Deposits for individuals in Trust Bank are considered as a profitable financial product that allows you to save existing capital and get additional profit after a certain period of time. Deposit rates depend on many reasons, among which the main ones are the duration of the deposit and its value.
Interest on deposits in foreign currency will be lower than in the case of ruble deposits. The received income can be paid at the end of the established period or at the end of one calendar month. All these nuances are prescribed in the contract. It is also possible to capitalize interest, in which the income received is automatically added to the total amount of the deposit. The participation of Trust Bank in the state deposit insurance program guarantees the potential depositor the most secure transaction.
Bank contacts
Bank branch ATM Several nearby objects
Unfortunately, there was no mention of the bank in our database. Let's take a look at other current events today.
Founded in 1995, Trust Bank is rightfully considered one of the largest commercial banks in the Russian Federation. According to the Central Bank, its assets as of December 31, 2015 amounted to 253.821 billion rubles, and last year's profit amounted to 4.5 billion rubles, which puts it at the level of successfully developing companies.
As a comparative example, we can analyze two ways of investing funds and the total income received:
The first scheme is the most common and, until recently, was considered optimal, but the weak legal framework and the uncontrollability of the market in this area have led to a serious decline in profitability.
The second way to increase capital is not only more attractive in terms of the final result of profit, but it will require much less cost and effort (you just need to contact a bank branch and open an account).
The most popular and most attractive deposits for individuals in Trust Bank today are:
A guaranteed flexible approach to each client, a wide range of services offered, as well as the ability to open a foreign currency deposit, speaks of the reliability and stability of Trust Bank.
The established rates and storage conditions are considered, according to independent banking experts, to be one of the most profitable today, significantly overlapping, in percentage terms, the inflation forecast in 2016-2017 in our country.
Trust Bank specialists have developed and implemented such a product as a bank calculator. With its help, it will not be difficult for the client to choose the optimally profitable type of deposit and the term of the agreement on it, for this it is enough:
An electronic calculation will be made immediately, indicating the maximum possible interest rate and the amount of income received under these conditions, which enables future investors to carefully weigh their options and assess the risks that may arise in the event of early full or partial closure of the account. Trust Bank is meeting the needs of its customers and provides preferential interest rates to partially compensate for losses in the event of such situations.
It is very difficult to predict the economic situation in the country and personal material needs for a long time. Interest rates on deposits may change. According to experts, now they are at the highest level and soon they are predicted to decrease, which has already happened with rates on deposits of individuals in Sberbank. Opening a deposit with a high interest rate for a long period of time is accompanied by the risk that in case of unforeseen expenses, the account will have to be closed ahead of schedule. At the same time, the rate is significantly reduced and this will lead to a loss of expected income.
In such cases, you can take advantage of the possibility of opening multiple accounts. For greater clarity, an example of two ways to open a deposit in the amount of 500 thousand rubles will be given:
The above example is not a signal to action, but just a way to show the great opportunities and a wide range of services of the modern banking sector in general and its representative - Trust Bank in particular.
Trust Bank is a full-fledged member of the DIS (deposit insurance system), according to which, in the event of an insured event (bank closure, license revocation, etc.), the depositor is guaranteed to be paid up to 1.4 million rubles. These obligations have been in force on the territory of the Russian Federation since January 1, 2014 and are fulfilled in full and within the time limits stipulated by law, which makes it even more attractive for the population to use the services offered by the private banking sector.
A wide network of branches and ATMs create comfortable conditions for working with Trust Bank clients. Numerous positive reviews and high ratings, conducted on a competitive basis by both state and independent experts, testify to the quality of the services provided and the high level of service.
