How to top up your phone account through Mobile Banking? How to transfer from a Sberbank card to your phone

12.10.2023

Plastic cards are designed for the convenience of payments with sellers for purchases: goods and services. Many people are already accustomed to paying in a store or on the Internet for purchased goods using a card. Moreover, Sberbank has long made payment for cellular communications simple and accessible around the clock.

Let's look at how to top up your phone balance from a Sberbank card. There are several ways to do this - you need to choose the appropriate one. They are all simple and accessible to every client.

Methods of paying for mobile communications with a plastic card

Putting money on your phone from a card – couldn’t it be simpler? In order to carry out this operation from a card account, you can use any of the following methods:

  1. Pay for communication through a Sberbank self-service device (terminal or ATM). Such devices are located not only in bank branches, but also throughout the city, in crowded places: in shopping centers, at bus stops.
  2. I use the service " Mobile bank» and pay from your mobile device anytime, anywhere.
  3. Through Internet banking in your Sberbank Online personal account.

These methods imply the possibility of payment not only personal number telephone, but also any number belonging to relatives, friends, and relatives. Let's look at each method in detail and step by step.

Top up your phone balance at self-service devices

Convenient multifunctional self-service devices are located in each bank branch and in places where there are the most people: in shopping and entertainment centers, squares and bus stops. They allow you to perform many operations with plastic card, including replenishing your cell phone balance.

The devices are equipped with a convenient and understandable menu, following which it is easy to carry out the intended operation. To pay for a phone number with a card:

  1. Insert the card into the receiving mechanism and dial the PIN code numbers.
  2. In the menu that opens, select “Payments and transfers”, then “Pay for mobile communications without commissions”.
  3. Next, the system will prompt you to enter a phone number in the format specified on the screen.
  4. Afterwards, you will need to indicate the amount that you plan to transfer as payment and confirm the operation by checking the data.
  5. The system will debit the funds from the card and transfer them to the account of the specified phone number.

Important! Menu item names on the device screen may vary slightly depending on the software.

We use Mobile Bank to replenish the balance of a mobile phone

Mobile Bank is a fairly convenient service for performing various operations and monitoring account status.

Using this service in full provides a “full” service package. When connecting to this service, the client, among other features, also receives the opportunity to pay for communications from his mobile device without leaving home at any time. In order to make a payment to a cell phone number, your own or that of another person, you should follow these simple steps:

  1. To top up your phone number, the one to which the card is linked, just send an SMS to number 900 with the amount with which you want to top up your phone balance. For example, “100” means that 100 rubles will be debited from the card and credited to your phone number. It is important to remember here that the payment amount cannot be less than 10 rubles.
  2. To pay for any other cell phone, you also need to send a message to number 900, but in the text field indicate the phone number without “8”, consisting of 10 digits and, separated by a space, the amount by which you want to top up the balance. After the message is sent, a response SMS will be sent asking you to check the data and if everything is in order, send the specified code in response. After this, the amount will be debited from the account and credited to the specified phone number.

Top up your phone balance on the website or through the Sberbank Online application

Another convenient and accessible way of paying for cellular communications at any time for Sberbank clients is payment from a card through Sberbank Online. To do this, you need to activate the service and receive your login and permanent password for your account. If the service is activated, then paying for cellular communications will not be difficult. To do this you need:

  1. Log in to your personal account by entering your username and password, and then one-time password from SMS.
  2. If you need to pay for the phone to which the card is linked, you just need to click on the number located in the upper left corner of the page, enter the required amount in the window that opens and confirm the operation. When you need to pay for another number, you need to select the appropriate menu: “Payments”, then go to the “Mobile Communications” section and fill out the form displayed on the screen, where you need to indicate the phone number, the amount and select the card from which the funds will be debited. You will also need to confirm the operation by entering the code from the SMS.

On a personal page in Sberbank Online or in the application, the client has the opportunity to create an autopayment for continuous automatic replenishment of the account on the phone from a Sberbank card. To do this, you need to enter the “Autopayments” section, then “Connect autopayment”, fill out the form on the screen where you need to enter the phone number, the amount by which the balance will be replenished, the lower level of the phone balance, upon reaching which the service will be triggered.

Thus, the balance on the phone will be replenished without personal participation, but under the control of the card owner. The service will be triggered when the card balance is positive, if there is an amount on it sufficient to make a payment. Autopayment can be canceled in the same section if desired. personal page by clicking the “Cancel auto payment” option.

All the same things can be done on a mobile device by installing the Sberbank application. You will need to register there. The login and password from Sberbank Online will not work here.

