-quality body armor is purchased at initially inflated prices. We know how they spend the money that was collected from Ukrainians through a heart-warming video on Ukrainian TV channels.

Naturally, during this time, a real “war party” has formed in the country - hundreds, and maybe thousands of officials and businessmen who are earning real fortunes from the Ukrainian crisis. And they want to continue to earn money. That is why everything is being done to ensure that the war continues, and Donbass becomes the Ukrainian Gaza Strip with a smoldering conflict, from which money can constantly be made.

What can we say about some pawns getting dice from the master's table, when the oligarchs skim the main cream from the conflict. Of course, everyone immediately remembers Igor Kolomoisky and his Dnepropetrovsk empire, which is expanding into a national format.

Many colleagues traditionally like to write about oil tenders from which Kolomoisky’s structures make money, but I would even neglect such small geshefts. Indeed, against the backdrop of 4 billion UAH, which the National Bank, headed by friend Kubiv, paid to Privatbank at a time, everything else seems just small splashes.

Although it is worth giving credit to Kolomoisky’s team - they work extremely systematically and have built bridges almost everywhere. Now they will start making money from the so-called “restoration” of the liberated cities of Donbass, which themselves were ruined. For this purpose, of course, the money from “our European partners” is begging to be used.

And you say Yanukovych. He did not invent and it is not with him that the magical effect of the sweet word “rollback” will end. Soon in Slavyansk they will begin to lay roads from filthy asphalt “using German technologies.”

And now about the prospects. In just nine months, Ukraine has driven itself to the brink. If Yanukovych simply preserved existing problems, squeezing the juices out of the Ukrainian economy through the institution of the “Family” (in this regime, Ukraine would have gone to collapse for several more years, and if Russia supported it, even for a good decade), then the democrats who came in destroyed the country in just six months .

We have yet to realize the potential of how economically important the region is being destroyed by the government. These are, in fact, the only territories that produced anything in the country - in the rest of Ukraine, let’s face it, it was either services or “buy and sell.”

And the further you go to the West, the clearer this trend becomes. How the Ukrainian budget can support the payment of social obligations, at least partial restoration of infrastructure, assistance to refugees, etc., is absolutely not clear. But these are just problems lying on the surface.

Many do not understand the deep essence of the consequences of what was started. Ukraine is a country that is on the verge of open war with its main trading partner. Entire enterprises will be used for scrap metal.

Ukraine, a country that is unable to ensure its energy independence, will sooner or later have to pay Russia more than $5 billion in debt for gas. A country where the number of retirees will exceed the number of workers in the coming years.

A country in which the national debt increases annually by billions of dollars, making the national government directly dependent on international creditors. This is exactly how Yatsenyuk explains the increase in taxes - the IMF demands it. There is nothing left economically from the country in which you and I all lived.

And even if in the future the Donbass turns into a deserted desert, now you can still make money on it, so the ATO is, first of all, a business idea of ​​the political elites, which, without a doubt, will destroy the main locomotives of the Ukrainian economy.

The record is long - now loans for restoration will go out, military and financial assistance will continue, journalists will get more than one reason for sensations - everything is in chocolate. But know that this is your last money, there will simply be no more.

Rat race game for children

The game “Rat Race for Kids” presented on our website is not “Cashflow for Kids”, which was sold in 2005 and disappeared from sale by 2007 because children were indifferent to it. That game was based on "Cashflow 101" and was developed by simplifying the adult game "Cashflow" to a primitive children's level. But it turned out that simple simplification is not enough to make children interested in adult problems, such as investing their finances wisely. Therefore, the game was discontinued by the authors. This game is a completely new development for 2017, which was initially made to suit the level of understanding, worldview and range of interests of a modern child. Moreover, the game was created with the involvement of especially gifted children and Kyiv lyceums. And she's not just successful - SHE'S GENIUS! And this is truly that rare case when the tongue turns easily and without doubt to utter this big word. The 2017 Cash Flow for Kids game is simply a brilliant toy! I can easily give it such a flattering review because I played it, and it turned out to be above all praise. I am not exaggerating its qualities in order to sell it... The game is really made competently, talented, creative, funny, cute, sincere, kind and with love for children.

1399 UAH

Game Corporation

The game "Corporation" is a remake of the world famous game "Monopoly". Moreover, the remake is very successful! The game is based on the same fairly simple idea - you collect all three cards of the same color - and you have a monopoly in this field of activity. From now on, you have the right to promote it, open branches for it, raise prices for your goods and thereby bankrupt your rivals... But the new game has gone further and invites the player to build an entire “Corporation” from several monopolies and become a real monster, devouring the businesses of everyone their rivals... In addition, the game has new functions, such as tax and all sorts of other inspectors who walk around the playing field and “cheat” all the businesses in a row. There are also oligarchs who walk around the playing field in exactly the same way, only on the contrary - they waste money... An auction has appeared in the game, where the property of the bankrupts ends up, and then bidding begins among the players, which causes a serious storm of emotions, because sometimes entire monopolies end up at the auction, and not just individual enterprises! And the auction itself is sometimes open, and sometimes closed, when only one player receives the right to buy all businesses at a low price, secretly from other players. Overall, the game has a lot of new jokes that make this game much more interesting than the classic old Monopoly.

699 UAH

PROMOTION!!! Special offer!

