How to transfer cash to a card through the terminal. Transferring money to a Sberbank card through an ATM without a card: available methods. Via Mobile Banking

Many users are interested in whether it is possible to send money to their bank account without additional fees. It is worth noting that if you replenish your own cash account with cash, rare banks charge a commission for this. When making transfers within the same bank, you can also count on the fact that you will not be charged a commission. You can also replenish your current account at the terminals and ATMs of your bank without additional fees. It is also possible to make a money transfer to the account through the Qiwi wallet. In this case, you will need to know the details of the account being replenished, as well as the phone number of the person to whom you plan to deposit money.

How to convert electronic money into cash?

You can transfer money through an ATM without a Sberbank card at the cash desk of a financial institution. The commission in this case will be from 1.5 to 1.75%, depending on the chosen method of replenishment and the region where the recipient is located. To transfer through the cash desk, you must contact a financial institution with a passport.

When money is transferred to a Sberbank card through third-party financial institutions, you will need to indicate the details of the card and bank. You will need to clarify the correspondent account, card account number, bank identification code (BIC) and other details.

It makes sense to use an ATM when the recipient and the sender have plastic from the same bank. If the sender has a card of another financial institution, then you will have to pay a commission.

Necessary conditions for a transfer through an ATM without a Sberbank card

You can transfer funds through an ATM if the recipient entrusts his card. But you can use this method provided that there is complete trust in the other person. Otherwise, there is a risk of unauthorized spending of funds. To replenish the card, you need to insert it into an ATM, enter the pin code. Then select the cash transfer operation. After the bill acceptor takes the cash, you need to get a check. If you need to deposit a bundle of banknotes, then it is inconvenient to do this through an ATM, it is better to contact the cashier.

Methods of cash payments

There are several options for cash payments:

• through the cash desk of a financial institution;
• using the terminal.

To make a money transfer through the terminal, you need to know only sixteen digits of the recipient's plastic. Banknotes must be inserted into the slot of the bill acceptor one at a time, otherwise they will not be accepted. Direct replenishment cannot be made through the QIWI terminal. You have to use an additional link - use a phone number.

Through the cash desk of a financial institution, you can easily replenish someone else's plastic, even if you don’t have your own card. Here's how to do it right:

1. Contact the branch credit institution.
2. Get a ticket at the terminal.
3. Go to the checkout, where the ticket number will be displayed.
4. Fill out an application for a transfer.
5. Enter the last name, first name and patronymic of the recipient, as well as the desired amount.
6. Transfer the required amount to the operator.

If you put less than 15 thousand rubles on the card, then a passport will not be needed, if more than this amount is transferred, then a passport will be needed. It is inconvenient to transfer money through the cash desk, as you will have to spend extra time standing in lines and paying a commission. If the recipient lives in another region, then the commission will be 1.5 percent, but not more than 1 thousand rubles of the transfer amount.

Methods of non-cash payments

Non-cash methods include transfers via WebMoney and Yandex.Money. For transfers through WebMoney, you need to get formal certificate. To make a transfer, you need to go to your Personal Area, and then select "Transfer money". You will have to wait for payment from two days to one week.

You can transfer funds using a card from another financial institution. To do this, you will need to clarify the details of the recipient's card, his last name, first name and patronymic, as well as the details of the credit institution. You can transfer funds through online banking or use terminals.

There are two conditions for making a transfer:

• the commission is removed from the sender - 2%;
• you cannot use a credit card. Only debit or payroll plastic will do.

Important! For non-cash transfers, you cannot use a credit card. You can use a credit card only to withdraw cash from an ATM, pay for goods and services.

What difficulties may arise

Without your own bank card, you can deposit money into another person's account. However, in this case, you need to be prepared for additional difficulties:

1. Additional commissions. You will have to bear additional costs if transfers are made from WebMoney, Yandex.Money or Qiwi electronic wallets. There is a commission when transferring through the terminal.
2. Difficulties arise when the account number is incorrectly indicated. In this case, it will be problematic to return the money.
3. Limitations when using self-service terminals. When replenishing someone else's plastic from the terminal, you need to pay an even amount; self-service devices are not given change.

There is another way to transfer money - this is to make a replenishment from the number mobile phone. The size of the commission for transferring to plastic is 4-6%. It may also become inconvenient that you will have to provide bank details if the recipient is in another region when paying through the cashier. It is not enough to know only the plastic number, you will also need your full name. recipient, card account number, as well as the name of the Sberbank division where the plastic was issued.

Difficulties can be avoided if you receive a Sberbank card. In this case, it will be possible to use mobile transfer and Internet banking. You don't even need a computer to make a mobile transfer. It is enough to send a message to number 900. In this case, the plastic of the recipient and the sender must be connected to the mobile bank.

You can transfer money quickly and easily using the Sberbank Online service. The service fee is 1%. Transfers cannot be made from Sberbank credit cards.