Cellular connection for “Thank you”

Sometimes you can pay for cellular communications simply without spending money from the card. If the card is connected to bonus program and there are bonuses on the client’s account (at least 500 bonuses), then you can top up the card balance with them, provided that communication is provided by the MTS operator.

Only this operator is a partner of the promotion and accepts “Thank you” as payment for cellular communications. To do this, you need to go to the MTS website or application, and following the instructions on the website, pay for the number with a Sberbank card, while not forgetting to check the box “Payment with “Thank you” bonuses.”

Mobile communications allow us to always let our family and friends know about ourselves, quickly contact the person we need, clarify any information or communicate something important. Without mobile phones, we feel limited in movement and this happens when the balance becomes zero. Since this can happen anytime, anywhere, you need to know how you can deposit funds into your mobile account. Let's talk about this. We will discuss how to top up your phone from your phone (noting different operators), and, of course, we will look at what other ways you can do this.

Top up from your phone

MTS

The company provides its subscribers with the opportunity to either ask someone to deposit money into their account or send payments themselves. The first is covered by the “Top up my account” service. Its essence is to send a short message to the subscriber’s number with a request to top up the account. This is done through the combination *116*, followed by the number of the subscriber to whom the transfer is being made. The combination should be completed with a hash (#). It is noteworthy that such a request can be sent not only within the MTS network.

Beeline

The Beeline operator also has a simple answer to the question of how to top up your phone from your phone. This can be done on the company's website. Just enter your number, as well as the number to which the payment will be sent. Of course, this is not free - the sending subscriber will be charged a commission of 3 percent of the replenishment amount plus 10 rubles. Beeline does not provide information on how to top up your phone directly using short commands.

Tele2

Like MTS, Tele2 has a short number combination for transferring funds directly. It looks like this: *145*phone number*amount by which the sender of funds wants to top up the account#. The cost of the service when sending money to the number of another Tele2 subscriber is 5 rubles. If we talk about transferring to a “foreign” operator, then the commission increases to 5% of the payment and 5 rubles.

Again, after entering the USSD combination, an SMS message will be sent to the sender's number. With its help, you will need to confirm your intention to send money to another subscriber.

"Megaphone"

This operator provides the opportunity to send money to another number using a slightly different mechanism. To do this, you need to send a message to 3116 containing the number of the recipient of the funds and the amount to be written off. There is no need to worry about the money being delayed - it is credited within a couple of minutes after sending the message. Before you top up your phone from a Megafon phone, please note: maximum amount- 500 rubles per payment.

There is nothing reported about the commission on the operator’s website.

Replenishment by bank card

Sending funds from a phone to another phone is certainly convenient, but not very profitable. It is advisable to use it in cases where you do not have access to the Internet or payment terminals. If you have access to the network, you can top up with a card. How to top up your phone from a card is described on the operator’s pages. More precisely, companies have provided such an opportunity directly on their websites. To transfer Visa or MasterCard to your account, just enter your card details and wait a little.

Everyone will understand how to top up a phone from a card with each individual operator, so we won’t dwell on this. The main thing is to have all the card details (number, validity period and CVV code). There is nothing complicated here.

PayPal top up

Another current way to deposit funds into a mobile account is through various payment systems. A striking example of this is PayPal, the world's most popular service for sending and receiving payments. There are practically no instructions on how to top up your phone with PayPal, since there are no direct transfers in such directions. Considering that “Palka” is linked to a card, we can say that from the same card you can top up your mobile way which is listed above. An alternative is to use special services that exchange any currencies (so-called exchangers).

Replenishment via Yandex

A more convenient payment system for replenishing a mobile account is Yandex.Money. You can easily figure out how to top up your phone via Yandex by logging into your personal account of the service. There is a direct form through which you can make a transfer, bypassing intermediaries. As indicated in the information on the replenishment page, the system does not charge a commission for this operation.

Top up using Qiwi

An analogue of Yandex in terms of mobile replenishment can be called another payment system - Qiwi. Everything here is so simple that once you go to your account, you will quickly understand how to top up your phone. “Qiwi Wallet” is a service, one of the main tasks of which is to pay utility bills, transfer funds between users, and top up mobile phones. Therefore, if you have a wallet in this system, take the time to understand how it works - the working conditions here are quite favorable. This confirms the popularity of this resource.

Other services

And, of course, it should be noted that in addition to those mentioned above, there are other sites where you can top up your mobile account. This includes the Webmoney system, Svyaznoy, and other payment systems. In them, replenishing the phone is one of the main functional areas, main task, due to which the most comfortable and acceptable working conditions are created for the client.