Rat Race 2

This is the newest and coolest of all modern business games. It surpasses all known games in terms of excitement, realism and learning efficiency. The game has 8 types of cards, different professions and even different rules for men and women! Accordingly, the methods for achieving success are different! Just like in real life! Therefore, the new game is simply unique. There is no other game like this! The game covers a person's journey from working for a salary to fabulous wealth! The theme of the game is: “Start from scratch and become an oligarch!” This is the only game that covers a person's journey from working in a factory to multi-million dollar deals and paradise life on their own tropical island! The start of the game is very tough. Getting out of poverty is even more difficult than in the game Rat Race 1. Because now you cannot do business, and at the same time go to work “to keep your pants up.” Now quitting your job and starting your own business is a game of all-in! If the business doesn’t go well, you’ll have to frantically look for a new job and survive without any money at all, in debt and in the red—after all, you still need to eat something! But therefore the effect of training is much higher! And playing in the world of the rich has become even more interesting than in the previous version. Because in the world of the rich you can engage in politics and corruption! And this is the most gambling part of the game - corruption at all levels of government, bribery of deputies, illegal land acquisitions and privatizations, bribes and flirting with regulatory authorities, tax inspectorates and prosecutors. The game clearly shows how truly big money is made and where truly huge money comes from! they are not done in business at all... They are done in politics! And the one who is the first to go from a simple worker to a big businessman and the first to understand that for further advancement he needs pocket politicians - he will become an oligarch! And the oligarchs in this game can own not only cars and apartments, but also yachts, villas, and even planes. Transaction amounts are no longer calculated in millions, but in tens of millions of dollars!

1399 UAH

Leaders of sells:

A modern advanced game created on the basis of Cashflow, but significantly superior to it in terms of excitement and learning efficiency. Simulates the real life of a person in the financial and economic conditions of Ukraine. It makes it possible to go from beggary to fabulous wealth, providing the player with a huge number of clear and precise recipes for obtaining additional income, creating a small or large business, and applying various enrichment schemes. In fact, the game provides step-by-step instructions on how to free yourself from labor slavery and achieve financial freedom. As a financial literacy teaching tool, it is the best on the market. Develops entrepreneurial spirit and business way of thinking very well. Teaches you how to make money literally on everything you can get your hands on.

999 UAH

This is a very good offer, because both games are very interesting and together they provide all the necessary knowledge in order to go from poverty and work for a salary to fabulous wealth. The game "Rat Race 1" teaches you how to escape poverty and move from working for a salary to private business. The game “Rat Race 2″ will extend your journey from private enterprise to big business, politics, corruption and the status of a real oligarch. Both games are the best on the market. It is difficult to advise which one is better to choose. That is why the offer “Two games in one box, and even cheaper by 300 hryvnia than separately” is ideal!

1999 UAH

Expected games:

Rat Race 4

This game was announced and appeared on some sites back in 2012-2013. True, it was written everywhere that the game was “in development.” However, the rat is already there, the box is there, but the game itself is still missing... And the year 2016 is already ending... Now on some sites (I don’t know where they get this information from) it is written that the game will be released in 2018. Well, let's hope... The topic is very interesting: “Retire young and rich to enjoy life!” In any case, it is clear that the game has not been forgotten and some work is going on on it. In any case, the game never happened, and the design of the box in the announcements has recently changed... The new box, of course, looks much cooler!

999 UAH

Other games:

The theme of the new game is the global economic crisis! Economic crises occur regularly and occur approximately once every 4 years. Economic crises are not random occurrences, but planned events to take away businesses and capital from highly literate and enterprising people. Therefore, for those who want to learn how to survive during crises and not lose, but make huge money from crises, this game will be worth everything. The fate of everyone else is known - go bankrupt and start all over again. How is this game useful? She gives clear and precise advice to businessmen and entrepreneurs on how to minimize their losses during a crisis and how to save their enterprises. The game clearly shows all smart and enterprising people how to implement their most daring and daring business projects against the backdrop of a crisis, how to capture markets, how to buy up competitors’ property for pennies, how to make a fortune out of general panic and confusion. A very cruel and addictive game! It's impossible to tear yourself away.

Cashflow 101

The Cash Flow 101 game is a Russian translation of the very first American economic game for adults, “Cashflow 101,” developed and patented in 1993 by the American writer and investor Robert Kiyosaki. The game was created specifically to teach people financial literacy. In a fun way, it conveys to players the basic principles of successful financial thinking.

Discontinued games:

Financial carousel (Russia, Kazan)

New Russian economic game. It starts from the moment you graduate from school and are faced with a choice: go to school or get a job earning a minimum wage. The game has a well-thought-out mechanism for transitioning to the status of a “budding entrepreneur” and the banal accumulation of money will not work. The player’s task: skillfully using the possibilities of personal capital, find a way and reach a new financial level. The board game features a unique way to play on the stock exchange, the rise and fall of currency rates, gold and commodity prices.

Cashflow 101 or Cash Flow 101

The world's first financial and economic game for adults, created in 1993 to teach financial literacy through gameplay. Allows you to gain investment skills in a fun way and learn how to manage your money wisely. The author of the game is the famous American writer and investor Robert Kiyosaki.

The game has two playing circles or two running tracks, symbolizing the world of the rich and the world of the poor. The main game task is to free yourself from work for a salary and move to private business and investment - that is, the transition from the world of the poor to the world and to the lifestyle of rich people. At the second stage of the game, the player’s main task is to create a solid passive income that does not require personal participation, and to accumulate the capital necessary to realize the dream chosen at the beginning of the game. In general, the game plot is very exciting, and the gameplay is quite exciting.

Advantages of the game:

This game has a great advantage over all other business games, thanks to which it remains very popular even 20 years after its release. It was the first educational business game and was developed by Robert Kiyosaki himself, the author of Rich Dad Poor Dad, Save Your No. 1 Asset, and The Cash Flow Quadrant. Robert Kiyosaki was not only the founder of all educational economic games, but also the author of the very idea of ​​teaching people financial literacy through gameplay. And he was the first to preach the idea that in order to achieve happiness, a person should strive not for wealth, but for financial freedom. This new philosophy was first described in his popular books and eventually found its way into the game Cashflow. Thus, this game is the personification of the new philosophy of life created by the famous Robert Kiyosaki.