Our people | 10.1 - 11.5% (r.), 1.55 - 3.3% ($), 1.05 - 2.5% (€) | 30 000 rubles, 500 $, 500 € | 91 – 548 days | At the end of the term | no no | |||
generous interest | 10 - 11.4% (r.), 1.45 - 3.2% ($), 0.95 - 2.4% (€) | 30 000 rubles, 500 $, 500 € | 91 – 548 days | At the end of the term | no no | |||
Cumulative 2016 | 9.6 - 10.8% (r.), 0.95 - 2.55% ($), 0.45 - 1.8% (€) | 30 000 rubles, 500 $, 500 € | 91 - 367 days | At the end of the term | Yes, min. sum. 5 000 rubles (100 USD or 100 € for foreign currency savings) / no | |||
All inclusive+ | 9.35 - 10.55% (r.), 0.65 - 2.45% ($), 0.15 - 1.5% (€) | 30 000 rubles, 500 $, 500 € | 91 - 367 days | Monthly or at the end of the term | Yes, the minimum amount is 5,000 rubles. (100 USD or 100 € for foreign currency savings) / withdrawal up to the minimum balance is possible | |||
Maximum pluses 2016 | 9% (r.), 1.1% ($), 0.35% (€) | 30 000 rubles, 500 $, 500 € | 91 - 180 days | Monthly or at the end of the term | Yes, min. sum. 5 000 rubles (100 USD or 100 € for foreign currency savings) / withdrawal up to the minimum balance is possible | |||
Multicurrency 2016 | 9.75 - 10.35% (r.), 1.3 -2.65% ($), 0.8 - 1.85% (€) | 30 000 rubles, 500 $, 500 € | 91 - 367 days | At the end of the term | Yes, minimum amount 5000 RUR, 100 USD, 100 € / no | |||
Retirement income | 10.15 - 10.8% (r.), 1.7 - 2.8% ($), 1 - 1.55% (€) | 5 000 rubles, 100 $, 100 € | 181 - 730 days | Monthly or at the end of the term | Yes, min. sum. 3,000 rubles, 50 US dollars, 50 € / partial withdrawal is possible up to the amount of the minimum balance | |||
Poste restante | 0.1% (r.), 0.1% ($), 0.1% (€) | Not limited | Is not limited | Annually with capitalization and at the end of the term | Not really |
mikrozaym-online.ru
ATTENTION! From October 11, 2018, a new deposit "25 years with you" will be in effect.
Seasonal deposit passport "25 years with you"
In addition to the main types of deposits, which are kept for several years, our bank also has urgent special offers. Special offers, as a rule, are dedicated to some significant events and are accompanied by special more favorable conditions: high interest, low initial payment, the possibility of replenishment, drawing prizes or additional preferential rates for other services. And also when opening a deposit "Profitable", "Cumulative", "Comfortable" through the remote banking system "AEB Online" +0.25% per annum to the rate on deposits in rubles.
To open a deposit in Almazergienbank, you must:
A personal account is opened in your name (a deposit book is also issued for pension deposits).
Individual deposit rates
Rules for placing bank deposits by individuals in JSCB Almazergienbank JSC
Applications:
Application for joining the Rules for Placement of AEB Bank Deposits by Individuals
Confirmation form on the placement of a bank deposit by an individual in the AEB
Application form for accession to the Rules for Placement of AEB Bank Deposits by Individuals, valid until July 11, 2016
Form of application for joining the Rules for Placement of AEB Bank Deposits by Individuals, valid until April 19, 2017
Application form for accession to the Rules for Placement of AEB Bank Deposits by Individuals, valid until January 16, 2018
Information on maximum interest rates on deposits of individuals
Deposit insurance system
Since January 27, 2005 JSCB Almazergienbank JSC has been included in the Register of banks participating in the compulsory deposit insurance system. The bank number according to the Register is 540.
Deposit insurance system
Deposit archive
albank.ru
In 2016, the bank increased the interest rate on all types of deposits. In 2017, it is also planned to increase the rate by several sub-points.
VIP all inclusive:
1. 10.75 percent/2.6 percent/1.8 percent;
2. 10 million /100 thousand/100 thousand;
3. 241 days;
4. partial withdrawal and replenishment.
VIP cumulative:
1. 11 percent/2.8 percent/2 percent;
2. 10 million / 100 thousand;
3. 241 days;
4. replenishment.
VIP 2016:
1. 11.6 percent/3.45 percent/2.65 percent;
2. 10 million/100 thousand/100 thousand;
3. 546 days;
All inclusive 2016-2017:
1. 10.4 percent/2.35 percent/1.4 percent;
2. 1.5 million/30 thousand;
31 year;
4. partial withdrawal;
5. replenishment.
