An individual personal account consists of. Individual personal account of the insured person. What is an ILS statement

15.07.2022

It is necessary to obtain an extract from the FIU on deductions. This can be done in several ways. And in this article we will talk about why you need it, how to order and receive an extract from an individual PFR personal account, and whether it can be done online.

What is an extract from the FIU

Before considering individual points, let's get acquainted with the very concept and purpose of an extract from the pension fund. So, this document contains information about the individual personal account (ILS) of the insured person, which determines his pension rights. With the help of an extract from the FIU, you can find out the following data:

  • information about insurance premiums;
  • growth rate;
  • the totality of all funds on the personal account (the state of the insurance and funded parts of the pension);
  • which organizations made contributions;
  • information about the state of a separate part of the ILS;
  • results of investment of pension savings.

Familiarize yourself with such a report as a participant in the mandatory pension system. insurance can be free of charge when contacting the FIU, as well as when contacting the insured. The data can be sent in electronic or paper form by mail.

Notification of the state of the ILS in the FIU

The extract form (SZI-5), according to the Resolution of the Board of the Pension Fund of the Russian Federation N 473p (dated 06/01/2016), has one option. When filling it out, only individual data and the relevance of the information provided are important.

Options for obtaining an extract on the state of the PFR personal account, the rules for submitting an application-request for such receipt and its processing are discussed below.

How to apply to the FIU via the Internet, this video tells:

Getting such a document

  • The pension fund of our state:
    • upon personal appeal to its territorial body;
    • through a written request;
    • through the online reception or "personal account" on the website of the pension fund.
  • Public Services website. True, you first need to register and create a personal account for yourself.
  • Obtaining data through the employer, in accordance with the Federal Law No. 27-FZ for accounting in the pension insurance system.
  • Appeal to organizations that have concluded a special agreement with the Fund on informing insured persons about the status of their accounts in this area:
    • numerous and so popular today ;
    • credit organizations (including Sberbank, Uralsib Bank, Gazprombank, as well as the Bank of Moscow and VTB 24. Information on the status of your ILS, in this case, can be obtained through a bank teller, ATMs, bass terminals, Internet banking cabinet.

Whatever method of obtaining data is chosen, you should always have a citizen's passport and SNILS with you.

This video will help you check the status of an individual personal account in the FIU:

Pension rights of individual entrepreneurs and legal entities

The cardinal difference of this group of persons is the independent payment of pension contributions by them. For individuals who are employed, this obligation is assigned to the employer. In view of this, a certain system for the formation of their future labor pension has been approved and is in effect for the category of the self-employed population.

  • Payment of insurance premiums to the Pension FR begins from the moment and stops only after. Based on this, a person is obliged to pay insurance premiums, regardless of whether entrepreneurial activity is currently being conducted and whether there is income. It is important to note that it does not depend on profit, but on income.
  • In addition, in case of non-payment of insurance premiums to the Pension FR, penalties are accrued in a strict manner. Employees of the FIU, in this case, can also charge a mandatory fixed payment and levy a penalty through the bailiff service or the Arbitration Court.
  • Individual entrepreneurs and legal entities determine the terms for payment of insurance premiums independently. In order to avoid delays, the territorial offices of the Fund at the place of registration of the entrepreneur send him completed receipts for the Pension Fund and the Federal Compulsory Medical Insurance Fund once a quarter. For business people, this is very beneficial - it saves time and effort: all that remains to be done is to go to the bank and pay.
  • In addition, in order to avoid questions or misunderstandings in further work, it is necessary to obtain a certificate from the FIU. Since it is a direct proof of the fulfilled obligations of the company or entrepreneur to submit reports of personalized accounting. In other words, this document excludes the existence of a debt to the Fund and claims from its side. The official name of the certificate is “Document on the provision of information to the territorial body of the Pension Fund of the Russian Federation in accordance with the law on personalized accounting”. Please note that the procedure for obtaining such paper is different in different regions and regions of our country, but not significantly. An important role is played by the well-established reporting process directly from the individual entrepreneurs or legal entities.