Disadvantages of the game:

This version has a lot of disadvantages, described in detail on various sites:

Briefly, the main disadvantages of the game are:

- the illogicality and meaninglessness of the second circle (you just run in circles until you get to your dream)
- a break in the gameplay (players who entered the second circle no longer interact with the players of the first circle and live in some other reality)
- few cards (in three games you can learn all the cards by heart, after which the game becomes too predictable)
- unrealistic stock prices (starting from $1) and too rapid growth of quotes (30-40 times) allow you to immediately jump from the category of “working for a salary” to the category of “investors”
- poor translation into Russian (not literary, dry, boring, nothing to smile about)
- lack of adaptation to the Russian market (the enrichment methods used in the game do not work in Russia)
- salary levels and real estate prices are not comparable with Russian ones (salaries are 10 times higher, and real estate is 3-4 times cheaper)

Taking into account the fact that this game was the first, it’s not even bad. In any case, the idea of ​​the game is simply brilliant. The implementation of this idea is excellent. In any case, even after many years this game remains popular, and other developers could not even simply rework the content of this game in a more or less worthy manner. Not to mention creating something new, something of our own.

The chic design of the playing field and cute rats in business suits immediately catch your eye. It feels like the game was made with love, that the game was made by a creative person who put his soul into it. The playing field is simply awesome! The most beautiful of all existing games!

The game is addictive from the first minutes of the game. In an hour, adults turn into children and play Cashflow the same way they played good old Monopoly in childhood. It’s a pity that there aren’t enough cards in the game, so with such wild passion you can play this game 5-10 times – no more. Then it gets boring. But the impression from the very first game is simply unforgettable!

The game fulfills its task (teaching the basics of financial literacy) perfectly. You immediately begin to understand where your money goes, why you have been going to work for a salary for 20 years, and why you are still so poor, although you work like Papa Carlo. The game even has instructions on how to get out of this state. But it is vague and abstract. For complete happiness there are not enough clear and specific recipes. But the recipes for private business are no longer “the basics of financial literacy” - this is for those who have understood the theory and are starting to practice. You need to look for recipes in another game - in “Rat Race”. And Cashflow is a great entry level to get things moving.

Why haven't you assessed it yet? The game design is simply superb! Especially the playing field... Print quality depends on the price and the manufacturer. If you buy from Potpuri, the quality of the materials is simply superb! The design of money and cards is so-so. Gray, dull... If you buy from S.M.I.T. – the quality of the materials is superb, the design is absolutely bomb! Bright, juicy, colorful! In general, “don’t skimp on matches”... If you buy a cool game, buy it in good quality and play for fun. Remember: saving is the shortest path to poverty. A person who thinks about how and what to save on will save all his life... A person who thinks about how and what to earn money in order to afford what he wants will always find opportunities and make good money.

Assessment of teaching effectiveness:

Evaluation of game design and print quality:

Cashflow 202 or Cash Flow 202

Cashflow 202 is the second game created by the famous Robert Kiyosaki. Essentially, it is a slightly modernized version of Cashflow 101, which was updated in 1996. Even after modification, these games still have so much in common that in our country they are often sold together in one box, like Cashflow 101+202 (or Cash Flow 101+202). People who want to save money buy this option.

What remains in common:

Cashflow 202 was based on the same game rules and the same field as in Cashflow 101. In addition, the new game uses the same profession cards as in the first version, as well as financial report forms. For Cashflow 101 to become Cashflow 202, all that is needed are additional rules, additional forms, option envelopes, and new sets of cards.

What's new:

A new gaming feature has been added to the game - working with options. This feature is both the main difference between Cashflow 202 and a kind of “trick” that makes this game unique in its own way.

In a nutshell, the idea of ​​options is that they give you the ability to trade stocks on the stock market even when you don't have the money to pay the full price. If you cannot buy the shares themselves, you can buy an “option”. The option costs much less than the shares themselves and makes it possible to fix the price of the shares 3 moves ahead. Moreover, there are two types of options: Put and Call. A Put option gives you the opportunity to buy shares at a fixed price within three moves, even if they rise in price on the market. In this case, if the shares have risen in price, you have the opportunity to instantly make money by buying them at the old price that you fixed and selling them at a new, higher one. Another option, the Call option, allows you to sell shares at a fixed price within three moves. In this case, if the shares fall in price, you can immediately buy them with all your money and sell them at the high price that was fixed. In both cases, you will make money - you just need to guess which option to buy (Put or Call) and where the shares will go - up or down. And most importantly, you need a little luck for the price to change in the next 3 moves, because the option does not last forever.

Thus, options provide an opportunity for players who do not have money to buy shares to make money on shares in the same way as those who do have money and who actually buy them earn money. Options allow players to start working with stocks much earlier, literally from the very beginning of the game, without waiting until they have starting capital. Options significantly expand the possibilities of players in working with securities. Players can make money not only from rising stock prices, but also from their falling prices.

Thanks to options, the game becomes not as primitive and linear as Cashflow 101. In Cashflow 101, stock trading followed a very simple pattern: “bought cheaper - sold more expensive.” All the players were hunting for cheap stocks and trying to invest all their money in them in order to sell them after the first rise in price! And since in the game Cashflow 101 the stocks only go up in price, and not a single company goes bankrupt, there is nothing gambling in working with securities. You can buy any shares of any company - in any case you won’t lose money! There is nothing to think about: you have a chance to buy cheap shares - buy it! To be honest, this mechanism is more reminiscent of simple speculation on the “buy and sell” principle, rather than the highly intelligent work of a stock trader. Therefore, the addition of options certainly made Cashflow 202 more interesting and exciting.

Advantages of the game:

The main advantage of the Cashflow 202 game is options. They make the gameplay more exciting and dynamic, similar to betting. There is a risk and luck factor in the game. By buying an option, a player can test not only his sober calculation, but also his luck. This fills the game with emotion. The atmosphere at the gaming table begins to resemble the atmosphere of a “casino” with characteristic shouts of “Come on, come on! Ah-ah-ah, damn you, I missed you again!” or the atmosphere of a financial exchange, where thousands of eyes look at the board showing stock quotes and thousands of hearts skip a beat when it is updated. Where a new price in an instant makes someone a beggar and someone a millionaire, and within a second the hall is filled with cries of delight from the “lucky” people and groans of despair from the bankrupts.