Maximum benefits:
1. 9 percent / 1 percent / 0.25 percent;
2. 30 thousand/500/500;
3. 91 days;
4. partial withdrawal and replenishment.
Multicurrency:
1. 10.5 percent/2.25 percent/1.75 percent;
2. 30 thousand/500/500;
3. six months;
4. replenishment.
Cumulative:
1. 10.65 percent/2.45 percent/1.7 percent;
2. 1.5 million / 30 thousand / 30 thousand;
3. for 367 days;
4. replenishment.
Retirement:
1. 10.65 percent/2.7 percent/1.6 percent;
2. 500/10/10 thousand for a period of 730 days;
3. partially early withdrawal and replenishment.
Own people and generous interest:
1. 11.25 percent / 3.1 percent / 2.3 percent;
2. 1.5 million/30 thousand/30 thousand;
3. 546 days.
Only existing clients can make a deposit. To do this, they need to enter their personal account using their data. For new customers, opening is provided only at the bank branch.
Good luck! Consider other deposit offers on our website, as well as study the rating of banks in terms of reliability.
creditservice.ru
Interest rates for individuals on deposits in Bank Trust Bank in 2018.
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Despite the financial recovery procedure, NB TRUST operates as usual, accepting and issuing deposits, providing cash and settlement services to clients, lending has been resumed, and other banking services are provided.
Dear readers! The article talks about typical ways to solve legal issues, but each case is individual. If you want to know how solve exactly your problem- contact a consultant:
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Of course, some depositors have certain concerns when considering the placement of savings in a bank under reorganization.
However, the very application of such measures by the Central Bank and the Deposit Insurance Agency, including financial injections to support liquidity, and their size, indicates the interest of regulatory authorities in further normalizing the work of a financial institution.
At the moment, the future of NB TRUST looks already quite certain and for the most part there is no doubt about the further work of the bank in the financial field of the country, so many of the former depositors are interested in the possibility of registration and conditions of the bank's deposit programs.
TRUST National Bank is one of the largest players in the Russian banking sector, operating since 1995. Included in the TOP 25 banks of the Russian Federation. It has one of the largest branch networks in the country.
The credit institution is a member of the state deposit insurance system for individuals, a full member of the Visa and MasterCard IPS, as well as one of Russia's largest issuers of international payment cards.
The priority areas of activity of the financial institution are retail lending, settlement and cash services for legal entities, and attraction of deposits from the population.
Since 2015, the bank has been undergoing a financial recovery procedure with the participation of FC Otkritie Bank, during which it is planned to join NB TRUST to the investor by the end of 2020.
According to the results of 2015, the bank's profit amounted to 4.7 billion rubles.
The line of NB TRUST deposit products provides wide opportunities for depositors:
Deposit characteristics | Description |
Opening a deposit | At the bank office Through the Internet - bank TRUST ONLINE |
Currency | RUB, $, € |
Rate, % per annum | Up to 11.6% in RUB, up to 3.45% in $, up to 2.65 € |
Primary installment on term deposits | RUB 5,000-10,000,000, $100-100,000, €100-100,000 |
Maximum amount | Possible without restrictions |
Frequency of interest payments | Monthly Once a year At the end of the term |
Interest payment methods | To the deposit account (at the end of the contract) To a current bank account |
Interest capitalization | Not provided |
Term of term deposits | 3 -24 months |
Deposit and withdrawal | Replenishment Partial withdrawal Replenishment and partial withdrawal (within the limits of the contract) |
Preferential termination of the deposit | Maybe |
Auto-prolongation | Possible |
At the moment, the bank has 11 deposit programs for individuals:
Contribution | Remote deposit opening | Possibilities | ||
Replenishment | Partial Withdrawal | Auto-prolongation | ||
Our people | YES | |||
generous interest | YES | YES* | ||
Cumulative 2018 | YES | YES | YES | |
All inclusive plus | YES | YES | YES | YES |
Maximum pluses 2018 | YES | YES | YES | YES |
Multicurrency 2018 | YES | YES | YES | |
Retirement income | YES | YES | ||
VIP client 2018 | YES | YES | ||
VIP Cumulative | YES | YES | YES | |
VIP all inclusive | YES | YES | YES | YES |
Poste restante | YES | YES |
*-prolongation on the terms and delivery of the "Seasonal" deposit has been terminated, at the moment the extension of the deposit is carried out on the terms and conditions at the rate of the "On Demand" deposit.