In addition to payment systems, mention should be made of small services operating on the principle exchange offices. They offer the user to deposit a certain amount of funds in one currency in order to receive these funds to their mobile account. True, such sites may charge a small commission. To find out where it will be more profitable for you to exchange, you just need to compare the conditions.

How to save?

Another important factor worth mentioning is payment system, in which you receive income.

Let's give a simple example: if Yandex.Money does not charge a commission, then in order to replenish your account in this system, you will be forced to deposit some funds. If you receive a salary of, say, Visa card, then there is no point in interacting with Poison, since this will entail the accrual of a commission. If you are a freelancer, you are paid into your Yandex.Money wallet, then everything is fine, you can top up the accounts of your family and friends without restrictions with the greatest benefit. The same applies to other currencies and payment systems.

A positive mobile phone balance allows you to stay in touch with friends and family. However, situations often arise when the funds in the account run out, which prevents you from making an important call. Knowing how to top up your phone balance for free, the user will be able to continue communication.

Replenishment methods

If you want to top up your phone account for free, a subscriber can use several methods at once. The choice of method depends on what payment instrument you plan to use, as well as the user’s availability of funds. The most obvious option is to replenish at terminals located in crowded places, for example, cafes, shops, near metro stations.

However, nearby devices of this type often require a fee to be charged on all payments made, which will require additional costs. In view of this, alternative methods should be considered, including:

  • payment for communication services using bank card on the official website of the operator;
  • depositing funds in cash or by card at mobile operator service offices;
  • use of payment terminals that do not charge commissions;
  • replenishment through electronic payment systems;
  • use the “Trust Payment” service.

Each of them has its own characteristics, advantages and disadvantages, which are advisable to study in more detail before making a payment. It should be noted in advance that the trust payment service is provided on a paid basis, however cash will be written off later. The period for debiting funds directly depends on the conditions of a particular telecom operator.

There are many ways to top up your mobile phone balance.

Replenishment via the operator’s website

If the user has at his disposal Bank card with enough funds, he can deposit them into his mobile phone account via the Internet. This opportunity is provided by third-party services, but it is strongly recommended to use the services of official portals of telecom operators.

They provide for a complete absence of deposit fees, which allows you to top up your account without additional costs. The algorithm of actions for replenishing using this method is as follows:

  1. Go to the official website of the operator you are using.
  2. Open the “Payment” section or a similar item.
  3. In the form that opens, enter the necessary payment details - top-up amount, card number, verification code.
  4. Confirm payment using the code received via SMS.
  5. Click the “Make payment” button.

Transferring funds using this method is usually carried out instantly.

The main advantage of replenishing in this way is the absence of commissions, the possibility of making a payment remotely, as well as the speed of crediting funds. This makes it basic for most users, however, it cannot be used if the user's available funds are in cash.

Visit to the service office

The most obvious method that will allow a subscriber to top up his account without commissions using cash is to visit the nearest service office of the telecom service provider. You can find it using the official website, in the “Service Offices” section. When visiting, you will need to complete the following steps to pay for communications:

  1. Inform the cashier-operator of your desire to deposit funds into your account.
  2. Dictate your phone number. In some cases, to avoid mistakes, an office employee may ask the visitor to write the number.
  3. Present documents confirming the subscriber's identity (not always required).
  4. Wait for the payment to be made and receive a receipt.

Funds are credited to the number with a slight delay, which does not exceed 5-10 minutes. The receipt must be saved in order to be able to confirm the fact of depositing funds in case of problems with payment.

You can deposit money in communication shops

Using terminals

Not all terminals designed for making payments for the Internet and mobile services allow you to carry out transactions without a commission. The easiest way to select such a terminal is to use the official website of the device manufacturer, for example, Qiwi.

To do this, being on home page, required:

  1. At the bottom of the page there is a button “Qiwi-terminal card”.
  2. Having opened the “Cash top-up” section, click “Show card”.
  3. Select the appropriate terminal using the filters on the right side of the screen.

After the nearest device with the required parameters is found, you will need to select “Payment for services” on it and go to the “ cellular" Then you need to select a service provider, insert the required amount funds into the bill acceptor and confirm the payment.

It should be remembered that such machines do not give out change. There is no commission for such payments, however, the time frame for crediting funds can be up to 3 days. Such delays are associated with high load on the system and are most often observed on holidays and weekends.

Service "Trust payment"

Most mobile operators provide the opportunity to borrow funds to top up your balance, which allows you to stay in touch even with a negative balance. This service is indispensable if you urgently need to make an important call, but there are not enough funds in your account.