Clients of different banks do not always have the opportunity to replenish a card account at a branch of financial institutions or by transfers from other accounts through Internet banking. How to transfer money to a card through the terminal and how to do it right?

Replenishment via Qiwi terminal

Qiwi terminal is one of the most popular payment complexes. Such electronic technical devices from the well-known payment system installed everywhere: in supermarkets, train stations, near metro stations, in small shops near the house. If you have a Visa card, then it can be replenished through a qiwi terminal. The algorithm of actions for transferring to a card through the terminal will be as follows:

• First, click on the "Payment for services" tab. Many of these terminals may have a "Banks" tab. You don’t need to click on it, because through it you won’t be able to replenish the card, but only pay off the loan.

• In the next step, you need to click "Money transfers" - in the second row.
• Then select " Visa card". Enter the 16 digit number, and enter your phone number.
• After that, insert the money into the bill acceptor. Click "Pay".
• Take the check.

Also, through the Qiwi terminal, you can replenish other bank cards. To do this, do the following:

• In the "Payment for services" section, select the button for transferring money to a bank card.
• Enter your card number and amount.
• Insert banknotes into a special hole in the payment complex.
• Take the check.

Remember that the machine does not give change. Therefore, use change bills, and if there is still a need for change, then it can be credited to the account of the phone number.

Replenishment via terminals Eleksnet, Cyberplat

The interface of all payment complexes is almost the same. Therefore, you can figure out how to transfer money from the terminal to the card, according to one instruction:

• Select the "Payment for services" section.

• Then click on "Card replenishment" or "Money transfers".
• Enter your card details and amount.
• Now you need to insert cash into a special hole. It usually starts blinking green immediately.
• Complete the transaction with the "Pay" button.
• Take the check.

In such terminals, as in Qiwi complexes, if there is change left from the payment, then it can be put on the phone account or saved in the “Notebook”, and used at the next payment.

Replenishment through a bank terminal or ATM

A card is required to use this service. First, it must be inserted into the card reader, and only then the menu of the payment complex will appear. Do the following:

• In the main menu of the ATM, select the "Payments and transfers" section.
• Then click "Credit money to the card."
• At the next step, enter the number of the rechargeable card and the payment amount. Check that the last name, first name and patronymic of the recipient - the owner of the replenished card is displayed correctly.
• Insert money into the bill acceptor.
• Confirm the payment and collect the receipt.

It is advantageous to make a replenishment if the ATM and the recipient's card are of the same banking institution. In this case, the minimum commission is charged from the user, or the payment can go through without it.

You can deposit money to your card or another person's "plastic" quickly and easily through a terminal or ATM. Any electronic payment system is suitable for this: Eleksnet, Cyberplat, Qiwi and others.

We all provide financial support to friends or relatives from time to time. If you have a Sberbank of Russia bank card and want to transfer funds to an individual to the account, opened in another bank, perform this operation yourself on .

The new service is available to Sberbank customers at any time and in any convenient place: at the bank's office, in large shopping centers, stores and other organizations - and is easy to use. Keep in mind that only terminals are equipped with cashless transfer functions; it is impossible to perform this operation through an ATM.

Transfer amount limits depend on your card type (Visa/MasterCard, Maestro, Visa/MasterCard Gold, etc.). To transfer funds to a client's card or account in a third-party bank, the holder bank card Sberbank of Russia must know the last name, first name and patronymic of the recipient of funds, the number of the account to which he intends to transfer money, and the bank identification code (BIC) of the bank where this account is opened. Transfers are only possible in Russian banks! A fee is charged for the transfer service in accordance with the bank's tariffs.

1. So, you have all the information you need. Go to the terminal, insert the card, enter the PIN code. Select "Banking" from the menu.
   

   Select an operation by touching the screen of the Sberbank payment terminal with your finger

2. The next item is “Bank card transactions”.
   
3. The screen prompts you to select one of two options. Yours - “Transfer to a third-party bank to the account of an individual. faces."
   

   Select a payee or use the search

4. You will be prompted to verify the details. Check them carefully. The terminal will also warn you that a fee is charged for the service. Another warning is about the need to know the recipient's BIC. If it is unknown to you, it is impossible to send a transfer through the terminal. After taking note of the information received, each time click "Continue".
5. Enter the BIC of the beneficiary's bank. Done? We move on.
6. The terminal displayed the subdivision of the beneficiary's bank. Make sure this is what you want and click Continue again.
7. Using the on-screen keyboard, type the purpose of the transfer (for example, "Transfer to card", "Account replenishment") and press "Enter".
8. Now type the last name, first name and patronymic of the recipient. Each time you finish typing a word, press the Enter key.
9. The next important step is to enter the account number. It usually consists of 20 characters. Check if everything is correct and click Continue.
   

   Enter value: account number

10. Now indicate the amount you wish to transfer. Enter it in the "Transaction amount in rubles" field, click "Continue".
    