You can make a deposit in NB TRUST in the following ways:
Interest rates on deposits in NB TRUST depend on the term of placement, initial payment, type and currency of the deposit:
Contribution | Minimum down payment | Interest payment | Term, months | Interest rate | |||||
RUB. | $ | € | Once a month | At the end of the term | RUB. | $ | € | ||
Our people | 30 000 | 500 | 500 | — | YES | 3-18 | 9,95-11,35 | 1,45-3,2 | 0,95-2,4 |
generous interest | 9,85-11,25 | 1,35-3,1 | 0,85-2,3 | ||||||
Cumulative 2018 | 3-12 | 9,45-10,65 | 0,85-2,45 | 0,35-1,7 | |||||
All inclusive plus | YES | 9,20-10,40 | 0,55-2,35 | 0,15-1,4 | |||||
Maximum pluses 2018 | 3-6 | 9,00 | 1,00 | 0,25 | |||||
Multicurrency 2018 | — | 3-12 | 9,75-10,35 | 1,20-2,55 | 0,70-1,75 | ||||
Retirement income | 5 000 | 100 | 100 | YES | 6-24 | 9,75-10,65 | 1,60-2,70 | 0,90-1,60 | |
VIP client 2018 | 5 million | 50 thousand | 50 thousand | 3-18 | 10,35-11,6 | 1,85-3,45 | 1,35-2,65 | ||
VIP Cumulative | 3-12 | 9,85-11,00 | 1,35-2,80 | 0,85-2,00 | |||||
VIP all inclusive | 9,60-10,75 | 1,05-2,60 | 0,55-1,80 | ||||||
Poste restante | 100 | 10 | 10 | — | 0,1 | 0,1 | 0,1 |
Why most of the bank's liabilities consist of deposits of individuals
It should be borne in mind that most of the bank's deposit products provide for amount ranges that affect the size of the interest rate on the deposit (the larger the deposit amount, the higher the interest rate).
Unlike the timing of interest accrual, which is performed by the bank on a daily basis (this is regulated by law), the timing and methods of paying income on the deposit are established by the agreement between the bank and the depositor.
At the moment, the payment of interest on the deposits of a financial institution is carried out at the choice of the client on a monthly basis or at the end of the term, with the exception of the deposits of Own people, Generous interest, Accumulative 2018 and Multicurrency 2018, in which income can only be received at the end of the contract.
It should be noted that, despite the provision of replenishment opportunities for most of the bank's deposits, interest capitalization is not provided for by the terms of NB TRUST deposit products.
The advantages of NB TRUST deposits include the use of higher interest rates in case of early termination of deposits.
At the moment, in case of early withdrawal by the depositor of the deposit amount or part of it, interest on the deposit up to the date of demand, inclusive, is accrued and paid:
The Bank is a member of the deposit insurance system, which guarantees the payment of compensation from the state in the event of liquidation of the organization or its bankruptcy in the amount of the deposit, but not more than 1,400,000 rubles.
From December 2014 to the present day, NB TRUST is in the process of financial recovery, the main investor of which is FC Otkritie Bank.
Despite the reorganization procedure, the financial institution operates as usual, fulfills its obligations to depositors in a timely manner and in full, and demonstrates good profit indicators.
To open a deposit in the branches of the NB TRUST, you will need a standard package of documents:
According to the current legislation, interest income on deposits is subject to income tax, the amount of which is from 30 to 35%.
This tax is applied if the interest rate on the deposit exceeds the limits established by law:
At the moment, the established limits do not exceed the current rates for NB TRUST deposits, however, if you need to pay tax, it should be borne in mind that only the amount received in excess of the limits established by law is subject to taxation.
Also, depositors should not worry about paying tax - the bank will independently calculate, withhold and transfer the entire required amount to the budget when paying interest to the taxpayer.
