Russian Standard Bank has been working on Russian market and has a large client base. At the beginning of its activity, this financial institution specialized exclusively in providing loans to the population. But today, the list of bank services also includes plastic cards - both debit and credit. But, alas, the network of RS ATMs cannot be called sufficiently developed. Therefore, the clients of this bank are regularly interested in whether Russian Standard has partner banks that allow replenishing accounts without commission plastic cards and withdraw money. Let's analyze this issue in more detail.

Tariffs for card transactions

Like any bank, Russian Standard does not charge any fees from customers when servicing a card account through its ATMs. But if you conduct transactions through the devices of another bank, you will have to pay for them:

• cash withdrawal– 2% of the amount (but not less than 100 rubles);
• card replenishment- according to the tariff of the bank servicing the ATM;
• other operations- according to the tariff of the organization-owner of the ATM.

Important! The fees are given for the "Bank in your pocket" card. Other amounts may be withheld from holders of other means of payment, according to the tariff plan in force for them.

Fortunately, partner ATMs of Russian Standard will help save you from overpayments. In them, all operations are charged in the same way as in the "native" devices of the bank. And, what is especially pleasant, RS partner network is much wider than the network of its own terminals.

Who does Russian Standard cooperate with?

At the time of this writing (March 2018), Russian Standard Bank has a partnership agreement with Binbank. The latter provides RS customers with its ATMs and self-service terminals for withdrawing cash from a card, replenishing a card account and a number of other operations. Commissions for any services of Binbank ATMs are charged according to the tariffs of Russian Standard. This means that you can withdraw any amount from the card (within the limit set by the tariff) for free.

Important! Partnerships apply only to BinBank ATMs. Withdrawing cash from the Russian Standard card at the offices of Binbank will be subject to a commission.

How to find the right ATM

To find out where partner ATMs are located, it is most convenient to use the website of Russian Standard Bank. Of course, you can get information through Yandex. Maps or reference systems of your city. But the site, in addition to the list of self-service devices, contains convenient system data filtering. Using the filter, you can immediately sort out ATMs suitable for depositing cash or only for withdrawing Money- of necessity.

How to work with the site

The list of self-service devices can be accessed from any page of the Russian Standard Bank website. To do this, you need to find a small menu on the left side of the screen, in which the first item will be "Offices and ATMs". By going to this section, you will see a search form.

• go to tab "ATMs";
• set the city of your residence in the title;
• if you need additional filtering, click on the inscription "More parameters".

After each action on the page, the list of self-service devices will be updated. If you are not comfortable working with the list, click the button "On the map", and you will get a better visual representation of the location of ATMs.

Important! By default, the page displays the addresses of terminals belonging to both Russian Standard and Binbank. But you can leave only one of the banks by checking the box in the filtering form.

Useful information on the site

If you choose to display data about ATMs on the map, only their location will be available to you. By clicking on the geotag of any of the ATMs, you will see its exact address. The device list gives more information:

• the address;
• the nearest metro station or other transport stop;
• type of services (acceptance/issuance of funds);
• the currency with which the ATM works;
• operating mode.

Therefore, we recommend that you first still use the list. And after you select a suitable terminal for yourself, you can click on its address, and the site will transfer you to a map where this ATM will be displayed. If necessary. you can also see on this page a panorama of the surrounding area. To find out how easy it is to get to the address you need.

Important! In addition to the list of ATMs, on the RS website you can find out which partner stores of Russian Standard Bank offer discounts and cashback promotions this month. To do this, in the same left menu, select the next item - "Discounts and cash-back", and then on the new page set the region of your residence.

Recently, Russian Standard Bank has achieved high results in terms of service and quality of services provided. The bank was able to achieve such heights thanks to the hard work of qualified employees who constantly improve the already achieved level of service.

Thanks to the constant introduction of all kinds of innovations, bank customers who have a credit card can deposit money into it in one of the most convenient ways. And there are a lot of such methods today.

Deposit through ATMs. The simplest and most proven is the replenishment of a card account through ATMs. In every region of Russia there are many round-the-clock ATMs and self-service centers, thanks to which you can deposit the required amount at any time of the day. Moreover, when depositing money to the account before 19:00, they are credited on the same day, and no commission is charged.