    Enter transaction amount

11. The Sberbank terminal will prompt you to check all the data again, but now brought together. If there are no errors, click Continue. The screen will display the amount of the payment, as well as the amount of the commission for the transfer service, which will be debited from your card. Click the button "Details I confirm".

That's it, the transfer has been sent. Don't forget to take (and save) the check on confirmation of the completed transaction, which will be issued by the terminal. Cash will be debited from your card account no later than the next business day and will be credited to the recipient's card or account with a third-party bank within three business days.

The entire transfer from card to card takes no more than five minutes, and if you are an experienced user of self-service devices, then you can do it much faster. If you are just starting to master payment terminals, you should not worry. As you can see, the device accompanies each step with a hint. So choose a terminal and please your relatives with a money transfer!

Sberbank plastic holders can replenish it in many ways. In this article, we will consider in detail how to transfer money to a Sberbank card through the terminal, which is necessary for this, and answer all related questions.

Indeed, the Savings Bank of the Russian Federation can be called the most popular bank in the country, which also has the most extensive network of ATMs and payment terminals. That is why transferring money through a terminal to a Sberbank card is one of the easiest and fastest ways to replenish your plastic.

There are many ways to replenish a card issued by Sberbank, including:

• payment for plastic wages and other regular payments - pensions, scholarships, etc.,
• depositing cash at the cash desks of bank branches,
• depositing money in cash through ATMs and payment terminals,
• from plastics of other Russian banks through payment services,
• from their other plastics through Sberbank-Online or the Sberbank mobile application,
• money transfers "Zolotaya Korona", etc.,
• cashless transfers through third-party banks,
• through the post offices of the Russian Post,
• electronic money from Webmoney, Yandex.Money, QIWI wallets, etc.,
• from a mobile phone account, etc.

Let's make a reservation right away that the transfer of funds to a Sberbank card through the terminal can mean two different operations:

1. transfer to a Sberbank card through a terminal from plastics of other banks or the same Sberbank,
2. replenishment of a Sberbank card in cash using payment and information devices.

Transferring money from other cards to a Sberbank card through a terminal

Information and payment devices of Sberbank can be found in the offices of the bank itself, in stores, shopping centers and even in markets. They can be used to pay public Utilities, mobile communications, as well as carry out a number of banking operations, including transfers from plastic to plastic.

At the same time, there are restrictions on the amount of the transaction, which depend on what type the card belongs to.

Before transferring money from the terminal to a Sberbank card, you need to find out the following data: the account number where you want to transfer money, the last name, first name and patronymic of the plastic holder to be replenished, the BIC (i.e. bank identification number) of the bank where open card account.

Instructions for transferring money to plastic through the terminal are as follows:

1. Insert the card into the payment terminal and enter the PIN code.
2. Select the "Banking operations" item in the menu of the payment device.
3. Next, you need to click on the item "Bank card transactions" in the menu that opens.


4. The menu “Select a payee or use the search” will open on the screen, out of the two options offered (“Transfer from a card to a deposit” and “Transfer to a third-party bank to an individual’s account”), select the second one and click “Select”.


5. Carefully check the details and the amount of the commission that will be debited for the transfer.
6. After entering the BIC of the bank that will receive the funds, the name of this credit institution will be displayed on the terminal screen: you need to make sure that it is correct.
7. Press "Continue", then use the on-screen keyboard to type the purpose of the wire transfer (for example, "Top up account") and press "Enter".
8. Next, enter the account number, click "Continue" again.
9. On the screen that opens, enter the amount of the transaction and click "Continue".


10. At the final stage, you need to check all the entered data, then click "Continue" and "I confirm the details."

Be sure to keep the receipt issued by the payment terminal. Usually, funds are credited to the recipient's card within three business days, until this time you should not throw away the check.

Transferring cash to a Sberbank card through a terminal

First of all, we will answer in the affirmative to the frequently asked question: is it possible to transfer money to a Sberbank card through the terminal, and then we will consider step by step how to do this:

1. to get started, find a terminal with a cash-in function: you can choose the nearest device on the Sberbank website,
2. in the main menu of the payment device, you need to select the section "PAYMENT FOR SERVICES",
3. in the submenu of the terminal, select the type of payment system to which your plastic belongs - Maestro, MasterCard or Visa,
4. indicate the number of the card to be replenished in cash, enter other required details, including your mobile phone number,
5. enter the required amount through the bill acceptor,
6. after the money is counted by the device, confirm the operation to replenish the card in cash,
7. the device will issue a check, which will indicate the amount of replenishment.

If the procedure for replenishing a Sberbank card in cash is carried out through a Sberbank terminal, no commission is withheld. In other cases (when using self-service payment devices of other Russian banks), the cardholder will be notified before the completion of the transaction about the amount of the commission fee, which will be deducted from the total amount of cash deposited.

In this article, we examined in detail how to transfer cash to a Sberbank card through the terminal, as well as how to replenish Sberbank plastic with funds from other bank cards.