If the bank deposit agreement provides for the possibility of replenishing the deposit, the client should familiarize himself with the details of the deposit that are necessary for transferring funds, as well as the cost and timing of this operation.
At the moment, there are several options for replenishing deposits in NB TRUST:
It is worth noting that, all other things being equal, replenishment through the bank's own services will be more profitable for customers both in terms of the term for crediting funds and in terms of cost.
For those clients who plan to replenish the deposit on a regular basis, it will be quite convenient to replenish it through the accounting department of the enterprise. In this case, the commission will not have to be paid, and the frequency of payment will correspond to the terms of salary payment.
Depending on the terms of the bank deposit agreement and the timing of the actual placement of funds in the deposit account, the procedure for returning money to the depositor, as well as the income received, are somewhat different:
The client can receive money either in cash, at a bank branch, or in a non-cash form, by transferring funds to a current or card account.
To close a deposit at a bank branch, it is enough for a client to present a passport, deposit documents and fill out an appropriate application.
For deposits made through the Internet banking system, the possibility of remote closing is provided.
If you miss the fact that the bank is under the reorganization of the Central Bank of the Russian Federation, then the current deposit programs are no different from the programs of any other institution.
Perhaps now the credit institution has a particularly reverent attitude towards depositors, however, there are no special privileges for former clients who are ready to return to NB TRUST in open resources. It is possible that personal work is being done with former clients, however, we do not have information about this.
In 2019, Binbank merged with Otkritie Bank. They now have a common line of deposits. Individuals, including pensioners, can make deposits with the united bank on favorable terms at a rate of up to 7.4 percent in rubles and 2.3 percent in dollars.
In this review, we will consider which bank deposit is the most profitable today.
Binbank + Opening = consolidation
And it's not a joke. Binbank and Otkritie Bank merged in 2019. Now they work under the same name - "". But not only the sign on the former offices of Binbank has changed. A lot more has changed. And, according to bankers, for the better.
What did Binbank depositors get from the merger with Otkritie?
First of all, contacting the bank should become easier and more convenient for them. Since the networks of offices of Binbank and Otkritie Bank have merged, there are more branches where customers can come. Today, the offices of the united bank operate not only in Moscow and St. Petersburg, but also in more than 250 cities of Russia. Each Binbank client can apply to any of the 950 branches and use any of the 6,000 ATMs of the united bank Otkritie.
In addition, the line of deposits of individuals, including pensioners, has changed.
Previously issued deposits in Binbank will continue to operate on the same terms. They don't need to be reformatted. All money of Binbank depositors is still protected by the state within the insurance amount established by law - 1.4 million rubles. But today it is no longer possible to open a deposit from the Binbank line, for example, the Magnificent Seven.
Below are the deposits that today can be issued at the bank, which was obtained from the merger of Binbank and Otkritie.
Let's consider what deposits for individuals, including pensioners, can be issued in 2019 in the united bank. To choose the most profitable among them, let's compare the current interest rates and terms of deposits.
This is a deposit for individuals with an increased rate and the possibility of interest capitalization. It is opened in rubles both in branches and in mobile and Internet banking.
In Russian rubles
(with capitalization / without capitalization)
Amount / Term | ||||
50 000 - 750 000 | ||||
This is a classic deposit of individuals with high profitability and limited opportunities for managing funds. Monthly capitalization or payment of interest is provided in a way convenient for you: to a current account, to a “demand” account or to a bank card. A deposit can be opened both at any branch of the bank, and independently, via the Internet.
with capitalization / without capitalization
In rubles
This is a deposit for clients who have concluded insurance contracts for investment products "Cumulative Life Insurance" (CLL), "Investment Life Insurance" (ILS), "Trust Management" (DU), as well as Trust Management for the maintenance of an Individual Investment Account (DU IIA) . It can be considered the most profitable for today - the maximum rate in rubles with all the extra charges reaches 9% per annum!
The term of the investment agreement product | The percentage of placement of funds in invest. products from the total amount | Rate surcharge |
|
15 - 25% of the total amount | |||
25 - 50% of the total amount | |||
From 50% of the total amount | |||
15 - 25% of the total amount | |||
From 25% of the total amount | |||
ISZh / DU / DU K / DU IIS | from 25 to 50% of the total amount | ||
ISZh / DU / DU K / DU IIS | from 50% of the total amount | ||
ISZh / DU / DU K / DU IIS | from 25 to 50% of the total amount | ||
ISZh / DU / DU K / DU IIS | from 50% of the total amount |
NSZh - Endowment Life Insurance.