In 2017, the maintenance and accounting of insurance premiums have undergone significant changes. Now management control has been transferred to the Federal Tax Service of Russia (FNSR). The innovation is connected with the inability of the Pension Fund to timely and effectively perform the function of accounting, which gives rise to an increase in the insurers' debt on pension contributions. Payment of contributions to the Pension FR and General Health Insurance will be carried out according to the new details. The activity of assessing the debt, issuing a fine, and conducting other lawful and proper checks is assigned to the FNSR.

At present, the administrations, equipped with a remote access system, work in the mode of viewing the information contained in the individual personal account of the insured person, ordering an extract from the individual personal account, necessary for assigning, recalculating pensions. pension fund insured document

Individual personal account of the insured person (ILS) - a document stored in the form of a record on computer media that can be processed using computer technology in the bodies of the Pension Fund of the Russian Federation, containing information on insured persons provided for by this Federal Law, included in the information resources of the Pension Fund Russian Federation ILS ZL consists of 3 parts:

common part - a component of the individual personal account of the insured person, which contains the individual information of the IP, i.e. insurance number, full name, date and place of birth, address of permanent residence, passport data, citizenship, amount of accrued, paid and received insurance premiums; special part of the individual personal account - a component of the individual personal account of the insured person, which takes into account information about insurance premiums received for this insured person directed to mandatory funded financing of labor pensions, investment income and payments made at the expense of pension savings in accordance with Federal Law No. 173-FZ of December 17, 2001 "On Labor Pensions in the Russian Federation";

professional part of the individual personal account - a component of the individual personal account of the insured person - the subject of the professional pension system, which reflects information about the amounts of insurance premiums paid by the insured for the insured person for periods of his labor activity at workplaces with special (difficult and harmful) working conditions (professional experience), investment income, payments and other information necessary for the implementation of pension rights in accordance with the legislation of the Russian Federation on professional pension systems. In order for the IP to receive an extract from the ILS, he needs to write an application in any form to the PI department and provide a passport and an insurance certificate. Then the leading specialist of the PU and VSTL department submits a request to the database and a response is received within 10 days. The issuance of an extract from an individual personal account is carried out by the leading specialist of the PI and VZL department personally in the hands of the insured person (without exceptions). For issuance, a citizen must also provide a passport and an insurance certificate. The leading specialist maintains a log of registration of extracts from the ILS. The AP has the right to write an application to clarify the address of the place of residence contained in the ILS.

An extract cannot be issued without an insurance certificate. Therefore, in case of loss of the insurance certificate, the IP can write an application for issuance of a duplicate; in case of change of surname and other data - an application for the exchange of an insurance certificate.

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That is why all employers are required to make appropriate contributions for each of their employees to a special state off-budget Pension Fund.

At the same time, often to various institutions, information from the FIU is required to perform certain actions.

You can get it in various ways - directly by contacting the office of this institution or via the Internet.

If you need to obtain an extract, you should familiarize yourself with all the main stages of obtaining it in advance.

Important Aspects

The Pension Fund of the Russian Federation is currently accumulating and investing funds that the employer transfers to him for each officially.

Moreover, the size of the pension upon reaching retirement age will depend on the size of such deductions.

Each citizen of the Russian Federation has a personal account with the FIU. If necessary or desired, it is possible to get acquainted with all the information regarding this account.

It will be possible to do this by issuing a special extract. It includes the most detailed information about the amount of funds, as well as other.

Before applying for this type of extract, you will need to deal with the following questions:

  • what it is?
  • the purpose of the document;
  • legal grounds.

What it is

Previously, over a fairly long period of time, the Pension Fund of the Russian Federation carried out a constant mailing list with information about the personal account of a particular individual.

