Now any polyclinic providing emergency care or long-term treatment, as well as local doctors who come to the house for the purpose of examination, will definitely be asked to present a passport and a medical policy. This is a document issued by an insurance company for receiving medical services free of charge.

To make it convenient, comfortable and practical, it was decided to improve the existing document. Further in the article, we will find out in more detail what a plastic card of a new type of compulsory medical insurance policy is, the place of its receipt and who has the right to use such an innovation.

The issue of mandatory health insurance was always relevant and in order to receive free assistance it was necessary to issue an insurance policy. Control over this was previously assigned to employers, student organizations, school and preschool institutions.

In 2011, the introduction system compulsory insurance citizens began to transform, and in order to unite and regulate the process of issuing forms, they decided to issue a single perpetual compulsory medical insurance policy on blue paper.

It is issued on a sheet equal to A5 format and is valid throughout Russia, regardless of place of residence and registration. But, the operation of paper insurance, unprotected from mechanical damage, is impractical.

But since 2015, medicine has been able to change the approach and found a solution to this problem. Now policyholders have begun to issue an electronic compulsory medical insurance policy. It looks like a plastic card equipped with a chip, which contains all the information about its owner.

The essence of such a solution is simple, everyone who cares mandatory conditions insurance companies issued policies that had a limited validity period, at the end of which they have the right to apply there in order to obtain new insurance with electronic media.

What does the CHI policy of the new sample look like?

The new CHI policy has the format of a regular plastic card, similar to banking, which we use daily to manage our own funds.

Its single sample is decorated with the colors of the Russian tricolor, and on the front side there is the following information:

1. Image of the coat of arms of the Russian Federation;
2. Insurance system logo;
3. Chip and policy number;
4. The name of the SC.

On the back side, all personal information is indicated. Here is placed a photo, full name, date of birth and gender. You will be asked to sign. Looking at this form, you will definitely notice a hologram confirming the authenticity of the insurance.

There is also a phone number of the fund that issued the document. The term of the MHI policy is 5 years. That is, after this time, you will have another card exchange.

Difference from paper

New medicine with such insurance allows you to receive free treatment, determining the list of services available to the consumer. This means that by contacting polyclinics, medical institutions, hospitals in our country, we have the right to service, assistance, as well as the provision of certain medicines.

Not all regions are ready to accept modern system and take advantage of it. So, the lack of complete data about your company can seriously complicate treatment and provoke additional difficulties. But, the policy of the new sample has a number of differences from the old one.

1. Size. The small format allows you to get a plastic card and store it in your wallet or passport cover, which is more convenient for the owner. When the paper version was not allowed to be laminated and folded across, and this required special handling.
2. Material. The electronic compulsory medical insurance policy has a plastic base and is practically not subject to mechanical and physical influences. Paper insurance is easy to wrinkle.
3. Data security. The new MHI program provides for protection against the use of services by other persons, since now the citizen’s personal information is printed on the card, and a photo is also posted. Such insignia and chips make it possible to create a unified information base of policyholders.

Where to get a plastic OMS card

The compulsory medical insurance system covers the entire territory of the Russian Federation, therefore, all citizens can protect their lives. This means that the able-bodied population, pensioners, students and schoolchildren, and even just born babies and the unemployed can count on protecting their health.

There are several ways to get a card:

1. Protecting Organization (SC). Bringing old-style insurance, a paper form, without spending time and effort, you replace it with plastic. The operator will have access to your series and number of the CHI policy on a single basis. There he will see your personal data.
2. MFC. A multifunctional system for the provision of state and municipal services will accept your documents. You need to register an application and within 14 days, an SMS will be sent to the specified number about the service performed. https://www.mos.ru/pgu/ru/md/
3. Office of the branch of the compulsory health insurance fund. New medicine allows, by contacting this organization, to issue insurance within 10 days.
4. State Services Portal. You can apply for an OMS policy online. To do this, you must fill out the form in electronic form, enter all the necessary information there and select a pick-up point that is geographically close to you. https://gosuslugi.help/polis-oms.html

Insurance companies

CHI allows you to choose an insurance company yourself. So, if you are not satisfied with the quality of the services provided, then the replacement of the insurance agent is possible once a year.

There are many companies working in the field of insurance of citizens, here are some of them:

1. VTB Medical Insurance
2. "Spassky Gate -M";
3. "Ingosstrakh-M";
4. "RGS Medicine";
5. "Uralsib";
6. "Consent -M", etc.

This list can be endless, but they are all suitable for protection. The rating of their popularity varies depending on the requests of insured citizens, but these are huge companies and it will be more convenient to get a new policy here.