Disadvantages of the game:

As for the shortcomings of the game - they remained the same as in the previous version - none of the shortcomings were eliminated. The second circle remains dysfunctional and teaches absolutely nothing. You run in circles, buy up businesses, increase your cash flow and wait until you get your dream. The transition to the second one still remains illogical: the difference in the number of dice used by players on the inner and outer circle again causes bewilderment and indignation. For the life of me, I don’t understand why time goes twice as fast in the world of rich people? The ratio of salaries and real estate prices in the game “Cashflow 202” remains just as far from our Russian reality. There are still few cards, they are remembered quickly. Well, regarding options, I would like to say that this game element is very interesting as entertainment, but from a practical point of view there is very little benefit from it. There is simply nowhere in Russia to apply the knowledge gained from working with options.

Assessment of invested intellectual work:

Working with options is the only significant change in this game (compared to the previous version). Otherwise, the game inherited the same field and the same rules, and with them the same advantages and the same disadvantages migrated to the new version. The idea of ​​options itself is brilliantly implemented, so it would be possible to give the new game a high rating only for this, if Robert had worked at least a little to eliminate the shortcomings. But he probably just doesn't see them.

Assessment of invested creative potential:

The design and presentation of the game have not changed. In this parameter, Cashflow 202 is still at the same level as Cashflow 101.

Assessment of the excitement and excitement of the game:

In terms of the excitement and excitement of the game scenario, Cashflow 202 is, if not the most exciting game, then one of the most exciting games we have ever played. In terms of excitement, only “Rat Race 2” can compare with it. But this is our personal opinion.

Assessment of teaching effectiveness:

Cashflow 202 is still a great tool for teaching financial literacy, but now it can also be used as a tool for teaching traders how to trade securities. The only sad thing is that in real life, most Russians have no place to apply the knowledge gained in the game.

Evaluation of game design and print quality:

The design of the Cashflow 202 game has not changed and completely repeats the design of the Cashflow 101 game. The same applies to the print quality. The brilliant game, into which Robert Kiyosaki poured his whole soul, looks the way it should look - simply gorgeous.

Rating according to CASHFLOW-GAME:

Assessment of teaching effectiveness:

Evaluation of game design and print quality:

Rat Race 1 or Cash Flow 303

Assessment of teaching effectiveness:

Evaluation of game design and print quality:

Rat Race 2 or Cash Flow 404

Assessment of teaching effectiveness:

Evaluation of game design and print quality:

Rat Race 3 or Cash Flow 505

Assessment of teaching effectiveness:

Evaluation of game design and print quality:

Levers of your freedom

This is the first monster creation of Kazan authors! The producers of this game position it as “Cashflow 202″ adapted for Russia, although in fact they have little in common. “Levers of Your Freedom” is a simulator for creating debt pyramids and building network marketing. Real estate transactions (buying and selling apartments and land) are practically absent in the game. For this reason, the game provides the opportunity for individual intellectual development and personal growth. Exchange events and events in the real economy are divided into separate types of cards. Therefore, the game provides 6 types of cards, and not 4, as in Cashflow. The game lags significantly behind both in quality of execution and content. If you are an experienced businessman, then within an hour you will emerge victorious from this game. The game can't teach you anything. This game was created more for entertainment and for those who just want to play “adult Manager” without straining their brains. From a practical point of view, it is only suitable for drawing mugs into network marketing and singing them songs about financial freedom and personal growth where there is no smell of growth or freedom. Now “Levers of Your Freedom” has been discontinued and a copy of it has been released under called "Pyramid of Success". But with a new name, this game is still not in demand.

Advantages: There are no advantages. Another unsuccessfully redesigned version of the Cashflow game.

Flaws: There are few cards, the texts are stupid, the design is poor. Terrible print quality and cheap materials. Before you start the game, you will have to cut the game cards yourself, packed in sheets in a box. It’s not clear, couldn’t they have been cut at a printing house and sorted into sets?! The cards are made of thin paper. Almost disposable. In general, the content of the game determines the quality. The amount of intellectual work put into its creation is the manufacturer’s attitude towards it... And what kind of attitude is the quality of the print. I can’t imagine that in Rat Race the cards came in sheets for self-cutting! As one of my good friends said in her squeaky voice, “nothing”

Rating according to CASHFLOW-GAME:

Assessment of teaching effectiveness:

Evaluation of game design and print quality:

Secrets of the rich

The game was developed in the Moscow club “Richdad” on the basis of “Cashflow 101″ and is specially adapted for business training in Russia. “Secrets of the Rich” is more exciting and thoughtful than “Cashflow”; the gameplay is more interesting, but at the same time not primitive, as in the game “Levers of Your Freedom”. The playing field has acquired an additional third circle, which provides the player with the opportunity to learn in the field of entrepreneurship and investing. A pleasant opportunity is to purchase larger fields from the Richdad club for playing games in clubs. But the “license for running paid games” included in the box makes me smile. It’s so nice to take it and tear it into pieces with the words “thank you, not required”! It’s hard to say why the game didn’t work, but it’s not available in retail or on websites. You can play it only in a few clubs. The yoke consists of three stages: The first is the “Squirrel Wheel”. The task here is to develop the abilities and skills that the richest people possess: to generate passive income, make money on the stock exchange, create a business. The second stage is the “Circle of Resources”. Here participants can develop skills in increasing funds by attracting professionals to their business. The third stage is the “Big Game”. The game in the third part develops the skills of buying and selling businesses, mergers and acquisitions, as well as strategies for achieving your dreams.

And here are the secrets of the game “Secrets of the Rich”:

Secret number 1: Learn to look to the future. Imagine the end result already at the beginning of the journey!
Choose your goal for the game before starting. Formulate your dream. After all, you will achieve it!