But this does not mean that the future pensioner, any of the citizens of the Russian Federation, will not be able to receive information about the accruals that the employer makes for him.

An extract from the personal account of the insured person from the Pension Fund is a document presented in the form of a table.

It includes the following main sections:

  • record number in order;
  • cumulative part;
  • insurance part;
  • which organizations made the accrual.

This information about the amounts accrued to the account of a particular citizen is reflected at the bottom of the document.

Also, in addition to this table, other information must be reflected in the statement:

Document name and date For which it is considered valid (formation time)
Surname, name and patronymic of the person For which this statement was made
Insured number Individual personal account
The date of birth is indicated
Information about insurance premiums A table is indicated in which the amounts are indicated, as well as the name of the main indicators
growth rate
The total amount of funds on the personal account
The management company is indicated Which operates with all funds on the personal account

The format of the document of the type in question is completely standard. The Internet statement of the JSC Unified Accumulative Pension Fund also contains all the data indicated above.

That is why there are usually no problems when “decoding” this type of document. It is only important to take into account the relevance of the extract.

Since the next receipts on the personal account of the future pensioner are carried out by the employer constantly, every month.

Purpose of the document

Obtaining an extract from a personal account allows you to simultaneously solve a large number of very different tasks.

First of all, this is obtaining up-to-date information on deductions related to the formation.

Moreover, both insurance and savings. With the help of a document of the type in question, it will be possible to have an idea of ​​​​the funds deducted by the employer.

Also, an extract of the type in question may be required in the following cases:

  • when applying for a disability pension;
  • if you need to apply for a military pension, according to length of service, another;
  • to check the correctness of the accrual and formation of pensions.

Today there is always a human factor. That is why it is worth constantly monitoring the funds that are credited to a personal personal account with the Pension Fund.

So it will be possible to avoid a large number of problems in the future, when calculating the amount of the pension. An extract is required to carry out a large number of different actions.

Up-to-date information on the status of a personal account is required by many institutions. Therefore, it is worthwhile to figure out in advance how to get such an extract.

Legal grounds

Today, the legislation itself, the process of calculating a pension, as well as a large number of other points related to the work of the Pension Fund of the Russian Federation, is covered in special legislative norms.

At the moment, the fundamental legal documents affecting this issue are the following:

If possible, persons who are accruing pensions should familiarize themselves with the following sections of Federal Law No. 173-FZ of December 17, 01:

It is also worth considering the main sections, since it is he who is now used in the implementation of various actions related to pensions.

Previously used is currently only partially valid. Some of its chapters are invalid and no longer apply.

Today, Federal Law No. 400-FZ of December 28, 2013 includes the following basic data:

Basic provisions related to legal regulation and other main points
How and when the assignment of insurance pensions takes place, other main points are indicated
The procedure for calculating the amount of insurance experience
The amount of insurance pensions is established, the main points related to fixed payments are indicated
Direct appointment of insurance pensions, as well as their subsequent payment and delivery
How the rights to early old-age pension are maintained, various transitional provisions are established
The final provisions related to pension accruals are listed

Equally close attention should also be paid to the various applications identified in this legal document.

These primarily include the following:

There are also other, specialized legal acts regulating the issue of receiving a pension, its appointment.

They apply to certain groups of people. These are civil servants, disabled people and others. If necessary, these NAPs should also be carefully reviewed.

How to order an extract from the Pension Fund

Previously, in order to receive information from the FIU, it was necessary to wait for the next letter. Today, you can independently and at any time get acquainted with all the necessary information.

Ordering an extract today will be possible in various ways. To avoid wasting time and other difficulties, you should carefully consider the following questions:

  • order of treatment;
  • online opportunities;
  • if through the State Services;
  • sample document.

Application procedure

The procedure for applying for an extract of the corresponding value, first of all, depends on the method of obtaining a document of the type in question.