This replenishment method provides that mobile operator will credit the subscriber's account with funds for several days, after which the entire amount will be debited with an additional commission. The option is not available to new subscribers who have recently started using communication services.

To take a trust payment, you need to enter a special USSD command, which differs among different operators:

  • *141# – for Beeline subscribers;
  • *106# – for owners of Megafon SIM cards;
  • *111*123# – for MTS subscribers.

Funds are provided automatically, with the exception of MTS. The latter option assumes that after entering the command, the user will be shown a window for entering the amount that they plan to borrow. Commission fees for 100 rubles from MTS and Megafon will be 10 rubles. Beeline's commission varies depending on the payment amount, as well as the subscriber's average monthly expenses.

It should be remembered that such a service is not available in all tariff plans, which is why it may not be possible to borrow funds on specialized tariffs, for example, for a modem.

Through various payment systems you can quickly top up your mobile phone account

Through electronic payment systems

If the user has a wallet in one of the popular payment systems, he can use it to top up his phone balance. The interface of Yandex Money, Qiwi and Webmoney is significantly different, but to make a payment you will need to perform similar manipulations:

  1. Select the “Payment for services” section.
  2. Go to the Mobile Communications category or enter the name of your service provider in the search bar.
  3. Click on the desired item.
  4. Enter the payment amount and read the commission if it is charged according to the service rules.
  5. Confirm payment.

Funds sent in this way are credited instantly, which makes the method extremely convenient and in demand among users.

Often we are faced with a situation when the funds on our mobile phone run out and there is no way to quickly top up the account, but we need to make an important call or write a message. In this case, if you have a Sberbank card with the Mobile Bank service connected, you can put money on your phone when help SMS request for a special number 900. In this case, you can top up both your phone account with a Sberbank card and the balance of any other mobile operator.

Page content

At the same time, replenishment of money on the phone will be done by debiting from a bank card (with status in the Mobile Bank as a payment card).

Top up your mobile phone account

To replenish the balance on the number linked to Mobile bank you need to generate a message.

SMS message format:

Message: 100

Where the numbers 100 are the payment amount in rubles by which the mobile phone balance will be topped up. At the same time, the minimum transaction amount is 10 rubles, the maximum is 10,000 rubles.

If several cards are connected to the Mobile Bank, then in the request you can indicate which card to write off funds from. To do this, you need to generate an SMS message with the following content:

SMS message format:

Message: 150 1234

Where the numbers are 150 the payment amount in rubles; 1234 – last digits of the card number.

Top up the balance of any mobile operator

You can top up a mobile phone account not linked to a Sberbank card, for example, put money on the phone of a friend or relative. To pay for the services of any Russian mobile operator from your bank card account, you must generate and send an SMS message in the following format to a special number 900:

SMS message format:

Message: TEL 9260254858 150

Where 9260254858 is a ten-digit mobile phone number (for example, 9267654321); 150 – payment amount in rubles. The payment amount per day cannot be less than 10 rubles and more than 3,000 rubles.

Instead of TEL, the SMS message may indicate: PAYMENT, OPLATA, PAYMENT, PAYMENT, PLATEZ, PLATEZH, TOP-UP, POPOLNENIE, PAY, OLPATI, PAY, PLATI, PAY, POPOLNIT, TOP-UP, POPOLNI, TEL, TELEPHONE, TELEPHONE, TELEFONE, TELEFON, PHONE, FONE

If you have several Sberbank cards, you can specify which one you want to debit from to top up your mobile phone balance. For this it is necessary.

Having money in a mobile account allows a person to always have access to it. Many people need a phone for work, accessing the Internet or communicating with people. But sometimes the account is suddenly reset to zero, and the person does not find the opportunity to deposit the required amount of money to renew communication services. Then people nearby or those who are far away can come to the rescue. Another person can always help top up another phone bill. But some subscribers do not know how to top up their account from phone to phone.

Types of transfers

Cellular companies are interested in providing a variety of options to their customers. Let's look at these companies in detail:

In relation to various companies, the question often arises - how to top up a phone account from another phone. Moving money between mobile balances carried out only upon submission of the appropriate command. This command can be executed in the following ways:

  • Sending a ussd request;
  • Sending an SMS message;
  • Payment on the operator’s website;
  • Payment in the application.

Usually the command is processed very quickly, so the other subscriber receives the required money in his account in a matter of minutes.

USSD requests

It is typical for mobile operators to have mobile payment portals, the use of which ensures that customers can make up for the lack of funds. The operation does not require Internet access, which makes it easier to provide the option.