Secret number 2: The rich have personal financial plan. Write down your plans on paper and keep them in sight!
Take the financial form and fill it out. You will see where you get money from and where it goes. Complete and adjust your plan throughout your game.

Secret number 3: Get your initial capital. A rich man did not become this way from scratch, but money makes money in his hands!
Chip in for a deal with other players, take out a loan, save up, after all - the cards won’t wait forever!

Secret number 4: Looking for a team. Professionals will save you time... and money.
Get on the “resource circle” and find new professionals for your team.

Secret number 5: Study the experiences of other rich people! Information in the modern world is the most valuable asset. Look for her!
Find the “mentor” card. Follow the strategy of successful players. Buy and resell cards and deals.

Secret number 6: Business is strong emotions and strong nerves.
Take risks. Make your own decisions. Follow your intuition. Don't be afraid to lose. Now it's a game. Learn by playing.

Secret number 7: A tenth of success is luck, and the rest 90% - patience. Go towards your goal until the bitter end.
Write down your dream at the very top of the game sheet. Imagine that the game is your life.

Secret number 8: Focus on Passive Income and improving systems. Don't get distracted by non-profit projects.
Calculate your return on investment. Choose the best deals!

Secret number 9: Communicate! The ability to communicate with people is key, because money belongs to the people! Rich people!
Don't sit like in a tank - team up with other players!

Secret number 10: Prepare for selling your idea. Even if you just started writing a business plan yesterday.
When buying a deal, consider how profitably you can sell it. No card lives forever... in the same hands.

Secret number 11: Everything that is not prohibited is permitted. There are no limitations, only limiting beliefs. Expand your consciousness as it is wide among rich people.
Carefully study the rules and add your own - those that do not contradict the game. Bring the reality of the game closer to yours!

Secret number 12: Let money makes money. Wealth is the ability to live without working.
Imagine that the transactions you choose happen in real life. Are you ready to spend your time on them?

Secret number 13: Look for opportunities. Just stop and look around. Money lies before your feet.
There are enough “deal” cards in the game for dozens of non-repeating games!

Secret number 14: Improve yourself. Fear, laziness, self-confidence and uncertainty are your enemies.
Transfer your emotional states into the game. Play roles. Be who you would like to be.

Secret number 15: Go forward, higher and further. Only a developing and open system can survive.
Don't settle on one strategy. Experiment with methods.

Secret number 16: Learn by making mistakes! An error will prove that you tried and were not inactive! Find out what you can't do and don't do it!
Do brave things. Perhaps madness will turn into profit!

Secret number 17: Allow yourself to become rich. Believe in yourself.
You can't lose if you act smart. Sooner or later you will reach the end, even if you avoid venture capital investments. So if wealth is inevitable in the game, why not become rich in life?

Secret number 18: Your thinking is your asset. Study psycholinguistics. Let your subconscious love you.
Don't say "No", "I can't". Think better, “How can I take this card.”

Secret number 19: Study share, including for free. Remember the law of conservation of energy.
Use charity cards to give yourself an advantage.

Secret number 20: Find a business that arouses true passion in you. Passion is the energy of your life!
Add your own cards to the game, look for them, and play!

Advantages: Secrets of the Rich is in many ways superior to Cashflow, better equipped, and includes not only pencils and sharpeners, but also a calculator. As far as we can remember, the calculator was included in the package only in the game Rat Race, and even then back in 2005. Money and game cards are printed very high quality on expensive material. The gameplay has become more dynamic than in the original Cash Flow. The playing time has been reduced: if in Cashflow it takes 4-5 hours to complete the game, in Rat Race it takes 8 hours, then in Secrets of the Rich it takes 3 hours. In the event of dismissal, participants do not drop out of the gameplay and do not get bored at the gaming table - this is also important. Overall, it was a good game, damn it! It's a pity that it disappeared...

Flaws: The rules of the game are complicated for those who have not played Cashflow. Terrible design of money and cards.

Rating according to CASHFLOW-GAME:

Assessment of teaching effectiveness:

Evaluation of game design and print quality:

Pyramid of success

"Pyramid of Success" is a remake of a failed game called "Levers of Your Freedom." Unlike its predecessor, the new game uses rubles, all prices are given in rubles, and all transactions are Russian. There are education and political force majeure. A new game system is used: “hired worker”, “boss”, “big boss”. The game is based on the business simulator “Cashflow”. According to the developers, it develops entrepreneurial skills and contributes to the formation of a positive life position. The game differs from previous developments by Alexey Golubin in a slightly higher quality of printing of the box, field and game money. There are also purely technical differences: a more durable box, better quality cards, a calculator and erasers included. There are different assessments of this version: ordinary employees admire it, businessmen literally spit at it. It evokes such diametrically opposed emotions due to the fact that the former view it as entertainment and for these purposes it is ideal, and the latter view it as an educational product, and for this purpose it is completely useless. But this is my personal opinion. And Alexey Golubin himself writes the following about this game:

Imagine that you are sitting on the sofa in front of the TV and feel thirsty. And you take the following actions - get up from the sofa, go to the refrigerator, take out lemonade from there, go back to the sofa and sit on it. Thus, by taking these actions, you have, to some extent, become an entrepreneur. This is of course a joke, but the essence remains the same. In order to stop being an employee and start your own business, you need to take many steps.There are a large number of educational institutions where they have been teaching economic literacy, financial management, etc. for a long time. But no one teaches you to think like an entrepreneur or gives you clear instructions on what to do first and what to do second. A logical question arises: how can one acquire initial entrepreneurial skills in a short time? The answer is simple - by playing! With the help of the economic board game “Pyramid of Success”, in 3-5 hours of playing in the company of friends and acquaintances, you will understand how the life position of an employee differs from that of a business owner; understand which loans are called “correct”; You will develop a strategy for developing your virtual business and at the same time have a lot of fun.