ILI - Investment Life Insurance.
DU - Trust Management.
DU K - Trust management for the "Coupon" strategy.
DU IIS - Trust Management for the maintenance of an Individual Investment Account.
This is a deposit of individuals, the terms of which provide for the possibility of replenishing the deposit account. Capitalization of interest or their monthly payment is provided.
in Russian rubles
This is a deposit of individuals with maximum freedom of management: the possibility of replenishment and partial withdrawal of funds. It can be opened both at any branch of the bank, and independently, via the Internet.
with capitalization / without capitalization
in Russian rubles
See also the most profitable Sberbank deposits for pensioners.
This is a profitable deposit for customers - owners of cards issued under the Premium and Optimal tariff plans, premium cards of the Mastercard World category. It has the highest percentage among the deposits of Otkritie Bank for individuals.
Amount / Term | ||||
50 000 - 750 000 | ||||
A profitable (accumulative) account that can be replenished or withdrawn from it without any restrictions on the amount or term. You can open an account at a bank branch, as well as via the Internet or in a mobile application.
At first glance, this is a classic savings account, in which the interest rate increases as your money is in the bank. But in fact, everything is not so simple. There are a number of features that you need to understand before you draw it up.
Interest on the account is calculated on the amount of each replenishment.
For example, you put 100,000 rubles into your account. In the first 2 months, you will be subject to a rate of 4% per annum. Further, it will gradually grow - depending on the period of storage of money in the account. The maximum possible rate is 9% per annum.
You can deposit or withdraw money from your account at any time and without restrictions
For each new replenishment, the rate will be calculated anew - starting from 4% per annum.
When withdrawing money from the account, the amount of the last replenishment is reduced, on which the minimum percentage is charged
Your savings that have been placed the longest and bring the most income will remain unchanged.
The conditions for raising money are as follows
A deposit can be opened both in any branch of Otkritie Bank (Binbank), and independently, through the Internet bank.
The bank's specialists will advise you on any issue by calling toll-free: 8 800 500-20-01.
Specify the terms and interest rates of deposits of individuals on the official website www.open.ru.
Phones:
8 800 200-50-75,
8 800 500-20-01 (specialists will advise you on any issue),
8 800 700-78-77 (free call within Russia),
7 495 787-78-77 (phone in Moscow).
PJSC Bank FC Otkritie. General license of the Bank of Russia No. 2209.
The information is provided for informational purposes and is not a public offer.
How to be in the national rating of the largest banks in Russia? How to "stay afloat" despite the financial crisis? What to do to attract potential investors? Managers of a well-known financial and credit organization called "Trust Bank" are well aware of this.
According to official data, PJSC "National Bank "Trust Bank" at the beginning of 2018 ranks 40th in the People's Rating and 26th in terms of successful financial performance.
A network of branches operates in almost all cities of Russia.
Thanks to the investment support of the Otkritie group (investor), the financial corporation functions stably and without bureaucratic delays.
When contacting Trust Bank, any citizen of the Russian Federation or a legal entity has the right to receive advice on the following issues:
Bank employees of the national financial and credit institution "Trust Bank" offer profitable programs for investing free cash for those who seek not only to save, but also to increase finances. All customer savings are insured, as the bank is a member of the system.
Depending on the wishes of the client, deposits are opened with a limited period: for 3, 6, 9, 12 months and 2, 3 years. The possibility of auto-prolongation allows you not to worry about the further profitability of investments after the expiration of the period.
In PJSC National Bank Trust, funds are accepted at an interest rate that is much higher than in banks with state support, such as PJSC Sberbank of Russia or VTB.
The maximum possible rate is 11.35 (11.6) percent and is calculated subject to a number of conditions:
Let's try to summarize the data on current deposits in tabular form.
So, "Trust Bank" in 2018 offers the following deposits to individuals.