Internet bank. Thanks to the emergence of the Internet banking service, you can put money on the card, as well as find out the debt on it. This method is very convenient, because you can pay without leaving your home. To do this, you need to register in the Internet bank and, having learned the amount, make a payment using the menu item: “Transfer money”. The money will be credited to the account on the same day if the payment was made before seven o'clock in the evening. If the money was transferred from your own funds, the commission is not charged.

Bank cash desks. The card account can be replenished through the cash desks of Russian Standard Bank and others financial institutions. When depositing funds at Russian Standard branches before 21:00, they are credited to the account on the day of deposit. This operation is performed without commission. You can replenish your card account at any other financial institution, but in this case, the money will be received within a few business days, and the amount of the commission is determined by the tariffs of the bank in which the payment is made.

Electronic mail transfers. An alternative to the previous methods can be replenishment of the Russian Standard card using the system money transfers in the branches of the Russian Post. All holders can use this service Visa cards and MasterCard, with a passport and a completed transfer form. The terms of enrollment are 10 days, and the commission amount is 1.5% of the transfer amount, at least 40 rubles.

QIWI terminals . The card can be topped up using Qiwi terminals. With such a deposit, a commission is charged in the amount of 1.5% of the deposited amount, but not less than 12 rubles. If the payment amount is less than 500 rubles, an additional commission is charged - 3%, at least 3 rubles. Payment made before 20:00 is paid on the same day.

Transfers contact. When depositing funds to the card account using the Contact system, the commission amount is 1% of the principal amount, at least 50 rubles. Money is credited to the account on this day if the payment was made before 20:00.

Through accounting. Transferring funds to a credit card using the accounting department from your place of work can be very convenient. After all, for this you only need to write an application and indicate the amount that will be automatically deducted from the salary. In this case, the money is credited to the account within a few business days. As for the amount of the commission, the data on this issue must be clarified in the accounting department.

Terminals in Euroset stores. You can deposit the required amount on the card using Euroset terminals or their cash desks. Commission for deposits in terminals - 1% of the amount, at least 12 rubles, through cash desks - 1.5%, at least 50 rubles. Money is credited within 1-3 business days.

Payment via SMS. It is very easy and fast to top up the card using mobile phone if it has enough money. To do this, you need to send an SMS to a short number, in which you indicate the contract number and amount. The money will be debited from the phone account and credited to the card on that day if the payment was made before 20:00. For Megafon subscribers, the commission is 3.5%, and for Beeline - 4.95%.

Bank in your pocket. Recently, a bank in your pocket service has appeared, which allows you to perform a lot of operations on the card, including its replenishment. To do this, you need to register your electronic wallet on the Internet with the “Bank in your pocket” logo. You can then pay at any time of the day. Transfer fee is 3% of the amount.

Russian Standard has created so many payment methods to ensure that customers are as satisfied as possible with the level of service of the bank, which is constantly being improved.

Timely repayment of debt in any bank forms a good credit history client and simplifies the process of approval of further loans.

Russian Standard is one of the largest banks in the country, which has issued more than 35 million cards and created a huge network of ATMs to service them. Thanks to the introduction of numerous innovations into the work, bank customers can replenish plastic using one of the many options below or use each time the one that is most convenient in the current situation

Replenishment methods

Let's take a look at each payment method in more detail:

• Through an ATM. by the most in a simple way To replenish a Russian Standard bank card is to use an ATM or terminal of the bank of the same name. You can simply deposit money on a card inserted into the card reader, or enter its number in the menu. The transaction can be made at any time, however, if it is done after 19:00, it will be carried out the next day. There is no transaction fee.
• Via Internet Banking replenishing a Russian Standard bank credit card will be convenient for those customers who do not want to spend time looking for branches or ATMs and standing in line. After registering in the system, the client just needs to go to the Internet bank and select the “Transfer money” menu item. Payment will be made on the same day if the required amount was paid before 19:00. The amount of the commission will have to be clarified in the client's tariff plan.
• Checkouts are another option, like replenish the card without commission. If you deposit funds directly at the Russian Standard branch, they will be credited no later than the next business day.

You can use cash desks of other banks. but in this case, you will have to pay a commission in accordance with the tariffs of the bank through which the transfer is made. The money will be credited within 3-5 business days.

• Through payment terminals any of the transfer systems MKB, Qiwi, CyberPlat, TelePay, Leader can also deposit the required amount into the account. If you have time to deposit money before 19 pm, then the funds will come on the same day. The size of the commission in the systems varies:

When transferring through the MKB terminal, you will have to pay a commission of 1 percent of the minimum transfer amount of 30 rubles.