I don’t know who is actually right - me or Alexey Golubin, whether this game is useful for developing entrepreneurial thinking or not, but the fact remains that it disappeared from sale as quickly as its predecessor, “Levers of Your Freedom.”

Advantages: Pyramid of Success is very easy to play and affordable for everyone.

Flaws: The design of the playing field is simply terrible. By and large, they took “Levers of Your Freedom”, reworked it a little, renamed it and put it on the market again in the hope that this time it would work! But it didn’t work...

Rating according to CASHFLOW-GAME:

Assessment of teaching effectiveness:

Evaluation of game design and print quality:

Financial carousel

The development of creative thinking, independence and other entrepreneurial qualities begins in childhood, continues throughout a person’s life, and largely depends on the environment in which he finds himself. So far in Russia, the general atmosphere and social environment rather hinders the formation of these qualities than promotes them. It is a common belief that very few people are endowed with entrepreneurial talent by nature. In fact, many people have entrepreneurial potential. All people by character are divided approximately equally into adapters and innovators. And among the latter there are individuals capable of self-development without outside help. But if innovators are supported and guided, they can all become entrepreneurs. The development of entrepreneurial skills is greatly facilitated by games where, in a limited period of time, you need to create your own business or propose an idea for a new brand, product, or project. This practice is possible in Russian business education, and new forms of training are gradually emerging. One of them is the “Financial Carousel” business simulator. The economic board game “Financial Carousel” is based on real life situations. Trains economic thinking and helps acquire business skills. The game begins from the moment you graduate from school and are faced with a choice: go to school or get a job earning a minimum wage. Each participant in the game has one of three role statuses: “hired employee”, “aspiring entrepreneur”, “established businessman”. The life of a “hired employee” is filled with accidents that fall on your head. For a “hired employee,” the main source of income is wages from an enterprise of which he is not the owner. The “hired employee” mainly spends the funds received, as they say, “on himself,” and the possibilities of his personal capital are small. The income of a “beginning entrepreneur” is the income of his small enterprise. The entrepreneur invests his profit in maintaining and developing his own business. An “established businessman,” in contrast to a “beginning entrepreneur,” is not inside his business, but above the business, investing capital in creating a sustainable financial system. All data on income, expenses, loans and development are recorded in a special accounting sheet. The board game features an interesting way to play on the stock exchange, the rise and fall of currency rates, gold and commodity prices.

The player’s task: skillfully using the possibilities of personal capital, find a way and reach a new financial level. The game has a well-thought-out mechanism for transitioning to the status of a “budding entrepreneur” and the banal accumulation of money will not work. The board game is designed in such a way that you always have a choice of action and the course of the game and, accordingly, your fate depend only on your choice. You are a young man who has just graduated from school. Purpose of the game: using the initial amount of savings, or financial assistance from parents, to build your life. How to use this money is up to you: pay for your studies at the institute, or get a job by investing money in shares, or maybe undergo personal growth training, buy a car on credit and move 2 times faster? Whatever you do, your goal is to get out of the employee path and become an entrepreneur by opening your own business, and then move onto the investor path.

Advantages: the game has very flexible rules and a very large number of options for actions, the player’s freedom in this game is almost unlimited, and you can try a lot of different ways to get rich and business models. The rules of the game are structured in such a way that in any life situation the player always has a choice, and his fate and success in this game depend only on this choice.

Flaws: the game design is very primitive and poor, no work has been done on the design, there are very few cards in the game, to learn everything by heart, you need to play 2-3 times, the field is dim, the pictures are schematic, the money is dim, the design is joyless, the game looks very primitive and cheap, completely is not similar in level of cool to modern board financial games.

Rating according to CASHFLOW-GAME:

Assessment of teaching effectiveness:

Evaluation of game design and print quality:

Investor

Another stupid game released in Kyiv by the Board Game Factory named after. Frunze". It is a simplified and slightly mutilated game “Cashflow 101″, remade enough to avoid paying Robert Kiyosaki for copyright infringement. The game has 2 circles, just like in Cashflow, but they are located one inside the other, like in a target. The small circle is the daily run to work for a salary. Your goal is to get out of the Small Circle and onto the Big Circle. To do this, the player can buy and sell real estate, shares, land and businesses until his passive income exceeds his total expenses. Players are also allowed to participate jointly in transactions and buy businesses together. The player can also act as an intermediary, selling the opportunity he has to make a deal to other players. Entering the Great Circle, the player must buy his dream. In short, everything is like Cashflow. The essence of the game is the same: make your money work for yourself, and not work for money.

Advantages: D It’s cheap... or rather, it was... because it’s no longer produced...

Flaws: There are no pictures at all. The names of all sectors consist of one or two words. The texts of the cards are equally short. The design is incredibly poor. Just ugly. In general, no one thought about making a game for people - they just wanted to make money. But it turns out it just doesn’t work. It only works when you make a game with love and put your soul into it.

Rating according to CASHFLOW-GAME:

Assessment of teaching effectiveness:

Evaluation of game design and print quality:

We will no longer pay as much attention to all other games as the game “Cashflow” and “Rat Race”... Why? That’s why they simply don’t deserve it... And in fact, there’s nothing to write about. What's the point of describing all the flaws?

So, the first of the outsiders is the game “How to become a millionaire”. Released in Kyiv by the Board Game Factory named after. Frunze". Clueless to the extreme, like all the other games released by this factory. Why it is presented on this site at all is not clear. In terms of its intellectual level, the game is closer to children's Monopoly than to Cashflow. It is aimed more at children than at adults, which is actually indicated on the box. There is only one circle in the game. The enrichment of players is linear: you go, buy businesses, get rich. You don’t have to make difficult decisions in the game, there are practically no risks, and it’s not clear what you can learn. More precisely, it’s clear: nothing.