At the moment, you can get an extract in one of the following ways (or several at the same time):

It must be remembered that when applying in person, in addition to a properly drawn up application, you will need to submit the following documents:

  • passport of a citizen of the Russian Federation or another, which certifies the identity;
  • certificate of pension insurance (SNILS).

There are some features associated with obtaining an extract in this way. Be sure to familiarize yourself with them in advance.

Opportunities online

Every day, the way to obtain the type of statement in question online is becoming more and more popular.

To do this, you can use a variety of services. This may be the website of the "Gosuslugi" or directly the official website of the PFR.

At the same time, it should be remembered that today it is possible to obtain such documents through various types of credit organizations.

The easiest way to do this is through Sberbank Online. In your personal account, it will be enough to click just a couple of buttons.

After that, all the necessary information can be simply printed on the printer. Or it is possible to send it to the destination by e-mail.

If through public services

Every day, an increasing number of different services can be obtained through the portal "Gosuslugi". Also, with the help of this resource, it becomes possible to draw up an extract from the pension fund.

The resource is located at https://beta.gosuslugi.ru/. To receive an extract, you will need to log in (enter the previously set logins and password) and go to the appropriate section.

The statement will be sent to the email associated with the specific account.

Sample document

In order to avoid various kinds of complications related directly to the receipt and subsequent decoding of the extract, it is worth familiarizing yourself with its sample.

The Pension Fund of the Russian Federation does not currently send notices to insured persons about the status of their individual personal accounts.

In accordance with Article 14 of Federal Law No. 27-FZ of April 1, 1996 “On Individual (Personalized) Accounting in the System of Compulsory Pension Insurance”, the insured person has the right to receive free of charge from the Pension Fund of the Russian Federation at the place of residence or work at his request in the manner, specified by him when applying, the information contained in his individual personal account (the specified information can be sent to him in the form of an electronic document, the procedure for issuing which is determined by the Pension Fund of the Russian Federation, using public information and telecommunication networks, including the Internet, including a single portal of state and municipal services, as well as in another way, including by mail).

Currently, the following methods have been implemented for obtaining by the insured person information about the state of his individual personal account:

  • independently on-line through the Unified Portal of State and Municipal Services (EPGU) www.gosuslugi.ru, subject to the registration procedure in the Unified Identification and Authentication System (ESIA). This service involves the formation on the named portal of information about the state of the individual personal account of the insured person with the possibility of sending them to an e-mail address of the citizen's choice. In the course of receiving the service, the citizen is informed that the document will be sent in a special format that guarantees the authenticity of the data. The insured person receives a package of documents containing information about the status of an individual personal account in xml and pdf formats, signed with an enhanced qualified electronic signature of a public authority in XMLDSIG format. The registration procedure and methods of obtaining public services are presented in detail in the form of training videos in the Information and Reference Section of the EPGU;
  • independently on-line using the electronic service "Citizen's Personal Account" of the Internet portal "Pension Fund of the Russian Federation" www.site in the "Electronic Services" section if you have a verified account in the ESIA. However, in this case, the document will not be certified by a qualified electronic signature;
  • by obtaining information about the state of the individual personal account of the insured person on the basis of an application submitted to any territorial Department of the PFR. Such an application can be submitted by the insured person personally (you must have a passport and insurance certificate with you) or sent to the territorial Office of the PFR by mail. In this case, the application must be accompanied by copies of the passport and insurance certificate, certified in accordance with the procedure established by law, and the application should indicate exactly how the insured person will receive information about the state of the individual personal account of the insured person (in person or by registered mail). If the insured person expresses a desire to receive them by mail, it is necessary to indicate the full postal address of the place of residence, to which information on the status of the individual personal account of the insured person will be sent by registered mail within 10 days from the date of application;
  • by submitting a request for information on the state of the individual personal account of the insured person to the multifunctional center for the provision of state and municipal services (MFC). You must have your passport and insurance certificate with you.