When transferring via TelePay, the commission will be 1.5%, but not less than 30 rubles.

When transferring through Eleksnet, CyberPlat and Leader terminals, the fee will be 1.5% (the minimum payment amount is 25 rubles).

• Officially employed employees of different companies can replenish the account monthly through the accounting department of their employer. To realize this opportunity, you need to download an application from the bank's website, fill it out and transfer it to the accounting department. The required amount will be automatically deducted from the salary every month. The money will be credited to your account in a couple of days. The amount of the commission will need to be clarified in the accounting department.

Replenishment of the account by card number

Where can I top up the Russian Standard card by its number?

• RS express;
• partner stores;
• using an ATM;
• through the Internet bank by selecting the Transfers sub-item in the Payments and transfers section;
• through Mobile bank transfer can be made only between Russian standard cards. You need to go to the Transfers by card number section;
• you can transfer money using a special application on smartphones running iOS, Android, Windows Phone;
• in payment systems Unistream, Contact, LEADER.

Commission

Depending on the method, the commission will be different:

• in partner stores, 1% will be taken for transfers from Russian cards, at least 80 rubles;
• the LEADER system will take 1.5%, at least 60 rubles;
• Unistream and Contact will have to pay an additional 1.5%, from 50 rubles.

Replenishment of the card using a mobile phone

Another convenient way to top up a Russian Standard card without a card is to use funds on your mobile phone balance. Money is debited by sending SMS to a short number. The balance must be equal to or greater than the amount required for debiting. Each operator has its own personal number. The commission also varies. For example, MTS will take 2.5% for the transfer, and the Beeline commission will be 2.99%.

There are times when money is credited to the account within 3-5 days or there is a technical failure in an ATM or terminal. If there is a loan, the client is obliged to make payments within the period specified in the contract. And if the funds are transferred, but have not yet been credited to the account, the bank will charge a penalty, so it is important to take into account the timeframe for the transfer and pay the loan with a margin of time.

In this case, cooperation with Russian Standard Bank will become easy and comfortable.

Borrowers need to know how to replenish the balance credit card Russian standard different ways. After all, you need to have one or two more fallback options, so that if it is impossible to do it the way you are used to, to prevent late payments.

Top up your credit card balance

For the convenience of bank customers, there are several ways to replenish a credit card. This is:

• through cash desks of bank branches;
• using Russian Standard ATMs;
• transfer to a credit card number;
• through the service "Internet Bank";
• in terminals Eleksnet, CONTACT, CyberPlat, Comepay, Pay on the way, QIWI;
• banking or by postal order;
• SMS message from the subscriber account of your phone number Beeline or MTS.

It is important to make deposits to your credit card on time, because if you don’t pay on time and you have a debt, the bank will charge a penalty. Its size is determined by the terms of the contract and the card tariff.

Conditions for different types of card replenishment

Having studied the ways of replenishing the balance of a Russian Standard credit card and knowing how long it will take the money to be credited to her account, you can choose the most optimal option for yourself.

In terms of the speed of crediting funds, moreover, without commissions, the most convenient ways are replenishment through ATMs and at the cash desks of Russian Standard Bank, as well as using the Internet Bank system from the cards of this bank. Money is credited to the card account on the day of the operation, if it is done before 19.00 Moscow time.

For a bank transfer, you need to pay a commission, the amount of which is determined by the bank where you make it. The operation can take up to several business days. The commission for Russian Post services is 2% of its amount, but not less than 60 rubles for each transfer. It will take up to three business days for the money to be credited to your account.

The commission is subject to depositing money in terminals Eleksnet , CONTACT , CyberPlat , Comepay , Pay on the way, QIWI (they are credited on the same day if you made them before 19.00 Moscow time); replenishment by card number; transfer from mobile phone number:

• Eleksnet, CyberPlat and Pay on the way - 1.5% (but not less than 25 rubles);
• comepay - 1.5% (not less than 50 rubles);
• QIWI - 1.6% (minimum 50 rubles);
• CONTACT - 1% (not less than 50 rubles);
• Beeline commission - 2.99%, MTS - 2.5% of the amount.

Accurate timely fulfillment of its obligations creates a good credit history that can have a direct impact on obtaining subsequent loans.