Advantages: thick cardboard box, very beautiful color cards of major purchases with pictures of the things you are buying, which makes the purchase not abstract, but quite substantive. That is, you don’t just buy a Mercedes, but also see it in the picture, which really creates a certain feeling of owning this item. The box contains convenient trays for money. This wouldn't hurt many other games like Rat Race.

Flaws: the meaningless mathematics of the game, in which it is impossible to lose in principle. Little depends on the player’s decisions; there is no educational effect in the game.

Rating according to CASHFLOW-GAME:

Assessment of teaching effectiveness:

Evaluation of game design and print quality:

Leaders of sells:

Rat Race 1

Game theme:“Quit your salary job and start your own business!”

Who is the game for:

For those who dream of owning their own business
- for those who do not want to work for their uncle, but want to work for themselves
- for those who want more from life than working for a salary and one week of vacation once a year
- for those who don’t know how to take the first step towards success

What the game teaches:

- develops entrepreneurial spirit
- teaches you to notice opportunities for earning money where others do not notice them
- teaches you how to make money on everything that comes to hand
- gives ready-made recipes for additional income in addition to your main job
- provides ready-made options for small and medium-sized businesses, taken from real life
- helps to move from working for a salary to private business

Price: 5999 rub.

Rat Race 2

Game theme: « Find out how the really big money is made!»

Who is the game for:

For those for whom it is not enough to simply open their own business and get rid of work for a salary
- for those who do not want to work either in someone else’s or in their own business - for those who do not want to work at all
- for those who want to engage in investing and financial fraud
- for those who want to achieve fabulous wealth and understand how billion-dollar capital is created and where the really big money is made

What the game teaches:

Provides the same financial literacy foundations as Cashflow 101
- teaches you how to manage money correctly and not waste it
- develops an entrepreneurial spirit and teaches you how to make money on everything that comes to hand
- teaches you to clearly plan your future, set clear goals and strictly follow them
- clearly and clearly shows the path from a simple worker to a real oligarch
- makes you feel the excitement of big business and the taste of really big money
- teaches how to make really big money using corruption and bribing politicians

Price: 6999 rub.

Special offer:

Cashflow 101+202

Cash flow 101+202 - a new offer on the Russian market! Finally, the manufacturers realized that the two games had so much in common that there was no point in selling them separately, forcing the buyer to pay twice for the same components!

Judge for yourself: why do you need two identical fields, two sets of professions, a second copy of the basic rules, as well as two sets of dice, chips and money? But I want to play both games! So what to do?

Previously, this solution was proposed: the buyer first purchased a complete set of the Cash Flow 101 game, and then they sold him add-ons that would transform this game into Cash Flow 202 (additional rules, cards, forms and envelopes for options). But it was still not convenient, because you had to pay twice for the box, pay twice for delivery, and each time the seller made good money from you...

Now there is a really fair offer on sale - two games in one box! What is common to two games is placed in the box in one copy. Everything that concerns each game individually is included in the complete set, right down to pencils, rubber bands and sharpeners! And the price makes me happy!

Price: 4999 rub.

Rat race 1+2

“Rat Race 1+2″ is the best offer on the market. The two most interesting and most useful games out there can be purchased in one box with a savings of 30%.

The first game provides the basics of financial literacy and develops entrepreneurial thinking. It is especially good and useful because it shows the player dozens of different ways to get rich, gives hundreds of recipes for accumulating primary capital and hundreds of options for opening your first business. The game clearly and clearly shows the entire path from work for a salary to private business.

The second game deepens the knowledge gained and shows how to turn a small manual business into a large business that works on its own and does not interfere with your enjoyment of life! In this game you will experience a completely different scale of financial activity and feel like a real oligarch! In the game you can own sports cars, luxury yachts, villas and even private jets worth $50,000,000! In the game you can receive gigantic orders from the state and engage in the extraction of natural resources. But the most important advantage of the second game is that it shows where, how and what the really BIG MONEY is made...

Together, these two games provide all the necessary knowledge to go from poverty to fabulous wealth.

Price: 9999 rub.

Expected games:

A game with a difficult fate, as I understand it... It was announced back in 2012... But then something went wrong in Ukraine politically and economically, and the game hung in the air. Since then, only the approximate release date on the developer’s website changes every year. First there was 2012, then 2013, 2014, 2015, 2016 - now 2018... Well, let's hope that one day we will still see this game, and it will not disappoint us. In any case, after 5 years of waiting for the game itself, the future box suddenly changed. Yes, the box is beautiful, but where is the game itself??? Let's hope that revolutions, wars with invisible opponents, financial crises and political occupation in Ukraine will finally end, and this game will still see the light of day. In any case, the theme of this game is very interesting: “Retire young and rich to enjoy life!”

Price: 0 rub

Other games:

Cashflow 101

Game theme:“Learn the basics of financial literacy and break out of poverty!”

Who is the game for:

For people at the lowest level of financial development - that is, working for a salary
- for people who do not have even basic financial knowledge, but want to gain it
- for those who want to understand why most citizens are forced to work all their lives and cannot break out of this vicious circle
- for those who want to have something more in life than “stable work” and “decent wages”

What the game teaches:

Provides the basics of financial literacy
- introduces basic financial concepts such as “assets”, “liabilities”, “income”, “expenses”, “balance”, “profit” and “cash flow”
- teaches you to keep written records of your income and expenses in order to understand what sources of income you have, what expenses you have, where your money goes and why it does not accumulate
- gives a general understanding that money should be invested in assets that will bring you even more money in the future, and not spent on liabilities that only increase your expenses

Price: 3999 rub.

Rat Race 3

Game theme:“How to survive the crisis and not lose your business?”