Registration of a new electronic policy

The CHI policy of the new sample, as you already understood, looks like a plastic card. But not important appearance insurance, and how it is issued and a list of documents required in the future.

You will be asked to present:

1. Passport of a citizen of the Russian Federation;
2. An application filled out on the form of the IC dealing with protection;
3. When applying for a new type of insurance for a child under the age of 14, you need metrics (birth certificate).

In 2018, you can protect yourself and get a card within 30 days. During this time, the policyholder is given a temporary certificate that replaces the card, but it also indicates the number and series, as well as personal data.

So, if in the allotted time to prepare the card you have to get help or treatment, stay in a hospital, buy drugs, consult a doctor, then feel free to use temporary insurance.

During the application, write down the phone number to contact the operator. The CHI policy is usually changed quickly, no more than 11 days. But try to control the whole process yourself and do not wait for someone to call you, for these purposes, take the operator's number.

Pros and cons of new policy

We told how to replace the CHI by last name with a new plastic format, but how to use such a document? The opportunities that a plastic card provides have not yet been fully implemented in many regions, and therefore there is a possibility that you will not receive proper treatment and required services for free. The table shows some of the pros and cons of both types of protection.

Type of insurance	Advantages	disadvantages
old pattern	The right to make changes to the form	Inconvenience to use
	Habitual in use for medical professionals	Opportunity to receive services from third parties
New pattern	Mobility, durability, ease of use	Lack of device in honey. policy reading agency
	High level of protection	When changing data, it is obligatory to obtain a new policy
	No outside use	Not every insurer is able to issue a new policy

Both insurances have the same legal effect and are not subject to any differences in medical care.

Moscow and region

CHI points allow you to get a policy. And this is allowed both during the initial treatment and for other reasons.:

• When changing personal data. Marriage, another place of residence, name or patronymic necessarily contributes to a new (repeated) entry of information;
• Wrongly entered information. When applying for insurance, the operator introduced an inaccuracy that requires it to be replaced;
• When it is lost. There are many reasons for this randomness. But, if a loss occurs, write a request for restoration;
• Obscene state. If you understand that the document is damaged and indecent, it must be replaced.

The places where you can get a CHI policy in Moscow are mainly related to the addresses of insurance companies.

In the Moscow region, it is easier to issue and find out if the compulsory medical insurance policy is ready at the MFC branches, at addresses such as:

• Schelkovo, st. Svirskaya, 2 A;
• Orekhovo-Zuevo, st. Lenina, 96 A;
• Lyubertsy, Oktyabrsky Avenue, 190;
• Balashikha, st. Soviet, 4.

Where is the number and series on the policy

For an insurance organization where cards are issued, there is no difference between citizens and their status. And this means that an unemployed or retired person, a student at school or an ordinary worker has the right to use the services under the MHI policy on an equal footing. Therefore, the appearance of the map is the same. Only insurance issued for a child under 14 years of age is eligible for an exception.

In the case of a child card, the photo of the child is not placed. On the front side of the card are the series and number of the CHI policy in the form of a 16-digit code. Due to the chip on which the information is stored, the devices quickly recognize the data and determine the owner of the insurance. So, having lost a card after replacing it from paper to plastic, it is possible to restore all data and the card itself through the number.

What is the validity period of the new CHI policy

Early replacement is made only in case of change of information or in case of loss. How to restore the CHI policy in this case? Report the incident to your insurance organization, take your passport and write a statement. There you will quickly be helped to restore the document.

The new format of insurance has limitations, which means that its usefulness will be extended for no more than 5 years. You can determine the expiration date of your card by looking at its back. When the specified period begins to come to an end, a replacement is required.

The replacement process will not take much time, since the list of documents will not change. All you need is to write an application and wait for a new card within 1 month.

When paying compulsory medical insurance contributions to the employer, we have the right to independently choose the institution in which we are ready to receive services, the insurer, and even between types of insurance. Each one is capable of determining which one is convenient, and only the order of further actions will depend on your decision.

In view of the implementation of the program to create a unified information base, since 2011 a policy of a new type has been issued. Old-style policies remain valid until they are replaced with a new one. An insurance certificate of compulsory medical insurance of a new sample (compulsory medical insurance policy), today, can be issued throughout the territory Russian Federation.

The CHI policy confirms the right of the insured person to receive free medical care as part of the CHI service package. If you are not satisfied with the insurance company, you have the right to independently carry out a replacement 1 time in the current year until November 1, or more often in case of a change of residence (region of residence changes). It is worth noting that when changing a workplace, there is no need to change the policy, as was the case with old-style documents.

Where can I get a new health insurance policy if you are not working?