Name of deposit | Date of introduction of the deposit | Placement term | Interest | Possibility of replenishment | |||
---|---|---|---|---|---|---|---|
Our people | 08.04.2016 | 30 thousand rubles | 3 months, 6 months, 1 and 1.5 years | 9,95-11,35 | At the end of the deposit term | absent | absent |
generous interest | 08.04.2016 | 30 thousand rubles | 3 months, 6 months, 1 and 1.5 years | 9,85-11,25 | At the end of the deposit term | absent | absent |
Cumulative 2016 | 08.04.2016 | 30 thousand rubles | 3 months, 6 months, 1 year | 9,45-10,65 | At the end of the deposit term | There is | absent |
All inclusive+ | 08.04.2016 | 30 thousand rubles | 3 months, 6 months, 1 year | 9,2-10,4 | Monthly or at the end of the term | There is | |
Maximum pluses | 08.04.2016 | 30 thousand rubles | 3 months, 6 months | 9 | Monthly or at the end of the term | There is | yes, to an irreducible balance |
Retirement income | 08.04.2016 | 5 thousand rubles | 6 months, 1 year, 1.5 and 2 years | 9,75- 10,65 | At the end of the deposit term | There is | yes, to an irreducible balance |
When forming a new line of savings deposits, the bank's managers took into account the fact that the regular customers of the financial institution are people with different income levels, different ages, social status and professional employment. So, entrepreneurs with solid work experience are advised to take advantage of VIP deposits.
Among them are the possibility of partial withdrawal of funds placed on the account, auto-prolongation and a high interest rate. Experts note that this is the only way to save the financial assets of any organization from inflationary fluctuations.
Name of deposit | Date of introduction of the deposit | Minimum amount of cash | Placement term | Interest | Frequency of interest payments | Possibility of replenishment | Possibility of partial withdrawal |
---|---|---|---|---|---|---|---|
VIP client 2016 | 08.04.2016 | 5 million rubles | 3 months, 1 and 1.5 years | 10,35-11,6 | Monthly or at the end of the term | absent | absent |
VIP Cumulative | 08.04.2016 | 5 million rubles | 3 months, 1 year | 9,85-11 | Monthly or at the end of the term | There is | absent |
VIP all inclusive | 08.04.2016 | 5 million rubles | 3 months, 1 year | 9,6-10,75 | Monthly or at the end of the term | There is | There is |
As can be seen from the table, any additional opportunities are insignificant, but they affect the interest rate (in the direction of decrease). In any case, in order not to risk, the customer of services can insist on making a deposit with a three-month period.
But, if the money placed on a term deposit was needed "here and now", then the managers of the organization propose to terminate the agreement at the rates of the "On Demand" deposit.
Poste restante | _ | 100 rub. | _ | 0,1 | _ | _ | _ |
Recently, Trust Bank clients have been able to organize their investment activities through the Trust ONLINE system. Using an Internet connection, you can now open a deposit (everything except "Retirement Income" and "Your People"), pay expenses, control income and track changes in foreign exchange rates.
Depositors of Trust Bank also have a special privilege: to independently manage a multi-currency deposit.
The offer for a multi-currency deposit is valid from March 16, 2018. One deposit allows you to save the client's funds in three popular currencies: in rubles, in dollars and in euros.
Money is saved and multiplied on the deposit within three to six months or one year. During this time, the investor has the right to transfer part of the finances to another currency and vice versa an unlimited number of times.
To open a multi-currency deposit, a certain amount of funds is required. For the Russian ruble, this is 30 thousand rubles, for the dollar - 500, for the euro - also 500 USD.
Interest rates for a multi-currency deposit from Trust Bank (PJSC).
In order to become a depositor of a stable bank, you must enter your phone number on the official website of the company in the deposits section. At the end of the transaction, a premium code is sent to the potential client.
This combination of characters will allow:
Each type of deposit has its own withdrawal and replenishment options. Early termination of contractual obligations is not welcome, but the managers of the organization try to be guided by the postulate "The client is always right."
When making a deposit, calculate your risks and opportunities correctly.
Everything else - entrust the financial consultant of the Bank "Trust".
Believe me, he will tell you how to profitably place free capital!
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