Who is the game for:

For active entrepreneurs and established businessmen
- for those who already have something to lose and something to worry about
- for those who want to learn how to use the crisis for their own enrichment

What the game teaches:

Gives psychological immunity from crisis
- teaches you not to panic or depression, but to act prudently and calmly
- shows the current mechanisms of the crisis and teaches how to cope with them
- helps protect your business during a crisis and not worry about falling demand and purchasing power
- shows how to minimize your expenses and where to get additional income during a crisis
- teaches you to fight dumping and survive in tough competition
- shows which types of businesses are stable in the face of a crisis, and which are immediately covered with a copper basin
- show which industries are profitable only in a prosperous economy and which remain stable always
- shows how you can use a crisis to enrich yourself
- teaches you to use the crisis to bankrupt your competitors, take over their markets and buy up all their property

Price: 5999 rub.

Discontinued games:

Cashflow 202

Game theme:“Learn to make money in the stock market!”

This game completely repeats the idea of ​​its predecessor - the game “Cash Flow 101”. It is intended for the same segments of the population (for people working for a salary) and teaches them the same things - basic financial literacy, investing money in assets and accounting for their income and expenses. This game uses the same board, the same job cards, the same forms, and the same basic rules.

A distinctive feature of the new version is that one of the main tools for enrichment in this game is stocks, and its most exciting element is the securities market. Thanks to the use of such a concept as “options” to buy and sell shares in the game, you can make money in this game not only from the growth of stock prices according to the principle (bought cheaper - sold more expensive), but also from their fall! The main thing is to simply guess where the shares will go - up or down... Do you want to know how it is possible to make money on the fall of purchased shares??? Well, that’s why you should play the game “Cash Flow 202″!

Thanks to this mechanism, the game has become even more exciting and exciting! It gives the player the opportunity to feel like a real trader working in the securities market!

Price: 0 rub

A rather stupid toy... with a very bright design and meaningless content. All cards in this game contain color images on both the front and back. Moreover, they are so colorful that these pictures make your eyes dazzle! Obviously, the designers tried so hard to make the game as bright as possible that they completely forgot that the main thing in it is the content, not the pictures. Of course, it’s nice when everything you can buy in this game is well visualized - cars, yachts, houses. It’s much more pleasant to buy not some abstract house, but the one shown in the picture... But the bad thing is that behind this visualization the meaning of the game is completely lost. The game does not require making difficult decisions or analyzing mistakes made. It's very simple - roll the dice, walk and get rich. The game will make you rich on its own. Whatever you do in this game, you inexorably get rich. It is impossible to go bankrupt at all. In fact, the whole point of the game is competition - who will get rich faster and accumulate more property. And this depends not so much on the decisions of the player himself, but on the randomness of the game. Thus, the educational effect in the game is completely absent. From a learning point of view, this is a completely useless game.

Price: 450 rub.

Financial carousel (Russia, Kazan)

A purely Russian economic game developed in Kazan. The game begins from the moment you graduate from school and are faced with a choice: go further to study to become a highly paid specialist, or immediately get a job and receive a minimum salary. At the same time, you have your own savings (or one-time help from your parents), which you can use at your own discretion: pay for further education, undergo business training, or simply buy yourself a car to move along the game path faster. The game has a well thought out mechanism for transitioning to the status of a “budding entrepreneur”. The banal accumulation of money will not work - you will have to “spin” somehow. The securities market, foreign exchange market and gold market are also well implemented.

Price: 2100 rub.

Secrets of the rich

Russian game, analogue of Cashflow 101. Designed specifically for use in seminars and trainings. In comparison with its predecessor, it has undergone minor changes to the game scenario and received a different design for the playing field. The main idea of ​​the game remains the same: teaching financial literacy through gameplay. The game has acquired more complex rules and expanded features! Why it didn’t go is not clear, but it’s no longer being produced.

Price: 2800 rub.

Investor

Russian analogue of the game “Cash Flow 101″. It was simplified and adapted to the Russian market. Cards, which were already scarce in the game, became even scarcer. New earning schemes did not appear in the game, but the names of the enterprises became Russian. In terms of print quality, it was done very well. In terms of content, after simplification the game turned out to be “about nothing” at all. When it was released, it was profitable in that it was sold at half the price of the game “Cash Flow 101″, since for each box of “Investor” sold, it was not necessary to pay a percentage to Robert Kiyosaki for the use of his trademark and copyright. This game is no longer in production. Why it didn’t go is generally clear: the game didn’t offer anything new, so it had nothing to gain its own popularity, and it couldn’t use the popularity of the Cashflow game, because it had a different name and a different design.

Price: 2430 rub.

Cashflow for Kids

A simplified version of the game “Cashflow” from the famous Robert Kiyosaki, designed specifically for children and teenagers. The idea of ​​the game is the same: to teach children the basics of investing and the basics of financial literacy in an easy and fun way. Selling poorly. It’s generally clear why it doesn’t work. In terms of the excitement of the game scenario and as a tool for entertaining a child, it is inferior to the good old Monopoly. And from an educational point of view, this game is simply not interesting for children, because they are not yet concerned about the problems of financial literacy and getting rich. After all, these are CHILDREN! They don't want to study and solve adult problems - they want to indulge and play. Problems associated with wealth and success concern only their parents, who want their child to develop and, after graduating from school and college, to become a businessman, and not a worker and employee. Alas, it is impossible to prematurely instill an interest in money in a child’s head, so a children’s railway as a gift still interests children much more than Cashflow for Kids. Therefore, this game is never ordered by children themselves as a gift, but is purchased for children only on the initiative of their parents. And children sit down to play it only if their father and mother participate in this game with them. The child himself will never sit down to play this game - for a child, a tablet and “Angry Byrds” are much more interesting...

Price: 5999 rub.

Pyramid of Success

Another development from Kazan, another attempt to replace or supplant the Cashflow game on the market. There had already been one unsuccessful attempt before - a game called “Levers of Your Freedom.” This attempt was equally unsuccessful. Why? The developers simply lacked talent. The game was developed specifically for Russia, taking into account the peculiarities of the Russian economy. New types of cards have been added to the game - opportunities for additional business education and insurance, as well as crisis situations. However, this did not improve the learning effect. The game remains too primitive.

Price: 1380 rub.