Regardless of whether you are a working or unemployed citizen, you can choose and apply to any medical insurance company in the territory of residence yourself.

How to get a new CHI policy in Moscow?

The procedure is quite simple - you need to contact any insurance medical organization and submit an application. At the time of issuing a permanent certificate (within no more than 45 working days), you will be issued a temporary document granting the right to receive medical services in full.

What does the CHI policy of the new sample look like?

This document can be submitted in the form:

A traditional paper MHI policy of a new type in A5 format, with data placed on two sides. On the front side, in addition to information about the owner and the date of issue of the policy, a unique barcode is placed. In addition, a number consisting of 16 digits is indicated on the front side. It should be noted that lamination of this document is prohibited, on the reverse side of the document it is necessary to put a mark in case of a change in the insurance company. In order to prolong its service life, it is not recommended to fold or bend the sheet.

You can check a new sample of the compulsory medical insurance policy through Internet resources, in the same way you can find out your policy number by last name or passport data in the Territorial or Federal Compulsory Medical Insurance Fund.

According to the CHI Rules, policies of a single sample are valid on the territory of the Russian Federation. The document may be in the form of a paper or electronic policy (EPOMS). What is an electronic compulsory medical insurance policy? A policy of a single sample in the form of a plastic card can be issued only by citizens of the Russian Federation. The document has an embedded chip that contains data about its owner, the reverse side contains the signature and photograph of the insured person, which excludes the use of your document by another person and guarantees the receipt of medical care throughout Russia.
You can apply for EPOMS in our

8-800-200-92-04

24/7 contact center

HOW TO USE
ELECTRONIC POLICY

HOW TO USE
ELECTRONIC POLICY

When insured event many people wonder how to use the electronic health insurance policy.

There are no differences in the use of a plastic analogue of the CHI and a paper document. This document also gives the right to use the full range of medical care free of charge anywhere in Russia, according to the program of state guarantees.

With an electronic policy, it is possible to make an appointment with a doctor through a terminal or online, without standing in line at the reception, and at the same time, it is convenient to use.

Simultaneously with the policy, the insurance medical organization provides the insured person with information on the rights of the insured persons in the field of compulsory medical insurance, on the procedure for information support at all stages of providing them with medical care in the form of a memo or brochure.

The Federal Compulsory Health Insurance Fund, in connection with the misconduct of some insurers, hastened to clarify what is the difference between the compulsory medical insurance policy and a plastic card, which citizens received from the insurance company.

Confused confused but not confused

Since the beginning of 2016, individual companies have begun issuing "plastic" to customers, with which people come to the clinic and demand free medical care. The confusion occurred due to the fact that today both the paper version of the medical policy in the form of a pale blue leaflet in A5 format and the new model CHI policy - a plastic card - have equal force. According to these documents, you can get free medical services, and it was with the electronic policy that patients confused the card received from the insurer.

The cards that citizens receive when insuring in private companies are just a document that confirms the case of insurance, but they are not a medical policy in the sense in which it is enshrined at the federal level.

The right to receive medical care in state medical institutions is granted exclusively by a policy, the form of which is regulated by the uniform requirements of the Rules of Compulsory Medical Insurance. The issuance of an additional “plastic” of an unspecified form with information about the fact of insurance and personal data of a citizen does not legally entitle to receive medical services, which means that it makes no sense to present it at a clinic or hospital.

CHI policy on a plastic card or in paper form of the old model provides the right to receive free medical care throughout the country within the framework of Federal Law-326 of November 29, 2010.

Do you need to change your policy?

For a year now, plastic CHI policies have been issued in Moscow. They look like a bank card familiar to most, have a chip and contain the personal data of the insured person (full name, year of birth, name of the insurance company, etc.). On the back there is a picture of the owner and his personal signature. The history of the disease is not stored at such a medical center. For this, additional electronic medical records will be introduced.

Recall that the compulsory medical insurance system started operating in 1998. At that time, citizens received green laminated cards with a bar code. The main problem was the ability to easily forge such a document. In 2011, paper counterparts were introduced. Their production was cheaper for the state, but for patients who regularly visit doctors, the papers fell into disrepair very quickly, despite the fact that many tried to pack them in a file or a washed milk bag. Finally, progress has reached the MHIF, which has decided to gradually replace paper policies with electronic ones.

Today, both paper and electronic medical policies are accepted in medical institutions with equal success, so there is no point in panicking and urgently running to draw up “plastic”. In addition, the final translation of documents into electronic form is scheduled for 2030.

But those who want to use a convenient format can get a card from their insurance company. Within a month from the submission of the application, it must be prepared. It is valid, like the paper version, throughout the country.