MTS

Subscribers of this telecom operator have the opportunity to make up for the deficiency of another account using their own funds by dialing the following combination - *115 #. Next, a window appears where you select the purpose of the payment. And then the number and amount of funds required for replenishment are entered. A commission fee is required for this option.

Megafon subscribers have the opportunity to use the common option of transferring money. The request for clients is as follows: *133*amount of funds*subscriber number#. Moreover, the telephone number is indicated with the number 8. In response to this command You should receive a message confirming the operation. If the client has entered all the data correctly, then you need to send a unique code sent to his phone. After this, the debited funds will be transferred to the specified account.

How to top up a phone number from another phone if money should be transferred to a user of a different network. This option is also available if you want to help clients of another mobile network.

For the service performed, you must pay a certain commission percentage in the amount established by the rules for the provision of Megafon communication services.

The service by sending a mobile command is not supported on this mobile network.

How to top up a phone from another phone for Tele2 customers? Subscribers of this operator can easily transfer their own mobile finances to any subscribers. The operation is performed using the command: *145#. In the menu that opens, select the appropriate step - mobile phone. After this, a window appears where the payment recipient number is entered. There is a commission fee for making calculations.

Users of services from Tele2 have access to sending financial resources customers who use the services of various cellular companies. The commission is charged in accordance with the rules for providing the option.

Sending an SMS message

Mobile companies are expanding the ability to make fast payments through communications. Since it is easier for some people to top up their balance from phone to phone by simply sending a message, companies have developed special services. When sending SMS messages, funds are withdrawn from the client balance and transferred to other users.

MTS

To send funds, an MTS client must write a message with a certain text. Progress of the operation:

  • Select the telephone number of the payment recipient in the telephone directory or dial it on the keyboard;
  • In the text line indicate: #translation<сумма средств>;
  • Send SMS;
  • Follow the diagram sent from number 6996.

Having confirmed the operation, the client receives a notification SMS about the completed payment.

Financial settlement requires the payment of a commission. For the subscriber category, a certain amount of finance is written off. Thus, for single-network clients, the amount of paid commission is 10 rubles. If funds are debited to the balance of a subscriber of the same network. When debiting to the accounts of clients of another network, the commission is equal to 10 rubles per additional interest on the amount of money sent.

How to top up your phone balance from another Megafon subscriber's phone? This question is asked by the company’s clients when they need to transfer missing funds to another phone number. To perform this task, messages are sent to the payee. The message text reflects the payment amount. Example message: #100. You can add a transfer purpose to the message or simply write a greeting. Then you must confirm the calculation, and the funds are debited from the balance.

When sending money to Megafon clients, no commission is paid. When transferring finances to a person who uses the network of another company, a commission of more than 10 rubles is due.

Beeline clients can transfer money to recipients regardless of the cellular company. Topping up your account from phone to phone is carried out by sending an SMS to a specific number. Payment steps:

  • Enter the number 7878 in the address line of the recipient;
  • In the text field, indicate the number of the receiving recipient (7ХХХХХХХХХХ) and the amount of money separated by a space;
  • Submit;
  • When you receive a response SMS, send consent to carry out the operation.

A commission of at least 15 rubles is paid for the service.

Tele2 clients can top up another person’s balance account only through a mobile command to *145#. The procedure was described above.

Payment via the site

MTS

The company's clients can make payments online when visiting the official website. To do this, select the position “ Financial services and payments." In it you need to click on the “Payments” item and select the “Payment for services on the site” item. In the window that opens, click on the Easy Payment service. Then the subscriber's operator is selected and a form is filled out to make a payment.

How to top up your phone account from your phone for Megafon subscribers using the official website. Having opened the page of the official website, you need to select the following categories in sequence:

  1. Services and options;
  2. Payments and transfers;
  3. Payments to another phone;
  4. Specify the transaction parameters (amount, recipient number, sender number).

There is an answer to the question - how to top up another subscriber’s account from your phone for the operator’s clients. Go to the operator’s website and, by clicking on the “Payment and Finance” category, click on the item “ Money transfers" After these steps, complete the transfer by selecting the “Transfer from site” option.

On the operator’s website, in the “Transfers and Payments” menu, the option of online transfer from one subscriber balance to another is available.

Payment through the operator's application

If you can’t execute the ussd command or send a message, then how to top up another subscriber’s account from your phone. The procedure is possible when using the operator’s application.

MTS

MTS clients can download the MTS Money application and make various types of payments, including replenishment balance account subscribers.

An additional way to transfer finances to another person’s phone is to complete the transaction using the My Megafon application. It is analogous personal account, which ensures the execution of payment transactions.