For reference. Today, 11 insurance companies participate in the CHI program, while every citizen has the right to change the insurer once a year until November 1.

It is planned that soon it will be possible to order a plastic policy card through the public services portal, but so far this function is not available.

The procedure for replacing the OMS policy with a new model policy started several years ago. A personal appeal to a company specializing in health insurance or to the MFC will help you get a new OMS policy. Alternatively, it can be ordered through a trustee. Be sure to indicate the preferred form of the received document, which is available for:

• people with Russian citizenship;
• people who are citizens of other states but reside in Russia on a permanent or temporary basis;
• refugees;
• persons without citizenship.

It is required to provide its owner with medical care without payment throughout the territory of the Russian Federation, giving the right to choose a medical institution, calling on polyclinics, hospitals, medical centers to work efficiently and efficiently.

What does he look like?

A new policy can be obtained at:

• in the usual form - a paper document with data placed on both sides;
• compact form of a plastic card;
• as part of a universal electronic card (prospective option).

What does a new OMS policy look like in paper form? The format of the new document is A5, it is not recommended to bend it, and it is strictly forbidden to laminate it. The only thing that can be done is photocopies on both sides, which will help extend the life of the original. On the front side there is information about the owner (name, date, month and year of birth), date of receipt, a unique barcode. On the reverse side, information about the place of residence, the insurance company and its coordinates is printed.

The electronic form is similar to a bank card. All data about who issued it is stored on the CHIP, for this reason, owners of plastic insurance should remember the name of their insurance company in order to provide information at hospitals and clinics. There is also a unique number here. On the reverse side there is a photograph and signature of the owner, the date until which the card is valid. The answer to the question of where to get a new type of OMS plastic policy requires additional preparation related to calling organizations whose activities are related to health insurance. The reason is that not everyone has the technical ability to issue a plastic version.

You can check the authenticity of the paper or plastic version of the policy issued to you on the official resource by entering a unique number in a special search bar. You will need to turn the document face to face, where the OMS policy number of the new sample is printed, regardless of whether it is made on paper or plastic.

List of documents

The documents for obtaining a new OMS policy are, in principle, the same for everyone:

• a correctly executed application to an organization whose specialization is medical insurance;
• a certified copy of a document by which you can unambiguously verify your identity;
• certified copy of SNILS (if available).
• a certified copy of the document confirming the status of "refugee" (certificate of consideration of the application on this issue), residence permit, identity document of a stateless person, where there is a mark confirming the legality of residence in the territory of the Russian Federation for foreign citizens, refugees and stateless people respectively.

By submitting an application for a medical insurance document of a single sample, the applicant receives a certificate in his hands that replaces the policy and gives the right to receive medical assistance until the registration procedure is completed. This certificate can be used no longer than thirty working days, after which the original medical insurance document in the form chosen by the applicant must be received in hand.

Regardless of whether you are a citizen of the Russian Federation or not, getting a new OMS policy is quite simple and fast.

Do I need to renew or order a reissue

First of all, it should be emphasized that all medical insurance documents received on hand, dated January 1, 2011 and earlier, are required to be accepted by any medical institution. Whether or not to change the old version is the business of its owner.

It is worth paying attention to the fact that having received a new document in your hands, you will not find an expiration date on it. Therefore, to the question: “Do I need to renew the OMS policy of a new sample?” The answer will be negative with some caveats:

• there are no restrictions on the validity of this document for citizens of the Russian Federation;
• for people who have received the status of "refugee", the policy will be valid until the person leaves the country;
• for people who have a temporary residence permit on the territory of the Russian Federation, he will help to receive medical care free of charge as long as the permit is valid.

Advantages

A single OMS policy of a new sample is valid on the territory of all subjects of the Russian Federation, regardless of the residence permit or registration of the owner. For this reason, on any trip within Russia, you must take it with you. A single OMS policy of a new sample gives the right to choose not only a doctor who provides medical services, but also a medical institution.

Nuances of obtaining a new sample document

As in any case started by the Russian authorities, when obtaining a single policy that guarantees medical care, there are a number of nuances that you need to prepare for.

You can change the insurance company once during the calendar year and strictly until November 1. The exception is the owner's new registration address.

Insurance is carried out by one organization at a time. Accordingly, a person can be the owner of one policy.

If the plastic format was lost or damaged, then only its paper counterpart can be issued to replace it.

The plans of the government of the country over time to move massively to a universal electronic card, which will replace policies (not only old, but also new), acting as an identity card, certificate of pension insurance, etc., opening up access to a variety of state and municipal services in any region Russian Federation without payment.